0001562762-22-000457 | 10-Q | XBRL Viewer | Uscb Financial Holdings INC

Additional paid-in capital on common stock

^[1]

311,156

310,666

Accumulated deficit

(108,538)

(124,245)

Accumulated other comprehensive loss

(45,202)

(2,516)

Total stockholders' equity

177,417

203,897

Total liabilities and stockholders' equity

2,037,453

1,853,939

Preferred Stock Class C [Member]

Preferred Stock Class D [Member]

Preferred stock

Preferred Stock Class E [Member]

Preferred stock

Preferred stock

Common Class A [Member]

Common stock

^[1]

20,001

19,992

Common Class B [Member]

Interest-bearing deposits in financial institutions

Common stock

[1]	<div>(1) Class A common stock outstanding and additional paid-in-capital for December 31, 2020 were adjusted to reflect the 1 for 5 reverse stock split. See Note 13 "Stockholders' Equity" for further discussion on the stock split.</div>

Consolidated Balance Sheets (Parenthetical) $ in Thousands	Sep. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares shares
Investment securities held to maturity, fair value \| $	$ 159,739	$ 120,157
Loans held for investment, allowance \| $	$ 16,604	$ 15,057
Preferred stock, share outstanding	0
Preferred Stock Class C [Member]
Preferred stock, par value \| $ / shares	$ 1.00	$ 1
Preferred stock, per share liquidation preference \| $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	52,748	52,748
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class D [Member]
Preferred stock, par value \| $ / shares	$ 1.00	$ 1
Preferred stock, per share liquidation preference \| $ / shares	$ 5.00	$ 5
Preferred stock, shares authorized	12,309,480	12,309,480
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Preferred Stock Class E [Member]
Preferred stock, par value \| $ / shares	$ 1.00	$ 1
Preferred stock, per share liquidation preference \| $ / shares	$ 1,000	$ 1,000
Preferred stock, shares authorized	3,185,024	3,185,024
Preferred stock, shares issued	0	0
Preferred stock, share outstanding	0	0
Common Class A [Member]
Common stock, par value \| $ / shares	$ 1.00	$ 1
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	20,000,753	19,991,753
Common stock, shares outstanding	20,000,753	19,991,753
Common Class B [Member]
Common stock, par value \| $ / shares	$ 1.00	$ 1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	0	0
Common stock, shares outstanding	0	0

Consolidated Statements of Operations - USD ($)
$ in Thousands

3 Months Ended

9 Months Ended

Sep. 30, 2022

Sep. 30, 2021

Sep. 30, 2022

Sep. 30, 2021

Interest income:

Loans, including fees

$ 15,954

$ 12,538

$ 42,989

$ 35,944

Investment securities

2,201

1,858

7,040

5,670

322

474

Total interest income

18,477

14,434

50,503

41,691

Interest expense:

Interest-bearing checking

Savings and money market accounts

1,141

501

2,307

1,572

Time deposits

363

306

893

1,239

Federal Home Loan Bank advances

180

140

456

415

Total interest expense

1,703

963

3,708

3,271

Net interest income before provision for credit losses

16,774

13,471

46,795

38,420

Provision for credit losses

910

1,615

(160)

Net interest income after provision for credit losses

15,864

13,471

45,180

38,580

Non-interest income:

Service fees

934

856

2,917

2,648

(Loss) gain on sale of securities available for sale, net

(558)

(70)

(540)

179

Gain on sale of loans held for sale, net

330

532

686

1,519

Loan settlement

2,500

161

2,500

Other non-interest income

1,083

399

2,127

1,208

Total non-interest income

1,789

4,217

5,351

8,054

Non-interest expense:

Salaries and employee benefits

6,075

5,313

17,863

15,804

Occupancy

1,281

1,192

3,802

3,990

Regulatory assessment and fees

269

317

708

690

Consulting and legal fees

604

357

1,519

915

Network and information technology services

488

358

1,323

1,198

Other operating expense

1,415

1,470

4,080

3,761

Total non -interest expense

10,132

9,007

29,295

26,358

Income before income tax expense

7,521

8,681

21,236

20,276

Income tax expense

1,963

2,088

5,529

4,849

Net income

5,558

6,593

15,707

15,427

Less: Preferred stock dividends

542

2,077

Less: Exchange and redemption of preferred shares

89,585

Net income (loss) available to common stockholders

5,558

(83,534)

15,707

(76,235)

Common Class A [Member]

Non-interest expense:

Net income (loss) available to common stockholders

$ 5,558

$ (83,534)

$ 15,707

$ (76,235)

Per share information:

Net income (loss) per share, basic

^[1],[2]

$ 0.28

$ (5.11)

$ 0.79

$ (8.57)

Net income (loss) per share, diluted

^[1],[2]

$ 0.28

$ (5.11)

$ 0.78

$ (8.57)

Common Class B [Member]

Non-interest expense:

Net income (loss) available to common stockholders

$ (83,534)

$ (76,235)

Per share information:

Net income (loss) per share, basic

^[2]

$ (1.02)

$ (1.71)

Net income (loss) per share, diluted

^[2]

$ (1.02)

$ (1.71)

[1]	<div></div>
[2]	<div>(1) For further details on the allocation of net income available to common stockholders and per share information, see Note ##eps "Earnings per Share".</div>

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Consolidated Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 5,558	$ 6,593	$ 15,707	$ 15,427
Other comprehensive income (loss):
Unrealized gain (loss) on investment securities	(11,679)	1,210	(57,577)	(4,627)
Amortization of net unrealized gains on securities transferred from available-for-sale to held-to-maturity	(52)	43	(177)	43
Reclassification adjustment for loss (gain) included in net income	558	70	(540)	179
Tax effect	2,832	(324)	(14,528)	(1,167)
Total other comprehensive income (loss), net of tax	(8,341)	999	(42,686)	(3,596)
Total comprehensive income	$ (2,783)	$ 7,592	$ (26,979)	$ 11,831

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital On Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjustment [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Preferred Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Additional Paid-In Capital On Common Stock [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Deficit [Member]	Cumulative Effect Period Of Adoption Adjusted Balance [Member] Accumulated Other Comprehensive Income (Loss) [Member]
Balance at at Dec. 31, 2020	$ 171,001	$ 32,077	$ 25,568	$ 162,197	$ (53,622)	$ 4,781	$ (15,558)	$ 15,558	$ 171,001	$ 32,077	$ 10,010	$ 177,755	$ (53,622)	$ 4,781
Balance, shares at at Dec. 31, 2020		12,350,879	25,568,147				15,557,626			12,350,879	10,010,521
Net income	15,427				15,427
Other comprehensive income	(3,596)					(3,596)
Dividends - preferred stock	(2,077)				(2,077)
Issuance of Class A common stock, net of offering costs of $6,048	39,952		$ 4,600	35,352
Issuance of Class A common stock, net of offering costs of $6,048, shares			4,600,000
Exchange of preferred stock		$ (22,154)	$ 10,279	92,503	(80,628)
Exchange of preferred stock, shares		11,109,025	10,278,072
Redemption of preferred stock	(18,920)	$ (9,923)			(8,997)
Redemption of preferred stock, shares		1,241,854
Stock based compensation	131			131
Balance at at Sep. 30, 2021	201,918		$ 24,889	305,741	(129,897)	1,185
Balance, shares at at Sep. 30, 2021		0	24,888,593
Balance at at Jun. 30, 2021	166,302	$ 24,616	$ 10,010	177,852	(46,362)	186
Balance, shares at at Jun. 30, 2021		12,343,379	10,010,521
Net income	6,593				6,593
Other comprehensive income	999					999
Dividends - preferred stock	(542)				(542)
Issuance of Class A common stock, net of offering costs of $6,048	39,952		$ 4,600	35,352
Issuance of Class A common stock, net of offering costs of $6,048, shares			4,600,000
Stock based compensation	34			34
Balance at at Sep. 30, 2021	201,918		$ 24,889	305,741	(129,897)	1,185
Balance, shares at at Sep. 30, 2021		0	24,888,593
Balance at at Dec. 31, 2021	203,897		$ 19,992	310,666	(124,245)	(2,516)
Balance, shares at at Dec. 31, 2021			19,991,753
Net income	15,707				15,707
Other comprehensive income	(42,686)					(42,686)
Stock based compensation	397			397
Exercise of stock options	102		$ 9	93
Exercise of stock options, shares			9,000
Balance at at Sep. 30, 2022	177,417		$ 20,001	311,156	(108,538)	(45,202)
Balance, shares at at Sep. 30, 2022			20,000,753
Balance at at Jun. 30, 2022	180,068		$ 20,001	311,024	(114,096)	(36,861)
Balance, shares at at Jun. 30, 2022			20,000,753
Net income	5,558				5,558
Other comprehensive income	(8,341)					(8,341)
Exchange of preferred stock		$ (22,154)	$ 10,279	92,503	(80,628)
Exchange of preferred stock, shares		11,109,025	10,278,072
Redemption of preferred stock	(11,420)	$ (2,462)			(8,958)
Redemption of preferred stock, shares		1,234,354
Stock based compensation	132			132
Balance at at Sep. 30, 2022	$ 177,417		$ 20,001	$ 311,156	$ (108,538)	$ (45,202)
Balance, shares at at Sep. 30, 2022			20,000,753

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - Common Class A [Member] $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021 USD ($)	Sep. 30, 2021 USD ($)
Issuance of Class A common stock, offering costs	$ 6,048	$ 6,048
Common stock, stock split conversion ratio		0.2

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 15,707	$ 15,427
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,615	(160)
Depreciation and amortization	530	844
Amortization of premiums on securities, net	412	402
Accretion of deferred loan fees, net	(1,364)	(2,893)
Stock based compensation	397	131
Gain on sale of available for sale securities	540	(179)
Gain on sale of loans held for sale	(686)	(1,519)
Increase in cash surrender value of bank owned life insurance	(794)	(499)
Decrease in deferred tax asset	5,529	4,849
Net change in operating assets and liabilities:
Accrued interest receivable	(593)	(530)
Other assets	(4,163)	(2,724)
Accrued interest and other liabilities	14,432	10,499
Net cash provided by operating activities	31,562	23,648
Cash flows from investing activities:
Purchase of investment securities held to maturity	(2,432)	(31,919)
Proceeds from maturities and pay-down of investment securities held to maturity	9,689	645
Purchase of investment securities available for sale	(49,808)	(158,333)
Proceeds from maturities and pay-down of investment securities available for sale	35,502	41,966
Proceeds from sales of investment securities available for sale	45,647	48,939
Net increase in loans held for investment	(177,916)	(55,451)
Purchase of loans held for investment	(70,175)	(93,677)
Additions to premises and equipment	(175)	(314)
Proceeds from the sale of loans held for sale	8,641	15,606
Proceeds from the redemption of Federal Home Loan Bank stock	2,250	611
Purchase of Federal Home Loan Bank stock	(2,052)
Net cash used in investment activities	(200,829)	(231,927)
Cash flows from financing activities:
Proceeds from issuance of Class A common stock, net	102	39,952
Cash dividends paid		(2,077)
Net increase in deposits	206,263	211,187
Proceeds from Federal Home Loan Bank advances	60,000
Repayments on Federal Home Loan Bank advances	(70,000)
Net cash provided by financing activities	196,365	230,142
Net increase (decrease) in cash and cash equivalents	27,098	21,863
Cash and cash equivalents at beginning of year	46,228	47,734
Cash and cash equivalents at end of year	73,326	69,597
Supplemental disclosures of cash flow information:
Interest paid	3,675	3,329
Supplemental schedule of non-cash investing and financing activities:
Transfer of loans held for investment to loans held for sale	7,955	14,087
Transfer of investment securities from available-for-sale to held-to-maturity	74,444	68,667
Transfer of premises and equipment to assets held for sale		652
Lease liability arising from obtaining right-of-use assets	$ 1,550
Preferred Stock Class C [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(5,275)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		47,473
Preferred Stock Class D [Member]
Cash flows from financing activities:
Redemption of Preferred stock		(6,145)
Supplemental schedule of non-cash investing and financing activities:
Exchange of stock for Class A common stock		55,308
Preferred Stock Class E [Member]
Cash flows from financing activities:
Redemption of Preferred stock		$ (7,500)

