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width:724px; height:1.9px; left:3.1px; top:16.2px; background-color:#000000; "> </div> <div id="TextContainer666" style="position:relative;width:739px;z-index:1;"><div id="a18733" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">1.<div style="display:inline-block;width:25px"> </div>SUMMARY OF SIGNIFICANT ACCOUNTING<div style="display:inline-block;width:5px"> </div>POLICIES </div><div id="a18738" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:19px;"> </div></div><div id="div_654_XBRL_TS_3920557588a54c87a7c9d96db406867f" style="position:absolute;left:0px;top:34px;float:left;"><div id="TextBlockContainer655" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer655" style="position:relative;width:739px;z-index:1;"><div id="a18739" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Overview </div><div id="a18742" style="position:absolute;font-family:'Arial';left:29px;top:31px;">USCB Financial Holdings, Inc., a<div style="display:inline-block;width:5px"> </div>Florida corporation incorporated<div style="display:inline-block;width:5px"> </div>in 2021, is a bank holding<div style="display:inline-block;width:5px"> </div>company with one wholly </div><div id="a18743" style="position:absolute;font-family:'Arial';left:5px;top:46px;">owned subsidiary,<div style="display:inline-block;width:5px"> </div>U.S. Century Bank (the<div style="display:inline-block;width:5px"> </div>“Bank”), together referred to<div style="display:inline-block;width:5px"> </div>as “the Company”. The<div style="display:inline-block;width:5px"> </div>Bank, established in 2002, </div><div id="a18746" style="position:absolute;font-family:'Arial';left:5px;top:61px;">is a Florida<div style="display:inline-block;width:2px"> </div>state-chartered, non-member financial institution providing financial<div style="display:inline-block;width:2px"> </div>services through its banking<div style="display:inline-block;width:2px"> </div>centers located </div><div id="a18752" style="position:absolute;font-family:'Arial';left:5px;top:77px;">in South Florida. </div><div id="a18755" style="position:absolute;font-family:'Arial';left:29px;top:107px;">In December 2021, USCB Financial<div style="display:inline-block;width:5px"> </div>Holdings, Inc. acquired all issued<div style="display:inline-block;width:5px"> </div>and outstanding shares of the Class<div style="display:inline-block;width:5px"> </div>A common </div><div id="a18758" style="position:absolute;font-family:'Arial';left:5px;top:123px;">stock of<div style="display:inline-block;width:2px"> </div>the Bank<div style="display:inline-block;width:2px"> </div>in connection<div style="display:inline-block;width:2px"> </div>with the<div style="display:inline-block;width:2px"> </div>reorganization of the<div style="display:inline-block;width:2px"> </div>Bank into<div style="display:inline-block;width:2px"> </div>a holding<div style="display:inline-block;width:2px"> </div>company structure. Each<div style="display:inline-block;width:2px"> </div>of the<div style="display:inline-block;width:2px"> </div>outstanding </div><div id="a18762" style="position:absolute;font-family:'Arial';left:5px;top:138px;">share of<div style="display:inline-block;width:5px"> </div>the Bank’s<div style="display:inline-block;width:6px"> </div>common stock,<div style="display:inline-block;width:6px"> </div>par value<div style="display:inline-block;width:5px"> </div>$</div><div id="a18762_45_4" style="position:absolute;font-family:'Arial';left:287px;top:138px;">1.00</div><div id="a18762_49_70" style="position:absolute;font-family:'Arial';left:314px;top:138px;"><div style="display:inline-block;width:4px"> </div>per share,<div style="display:inline-block;width:5px"> </div>formerly held<div style="display:inline-block;width:5px"> </div>by its<div style="display:inline-block;width:5px"> </div>stockholders were<div style="display:inline-block;width:5px"> </div>converted into<div style="display:inline-block;width:5px"> </div>and </div><div id="a18767" style="position:absolute;font-family:'Arial';left:5px;top:153px;">exchanged for one newly issued share of the Company’s<div style="display:inline-block;width:5px"> </div>Class A common stock, par value $</div><div id="a18767_87_4" style="position:absolute;font-family:'Arial';left:553px;top:153px;">1.00</div><div id="a18767_91_12" style="position:absolute;font-family:'Arial';left:579px;top:153px;"><div style="display:inline-block;width:4px"> </div>per share. </div><div id="a18772" style="position:absolute;font-family:'Arial';left:29px;top:184px;">The Bank<div style="display:inline-block;width:5px"> </div>owns a<div style="display:inline-block;width:5px"> </div>subsidiary,<div style="display:inline-block;width:6px"> </div>Florida Peninsula<div style="display:inline-block;width:5px"> </div>Title LLC,<div style="display:inline-block;width:6px"> </div>that offers<div style="display:inline-block;width:6px"> </div>our clients<div style="display:inline-block;width:5px"> </div>title insurance<div style="display:inline-block;width:5px"> </div>policies for<div style="display:inline-block;width:5px"> </div>real estate </div><div id="a18777" style="position:absolute;font-family:'Arial';left:5px;top:199px;">transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, </div><div id="a18779" style="position:absolute;font-family:'Arial';left:5px;top:215px;">Florida Peninsula tittle LLC began operations in 2021.</div></div></div></div><div id="TextContainer667" style="position:relative;width:739px;z-index:1;"><div id="a18779_54_2" style="position:absolute;font-family:'Arial';left:322px;top:249px;"><div style="display:inline-block;width:4px"> </div></div></div><div id="div_657_XBRL_TS_9f8cbd0acfe2421488c67d60d0457a5a" style="position:absolute;left:0px;top:279px;float:left;"><div id="TextBlockContainer658" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer658" style="position:relative;width:739px;z-index:1;"><div id="a18786" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Principles of Consolidation </div><div id="a18789" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Intercompany transactions<div style="display:inline-block;width:6px"> </div>and balances<div style="display:inline-block;width:6px"> </div>are eliminated<div style="display:inline-block;width:6px"> </div>in consolidation.<div style="display:inline-block;width:6px"> </div>The consolidated<div style="display:inline-block;width:6px"> </div>financial statements<div style="display:inline-block;width:6px"> </div>have </div><div id="a18794" style="position:absolute;font-family:'Arial';left:5px;top:46px;">been prepared in accordance with GAAP.</div></div></div></div><div id="TextContainer668" style="position:relative;width:739px;z-index:1;"></div><div id="div_660_XBRL_TS_f5e71c508733445fb140919321ac51db" style="position:absolute;left:0px;top:356px;float:left;"><div id="TextBlockContainer661" style="position:relative;line-height:normal;width:739px;height:477px;"><div id="TextContainer661" style="position:relative;width:739px;z-index:1;"><div id="a18797" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Risk and Uncertainties </div><div id="a18800" style="position:absolute;font-family:'Arial';font-style:italic;left:29px;top:31px;">Banking Environment </div><div id="a18803" style="position:absolute;font-family:'Arial';left:29px;top:61px;">Industry events<div style="display:inline-block;width:5px"> </div>transpiring early<div style="display:inline-block;width:6px"> </div>in 2023,<div style="display:inline-block;width:6px"> </div>including bank<div style="display:inline-block;width:6px"> </div>failures, have<div style="display:inline-block;width:5px"> </div>led to<div style="display:inline-block;width:5px"> </div>uncertainty and<div style="display:inline-block;width:6px"> </div>concerns regarding<div style="display:inline-block;width:6px"> </div>the </div><div id="a18809" style="position:absolute;font-family:'Arial';left:5px;top:77px;">liquidity positions<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>banking sector.<div style="display:inline-block;width:7px"> </div>The Company’s<div style="display:inline-block;width:7px"> </div>deposit base<div style="display:inline-block;width:6px"> </div>includes<div style="display:inline-block;width:5px"> </div>a combination<div style="display:inline-block;width:6px"> </div>of consumer,<div style="display:inline-block;width:7px"> </div>commercial, </div><div id="a18810" style="position:absolute;font-family:'Arial';left:5px;top:92px;">and public<div style="display:inline-block;width:6px"> </div>funds deposits.<div style="display:inline-block;width:6px"> </div>The Company’s<div style="display:inline-block;width:6px"> </div>largest depositors<div style="display:inline-block;width:6px"> </div>include a<div style="display:inline-block;width:6px"> </div>mixture of<div style="display:inline-block;width:6px"> </div>government-related<div style="display:inline-block;width:5px"> </div>organizations and </div><div id="a18814" style="position:absolute;font-family:'Arial';left:5px;top:107px;">commercial clients without a high level of industry concentration. </div><div id="a18817" style="position:absolute;font-family:'Arial';left:29px;top:138px;">In response<div style="display:inline-block;width:5px"> </div>to these<div style="display:inline-block;width:5px"> </div>events, the<div style="display:inline-block;width:6px"> </div>Treasury<div style="display:inline-block;width:5px"> </div>Department, the<div style="display:inline-block;width:6px"> </div>Board of<div style="display:inline-block;width:5px"> </div>Governors<div style="display:inline-block;width:5px"> </div>of the<div style="display:inline-block;width:5px"> </div>Federal Reserve<div style="display:inline-block;width:6px"> </div>System, and </div><div id="a18824" style="position:absolute;font-family:'Arial';left:5px;top:153px;">the FDIC<div style="display:inline-block;width:5px"> </div>jointly announced<div style="display:inline-block;width:6px"> </div>the Bank<div style="display:inline-block;width:5px"> </div>Term<div style="display:inline-block;width:6px"> </div>Funding Program<div style="display:inline-block;width:6px"> </div>(BTFP) on<div style="display:inline-block;width:5px"> </div>March 12,<div style="display:inline-block;width:5px"> </div>2023. This<div style="display:inline-block;width:5px"> </div>program aims<div style="display:inline-block;width:6px"> </div>to enhance </div><div id="a18826" style="position:absolute;font-family:'Arial';left:5px;top:169px;">liquidity by allowing institutions to pledge<div style="display:inline-block;width:5px"> </div>certain securities at the par value<div style="display:inline-block;width:5px"> </div>of the securities, and at a<div style="display:inline-block;width:5px"> </div>borrowing rate of ten </div><div id="a18828" style="position:absolute;font-family:'Arial';left:5px;top:184px;">basis<div style="display:inline-block;width:6px"> </div>points<div style="display:inline-block;width:6px"> </div>over<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>one-year<div style="display:inline-block;width:6px"> </div>overnight<div style="display:inline-block;width:6px"> </div>index<div style="display:inline-block;width:6px"> </div>swap<div style="display:inline-block;width:6px"> </div>rate.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>BTFP<div style="display:inline-block;width:6px"> </div>was<div style="display:inline-block;width:6px"> </div>available<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>eligible<div style="display:inline-block;width:6px"> </div>U.S.<div style="display:inline-block;width:6px"> </div>federally<div style="display:inline-block;width:6px"> </div>insured </div><div id="a18833" style="position:absolute;font-family:'Arial';left:5px;top:199px;">depository institutions, with<div style="display:inline-block;width:5px"> </div>advances having a<div style="display:inline-block;width:5px"> </div>term of up to<div style="display:inline-block;width:5px"> </div>one year and<div style="display:inline-block;width:5px"> </div>no prepayment penalties.<div style="display:inline-block;width:5px"> </div>In January 2024,<div style="display:inline-block;width:5px"> </div>the </div><div id="a18835" style="position:absolute;font-family:'Arial';left:5px;top:215px;">Company drew<div style="display:inline-block;width:5px"> </div>$</div><div id="a18835_14_4" style="position:absolute;font-family:'Arial';left:107px;top:215px;">80.0</div><div id="a18835_18_33" style="position:absolute;font-family:'Arial';left:133px;top:215px;"><div style="display:inline-block;width:4px"> </div>million in the<div style="display:inline-block;width:6px"> </div>BTFP; there<div style="display:inline-block;width:5px"> </div>were </div><div id="a18835_51_2" style="position:absolute;font-family:'Arial';left:326px;top:215px;">no</div><div id="a18835_53_64" style="position:absolute;font-family:'Arial';left:341px;top:215px;"><div style="display:inline-block;width:4px"> </div>draws in 2023.<div style="display:inline-block;width:6px"> </div>No further draws<div style="display:inline-block;width:6px"> </div>were permitted<div style="display:inline-block;width:5px"> </div>after March 11, </div><div id="a18844" style="position:absolute;font-family:'Arial';left:5px;top:230px;">2024. All advances must be paid by January 2025. </div><div id="a18853" style="position:absolute;font-family:'Arial';left:29px;top:261px;">Market conditions and external factors may unpredictably impact the competitive landscape for deposits in the banking </div><div id="a18854" style="position:absolute;font-family:'Arial';left:5px;top:276px;">industry.<div style="display:inline-block;width:6px"> </div>Additionally,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>rising<div style="display:inline-block;width:5px"> </div>interest<div style="display:inline-block;width:5px"> </div>rate<div style="display:inline-block;width:5px"> </div>environment<div style="display:inline-block;width:6px"> </div>experienced<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>2022<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>2023<div style="display:inline-block;width:5px"> </div>has<div style="display:inline-block;width:5px"> </div>increased<div style="display:inline-block;width:5px"> </div>competition<div style="display:inline-block;width:6px"> </div>for </div><div id="a18862" style="position:absolute;font-family:'Arial';left:5px;top:291px;">liquidity and the premium at<div style="display:inline-block;width:2px"> </div>which liquidity is available to<div style="display:inline-block;width:2px"> </div>meet funding needs. The Company<div style="display:inline-block;width:2px"> </div>believes its sources of liquidity </div><div id="a18864" style="position:absolute;font-family:'Arial';left:5px;top:307px;">are sufficient to meet its needs as of the balance sheet<div style="display:inline-block;width:5px"> </div>date. </div><div id="a18869" style="position:absolute;font-family:'Arial';left:29px;top:337px;">An unexpected influx<div style="display:inline-block;width:2px"> </div>of withdrawals of<div style="display:inline-block;width:2px"> </div>deposits could adversely<div style="display:inline-block;width:2px"> </div>impact the Company's<div style="display:inline-block;width:2px"> </div>ability to<div style="display:inline-block;width:2px"> </div>rely on organic<div style="display:inline-block;width:2px"> </div>deposits </div><div id="a18870" style="position:absolute;font-family:'Arial';left:5px;top:353px;">to primarily<div style="display:inline-block;width:5px"> </div>fund its<div style="display:inline-block;width:5px"> </div>operations, potentially<div style="display:inline-block;width:6px"> </div>requiring greater<div style="display:inline-block;width:5px"> </div>reliance on<div style="display:inline-block;width:5px"> </div>secondary sources<div style="display:inline-block;width:6px"> </div>of liquidity<div style="display:inline-block;width:5px"> </div>to meet<div style="display:inline-block;width:5px"> </div>withdrawal </div><div id="a18872" style="position:absolute;font-family:'Arial';left:5px;top:368px;">demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of<div style="display:inline-block;width:2px"> </div>investment </div><div id="a18877" style="position:absolute;font-family:'Arial';left:5px;top:383px;">securities and loans, federal funds lines of credit from correspondent<div style="display:inline-block;width:5px"> </div>banks, and out-of-market time deposits.<div style="display:inline-block;width:5px"> </div></div><div id="a18884" style="position:absolute;font-family:'Arial';left:29px;top:414px;">Such reliance on secondary funding sources could increase the Company's<div style="display:inline-block;width:5px"> </div>overall cost of funding and thereby reduce </div><div id="a18885" style="position:absolute;font-family:'Arial';left:5px;top:429px;">net<div style="display:inline-block;width:6px"> </div>income.<div style="display:inline-block;width:6px"> </div>While<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>believes<div style="display:inline-block;width:6px"> </div>its<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:6px"> </div>sources<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>liquidity<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>adequate<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>fund<div style="display:inline-block;width:6px"> </div>operations,<div style="display:inline-block;width:6px"> </div>there<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>no </div><div id="a18887" style="position:absolute;font-family:'Arial';left:5px;top:445px;">guarantee they<div style="display:inline-block;width:6px"> </div>will suffice<div style="display:inline-block;width:7px"> </div>to meet<div style="display:inline-block;width:6px"> </div>future<div style="display:inline-block;width:5px"> </div>liquidity<div style="display:inline-block;width:5px"> </div>demands.<div style="display:inline-block;width:5px"> </div>This<div style="display:inline-block;width:5px"> </div>may necessitate<div style="display:inline-block;width:6px"> </div>slowing<div style="display:inline-block;width:5px"> </div>or discontinuing<div style="display:inline-block;width:7px"> </div>loan growth, </div><div id="a18888" style="position:absolute;font-family:'Arial';left:5px;top:460px;">capital expenditures, or other investments, or liquidating assets.</div></div></div></div><div id="TextContainer669" style="position:relative;width:739px;z-index:1;"></div><div id="div_663_XBRL_TS_e0307d54467844f498c5697f00411f26" style="position:absolute;left:0px;top:847px;float:left;"><div id="TextBlockContainer664" style="position:relative;line-height:normal;width:738px;height:62px;"><div id="TextContainer664" style="position:relative;width:738px;z-index:1;"><div id="a18892" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Use of Estimates </div><div id="a18895" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>has<div style="display:inline-block;width:6px"> </div>established<div style="display:inline-block;width:6px"> </div>policies<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>control<div style="display:inline-block;width:6px"> </div>procedures<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>intended<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>ensure<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:6px"> </div>methods<div style="display:inline-block;width:6px"> </div>are </div><div id="a18896" style="position:absolute;font-family:'Arial';left:5px;top:46px;">controlled and<div style="display:inline-block;width:6px"> </div>applied consistently<div style="display:inline-block;width:6px"> </div>from period<div style="display:inline-block;width:6px"> </div>to period.<div style="display:inline-block;width:6px"> </div>These estimates<div style="display:inline-block;width:6px"> </div>and assumptions,<div style="display:inline-block;width:6px"> </div>which may<div style="display:inline-block;width:6px"> </div>materially affect </div></div></div></div></div><div id="TextBlockContainer688" style="position:relative;line-height:normal;width:739px;height:875px;"><div id="div_673_XBRL_TS_e0307d54467844f498c5697f00411f26_1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer674" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer674" style="position:relative;width:739px;z-index:1;"><div id="a18917" style="position:absolute;font-family:'Arial';left:5px;top:0px;">the reported amounts of<div style="display:inline-block;width:2px"> </div>certain assets, liabilities, revenues<div style="display:inline-block;width:2px"> </div>and expenses, are based<div style="display:inline-block;width:2px"> </div>on information available as<div style="display:inline-block;width:2px"> </div>of the date </div><div id="a18919" style="position:absolute;font-family:'Arial';left:5px;top:15px;">of the<div style="display:inline-block;width:5px"> </div>financial statements,<div style="display:inline-block;width:6px"> </div>and changes<div style="display:inline-block;width:6px"> </div>in this<div style="display:inline-block;width:5px"> </div>information over<div style="display:inline-block;width:6px"> </div>time and<div style="display:inline-block;width:6px"> </div>the use<div style="display:inline-block;width:6px"> </div>of revised<div style="display:inline-block;width:5px"> </div>estimates and<div style="display:inline-block;width:6px"> </div>assumptions </div><div id="a18920" style="position:absolute;font-family:'Arial';left:5px;top:31px;">could materially affect amounts reported in subsequent<div style="display:inline-block;width:5px"> </div>financial statements.</div></div></div></div><div id="TextContainer688" style="position:relative;width:739px;z-index:1;"></div><div id="div_676_XBRL_TS_aae8807565314af6b1757297878b8a49" style="position:absolute;left:0px;top:61px;float:left;"><div id="TextBlockContainer677" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer677" style="position:relative;width:739px;z-index:1;"><div id="a18924" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Cash and Cash Equivalents </div><div id="a18927" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>considers<div style="display:inline-block;width:6px"> </div>investments<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:5px"> </div>maturity<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>90<div style="display:inline-block;width:5px"> </div>days<div style="display:inline-block;width:6px"> </div>or<div style="display:inline-block;width:5px"> </div>less<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>its<div style="display:inline-block;width:5px"> </div>original<div style="display:inline-block;width:6px"> </div>purchase<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>be<div style="display:inline-block;width:5px"> </div>cash </div><div id="a18931" style="position:absolute;font-family:'Arial';left:5px;top:46px;">equivalents. For<div style="display:inline-block;width:5px"> </div>the Consolidated<div style="display:inline-block;width:5px"> </div>Statements of<div style="display:inline-block;width:5px"> </div>Cash Flows,<div style="display:inline-block;width:5px"> </div>cash and cash<div style="display:inline-block;width:6px"> </div>equivalents include<div style="display:inline-block;width:5px"> </div>cash on hand,<div style="display:inline-block;width:6px"> </div>amounts </div><div id="a18942" style="position:absolute;font-family:'Arial';left:5px;top:61px;">due from banks, and interest-bearing deposits in banks.</div></div></div></div><div id="TextContainer689" style="position:relative;width:739px;z-index:1;"></div><div id="div_679_XBRL_TS_e9b32c94878a4ce1954e1f1d5ac110c3" style="position:absolute;left:0px;top:153px;float:left;"><div id="TextBlockContainer680" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer680" style="position:relative;width:739px;z-index:1;"><div id="a18947" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Restricted Cash </div><div id="a18950" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company may be required to maintain<div style="display:inline-block;width:5px"> </div>funds at other banks to satisfy<div style="display:inline-block;width:5px"> </div>the terms of a loan participation agreement. </div><div id="a18953" style="position:absolute;font-family:'Arial';left:5px;top:46px;">The Company reports restricted cash<div style="display:inline-block;width:5px"> </div>within cash and cash equivalents.<div style="display:inline-block;width:5px"> </div>At the years ended December<div style="display:inline-block;width:5px"> </div>31, 2023 and 2022 </div><div id="a18958" style="position:absolute;font-family:'Arial';left:5px;top:61px;">the company had $</div><div id="a18958_17_1" style="position:absolute;font-family:'Arial';left:118px;top:61px;-sec-ix-hidden:ID_1156;">0</div><div id="a18958_18_20" style="position:absolute;font-family:'Arial';left:126px;top:61px;"><div style="display:inline-block;width:4px"> </div>in restricted cash.</div></div></div></div><div id="TextContainer690" style="position:relative;width:739px;z-index:1;"></div><div id="div_682_XBRL_TS_7d0eed588bee4e02a4967077e07cab1c" style="position:absolute;left:0px;top:245px;float:left;"><div id="TextBlockContainer683" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer683" style="position:relative;width:739px;z-index:1;"><div id="a18963" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Interest-Bearing Deposits in Other Financial Institutions </div><div id="a18968" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Interest-bearing deposits in other financial institutions consist<div style="display:inline-block;width:5px"> </div>of Federal Reserve Bank, Federal Home Loan<div style="display:inline-block;width:5px"> </div>Bank and </div><div id="a18973" style="position:absolute;font-family:'Arial';left:5px;top:46px;">other accounts.