Sergio Garrido

Sergio Garrido

Chief Credit Officer

Mr. Garrido is Senior Vice President and Chief Credit Officer, responsible for leading the Bank’s enterprise credit function, including credit strategy, governance, underwriting, portfolio oversight, and regulatory engagement. He has more than 15 years of commercial credit and risk management experience.

During more than 11 years with the Bank, Mr. Garrido he has served as Senior Vice President, Director of Credit Underwriting and as Senior Vice President, Director of Credit Administration.

Previously, he held credit analysis and review roles with FirstBank Florida and World Fuel Services. He holds an MBA from the University of Florida and a BBA from Florida International University.