Summary of Significant Accounting Policies	9 Months Ended
Summary of Significant Accounting Policies	Sep. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Overview USCB Financial Holdings, Inc., a Florida corporation incorporated in 2021, is a bank holding company with one wholly owned subsidiary, U.S. Century Bank (the “Bank”), together referred to as “the Company”. The Bank, established in 2002, is a Florida state-chartered, non-member financial institution providing financial services through its banking centers located in South Florida. During the year ended December 31, 2021, the Bank completed an initial public offering (“IPO”) and its Class A voting common shares began trading on the Nasdaq Stock Market in July 2021. In December 2021, the Bank exchanged all the outstanding shares of Class B non-voting common stock for shares of Class A voting common stock on a one to five exchange. Shortly thereafter, the Company acquired all issued and outstanding shares of Class A voting common stock of the Bank in connection with the reorganization of the Bank into the holding company form of structure. For further information on the IPO and the exchange and redemption of shares , see Note 8 “Stockholders’ Equity”. The Company’s Consolidated Financial Statements consist of USCB Financial Holdings, Inc. and U.S. Century Bank as of September 30, 2022 and December 31, 2021 and for the three and nine months ended September 30, 2022 compared to only U.S. Century Bank as of September 30, 2021 and for the three and nine months ended September 30, 2021. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and do not include all the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. These unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated financial statements and related notes appearing in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Principles of Consolidation The Company consolidates entities in which it has a controlling financial interest. Intercompany transactions and balances are eliminated in consolidation. Use of Estimates To prepare financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements. The most significant estimates impacting the Company’s consolidated financial statements are the allowance for credit losses and income taxes. Reclassifications Certain amounts in the Consolidated Financial Statements have been reclassified to conform to the current presentation. Reclassifications had no impact on the net income or stockholders’ equity of the Company. Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326); Measurement of Credit Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) on accounting for current expected credit losses on financial instruments (“CECL”) will replace the current probable incurred loss impairment methodology under U.S. GAAP with a methodology that reflects the expected credit losses. The Update is intended to provide financial statement users with more decision-useful information about expected credit losses. This Update is applicable to the Company on a modified retrospective basis for interim and annual periods in fiscal years beginning after December 15, 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company expects to adopt this ASU on January 1, 2023. The impact of adoption on the Company’s financial statements will depend on the composition of the loan and investment securities portfolio as of January 1, 2023, general economic conditions, and other factors that are not known at this time. Although management is in the process of evaluating the impact of adoption of this ASU on its consolidated financial statements, management does believe that this ASU will lead to significant changes in accounting policies and disclosures related to, and the methods used in estimating, the ACL. The Company has developed a detailed implementation plan through the date of adoption that includes the implementation of a software solution to assist with the CECL implementation process and is developing measurements in parallel with the current methodology. To date, the Company has initiated policy discussion with key stakeholders, completed a data gap analysis and retained the services of a third-party consulting firm to perform an independent model validation prior to adoption. Reference Rate Reform In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting. In January 2021, the FASB clarified the scope of this guidance with ASU 2021-01 which provides optional guidance for a limited period of time to ease the burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. This ASU is effective from March 12, 2020 through December 31, 2022. The Company is evaluating the impact of this ASU and has not yet determined whether LIBOR transition and this ASU will have a material effect on our business operations and consolidated financial statements. Trouble Debt Restructuring In March 2022, the FASB issued ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. This ASU eliminates the recognition and measurement guidance on troubled debt restructurings for creditors and aligns it with existing guidance to determine whether a loan modification results in a new loan or a continuation of an existing loan. The new guidance also requires enhanced disclosures about certain loan modifications by creditors when a borrower is experiencing financial difficulty. This ASU is effective in periods beginning after December 15, 2022, using either a prospective or modified retrospective transition approach. Early adoption is permitted for entities that have already adopted CECL. The Company is in the process of reviewing this ASU, as part of its CECL implementation efforts, to determine whether it would have a material impact on the Company’s consolidated financial statements when adopted.

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2022
Investment Securities [Abstract]
Investment Securities	2. INVESTMENT SECURITIES The following tables present a summary of the amortized cost, unrealized or unrecognized gains and losses, and fair value of investment securities at the dates indicated (in thousands): During the quarter ended September 30, 2022 and year ended December 31, 2021, the Company transferred, at fair value, $ 63.8 million and $ 68.7 million, respectively, of securities from available-for-sale (“AFS”) to held-to-maturity (“HTM”). The related net unrealized losses of $ 10.6 million and net unrealized gains of $ 1.1 million, respectively, remained in accumulated other comprehensive income (“AOCI”) and are being amortized over the remaining life of the transferred securities. No gains or losses were recognized to income at the transfer date. Gains and losses on the sale of securities are recorded on the trade date and are determined on a specific identification basis. The following table presents the proceeds, realized gross gains and realized gross losses on sales and calls of AFS debt securities for the three and nine months ended September 30, 2022 and 2021 (in thousands): The amortized cost and fair value of investment securities, by contractual maturity, are shown below as of the date indicated (in thousands). Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. At September 30, 2022, there were no securities held in the portfolio from any one issuer, in an amount greater than 10% of total stockholders’ equity other than the United States Government and Government Agencies. All the collateralized mortgage obligations and mortgage-backed securities are issued by United States sponsored entities at September 30, 2022 and December 31, 2021. Information pertaining to investment securities with gross unrealized losses, aggregated by investment category and length of time that those individual securities have been in a continuous loss position, are presented as of the following dates (in thousands): As of September 30, 2022, the unrealized losses associated with $ 116.2 million of investment securities transferred from the AFS portfolio to the HTM portfolio represent unrealized losses since the date of purchase, independent of the impact associated with changes in the cost basis of the securities upon transfer between portfolios. The Company performs a review of the investments that have an unrealized loss to determine whether there have been any changes in the economic circumstance of the security issuer to indicate that the unrealized loss is impaired on an other- than-temporary (“OTTI”) basis. Management considers several factors in their analysis including (i) the severity and duration of the impairment, (ii) the credit rating of the security including any downgrade, (iii) the intent to sell the security, or if it is more likely than not that it will be required to sell the security before recovery, (iv) whether there have been any payment defaults and (v) the underlying guarantor of the securities. The Company does not consider these investments to be OTTI as the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of its amortized cost basis, which may be at maturity, and it is more likely than not that the Company will not be required to sell the securities before maturity. Pledged Securities The Company maintains a master repurchase agreement with a public banking institution for up to $ 20.0 million fully guaranteed with investment securities upon withdrawal. Any amounts borrowed would be at a variable interest rate based on prevailing rates at the time funding is requested. As of September 30, 2022, the Company did no t have any securities pledged under this agreement. The Company is a Qualified Public Depositor (“QPD”) with the State of Florida. As a QPD, the Company has the legal authority to maintain public deposits from cities, municipalities, and the State of Florida. These public deposits are secured by securities pledged to the State of Florida at a ratio of 25 % of the outstanding uninsured deposits. The Company must also maintain a minimum amount of pledged securities to be in the public funds program. As of September 30, 2022, the Company had a total of $ 141.7 million in deposits under the public funds program and pledged to the State of Florida for these public funds were seventeen corporate bonds with an aggregate fair value of $ 39.1 million. As of December 31, 2021, the Company had a total of $ 37.3 million in deposits under the public funds program and pledged to the State of Florida for these public funds were eleven corporate bonds with an aggregate fair value of $ 20.4 million. September 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,400 $ - $ (1,372) $ 9,028 Collateralized mortgage obligations 121,760 - (21,712) 100,048 Mortgage-backed securities - residential 92,649 - (15,942) 76,707 Mortgage-backed securities - commercial 30,818 - (3,883) 26,935 Municipal securities 25,104 - (6,475) 18,629 Bank subordinated debt securities 14,503 28 (969) 13,562 Corporate bonds 4,039 - (377) 3,662 $ 299,273 $ 28 $ (50,730) $ 248,571 Held-to-maturity: U.S. Government Agency $ 45,243 $ - $ (5,804) $ 39,439 Collateralized mortgage obligations 70,424 - (6,773) 63,651 Mortgage-backed securities - residential 40,574 - (4,844) 35,730 Mortgage-backed securities - commercial 11,483 - (516) 10,967 Corporate bonds 11,141 - (1,189) 9,952 $ 178,865 $ - $ (19,126) $ 159,739 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157 Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 13,809 $ 5,674 $ 45,647 $ 48,939 Gross gains $ 2 $ 72 $ 218 $ 510 Gross losses (560) (142) (758) (331) Net realized gain (loss) $ (558) $ (70) $ (540) $ 179 Available-for-sale Held-to-maturity September 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,522 $ 1,472 Due after one year through five years 4,039 3,662 9,619 8,480 Due after five years through ten years 15,503 14,362 - - Due after ten years 24,104 17,829 - - U.S. Government Agency 10,400 9,028 45,243 39,439 Collateralized mortgage obligations 121,760 100,048 70,424 63,651 Mortgage-backed securities - residential 92,649 76,707 40,574 35,730 Mortgage-backed securities - commercial 30,818 26,935 11,483 10,967 $ 299,273 $ 248,571 $ 178,865 $ 159,739 September 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 27,684 $ (3,810) $ 20,784 $ (4,726) $ 48,468 $ (8,536) Collateralized mortgage obligations 58,660 (9,750) 105,038 (23,488) 163,698 (33,238) Mortgage-backed securities - residential 38,911 (6,510) 73,524 (17,019) 112,435 (23,529) Mortgage-backed securities - commercial 21,508 (2,715) 16,395 (3,194) 37,903 (5,909) Municipal securities 800 (200) 17,829 (6,275) 18,629 (6,475) Bank subordinated debt securities 12,533 (970) - - 12,533 (970) Corporate bonds 13,614 (1,045) - - 13,614 (1,045) $ 173,710 $ (25,000) $ 233,570 $ (54,702) $ 407,280 $ (79,702) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans	9 Months Ended
Loans	Sep. 30, 2022
Loans [Abstract]
Loans	3. LOANS The following table is a summary of the distribution of loans held for investment by type (in thousands): At September 30, 2022 and December 31, 2021, the Company had $ 253.9 million and $ 185.1 million respectively, of commercial real estate and residential mortgage loans pledged as collateral for lines of credit with the FHLB and the Federal Reserve Bank of Atlanta. The Company was a participant in the Small Business Administration’s (“SBA”) Paycheck Protection Program (“PPP”) loans. These loans were designed to provide a direct incentive for small businesses to keep their workers on payroll and the funds had to be used towards payroll cost, mortgage interest, rent, utilities and other costs related to COVID-19. These loans are forgivable under specific criteria as determined by the SBA. The Company had PPP loans totaling $ 1.4 million at September 30, 2022 and $ 42.4 million at December 31, 2021, which are categorized as commercial and industrial loans. These PPP loans had deferred loan fees of $ 19 thousand at September 30, 2022 and $ 1.5 million at December 31, 2021. The Company recognized $ 1.6 million and $ 3.5 million in PPP loan fees and interest income during the nine months ended September 30, 2022 and 2021, respectively, which is reported under loans, including fees, within the Consolidated Statements of Operations. The Company segments the portfolio by pools grouping loans that share similar risk characteristics and employing collateral type and lien position to group loans according to risk. The Company determines historical loss rates for each loan pool based on its own loss experience. In estimating credit losses, the Company also considers qualitative and environmental factors that may cause estimated credit losses for the loan portfolio to differ from historical losses. Changes in the allowance for credit losses for the three and nine months ended September 30, 2022 and 2021 were as follows (in thousands): Allowance for credit losses and the outstanding balances in the specified loan categories as of September 30, 2022 and December 31, 2021 are as follows (in thousands): Credit Quality Indicators The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the loan agreement based on relevant information which may include: current financial information on the borrower, historical payment experience, credit documentation and other current economic trends. Internal credit risk grades are evaluated periodically. The Company's internally assigned credit risk grades are as follows: Pass – Loans indicate different levels of satisfactory financial condition and performance. Special Mention – Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligator or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified at substandard, with the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loss – Loans classified as loss are considered uncollectible. Loan credit exposures by internally assigned grades are presented below for the periods indicated (in thousands): Loan Aging The Company also considers the performance of loans in grading and in evaluating the credit quality of the loan portfolio. The Company analyzes credit quality and loan grades based on payment performance and the aging status of the loan. The following tables include an aging analysis of accruing loans and total non-accruing loans as of September 30, 2022 and December 31, 2021 (in thousands): There was no interest income recognized attributable to nonaccrual loans outstanding during the three months ended September 30, 2022 and 2021. Interest income on these loans for the three months ended September 30, 2022 and 2021, would have been approximately $ 0 and $ 1 thousand, respectively, had these loans performed in accordance with their original terms. Impaired Loans The following table includes the unpaid principal balances for impaired loans with the associated allowance amount, if applicable, on the basis of impairment methodology at the dates indicated (in thousands): Net investment balance is the unpaid principal balance of the loan adjusted for the remaining net deferred loan fees. The following table presents the average recorded investment balance on impaired loans for the dates indicated (in thousands): Interest income recognized on impaired loans for the three months ended September 30, 2022 and 2021 was $ 90 thousand and $ 99 thousand, respectively. Interest income recognized on impaired loans for the nine months ended September 30, 2022 and 2021 was $ 271 thousand and $ 313 thousand, respectively. Troubled Debt Restructuring s A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. Modifications to loans can be made for rate, term, payment, conversion of loan to interest only for a limited period of time or a combination to include more than one type of modification. The following table presents performing and non-performing TDR loans at the dates indicated (in thousands): The Company had allocated $ 309 thousand and $ 360 thousand of specific allowance for TDR loans at September 30, 2022 and December 31, 2021, respectively. There were no charge-offs on TDR loans during the three and nine months ended September 30, 2022 and 2021. There were no commitments outstanding to lend additional funds to any of these TDR loan customers as of September 30, 2022. During the quarter ended September 30, 2022 and 2021, there were no defaults on loans which were modified as a TDR within the prior 12 months. The Company also did no t have any new TDR loans during the three and nine months ended September 30, 2022 and 2021. September 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 186,551 13.0 % $ 201,359 16.9 % Commercial Real Estate 928,531 64.9 % 704,988 59.2 % Commercial and Industrial 121,145 8.5 % 146,592 12.3 % Foreign Banks 94,450 6.6 % 59,491 5.0 % Consumer and Other 100,845 7.0 % 79,229 6.6 % Total gross loans 1,431,522 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) 9 1,578 Total loans net of deferred fees (cost) 1,431,513 1,190,081 Less: Allowance for credit losses 16,604 15,057 Total net loans $ 1,414,909 $ 1,175,024 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2021 Beginning balance $ 2,540 $ 8,752 $ 2,467 $ 554 $ 535 $ 14,848 Provision for credit losses (787) 719 277 (29) (180) - Recoveries 48 - 3 - 3 54 Charge-offs - - - - (2) (2) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Nine Months Ended September 30, 2021 Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (1,434) 18 904 177 175 (160) Recoveries 56 - 154 - 5 215 Charge-offs (229) - - - (12) (241) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ - $ 48 $ - $ 101 $ 309 Collectively evaluated for impairment 1,198 9,985 3,661 725 726 16,295 Balances, end of period $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Loans: Individually evaluated for impairment $ 7,257 $ 586 $ 92 $ - $ 203 $ 8,138 Collectively evaluated for impairment 179,294 927,945 121,053 94,450 100,642 1,423,384 Balances, end of period $ 186,551 $ 928,531 $ 121,145 $ 94,450 $ 100,845 $ 1,431,522 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659 As of September 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ - $ 723 1-4 family residential 129,240 - - - 129,240 Condo residential 56,588 - - - 56,588 186,551 - - - 186,551 Commercial real estate: Land and construction 35,977 - - - 35,977 Multi-family residential 155,018 - - - 155,018 Condo commercial 55,451 - 400 - 55,851 Commercial property 681,685 - - - 681,685 928,131 - 400 - 928,531 Commercial and industrial: (1) Secured 115,444 - 339 - 115,783 Unsecured 5,362 - - - 5,362 120,806 - 339 - 121,145 Foreign banks 94,450 - - - 94,450 Consumer and other loans 100,642 - 203 - 100,845 Total $ 1,430,580 $ - $ 942 $ - $ 1,431,522 (1) All outstanding PPP loans were internally graded pass. As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) All outstanding PPP loans were internally graded pass. Accruing As of September 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ 723 $ - $ 723 1-4 family residential 128,703 537 - 129,240 - 129,240 Condo residential 55,911 677 - 56,588 - 56,588 185,337 1,214 - 186,551 - 186,551 Commercial real estate: - Land and construction 35,977 - - 35,977 - 35,977 Multi-family residential 155,018 - - 155,018 - 155,018 Condo commercial 55,851 - - 55,851 - 55,851 Commercial property 679,058 2,627 - 681,685 - 681,685 925,904 2,627 - 928,531 - 928,531 Commercial and industrial: - Secured 115,783 - - 115,783 - 115,783 Unsecured 4,324 1,038 - 5,362 - 5,362 120,107 1,038 - 121,145 - 121,145 Foreign banks 94,450 - - 94,450 - 94,450 Consumer and other 100,845 - - 100,845 - 100,845 Total $ 1,426,643 $ 4,879 $ - $ 1,431,522 $ - $ 1,431,522 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659 September 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,574 $ 3,567 $ - $ 5,021 $ 5,035 $ - Commercial real estate 586 586 - 696 695 - 4,160 4,153 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,683 3,653 160 3,985 3,950 178 Commercial and industrial 92 92 48 141 141 71 Consumer and other 203 203 101 224 224 111 3,978 3,948 309 4,350 4,315 360 Total $ 8,138 $ 8,101 $ 309 $ 10,067 $ 10,045 $ 360 Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Residential real estate $ 7,282 $ 7,980 $ 7,732 $ 8,738 Commercial real estate 590 709 619 611 Commercial and industrial 95 177 116 187 Consumer and other 207 248 214 262 Total $ 8,174 $ 9,114 $ 8,681 $ 9,798 September 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,257 $ - $ 7,257 $ 7,815 $ - $ 7,815 Commercial real estate 586 - 586 696 - 696 Commercial and industrial 92 - 92 141 - 141 Consumer and other 203 - 203 224 - 224 Total $ 8,138 $ - $ 8,138 $ 8,876 $ - $ 8,876