</div></div></div></div><div id="TextContainer691" style="position:relative;width:739px;z-index:1;"></div><div id="div_685_XBRL_TS_13aff3b3163c432eacf58c3e6f8eb33d" style="position:absolute;left:0px;top:322px;float:left;"><div id="TextBlockContainer686" style="position:relative;line-height:normal;width:739px;height:538px;"><div id="TextContainer686" style="position:relative;width:739px;z-index:1;"><div id="a18976" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Investment Securities</div><div id="a18980" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Debt securities<div style="display:inline-block;width:6px"> </div>are recorded<div style="display:inline-block;width:6px"> </div>at fair<div style="display:inline-block;width:6px"> </div>value except<div style="display:inline-block;width:6px"> </div>for those<div style="display:inline-block;width:6px"> </div>securities which<div style="display:inline-block;width:6px"> </div>the Company<div style="display:inline-block;width:6px"> </div>has the<div style="display:inline-block;width:6px"> </div>positive intent<div style="display:inline-block;width:6px"> </div>and </div><div id="a18981" style="position:absolute;font-family:'Arial';left:5px;top:46px;">ability to hold to<div style="display:inline-block;width:2px"> </div>maturity. Management determines the appropriate classification of its securities at<div style="display:inline-block;width:2px"> </div>the time of purchase<div style="display:inline-block;width:2px"> </div>and </div><div id="a18983" style="position:absolute;font-family:'Arial';left:5px;top:61px;">accounts for them on a trade date basis.<div style="display:inline-block;width:5px"> </div></div><div id="a18987" style="position:absolute;font-family:'Arial';left:29px;top:92px;">Debt securities that<div style="display:inline-block;width:2px"> </div>management has the<div style="display:inline-block;width:2px"> </div>positive intent and<div style="display:inline-block;width:2px"> </div>ability to hold<div style="display:inline-block;width:2px"> </div>to maturity are<div style="display:inline-block;width:2px"> </div>classified as "held-to-maturity" </div><div id="a18992" style="position:absolute;font-family:'Arial';left:5px;top:107px;">and recorded at amortized cost. Trading securities are<div style="display:inline-block;width:2px"> </div>recorded at fair value with<div style="display:inline-block;width:2px"> </div>changes in fair value included<div style="display:inline-block;width:2px"> </div>in earnings. </div><div id="a18994" style="position:absolute;font-family:'Arial';left:5px;top:123px;">Securities not classified<div style="display:inline-block;width:5px"> </div>as held-to-maturity or<div style="display:inline-block;width:5px"> </div>trading are classified<div style="display:inline-block;width:5px"> </div>as "available-for-sale"<div style="display:inline-block;width:5px"> </div>and recorded at<div style="display:inline-block;width:5px"> </div>fair value, with </div><div id="a19004" style="position:absolute;font-family:'Arial';left:5px;top:138px;">unrealized gains and<div style="display:inline-block;width:2px"> </div>losses excluded from<div style="display:inline-block;width:2px"> </div>earnings and reported<div style="display:inline-block;width:2px"> </div>in other comprehensive<div style="display:inline-block;width:2px"> </div>income (loss). Equity<div style="display:inline-block;width:2px"> </div>investments </div><div id="a19005" style="position:absolute;font-family:'Arial';left:5px;top:153px;">must be recorded at fair value with changes in fair value<div style="display:inline-block;width:5px"> </div>included in earnings.<div style="display:inline-block;width:4px"> </div></div><div id="a19009" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Purchase premiums and discounts are amortized or accreted over<div style="display:inline-block;width:5px"> </div>the estimated life of the related available-for-sale or </div><div id="a19014" style="position:absolute;font-family:'Arial';left:5px;top:199px;">held-to-maturity<div style="display:inline-block;width:7px"> </div>security<div style="display:inline-block;width:7px"> </div>as<div style="display:inline-block;width:7px"> </div>an<div style="display:inline-block;width:7px"> </div>adjustment<div style="display:inline-block;width:7px"> </div>to<div style="display:inline-block;width:7px"> </div>yield<div style="display:inline-block;width:7px"> </div>using<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:7px"> </div>effective<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>method.<div style="display:inline-block;width:7px"> </div>Prepayments<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>principal<div style="display:inline-block;width:7px"> </div>are </div><div id="a19019" style="position:absolute;font-family:'Arial';left:5px;top:215px;">considered in determining the estimated life of<div style="display:inline-block;width:2px"> </div>the security. Such amortization and accretion are included in interest income </div><div id="a19021" style="position:absolute;font-family:'Arial';left:5px;top:230px;">in the Consolidated<div style="display:inline-block;width:2px"> </div>Statements of Operations.<div style="display:inline-block;width:2px"> </div>Dividend and interest<div style="display:inline-block;width:2px"> </div>income are recognized<div style="display:inline-block;width:2px"> </div>when earned. Gains<div style="display:inline-block;width:2px"> </div>and losses </div><div id="a19022" style="position:absolute;font-family:'Arial';left:5px;top:245px;">on the sale of securities are recorded on trade date and are determined<div style="display:inline-block;width:5px"> </div>on a specific identification basis. </div><div id="a19027" style="position:absolute;font-family:'Arial';left:29px;top:276px;">On<div style="display:inline-block;width:8px"> </div>January<div style="display:inline-block;width:8px"> </div>1,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>adopted<div style="display:inline-block;width:8px"> </div>ASU<div style="display:inline-block;width:8px"> </div>2016-13<div style="display:inline-block;width:8px"> </div>Financial<div style="display:inline-block;width:8px"> </div>Instruments<div style="display:inline-block;width:8px"> </div>-<div style="display:inline-block;width:8px"> </div>Credit<div style="display:inline-block;width:8px"> </div>Losses<div style="display:inline-block;width:8px"> </div>(Topic<div style="display:inline-block;width:9px"> </div>326): </div><div id="a19033" style="position:absolute;font-family:'Arial';left:5px;top:291px;">Measurement of Credit Losses<div style="display:inline-block;width:6px"> </div>on Financial Instruments,<div style="display:inline-block;width:5px"> </div>as amended, which replaces<div style="display:inline-block;width:5px"> </div>the incurred loss methodology<div style="display:inline-block;width:6px"> </div>with </div><div id="a19034" style="position:absolute;font-family:'Arial';left:5px;top:307px;">an expected<div style="display:inline-block;width:5px"> </div>loss methodology<div style="display:inline-block;width:5px"> </div>that is<div style="display:inline-block;width:5px"> </div>referred to as<div style="display:inline-block;width:6px"> </div>the CECL<div style="display:inline-block;width:5px"> </div>methodology.<div style="display:inline-block;width:6px"> </div>The measurement<div style="display:inline-block;width:5px"> </div>of expected<div style="display:inline-block;width:5px"> </div>credit losses </div><div id="a19037" style="position:absolute;font-family:'Arial';left:5px;top:322px;">under the CECL methodology<div style="display:inline-block;width:5px"> </div>is applicable to financial<div style="display:inline-block;width:5px"> </div>assets measured at amortized<div style="display:inline-block;width:5px"> </div>cost, including loan receivables<div style="display:inline-block;width:5px"> </div>and </div><div id="a19038" style="position:absolute;font-family:'Arial';left:5px;top:337px;">held-to-maturity debt<div style="display:inline-block;width:6px"> </div>securities. In<div style="display:inline-block;width:6px"> </div>addition, ASC<div style="display:inline-block;width:6px"> </div>326 amended<div style="display:inline-block;width:6px"> </div>the accounting<div style="display:inline-block;width:6px"> </div>for available-for-sale<div style="display:inline-block;width:6px"> </div>debt securities.<div style="display:inline-block;width:6px"> </div>One </div><div id="a19048" style="position:absolute;font-family:'Arial';left:5px;top:353px;">such change is<div style="display:inline-block;width:5px"> </div>to require credit<div style="display:inline-block;width:5px"> </div>losses to be<div style="display:inline-block;width:5px"> </div>presented as an<div style="display:inline-block;width:5px"> </div>allowance rather than<div style="display:inline-block;width:6px"> </div>as a write-down<div style="display:inline-block;width:5px"> </div>on available-for-sale </div><div id="a19055" style="position:absolute;font-family:'Arial';left:5px;top:368px;">debt securities management does not intend to sell or<div style="display:inline-block;width:5px"> </div>believes that it is more likely than not they will be required<div style="display:inline-block;width:5px"> </div>to sell. </div><div id="a19059" style="position:absolute;font-family:'Arial';left:29px;top:399px;">CECL requires a loss reserve for securities<div style="display:inline-block;width:5px"> </div>classified as HTM. The reserve should reflect<div style="display:inline-block;width:5px"> </div>historical credit performance </div><div id="a19060" style="position:absolute;font-family:'Arial';left:5px;top:414px;">as well as the impact<div style="display:inline-block;width:5px"> </div>of projected economic forecast.<div style="display:inline-block;width:5px"> </div>For U.S. Government bonds<div style="display:inline-block;width:5px"> </div>and U.S. Agency issued bonds<div style="display:inline-block;width:5px"> </div>in HTM </div><div id="a19061" style="position:absolute;font-family:'Arial';left:5px;top:430px;">the explicit and/or<div style="display:inline-block;width:2px"> </div>implicit guarantee of the<div style="display:inline-block;width:2px"> </div>US Government is sufficient to<div style="display:inline-block;width:2px"> </div>conclude that a<div style="display:inline-block;width:2px"> </div>credit loss reserve is<div style="display:inline-block;width:2px"> </div>not required. </div><div id="a19064" style="position:absolute;font-family:'Arial';left:5px;top:445px;">The<div style="display:inline-block;width:8px"> </div>reserve<div style="display:inline-block;width:8px"> </div>requirement<div style="display:inline-block;width:8px"> </div>is<div style="display:inline-block;width:8px"> </div>for<div style="display:inline-block;width:8px"> </div>three<div style="display:inline-block;width:8px"> </div>primary<div style="display:inline-block;width:8px"> </div>assets<div style="display:inline-block;width:8px"> </div>groups:<div style="display:inline-block;width:8px"> </div>municipal<div style="display:inline-block;width:8px"> </div>bonds,<div style="display:inline-block;width:8px"> </div>corporate<div style="display:inline-block;width:8px"> </div>bonds,<div style="display:inline-block;width:8px"> </div>and<div style="display:inline-block;width:8px"> </div>non-agency </div><div id="a19067" style="position:absolute;font-family:'Arial';left:5px;top:460px;">securitizations.<div style="display:inline-block;width:8px"> </div>The<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>calculates<div style="display:inline-block;width:8px"> </div>quarterly<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>loss<div style="display:inline-block;width:8px"> </div>reserve<div style="display:inline-block;width:8px"> </div>utilizing<div style="display:inline-block;width:8px"> </div>Moody’s<div style="display:inline-block;width:8px"> </div>ImpairmentStudio.<div style="display:inline-block;width:8px"> </div>The<div style="display:inline-block;width:8px"> </div>CECL </div><div id="a19069" style="position:absolute;font-family:'Arial';left:5px;top:475px;">measurement<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:6px"> </div>incorporates<div style="display:inline-block;width:6px"> </div>historical<div style="display:inline-block;width:5px"> </div>data,<div style="display:inline-block;width:5px"> </div>containing<div style="display:inline-block;width:6px"> </div>defaults<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>recoveries<div style="display:inline-block;width:6px"> </div>information,<div style="display:inline-block;width:5px"> </div>and </div><div id="a19070" style="position:absolute;font-family:'Arial';left:5px;top:491px;">Moody’s baseline<div style="display:inline-block;width:5px"> </div>economic forecast.<div style="display:inline-block;width:5px"> </div>The solution<div style="display:inline-block;width:5px"> </div>uses probability<div style="display:inline-block;width:5px"> </div>of default/loss<div style="display:inline-block;width:5px"> </div>given default (“PD/LGD”)<div style="display:inline-block;width:6px"> </div>approach. PD </div><div id="a19072" style="position:absolute;font-family:'Arial';left:5px;top:506px;">represents the likelihood a borrower will<div style="display:inline-block;width:5px"> </div>default. Within the Moody’s model,<div style="display:inline-block;width:5px"> </div>this is determined using historical<div style="display:inline-block;width:5px"> </div>default data, </div><div id="a19074" style="position:absolute;font-family:'Arial';left:5px;top:522px;">adjusted for the current economic environment. LGD projects<div style="display:inline-block;width:5px"> </div>the expected loss if a borrower were to default.</div></div></div></div><div id="TextContainer692" style="position:relative;width:739px;z-index:1;"></div></div><div id="TextBlockContainer701" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="div_695_XBRL_TS_4bc18088a3c04775afc0c971bca4f3d6" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer696" style="position:relative;line-height:normal;width:739px;height:109px;"><div id="TextContainer696" style="position:relative;width:739px;z-index:1;"><div id="a19098" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Federal Home Loan Bank (FHLB) Stock </div><div id="a19103" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Bank is a member of the FHLB system. Members are required to<div style="display:inline-block;width:2px"> </div>own a certain amount of stock based on the level </div><div id="a19104" style="position:absolute;font-family:'Arial';left:5px;top:46px;">of borrowings and<div style="display:inline-block;width:2px"> </div>other factors and<div style="display:inline-block;width:2px"> </div>may invest in<div style="display:inline-block;width:2px"> </div>additional amounts. FHLB<div style="display:inline-block;width:2px"> </div>stock is carried<div style="display:inline-block;width:2px"> </div>at cost, classified<div style="display:inline-block;width:2px"> </div>as a restricted </div><div id="a19111" style="position:absolute;font-family:'Arial';left:5px;top:61px;">asset, and<div style="display:inline-block;width:6px"> </div>periodically evaluated<div style="display:inline-block;width:6px"> </div>for impairment<div style="display:inline-block;width:6px"> </div>based on<div style="display:inline-block;width:6px"> </div>ultimate recovery<div style="display:inline-block;width:6px"> </div>of par<div style="display:inline-block;width:6px"> </div>value. As<div style="display:inline-block;width:6px"> </div>of December<div style="display:inline-block;width:5px"> </div>31, 2023<div style="display:inline-block;width:6px"> </div>and </div><div id="a19122" style="position:absolute;font-family:'Arial';left:5px;top:77px;">2022, FHLB<div style="display:inline-block;width:6px"> </div>stock amounted<div style="display:inline-block;width:6px"> </div>to $</div><div id="a19122_30_4" style="position:absolute;font-family:'Arial';left:204px;top:77px;">10.2</div><div id="a19122_34_14" style="position:absolute;font-family:'Arial';left:230px;top:77px;"><div style="display:inline-block;width:4px"> </div>million and<div style="display:inline-block;width:6px"> </div>$</div><div id="a19122_48_3" style="position:absolute;font-family:'Arial';left:310px;top:77px;">2.9</div><div id="a19122_51_66" style="position:absolute;font-family:'Arial';left:329px;top:77px;"><div style="display:inline-block;width:4px"> </div>million, respectively,<div style="display:inline-block;width:7px"> </div>with no<div style="display:inline-block;width:6px"> </div>impairment deemed<div style="display:inline-block;width:6px"> </div>necessary.<div style="display:inline-block;width:6px"> </div>Both </div><div id="a19137" style="position:absolute;font-family:'Arial';left:5px;top:92px;">cash and stock dividends are reported as interest income.</div></div></div></div><div id="TextContainer701" style="position:relative;width:739px;z-index:1;"></div><div id="div_698_XBRL_TS_e57bae5bba96485a852e9a1d18978279" style="position:absolute;left:0px;top:123px;float:left;"><div id="TextBlockContainer699" style="position:relative;line-height:normal;width:739px;height:783px;"><div id="TextContainer699" style="position:relative;width:739px;z-index:1;"><div id="a19142" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loans Held for Investment and Allowance for Credit<div style="display:inline-block;width:5px"> </div>Losses </div><div id="a19145" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Loans held for investment (“loans”) are reported at their outstanding principal<div style="display:inline-block;width:5px"> </div>balance net of charge-offs, deferred loan </div><div id="a19149" style="position:absolute;font-family:'Arial';left:5px;top:46px;">cost,<div style="display:inline-block;width:5px"> </div>unearned<div style="display:inline-block;width:5px"> </div>income, and<div style="display:inline-block;width:6px"> </div>the ACL.<div style="display:inline-block;width:6px"> </div>Interest income<div style="display:inline-block;width:6px"> </div>is generally<div style="display:inline-block;width:6px"> </div>recognized<div style="display:inline-block;width:5px"> </div>when<div style="display:inline-block;width:5px"> </div>income is<div style="display:inline-block;width:6px"> </div>earned using<div style="display:inline-block;width:6px"> </div>the interest </div><div id="a19154" style="position:absolute;font-family:'Arial';left:5px;top:61px;">method.<div style="display:inline-block;width:5px"> </div>Loan<div style="display:inline-block;width:5px"> </div>origination<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>commitment<div style="display:inline-block;width:5px"> </div>fees<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>costs<div style="display:inline-block;width:5px"> </div>associated<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>origination<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>loans<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>deferred<div style="display:inline-block;width:5px"> </div>and </div><div id="a19155" style="position:absolute;font-family:'Arial';left:5px;top:77px;">amortized, using the interest method or the straight-line<div style="display:inline-block;width:5px"> </div>method, over the life of the related loan.<div style="display:inline-block;width:5px"> </div></div><div id="a19161" style="position:absolute;font-family:'Arial';left:29px;top:107px;">If the<div style="display:inline-block;width:5px"> </div>principal or<div style="display:inline-block;width:5px"> </div>interest on<div style="display:inline-block;width:6px"> </div>a commercial<div style="display:inline-block;width:6px"> </div>loan becomes<div style="display:inline-block;width:6px"> </div>due and<div style="display:inline-block;width:5px"> </div>unpaid for<div style="display:inline-block;width:5px"> </div>90 days<div style="display:inline-block;width:6px"> </div>or more,<div style="display:inline-block;width:5px"> </div>the loan<div style="display:inline-block;width:6px"> </div>is placed<div style="display:inline-block;width:6px"> </div>on </div><div id="a19162" style="position:absolute;font-family:'Arial';left:5px;top:123px;">non-accrual status as of<div style="display:inline-block;width:5px"> </div>the date it becomes<div style="display:inline-block;width:5px"> </div>90 days past due<div style="display:inline-block;width:5px"> </div>and remains in non<div style="display:inline-block;width:1px"> </div>-accrual status until it<div style="display:inline-block;width:5px"> </div>meets the criteria </div><div id="a19168" style="position:absolute;font-family:'Arial';left:5px;top:138px;">for restoration to accrual status.<div style="display:inline-block;width:5px"> </div>Residential loans, on<div style="display:inline-block;width:5px"> </div>the other hand, are placed<div style="display:inline-block;width:5px"> </div>on non-accrual status when<div style="display:inline-block;width:5px"> </div>the principal </div><div id="a19171" style="position:absolute;font-family:'Arial';left:5px;top:153px;">or interest<div style="display:inline-block;width:5px"> </div>becomes due<div style="display:inline-block;width:5px"> </div>and unpaid<div style="display:inline-block;width:5px"> </div>for 120<div style="display:inline-block;width:5px"> </div>days or<div style="display:inline-block;width:5px"> </div>more and remains<div style="display:inline-block;width:6px"> </div>in non-accrual<div style="display:inline-block;width:5px"> </div>status until<div style="display:inline-block;width:5px"> </div>it meets<div style="display:inline-block;width:5px"> </div>the criteria<div style="display:inline-block;width:5px"> </div>for </div><div id="a19175" style="position:absolute;font-family:'Arial';left:5px;top:169px;">restoration<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>accrual<div style="display:inline-block;width:6px"> </div>status.<div style="display:inline-block;width:6px"> </div>Restoring<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>accrual<div style="display:inline-block;width:6px"> </div>status<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:5px"> </div>possible<div style="display:inline-block;width:6px"> </div>when<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>borrower<div style="display:inline-block;width:6px"> </div>resumes<div style="display:inline-block;width:6px"> </div>payment<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>all </div><div id="a19176" style="position:absolute;font-family:'Arial';left:5px;top:184px;">principal and interest<div style="display:inline-block;width:5px"> </div>payments for a period<div style="display:inline-block;width:5px"> </div>of six months<div style="display:inline-block;width:5px"> </div>and the Company<div style="display:inline-block;width:5px"> </div>has a documented<div style="display:inline-block;width:5px"> </div>expectation of repayment </div><div id="a19178" style="position:absolute;font-family:'Arial';left:5px;top:199px;">of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest </div><div id="a19181" style="position:absolute;font-family:'Arial';left:5px;top:215px;">accrued but not<div style="display:inline-block;width:6px"> </div>collected for<div style="display:inline-block;width:5px"> </div>loans that are<div style="display:inline-block;width:6px"> </div>placed on<div style="display:inline-block;width:5px"> </div>nonaccrual status<div style="display:inline-block;width:5px"> </div>is reversed<div style="display:inline-block;width:5px"> </div>against interest<div style="display:inline-block;width:5px"> </div>income. The interest </div><div id="a19182" style="position:absolute;font-family:'Arial';left:5px;top:230px;">on these<div style="display:inline-block;width:6px"> </div>loans is<div style="display:inline-block;width:6px"> </div>accounted for<div style="display:inline-block;width:6px"> </div>on the<div style="display:inline-block;width:6px"> </div>cash-basis<div style="display:inline-block;width:5px"> </div>or cost-recovery<div style="display:inline-block;width:6px"> </div>method, under<div style="display:inline-block;width:6px"> </div>which cash<div style="display:inline-block;width:6px"> </div>collections are<div style="display:inline-block;width:6px"> </div>applied to </div><div id="a19187" style="position:absolute;font-family:'Arial';left:5px;top:245px;">unpaid principal, which may change as conditions dictate.<div style="display:inline-block;width:5px"> </div></div><div id="a19190" style="position:absolute;font-family:'Arial';left:29px;top:276px;">The Company has determined that the entire balance of<div style="display:inline-block;width:2px"> </div>a loan is contractually delinquent for all<div style="display:inline-block;width:2px"> </div>classes if the minimum </div><div id="a19194" style="position:absolute;font-family:'Arial';left:5px;top:291px;">payment is not received by<div style="display:inline-block;width:2px"> </div>the specified due date on<div style="display:inline-block;width:2px"> </div>the borrower's statement. Interest and fees<div style="display:inline-block;width:2px"> </div>continue to accrue on past </div><div id="a19195" style="position:absolute;font-family:'Arial';left:5px;top:307px;">due loans until the date the loan goes into nonaccrual<div style="display:inline-block;width:5px"> </div>status. </div><div id="a19199" style="position:absolute;font-family:'Arial';left:29px;top:337px;">The Company provides for loan losses through a provision for credit losses charged to operations. When management </div><div id="a19203" style="position:absolute;font-family:'Arial';left:5px;top:353px;">believes that a<div style="display:inline-block;width:5px"> </div>loan or a portion<div style="display:inline-block;width:5px"> </div>of the loan balance<div style="display:inline-block;width:6px"> </div>is uncollectible, that<div style="display:inline-block;width:5px"> </div>amount is charged<div style="display:inline-block;width:5px"> </div>against the ACL.<div style="display:inline-block;width:5px"> </div>Subsequent </div><div id="a19204" style="position:absolute;font-family:'Arial';left:5px;top:368px;">recoveries, if any,<div style="display:inline-block;width:5px"> </div>are credited to the ACL.<div style="display:inline-block;width:4px"> </div></div><div id="a19208" style="position:absolute;font-family:'Arial';left:29px;top:399px;">The<div style="display:inline-block;width:8px"> </div>ACL<div style="display:inline-block;width:7px"> </div>reflects<div style="display:inline-block;width:8px"> </div>management's<div style="display:inline-block;width:8px"> </div>judgment<div style="display:inline-block;width:8px"> </div>of<div style="display:inline-block;width:8px"> </div>expected<div style="display:inline-block;width:8px"> </div>loan<div style="display:inline-block;width:8px"> </div>losses<div style="display:inline-block;width:8px"> </div>in<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>portfolio<div style="display:inline-block;width:8px"> </div>at<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:8px"> </div>balance<div style="display:inline-block;width:8px"> </div>sheet<div style="display:inline-block;width:8px"> </div>date. </div><div id="a19211" style="position:absolute;font-family:'Arial';left:5px;top:414px;">Management uses a disciplined<div style="display:inline-block;width:5px"> </div>process and methodology<div style="display:inline-block;width:5px"> </div>to establish the ACL<div style="display:inline-block;width:5px"> </div>each quarter.<div style="display:inline-block;width:5px"> </div>To<div style="display:inline-block;width:5px"> </div>determine the total<div style="display:inline-block;width:5px"> </div>ACL, </div><div id="a19212" style="position:absolute;font-family:'Arial';left:5px;top:429px;">the Company<div style="display:inline-block;width:5px"> </div>estimates the<div style="display:inline-block;width:6px"> </div>reserves needed<div style="display:inline-block;width:6px"> </div>for each<div style="display:inline-block;width:5px"> </div>segment of<div style="display:inline-block;width:5px"> </div>the portfolio,<div style="display:inline-block;width:6px"> </div>including loans<div style="display:inline-block;width:6px"> </div>analyzed individually<div style="display:inline-block;width:6px"> </div>and </div><div id="a19214" style="position:absolute;font-family:'Arial';left:5px;top:445px;">loans analyzed on a pooled basis. The ACL consists<div style="display:inline-block;width:5px"> </div>of the amount applicable to the following segments: </div><div id="a19217" style="position:absolute;font-family:'Arial';left:29px;top:475px;">•<div style="display:inline-block;width:19px"> </div>Residential real estate </div><div id="a19221" style="position:absolute;font-family:'Arial';left:29px;top:491px;">•<div style="display:inline-block;width:19px"> </div>Commercial real estate </div><div id="a19225" style="position:absolute;font-family:'Arial';left:29px;top:506px;">•<div style="display:inline-block;width:19px"> </div>Commercial and industrial </div><div id="a19229" style="position:absolute;font-family:'Arial';left:29px;top:521px;">•<div style="display:inline-block;width:19px"> </div>Foreign banks </div><div id="a19233" style="position:absolute;font-family:'Arial';left:29px;top:537px;">•<div style="display:inline-block;width:19px"> </div>Other loans (secured and unsecured consumer loans) </div><div id="a19238" style="position:absolute;font-family:'Arial';left:29px;top:567px;">Residential<div style="display:inline-block;width:6px"> </div>real<div style="display:inline-block;width:6px"> </div>estate<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>underwritten<div style="display:inline-block;width:6px"> </div>following<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>policies<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:6px"> </div>include<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>review<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the </div><div id="a19239" style="position:absolute;font-family:'Arial';left:5px;top:583px;">borrower’s credit, capacity<div style="display:inline-block;width:2px"> </div>and the collateral<div style="display:inline-block;width:2px"> </div>securing the loan.<div style="display:inline-block;width:2px"> </div>The borrower’s ability<div style="display:inline-block;width:2px"> </div>to repay involves<div style="display:inline-block;width:2px"> </div>an analysis of<div style="display:inline-block;width:2px"> </div>factors </div><div id="a19241" style="position:absolute;font-family:'Arial';left:5px;top:598px;">including: current income,<div style="display:inline-block;width:2px"> </div>employment status, monthly<div style="display:inline-block;width:2px"> </div>payment of<div style="display:inline-block;width:2px"> </div>the loan,<div style="display:inline-block;width:2px"> </div>current debt<div style="display:inline-block;width:2px"> </div>obligations, monthly debt<div style="display:inline-block;width:2px"> </div>to income </div><div id="a19247" style="position:absolute;font-family:'Arial';left:5px;top:613px;">ratio and credit history. The Company relies on appraisals in determining the value of the property.<div style="display:inline-block;width:6px"> </div>Risk is mitigated by this </div><div id="a19249" style="position:absolute;font-family:'Arial';left:5px;top:629px;">analysis and the diversity of the residential portfolio. </div><div id="a19254" style="position:absolute;font-family:'Arial';left:29px;top:659px;">Commercial real estate<div style="display:inline-block;width:2px"> </div>loans are<div style="display:inline-block;width:2px"> </div>secured by liens<div style="display:inline-block;width:2px"> </div>on commercial properties,<div style="display:inline-block;width:2px"> </div>land, construction and<div style="display:inline-block;width:2px"> </div>multifamily housing. </div><div id="a19255" style="position:absolute;font-family:'Arial';left:5px;top:675px;">Underwriting of commercial real estate loans will analyze the key market and business factors to arrive at a decision on the </div><div id="a19258" style="position:absolute;font-family:'Arial';left:5px;top:690px;">credit worthiness of the borrower. The analysis may include the capacity of the borrower,<div style="display:inline-block;width:5px"> </div>income generated by property for </div><div id="a19259" style="position:absolute;font-family:'Arial';left:5px;top:705px;">debt service,<div style="display:inline-block;width:6px"> </div>other<div style="display:inline-block;width:5px"> </div>sources<div style="display:inline-block;width:5px"> </div>of repayment,<div style="display:inline-block;width:6px"> </div>sensitivity<div style="display:inline-block;width:5px"> </div>analysis<div style="display:inline-block;width:5px"> </div>to fluctuations<div style="display:inline-block;width:7px"> </div>in market<div style="display:inline-block;width:6px"> </div>conditions<div style="display:inline-block;width:5px"> </div>including vacancy<div style="display:inline-block;width:7px"> </div>and </div><div id="a19261" style="position:absolute;font-family:'Arial';left:5px;top:721px;">rental rates in geographic<div style="display:inline-block;width:6px"> </div>location and loan<div style="display:inline-block;width:5px"> </div>to value. Land<div style="display:inline-block;width:5px"> </div>and construction loan<div style="display:inline-block;width:6px"> </div>analysis will include<div style="display:inline-block;width:5px"> </div>the time to<div style="display:inline-block;width:5px"> </div>develop, </div><div id="a19265" style="position:absolute;font-family:'Arial';left:5px;top:736px;">sell or lease<div style="display:inline-block;width:5px"> </div>the property.<div style="display:inline-block;width:6px"> </div>Appraisals are used<div style="display:inline-block;width:6px"> </div>to determine the<div style="display:inline-block;width:5px"> </div>value of the<div style="display:inline-block;width:5px"> </div>underlying collateral.<div style="display:inline-block;width:5px"> </div>Risk is mitigated<div style="display:inline-block;width:6px"> </div>as the </div><div id="a19267" style="position:absolute;font-family:'Arial';left:5px;top:751px;">properties securing the commercial real estate loans<div style="display:inline-block;width:5px"> </div>are diverse in type, location, and loan structure.<div style="display:inline-block;width:9px"> </div></div></div></div></div></div><div id="TextBlockContainer708" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="div_705_XBRL_TS_e57bae5bba96485a852e9a1d18978279_1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer706" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="TextContainer706" style="position:relative;width:739px;z-index:1;"><div id="a19292" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Commercial<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>industrial<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>secured<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>business<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>company<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>include<div style="display:inline-block;width:6px"> </div>equipment, </div><div id="a19293" style="position:absolute;font-family:'Arial';left:5px;top:15px;">inventory, and receivables.<div style="display:inline-block;width:6px"> </div>The loans are underwritten based on the<div style="display:inline-block;width:5px"> </div>income capacity of the business, the ability<div style="display:inline-block;width:5px"> </div>to service </div><div id="a19294" style="position:absolute;font-family:'Arial';left:5px;top:31px;">the debt based<div style="display:inline-block;width:5px"> </div>on operating cash<div style="display:inline-block;width:5px"> </div>flows, the credit<div style="display:inline-block;width:6px"> </div>worthiness of the<div style="display:inline-block;width:6px"> </div>borrower,<div style="display:inline-block;width:5px"> </div>other sources<div style="display:inline-block;width:5px"> </div>of repayment and<div style="display:inline-block;width:5px"> </div>collateral. </div><div id="a19296" style="position:absolute;font-family:'Arial';left:5px;top:46px;">The Company mitigates the risk in the commercial portfolio<div style="display:inline-block;width:5px"> </div>through industry diversification.<div style="display:inline-block;width:5px"> </div></div><div id="a19299" style="position:absolute;font-family:'Arial';left:29px;top:77px;">Foreign banks<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:5px"> </div>are short<div style="display:inline-block;width:1px"> </div>-term<div style="display:inline-block;width:5px"> </div>loans with<div style="display:inline-block;width:6px"> </div>international<div style="display:inline-block;width:5px"> </div>correspondent<div style="display:inline-block;width:5px"> </div>banking<div style="display:inline-block;width:5px"> </div>institutions<div style="display:inline-block;width:5px"> </div>primarily<div style="display:inline-block;width:5px"> </div>domiciled<div style="display:inline-block;width:5px"> </div>in </div><div id="a19304" style="position:absolute;font-family:'Arial';left:5px;top:92px;">Latin America. Most of these loans are for trade capital and have a<div style="display:inline-block;width:5px"> </div>life of less than one year. The Company’s<div style="display:inline-block;width:6px"> </div>credit review </div><div id="a19305" style="position:absolute;font-family:'Arial';left:5px;top:107px;">includes a credit analysis, peer comparison and current<div style="display:inline-block;width:5px"> </div>country risk overview.<div style="display:inline-block;width:5px"> </div>Annual re-evaluation of the risk rating of the </div><div id="a19309" style="position:absolute;font-family:'Arial';left:5px;top:123px;">borrower and country where the borrower is<div style="display:inline-block;width:5px"> </div>located and a review by the authorized signer<div style="display:inline-block;width:5px"> </div>within the Company.<div style="display:inline-block;width:5px"> </div>The risk is </div><div id="a19314" style="position:absolute;font-family:'Arial';left:5px;top:138px;">mitigated as these loans are short term, have limited exposure,<div style="display:inline-block;width:5px"> </div>and are geographically dispersed.<div style="display:inline-block;width:5px"> </div></div><div id="a19318" style="position:absolute;font-family:'Arial';left:29px;top:169px;">Other loans are secured and<div style="display:inline-block;width:5px"> </div>unsecured consumer loans including<div style="display:inline-block;width:5px"> </div>yacht loans, personal loans, overdrafts<div style="display:inline-block;width:5px"> </div>and deposit </div><div id="a19320" style="position:absolute;font-family:'Arial';left:5px;top:184px;">account collateralized loans. Repayment of these loans are primarily from the personal income of the borrowers. Loans are </div><div id="a19323" style="position:absolute;font-family:'Arial';left:5px;top:199px;">underwritten based on the credit worthiness of the borrower.<div style="display:inline-block;width:6px"> </div>The risk on these loans is mitigated by small loan balances.<div style="display:inline-block;width:9px"> </div></div><div id="a19326" style="position:absolute;font-family:'Arial';left:29px;top:230px;">Under<div style="display:inline-block;width:5px"> </div>CECL,<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>estimates<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>ACL<div style="display:inline-block;width:5px"> </div>using<div style="display:inline-block;width:5px"> </div>relevant<div style="display:inline-block;width:5px"> </div>available<div style="display:inline-block;width:5px"> </div>information,<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>both<div style="display:inline-block;width:5px"> </div>internal<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>external </div><div id="a19329" style="position:absolute;font-family:'Arial';left:5px;top:245px;">sources,<div style="display:inline-block;width:6px"> </div>relating<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>past<div style="display:inline-block;width:6px"> </div>events,<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:6px"> </div>conditions,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>reasonable<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>supportable<div style="display:inline-block;width:6px"> </div>forecasts.<div style="display:inline-block;width:6px"> </div>Historical<div style="display:inline-block;width:6px"> </div>credit<div style="display:inline-block;width:6px"> </div>losses </div><div id="a19330" style="position:absolute;font-family:'Arial';left:5px;top:261px;">provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit losses </div><div id="a19332" style="position:absolute;font-family:'Arial';left:5px;top:276px;">estimated<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>relation<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>potential<div style="display:inline-block;width:6px"> </div>limitations<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>quantitative<div style="display:inline-block;width:6px"> </div>model.<div style="display:inline-block;width:6px"> </div>A<div style="display:inline-block;width:6px"> </div>scorecard<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>used<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>aid </div><div id="a19333" style="position:absolute;font-family:'Arial';left:5px;top:291px;">management in the assessment of qualitative factor adjustments<div style="display:inline-block;width:5px"> </div>applied to expected credit losses. </div><div id="a19337" style="position:absolute;font-family:'Arial';left:29px;top:322px;">The<div style="display:inline-block;width:6px"> </div>quantitative<div style="display:inline-block;width:6px"> </div>component<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>estimate<div style="display:inline-block;width:6px"> </div>relies<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>statistical<div style="display:inline-block;width:6px"> </div>relationship<div style="display:inline-block;width:6px"> </div>between<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>projected<div style="display:inline-block;width:6px"> </div>value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>an </div><div id="a19338" style="position:absolute;font-family:'Arial';left:5px;top:337px;">economic<div style="display:inline-block;width:6px"> </div>indicator<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>implied<div style="display:inline-block;width:6px"> </div>historical<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:6px"> </div>experience<div style="display:inline-block;width:6px"> </div>among<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>curated<div style="display:inline-block;width:6px"> </div>group<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>peers.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>utilized </div><div id="a19339" style="position:absolute;font-family:'Arial';left:5px;top:353px;">regression<div style="display:inline-block;width:5px"> </div>analyses<div style="display:inline-block;width:5px"> </div>of peer<div style="display:inline-block;width:7px"> </div>data,<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>which<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>was<div style="display:inline-block;width:5px"> </div>included,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>where<div style="display:inline-block;width:5px"> </div>observed<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:5px"> </div>and selected </div><div id="a19341" style="position:absolute;font-family:'Arial';left:5px;top:368px;">economic factors were used<div style="display:inline-block;width:5px"> </div>to determine suitable<div style="display:inline-block;width:5px"> </div>loss drivers for modeling<div style="display:inline-block;width:5px"> </div>the lifetime rates of<div style="display:inline-block;width:5px"> </div>probability of default (PD). </div><div id="a19343" style="position:absolute;font-family:'Arial';left:5px;top:383px;">A<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:6px"> </div>given<div style="display:inline-block;width:6px"> </div>default<div style="display:inline-block;width:6px"> </div>rate<div style="display:inline-block;width:6px"> </div>(LGD)<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>assigned<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>pool<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>period<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>these<div style="display:inline-block;width:6px"> </div>PD<div style="display:inline-block;width:6px"> </div>outcomes.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>model </div><div id="a19345" style="position:absolute;font-family:'Arial';left:5px;top:399px;">fundamentally utilizes<div style="display:inline-block;width:5px"> </div>an expected<div style="display:inline-block;width:5px"> </div>discounted cash<div style="display:inline-block;width:5px"> </div>flow (DCF)<div style="display:inline-block;width:5px"> </div>analysis for loan<div style="display:inline-block;width:6px"> </div>portfolio segments.<div style="display:inline-block;width:5px"> </div>The DCF<div style="display:inline-block;width:5px"> </div>analysis is </div><div id="a19346" style="position:absolute;font-family:'Arial';left:5px;top:414px;">run<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>instrument-level<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>incorporates<div style="display:inline-block;width:6px"> </div>an<div style="display:inline-block;width:6px"> </div>array<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>loan-specific<div style="display:inline-block;width:6px"> </div>data<div style="display:inline-block;width:6px"> </div>points<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>segment-implied<div style="display:inline-block;width:6px"> </div>assumptions<div style="display:inline-block;width:6px"> </div>to </div><div id="a19354" style="position:absolute;font-family:'Arial';left:5px;top:429px;">determine the lifetime expected<div style="display:inline-block;width:2px"> </div>loss attributable to each<div style="display:inline-block;width:2px"> </div>instrument. An implicit "hypothetical<div style="display:inline-block;width:2px"> </div>loss" is derived<div style="display:inline-block;width:2px"> </div>for each period </div><div id="a19356" style="position:absolute;font-family:'Arial';left:5px;top:445px;">of the<div style="display:inline-block;width:6px"> </div>DCF and<div style="display:inline-block;width:6px"> </div>helps establish<div style="display:inline-block;width:6px"> </div>the present<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>future cash<div style="display:inline-block;width:6px"> </div>flows for<div style="display:inline-block;width:6px"> </div>each period.<div style="display:inline-block;width:6px"> </div>The reserve<div style="display:inline-block;width:6px"> </div>applied to<div style="display:inline-block;width:6px"> </div>a specific </div><div id="a19358" style="position:absolute;font-family:'Arial';left:5px;top:460px;">instrument is the difference<div style="display:inline-block;width:5px"> </div>between the sum of the present<div style="display:inline-block;width:5px"> </div>value of future cash flows<div style="display:inline-block;width:5px"> </div>and the book balance of<div style="display:inline-block;width:5px"> </div>the loan at </div><div id="a19359" style="position:absolute;font-family:'Arial';left:5px;top:475px;">the measurement date. </div><div id="a19362" style="position:absolute;font-family:'Arial';left:29px;top:506px;">Management<div style="display:inline-block;width:6px"> </div>elected<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Remaining<div style="display:inline-block;width:5px"> </div>Life<div style="display:inline-block;width:5px"> </div>(WARM)<div style="display:inline-block;width:6px"> </div>methodology<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>five<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>segments.<div style="display:inline-block;width:6px"> </div>For<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>these </div><div id="a19363" style="position:absolute;font-family:'Arial';left:5px;top:521px;">segments, a<div style="display:inline-block;width:6px"> </div>long-term average<div style="display:inline-block;width:6px"> </div>loss rate<div style="display:inline-block;width:6px"> </div>is calculated<div style="display:inline-block;width:6px"> </div>and applied<div style="display:inline-block;width:6px"> </div>on a<div style="display:inline-block;width:6px"> </div>quarterly basis<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>remaining life<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>pool. </div><div id="a19366" style="position:absolute;font-family:'Arial';left:5px;top:537px;">Adjustments<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:7px"> </div>economic<div style="display:inline-block;width:7px"> </div>expectations<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>made<div style="display:inline-block;width:7px"> </div>through<div style="display:inline-block;width:7px"> </div>qualitative<div style="display:inline-block;width:7px"> </div>assessments.<div style="display:inline-block;width:7px"> </div>For<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>remaining<div style="display:inline-block;width:7px"> </div>life<div style="display:inline-block;width:6px"> </div>estimated, </div><div id="a19369" style="position:absolute;font-family:'Arial';left:5px;top:552px;">management implemented a software<div style="display:inline-block;width:2px"> </div>solution that uses an<div style="display:inline-block;width:2px"> </div>attrition-based calculation that performs quarterly, cohort-based </div><div id="a19374" style="position:absolute;font-family:'Arial';left:5px;top:567px;">attrition measurements based on the loan portfolio. </div><div id="a19378" style="position:absolute;font-family:'Arial';left:29px;top:598px;">Portfolio segments are the level at which loss assumptions<div style="display:inline-block;width:5px"> </div>are applied to a pool of loans based on the similarity<div style="display:inline-block;width:5px"> </div>of risk </div><div id="a19379" style="position:absolute;font-family:'Arial';left:5px;top:613px;">characteristics inherent in the<div style="display:inline-block;width:2px"> </div>included instruments, relying on<div style="display:inline-block;width:2px"> </div>collateral codes and FFIEC<div style="display:inline-block;width:2px"> </div>Call Report codes. The<div style="display:inline-block;width:2px"> </div>Company </div><div id="a19380" style="position:absolute;font-family:'Arial';left:5px;top:629px;">currently segments the<div style="display:inline-block;width:2px"> </div>portfolio based on<div style="display:inline-block;width:2px"> </div>collateral codes for<div style="display:inline-block;width:2px"> </div>the<div style="display:inline-block;width:6px"> </div>purpose of establishing<div style="display:inline-block;width:2px"> </div>reserves. Each of<div style="display:inline-block;width:2px"> </div>these segments </div><div id="a19385" style="position:absolute;font-family:'Arial';left:5px;top:644px;">is<div style="display:inline-block;width:5px"> </div>paired<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>regression<div style="display:inline-block;width:6px"> </div>models<div style="display:inline-block;width:6px"> </div>(Loss<div style="display:inline-block;width:6px"> </div>Driver<div style="display:inline-block;width:6px"> </div>Analyses)<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:6px"> </div>peer<div style="display:inline-block;width:5px"> </div>data<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>loans<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>similar<div style="display:inline-block;width:6px"> </div>risk<div style="display:inline-block;width:5px"> </div>characteristics.