Income Taxes	9 Months Ended
Income Taxes	Sep. 30, 2022
Income Taxes [Abstract]
Income Taxes	4. INCOME TAXES The Company’s provision for income taxes is presented in the following table for the dates indicated (in thousands): The actual income tax expense for the nine months ended September 30, 2022 and 2021 differs from the statutory tax expense for the period (computed by applying the U.S. federal corporate tax rate of 21 % for 2022 and 2021 to income before provision for income taxes) as follows (in thousands): The Company’s deferred tax assets and deferred tax liabilities as of the dates indicated were (in thousands): September 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 23,580 $ 28,819 Allowance for credit losses 4,208 3,816 Lease liability 3,418 3,595 Unrealized losses on available for sale securities 15,345 817 Deferred loan fees 2 400 Depreciable property 146 361 Stock option compensation 332 241 Accruals 467 600 Other, net 22 2 Deferred tax assets: 47,520 38,651 Deferred tax liability: Lease right of use asset (3,418) (3,595) Deferred expenses (174) (127) Deferred tax liability (3,592) (3,722) Net deferred tax assets $ 43,928 $ 34,929 The Company has approximately $ 89.1 million of federal and $ 111.9 million of state net operating loss carryforwards expiring in various amounts between 2031 and 2036 and which are limited to offset, to the extent permitted, future taxable earnings of the Company. In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. The major tax jurisdictions where the Company files income tax returns are the U.S. federal jurisdiction and the State of Florida. With few exceptions, the Company is no longer subject to U.S. federal and state income tax examinations by tax authorities for years before 2018. For the three months ended September 30, 2022 and 2021, the Company did no t have any unrecognized tax benefits as a result of tax positions taken during a prior period or during the current period. Additionally, no interest or penalties were recorded as a result of tax uncertainties. Nine Months Ended September 30, 2022 2021 Current: Federal $ - $ - State - - Total current - - Deferred: Federal 4,342 3,962 State 1,187 887 Total deferred 5,529 4,849 Total tax expense $ 5,529 $ 4,849 Nine Months Ended September 30, 2022 2021 Federal taxes at statutory rate $ 4,460 $ 4,258 State income taxes, net of federal tax benefit 923 710 Bank owned life insurance (202) (122) Other, net 348 3 Total tax expense $ 5,529 $ 4,849

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

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Off-Balance Sheet Arrangements	9 Months Ended
Off-Balance Sheet Arrangements	Sep. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Off-Balance Sheet Arrangements	5. OFF-BALANCE SHEET ARRANGEMENTS The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financial needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include unfunded commitments under lines of credit, commitments to extend credit, standby and commercial letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instruments for unused lines of credit, and standby letters of credit is represented by the contractual amount of these commitments. A summary of the amounts of the Company's financial instruments with off-balance sheet risk are shown below at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 119,830 $ 134,877 Standby and commercial letters of credit 5,413 6,420 Total $ 125,243 $ 141,297 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. Unfunded lines of credit and revolving credit lines are commitments for possible future extensions of credit to existing customers. These lines of credit are uncollateralized and usually do not contain a specified maturity date and ultimately may not be drawn upon to the total extent to which the Company committed. Standby and commercial letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. Essentially all letters of credit have fixed maturity dates and since many of them expire without being drawn upon, they do not generally present a significant liquidity risk to the Company.

Derivatives	9 Months Ended
Derivatives	Sep. 30, 2022
Derivatives [Abstract]
Derivatives	6. DERIVATIVES The Company utilizes interest rate swap agreements as part of its asset liability management strategy to help manage its interest rate risk exposure . The notional amount of the interest rate swaps do not represent actual amounts exchanged by the parties. The amounts exchanged are determined by reference to the notional amount and the other terms of the individual interest rate swap agreements. The Company enters into interest rate swaps with its loan customers. The Company had 16 and 18 interest rate swaps with loan customers with an aggregate notional amount of $ 34.6 million and $ 39.2 million at September 30, 2022 and December 31, 2021, respectively. These interest rate swaps mature between 2025 and 2051. The Company entered into corresponding and offsetting derivatives with third parties. The fair value of liability on these derivatives requires the Company to provide the counterparty with funds to be held as collateral which the Company reports as other assets under the Consolidated Balance Sheets. While these derivatives represent economic hedges, they do not qualify as hedges for accounting purposes. The following table reflects the Company’s customer-related interest rate swaps at the dates indicated (in thousands): Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 34,635 $ 1,260 Other assets/Other liabilities $ 5,254 $ 5,254 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	7. FAIR VALUE MEASUREMENTS Determination of Fair Value The Company uses fair value measurements to record fair-value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the fair value measurements accounting guidance, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded, and the reliability of the assumptions used to determine fair value. Level 1 - Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2 - Valuation is based on inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability. Level 3 - Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. A financial instrument's categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Items Measured at Fair Value on a Recurring Basis AFS investment securities: When instruments are traded in secondary markets and quoted market prices do not exist for such securities, management generally relies on prices obtained from independent vendors or third-party broker-dealers. Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if observable market information is being utilized. Securities measured with pricing provided by independent vendors or third- party broker-dealers are classified within Level 2 of the hierarchy and often involve using quoted market prices for similar securities, pricing models or discounted cash flow analyses utilizing inputs observable in the market where available. Derivatives: The fair value of derivatives are measured with pricing provided by third-party participants and are classified within Level 2 of the hierarchy. The following table represents the Company's assets and liabilities measured at fair value on a recurring basis at September 30, 2022 and December 31, 2021 for each of the fair value hierarchy levels (in thousands): Items Measured at Fair Value on a Non-recurring Basis Impaired Loans: At September 30, 2022 and December 31, 2021, in accordance with provisions of the loan impairment guidance, individual loans with a carrying amount of approximately $ 4.0 million and $ 4.4 million, respectively, were written down to their fair value of approximately $ 3.7 million and $ 4.0 million, respectively, resulting in an impairment charge of $ 309 thousand and $ 360 thousand, respectively, which was included in the allowance for credit losses at September 30, 2022 and December 31, 2021, respectively. Loans subject to write-downs, or impaired loans, are estimated using the present value of expected cash flows or the appraised value of the underlying collateral discounted as necessary due to management's estimates of changes in economic conditions are considered a Level 3 valuation. Other Real Estate: Other real estate owned is valued at the lesser of the third-party appraisals less management's estimate of the costs to sell or the carrying cost of the other real estate owned. Appraisals generally use the market approach valuation technique and use market observable data to formulate an opinion of the fair value of the properties. However, the appraiser uses professional judgment in determining the fair value of the property and the Company may also adjust the value for changes in market conditions subsequent to the valuation date when current appraisals are not available. As a consequence of the carrying cost or the third-party appraisal and adjustments therein, the fair values of the properties are considered a Level 3 valuation. The following table represents the Company’s assets measured at fair value on a non-recurring basis at September 30, 2022 and December 31, 2021 for each of the fair value hierarchy levels (in thousands): The following table presents quantified information about Level 3 fair value measurements for assets measured at fair value on a non-recurring basis at September 30, 2022 and December 31, 2021 (in thousands): There were no financial liabilities measured at fair value on a non-recurring basis at September 30, 2022 and December 31, 2021. Items Not Measured at Fair Value The following table presents the carrying amounts and estimated fair values of financial instruments not carried at fair value as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 9,028 $ - $ 9,028 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 100,048 - 100,048 - 156,829 - 156,829 Mortgage-backed securities - residential - 76,707 - 76,707 - 118,842 - 118,842 Mortgage-backed securities - commercial - 26,935 - 26,935 - 50,117 - 50,117 Municipal securities - 18,629 - 18,629 - 24,276 - 24,276 Bank subordinated debt securities - 13,562 - 13,562 - 28,408 - 28,408 Corporate bonds - 3,662 - 3,662 - 12,550 - 12,550 Total - 248,571 - 248,571 - 401,542 - 401,542 Derivative assets - 5,254 - 5,254 - 1,434 - 1,434 Total assets at fair value $ - $ 253,825 $ - $ 253,825 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Level 1 Level 2 Level 3 Total September 30, 2022: Impaired loans $ - $ - $ 3,669 $ 3,669 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990 Fair Value Valuation Technique(s) Unobservable Input(s) September 30, 2022: Residential real estate $ 3,523 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 44 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 102 Discounted cash flow Adj. for differences in net operating income expectations Total impaired loans $ 3,669 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total impaired loans $ 3,990 Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2022: Financial Assets: Cash and due from banks $ 5,975 $ 5,975 $ - $ - $ 5,975 Interest-bearing deposits in banks $ 67,351 $ 67,351 $ - $ - $ 67,351 Investment securities held to maturity $ 178,865 $ - $ 159,739 $ - $ 159,739 Loans held for investment, net $ 1,414,909 $ - $ - $ 1,366,891 $ 1,366,891 Accrued interest receivable $ 6,568 $ - $ 1,278 $ 5,290 $ 6,568 Financial Liabilities: Demand deposits $ 662,808 $ 662,808 $ - $ - $ 662,808 Money market and savings accounts $ 851,727 $ 851,727 $ - $ - $ 851,727 Interest-bearing checking accounts $ 63,721 $ 63,721 $ - $ - $ 63,721 Time deposits $ 218,386 $ - $ - $ 212,450 $ 212,450 FHLB advances $ 26,000 $ - $ 24,505 $ - $ 24,505 Accrued interest payable $ 129 $ 20 $ 30 $ 79 $ 129 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Stockholders' Equity	9 Months Ended
Stockholders' Equity	Sep. 30, 2022
Stockholders' Equity [Abstract]
Stockholders' Equity	8. STOCKHOLDERS’ EQUITY Common Stock The rights of the holders of Class A common stock and Class B common stock are the same, except for voting and conversion rights. Holders of Class A common stock are entitled to voting rights, while holders of Class B common stock have no voting rights. Shares of Class B common stock are convertible into shares of Class A common stock if sold or transferred. In June 2021, the Bank effected a 1 for 5 reverse stock split of all the Class A common stock $ 1.00 par value. Each five shares of the Bank’s Class A common stock was combined into one fully paid share of Class A common stock. Any fractional shares resulting from this reverse stock split were rounded up to one whole share. The Bank has adjusted the Class A common stock, earnings per share and stock options for this 1 for 5 reverse stock split for all periods in 2021. The Class B common stock was not adjusted but if sold or exchanged would be converted at the 1 for 5 reverse stock split of 1 share of Class A common stock for 5 shares of Class B common stock. Any dividends declared by the Board of Directors (the “Board”) to include Class B common stock would also be paid as if the Class B common stock had converted. The 1 for 5 reverse stock split resulted in adjustments to Consolidated Balance Sheets, Consolidated Statements of Operations, and Consolidated Statements of Changes in Stockholders’ Equity. In July 2021, the Bank completed the IPO of its Class A common stock, in which it issued and sold 4,600,000 shares of Class A common stock at a price of $ 10.00 per share. The Bank received total net proceeds of $ 40.0 million after deducting underwriting discounts and expenses. In December 2021, the Bank entered into agreements with the Class B shareholders to exchange all outstanding shares of Class B common stock for shares of Class A common stock at a ratio of one share of Class A common stock for ever five shares of Class B common stock. As a result, a total of 6,121,052 shares of Class B common stock were exchanged for 1,224,212 shares of Class A common stock. In December 2021, the Company acquired all the issued and outstanding shares of the Class A voting common stock of the Bank, which at the time were the only issued and outstanding shares of the Bank’s capital stock, in a share exchange (the “Reorganization”) effected under the Florida Business Corporation Act. Each of the outstanding shares of the Bank’s Class A common stock, par value $ 1.00 per share, formerly held by its shareholders was converted into and exchanged for one newly issued share of the Company’s Class A common stock, par value $ 1.00 per share, and the Bank became the Company’s wholly owned subsidiary. In the Reorganization, each shareholder of the Bank received securities of the same class, having substantially the same designations, rights, powers, preferences, qualifications, limitations and restrictions, as those that the shareholder held in the Bank, and the Company’s current shareholders own the same percentages of its common stock as they previously owned of the Bank’s common stock. Preferred Stock In April 2021, the Board authorized and approved the offer to repurchase all outstanding shares of Class E preferred stock at the liquidation value of $ 7.5 million along with declared dividends of $ 103 thousand. All Class E preferred stock shareholders approved the repurchase which the Bank completed in April 2021. The Bank offered the Class C and Class D preferred stockholders the ability to exchange their shares for Class A common stock. The offer to exchange was voluntary and the preferred stockholders were given the option to convert 90 % of their preferred shares for Class A common stock with the remaining 10 % to be redeemed in the form of cash. The exchange ratio for the shares of Class A common stock issued in the preferred stock exchange transaction was based upon the IPO price for shares of Class A common stock. During the year ended December 31, 2021, 47,473 shares of Class C preferred stock and 11,061,552 shares of Class D preferred stock converted into an aggregate of 10,278,072 shares of Class A common stock. The exchange of the Class C and Class D preferred shares had a total liquidation value of $ 102.8 million. The remaining unconverted shares of Class C preferred stock and Class D preferred stock totaling 1,234,354 shares were subsequently redeemed at their liquidation value for $ 11.4 million. The fair value of consideration on the preferred stock exchange and redemption of the Class C and Class D preferred shares exceeded the book value causing a one-time reduction in net income available to common stockholders of $ 89.6 million. As of September 30, 2022 and December 31, 2021, there were no preferred shares outstanding and no outstanding dividends to be paid. Dividends The following dividend amounts were paid on the preferred shares for the three and nine months ended September 30, 2022 and 2021 (in thousands): Declaration of dividends by the Board is required before dividend payments are made. No dividends were approved by the Board for the common stock classes for the three months ended September 30, 2022 and 2021. Additionally, there were no dividends declared and unpaid as of September 30, 2022 and 2021. The Company and the Bank exceeded all regulatory capital requirements and remained significantly above “well- capitalized” guidelines. At September 30, 2022, the total risk-based capital ratios for the Company and the Bank were 13.65 % and 13.58 %, respectively. Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 par value; $ 1,000 per share liquidation preference; annual dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 per share. $ - $ 440 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 par value; $ 5.00 per share liquidation preference; annual dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 per share. - 102 - 348 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 par value; $ 1,000 per share liquidation preference; annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 per share. - - - 235 Total dividends paid $ - $ 542 $ - $ 2,077