<div style="display:inline-block;width:6px"> </div>The </div><div id="a19386" style="position:absolute;font-family:'Arial';left:5px;top:659px;">Company has established relationships between internal segmentation and FFIEC<div style="display:inline-block;width:5px"> </div>Call Report codes for this purpose. The </div><div id="a19388" style="position:absolute;font-family:'Arial';left:5px;top:675px;">loss driver for each loan<div style="display:inline-block;width:5px"> </div>portfolio segment is derived<div style="display:inline-block;width:5px"> </div>from a readily available and<div style="display:inline-block;width:5px"> </div>reasonable economic forecast, including </div><div id="a19389" style="position:absolute;font-family:'Arial';left:5px;top:690px;">the Federal Reserve Bank<div style="display:inline-block;width:5px"> </div>projections of U.S. civilian<div style="display:inline-block;width:5px"> </div>unemployment rate and the<div style="display:inline-block;width:6px"> </div>year-over-year real GDP<div style="display:inline-block;width:5px"> </div>growth; for the </div><div id="a19396" style="position:absolute;font-family:'Arial';left:5px;top:705px;">residential<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>segment<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>HPI<div style="display:inline-block;width:6px"> </div>projections<div style="display:inline-block;width:6px"> </div>published<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>Fannie<div style="display:inline-block;width:6px"> </div>Mae’s<div style="display:inline-block;width:6px"> </div>Economic<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>Strategic<div style="display:inline-block;width:6px"> </div>Research<div style="display:inline-block;width:6px"> </div>Group<div style="display:inline-block;width:6px"> </div>are </div><div id="a19397" style="position:absolute;font-family:'Arial';left:5px;top:721px;">utilized for the<div style="display:inline-block;width:5px"> </div>forecast. Forecasts<div style="display:inline-block;width:5px"> </div>are applied to<div style="display:inline-block;width:5px"> </div>the first four<div style="display:inline-block;width:5px"> </div>quarters of the<div style="display:inline-block;width:5px"> </div>credit loss estimate<div style="display:inline-block;width:6px"> </div>and revert on<div style="display:inline-block;width:5px"> </div>a straight-</div><div id="a19402" style="position:absolute;font-family:'Arial';left:5px;top:736px;">line basis to the lookback period's historical mean for the<div style="display:inline-block;width:5px"> </div>economic indicator over the expected life of loans. </div><div id="a19405" style="position:absolute;font-family:'Arial';left:29px;top:767px;">The model incorporates qualitative<div style="display:inline-block;width:5px"> </div>factor adjustments in order to<div style="display:inline-block;width:5px"> </div>calibrate the model for risk<div style="display:inline-block;width:5px"> </div>in each portfolio segment </div><div id="a19408" style="position:absolute;font-family:'Arial';left:5px;top:782px;">that may<div style="display:inline-block;width:5px"> </div>not be captured<div style="display:inline-block;width:6px"> </div>through quantitative<div style="display:inline-block;width:5px"> </div>analysis. Determinations<div style="display:inline-block;width:6px"> </div>regarding qualitative<div style="display:inline-block;width:5px"> </div>adjustments are<div style="display:inline-block;width:5px"> </div>reflective of </div><div id="a19409" style="position:absolute;font-family:'Arial';left:5px;top:797px;">management's<div style="display:inline-block;width:5px"> </div>expectation<div style="display:inline-block;width:5px"> </div>of loss<div style="display:inline-block;width:6px"> </div>conditions<div style="display:inline-block;width:5px"> </div>differing<div style="display:inline-block;width:5px"> </div>from those<div style="display:inline-block;width:6px"> </div>already<div style="display:inline-block;width:5px"> </div>captured<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>quantitative<div style="display:inline-block;width:5px"> </div>component<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>the </div><div id="a19411" style="position:absolute;font-family:'Arial';left:5px;top:813px;">model. </div><div id="a19414" style="position:absolute;font-family:'Arial';left:29px;top:843px;">Qualitative factors (“Q-Factors”) used in the ACL methodology<div style="display:inline-block;width:5px"> </div>include: </div><div id="a19419" style="position:absolute;font-family:'Arial';left:29px;top:874px;">• Changes in lending policies, procedures, and strategies </div><div id="a19421" style="position:absolute;font-family:'Arial';left:29px;top:889px;">• Changes in international, national, regional, and local conditions </div></div></div></div></div><div id="TextBlockContainer720" style="position:relative;line-height:normal;width:739px;height:891px;"><div id="div_711_XBRL_TS_e57bae5bba96485a852e9a1d18978279_2" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer712" style="position:relative;line-height:normal;width:739px;height:155px;"><div id="TextContainer712" style="position:relative;width:739px;z-index:1;"><div id="a19444" style="position:absolute;font-family:'Arial';left:29px;top:0px;">• Changes in nature and volume of portfolio </div><div id="a19446" style="position:absolute;font-family:'Arial';left:29px;top:15px;">• Changes in the volume and severity of past due loans<div style="display:inline-block;width:5px"> </div>and other similar conditions </div><div id="a19448" style="position:absolute;font-family:'Arial';left:29px;top:31px;">• Concentration risk </div><div id="a19450" style="position:absolute;font-family:'Arial';left:29px;top:46px;">• Changes in the value of underlying collateral </div><div id="a19452" style="position:absolute;font-family:'Arial';left:29px;top:61px;">• The effect of other external factors: e.g., competition,<div style="display:inline-block;width:5px"> </div>legal, and regulatory requirements </div><div id="a19454" style="position:absolute;font-family:'Arial';left:29px;top:77px;">• Changes in lending management, among others </div><div id="a19457" style="position:absolute;font-family:'Arial';left:29px;top:107px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>estimates<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>reserve<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>unfunded<div style="display:inline-block;width:5px"> </div>commitments,<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>reported<div style="display:inline-block;width:5px"> </div>separately<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>allowance<div style="display:inline-block;width:5px"> </div>for </div><div id="a19458" style="position:absolute;font-family:'Arial';left:5px;top:123px;">credit losses within<div style="display:inline-block;width:5px"> </div>other liabilities. The<div style="display:inline-block;width:5px"> </div>reserve is based<div style="display:inline-block;width:5px"> </div>upon the same<div style="display:inline-block;width:5px"> </div>quantitative and qualitative<div style="display:inline-block;width:6px"> </div>factors applied to<div style="display:inline-block;width:5px"> </div>the </div><div id="a19460" style="position:absolute;font-family:'Arial';left:5px;top:138px;">collectively evaluated loan portfolio.</div></div></div></div><div id="TextContainer720" style="position:relative;width:739px;z-index:1;"></div><div id="div_714_XBRL_TS_501df6ba04284a7f8906b38ea337b290" style="position:absolute;left:0px;top:169px;float:left;"><div id="TextBlockContainer715" style="position:relative;line-height:normal;width:739px;height:461px;"><div id="TextContainer715" style="position:relative;width:739px;z-index:1;"><div id="a19464" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Concentration of Credit Risks </div><div id="a19467" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Credit<div style="display:inline-block;width:5px"> </div>risk<div style="display:inline-block;width:5px"> </div>represents<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accounting<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>would<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:5px"> </div>recognized<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>reporting<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:5px"> </div>if<div style="display:inline-block;width:5px"> </div>counterparties<div style="display:inline-block;width:6px"> </div>failed<div style="display:inline-block;width:5px"> </div>to </div><div id="a19468" style="position:absolute;font-family:'Arial';left:5px;top:46px;">perform as contracted and any collateral or security proved to be insufficient<div style="display:inline-block;width:5px"> </div>to cover the loss. Concentrations of credit risk </div><div id="a19471" style="position:absolute;font-family:'Arial';left:5px;top:61px;">(whether on or off-balance sheet) arising from financial instruments exist in relation to certain<div style="display:inline-block;width:2px"> </div>groups of customers. A group </div><div id="a19474" style="position:absolute;font-family:'Arial';left:5px;top:77px;">concentration arises<div style="display:inline-block;width:5px"> </div>when a number<div style="display:inline-block;width:5px"> </div>of counterparties<div style="display:inline-block;width:5px"> </div>have similar economic<div style="display:inline-block;width:5px"> </div>characteristics that would<div style="display:inline-block;width:6px"> </div>cause their ability </div><div id="a19476" style="position:absolute;font-family:'Arial';left:5px;top:92px;">to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not </div><div id="a19478" style="position:absolute;font-family:'Arial';left:5px;top:107px;">have a significant exposure to any individual customer<div style="display:inline-block;width:5px"> </div>or counterparty. </div><div id="a19481" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Most of the Company's business activity is<div style="display:inline-block;width:2px"> </div>with customers located within its primary market area, which<div style="display:inline-block;width:2px"> </div>is generally the </div><div id="a19482" style="position:absolute;font-family:'Arial';left:5px;top:153px;">State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. </div><div id="a19483" style="position:absolute;font-family:'Arial';left:5px;top:169px;">Many of the<div style="display:inline-block;width:5px"> </div>Company's loan<div style="display:inline-block;width:5px"> </div>customers are engaged<div style="display:inline-block;width:6px"> </div>in real estate<div style="display:inline-block;width:5px"> </div>development. Circumstances<div style="display:inline-block;width:6px"> </div>which negatively<div style="display:inline-block;width:5px"> </div>impact </div><div id="a19485" style="position:absolute;font-family:'Arial';left:5px;top:184px;">the South Florida real estate industry<div style="display:inline-block;width:2px"> </div>or the South Florida economy, in general, could adversely impact<div style="display:inline-block;width:2px"> </div>the Company's loan </div><div id="a19486" style="position:absolute;font-family:'Arial';left:5px;top:199px;">portfolio. </div><div id="a19489" style="position:absolute;font-family:'Arial';left:29px;top:230px;">At December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>2022, the<div style="display:inline-block;width:5px"> </div>Company had<div style="display:inline-block;width:6px"> </div>a concentration<div style="display:inline-block;width:6px"> </div>of risk<div style="display:inline-block;width:5px"> </div>with loans<div style="display:inline-block;width:6px"> </div>outstanding to<div style="display:inline-block;width:6px"> </div>the Company’s </div><div id="a19494" style="position:absolute;font-family:'Arial';left:5px;top:245px;">top ten lending relationships<div style="display:inline-block;width:5px"> </div>totaling $</div><div id="a19494_40_5" style="position:absolute;font-family:'Arial';left:230px;top:245px;">163.1</div><div id="a19494_45_14" style="position:absolute;font-family:'Arial';left:263px;top:245px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a19494_59_5" style="position:absolute;font-family:'Arial';left:342px;top:245px;">197.9</div><div id="a19494_64_60" style="position:absolute;font-family:'Arial';left:376px;top:245px;"><div style="display:inline-block;width:4px"> </div>million, respectively.<div style="display:inline-block;width:6px"> </div>At December 31, 2023 and<div style="display:inline-block;width:5px"> </div>2022, this </div><div id="a19509" style="position:absolute;font-family:'Arial';left:5px;top:261px;">concentration represented </div><div id="a19509_26_3" style="position:absolute;font-family:'Arial';left:166px;top:261px;">9.2</div><div id="a19509_29_6" style="position:absolute;font-family:'Arial';left:184px;top:261px;">% and </div><div id="a19509_35_4" style="position:absolute;font-family:'Arial';left:228px;top:261px;">13.1</div><div id="a19509_39_77" style="position:absolute;font-family:'Arial';left:253px;top:261px;">% of<div style="display:inline-block;width:6px"> </div>net loans<div style="display:inline-block;width:6px"> </div>outstanding, respectively.<div style="display:inline-block;width:7px"> </div>For the<div style="display:inline-block;width:6px"> </div>periods ended<div style="display:inline-block;width:6px"> </div>December 31, </div><div id="a19520" style="position:absolute;font-family:'Arial';left:5px;top:276px;">2023 and December 31, 2022, the largest commercial real estate loan note<div style="display:inline-block;width:2px"> </div>outside Florida was </div><div id="a19520_93_3" style="position:absolute;font-family:'Arial';left:566px;top:276px;">one</div><div id="a19520_96_24" style="position:absolute;font-family:'Arial';left:588px;top:276px;"><div style="display:inline-block;width:3px"> </div>commercial real estate </div><div id="a19527" style="position:absolute;font-family:'Arial';left:5px;top:291px;">loan with an outstanding balance of $</div><div id="a19527_37_2" style="position:absolute;font-family:'Arial';left:225px;top:291px;">20</div><div id="a19527_39_30" style="position:absolute;font-family:'Arial';left:240px;top:291px;"><div style="display:inline-block;width:4px"> </div>million collateralized by a 1</div><div id="a19528" style="position:absolute;font-family:'Arial';font-size:8.64px;left:403px;top:292px;">st</div><div id="a19529" style="position:absolute;font-family:'Arial';left:410px;top:291px;"><div style="display:inline-block;width:4px"> </div>lien commercial property located in New York<div style="display:inline-block;width:6px"> </div>State.<div style="display:inline-block;width:4px"> </div></div><div id="a19534" style="position:absolute;font-family:'Arial';left:29px;top:322px;">At December 31, 2023,<div style="display:inline-block;width:2px"> </div>the Company had<div style="display:inline-block;width:2px"> </div>a concentration of<div style="display:inline-block;width:2px"> </div>risk with loans<div style="display:inline-block;width:2px"> </div>outstanding totaling $</div><div id="a19534_95_5" style="position:absolute;font-family:'Arial';left:593px;top:322px;">105.4</div><div id="a19534_100_20" style="position:absolute;font-family:'Arial';left:626px;top:322px;"><div style="display:inline-block;width:3px"> </div>million to foreign </div><div id="a19539" style="position:absolute;font-family:'Arial';left:5px;top:337px;">banks located in Ecuador, Dominican Republic, Honduras, and El Salvador. At December 31, 2022, the Company also had </div><div id="a19547" style="position:absolute;font-family:'Arial';left:5px;top:353px;">a concentration of risk<div style="display:inline-block;width:5px"> </div>with loans outstanding totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19547_57_4" style="position:absolute;font-family:'Arial';left:331px;top:353px;">88.8</div><div id="a19547_61_63" style="position:absolute;font-family:'Arial';left:357px;top:353px;"><div style="display:inline-block;width:4px"> </div>million to foreign banks<div style="display:inline-block;width:6px"> </div>located in Ecuador,<div style="display:inline-block;width:6px"> </div>Honduras, and El </div><div id="a19554" style="position:absolute;font-family:'Arial';left:5px;top:368px;">Salvador.<div style="display:inline-block;width:6px"> </div>These<div style="display:inline-block;width:5px"> </div>banks<div style="display:inline-block;width:5px"> </div>maintained<div style="display:inline-block;width:5px"> </div>deposits<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>right<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>offset<div style="display:inline-block;width:5px"> </div>totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_73_4" style="position:absolute;font-family:'Arial';left:443px;top:368px;">43.9</div><div id="a19554_77_14" style="position:absolute;font-family:'Arial';left:469px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_91_4" style="position:absolute;font-family:'Arial';left:551px;top:368px;">31.4</div><div id="a19554_95_25" style="position:absolute;font-family:'Arial';left:577px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>December 31, </div><div id="a19564" style="position:absolute;font-family:'Arial';left:5px;top:383px;">2023 and 2022, respectively. </div><div id="a19569" style="position:absolute;font-family:'Arial';left:29px;top:414px;">At various times during<div style="display:inline-block;width:5px"> </div>the year,<div style="display:inline-block;width:5px"> </div>the Company has maintained<div style="display:inline-block;width:5px"> </div>deposits with other<div style="display:inline-block;width:5px"> </div>financial institutions. The exposure </div><div id="a19570" style="position:absolute;font-family:'Arial';left:5px;top:429px;">to the Company from<div style="display:inline-block;width:2px"> </div>these transactions is solely<div style="display:inline-block;width:2px"> </div>dependent upon daily balances<div style="display:inline-block;width:2px"> </div>and the financial strength<div style="display:inline-block;width:2px"> </div>of the respective </div><div id="a19571" style="position:absolute;font-family:'Arial';left:5px;top:445px;">institution.</div></div></div></div><div id="TextContainer721" style="position:relative;width:739px;z-index:1;"></div><div id="div_717_XBRL_TS_2c527f92dcf4475eaeebd3c48e96690e" style="position:absolute;left:0px;top:644px;float:left;"><div id="TextBlockContainer718" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer718" style="position:relative;width:739px;z-index:1;"><div id="a19574" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Premises and Equipment, net </div><div id="a19582" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Land is<div style="display:inline-block;width:6px"> </div>carried at<div style="display:inline-block;width:6px"> </div>cost. Premises<div style="display:inline-block;width:6px"> </div>and equipment<div style="display:inline-block;width:6px"> </div>are stated<div style="display:inline-block;width:6px"> </div>at cost<div style="display:inline-block;width:6px"> </div>less accumulated<div style="display:inline-block;width:6px"> </div>depreciation<div style="display:inline-block;width:5px"> </div>and amortization. </div><div id="a19583" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Depreciation is computed<div style="display:inline-block;width:5px"> </div>on the straight-line<div style="display:inline-block;width:5px"> </div>method over the<div style="display:inline-block;width:5px"> </div>estimated useful life<div style="display:inline-block;width:5px"> </div>of the asset. Leasehold<div style="display:inline-block;width:6px"> </div>improvements </div><div id="a19586" style="position:absolute;font-family:'Arial';left:5px;top:61px;">are amortized over the<div style="display:inline-block;width:5px"> </div>remaining term of the<div style="display:inline-block;width:5px"> </div>applicable leases or their<div style="display:inline-block;width:5px"> </div>useful lives, whichever<div style="display:inline-block;width:5px"> </div>is shorter.<div style="display:inline-block;width:5px"> </div>Estimated useful </div><div id="a19588" style="position:absolute;font-family:'Arial';left:5px;top:77px;">lives of these assets were as follows: </div><div id="a19591" style="position:absolute;font-family:'Arial';left:101px;top:107px;">Building<div style="display:inline-block;width:1px"> </div>s<div style="display:inline-block;width:233px"> </div></div><div id="a19591_15_2" style="position:absolute;font-family:'Arial';left:389px;top:107px;">40</div><div id="a19591_17_7" style="position:absolute;font-family:'Arial';left:404px;top:107px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19601" style="position:absolute;font-family:'Arial';left:101px;top:123px;">Furniture, fixtures and equipment<div style="display:inline-block;width:93px"> </div></div><div id="a19601_35_1" style="position:absolute;font-family:'Arial';left:389px;top:123px;">3</div><div id="a19601_36_4" style="position:absolute;font-family:'Arial';left:396px;top:123px;"><div style="display:inline-block;width:4px"> </div>to </div><div id="a19601_40_2" style="position:absolute;font-family:'Arial';left:415px;top:123px;">25</div><div id="a19601_42_7" style="position:absolute;font-family:'Arial';left:430px;top:123px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19606" style="position:absolute;font-family:'Arial';left:101px;top:138px;">Computer hardware and software<div style="display:inline-block;width:91px"> </div></div><div id="a19606_32_1" style="position:absolute;font-family:'Arial';left:389px;top:138px;">3</div><div id="a19606_33_4" style="position:absolute;font-family:'Arial';left:396px;top:138px;"><div style="display:inline-block;width:4px"> </div>to </div><div id="a19606_37_1" style="position:absolute;font-family:'Arial';left:415px;top:138px;">5</div><div id="a19606_38_7" style="position:absolute;font-family:'Arial';left:422px;top:138px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19611" style="position:absolute;font-family:'Arial';left:101px;top:153px;">Leasehold improvements<div style="display:inline-block;width:140px"> </div>Shorter of life or term of lease </div><div id="a19618" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Maintenance<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>repairs<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>charged<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>expense<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>incurred<div style="display:inline-block;width:5px"> </div>while<div style="display:inline-block;width:5px"> </div>improvements<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>betterments<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>capitalized. </div><div id="a19622" style="position:absolute;font-family:'Arial';left:5px;top:199px;">When items are retired or are<div style="display:inline-block;width:5px"> </div>otherwise disposed of, the related costs<div style="display:inline-block;width:5px"> </div>and accumulated depreciation and amortization<div style="display:inline-block;width:5px"> </div>are </div><div id="a19623" style="position:absolute;font-family:'Arial';left:5px;top:215px;">removed from the accounts and any resulting gains or losses<div style="display:inline-block;width:5px"> </div>are credited or charged to income.</div></div></div></div><div id="TextContainer722" style="position:relative;width:739px;z-index:1;"></div></div><div id="TextBlockContainer743" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="div_725_XBRL_TS_d2d4699351234e939513a745f3420e44" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer726" style="position:relative;line-height:normal;width:739px;height:155px;"><div id="TextContainer726" style="position:relative;width:739px;z-index:1;"><div id="a19647" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Other Real Estate Owned </div><div id="a19650" style="position:absolute;font-family:'Arial';left:29px;top:31px;">OREO consists of real estate<div style="display:inline-block;width:5px"> </div>property acquired through, or<div style="display:inline-block;width:5px"> </div>in lieu of, foreclosure that<div style="display:inline-block;width:5px"> </div>are held for sale and are<div style="display:inline-block;width:5px"> </div>initially </div><div id="a19651" style="position:absolute;font-family:'Arial';left:5px;top:46px;">recorded at<div style="display:inline-block;width:6px"> </div>the fair<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>the property<div style="display:inline-block;width:6px"> </div>less estimated<div style="display:inline-block;width:6px"> </div>selling costs<div style="display:inline-block;width:6px"> </div>at the<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:5px"> </div>of foreclosure,<div style="display:inline-block;width:6px"> </div>establishing<div style="display:inline-block;width:5px"> </div>a new<div style="display:inline-block;width:6px"> </div>cost </div><div id="a19652" style="position:absolute;font-family:'Arial';left:5px;top:61px;">basis. Subsequent to<div style="display:inline-block;width:5px"> </div>foreclosure, valuations<div style="display:inline-block;width:5px"> </div>are periodically performed<div style="display:inline-block;width:6px"> </div>by management and<div style="display:inline-block;width:5px"> </div>the assets are<div style="display:inline-block;width:5px"> </div>carried at the </div><div id="a19654" style="position:absolute;font-family:'Arial';left:5px;top:77px;">lower of carrying<div style="display:inline-block;width:6px"> </div>amount or<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:5px"> </div>less cost<div style="display:inline-block;width:5px"> </div>to sell.<div style="display:inline-block;width:5px"> </div>Subsequent write-downs<div style="display:inline-block;width:6px"> </div>are recognized<div style="display:inline-block;width:5px"> </div>as a<div style="display:inline-block;width:5px"> </div>valuation allowance </div><div id="a19657" style="position:absolute;font-family:'Arial';left:5px;top:92px;">with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>offset<div style="display:inline-block;width:6px"> </div>recorded<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Consolidated<div style="display:inline-block;width:6px"> </div>Statements<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>Operations.<div style="display:inline-block;width:5px"> </div>Carrying<div style="display:inline-block;width:6px"> </div>costs<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>charged<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>other<div style="display:inline-block;width:6px"> </div>real<div style="display:inline-block;width:5px"> </div>estate </div><div id="a19661" style="position:absolute;font-family:'Arial';left:5px;top:107px;">owned<div style="display:inline-block;width:6px"> </div>expenses<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accompanying<div style="display:inline-block;width:6px"> </div>Consolidated<div style="display:inline-block;width:6px"> </div>Statements<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>Operation.<div style="display:inline-block;width:6px"> </div>Gains<div style="display:inline-block;width:6px"> </div>or<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>sale<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>OREO<div style="display:inline-block;width:6px"> </div>are </div><div id="a19662" style="position:absolute;font-family:'Arial';left:5px;top:123px;">recognized when<div style="display:inline-block;width:6px"> </div>consideration has<div style="display:inline-block;width:6px"> </div>been exchanged,<div style="display:inline-block;width:6px"> </div>all closing<div style="display:inline-block;width:5px"> </div>conditions have<div style="display:inline-block;width:6px"> </div>been met<div style="display:inline-block;width:5px"> </div>and permanent<div style="display:inline-block;width:6px"> </div>financing has </div><div id="a19663" style="position:absolute;font-family:'Arial';left:5px;top:138px;">been arranged.