The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.

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-Subparagraph (i)
-URI https://asc.fasb.org/extlink&oid=126973232&loc=SL123496158-112644

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(e)(1))
-URI https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 40
-Section 50
-Paragraph 6
-Subparagraph (a)
-URI https://asc.fasb.org/extlink&oid=126731327&loc=SL126733271-114008

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	9. EARNINGS PER SHARE Earnings per share (“EPS”) for common stock is calculated using the two-class method required for participating securities. Basic EPS is calculated by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding for the period, without consideration for common stock equivalents. Diluted EPS is computed by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding for the period and the weighted-average number of dilutive common stock equivalents outstanding for the period determined using the treasury-stock method. For purposes of this calculation, common stock equivalents include common stock options and are only included in the calculation of diluted EPS when their effect is dilutive. To calculate EPS for the three and nine months ended September 30, 2022, net income available to common stockholders was not allocated between Class A and Class B common stock since there were no issued and outstanding shares of Class B common stock as of September 30, 2022. To calculate EPS for the three and nine months ended September 30, 2021, net income available to common stockholders was allocated as if all the income for the period were distributed to common stockholders. The allocation was based on the outstanding shares per common share class to the total common shares outstanding during each period giving effect for the 1 for 5 reverse stock split. The Company’s Articles of Incorporation require that the distribution of net income to Common B stockholders be adjusted to give effect for Class A stock splits. Therefore, the income allocated to Class B common shares was calculated based on their 20 % per share equivalent to Class A common shares. The following table reflects the calculation of net income available to common stockholders for the three and nine months ended September 30, 2022 and 2021 (in thousands): The following table reflects the calculation of basic and diluted earnings per common share class for the three and nine months ended September 30, 2022 and 2021 (in thousands, except per share amounts): See Note 8 “Stockholders’ Equity” for further discussion of the reverse stock split effected in 2021. Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Net Income $ 5,558 $ 6,593 $ 15,707 $ 15,427 Less: Preferred stock dividends - 542 - 2,077 Less: Exchange and redemption of preferred shares - 89,585 - 89,585 Net income (loss) available to common stockholders $ 5,558 $ (83,534) $ 15,707 $ (76,235) Three Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding 20,000,753 - 15,121,460 6,121,052 Earnings (loss) per share, basic $ 0.28 $ - $ (5.11) $ (1.02) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 15,121,460 6,121,052 Add: Dilutive effects of assumed exercises of stock options 147,455 - - - Weighted avg. shares including dilutive potential common shares 20,148,208 - 15,121,460 6,121,052 Earnings (loss) per share, diluted $ 0.28 $ - $ (5.11) $ (1.02) Anti-dilutive stock options excluded from diluted EPS 15,000 - 95,602 - (1) Net loss available to common shares between Class A and Class B common stock was allocated based on the weighted average number of shares outstanding. The allocation also assumes that Class B shares had converted to Class A shares which is equivalent to 0.20 per share of Class B or 1,224,212 shares of Class A shares. Nine Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ (76,235) $ (76,235) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% $ 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding 19,998,841 - 7,674,609 6,121,052 Earnings (loss) per share, basic $ 0.79 $ - $ (8.57) $ (1.71) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ 76,235 $ 76,235 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding for basic EPS 19,998,841 - 7,674,609 6,121,052 Add: Dilutive effects of assumed exercises of stock options 179,248 - - - Weighted avg. shares including dilutive potential common shares 20,178,089 - 7,674,609 6,121,052 Earnings (loss) per share, diluted $ 0.78 $ - $ (8.57) $ (1.71) Anti-dilutive stock options excluded from diluted EPS 15,000 - 168,709 - (1) Net loss available to common shares between Class A and Class B common stock was allocated based on the weighted average number of shares outstanding. The allocation also assumes that Class B shares had converted to Class A shares which is equivalent to 0.20 per share of Class B or 1,224,212 shares of Class A shares.

Loss Contingencies	9 Months Ended
Loss Contingencies	Sep. 30, 2022
Loss Contingencies [Abstract]
Loss Contingencies	10. LOSS CONTINGENCIES Loss contingencies, including claims and legal actions may arise in the ordinary course of business. In the opinion of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect on the Company’s Consolidated Financial Statements.

Summary of Significant Accounting Policies (Policy)	9 Months Ended
Summary of Significant Accounting Policies (Policy)	Sep. 30, 2022
Summary of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and do not include all the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. These unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated financial statements and related notes appearing in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021.
Principles of Consolidation	Principles of Consolidation The Company consolidates entities in which it has a controlling financial interest. Intercompany transactions and balances are eliminated in consolidation.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements. The most significant estimates impacting the Company’s consolidated financial statements are the allowance for credit losses and income taxes.
Reclassifications	Reclassifications Certain amounts in the Consolidated Financial Statements have been reclassified to conform to the current presentation. Reclassifications had no impact on the net income or stockholders’ equity of the Company.
Recently Issued Accounting Standards	Recently Issued Accounting Standards Issued and Not Yet Adopted Measurement of Credit Losses on Financial Instruments In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326); Measurement of Credit Losses on Financial Instruments. This accounting standard update (“ASU” or “Update”) on accounting for current expected credit losses on financial instruments (“CECL”) will replace the current probable incurred loss impairment methodology under U.S. GAAP with a methodology that reflects the expected credit losses. The Update is intended to provide financial statement users with more decision-useful information about expected credit losses. This Update is applicable to the Company on a modified retrospective basis for interim and annual periods in fiscal years beginning after December 15, 2022. Early adoption is permitted for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company expects to adopt this ASU on January 1, 2023. The impact of adoption on the Company’s financial statements will depend on the composition of the loan and investment securities portfolio as of January 1, 2023, general economic conditions, and other factors that are not known at this time. Although management is in the process of evaluating the impact of adoption of this ASU on its consolidated financial statements, management does believe that this ASU will lead to significant changes in accounting policies and disclosures related to, and the methods used in estimating, the ACL. The Company has developed a detailed implementation plan through the date of adoption that includes the implementation of a software solution to assist with the CECL implementation process and is developing measurements in parallel with the current methodology. To date, the Company has initiated policy discussion with key stakeholders, completed a data gap analysis and retained the services of a third-party consulting firm to perform an independent model validation prior to adoption. Reference Rate Reform In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting. In January 2021, the FASB clarified the scope of this guidance with ASU 2021-01 which provides optional guidance for a limited period of time to ease the burden in accounting for (or recognizing the effects of) reference rate reform on financial reporting. This ASU is effective from March 12, 2020 through December 31, 2022. The Company is evaluating the impact of this ASU and has not yet determined whether LIBOR transition and this ASU will have a material effect on our business operations and consolidated financial statements. Trouble Debt Restructuring In March 2022, the FASB issued ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. This ASU eliminates the recognition and measurement guidance on troubled debt restructurings for creditors and aligns it with existing guidance to determine whether a loan modification results in a new loan or a continuation of an existing loan. The new guidance also requires enhanced disclosures about certain loan modifications by creditors when a borrower is experiencing financial difficulty. This ASU is effective in periods beginning after December 15, 2022, using either a prospective or modified retrospective transition approach. Early adoption is permitted for entities that have already adopted CECL. The Company is in the process of reviewing this ASU, as part of its CECL implementation efforts, to determine whether it would have a material impact on the Company’s consolidated financial statements when adopted.

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2022
Investment Securities [Abstract]
Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation	September 30, 2022 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,400 $ - $ (1,372) $ 9,028 Collateralized mortgage obligations 121,760 - (21,712) 100,048 Mortgage-backed securities - residential 92,649 - (15,942) 76,707 Mortgage-backed securities - commercial 30,818 - (3,883) 26,935 Municipal securities 25,104 - (6,475) 18,629 Bank subordinated debt securities 14,503 28 (969) 13,562 Corporate bonds 4,039 - (377) 3,662 $ 299,273 $ 28 $ (50,730) $ 248,571 Held-to-maturity: U.S. Government Agency $ 45,243 $ - $ (5,804) $ 39,439 Collateralized mortgage obligations 70,424 - (6,773) 63,651 Mortgage-backed securities - residential 40,574 - (4,844) 35,730 Mortgage-backed securities - commercial 11,483 - (516) 10,967 Corporate bonds 11,141 - (1,189) 9,952 $ 178,865 $ - $ (19,126) $ 159,739 December 31, 2021 Available-for-sale: Amortized Cost Unrealized Gains Unrealized Losses Fair Value U.S. Government Agency $ 10,564 $ 6 $ (50) $ 10,520 Collateralized mortgage obligations 160,506 22 (3,699) 156,829 Mortgage-backed securities - residential 120,643 228 (2,029) 118,842 Mortgage-backed securities - commercial 49,905 820 (608) 50,117 Municipal securities 25,164 6 (894) 24,276 Bank subordinated debt securities 27,003 1,418 (13) 28,408 Corporate bonds 12,068 482 - 12,550 $ 405,853 $ 2,982 $ (7,293) $ 401,542 Held-to-maturity: U.S. Government Agency $ 34,505 $ 14 $ (615) $ 33,904 Collateralized mortgage obligations 44,820 - (1,021) 43,799 Mortgage-backed securities - residential 26,920 - (568) 26,352 Mortgage-backed securities - commercial 3,103 - (90) 3,013 Corporate bonds 13,310 - (221) 13,089 $ 122,658 $ 14 $ (2,515) $ 120,157
Schedule of Realized Gains and Losses	Three Months Ended September 30, Nine Months Ended September 30, Available-for-sale: 2022 2021 2022 2021 Proceeds from sale and call of securities $ 13,809 $ 5,674 $ 45,647 $ 48,939 Gross gains $ 2 $ 72 $ 218 $ 510 Gross losses (560) (142) (758) (331) Net realized gain (loss) $ (558) $ (70) $ (540) $ 179
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date	Available-for-sale Held-to-maturity September 30, 2022: Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ - $ - $ 1,522 $ 1,472 Due after one year through five years 4,039 3,662 9,619 8,480 Due after five years through ten years 15,503 14,362 - - Due after ten years 24,104 17,829 - - U.S. Government Agency 10,400 9,028 45,243 39,439 Collateralized mortgage obligations 121,760 100,048 70,424 63,651 Mortgage-backed securities - residential 92,649 76,707 40,574 35,730 Mortgage-backed securities - commercial 30,818 26,935 11,483 10,967 $ 299,273 $ 248,571 $ 178,865 $ 159,739
Debt Securities Available For Sale Unrealized Loss Position Fair Value [Table Text Block]	September 30, 2022 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 27,684 $ (3,810) $ 20,784 $ (4,726) $ 48,468 $ (8,536) Collateralized mortgage obligations 58,660 (9,750) 105,038 (23,488) 163,698 (33,238) Mortgage-backed securities - residential 38,911 (6,510) 73,524 (17,019) 112,435 (23,529) Mortgage-backed securities - commercial 21,508 (2,715) 16,395 (3,194) 37,903 (5,909) Municipal securities 800 (200) 17,829 (6,275) 18,629 (6,475) Bank subordinated debt securities 12,533 (970) - - 12,533 (970) Corporate bonds 13,614 (1,045) - - 13,614 (1,045) $ 173,710 $ (25,000) $ 233,570 $ (54,702) $ 407,280 $ (79,702) December 31, 2021 Less than 12 months 12 months or more Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agency $ 25,951 $ (254) $ 15,477 $ (516) $ 41,428 $ (770) Collateralized mortgage obligations 155,668 (3,223) 38,459 (1,497) 194,127 (4,720) Mortgage-backed securities - residential 88,772 (1,178) 37,373 (1,274) 126,145 (2,452) Mortgage-backed securities - commercial 25,289 (318) 7,507 (309) 32,796 (627) Municipal securities 11,292 (395) 11,978 (499) 23,270 (894) Bank subordinated debt securities 4,487 (13) - - 4,487 (13) $ 311,459 $ (5,381) $ 110,794 $ (4,095) $ 422,253 $ (9,476)

Loans (Tables)	9 Months Ended
Loans (Tables)	Sep. 30, 2022
Loans [Abstract]
Summary of Loans Held for Investment	September 30, 2022 December 31, 2021 Total Percent of Total Total Percent of Total Residential Real Estate $ 186,551 13.0 % $ 201,359 16.9 % Commercial Real Estate 928,531 64.9 % 704,988 59.2 % Commercial and Industrial 121,145 8.5 % 146,592 12.3 % Foreign Banks 94,450 6.6 % 59,491 5.0 % Consumer and Other 100,845 7.0 % 79,229 6.6 % Total gross loans 1,431,522 100.0 % 1,191,659 100.0 % Less: Deferred fees (cost) 9 1,578 Total loans net of deferred fees (cost) 1,431,513 1,190,081 Less: Allowance for credit losses 16,604 15,057 Total net loans $ 1,414,909 $ 1,175,024
Allowance for Credit Losses	Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2022 Beginning balance $ 2,366 $ 9,290 $ 2,671 $ 651 $ 808 $ 15,786 Provision for credit losses (1,009) 695 1,126 74 24 910 Recoveries 1 - - - - 1 Charge-offs - - (88) - (5) (93) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Nine Months Ended September 30, 2022 Beginning balance $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Provision for credit losses (1,157) 1,227 1,011 268 266 1,615 Recoveries 33 - 11 - 3 47 Charge-offs (16) - (88) - (11) (115) Ending Balance $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total Three Months Ended September 30, 2021 Beginning balance $ 2,540 $ 8,752 $ 2,467 $ 554 $ 535 $ 14,848 Provision for credit losses (787) 719 277 (29) (180) - Recoveries 48 - 3 - 3 54 Charge-offs - - - - (2) (2) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Nine Months Ended September 30, 2021 Beginning balance $ 3,408 $ 9,453 $ 1,689 $ 348 $ 188 $ 15,086 Provision for credit losses (1,434) 18 904 177 175 (160) Recoveries 56 - 154 - 5 215 Charge-offs (229) - - - (12) (241) Ending Balance $ 1,801 $ 9,471 $ 2,747 $ 525 $ 356 $ 14,900 Residential Real Estate Commercial Real Estate Commercial and Industrial Foreign Banks Consumer and Other Total September 30, 2022: Allowance for credit losses: Individually evaluated for impairment $ 160 $ - $ 48 $ - $ 101 $ 309 Collectively evaluated for impairment 1,198 9,985 3,661 725 726 16,295 Balances, end of period $ 1,358 $ 9,985 $ 3,709 $ 725 $ 827 $ 16,604 Loans: Individually evaluated for impairment $ 7,257 $ 586 $ 92 $ - $ 203 $ 8,138 Collectively evaluated for impairment 179,294 927,945 121,053 94,450 100,642 1,423,384 Balances, end of period $ 186,551 $ 928,531 $ 121,145 $ 94,450 $ 100,845 $ 1,431,522 December 31, 2021: Allowance for credit losses: Individually evaluated for impairment $ 178 $ - $ 71 $ - $ 111 $ 360 Collectively evaluated for impairment 2,320 8,758 2,704 457 458 14,697 Balances, end of period $ 2,498 $ 8,758 $ 2,775 $ 457 $ 569 $ 15,057 Loans: Individually evaluated for impairment $ 9,006 $ 696 $ 141 $ - $ 224 $ 10,067 Collectively evaluated for impairment 192,353 704,292 146,451 59,491 79,005 1,181,592 Balances, end of period $ 201,359 $ 704,988 $ 146,592 $ 59,491 $ 79,229 $ 1,191,659
Loan Credit Exposures	As of September 30, 2022 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ - $ 723 1-4 family residential 129,240 - - - 129,240 Condo residential 56,588 - - - 56,588 186,551 - - - 186,551 Commercial real estate: Land and construction 35,977 - - - 35,977 Multi-family residential 155,018 - - - 155,018 Condo commercial 55,451 - 400 - 55,851 Commercial property 681,685 - - - 681,685 928,131 - 400 - 928,531 Commercial and industrial: (1) Secured 115,444 - 339 - 115,783 Unsecured 5,362 - - - 5,362 120,806 - 339 - 121,145 Foreign banks 94,450 - - - 94,450 Consumer and other loans 100,642 - 203 - 100,845 Total $ 1,430,580 $ - $ 942 $ - $ 1,431,522 (1) All outstanding PPP loans were internally graded pass. As of December 31, 2021 Pass Special Mention Substandard Doubtful Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ - $ 701 1-4 family residential 130,840 - 4,581 - 135,421 Condo residential 65,237 - - - 65,237 196,778 - 4,581 - 201,359 Commercial real estate: Land and construction 24,581 - - - 24,581 Multi-family residential 127,489 - - - 127,489 Condo commercial 41,983 - 417 - 42,400 Commercial property 509,189 1,222 - - 510,411 Leasehold improvements 107 - - - 107 703,349 1,222 417 - 704,988 Commercial and industrial: (1) Secured 97,605 - 536 - 98,141 Unsecured 48,434 - 17 - 48,451 146,039 - 553 - 146,592 Foreign banks 59,491 - - - 59,491 Consumer and other loans 79,005 - 224 - 79,229 Total $ 1,184,662 $ 1,222 $ 5,775 $ - $ 1,191,659 (1) All outstanding PPP loans were internally graded pass.
Aging Analysis of Accruing and Total Non-Accruing Loans	Accruing As of September 30, 2022: Current Past Due 30- 89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 723 $ - $ - $ 723 $ - $ 723 1-4 family residential 128,703 537 - 129,240 - 129,240 Condo residential 55,911 677 - 56,588 - 56,588 185,337 1,214 - 186,551 - 186,551 Commercial real estate: - Land and construction 35,977 - - 35,977 - 35,977 Multi-family residential 155,018 - - 155,018 - 155,018 Condo commercial 55,851 - - 55,851 - 55,851 Commercial property 679,058 2,627 - 681,685 - 681,685 925,904 2,627 - 928,531 - 928,531 Commercial and industrial: - Secured 115,783 - - 115,783 - 115,783 Unsecured 4,324 1,038 - 5,362 - 5,362 120,107 1,038 - 121,145 - 121,145 Foreign banks 94,450 - - 94,450 - 94,450 Consumer and other 100,845 - - 100,845 - 100,845 Total $ 1,426,643 $ 4,879 $ - $ 1,431,522 $ - $ 1,431,522 Accruing As of December 31, 2021: Current Past Due 30-89 Days Past Due 90 Days or > and Still Accruing Total Accruing Non-Accrual Total Loans Residential real estate: Home equity line of credit and other $ 701 $ - $ - $ 701 $ - $ 701 1-4 family residential 133,942 289 - 134,231 1,190 135,421 Condo residential 64,243 994 - 65,237 - 65,237 198,886 1,283 - 200,169 1,190 201,359 Commercial real estate: Land and construction 24,581 - - 24,581 - 24,581 Multi-family residential 127,053 436 - 127,489 - 127,489 Condo commercial 42,400 - - 42,400 - 42,400 Commercial property 510,411 - - 510,411 - 510,411 Leasehold improvements 107 - - 107 - 107 704,552 436 - 704,988 - 704,988 Commercial and industrial: Secured 98,141 - - 98,141 - 98,141 Unsecured 48,041 410 - 48,451 - 48,451 146,182 410 - 146,592 - 146,592 Foreign banks 59,491 - - 59,491 - 59,491 Consumer and other 78,969 260 - 79,229 - 79,229 Total $ 1,188,080 $ 2,389 $ - $ 1,190,469 $ 1,190 $ 1,191,659
Impaired Loans	September 30, 2022 December 31, 2021 Unpaid Principal Balance Net Investment Balance Valuation Allowance Unpaid Principal Balance Net Investment Balance Valuation Allowance Impaired Loans with No Specific Allowance: Residential real estate $ 3,574 $ 3,567 $ - $ 5,021 $ 5,035 $ - Commercial real estate 586 586 - 696 695 - 4,160 4,153 - 5,717 5,730 - Impaired Loans with Specific Allowance: Residential real estate 3,683 3,653 160 3,985 3,950 178 Commercial and industrial 92 92 48 141 141 71 Consumer and other 203 203 101 224 224 111 3,978 3,948 309 4,350 4,315 360 Total $ 8,138 $ 8,101 $ 309 $ 10,067 $ 10,045 $ 360 Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Residential real estate $ 7,282 $ 7,980 $ 7,732 $ 8,738 Commercial real estate 590 709 619 611 Commercial and industrial 95 177 116 187 Consumer and other 207 248 214 262 Total $ 8,174 $ 9,114 $ 8,681 $ 9,798
Performing and Non-Performing Troubled Debt Restructurings	September 30, 2022 December 31, 2021 Accrual Status Non-Accrual Status Total TDRs Accrual Status Non-Accrual Status Total TDRs Residential real estate $ 7,257 $ - $ 7,257 $ 7,815 $ - $ 7,815 Commercial real estate 586 - 586 696 - 696 Commercial and industrial 92 - 92 141 - 141 Consumer and other 203 - 203 224 - 224 Total $ 8,138 $ - $ 8,138 $ 8,876 $ - $ 8,876

Income Taxes (Tables)	9 Months Ended
Income Taxes (Tables)	Sep. 30, 2022
Income Taxes [Abstract]
Components of Income Tax Expense	September 30, 2022 December 31, 2021 Deferred tax assets: Net operating loss $ 23,580 $ 28,819 Allowance for credit losses 4,208 3,816 Lease liability 3,418 3,595 Unrealized losses on available for sale securities 15,345 817 Deferred loan fees 2 400 Depreciable property 146 361 Stock option compensation 332 241 Accruals 467 600 Other, net 22 2 Deferred tax assets: 47,520 38,651 Deferred tax liability: Lease right of use asset (3,418) (3,595) Deferred expenses (174) (127) Deferred tax liability (3,592) (3,722) Net deferred tax assets $ 43,928 $ 34,929
Statutory Tax Expense	Nine Months Ended September 30, 2022 2021 Federal taxes at statutory rate $ 4,460 $ 4,258 State income taxes, net of federal tax benefit 923 710 Bank owned life insurance (202) (122) Other, net 348 3 Total tax expense $ 5,529 $ 4,849
Provision for Income Taxes	Nine Months Ended September 30, 2022 2021 Current: Federal $ - $ - State - - Total current - - Deferred: Federal 4,342 3,962 State 1,187 887 Total deferred 5,529 4,849 Total tax expense $ 5,529 $ 4,849

Off-Balance Sheet Arrangements (Tables)	9 Months Ended
Off-Balance Sheet Arrangements (Tables)	Sep. 30, 2022
Off-Balance Sheet Arrangements [Abstract]
Schedule of Financials Instruments with Off-Balance Sheet Risk	September 30, 2022 December 31, 2021 Commitments to grant loans and unfunded lines of credit $ 119,830 $ 134,877 Standby and commercial letters of credit 5,413 6,420 Total $ 125,243 $ 141,297

Derivatives (Tables)	9 Months Ended
Derivatives (Tables)	Sep. 30, 2022
Derivatives [Abstract]
Summary of Interest Rate Swaps	Fair Value Notional Amount Collateral Amount Balance Sheet Location Asset Liability September 30, 2022: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 34,635 $ 1,260 Other assets/Other liabilities $ 5,254 $ 5,254 December 31, 2021: Derivatives not designated as hedging instruments: Interest rate swaps related to customer loans $ 39,156 $ 1,260 Other assets/Other liabilities $ 1,434 $ 1,434