</div></div></div></div><div id="TextContainer743" style="position:relative;width:739px;z-index:1;"><div id="a19663_14_3" style="position:absolute;font-family:'Arial';left:95px;top:138px;"><div style="display:inline-block;width:8px"> </div></div></div><div id="div_728_XBRL_TS_a6799ed806bb47e5b65ec3e5b9fa9979" style="position:absolute;left:0px;top:169px;float:left;"><div id="TextBlockContainer729" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer729" style="position:relative;width:739px;z-index:1;"><div id="a19667" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Bank Owned Life Insurance </div><div id="a19670" style="position:absolute;font-family:'Arial';left:29px;top:31px;">BOLI is carried at<div style="display:inline-block;width:2px"> </div>the amount that could<div style="display:inline-block;width:2px"> </div>be realized under the<div style="display:inline-block;width:2px"> </div>contract at the balance sheet<div style="display:inline-block;width:2px"> </div>date, which is typically<div style="display:inline-block;width:2px"> </div>cash </div><div id="a19672" style="position:absolute;font-family:'Arial';left:5px;top:46px;">surrender<div style="display:inline-block;width:7px"> </div>value.<div style="display:inline-block;width:7px"> </div>Changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:7px"> </div>surrender<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>non-interest<div style="display:inline-block;width:7px"> </div>income.<div style="display:inline-block;width:7px"> </div>At<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:7px"> </div>the </div><div id="a19682" style="position:absolute;font-family:'Arial';left:5px;top:61px;">Company<div style="display:inline-block;width:5px"> </div>maintained<div style="display:inline-block;width:6px"> </div>BOLI<div style="display:inline-block;width:5px"> </div>policies<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>five<div style="display:inline-block;width:5px"> </div>insurance<div style="display:inline-block;width:5px"> </div>carriers<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>combined<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:5px"> </div>surrender<div style="display:inline-block;width:5px"> </div>value<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>$</div><div id="a19682_103_4" style="position:absolute;font-family:'Arial';left:652px;top:61px;">51.8</div><div id="a19682_107_10" style="position:absolute;font-family:'Arial';left:678px;top:61px;"><div style="display:inline-block;width:5px"> </div>million. </div><div id="a19697" style="position:absolute;font-family:'Arial';left:5px;top:77px;">These policies cover certain present and former executives<div style="display:inline-block;width:5px"> </div>and officers, the Company is the beneficiary<div style="display:inline-block;width:5px"> </div>of these policies.</div></div></div></div><div id="TextContainer744" style="position:relative;width:739px;z-index:1;"></div><div id="div_731_XBRL_TS_4f7985127a324967bc2b9a62d5b39bce" style="position:absolute;left:0px;top:276px;float:left;"><div id="TextBlockContainer732" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer732" style="position:relative;width:739px;z-index:1;"><div id="a19703" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Employee 401(k) Plan </div><div id="a19707" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:7px"> </div>has<div style="display:inline-block;width:6px"> </div>an<div style="display:inline-block;width:7px"> </div>employee<div style="display:inline-block;width:7px"> </div>401(k)<div style="display:inline-block;width:7px"> </div>plan<div style="display:inline-block;width:6px"> </div>covering<div style="display:inline-block;width:7px"> </div>substantially<div style="display:inline-block;width:7px"> </div>all<div style="display:inline-block;width:6px"> </div>eligible<div style="display:inline-block;width:7px"> </div>employees.<div style="display:inline-block;width:7px"> </div>Employee<div style="display:inline-block;width:7px"> </div>401(k)<div style="display:inline-block;width:7px"> </div>plan </div><div id="a19709" style="position:absolute;font-family:'Arial';left:5px;top:46px;">expense is the amount of matching contributions.</div></div></div></div><div id="TextContainer745" style="position:relative;width:739px;z-index:1;"></div><div id="div_734_XBRL_TS_c77856642adf47b88bbc3c644b900df5" style="position:absolute;left:0px;top:353px;float:left;"><div id="TextBlockContainer735" style="position:relative;line-height:normal;width:738px;height:262px;"><div id="TextContainer735" style="position:relative;width:738px;z-index:1;"><div id="a19712" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Income Taxes </div><div id="a19715" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Income taxes are accounted for under the<div style="display:inline-block;width:5px"> </div>asset and liability method. Deferred tax<div style="display:inline-block;width:5px"> </div>assets and liabilities are recognized </div><div id="a19716" style="position:absolute;font-family:'Arial';left:5px;top:46px;">for the<div style="display:inline-block;width:6px"> </div>future<div style="display:inline-block;width:5px"> </div>tax<div style="display:inline-block;width:5px"> </div>consequences<div style="display:inline-block;width:5px"> </div>attributable<div style="display:inline-block;width:5px"> </div>to differences<div style="display:inline-block;width:7px"> </div>between the<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:5px"> </div>statement<div style="display:inline-block;width:5px"> </div>carrying<div style="display:inline-block;width:5px"> </div>amounts<div style="display:inline-block;width:5px"> </div>of existing </div><div id="a19717" style="position:absolute;font-family:'Arial';left:5px;top:61px;">assets and<div style="display:inline-block;width:6px"> </div>liabilities and<div style="display:inline-block;width:6px"> </div>their respective<div style="display:inline-block;width:6px"> </div>tax bases<div style="display:inline-block;width:6px"> </div>and operating<div style="display:inline-block;width:6px"> </div>loss and<div style="display:inline-block;width:6px"> </div>tax credit<div style="display:inline-block;width:6px"> </div>carryforwards. Deferred<div style="display:inline-block;width:6px"> </div>tax assets </div><div id="a19719" style="position:absolute;font-family:'Arial';left:5px;top:77px;">and<div style="display:inline-block;width:6px"> </div>liabilities<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>measured<div style="display:inline-block;width:6px"> </div>using<div style="display:inline-block;width:6px"> </div>enacted<div style="display:inline-block;width:6px"> </div>tax<div style="display:inline-block;width:6px"> </div>rates<div style="display:inline-block;width:6px"> </div>expected<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>apply<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>taxable<div style="display:inline-block;width:6px"> </div>income<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>years<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:6px"> </div>those </div><div id="a19720" style="position:absolute;font-family:'Arial';left:5px;top:92px;">temporary differences are expected to be recovered<div style="display:inline-block;width:5px"> </div>or settled. The effect on deferred tax assets and<div style="display:inline-block;width:5px"> </div>liabilities of a change </div><div id="a19722" style="position:absolute;font-family:'Arial';left:5px;top:107px;">in tax rates is recognized in income in the period that includes<div style="display:inline-block;width:5px"> </div>the enactment date.<div style="display:inline-block;width:4px"> </div></div><div id="a19725" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Management is required to<div style="display:inline-block;width:5px"> </div>assess whether a valuation<div style="display:inline-block;width:5px"> </div>allowance should be established<div style="display:inline-block;width:5px"> </div>on the net deferred tax<div style="display:inline-block;width:5px"> </div>asset </div><div id="a19726" style="position:absolute;font-family:'Arial';left:5px;top:153px;">based on the<div style="display:inline-block;width:5px"> </div>consideration of<div style="display:inline-block;width:5px"> </div>all available evidence<div style="display:inline-block;width:5px"> </div>using a more<div style="display:inline-block;width:5px"> </div>likely than not<div style="display:inline-block;width:5px"> </div>standard. In its<div style="display:inline-block;width:5px"> </div>evaluation, Management </div><div id="a19727" style="position:absolute;font-family:'Arial';left:5px;top:169px;">considers taxable loss<div style="display:inline-block;width:2px"> </div>carry-back availability, expectation of sufficient<div style="display:inline-block;width:2px"> </div>taxable income, trends<div style="display:inline-block;width:2px"> </div>in earnings, the<div style="display:inline-block;width:2px"> </div>future reversal </div><div id="a19731" style="position:absolute;font-family:'Arial';left:5px;top:184px;">of temporary differences, and available tax planning<div style="display:inline-block;width:5px"> </div>strategies.<div style="display:inline-block;width:4px"> </div></div><div id="a19734" style="position:absolute;font-family:'Arial';left:29px;top:215px;">The Company recognizes positions taken<div style="display:inline-block;width:2px"> </div>or expected to be<div style="display:inline-block;width:2px"> </div>taken in a tax<div style="display:inline-block;width:2px"> </div>return in accordance with existing accounting </div><div id="a19738" style="position:absolute;font-family:'Arial';left:5px;top:230px;">guidance on<div style="display:inline-block;width:5px"> </div>income taxes<div style="display:inline-block;width:5px"> </div>which prescribes<div style="display:inline-block;width:5px"> </div>a recognition threshold<div style="display:inline-block;width:6px"> </div>and measurement<div style="display:inline-block;width:5px"> </div>process. Interest<div style="display:inline-block;width:5px"> </div>and penalties<div style="display:inline-block;width:5px"> </div>on </div><div id="a19739" style="position:absolute;font-family:'Arial';left:5px;top:245px;">tax liabilities, if any, would<div style="display:inline-block;width:5px"> </div>be recorded in interest expense and other operating noninterest<div style="display:inline-block;width:5px"> </div>expense, respectively.</div></div></div></div><div id="TextContainer746" style="position:relative;width:739px;z-index:1;"></div><div id="div_737_XBRL_TS_3cc4a2aba81341969ad1651dd4f9dc87" style="position:absolute;left:0px;top:629px;float:left;"><div id="TextBlockContainer738" style="position:relative;line-height:normal;width:739px;height:170px;"><div id="TextContainer738" style="position:relative;width:739px;z-index:1;"><div id="a19743" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Impairment of Long-Lived Assets </div><div id="a19748" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company's long-lived<div style="display:inline-block;width:5px"> </div>assets, such as premises<div style="display:inline-block;width:5px"> </div>and equipment, are reviewed<div style="display:inline-block;width:6px"> </div>for impairment whenever<div style="display:inline-block;width:5px"> </div>events or </div><div id="a19753" style="position:absolute;font-family:'Arial';left:5px;top:46px;">changes in circumstances<div style="display:inline-block;width:6px"> </div>indicate that<div style="display:inline-block;width:5px"> </div>the carrying<div style="display:inline-block;width:5px"> </div>amount of<div style="display:inline-block;width:5px"> </div>an asset may<div style="display:inline-block;width:6px"> </div>not be recoverable.<div style="display:inline-block;width:6px"> </div>Recoverability of<div style="display:inline-block;width:5px"> </div>assets </div><div id="a19754" style="position:absolute;font-family:'Arial';left:5px;top:61px;">to be held and<div style="display:inline-block;width:2px"> </div>used is measured by a<div style="display:inline-block;width:2px"> </div>comparison of the carrying amount of<div style="display:inline-block;width:2px"> </div>an asset to estimated undiscounted future<div style="display:inline-block;width:2px"> </div>cash </div><div id="a19756" style="position:absolute;font-family:'Arial';left:5px;top:77px;">flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an </div><div id="a19757" style="position:absolute;font-family:'Arial';left:5px;top:92px;">impairment charge<div style="display:inline-block;width:6px"> </div>is recognized<div style="display:inline-block;width:6px"> </div>by the<div style="display:inline-block;width:6px"> </div>amount by<div style="display:inline-block;width:6px"> </div>which the<div style="display:inline-block;width:6px"> </div>carrying amount<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>asset exceeds<div style="display:inline-block;width:6px"> </div>the fair<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>the </div><div id="a19759" style="position:absolute;font-family:'Arial';left:5px;top:107px;">asset. Assets<div style="display:inline-block;width:6px"> </div>to be<div style="display:inline-block;width:6px"> </div>disposed of<div style="display:inline-block;width:6px"> </div>would be<div style="display:inline-block;width:6px"> </div>separately<div style="display:inline-block;width:5px"> </div>presented in<div style="display:inline-block;width:6px"> </div>the Consolidated<div style="display:inline-block;width:6px"> </div>Balance Sheets<div style="display:inline-block;width:6px"> </div>and reported<div style="display:inline-block;width:6px"> </div>at the </div><div id="a19760" style="position:absolute;font-family:'Arial';left:5px;top:123px;">lower of<div style="display:inline-block;width:5px"> </div>the carrying<div style="display:inline-block;width:6px"> </div>amount or<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:6px"> </div>less costs<div style="display:inline-block;width:6px"> </div>to sell<div style="display:inline-block;width:5px"> </div>and are<div style="display:inline-block;width:6px"> </div>no longer<div style="display:inline-block;width:5px"> </div>depreciated. The<div style="display:inline-block;width:6px"> </div>assets and<div style="display:inline-block;width:6px"> </div>liabilities of<div style="display:inline-block;width:6px"> </div>a </div><div id="a19762" style="position:absolute;font-family:'Arial';left:5px;top:138px;">disposal group classified as held for<div style="display:inline-block;width:2px"> </div>sale would be presented separately in<div style="display:inline-block;width:2px"> </div>the appropriate asset and liability sections of<div style="display:inline-block;width:2px"> </div>the </div><div id="a19764" style="position:absolute;font-family:'Arial';left:5px;top:153px;">Consolidated Balance Sheets.</div></div></div></div><div id="TextContainer747" style="position:relative;width:739px;z-index:1;"><div id="a19764_28_2" style="position:absolute;font-family:'Arial';left:184px;top:782px;"><div style="display:inline-block;width:4px"> </div></div></div><div id="div_740_XBRL_TS_395a4f575a454baa857ef128a77c6b99" style="position:absolute;left:0px;top:813px;float:left;"><div id="TextBlockContainer741" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer741" style="position:relative;width:739px;z-index:1;"><div id="a19772" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Transfer of Financial Assets </div><div id="a19775" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Transfers of<div style="display:inline-block;width:5px"> </div>financial assets<div style="display:inline-block;width:5px"> </div>are accounted for<div style="display:inline-block;width:5px"> </div>as sales,<div style="display:inline-block;width:5px"> </div>when control over<div style="display:inline-block;width:5px"> </div>the assets<div style="display:inline-block;width:5px"> </div>has been surrendered.<div style="display:inline-block;width:6px"> </div>Control </div><div id="a19776" style="position:absolute;font-family:'Arial';left:5px;top:46px;">over<div style="display:inline-block;width:6px"> </div>transferred<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>deemed<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>surrendered<div style="display:inline-block;width:6px"> </div>when<div style="display:inline-block;width:6px"> </div>(i)<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>have<div style="display:inline-block;width:6px"> </div>been<div style="display:inline-block;width:5px"> </div>isolated<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>-<div style="display:inline-block;width:5px"> </div>put </div><div id="a19782" style="position:absolute;font-family:'Arial';left:5px;top:61px;">presumptively<div style="display:inline-block;width:7px"> </div>beyond<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>reach<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>transferor<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>its<div style="display:inline-block;width:7px"> </div>creditors,<div style="display:inline-block;width:7px"> </div>even<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>bankruptcy<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:6px"> </div>other<div style="display:inline-block;width:7px"> </div>receivership,<div style="display:inline-block;width:7px"> </div>(ii)<div style="display:inline-block;width:7px"> </div>the </div><div id="a19783" style="position:absolute;font-family:'Arial';left:5px;top:77px;">transferee obtains<div style="display:inline-block;width:5px"> </div>the right<div style="display:inline-block;width:5px"> </div>(free of conditions<div style="display:inline-block;width:6px"> </div>that constrain<div style="display:inline-block;width:5px"> </div>it from taking<div style="display:inline-block;width:6px"> </div>advantage of<div style="display:inline-block;width:5px"> </div>that right)<div style="display:inline-block;width:5px"> </div>to pledge<div style="display:inline-block;width:5px"> </div>or exchange </div></div></div></div></div><div id="TextBlockContainer775" style="position:relative;line-height:normal;width:739px;height:860px;"><div id="div_751_XBRL_TS_395a4f575a454baa857ef128a77c6b99_1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer752" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer752" style="position:relative;width:739px;z-index:1;"><div id="a19805" style="position:absolute;font-family:'Arial';left:5px;top:0px;">the transferred<div style="display:inline-block;width:6px"> </div>assets,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>(iii) the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:5px"> </div>does not<div style="display:inline-block;width:6px"> </div>maintain effective<div style="display:inline-block;width:7px"> </div>control<div style="display:inline-block;width:5px"> </div>over<div style="display:inline-block;width:5px"> </div>the transferred<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:5px"> </div>through<div style="display:inline-block;width:5px"> </div>an </div><div id="a19809" style="position:absolute;font-family:'Arial';left:5px;top:15px;">agreement to repurchase them before their maturity or<div style="display:inline-block;width:5px"> </div>the ability to unilaterally cause the holder to return specific assets.</div></div></div></div><div id="TextContainer775" style="position:relative;width:739px;z-index:1;"></div><div id="div_754_XBRL_TS_73fb82d4429040c2b906bca84d0c7573" style="position:absolute;left:0px;top:46px;float:left;"><div id="TextBlockContainer755" style="position:relative;line-height:normal;width:739px;height:139px;"><div id="TextContainer755" style="position:relative;width:739px;z-index:1;"><div id="a19812" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Comprehensive Income (Loss) </div><div id="a19815" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Under<div style="display:inline-block;width:6px"> </div>GAAP,<div style="display:inline-block;width:8px"> </div>certain<div style="display:inline-block;width:6px"> </div>changes<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>liabilities,<div style="display:inline-block;width:6px"> </div>such<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>unrealized<div style="display:inline-block;width:6px"> </div>holding<div style="display:inline-block;width:6px"> </div>gains<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>securities </div><div id="a19816" style="position:absolute;font-family:'Arial';left:5px;top:46px;">available-for-sale, are<div style="display:inline-block;width:6px"> </div>excluded from<div style="display:inline-block;width:6px"> </div>current period<div style="display:inline-block;width:6px"> </div>earnings and<div style="display:inline-block;width:5px"> </div>reported as<div style="display:inline-block;width:6px"> </div>a separate<div style="display:inline-block;width:5px"> </div>component of<div style="display:inline-block;width:6px"> </div>the stockholders’ </div><div id="a19821" style="position:absolute;font-family:'Arial';left:5px;top:61px;">equity section of the Consolidated<div style="display:inline-block;width:5px"> </div>Balance Sheets, such items,<div style="display:inline-block;width:5px"> </div>along with net income, are<div style="display:inline-block;width:5px"> </div>components of comprehensive </div><div id="a19831" style="position:absolute;font-family:'Arial';left:5px;top:77px;">income (loss).<div style="display:inline-block;width:5px"> </div>Additionally,<div style="display:inline-block;width:6px"> </div>any unrealized<div style="display:inline-block;width:5px"> </div>gains or<div style="display:inline-block;width:5px"> </div>losses on<div style="display:inline-block;width:5px"> </div>transfers of<div style="display:inline-block;width:5px"> </div>investment securities<div style="display:inline-block;width:6px"> </div>from available-for-sale<div style="display:inline-block;width:6px"> </div>to </div><div id="a19836" style="position:absolute;font-family:'Arial';left:5px;top:92px;">held-to-maturity are recorded to<div style="display:inline-block;width:2px"> </div>accumulated other comprehensive income (loss)<div style="display:inline-block;width:2px"> </div>on the date<div style="display:inline-block;width:2px"> </div>of transfer and amortized<div style="display:inline-block;width:2px"> </div>over </div><div id="a19842" style="position:absolute;font-family:'Arial';left:5px;top:107px;">the remaining life of each security. The amortization<div style="display:inline-block;width:5px"> </div>of the unrealized gain or loss on transferred securities is reported as a </div><div id="a19845" style="position:absolute;font-family:'Arial';left:5px;top:123px;">component of comprehensive income (loss). See Note 2 “Investment<div style="display:inline-block;width:5px"> </div>Securities” for further discussion.</div></div></div></div><div id="TextContainer776" style="position:relative;width:739px;z-index:1;"></div><div id="div_757_XBRL_TS_a5da643ce19341f9b61a7b6c103acd70" style="position:absolute;left:0px;top:199px;float:left;"><div id="TextBlockContainer758" style="position:relative;line-height:normal;width:297px;height:48px;"><div id="TextContainer758" style="position:relative;width:297px;z-index:1;"><div id="a19849" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Advertising Costs </div><div id="a19852" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Advertising costs are expensed as incurred.</div></div></div></div><div id="TextContainer777" style="position:relative;width:739px;z-index:1;"></div><div id="div_760_XBRL_TS_3c0f170c81da486a87f5e5bd333a1e39" style="position:absolute;left:0px;top:261px;float:left;"><div id="TextBlockContainer761" style="position:relative;line-height:normal;width:739px;height:124px;"><div id="TextContainer761" style="position:relative;width:739px;z-index:1;"><div id="a19857" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Earnings per Common Share </div><div id="a19860" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Basic earnings<div style="display:inline-block;width:6px"> </div>per common<div style="display:inline-block;width:6px"> </div>share is<div style="display:inline-block;width:5px"> </div>net income<div style="display:inline-block;width:5px"> </div>available to<div style="display:inline-block;width:5px"> </div>common stockholders<div style="display:inline-block;width:6px"> </div>divided by<div style="display:inline-block;width:5px"> </div>the weighted<div style="display:inline-block;width:5px"> </div>average </div><div id="a19861" style="position:absolute;font-family:'Arial';left:5px;top:46px;">number<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:7px"> </div>shares<div style="display:inline-block;width:6px"> </div>outstanding<div style="display:inline-block;width:6px"> </div>during<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>period.<div style="display:inline-block;width:6px"> </div>Diluted<div style="display:inline-block;width:6px"> </div>earnings<div style="display:inline-block;width:6px"> </div>per<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:6px"> </div>share<div style="display:inline-block;width:6px"> </div>included<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>effect<div style="display:inline-block;width:6px"> </div>of </div><div id="a19862" style="position:absolute;font-family:'Arial';left:5px;top:61px;">additional potential<div style="display:inline-block;width:5px"> </div>common shares<div style="display:inline-block;width:5px"> </div>issuable under<div style="display:inline-block;width:5px"> </div>vested stock<div style="display:inline-block;width:5px"> </div>options and<div style="display:inline-block;width:5px"> </div>unvested restricted<div style="display:inline-block;width:5px"> </div>stock. Basic<div style="display:inline-block;width:5px"> </div>and diluted </div><div id="a19866" style="position:absolute;font-family:'Arial';left:5px;top:77px;">earnings<div style="display:inline-block;width:6px"> </div>per<div style="display:inline-block;width:5px"> </div>share<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>updated<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>reflect<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>effect<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>stock<div style="display:inline-block;width:6px"> </div>splits<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>occurred.