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2022
Fair Value Measurements [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total Investment securities available for sale: U.S. Government Agency $ - $ 9,028 $ - $ 9,028 $ - $ 10,520 $ - $ 10,520 Collateralized mortgage obligations - 100,048 - 100,048 - 156,829 - 156,829 Mortgage-backed securities - residential - 76,707 - 76,707 - 118,842 - 118,842 Mortgage-backed securities - commercial - 26,935 - 26,935 - 50,117 - 50,117 Municipal securities - 18,629 - 18,629 - 24,276 - 24,276 Bank subordinated debt securities - 13,562 - 13,562 - 28,408 - 28,408 Corporate bonds - 3,662 - 3,662 - 12,550 - 12,550 Total - 248,571 - 248,571 - 401,542 - 401,542 Derivative assets - 5,254 - 5,254 - 1,434 - 1,434 Total assets at fair value $ - $ 253,825 $ - $ 253,825 $ - $ 402,976 $ - $ 402,976 Derivative liabilities $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434 Total liabilities at fair value $ - $ 5,254 $ - $ 5,254 $ - $ 1,434 $ - $ 1,434
Schedule Of Assets Measured At Fair Value On A Nonrecurring Basis	Level 1 Level 2 Level 3 Total September 30, 2022: Impaired loans $ - $ - $ 3,669 $ 3,669 December 31, 2021: Impaired loans $ - $ - $ 3,990 $ 3,990
Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis	Fair Value Valuation Technique(s) Unobservable Input(s) September 30, 2022: Residential real estate $ 3,523 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 44 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 102 Discounted cash flow Adj. for differences in net operating income expectations Total impaired loans $ 3,669 December 31, 2021: Residential real estate $ 3,807 Sales comparison approach Adj. for differences between comparable sales Commercial and industrial 70 Discounted cash flow Adj. for differences in net operating income expectations Consumer and other loans 113 Discounted cash flow Adj. for differences in net operating income expectations Total impaired loans $ 3,990
Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value	Fair Value Hierarchy Carrying Amount Level 1 Level 2 Level 3 Fair Value Amount September 30, 2022: Financial Assets: Cash and due from banks $ 5,975 $ 5,975 $ - $ - $ 5,975 Interest-bearing deposits in banks $ 67,351 $ 67,351 $ - $ - $ 67,351 Investment securities held to maturity $ 178,865 $ - $ 159,739 $ - $ 159,739 Loans held for investment, net $ 1,414,909 $ - $ - $ 1,366,891 $ 1,366,891 Accrued interest receivable $ 6,568 $ - $ 1,278 $ 5,290 $ 6,568 Financial Liabilities: Demand deposits $ 662,808 $ 662,808 $ - $ - $ 662,808 Money market and savings accounts $ 851,727 $ 851,727 $ - $ - $ 851,727 Interest-bearing checking accounts $ 63,721 $ 63,721 $ - $ - $ 63,721 Time deposits $ 218,386 $ - $ - $ 212,450 $ 212,450 FHLB advances $ 26,000 $ - $ 24,505 $ - $ 24,505 Accrued interest payable $ 129 $ 20 $ 30 $ 79 $ 129 December 31, 2021: Financial Assets: Cash and due from banks $ 6,477 $ 6,477 $ - $ - $ 6,477 Interest-bearing deposits in banks $ 39,751 $ 39,751 $ - $ - $ 39,751 Investment securities held to maturity $ 122,658 $ - $ 120,157 $ - $ 120,157 Loans held for investment, net $ 1,175,024 $ - $ - $ 1,189,191 $ 1,189,191 Accrued interest receivable $ 5,975 $ - $ 1,222 $ 4,753 $ 5,975 Financial Liabilities: Demand deposits $ 605,425 $ 605,425 $ - $ - $ 605,425 Money market and savings accounts $ 703,856 $ 703,856 $ - $ - $ 703,856 Interest-bearing checking accounts $ 55,878 $ 55,878 $ - $ - $ 55,878 Time deposits $ 225,200 $ - $ - $ 224,688 $ 224,688 FHLB advances $ 36,000 $ - $ 36,479 $ - $ 36,479 Accrued interest payable $ 96 $ - $ 50 $ 46 $ 96

Stockholders' Equity (Tables)	9 Months Ended
Stockholders' Equity (Tables)	Sep. 30, 2022
Stockholders' Equity [Abstract]
Schedule Of Dividends On Preferred Shares	Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Preferred stock - Class C: Non-voting, Non-cumulative, Perpetual: $ 1.00 par value; $ 1,000 per share liquidation preference; annual dividend rate of 4 % of liquidation preference paid quarterly. Quarterly dividend of $ 10.00 per share. $ - $ 440 $ - $ 1,494 Preferred stock - Class D: Non-voting, Non-cumulative, Perpetual: $ 1.00 par value; $ 5.00 per share liquidation preference; annual dividend rate of 4 % of par value paid quarterly. Quarterly dividend of $ 0.01 per share. - 102 - 348 Preferred stock - Class E: Non-voting, Partially Cumulative, Perpetual: $ 1.00 par value; $ 1,000 per share liquidation preference; annual dividend rate of 7 % of liquidation preference paid quarterly. Quarterly dividend of $ 17.50 per share. - - - 235 Total dividends paid $ - $ 542 $ - $ 2,077

Tabular disclosure of an entity's stock, including par or stated value per share, number and dollar amount of share subscriptions, shares authorized, shares issued, shares outstanding, number and dollar amount of shares held in an employee trust, dividend per share, total dividends, share conversion features, par value plus additional paid in capital, the value of treasury stock and other information necessary to a fair presentation, and EPS information. Stock by class includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. Includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity. If more than one issue is outstanding, state the title of each issue and the corresponding dollar amount; dollar amount of any shares subscribed but unissued and the deduction of subscriptions receivable there from; number of shares authorized, issued, and outstanding.

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Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2022
Earnings Per Share [Abstract]
Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares	Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Net Income $ 5,558 $ 6,593 $ 15,707 $ 15,427 Less: Preferred stock dividends - 542 - 2,077 Less: Exchange and redemption of preferred shares - 89,585 - 89,585 Net income (loss) available to common stockholders $ 5,558 $ (83,534) $ 15,707 $ (76,235)
Calculation Of Basic And Diluted Earnings (Loss) Per Common Share Class	Three Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding 20,000,753 - 15,121,460 6,121,052 Earnings (loss) per share, basic $ 0.28 $ - $ (5.11) $ (1.02) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 5,558 $ - $ (83,534) $ (83,534) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 92.5% 7.5% Net income (loss) available to common shares after allocation $ 5,558 $ - $ (77,278) $ (6,256) Denominator: Weighted average shares outstanding for basic EPS 20,000,753 - 15,121,460 6,121,052 Add: Dilutive effects of assumed exercises of stock options 147,455 - - - Weighted avg. shares including dilutive potential common shares 20,148,208 - 15,121,460 6,121,052 Earnings (loss) per share, diluted $ 0.28 $ - $ (5.11) $ (1.02) Anti-dilutive stock options excluded from diluted EPS 15,000 - 95,602 - (1) Net loss available to common shares between Class A and Class B common stock was allocated based on the weighted average number of shares outstanding. The allocation also assumes that Class B shares had converted to Class A shares which is equivalent to 0.20 per share of Class B or 1,224,212 shares of Class A shares. Nine Months Ended September 30, 2022 2021 Class A Class B Class A Class B (1) Basic EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ (76,235) $ (76,235) Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% $ 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding 19,998,841 - 7,674,609 6,121,052 Earnings (loss) per share, basic $ 0.79 $ - $ (8.57) $ (1.71) Diluted EPS Numerator: Net income (loss) available to common shares before allocation $ 15,707 $ - $ 76,235 $ 76,235 Multiply: % allocated on weighted avg. shares outstanding 100.0% - 86.2% 13.8% Net income (loss) available to common shares after allocation $ 15,707 $ - $ (65,747) $ (10,488) Denominator: Weighted average shares outstanding for basic EPS 19,998,841 - 7,674,609 6,121,052 Add: Dilutive effects of assumed exercises of stock options 179,248 - - - Weighted avg. shares including dilutive potential common shares 20,178,089 - 7,674,609 6,121,052 Earnings (loss) per share, diluted $ 0.78 $ - $ (8.57) $ (1.71) Anti-dilutive stock options excluded from diluted EPS 15,000 - 168,709 - (1) Net loss available to common shares between Class A and Class B common stock was allocated based on the weighted average number of shares outstanding. The allocation also assumes that Class B shares had converted to Class A shares which is equivalent to 0.20 per share of Class B or 1,224,212 shares of Class A shares.

Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2022 USD ($) $ / shares shares	Dec. 31, 2021 USD ($) $ / shares	Jun. 16, 2021 $ / shares
Significant Accounting Policies Disclosure [Line Items]
Loans outstanding		$ 1,431,513	$ 1,190,081
Federal Home Loan Bank stock, at cost		1,902	2,100
Bank owned life insurance		$ 42,514	$ 41,720
Preferred Stock Shares Outstanding \| shares		0
Common Class A [Member]
Significant Accounting Policies Disclosure [Line Items]
Common stock, par value \| $ / shares		$ 1.00	$ 1	$ 1.00
Common stock, stock split conversion ratio	0.2

Investment Securities (Narrative) (Details)	3 Months Ended		9 Months Ended		12 Months Ended
Investment Securities (Narrative) (Details)	Sep. 30, 2022 USD ($) Item	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) Item	Sep. 30, 2021 USD ($) Item	Dec. 31, 2021 USD ($)
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	$ 299,273,000		$ 299,273,000		$ 405,853,000
Fair Value	248,571,000		248,571,000		401,542,000
Pledged und public funds, fair value	0		0
OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax	(52,000)	$ 43,000	(177,000)	$ 43,000
Debt Securities Available For Sale Realized Gain Loss	$ (558,000)	$ (70,000)	$ (540,000)	$ 179,000
Number Of Securities, Any One Issuer \| Item	0		0
Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Ratio of outstanding uninsured deposits for public deposits secured by securities pledged			25.00%
Pledged und public funds, fair value	$ 141,700,000		$ 141,700,000		37,300,000
Maximum [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Pledged und public funds, fair value	20,000,000.0		20,000,000.0
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Amortized cost	4,039,000		4,039,000		12,068,000
Fair Value	3,662,000		$ 3,662,000		12,550,000
Corporate Bond Securities [Member] \| Florida [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Number of investment securities \| Item			17	11
Pledged und public funds, fair value	39,100,000		$ 39,100,000		20,400,000
Investment Securities Transferred from Available-for-Sale to Held-to-Maturity [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Fair Value	63,800,000		63,800,000		68,700,000
Net unrealized gain	$ (10,600,000)				$ 1,100,000
Unrealized losses			116,200,000
Debt Securities Available For Sale Realized Gain Loss			$ 0

Investment Securities (Schedule of Available-for-sale Securities and Held-to-maturity Securities Reconciliation) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale:
Amortized Cost	$ 299,273	$ 405,853
Unrealized Gains	28	2,982
Unrealized Losses	(50,730)	(7,293)
Fair Value	248,571	401,542
Held-to-maturity:
Amortized Cost	178,865	122,658
Unrealized Gains		14
Unrealized Losses	(19,126)	(2,515)
Fair Value	159,739	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale:
Amortized Cost		10,564
Unrealized Gains		6
Unrealized Losses		(50)
Fair Value		10,520
U.S. Government Agency [Member]
Available-for-sale:
Amortized Cost	10,400
Unrealized Losses	(1,372)
Fair Value	9,028
Held-to-maturity:
Amortized Cost	45,243	34,505
Unrealized Gains		14
Unrealized Losses	(5,804)	(615)
Fair Value	39,439	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale:
Amortized Cost	121,760	160,506
Unrealized Gains		22
Unrealized Losses	(21,712)	(3,699)
Fair Value	100,048	156,829
Held-to-maturity:
Amortized Cost	70,424	44,820
Unrealized Losses	(6,773)	(1,021)
Fair Value	63,651	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale:
Amortized Cost	92,649	120,643
Unrealized Gains		228
Unrealized Losses	(15,942)	(2,029)
Fair Value	76,707	118,842
Held-to-maturity:
Amortized Cost	40,574	26,920
Unrealized Losses	(4,844)	(568)
Fair Value	35,730	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale:
Amortized Cost	30,818	49,905
Unrealized Gains		820
Unrealized Losses	(3,883)	(608)
Fair Value	26,935	50,117
Held-to-maturity:
Amortized Cost	11,483	3,103
Unrealized Losses	(516)	(90)
Fair Value	10,967	3,013
Municipal Securities [Member]
Available-for-sale:
Amortized Cost	25,104	25,164
Unrealized Gains		6
Unrealized Losses	(6,475)	(894)
Fair Value	18,629	24,276
Bank Subordinated Debt Securities [Member]
Available-for-sale:
Amortized Cost	14,503	27,003
Unrealized Gains	28	1,418
Unrealized Losses	(969)	(13)
Fair Value	13,562	28,408
Corporate Bonds [Member]
Available-for-sale:
Amortized Cost	4,039	12,068
Unrealized Gains		482
Unrealized Losses	(377)
Fair Value	3,662	12,550
Held-to-maturity:
Amortized Cost	11,141	13,310
Unrealized Losses	(1,189)	(221)
Fair Value	$ 9,952	$ 13,089

Investment Securities (Schedule of Realized Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Investment Securities [Abstract]
Proceeds from sales and call of securities	$ 13,809	$ 5,674	$ 45,647	$ 48,939
Gross Gains	2	72	218	510
Gross Losses	(560)	(142)	758	331
Net realized gains (losses)	$ (558)	$ (70)	$ (540)	$ 179

Investment Securities (Amortized Cost and Fair Value of Investment Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale, Amortized Cost:
Due after one year through five years	$ 4,039
Due after five years through ten years	15,503
Due after ten years	24,104
Amortized Cost	299,273	$ 405,853
Available-for-sale, Fair Value:
Due after one year through five years	3,662
Due after five years through ten years	14,362
Due after ten years	17,829
Fair Value	248,571	401,542
Held-to-maturity, Amortized Cost:
Due within one year	1,522
Due after one year through five years	9,619
Amortized Cost	178,865	122,658
Held-to-maturity, Fair Value:
Due within one year	1,472
Due after one year through five years	8,480
Fair Value	159,739	120,157
U.S. Government Agency - SBA [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	10,400
Amortized Cost		10,564
Available-for-sale, Fair Value:
Without single maturity date	9,028
Fair Value		10,520
Held-to-maturity, Amortized Cost:
Without single maturity date	45,243
Held-to-maturity, Fair Value:
Without single maturity date	39,439
U.S. Government Agency [Member]
Available-for-sale, Amortized Cost:
Amortized Cost	10,400
Available-for-sale, Fair Value:
Fair Value	9,028
Held-to-maturity, Fair Value:
Fair Value	39,439	33,904
Collateralized Mortgage Obligations [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	121,760
Amortized Cost	121,760	160,506
Available-for-sale, Fair Value:
Without single maturity date	100,048
Fair Value	100,048	156,829
Held-to-maturity, Amortized Cost:
Without single maturity date	70,424
Held-to-maturity, Fair Value:
Without single maturity date	63,651
Fair Value	63,651	43,799
Mortgage-Backed Securities - Residential [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	92,649
Amortized Cost	92,649	120,643
Available-for-sale, Fair Value:
Without single maturity date	76,707
Fair Value	76,707	118,842
Held-to-maturity, Amortized Cost:
Without single maturity date	40,574
Held-to-maturity, Fair Value:
Without single maturity date	35,730
Fair Value	35,730	26,352
Mortgage-Backed Securities - Commercial [Member]
Available-for-sale, Amortized Cost:
Without single maturity date	30,818
Amortized Cost	30,818	49,905
Available-for-sale, Fair Value:
Without single maturity date	26,935
Fair Value	26,935	50,117
Held-to-maturity, Amortized Cost:
Without single maturity date	11,483
Held-to-maturity, Fair Value:
Without single maturity date	10,967
Fair Value	$ 10,967	$ 3,013

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	$ 173,710	$ 311,459
Less than 12 months, Unrealized Losses	(25,000)	(5,381)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	233,570	110,794
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	54,702	4,095
Debt Securities Available For Sale Unrealized Loss Position	407,280	422,253
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	79,702	9,476
U.S. Government Agency [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	27,684	25,951
Less than 12 months, Unrealized Losses	(3,810)	(254)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	20,784	15,477
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	4,726	516
Debt Securities Available For Sale Unrealized Loss Position	48,468	41,428
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	8,536	770
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	58,660	155,668
Less than 12 months, Unrealized Losses	(9,750)	(3,223)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	105,038	38,459
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	23,488	1,497
Debt Securities Available For Sale Unrealized Loss Position	163,698	194,127
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	33,238	4,720
Mortgage-Backed Securities - Residential [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	38,911	88,772
Less than 12 months, Unrealized Losses	(6,510)	(1,178)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	73,524	37,373
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	17,019	1,274
Debt Securities Available For Sale Unrealized Loss Position	112,435	126,145
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	23,529	2,452
Mortgage-Backed Securities - Commercial [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	21,508	25,289
Less than 12 months, Unrealized Losses	(2,715)	(318)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	16,395	7,507
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	3,194	309
Debt Securities Available For Sale Unrealized Loss Position	37,903	32,796
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	5,909	627
Municipal Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	800	11,292
Less than 12 months, Unrealized Losses	(200)	(395)
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer	17,829	11,978
Debt Securities Available For Sale Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss	6,275	499
Debt Securities Available For Sale Unrealized Loss Position	18,629	23,270
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	6,475	894
Bank Subordinated Debt Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	12,533	4,487
Less than 12 months, Unrealized Losses	(970)	(13)
Debt Securities Available For Sale Unrealized Loss Position	12,533	4,487
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	970	$ 13
Corporate Bond Securities [Member]
Debt Securities, Available-for-sale and Held-to-maturity [Line Items]
Less than 12 months, Fair Value	13,614
Less than 12 months, Unrealized Losses	(1,045)
Debt Securities Available For Sale Unrealized Loss Position	13,614
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	$ 1,045

Loans (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
Loans (Narrative) (Details) - USD ($)	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 1,431,522,000		$ 1,431,522,000		$ 1,191,659,000
Interest income recognized attributable to nonaccrual loans			0	$ 0
Interest income	0	$ 1,000
Interest income recognized on impaired loans	90,000	99,000	271,000	313,000
Allocated of specfic allowance for TDR loans	309,000		309,000		360,000
Commitment to lend additional funds	0		0		0
Charge-offs	93,000	2,000	115,000	241,000
Total TDRs	8,138,000		8,138,000		8,876,000
TDR Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Allocated of specfic allowance for TDR loans	309,000		309,000		360,000
Charge-offs	0	$ 0	0	0
Defaults on loans modified as TDR			0	0
Total TDRs	0		0		0
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan amount	1,400,000		1,400,000		42,400,000
Deferred loan fees	19,000,000		19,000,000		1,500,000
Interest income recognized attributable to nonaccrual loans			1,600,000	$ 3,500,000
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	121,145,000		121,145,000		146,592,000
Allocated of specfic allowance for TDR loans	48,000		48,000		71,000
Charge-offs	88,000		88,000
Total TDRs	92,000		92,000		141,000
Commercial and Industrial [Member] \| Federal Home Loan Bank Advances [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Loans	$ 253,900,000		$ 253,900,000		$ 185,100,000

Loans (Summary of Loans Held for Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 1,431,522	$ 1,191,659
Less: Unearned income	9	1,578
Total loans net of unearned income	1,431,513	1,190,081
Less: ACL	16,604	15,057
Total net loans	$ 1,414,909	$ 1,175,024
Percent of Total	100.00%	100.00%
Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 186,551	$ 201,359
Percent of Total	13.00%	16.90%
Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 928,531	$ 704,988
Percent of Total	64.90%	59.20%
Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 121,145	$ 146,592
Percent of Total	8.50%	12.30%
Foreign Banks [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 94,450	$ 59,491
Percent of Total	6.60%	5.00%
Consumer and Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Total gross loans	$ 100,845	$ 79,229
Percent of Total	7.00%	6.60%

Loans (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	$ 15,786	$ 14,848	$ 15,057	$ 15,086
Provision for credit losses	(910)		(1,615)	160
Recoveries	1	54	47	215
Charge-offs	(93)	(2)	(115)	(241)
Ending balance	16,604	14,900	16,604	14,900
Allowance for Credit Losses:
Individually evaluated for impairment	309		309		$ 360
Collectively evaluated for impairment	16,295		16,295		14,697
Balances, end of period	16,604	14,900	16,604	14,900	15,057
Loans:
Individually evaluated for impairment	8,138		8,138		10,067
Collectively evaluated for impairment	1,423,384		1,423,384		1,181,592
Balances, end of period	1,431,522		1,431,522		1,191,659
Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,366	2,540	2,498	3,408
Provision for credit losses	(1,009)	787	(1,157)	1,434
Recoveries	1	48	33	56
Charge-offs			(16)	(229)
Ending balance	1,358	1,801	1,358	1,801
Allowance for Credit Losses:
Individually evaluated for impairment	160		160		178
Collectively evaluated for impairment	1,198		1,198		2,320
Balances, end of period	1,358	1,801	1,358	1,801	2,498
Loans:
Individually evaluated for impairment	7,257		7,257		9,006
Collectively evaluated for impairment	179,294		179,294		192,353
Balances, end of period	186,551		186,551		201,359
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	9,290	8,752	8,758	9,453
Provision for credit losses	(695)	(719)	1,227	(18)
Ending balance	9,985	9,471	9,985	9,471
Allowance for Credit Losses:
Collectively evaluated for impairment	9,985		9,985		8,758
Balances, end of period	9,985	9,471	9,985	9,471	8,758
Loans:
Individually evaluated for impairment	586		586		696
Collectively evaluated for impairment	927,945		927,945		704,292
Balances, end of period	928,531		928,531		704,988
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	2,671	2,467	2,775	1,689
Provision for credit losses	1,126	(277)	(1,011)	(904)
Recoveries		3	11	154
Charge-offs	(88)		(88)
Ending balance	3,709	2,747	3,709	2,747
Allowance for Credit Losses:
Individually evaluated for impairment	48		48		71
Collectively evaluated for impairment	3,661		3,661		2,704
Balances, end of period	3,709	2,747	3,709	2,747	2,775
Loans:
Individually evaluated for impairment	92		92		141
Collectively evaluated for impairment	121,053		121,053		146,451
Balances, end of period	121,145		121,145		146,592
Foreign Banks [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	651	554	457	348
Provision for credit losses	(74)	29	(268)	(177)
Ending balance	725	525	725	525
Allowance for Credit Losses:
Collectively evaluated for impairment	725		725		457
Balances, end of period	725	525	725	525	457
Loans:
Collectively evaluated for impairment	94,450		94,450		59,491
Balances, end of period	94,450		94,450		59,491
Consumer and Other [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning balance	808	535	569	188
Provision for credit losses	(24)	180	(266)	(175)
Recoveries		3	3	5
Charge-offs	(5)	(2)	(11)	(12)
Ending balance	827	356	827	356
Allowance for Credit Losses:
Individually evaluated for impairment	101		101		111
Collectively evaluated for impairment	726		726		458
Balances, end of period	827	$ 356	827	$ 356	569
Loans:
Individually evaluated for impairment	203		203		224
Collectively evaluated for impairment	100,642		100,642		79,005
Balances, end of period	$ 100,845		$ 100,845		$ 79,229

Loans (Loan Credit Exposures) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 1,431,522	$ 1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	186,551	201,359
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	723	701
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,240	135,421
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	56,588	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	928,531	704,988
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,977	24,581
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	155,018	127,489
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,851	42,400
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	681,685	510,411
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	121,145	146,592
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	115,783	98,141
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,362	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,450	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,845	79,229
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,430,580	1,184,662
Pass [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	186,551	196,778
Pass [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	723	701
Pass [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,240	130,840
Pass [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	56,588	65,237
Pass [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	928,131	703,349
Pass [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,977	24,581
Pass [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	155,018	127,489
Pass [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,451	41,983
Pass [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	681,685	509,189
Pass [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		107
Pass [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	120,806	146,039
Pass [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	115,444	97,605
Pass [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,362	48,434
Pass [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	94,450	59,491
Pass [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100,642	79,005
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Special Mention [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,222
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	942	5,775
Substandard [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		4,581
Substandard [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	400	417
Substandard [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	400	417
Substandard [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	339	553
Substandard [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	339	536
Substandard [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		17
Substandard [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 203	$ 224

Loans (Aging Analysis of Accruing and Total Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	$ 1,431,522	$ 1,190,469
Non-Accrual		1,190
Balances, end of period	1,431,522	1,191,659
Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	186,551	200,169
Non-Accrual		1,190
Balances, end of period	186,551	201,359
Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	723	701
Balances, end of period	723	701
Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	129,240	134,231
Non-Accrual		1,190
Balances, end of period	129,240	135,421
Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	56,588	65,237
Balances, end of period	56,588	65,237
Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	928,531	704,988
Balances, end of period	928,531	704,988
Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	35,977	24,581
Balances, end of period	35,977	24,581
Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	155,018	127,489
Balances, end of period	155,018	127,489
Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	55,851	42,400
Balances, end of period	55,851	42,400
Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	681,685	510,411
Balances, end of period	681,685	510,411
Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing		107
Balances, end of period		107
Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	121,145	146,592
Balances, end of period	121,145	146,592
Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	115,783	98,141
Balances, end of period	115,783	98,141
Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	5,362	48,451
Balances, end of period	5,362	48,451
Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	94,450	59,491
Balances, end of period	94,450	59,491
Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Accruing	100,845	79,229
Balances, end of period	100,845	79,229
Current [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,426,643	1,188,080
Current [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	185,337	198,886
Current [Member] \| Residential Real Estate [Member] \| HELOC and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	723	701
Current [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	128,703	133,942
Current [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	55,911	64,243
Current [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	925,904	704,552
Current [Member] \| Commercial Real Estate [Member] \| Land and Construction [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	35,977	24,581
Current [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	155,018	127,053
Current [Member] \| Commercial Real Estate [Member] \| Condo Commercial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	55,851	42,400
Current [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	679,058	510,411
Current [Member] \| Commercial Real Estate [Member] \| Leasehold Improvements [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		107
Current [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	120,107	146,182
Current [Member] \| Commercial and Industrial [Member] \| Secured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	115,783	98,141
Current [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,324	48,041
Current [Member] \| Foreign Banks [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	94,450	59,491
Current [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	100,845	78,969
Past Due 30-89 Days [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	4,879	2,389
Past Due 30-89 Days [Member] \| Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,214	1,283
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| 1-4 Family Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	537	289
Past Due 30-89 Days [Member] \| Residential Real Estate [Member] \| Condo Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	677	994
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,627	436
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Multifamily Residential [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		436
Past Due 30-89 Days [Member] \| Commercial Real Estate [Member] \| Commercial Property [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	2,627
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	1,038	410
Past Due 30-89 Days [Member] \| Commercial and Industrial [Member] \| Unsecured [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing	$ 1,038	410
Past Due 30-89 Days [Member] \| Consumer and Other [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Accruing		$ 260