<div style="display:inline-block;width:6px"> </div>See<div style="display:inline-block;width:5px"> </div>Note<div style="display:inline-block;width:6px"> </div>14<div style="display:inline-block;width:5px"> </div>“Earnings<div style="display:inline-block;width:6px"> </div>Per<div style="display:inline-block;width:6px"> </div>Share”<div style="display:inline-block;width:5px"> </div>for </div><div id="a19871" style="position:absolute;font-family:'Arial';left:5px;top:92px;">additional information<div style="display:inline-block;width:5px"> </div>on earnings<div style="display:inline-block;width:5px"> </div>per common<div style="display:inline-block;width:5px"> </div>share. See<div style="display:inline-block;width:5px"> </div>Note 13<div style="display:inline-block;width:5px"> </div>“Stockholders’ Equity”<div style="display:inline-block;width:6px"> </div>for further discussion<div style="display:inline-block;width:6px"> </div>on stock </div><div id="a19875" style="position:absolute;font-family:'Arial';left:5px;top:107px;">splits.</div></div></div></div><div id="TextContainer778" style="position:relative;width:739px;z-index:1;"></div><div id="div_763_XBRL_TS_7ee1544d1c8d4e37b1fa3e9941241456" style="position:absolute;left:0px;top:399px;float:left;"><div id="TextBlockContainer764" style="position:relative;line-height:normal;width:675px;height:47px;"><div id="TextContainer764" style="position:relative;width:675px;z-index:1;"><div id="a19878" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Interest Income </div><div id="a19881" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Interest income is recognized as earned, based upon the principal<div style="display:inline-block;width:5px"> </div>amount outstanding, on an accrual basis.</div></div></div></div><div id="TextContainer779" style="position:relative;width:739px;z-index:1;"></div><div id="div_766_XBRL_TS_358fe92f4c96473495dcbfc76de0220e" style="position:absolute;left:0px;top:460px;float:left;"><div id="TextBlockContainer767" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer767" style="position:relative;width:739px;z-index:1;"><div id="a19884" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Operating Segments </div><div id="a19887" style="position:absolute;font-family:'Arial';left:29px;top:31px;">While the Company monitors<div style="display:inline-block;width:6px"> </div>the revenue streams of<div style="display:inline-block;width:5px"> </div>the various products<div style="display:inline-block;width:5px"> </div>and services, operations<div style="display:inline-block;width:5px"> </div>are managed and </div><div id="a19891" style="position:absolute;font-family:'Arial';left:5px;top:46px;">financial performance<div style="display:inline-block;width:5px"> </div>is evaluated on<div style="display:inline-block;width:6px"> </div>a Company wide<div style="display:inline-block;width:6px"> </div>basis. Operating results<div style="display:inline-block;width:6px"> </div>of the individual<div style="display:inline-block;width:5px"> </div>products are<div style="display:inline-block;width:5px"> </div>not used to </div><div id="a19895" style="position:absolute;font-family:'Arial';left:5px;top:61px;">make resource allocations or performance decisions by Company<div style="display:inline-block;width:5px"> </div>management.</div></div></div></div><div id="TextContainer780" style="position:relative;width:739px;z-index:1;"></div><div id="div_769_XBRL_TS_a57ac7f0616a441dbfb52d6caa47203f" style="position:absolute;left:0px;top:552px;float:left;"><div id="TextBlockContainer770" style="position:relative;line-height:normal;width:739px;height:185px;"><div id="TextContainer770" style="position:relative;width:739px;z-index:1;"><div id="a19901" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Stock-Based Compensation </div><div id="a19906" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Stock-based compensation accounting guidance requires that the compensation<div style="display:inline-block;width:5px"> </div>cost relating to share-based payment </div><div id="a19911" style="position:absolute;font-family:'Arial';left:5px;top:46px;">transactions be recognized in the accompanying Consolidated<div style="display:inline-block;width:5px"> </div>Financial Statements. That cost will be measured<div style="display:inline-block;width:5px"> </div>based on </div><div id="a19918" style="position:absolute;font-family:'Arial';left:5px;top:61px;">the grant<div style="display:inline-block;width:5px"> </div>date fair<div style="display:inline-block;width:5px"> </div>value of<div style="display:inline-block;width:5px"> </div>the equity<div style="display:inline-block;width:5px"> </div>or liability<div style="display:inline-block;width:5px"> </div>instruments issued.<div style="display:inline-block;width:6px"> </div>The stock-based<div style="display:inline-block;width:5px"> </div>compensation accounting<div style="display:inline-block;width:6px"> </div>guidance </div><div id="a19921" style="position:absolute;font-family:'Arial';left:5px;top:77px;">covers<div style="display:inline-block;width:8px"> </div>a<div style="display:inline-block;width:7px"> </div>wide<div style="display:inline-block;width:7px"> </div>range<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>share-based<div style="display:inline-block;width:8px"> </div>compensation<div style="display:inline-block;width:8px"> </div>arrangements<div style="display:inline-block;width:8px"> </div>including<div style="display:inline-block;width:8px"> </div>stock<div style="display:inline-block;width:8px"> </div>options,<div style="display:inline-block;width:7px"> </div>restricted<div style="display:inline-block;width:8px"> </div>share<div style="display:inline-block;width:8px"> </div>awards, </div><div id="a19927" style="position:absolute;font-family:'Arial';left:5px;top:92px;">performance-based awards, share appreciation rights, and<div style="display:inline-block;width:5px"> </div>employee share purchase plans. </div><div id="a19933" style="position:absolute;font-family:'Arial';left:29px;top:123px;">The stock-based compensation accounting guidance<div style="display:inline-block;width:2px"> </div>requires that compensation cost<div style="display:inline-block;width:2px"> </div>for all stock<div style="display:inline-block;width:2px"> </div>awards be calculated </div><div id="a19936" style="position:absolute;font-family:'Arial';left:5px;top:138px;">and recognized<div style="display:inline-block;width:2px"> </div>over the<div style="display:inline-block;width:2px"> </div>employees' service period,<div style="display:inline-block;width:2px"> </div>generally defined as<div style="display:inline-block;width:2px"> </div>the vesting<div style="display:inline-block;width:2px"> </div>period. For<div style="display:inline-block;width:2px"> </div>awards with graded-vesting, </div><div id="a19939" style="position:absolute;font-family:'Arial';left:5px;top:153px;">compensation cost<div style="display:inline-block;width:6px"> </div>is recognized<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:5px"> </div>a straight-line<div style="display:inline-block;width:6px"> </div>basis over<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>requisite service<div style="display:inline-block;width:6px"> </div>period for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>entire award.<div style="display:inline-block;width:6px"> </div>A Black-</div><div id="a19944" style="position:absolute;font-family:'Arial';left:5px;top:169px;">Scholes model is used to estimate the fair value of stock<div style="display:inline-block;width:5px"> </div>options.</div></div></div></div><div id="TextContainer781" style="position:relative;width:739px;z-index:1;"></div><div id="div_772_XBRL_TS_bad2c352c661420d98872166154f6348" style="position:absolute;left:0px;top:751px;float:left;"><div id="TextBlockContainer773" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer773" style="position:relative;width:739px;z-index:1;"><div id="a19947" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loss Contingencies</div><div id="a19950" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Loss<div style="display:inline-block;width:6px"> </div>contingencies,<div style="display:inline-block;width:6px"> </div>including<div style="display:inline-block;width:6px"> </div>claims<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>legal<div style="display:inline-block;width:6px"> </div>actions<div style="display:inline-block;width:6px"> </div>arising<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>normal<div style="display:inline-block;width:6px"> </div>course<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>business,<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>recorded<div style="display:inline-block;width:6px"> </div>as </div><div id="a19956" style="position:absolute;font-family:'Arial';left:5px;top:46px;">liabilities when the<div style="display:inline-block;width:2px"> </div>likelihood of loss is<div style="display:inline-block;width:2px"> </div>probable, and an<div style="display:inline-block;width:2px"> </div>amount or range of<div style="display:inline-block;width:2px"> </div>loss can be<div style="display:inline-block;width:2px"> </div>reasonably estimated. In the<div style="display:inline-block;width:2px"> </div>opinion </div><div id="a19961" style="position:absolute;font-family:'Arial';left:5px;top:61px;">of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect </div><div id="a19962" style="position:absolute;font-family:'Arial';left:5px;top:77px;">on the Company’s Consolidated Financial Statements.<div style="display:inline-block;width:5px"> </div>See Note 18 “Loss Contingencies” for further details.</div></div></div></div><div id="TextContainer782" style="position:relative;width:739px;z-index:1;"></div></div><div id="TextBlockContainer800" style="position:relative;line-height:normal;width:742px;height:891px;"><div id="div_785_XBRL_TS_5d40e816b1b042a59cdc9a161fe12a5f" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer786" style="position:relative;line-height:normal;width:738px;height:63px;"><div id="TextContainer786" style="position:relative;width:738px;z-index:1;"><div id="a19993" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Dividend Restrictions </div><div id="a19996" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Banking<div style="display:inline-block;width:6px"> </div>regulations<div style="display:inline-block;width:6px"> </div>require<div style="display:inline-block;width:6px"> </div>maintaining<div style="display:inline-block;width:6px"> </div>certain<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:6px"> </div>levels<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>limit<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>dividends<div style="display:inline-block;width:6px"> </div>paid<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Bank<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>the </div><div id="a19998" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Company or by the Company to the stockholders.</div></div></div></div><div id="TextContainer800" style="position:relative;width:742px;z-index:1;"></div><div id="div_788_XBRL_TS_41a489949967465c8dc29aed2c8dcb36" style="position:absolute;left:0px;top:77px;float:left;"><div id="TextBlockContainer789" style="position:relative;line-height:normal;width:738px;height:78px;"><div id="TextContainer789" style="position:relative;width:738px;z-index:1;"><div id="a20007" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Fair Value Measurements </div><div id="a20010" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Fair values<div style="display:inline-block;width:5px"> </div>of financial<div style="display:inline-block;width:5px"> </div>instruments are<div style="display:inline-block;width:6px"> </div>estimated using<div style="display:inline-block;width:6px"> </div>relevant market<div style="display:inline-block;width:6px"> </div>information and<div style="display:inline-block;width:6px"> </div>other assumptions,<div style="display:inline-block;width:6px"> </div>as more </div><div id="a20012" style="position:absolute;font-family:'Arial';left:5px;top:46px;">fully disclosed in Note<div style="display:inline-block;width:5px"> </div>12 “Fair Value<div style="display:inline-block;width:6px"> </div>Measurements”. Fair value estimates<div style="display:inline-block;width:6px"> </div>involve uncertainties and<div style="display:inline-block;width:5px"> </div>matters of significant </div><div id="a20013" style="position:absolute;font-family:'Arial';left:5px;top:61px;">judgment. Changes in assumptions or in market conditions<div style="display:inline-block;width:5px"> </div>could significantly affect the estimates.</div></div></div></div><div id="TextContainer801" style="position:relative;width:742px;z-index:1;"></div><div id="div_791_XBRL_TS_32bd9b5ba607459a9ec2892e7c671f2e" style="position:absolute;left:0px;top:169px;float:left;"><div id="TextBlockContainer792" style="position:relative;line-height:normal;width:739px;height:461px;"><div id="TextContainer792" style="position:relative;width:739px;z-index:1;"><div id="a20017" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Derivative Instruments </div><div id="a20020" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Derivative financial instruments are<div style="display:inline-block;width:2px"> </div>carried at fair<div style="display:inline-block;width:2px"> </div>value and reflect<div style="display:inline-block;width:2px"> </div>the estimated amount that<div style="display:inline-block;width:2px"> </div>would have been<div style="display:inline-block;width:2px"> </div>received </div><div id="a20023" style="position:absolute;font-family:'Arial';left:5px;top:46px;">to<div style="display:inline-block;width:6px"> </div>terminate<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>contracts<div style="display:inline-block;width:7px"> </div>at<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>reporting<div style="display:inline-block;width:7px"> </div>date<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:7px"> </div>upon<div style="display:inline-block;width:6px"> </div>pricing<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:7px"> </div>models<div style="display:inline-block;width:7px"> </div>applied<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:7px"> </div>market </div><div id="a20026" style="position:absolute;font-family:'Arial';left:5px;top:61px;">information. </div><div id="a20029" style="position:absolute;font-family:'Arial';left:29px;top:92px;">Rate Swaps Designated as Cash Flow Hedges </div><div id="a20032" style="position:absolute;font-family:'Arial';left:29px;top:123px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a20033" style="position:absolute;font-family:'Arial';left:5px;top:138px;">corresponding recognition<div style="display:inline-block;width:5px"> </div>in other comprehensive<div style="display:inline-block;width:6px"> </div>income (loss)<div style="display:inline-block;width:5px"> </div>and subsequently reclassified<div style="display:inline-block;width:6px"> </div>to earnings when<div style="display:inline-block;width:6px"> </div>gains or </div><div id="a20034" style="position:absolute;font-family:'Arial';left:5px;top:153px;">losses are realized. As of December 31, 2023 the cash<div style="display:inline-block;width:5px"> </div>flow hedge was effective.<div style="display:inline-block;width:8px"> </div></div><div id="a20042" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Interest Rate Swaps Designated as Fair Value<div style="display:inline-block;width:6px"> </div>Hedges </div><div id="a20045" style="position:absolute;font-family:'Arial';left:29px;top:215px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a20046" style="position:absolute;font-family:'Arial';left:5px;top:230px;">corresponding recognition in the assets being hedged.<div style="display:inline-block;width:5px"> </div></div><div id="a20049" style="position:absolute;font-family:'Arial';left:29px;top:261px;">Interest Rate Swaps </div><div id="a20052" style="position:absolute;font-family:'Arial';left:29px;top:291px;">The Company enters into interest rate swaps<div style="display:inline-block;width:5px"> </div>agreements to provide commercial loan clients<div style="display:inline-block;width:5px"> </div>the ability to swap from a </div><div id="a20057" style="position:absolute;font-family:'Arial';left:5px;top:307px;">variable interest rate to a fixed rate. The Company<div style="display:inline-block;width:5px"> </div>enters into a floating-rate loan with a customer with<div style="display:inline-block;width:5px"> </div>a separately issued </div><div id="a20066" style="position:absolute;font-family:'Arial';left:5px;top:322px;">swap agreement allowing<div style="display:inline-block;width:5px"> </div>the customer to convert<div style="display:inline-block;width:5px"> </div>floating payments on<div style="display:inline-block;width:5px"> </div>the loan into a<div style="display:inline-block;width:5px"> </div>fixed interest rate. To<div style="display:inline-block;width:7px"> </div>mitigate risk, </div><div id="a20070" style="position:absolute;font-family:'Arial';left:5px;top:337px;">the Company enters into a matching agreement with<div style="display:inline-block;width:2px"> </div>a third party to offset the exposure on<div style="display:inline-block;width:2px"> </div>the customer agreement. These </div><div id="a20078" style="position:absolute;font-family:'Arial';left:5px;top:353px;">swaps are<div style="display:inline-block;width:6px"> </div>not considered<div style="display:inline-block;width:6px"> </div>to be<div style="display:inline-block;width:6px"> </div>qualified hedging<div style="display:inline-block;width:6px"> </div>transactions and<div style="display:inline-block;width:6px"> </div>the unmatched<div style="display:inline-block;width:6px"> </div>unrealized gain<div style="display:inline-block;width:6px"> </div>or loss<div style="display:inline-block;width:6px"> </div>is recorded<div style="display:inline-block;width:6px"> </div>in </div><div id="a20080" style="position:absolute;font-family:'Arial';left:5px;top:368px;">other non-interest income.<div style="display:inline-block;width:4px"> </div></div><div id="a20085" style="position:absolute;font-family:'Arial';left:29px;top:399px;">Interest<div style="display:inline-block;width:5px"> </div>rate<div style="display:inline-block;width:5px"> </div>swap<div style="display:inline-block;width:5px"> </div>agreements<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>used<div style="display:inline-block;width:5px"> </div>by<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>part<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>its<div style="display:inline-block;width:5px"> </div>asset-liability<div style="display:inline-block;width:5px"> </div>management<div style="display:inline-block;width:6px"> </div>strategy<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>help </div><div id="a20091" style="position:absolute;font-family:'Arial';left:5px;top:414px;">manage its interest<div style="display:inline-block;width:5px"> </div>rate risk exposure.<div style="display:inline-block;width:5px"> </div>The notional amount<div style="display:inline-block;width:5px"> </div>of the interest<div style="display:inline-block;width:5px"> </div>rate swaps does<div style="display:inline-block;width:5px"> </div>not represent actual<div style="display:inline-block;width:5px"> </div>amounts </div><div id="a20093" style="position:absolute;font-family:'Arial';left:5px;top:429px;">exchanged by the parties.<div style="display:inline-block;width:2px"> </div>The amounts exchanged are determined<div style="display:inline-block;width:2px"> </div>by reference to the<div style="display:inline-block;width:2px"> </div>notional amount and the<div style="display:inline-block;width:2px"> </div>other terms </div><div id="a20094" style="position:absolute;font-family:'Arial';left:5px;top:445px;">of the individual interest rate swap agreements.</div></div></div></div><div id="TextContainer802" style="position:relative;width:742px;z-index:1;"><div id="a20094_48_2" style="position:absolute;font-family:'Arial';left:284px;top:613px;"><div style="display:inline-block;width:4px"> </div></div></div><div id="div_794_XBRL_TS_2fb5bf7aca7242c18a29d891310b00c6" style="position:absolute;left:0px;top:644px;float:left;"><div id="TextBlockContainer795" style="position:relative;line-height:normal;width:742px;height:139px;"><div id="TextContainer795" style="position:relative;width:742px;z-index:1;"><div id="a20098" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Revenue from Contracts with Customers </div><div id="a20101" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Revenue from<div style="display:inline-block;width:2px"> </div>contracts with customers<div style="display:inline-block;width:2px"> </div>is recognized in<div style="display:inline-block;width:2px"> </div>an amount that<div style="display:inline-block;width:2px"> </div>reflects the consideration<div style="display:inline-block;width:2px"> </div>the Company expects </div><div id="a20105" style="position:absolute;font-family:'Arial';left:5px;top:46px;">to receive for the<div style="display:inline-block;width:5px"> </div>services the Company<div style="display:inline-block;width:5px"> </div>provides to its<div style="display:inline-block;width:5px"> </div>customers. The main<div style="display:inline-block;width:5px"> </div>revenue earned by<div style="display:inline-block;width:5px"> </div>the Company from<div style="display:inline-block;width:5px"> </div>loans </div><div id="a20112" style="position:absolute;font-family:'Arial';left:5px;top:61px;">and investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:5px"> </div>are excluded<div style="display:inline-block;width:6px"> </div>from the<div style="display:inline-block;width:6px"> </div>accounting standard<div style="display:inline-block;width:6px"> </div>update “Revenue<div style="display:inline-block;width:6px"> </div>from Contracts<div style="display:inline-block;width:6px"> </div>with Customers”.<div style="display:inline-block;width:9px"> </div></div><div id="a20113" style="position:absolute;font-family:'Arial';left:5px;top:77px;">Deposit and<div style="display:inline-block;width:5px"> </div>service charge<div style="display:inline-block;width:5px"> </div>fees, consisting<div style="display:inline-block;width:5px"> </div>of primarily<div style="display:inline-block;width:5px"> </div>monthly maintenance<div style="display:inline-block;width:5px"> </div>fees, wire<div style="display:inline-block;width:5px"> </div>fees, ATM<div style="display:inline-block;width:6px"> </div>interchange fees<div style="display:inline-block;width:5px"> </div>and </div><div id="a20114" style="position:absolute;font-family:'Arial';left:5px;top:92px;">other transaction-based fees, are the most<div style="display:inline-block;width:5px"> </div>significant types of revenue within<div style="display:inline-block;width:5px"> </div>the accounting standard update.<div style="display:inline-block;width:5px"> </div>Revenue is </div><div id="a20120" style="position:absolute;font-family:'Arial';left:5px;top:107px;">recognized when the service provided by the<div style="display:inline-block;width:5px"> </div>Company is complete. The aggregate amount<div style="display:inline-block;width:5px"> </div>of revenue within the scope of </div><div id="a20124" style="position:absolute;font-family:'Arial';left:5px;top:123px;">this standard that is received from sources other than deposit<div style="display:inline-block;width:5px"> </div>service charges and fees is not material.</div></div></div></div><div id="TextContainer803" style="position:relative;width:742px;z-index:1;"><div id="a20124_104_3" style="position:absolute;font-family:'Arial';left:608px;top:767px;"><div style="display:inline-block;width:8px"> </div></div></div><div id="div_797_XBRL_TS_fb5e780c4e0a439aa35908f451979b8d" style="position:absolute;left:0px;top:797px;float:left;"><div id="TextBlockContainer798" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer798" style="position:relative;width:739px;z-index:1;"><div id="a20130" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Cash Flow Statement </div><div id="a20133" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company reports the net activity rather than gross activity in the Consolidated<div style="display:inline-block;width:5px"> </div>Statements of Cash Flows. The net </div><div id="a20137" style="position:absolute;font-family:'Arial';left:5px;top:46px;">cash<div style="display:inline-block;width:6px"> </div>flows<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>reported<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>held<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>investment,<div style="display:inline-block;width:6px"> </div>accrued<div style="display:inline-block;width:6px"> </div>interest<div style="display:inline-block;width:6px"> </div>receivable,<div style="display:inline-block;width:6px"> </div>deferred<div style="display:inline-block;width:6px"> </div>tax<div style="display:inline-block;width:6px"> </div>assets,<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:6px"> </div>assets, </div><div id="a20140" style="position:absolute;font-family:'Arial';left:5px;top:61px;">customer deposits, accrued interest payable, other liabilities, and<div style="display:inline-block;width:5px"> </div>proceeds from the issuance of Class A common shares.</div></div></div></div><div id="TextContainer804" style="position:relative;width:742px;z-index:1;"></div></div><div id="TextBlockContainer813" style="position:relative;line-height:normal;width:739px;height:492px;"><div id="div_807_XBRL_TS_f16585f8924d4cc6bf51085620df9687" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer808" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer808" style="position:relative;width:739px;z-index:1;"><div id="a20167" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Reclassifications </div><div id="a20170" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Certain<div style="display:inline-block;width:9px"> </div>amounts<div style="display:inline-block;width:9px"> </div>in<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:9px"> </div>Consolidated<div style="display:inline-block;width:9px"> </div>Financial<div style="display:inline-block;width:9px"> </div>Statements<div style="display:inline-block;width:9px"> </div>have<div style="display:inline-block;width:9px"> </div>been<div style="display:inline-block;width:9px"> </div>reclassified<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:8px"> </div>conform<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:9px"> </div>the<div style="display:inline-block;width:9px"> </div>current </div><div id="a20177" style="position:absolute;font-family:'Arial';left:5px;top:46px;">presentation. Reclassifications had no impact on the net income<div style="display:inline-block;width:5px"> </div>or stockholders’ equity of the Company.