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	$ 4,160		$ 4,160		$ 5,717
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,978		3,978		4,350
Unpaid Principal Balance	8,138		8,138		10,067
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,948		3,948		4,315
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	4,153		4,153		5,730
Net Investment Income	8,101		8,101		10,045
Valuation Allowance	309		309		360
Average Recorded Investment	8,174	$ 9,114	8,681	$ 9,798
Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	3,574		3,574		5,021
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	3,683		3,683		3,985
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	3,653		3,653		3,950
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	3,567		3,567		5,035
Valuation Allowance	160		160		178
Average Recorded Investment	7,282	7,980	8,738	7,732
Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with No Specific Allowance Recorded: Unpaid Principal Balance	586		586		696
Impaired Loans with No Specific Allowance Recorded: Net Investment Balance	586		586		695
Average Recorded Investment	590	709	611	619
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	92		92		141
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	92		92		141
Valuation Allowance	48		48		71
Average Recorded Investment	95	177	187	116
Consumer and Other [Member]
Financing Receivable Impaired [Line Items]
Impaired Loans with Specific Allowance Recorded: Unpaid Principal Balance	203		203		224
Impaired Loans with Specific Allowance Recorded: Net Investment Balance	203		203		224
Valuation Allowance	101		101		$ 111
Average Recorded Investment	$ 207	$ 248	$ 262	$ 214

Loans (Performing and Non-Performing Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 8,138	$ 8,876
Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,257	7,815
Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	586	696
Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	92	141
Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	203	224
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	8,138	8,876
Performing Financing Receivable [Member] \| Residential Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	7,257	7,815
Performing Financing Receivable [Member] \| Commercial Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	586	696
Performing Financing Receivable [Member] \| Commercial and Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	92	141
Performing Financing Receivable [Member] \| Consumer and Other [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total TDRs	$ 203	$ 224

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
Income Taxes (Narrative) (Details) - USD ($)	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Tax Disclosure [Line Items]
Federal staturoy income tax rate			21.00%	21.00%
Unrecognized tax benefits	$ 0	$ 0	$ 0	$ 0
Interest or penalties	0	$ 0	0	$ 0
Domestic Country [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	89,100,000		89,100,000
State And Local Jurisdiction [Member]
Income Tax Disclosure [Line Items]
Net operating loss carryforwards	$ 111,900,000		$ 111,900,000

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Deferred:
Federal			$ 4,342	$ 3,962
State			1,187	887
Total deferred			5,529	4,849
Total	$ 1,963	$ 2,088	$ 5,529	$ 4,849

Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

+ References + Details

Income Taxes (Statutory Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Taxes [Abstract]
Federal taxes at statutory rate			$ 4,460	$ 4,258
State income taxes, net of federal tax benefit			923	710
Bank owned life insurance			(202)	(122)
Other, net			348	3
Total	$ 1,963	$ 2,088	$ 5,529	$ 4,849

Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

+ References + Details

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Deferred tax assets:
Net operating loss	$ 23,580	$ 28,819
Allowance for credit losses	4,208	3,816
Lease liability	3,418	3,595
Unrealized loss on available for sale securities	15,345	817
Deferred loan fees	2	400
Depreciable property	146	361
Stock option compensation	332	241
Accrual	467	600
Other, net	22	2
Deferred tax asset	47,520	38,651
Deferred tax liabilities:
Lease right of use asset	(3,418)	(3,595)
Deferred expenses	(174)	(127)
Deferred tax liability	(3,592)	(3,722)
Net deferred tax asset	$ 43,928	$ 34,929

Equity Based And Other Compensation Plans (Narrative) (Details)	9 Months Ended
	Sep. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Equity Based And Other Compensation Plans (Schedule Of Stock Options Activity) (Details)	9 Months Ended
	Sep. 30, 2021
Common Class A [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stockholders' Equity Note, Stock Split, Conversion Ratio	0.2

Off-Balance Sheet Arrangements (Schedule of Financials Instruments with Off-Balance Sheet Risk) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 125,243	$ 141,297
Commitments to Grant Loans and Unfunded Lines of Credit
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	119,830	134,877
Standby and Commercial Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Financial instruments with off-balance sheet risk	$ 5,413	$ 6,420

Derivatives (Narrative) (Details) - Interest Rate Swap [Member] $ in Millions	Sep. 30, 2022 USD ($) Item	Dec. 31, 2021 USD ($) Item
Derivatives Fair Value [Line Items]
Number of instruments with loan customers \| Item	16	18
Notional amount \| $	$ 34.6	$ 39.2

Derivatives (Summary of Interest Rate Swaps) (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Notional Amount	$ 34,600	$ 39,200
Not Designated as Hedging Instrument [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Notional Amount	34,635	39,156
Collateral Amount	1,260	1,260
Not Designated as Hedging Instrument [Member] \| Other Assets [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Asset	5,254	1,434
Not Designated as Hedging Instrument [Member] \| Other Liabilities [Member] \| Customer Loans [Member]
Derivatives Fair Value [Line Items]
Liability	$ 5,254	$ 1,434

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
Fair Value Measurements (Narrative) (Details) - USD ($)	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 1,414,909,000		$ 1,414,909,000		$ 1,175,024,000
Impaired loan impairment charge	93,000	$ 2,000	115,000	$ 241,000
Fair Value, Nonrecurring [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	4,000,000.0		4,000,000.0		4,400,000
Impaired loans fair value	3,669,000		3,669,000		3,990,000
Impaired loan impairment charge			309,000	$ 360,000
Fair Value, Nonrecurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans fair value	3,669,000		3,669,000		3,990,000
Financial liabilities measured at fair value	$ 0		$ 0		$ 0

Fair Value Measurements (Schedule Of Assets Measured At Fair Value On Recurring And Nonrecurring Basis) (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	$ 248,571,000	$ 401,542,000
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	248,571,000	401,542,000
Derivative assets	5,254,000	1,434,000
Total assets at fair value	253,825,000	402,976,000
Derivative liabilities	5,254,000	1,434,000
Total liabilities at fair value	5,254,000	1,434,000
U.S. Government Agency - SBA [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	9,028,000	10,520,000
Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	100,048,000	156,829,000
Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	76,707,000	118,842,000
Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,935,000	50,117,000
Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,629,000	24,276,000
Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	13,562,000	28,408,000
Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,662,000	12,550,000
Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,669,000	3,990,000
Level 2 [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	248,571,000	401,542,000
Derivative assets	5,254,000	1,434,000
Total assets at fair value	253,825,000	402,976,000
Derivative liabilities	5,254,000	1,434,000
Total liabilities at fair value	5,254,000	1,434,000
Level 2 [Member] \| U.S. Government Agency - SBA [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	9,028,000	10,520,000
Level 2 [Member] \| Collateralized Mortgage Obligations [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	100,048,000	156,829,000
Level 2 [Member] \| Mortgage-Backed Securities - Residential [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	76,707,000	118,842,000
Level 2 [Member] \| Mortgage-Backed Securities - Commercial [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	26,935,000	50,117,000
Level 2 [Member] \| Municipal Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	18,629,000	24,276,000
Level 2 [Member] \| Bank Subordinated Debt Securities [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	13,562,000	28,408,000
Level 2 [Member] \| Corporate Bonds [Member] \| Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available for sale, at fair value	3,662,000	12,550,000
Level 3 [Member] \| Impaired Loans [Member] \| Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	3,669,000	3,990,000
Total liabilities at fair value	$ 0	$ 0

Fair Value Measurements (Quantified Information About Level 3 Fair Value Measurements For Assets Measured At Fair Value On A Non-recurring Basis) (Details) - Fair Value, Nonrecurring [Member] - Impaired Loans [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 3,669	$ 3,990
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,669	3,990
Level 3 [Member] \| Residential Real Estate [Member] \| Sales Comparison Approach [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	3,523	3,807
Level 3 [Member] \| Commercial And Industrial [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	44	70
Level 3 [Member] \| Other [Member] \| Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans fair value	$ 102	$ 113

Fair Value Measurements (Carrying Amounts And Estimated Fair Values Of Financial Instruments Not Carried At Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial Assets:
Investment securities held to maturity	$ 159,739	$ 120,157
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Investment securities held to maturity	178,865	122,658
Loans held for investment, net	1,414,909	1,175,024
Accrued interest receivable	6,568	5,975
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Time deposits	218,386	225,200
FHLB advances	26,000	36,000
Accrued interes payable	129	96
Fair Value [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Investment securities held to maturity	159,739	120,157
Loans held for investment, net	1,366,891	1,189,191
Accrued interest receivable	6,568	5,975
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Time deposits	212,450	224,688
FHLB advances	24,505	36,479
Accrued interes payable	129	96
Fair Value [Member] \| Level 1 [Member]
Financial Assets:
Cash and due from banks	5,975	6,477
Interest-bearing deposits in banks	67,351	39,751
Financial Liabilities:
Demand deposits	662,808	605,425
Money market and savings accounts	851,727	703,856
Interest-bearing checking accounts	63,721	55,878
Accrued interes payable	20
Fair Value [Member] \| Level 2 [Member]
Financial Assets:
Investment securities held to maturity	159,739	120,157
Accrued interest receivable	1,278	1,222
Financial Liabilities:
FHLB advances	24,505	36,479
Accrued interes payable	30	50
Fair Value [Member] \| Level 3 [Member]
Financial Assets:
Loans held for investment, net	1,366,891	1,189,191
Accrued interest receivable	5,290	4,753
Financial Liabilities:
Time deposits	212,450	224,688
Accrued interes payable	$ 79	$ 46

Stockholders' Equity (Narrative) (Details)				3 Months Ended		9 Months Ended		12 Months Ended
Stockholders' Equity (Narrative) (Details)	Dec. 21, 2021 shares	Jul. 27, 2021 USD ($) $ / shares shares	Jun. 16, 2021 $ / shares shares	Sep. 30, 2022 USD ($) $ / shares shares	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) $ / shares shares	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) $ / shares shares	Apr. 05, 2021 USD ($)
Class of Stock [Line Items]
Common stock issued share price \| $ / shares				$ 1.00		$ 1.00
Net income \| $				$ 5,558,000	$ 6,593,000	$ 15,707,000	$ 15,427,000
Preferred stock, share outstanding				0		0
Capital To Risk Weighted Assets				0.1365		0.1365
Subsidiaries [Member]
Class of Stock [Line Items]
Common stock issued share price \| $ / shares				$ 1.00		$ 1.00
Capital To Risk Weighted Assets				0.1358		0.1358
Common Class A [Member]
Class of Stock [Line Items]
Common stock, shares issued				20,000,753		20,000,753		19,991,753
Stock issued	1,224,212
Conversion of common stock shares issued			1			10,278,072
Common stock, par value \| $ / shares			$ 1.00	$ 1.00		$ 1.00		$ 1
Common stock, stock split conversion ratio							0.2
Common Class A [Member] \| IPO [Member]
Class of Stock [Line Items]
Stock issued		4,600,000
Proceeds from issuance of common stock \| $		$ 40,000,000.0
Common stock issued share price \| $ / shares		$ 10.00
Common Class B [Member]
Class of Stock [Line Items]
Common stock, shares issued				0		0		0
Common stock, par value \| $ / shares				$ 1.00		$ 1.00		$ 1
Conversion of stock, converted from	6,121,052
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Preferred stock converted				47,473		47,473
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Preferred stock converted				11,061,552		11,061,552
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Preferred shares total liquidation value \| $									$ 7,500,000
Outstanding dividends \| $									$ 103,000,000
Preferred stock, shares issued				0		0		0
Preferred stock, share outstanding				0		0		0
Class C Preferred Stock And Class D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock conversion ratio				0.90		0.90
Preferred stock remaining conversion ratio to be redeemed in form of the cash						10.00%
Preferred shares total liquidation value \| $				$ 102,800,000		$ 102,800,000
Net income \| $						(89,600,000)
Stock Redeemed Or Called During Period Value \| $								$ 11,400,000
Stock Redeemed Or Called During Period Shares								1,234,354
Preferred Stock [Member]
Class of Stock [Line Items]
Outstanding dividends \| $				0		0
Common Stock [Member]
Class of Stock [Line Items]
Outstanding dividends \| $				$ 0		$ 0		$ 0

Stockholders' Equity (Schedule Of Dividends On Preferred Shares) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Class of Stock [Line Items]
Dividend paid	$ 542		$ 2,077
Preferred Stock Class C [Member]
Class of Stock [Line Items]
Dividend paid	440		1,494
Preferred stock, par value		$ 1.00		$ 1
Preferred stock, per share liquidation preference		$ 1,000		1,000
Preferred stock, dividend rate, percentage		4.00%
Quarterly paid per share		$ 10.00
Preferred Stock Class D [Member]
Class of Stock [Line Items]
Dividend paid	$ 102		348
Preferred stock, par value		1.00		1
Preferred stock, per share liquidation preference		$ 5.00		5
Preferred stock, dividend rate, percentage		4.00%
Quarterly paid per share		$ 0.01
Preferred Stock Class E [Member]
Class of Stock [Line Items]
Dividend paid			$ 235
Preferred stock, par value		1.00		1
Preferred stock, per share liquidation preference		$ 1,000		$ 1,000
Preferred stock, dividend rate, percentage		7.00%
Quarterly paid per share		$ 17.50

Earnings Per Share (Narrative) (Details)	9 Months Ended
Earnings Per Share (Narrative) (Details)	Sep. 30, 2022 shares	Sep. 30, 2021	Dec. 31, 2021 shares
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Percent used to calculate income allocation	20.00%
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common stock, stock split conversion ratio		0.2
Common Stock Shares Issued	20,000,753		19,991,753
Common Stock Shares Outstanding	20,000,753		19,991,753
Common Class B [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Common Stock Shares Issued	0		0
Common Stock Shares Outstanding	0		0

Earnings Per Share (Calculation Of Net Income (Loss) Available To Common Stockholders Before Being Allocable Between Class A And Class B Common Shares) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 5,558	$ 6,593	$ 15,707	$ 15,427
Less: Preferred stock dividends		542		2,077
Less: Exchange and redemption of preferred shares		89,585		89,585
Net income (loss) available to common stockholders	$ 5,558	$ (83,534)	$ 15,707	$ (76,235)

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.

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