</div></div></div></div><div id="TextContainer813" style="position:relative;width:739px;z-index:1;"></div><div id="div_810_XBRL_TS_0776c5bea78145cbb7755cf1022c3b32" style="position:absolute;left:0px;top:77px;float:left;"><div id="TextBlockContainer811" style="position:relative;line-height:normal;width:739px;height:415px;"><div style="position:absolute; width:118.6px; height:1px; left:5px; top:44.8px; background-color:#000000; "> </div> <div id="TextContainer811" style="position:relative;width:739px;z-index:1;"><div id="a20182" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Recently Issued Accounting Standards<div style="display:inline-block;width:5px"> </div></div><div id="a20185" style="position:absolute;font-family:'Arial';left:5px;top:31px;">Issued and Adopted </div><div id="a20188" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:61px;">Guidance on Accounting for Credit Losses on Financial Instruments </div><div id="a20192" style="position:absolute;font-family:'Arial';left:29px;top:92px;">On January 1, 2023, the Company implemented Accounting Standard Update (“ASU”) </div><div id="a20192_79_7" style="position:absolute;font-family:'Arial';left:538px;top:92px;-sec-ix-hidden:ID_1826;">2016-13</div><div id="a20192_86_25" style="position:absolute;font-family:'Arial';left:587px;top:92px;"><div style="display:inline-block;width:4px"> </div>Financial Instruments - </div><div id="a20197" style="position:absolute;font-family:'Arial';left:5px;top:107px;">Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended. This update replaces the </div><div id="a20198" style="position:absolute;font-family:'Arial';left:5px;top:123px;">incurred<div style="display:inline-block;width:5px"> </div>loss<div style="display:inline-block;width:5px"> </div>methodology<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>CECL<div style="display:inline-block;width:5px"> </div>methodology.<div style="display:inline-block;width:7px"> </div>The<div style="display:inline-block;width:5px"> </div>CECL<div style="display:inline-block;width:5px"> </div>methodology<div style="display:inline-block;width:6px"> </div>measures<div style="display:inline-block;width:5px"> </div>expected<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:5px"> </div>and </div><div id="a20200" style="position:absolute;font-family:'Arial';left:5px;top:138px;">applies to<div style="display:inline-block;width:6px"> </div>financial assets<div style="display:inline-block;width:6px"> </div>measured at<div style="display:inline-block;width:6px"> </div>amortized cost,<div style="display:inline-block;width:6px"> </div>including loan<div style="display:inline-block;width:6px"> </div>receivables and<div style="display:inline-block;width:6px"> </div>held-to-maturity debt<div style="display:inline-block;width:6px"> </div>securities. It </div><div id="a20205" style="position:absolute;font-family:'Arial';left:5px;top:153px;">also applies to off-balance sheet credit<div style="display:inline-block;width:5px"> </div>exposures not accounted for as insurance<div style="display:inline-block;width:5px"> </div>(e.g., loan commitments, standby letters </div><div id="a20209" style="position:absolute;font-family:'Arial';left:5px;top:169px;">of<div style="display:inline-block;width:5px"> </div>credit,<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:6px"> </div>guarantees,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>similar<div style="display:inline-block;width:6px"> </div>instruments),<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>well<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>net<div style="display:inline-block;width:6px"> </div>investments<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>leases<div style="display:inline-block;width:6px"> </div>recognized<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:5px"> </div>lessors<div style="display:inline-block;width:6px"> </div>in </div><div id="a20210" style="position:absolute;font-family:'Arial';left:5px;top:184px;">accordance with Topic 842 on leases. Furthermore, ASC 326 amended the accounting treatment for available-for-sale debt </div><div id="a20216" style="position:absolute;font-family:'Arial';left:5px;top:199px;">securities. One notable<div style="display:inline-block;width:5px"> </div>change is<div style="display:inline-block;width:5px"> </div>the requirement for<div style="display:inline-block;width:6px"> </div>credit losses to<div style="display:inline-block;width:5px"> </div>be reported<div style="display:inline-block;width:5px"> </div>as an allowance<div style="display:inline-block;width:5px"> </div>rather than as<div style="display:inline-block;width:5px"> </div>a write-</div><div id="a20218" style="position:absolute;font-family:'Arial';left:5px;top:215px;">down on available-for-sale debt securities that management does not intend to<div style="display:inline-block;width:2px"> </div>sell or believes it is more likely than<div style="display:inline-block;width:2px"> </div>not they </div><div id="a20224" style="position:absolute;font-family:'Arial';left:5px;top:230px;">will not need<div style="display:inline-block;width:6px"> </div>to sell. CECL<div style="display:inline-block;width:6px"> </div>requires a<div style="display:inline-block;width:5px"> </div>loss reserve<div style="display:inline-block;width:5px"> </div>for securities<div style="display:inline-block;width:5px"> </div>classified as<div style="display:inline-block;width:5px"> </div>held-to-maturity (HTM).<div style="display:inline-block;width:6px"> </div>The reserve<div style="display:inline-block;width:5px"> </div>should </div><div id="a20229" style="position:absolute;font-family:'Arial';left:5px;top:245px;">reflect historical credit performance as well as the impact<div style="display:inline-block;width:5px"> </div>of projected economic<div style="display:inline-block;width:4px"> </div>forecast. </div><div id="a20234" style="position:absolute;font-family:'Arial';left:29px;top:291px;">At adoption<div style="display:inline-block;width:6px"> </div>of CECL, </div><div id="a20234_21_2" style="position:absolute;font-family:'Arial';left:161px;top:291px;">84</div><div id="a20234_23_6" style="position:absolute;font-family:'Arial';left:176px;top:291px;">% or<div style="display:inline-block;width:5px"> </div>$</div><div id="a20234_29_3" style="position:absolute;font-family:'Arial';left:216px;top:291px;">1.3</div><div id="a20234_32_83" style="position:absolute;font-family:'Arial';left:235px;top:291px;"><div style="display:inline-block;width:4px"> </div>billion of<div style="display:inline-block;width:6px"> </div>loan receivables<div style="display:inline-block;width:6px"> </div>were collectively<div style="display:inline-block;width:6px"> </div>evaluated under<div style="display:inline-block;width:6px"> </div>the Discounted<div style="display:inline-block;width:6px"> </div>Cash </div><div id="a20236" style="position:absolute;font-family:'Arial';left:5px;top:307px;">Flow (“DCF)” method<div style="display:inline-block;width:5px"> </div>and </div><div id="a20236_24_2" style="position:absolute;font-family:'Arial';left:161px;top:307px;">16</div><div id="a20236_26_6" style="position:absolute;font-family:'Arial';left:176px;top:307px;">% or $</div><div id="a20236_32_5" style="position:absolute;font-family:'Arial';left:216px;top:307px;">251.0</div><div id="a20236_37_82" style="position:absolute;font-family:'Arial';left:249px;top:307px;"><div style="display:inline-block;width:4px"> </div>million of loan<div style="display:inline-block;width:5px"> </div>receivables were collectively<div style="display:inline-block;width:6px"> </div>evaluated under the<div style="display:inline-block;width:5px"> </div>Remaining Life </div><div id="a20240" style="position:absolute;font-family:'Arial';left:5px;top:322px;">method. The remaining $</div><div id="a20240_23_3" style="position:absolute;font-family:'Arial';left:153px;top:322px;">7.9</div><div id="a20240_26_86" style="position:absolute;font-family:'Arial';left:172px;top:322px;"><div style="display:inline-block;width:4px"> </div>million of loan receivables of the total loan portfolio<div style="display:inline-block;width:5px"> </div>were individually evaluated. </div><div id="a20243" style="position:absolute;font-family:'Arial';left:29px;top:353px;">The impact of<div style="display:inline-block;width:5px"> </div>adoption of the<div style="display:inline-block;width:5px"> </div>ASU 2016-13 in<div style="display:inline-block;width:5px"> </div>January 1, 2023,<div style="display:inline-block;width:5px"> </div>was an increase<div style="display:inline-block;width:5px"> </div>to ACL on<div style="display:inline-block;width:5px"> </div>loans receivables of<div style="display:inline-block;width:5px"> </div>$</div><div id="a20243_110_3" style="position:absolute;font-family:'Arial';left:706px;top:353px;">1.1</div><div id="a20246" style="position:absolute;font-family:'Arial';left:5px;top:368px;">million and<div style="display:inline-block;width:6px"> </div>an increase<div style="display:inline-block;width:6px"> </div>to the<div style="display:inline-block;width:6px"> </div>reserve for<div style="display:inline-block;width:6px"> </div>unfunded commitments<div style="display:inline-block;width:6px"> </div>of $</div><div id="a20246_68_3" style="position:absolute;font-family:'Arial';left:424px;top:368px;">259</div><div id="a20246_71_47" style="position:absolute;font-family:'Arial';left:446px;top:368px;"><div style="display:inline-block;width:5px"> </div>thousand. This<div style="display:inline-block;width:6px"> </div>one-time net<div style="display:inline-block;width:6px"> </div>of tax<div style="display:inline-block;width:6px"> </div>cumulative </div><div id="a20249" style="position:absolute;font-family:'Arial';left:5px;top:383px;">adjustment resulted in<div style="display:inline-block;width:5px"> </div>a increase of<div style="display:inline-block;width:5px"> </div>$</div><div id="a20249_38_3" style="position:absolute;font-family:'Arial';left:228px;top:383px;">1.0</div><div id="a20249_41_85" style="position:absolute;font-family:'Arial';left:247px;top:383px;"><div style="display:inline-block;width:4px"> </div>million in accumulated<div style="display:inline-block;width:5px"> </div>deficit. The following<div style="display:inline-block;width:5px"> </div>table reflects the<div style="display:inline-block;width:5px"> </div>impact of adopting </div><div id="a20255" style="position:absolute;font-family:'Arial';left:5px;top:399px;">CECL on the Company’s consolidated balance sheet<div style="display:inline-block;width:5px"> </div>(in thousands):</div></div></div></div></div><div id="TextBlockContainer829" style="position:relative;line-height:normal;width:739px;height:169px;"><div id="div_826_XBRL_TS_e74a47a56178462d9655fc6623e70de0" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer827" style="position:relative;line-height:normal;width:739px;height:169px;"><div id="TextContainer827" style="position:relative;width:739px;z-index:1;"><div id="a20369" style="position:absolute;font-family:'Arial';left:29px;top:0px;">See “Allowance for Credit Losses” section in Note 3 for<div style="display:inline-block;width:5px"> </div>more information on the ACL. </div><div id="a20373" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:46px;">Guidance on Accounting for Trouble<div style="display:inline-block;width:6px"> </div>Debt Restructuring and Vintage Disclosures </div><div id="a20376" style="position:absolute;font-family:'Arial';left:29px;top:77px;">In March 2022, the<div style="display:inline-block;width:2px"> </div>FASB issued ASU 2022-02, which eliminates creditor accounting guidance for<div style="display:inline-block;width:2px"> </div>TDRs for entities that </div><div id="a20380" style="position:absolute;font-family:'Arial';left:5px;top:92px;">have adopted ASU 2016-13, Financial Instruments<div style="display:inline-block;width:2px"> </div>-Credit Losses (Topic<div style="display:inline-block;width:6px"> </div>326) and enhances Vintage Disclosures<div style="display:inline-block;width:5px"> </div>of Gross </div><div id="a20385" style="position:absolute;font-family:'Arial';left:5px;top:107px;">Write-offs.<div style="display:inline-block;width:5px"> </div>This ASU<div style="display:inline-block;width:6px"> </div>eliminates Subtopic<div style="display:inline-block;width:6px"> </div>310-40 guidance<div style="display:inline-block;width:6px"> </div>for TDRs<div style="display:inline-block;width:6px"> </div>and requires<div style="display:inline-block;width:6px"> </div>creditors to<div style="display:inline-block;width:6px"> </div>apply the<div style="display:inline-block;width:6px"> </div>loan refinancing </div><div id="a20392" style="position:absolute;font-family:'Arial';left:5px;top:123px;">and restructuring<div style="display:inline-block;width:5px"> </div>guidance in<div style="display:inline-block;width:5px"> </div>Subtopic 310-20<div style="display:inline-block;width:5px"> </div>when evaluating<div style="display:inline-block;width:5px"> </div>modifications granted<div style="display:inline-block;width:5px"> </div>to borrowers<div style="display:inline-block;width:5px"> </div>experiencing financial </div><div id="a20395" style="position:absolute;font-family:'Arial';left:5px;top:138px;">difficulty to determine<div style="display:inline-block;width:5px"> </div>whether the modification is<div style="display:inline-block;width:5px"> </div>considered a continuation<div style="display:inline-block;width:5px"> </div>of an existing loan<div style="display:inline-block;width:5px"> </div>or a new loan.<div style="display:inline-block;width:5px"> </div>The vintage </div><div id="a20398" style="position:absolute;font-family:'Arial';left:5px;top:153px;">disclosure component of<div style="display:inline-block;width:2px"> </div>the ASU requires<div style="display:inline-block;width:2px"> </div>entities to disclose<div style="display:inline-block;width:2px"> </div>current-period gross write-offs by<div style="display:inline-block;width:2px"> </div>origination year for<div style="display:inline-block;width:2px"> </div>financing </div></div></div></div></div><div id="TextBlockContainer833" style="position:relative;line-height:normal;width:739px;height:201px;"><div style="position:absolute; width:166.7px; height:1px; left:5px; top:59.5px; background-color:#000000; "> </div> <div id="TextContainer833" style="position:relative;width:739px;z-index:1;"><div id="a20423" style="position:absolute;font-family:'Arial';left:5px;top:0px;">receivables and investment leases within the scope of Subtopic 326-20. The Company adopted ASU 2022-02 concurrently </div><div id="a20428" style="position:absolute;font-family:'Arial';left:5px;top:15px;">with the adoption of ASU 2016-13. </div><div id="a20433" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Issued and Not Yet<div style="display:inline-block;width:5px"> </div>Adopted </div><div id="a20436" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:77px;">Guidance on Reference Rate Reform<div style="display:inline-block;width:5px"> </div></div><div id="a20439" style="position:absolute;font-family:'Arial';left:29px;top:107px;">In<div style="display:inline-block;width:6px"> </div>March<div style="display:inline-block;width:6px"> </div>2020,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>FASB<div style="display:inline-block;width:7px"> </div>issued<div style="display:inline-block;width:6px"> </div>ASU<div style="display:inline-block;width:6px"> </div>2020-04,<div style="display:inline-block;width:6px"> </div>Reference<div style="display:inline-block;width:6px"> </div>Rate<div style="display:inline-block;width:6px"> </div>Reform<div style="display:inline-block;width:6px"> </div>(Topic<div style="display:inline-block;width:7px"> </div>848),<div style="display:inline-block;width:6px"> </div>Facilitation<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Effects<div style="display:inline-block;width:6px"> </div>of </div><div id="a20442" style="position:absolute;font-family:'Arial';left:5px;top:123px;">Reference Rate Reform<div style="display:inline-block;width:6px"> </div>on Financial Reporting.<div style="display:inline-block;width:6px"> </div>In January 2021,<div style="display:inline-block;width:5px"> </div>the FASB<div style="display:inline-block;width:5px"> </div>clarified the scope<div style="display:inline-block;width:6px"> </div>of this guidance<div style="display:inline-block;width:5px"> </div>with ASU </div><div id="a20443" style="position:absolute;font-family:'Arial';left:5px;top:138px;">2021-01 which provides<div style="display:inline-block;width:5px"> </div>optional guidance for<div style="display:inline-block;width:5px"> </div>a limited period of<div style="display:inline-block;width:5px"> </div>time to ease the<div style="display:inline-block;width:5px"> </div>burden in accounting for<div style="display:inline-block;width:5px"> </div>(or recognizing </div><div id="a20447" style="position:absolute;font-family:'Arial';left:5px;top:153px;">the effects<div style="display:inline-block;width:6px"> </div>of) reference<div style="display:inline-block;width:6px"> </div>rate reform<div style="display:inline-block;width:6px"> </div>on financial<div style="display:inline-block;width:6px"> </div>reporting. This<div style="display:inline-block;width:6px"> </div>ASU is<div style="display:inline-block;width:6px"> </div>effective<div style="display:inline-block;width:5px"> </div>March 12,<div style="display:inline-block;width:6px"> </div>2020 through<div style="display:inline-block;width:6px"> </div>December<div style="display:inline-block;width:5px"> </div>31, </div><div id="a20448" style="position:absolute;font-family:'Arial';left:5px;top:169px;">2024. The<div style="display:inline-block;width:6px"> </div>Company is<div style="display:inline-block;width:6px"> </div>evaluating the<div style="display:inline-block;width:6px"> </div>impact of<div style="display:inline-block;width:6px"> </div>this ASU<div style="display:inline-block;width:6px"> </div>and has<div style="display:inline-block;width:6px"> </div>not yet<div style="display:inline-block;width:6px"> </div>determined whether<div style="display:inline-block;width:6px"> </div>LIBOR transition<div style="display:inline-block;width:6px"> </div>and this </div><div id="a20450" style="position:absolute;font-family:'Arial';left:5px;top:184px;">ASU will have material effects on our business<div style="display:inline-block;width:5px"> </div>operations and consolidated financial statements.</div></div></div><div id="TextBlockContainer823" style="position:relative;line-height:normal;width:728px;height:161px;"><div id="div_817_XBRL_TS_20c33e550cf7464ca36753d44e0deab8" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer821" style="position:relative;line-height:normal;width:728px;height:161px;"><div id="div_818_XBRL_TS_02aaf52a3b794737b821364ac99bfeed" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer819" style="position:relative;line-height:normal;width:728px;height:161px;"><div style="position:absolute; width:466px; height:1px; left:256.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.8px; left:4.7px; top:49.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:48.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:256.1px; top:49.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:254.1px; height:16px; left:2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:256.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:408.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:413.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:565.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:570.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:80.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:111.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:258.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.7px; height:13.8px; left:270.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:415.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.8px; height:13.8px; left:427.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.6px; height:13.8px; left:572.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:143.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.6px; height:13.8px; left:584.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer819" style="position:relative;width:728px;z-index:1;"><div id="a20263" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:444px;top:0px;">January 1, 2023 </div><div id="a20266" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:263px;top:17px;">As Reported Under ASC </div><div id="a20267" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:322px;top:31px;">326 </div><div id="a20270" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:421px;top:24px;">Pre - ASC 326 Adoption </div><div id="a20276" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:17px;">Impact of ASC 326 </div><div id="a20277" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:620px;top:31px;">Adoption </div><div id="a20279" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:49px;">Assets </div><div id="a20289" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:65px;">Allowance for credit losses </div><div id="a20291" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:66px;">$ </div><div id="a20293" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:66px;">18,553</div><div id="a20296" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:66px;">$ </div><div id="a20298" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:66px;">17,487</div><div id="a20301" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:66px;">$ </div><div id="a20303" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:66px;">1,066</div><div id="a20305" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:81px;">Deferred tax asset, net </div><div id="a20308" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:82px;">42,696</div><div id="a20312" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:82px;">42,360</div><div id="a20316" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:82px;">336</div><div id="a20318" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:97px;">Liabilities </div><div id="a20328" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:113px;">Reserve for unfunded credit commitments </div><div id="a20331" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:114px;">516</div><div id="a20335" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:114px;">257</div><div id="a20339" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:114px;">259</div><div id="a20341" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:129px;">Stockholder's Equity </div><div id="a20351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:145px;">Retained earnings </div><div id="a20353" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:146px;">$ </div><div id="a20355" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:146px;display:flex;">(105,093)</div><div id="a20358" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:146px;">$ </div><div id="a20360" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:146px;display:flex;">(104,104)</div><div id="a20363" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:146px;">$ </div><div id="a20365" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:146px;display:flex;">(989)</div></div></div></div></div></div></div> <div id="TextBlockContainer655" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer655" style="position:relative;width:739px;z-index:1;"><div id="a18739" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Overview </div><div id="a18742" style="position:absolute;font-family:'Arial';left:29px;top:31px;">USCB Financial Holdings, Inc., a<div style="display:inline-block;width:5px"> </div>Florida corporation incorporated<div style="display:inline-block;width:5px"> </div>in 2021, is a bank holding<div style="display:inline-block;width:5px"> </div>company with one wholly </div><div id="a18743" style="position:absolute;font-family:'Arial';left:5px;top:46px;">owned subsidiary,<div style="display:inline-block;width:5px"> </div>U.S. Century Bank (the<div style="display:inline-block;width:5px"> </div>“Bank”), together referred to<div style="display:inline-block;width:5px"> </div>as “the Company”. The<div style="display:inline-block;width:5px"> </div>Bank, established in 2002, </div><div id="a18746" style="position:absolute;font-family:'Arial';left:5px;top:61px;">is a Florida<div style="display:inline-block;width:2px"> </div>state-chartered, non-member financial institution providing financial<div style="display:inline-block;width:2px"> </div>services through its banking<div style="display:inline-block;width:2px"> </div>centers located </div><div id="a18752" style="position:absolute;font-family:'Arial';left:5px;top:77px;">in South Florida. </div><div id="a18755" style="position:absolute;font-family:'Arial';left:29px;top:107px;">In December 2021, USCB Financial<div style="display:inline-block;width:5px"> </div>Holdings, Inc. acquired all issued<div style="display:inline-block;width:5px"> </div>and outstanding shares of the Class<div style="display:inline-block;width:5px"> </div>A common </div><div id="a18758" style="position:absolute;font-family:'Arial';left:5px;top:123px;">stock of<div style="display:inline-block;width:2px"> </div>the Bank<div style="display:inline-block;width:2px"> </div>in connection<div style="display:inline-block;width:2px"> </div>with the<div style="display:inline-block;width:2px"> </div>reorganization of the<div style="display:inline-block;width:2px"> </div>Bank into<div style="display:inline-block;width:2px"> </div>a holding<div style="display:inline-block;width:2px"> </div>company structure. Each<div style="display:inline-block;width:2px"> </div>of the<div style="display:inline-block;width:2px"> </div>outstanding </div><div id="a18762" style="position:absolute;font-family:'Arial';left:5px;top:138px;">share of<div style="display:inline-block;width:5px"> </div>the Bank’s<div style="display:inline-block;width:6px"> </div>common stock,<div style="display:inline-block;width:6px"> </div>par value<div style="display:inline-block;width:5px"> </div>$</div><div id="a18762_45_4" style="position:absolute;font-family:'Arial';left:287px;top:138px;">1.00</div><div id="a18762_49_70" style="position:absolute;font-family:'Arial';left:314px;top:138px;"><div style="display:inline-block;width:4px"> </div>per share,<div style="display:inline-block;width:5px"> </div>formerly held<div style="display:inline-block;width:5px"> </div>by its<div style="display:inline-block;width:5px"> </div>stockholders were<div style="display:inline-block;width:5px"> </div>converted into<div style="display:inline-block;width:5px"> </div>and </div><div id="a18767" style="position:absolute;font-family:'Arial';left:5px;top:153px;">exchanged for one newly issued share of the Company’s<div style="display:inline-block;width:5px"> </div>Class A common stock, par value $</div><div id="a18767_87_4" style="position:absolute;font-family:'Arial';left:553px;top:153px;">1.00</div><div id="a18767_91_12" style="position:absolute;font-family:'Arial';left:579px;top:153px;"><div style="display:inline-block;width:4px"> </div>per share. </div><div id="a18772" style="position:absolute;font-family:'Arial';left:29px;top:184px;">The Bank<div style="display:inline-block;width:5px"> </div>owns a<div style="display:inline-block;width:5px"> </div>subsidiary,<div style="display:inline-block;width:6px"> </div>Florida Peninsula<div style="display:inline-block;width:5px"> </div>Title LLC,<div style="display:inline-block;width:6px"> </div>that offers<div style="display:inline-block;width:6px"> </div>our clients<div style="display:inline-block;width:5px"> </div>title insurance<div style="display:inline-block;width:5px"> </div>policies for<div style="display:inline-block;width:5px"> </div>real estate </div><div id="a18777" style="position:absolute;font-family:'Arial';left:5px;top:199px;">transactions closed at the Bank. Licensed in the State of Florida and approved by the Department of Insurance Regulation, </div><div id="a18779" style="position:absolute;font-family:'Arial';left:5px;top:215px;">Florida Peninsula tittle LLC began operations in 2021.</div></div></div> 1.00 1.00 <div id="TextBlockContainer658" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer658" style="position:relative;width:739px;z-index:1;"><div id="a18786" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Principles of Consolidation </div><div id="a18789" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Intercompany transactions<div style="display:inline-block;width:6px"> </div>and balances<div style="display:inline-block;width:6px"> </div>are eliminated<div style="display:inline-block;width:6px"> </div>in consolidation.<div style="display:inline-block;width:6px"> </div>The consolidated<div style="display:inline-block;width:6px"> </div>financial statements<div style="display:inline-block;width:6px"> </div>have </div><div id="a18794" style="position:absolute;font-family:'Arial';left:5px;top:46px;">been prepared in accordance with GAAP.</div></div></div> <div id="TextBlockContainer661" style="position:relative;line-height:normal;width:739px;height:477px;"><div id="TextContainer661" style="position:relative;width:739px;z-index:1;"><div id="a18797" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Risk and Uncertainties </div><div id="a18800" style="position:absolute;font-family:'Arial';font-style:italic;left:29px;top:31px;">Banking Environment </div><div id="a18803" style="position:absolute;font-family:'Arial';left:29px;top:61px;">Industry events<div style="display:inline-block;width:5px"> </div>transpiring early<div style="display:inline-block;width:6px"> </div>in 2023,<div style="display:inline-block;width:6px"> </div>including bank<div style="display:inline-block;width:6px"> </div>failures, have<div style="display:inline-block;width:5px"> </div>led to<div style="display:inline-block;width:5px"> </div>uncertainty and<div style="display:inline-block;width:6px"> </div>concerns regarding<div style="display:inline-block;width:6px"> </div>the </div><div id="a18809" style="position:absolute;font-family:'Arial';left:5px;top:77px;">liquidity positions<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>banking sector.<div style="display:inline-block;width:7px"> </div>The Company’s<div style="display:inline-block;width:7px"> </div>deposit base<div style="display:inline-block;width:6px"> </div>includes<div style="display:inline-block;width:5px"> </div>a combination<div style="display:inline-block;width:6px"> </div>of consumer,<div style="display:inline-block;width:7px"> </div>commercial, </div><div id="a18810" style="position:absolute;font-family:'Arial';left:5px;top:92px;">and public<div style="display:inline-block;width:6px"> </div>funds deposits.<div style="display:inline-block;width:6px"> </div>The Company’s<div style="display:inline-block;width:6px"> </div>largest depositors<div style="display:inline-block;width:6px"> </div>include a<div style="display:inline-block;width:6px"> </div>mixture of<div style="display:inline-block;width:6px"> </div>government-related<div style="display:inline-block;width:5px"> </div>organizations and </div><div id="a18814" style="position:absolute;font-family:'Arial';left:5px;top:107px;">commercial clients without a high level of industry concentration. </div><div id="a18817" style="position:absolute;font-family:'Arial';left:29px;top:138px;">In response<div style="display:inline-block;width:5px"> </div>to these<div style="display:inline-block;width:5px"> </div>events, the<div style="display:inline-block;width:6px"> </div>Treasury<div style="display:inline-block;width:5px"> </div>Department, the<div style="display:inline-block;width:6px"> </div>Board of<div style="display:inline-block;width:5px"> </div>Governors<div style="display:inline-block;width:5px"> </div>of the<div style="display:inline-block;width:5px"> </div>Federal Reserve<div style="display:inline-block;width:6px"> </div>System, and </div><div id="a18824" style="position:absolute;font-family:'Arial';left:5px;top:153px;">the FDIC<div style="display:inline-block;width:5px"> </div>jointly announced<div style="display:inline-block;width:6px"> </div>the Bank<div style="display:inline-block;width:5px"> </div>Term<div style="display:inline-block;width:6px"> </div>Funding Program<div style="display:inline-block;width:6px"> </div>(BTFP) on<div style="display:inline-block;width:5px"> </div>March 12,<div style="display:inline-block;width:5px"> </div>2023. This<div style="display:inline-block;width:5px"> </div>program aims<div style="display:inline-block;width:6px"> </div>to enhance </div><div id="a18826" style="position:absolute;font-family:'Arial';left:5px;top:169px;">liquidity by allowing institutions to pledge<div style="display:inline-block;width:5px"> </div>certain securities at the par value<div style="display:inline-block;width:5px"> </div>of the securities, and at a<div style="display:inline-block;width:5px"> </div>borrowing rate of ten </div><div id="a18828" style="position:absolute;font-family:'Arial';left:5px;top:184px;">basis<div style="display:inline-block;width:6px"> </div>points<div style="display:inline-block;width:6px"> </div>over<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>one-year<div style="display:inline-block;width:6px"> </div>overnight<div style="display:inline-block;width:6px"> </div>index<div style="display:inline-block;width:6px"> </div>swap<div style="display:inline-block;width:6px"> </div>rate.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>BTFP<div style="display:inline-block;width:6px"> </div>was<div style="display:inline-block;width:6px"> </div>available<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>eligible<div style="display:inline-block;width:6px"> </div>U.S.<div style="display:inline-block;width:6px"> </div>federally<div style="display:inline-block;width:6px"> </div>insured </div><div id="a18833" style="position:absolute;font-family:'Arial';left:5px;top:199px;">depository institutions, with<div style="display:inline-block;width:5px"> </div>advances having a<div style="display:inline-block;width:5px"> </div>term of up to<div style="display:inline-block;width:5px"> </div>one year and<div style="display:inline-block;width:5px"> </div>no prepayment penalties.<div style="display:inline-block;width:5px"> </div>In January 2024,<div style="display:inline-block;width:5px"> </div>the </div><div id="a18835" style="position:absolute;font-family:'Arial';left:5px;top:215px;">Company drew<div style="display:inline-block;width:5px"> </div>$</div><div id="a18835_14_4" style="position:absolute;font-family:'Arial';left:107px;top:215px;">80.0</div><div id="a18835_18_33" style="position:absolute;font-family:'Arial';left:133px;top:215px;"><div style="display:inline-block;width:4px"> </div>million in the<div style="display:inline-block;width:6px"> </div>BTFP; there<div style="display:inline-block;width:5px"> </div>were </div><div id="a18835_51_2" style="position:absolute;font-family:'Arial';left:326px;top:215px;">no</div><div id="a18835_53_64" style="position:absolute;font-family:'Arial';left:341px;top:215px;"><div style="display:inline-block;width:4px"> </div>draws in 2023.<div style="display:inline-block;width:6px"> </div>No further draws<div style="display:inline-block;width:6px"> </div>were permitted<div style="display:inline-block;width:5px"> </div>after March 11, </div><div id="a18844" style="position:absolute;font-family:'Arial';left:5px;top:230px;">2024. All advances must be paid by January 2025. </div><div id="a18853" style="position:absolute;font-family:'Arial';left:29px;top:261px;">Market conditions and external factors may unpredictably impact the competitive landscape for deposits in the banking </div><div id="a18854" style="position:absolute;font-family:'Arial';left:5px;top:276px;">industry.<div style="display:inline-block;width:6px"> </div>Additionally,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>rising<div style="display:inline-block;width:5px"> </div>interest<div style="display:inline-block;width:5px"> </div>rate<div style="display:inline-block;width:5px"> </div>environment<div style="display:inline-block;width:6px"> </div>experienced<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>2022<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>2023<div style="display:inline-block;width:5px"> </div>has<div style="display:inline-block;width:5px"> </div>increased<div style="display:inline-block;width:5px"> </div>competition<div style="display:inline-block;width:6px"> </div>for </div><div id="a18862" style="position:absolute;font-family:'Arial';left:5px;top:291px;">liquidity and the premium at<div style="display:inline-block;width:2px"> </div>which liquidity is available to<div style="display:inline-block;width:2px"> </div>meet funding needs. The Company<div style="display:inline-block;width:2px"> </div>believes its sources of liquidity </div><div id="a18864" style="position:absolute;font-family:'Arial';left:5px;top:307px;">are sufficient to meet its needs as of the balance sheet<div style="display:inline-block;width:5px"> </div>date. </div><div id="a18869" style="position:absolute;font-family:'Arial';left:29px;top:337px;">An unexpected influx<div style="display:inline-block;width:2px"> </div>of withdrawals of<div style="display:inline-block;width:2px"> </div>deposits could adversely<div style="display:inline-block;width:2px"> </div>impact the Company's<div style="display:inline-block;width:2px"> </div>ability to<div style="display:inline-block;width:2px"> </div>rely on organic<div style="display:inline-block;width:2px"> </div>deposits </div><div id="a18870" style="position:absolute;font-family:'Arial';left:5px;top:353px;">to primarily<div style="display:inline-block;width:5px"> </div>fund its<div style="display:inline-block;width:5px"> </div>operations, potentially<div style="display:inline-block;width:6px"> </div>requiring greater<div style="display:inline-block;width:5px"> </div>reliance on<div style="display:inline-block;width:5px"> </div>secondary sources<div style="display:inline-block;width:6px"> </div>of liquidity<div style="display:inline-block;width:5px"> </div>to meet<div style="display:inline-block;width:5px"> </div>withdrawal </div><div id="a18872" style="position:absolute;font-family:'Arial';left:5px;top:368px;">demands or to fund continuing operations. These sources may include proceeds from FHLB advances, sales of<div style="display:inline-block;width:2px"> </div>investment </div><div id="a18877" style="position:absolute;font-family:'Arial';left:5px;top:383px;">securities and loans, federal funds lines of credit from correspondent<div style="display:inline-block;width:5px"> </div>banks, and out-of-market time deposits.<div style="display:inline-block;width:5px"> </div></div><div id="a18884" style="position:absolute;font-family:'Arial';left:29px;top:414px;">Such reliance on secondary funding sources could increase the Company's<div style="display:inline-block;width:5px"> </div>overall cost of funding and thereby reduce </div><div id="a18885" style="position:absolute;font-family:'Arial';left:5px;top:429px;">net<div style="display:inline-block;width:6px"> </div>income.<div style="display:inline-block;width:6px"> </div>While<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>believes<div style="display:inline-block;width:6px"> </div>its<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:6px"> </div>sources<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>liquidity<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>adequate<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>fund<div style="display:inline-block;width:6px"> </div>operations,<div style="display:inline-block;width:6px"> </div>there<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>no </div><div id="a18887" style="position:absolute;font-family:'Arial';left:5px;top:445px;">guarantee they<div style="display:inline-block;width:6px"> </div>will suffice<div style="display:inline-block;width:7px"> </div>to meet<div style="display:inline-block;width:6px"> </div>future<div style="display:inline-block;width:5px"> </div>liquidity<div style="display:inline-block;width:5px"> </div>demands.<div style="display:inline-block;width:5px"> </div>This<div style="display:inline-block;width:5px"> </div>may necessitate<div style="display:inline-block;width:6px"> </div>slowing<div style="display:inline-block;width:5px"> </div>or discontinuing<div style="display:inline-block;width:7px"> </div>loan growth, </div><div id="a18888" style="position:absolute;font-family:'Arial';left:5px;top:460px;">capital expenditures, or other investments, or liquidating assets.</div></div></div> 80000000.0 0 <div id="TextBlockContainer664" style="position:relative;line-height:normal;width:738px;height:62px;"><div id="TextContainer664" style="position:relative;width:738px;z-index:1;"><div id="a18892" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Use of Estimates </div><div id="a18895" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>has<div style="display:inline-block;width:6px"> </div>established<div style="display:inline-block;width:6px"> </div>policies<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>control<div style="display:inline-block;width:6px"> </div>procedures<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>intended<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>ensure<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:6px"> </div>methods<div style="display:inline-block;width:6px"> </div>are </div><div id="a18896" style="position:absolute;font-family:'Arial';left:5px;top:46px;">controlled and<div style="display:inline-block;width:6px"> </div>applied consistently<div style="display:inline-block;width:6px"> </div>from period<div style="display:inline-block;width:6px"> </div>to period.<div style="display:inline-block;width:6px"> </div>These estimates<div style="display:inline-block;width:6px"> </div>and assumptions,<div style="display:inline-block;width:6px"> </div>which may<div style="display:inline-block;width:6px"> </div>materially affect </div></div></div><div id="TextBlockContainer674" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer674" style="position:relative;width:739px;z-index:1;"><div id="a18917" style="position:absolute;font-family:'Arial';left:5px;top:0px;">the reported amounts of<div style="display:inline-block;width:2px"> </div>certain assets, liabilities, revenues<div style="display:inline-block;width:2px"> </div>and expenses, are based<div style="display:inline-block;width:2px"> </div>on information available as<div style="display:inline-block;width:2px"> </div>of the date </div><div id="a18919" style="position:absolute;font-family:'Arial';left:5px;top:15px;">of the<div style="display:inline-block;width:5px"> </div>financial statements,<div style="display:inline-block;width:6px"> </div>and changes<div style="display:inline-block;width:6px"> </div>in this<div style="display:inline-block;width:5px"> </div>information over<div style="display:inline-block;width:6px"> </div>time and<div style="display:inline-block;width:6px"> </div>the use<div style="display:inline-block;width:6px"> </div>of revised<div style="display:inline-block;width:5px"> </div>estimates and<div style="display:inline-block;width:6px"> </div>assumptions </div><div id="a18920" style="position:absolute;font-family:'Arial';left:5px;top:31px;">could materially affect amounts reported in subsequent<div style="display:inline-block;width:5px"> </div>financial statements.</div></div></div> <div id="TextBlockContainer677" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer677" style="position:relative;width:739px;z-index:1;"><div id="a18924" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Cash and Cash Equivalents </div><div id="a18927" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>considers<div style="display:inline-block;width:6px"> </div>investments<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:5px"> </div>maturity<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>90<div style="display:inline-block;width:5px"> </div>days<div style="display:inline-block;width:6px"> </div>or<div style="display:inline-block;width:5px"> </div>less<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>its<div style="display:inline-block;width:5px"> </div>original<div style="display:inline-block;width:6px"> </div>purchase<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>be<div style="display:inline-block;width:5px"> </div>cash </div><div id="a18931" style="position:absolute;font-family:'Arial';left:5px;top:46px;">equivalents. For<div style="display:inline-block;width:5px"> </div>the Consolidated<div style="display:inline-block;width:5px"> </div>Statements of<div style="display:inline-block;width:5px"> </div>Cash Flows,<div style="display:inline-block;width:5px"> </div>cash and cash<div style="display:inline-block;width:6px"> </div>equivalents include<div style="display:inline-block;width:5px"> </div>cash on hand,<div style="display:inline-block;width:6px"> </div>amounts </div><div id="a18942" style="position:absolute;font-family:'Arial';left:5px;top:61px;">due from banks, and interest-bearing deposits in banks.</div></div></div> <div id="TextBlockContainer680" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer680" style="position:relative;width:739px;z-index:1;"><div id="a18947" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Restricted Cash </div><div id="a18950" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company may be required to maintain<div style="display:inline-block;width:5px"> </div>funds at other banks to satisfy<div style="display:inline-block;width:5px"> </div>the terms of a loan participation agreement. </div><div id="a18953" style="position:absolute;font-family:'Arial';left:5px;top:46px;">The Company reports restricted cash<div style="display:inline-block;width:5px"> </div>within cash and cash equivalents.<div style="display:inline-block;width:5px"> </div>At the years ended December<div style="display:inline-block;width:5px"> </div>31, 2023 and 2022 </div><div id="a18958" style="position:absolute;font-family:'Arial';left:5px;top:61px;">the company had $</div><div id="a18958_17_1" style="position:absolute;font-family:'Arial';left:118px;top:61px;-sec-ix-hidden:ID_1156;">0</div><div id="a18958_18_20" style="position:absolute;font-family:'Arial';left:126px;top:61px;"><div style="display:inline-block;width:4px"> </div>in restricted cash.</div></div></div> <div id="TextBlockContainer683" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer683" style="position:relative;width:739px;z-index:1;"><div id="a18963" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Interest-Bearing Deposits in Other Financial Institutions </div><div id="a18968" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Interest-bearing deposits in other financial institutions consist<div style="display:inline-block;width:5px"> </div>of Federal Reserve Bank, Federal Home Loan<div style="display:inline-block;width:5px"> </div>Bank and </div><div id="a18973" style="position:absolute;font-family:'Arial';left:5px;top:46px;">other accounts.</div></div></div> <div id="TextBlockContainer686" style="position:relative;line-height:normal;width:739px;height:538px;"><div id="TextContainer686" style="position:relative;width:739px;z-index:1;"><div id="a18976" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Investment Securities</div><div id="a18980" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Debt securities<div style="display:inline-block;width:6px"> </div>are recorded<div style="display:inline-block;width:6px"> </div>at fair<div style="display:inline-block;width:6px"> </div>value except<div style="display:inline-block;width:6px"> </div>for those<div style="display:inline-block;width:6px"> </div>securities which<div style="display:inline-block;width:6px"> </div>the Company<div style="display:inline-block;width:6px"> </div>has the<div style="display:inline-block;width:6px"> </div>positive intent<div style="display:inline-block;width:6px"> </div>and </div><div id="a18981" style="position:absolute;font-family:'Arial';left:5px;top:46px;">ability to hold to<div style="display:inline-block;width:2px"> </div>maturity. Management determines the appropriate classification of its securities at<div style="display:inline-block;width:2px"> </div>the time of purchase<div style="display:inline-block;width:2px"> </div>and </div><div id="a18983" style="position:absolute;font-family:'Arial';left:5px;top:61px;">accounts for them on a trade date basis.<div style="display:inline-block;width:5px"> </div></div><div id="a18987" style="position:absolute;font-family:'Arial';left:29px;top:92px;">Debt securities that<div style="display:inline-block;width:2px"> </div>management has the<div style="display:inline-block;width:2px"> </div>positive intent and<div style="display:inline-block;width:2px"> </div>ability to hold<div style="display:inline-block;width:2px"> </div>to maturity are<div style="display:inline-block;width:2px"> </div>classified as "held-to-maturity" </div><div id="a18992" style="position:absolute;font-family:'Arial';left:5px;top:107px;">and recorded at amortized cost. Trading securities are<div style="display:inline-block;width:2px"> </div>recorded at fair value with<div style="display:inline-block;width:2px"> </div>changes in fair value included<div style="display:inline-block;width:2px"> </div>in earnings. </div><div id="a18994" style="position:absolute;font-family:'Arial';left:5px;top:123px;">Securities not classified<div style="display:inline-block;width:5px"> </div>as held-to-maturity or<div style="display:inline-block;width:5px"> </div>trading are classified<div style="display:inline-block;width:5px"> </div>as "available-for-sale"<div style="display:inline-block;width:5px"> </div>and recorded at<div style="display:inline-block;width:5px"> </div>fair value, with </div><div id="a19004" style="position:absolute;font-family:'Arial';left:5px;top:138px;">unrealized gains and<div style="display:inline-block;width:2px"> </div>losses excluded from<div style="display:inline-block;width:2px"> </div>earnings and reported<div style="display:inline-block;width:2px"> </div>in other comprehensive<div style="display:inline-block;width:2px"> </div>income (loss). Equity<div style="display:inline-block;width:2px"> </div>investments </div><div id="a19005" style="position:absolute;font-family:'Arial';left:5px;top:153px;">must be recorded at fair value with changes in fair value<div style="display:inline-block;width:5px"> </div>included in earnings.<div style="display:inline-block;width:4px"> </div></div><div id="a19009" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Purchase premiums and discounts are amortized or accreted over<div style="display:inline-block;width:5px"> </div>the estimated life of the related available-for-sale or </div><div id="a19014" style="position:absolute;font-family:'Arial';left:5px;top:199px;">held-to-maturity<div style="display:inline-block;width:7px"> </div>security<div style="display:inline-block;width:7px"> </div>as<div style="display:inline-block;width:7px"> </div>an<div style="display:inline-block;width:7px"> </div>adjustment<div style="display:inline-block;width:7px"> </div>to<div style="display:inline-block;width:7px"> </div>yield<div style="display:inline-block;width:7px"> </div>using<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:7px"> </div>effective<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>method.<div style="display:inline-block;width:7px"> </div>Prepayments<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>principal<div style="display:inline-block;width:7px"> </div>are </div><div id="a19019" style="position:absolute;font-family:'Arial';left:5px;top:215px;">considered in determining the estimated life of<div style="display:inline-block;width:2px"> </div>the security. Such amortization and accretion are included in interest income </div><div id="a19021" style="position:absolute;font-family:'Arial';left:5px;top:230px;">in the Consolidated<div style="display:inline-block;width:2px"> </div>Statements of Operations.<div style="display:inline-block;width:2px"> </div>Dividend and interest<div style="display:inline-block;width:2px"> </div>income are recognized<div style="display:inline-block;width:2px"> </div>when earned. Gains<div style="display:inline-block;width:2px"> </div>and losses </div><div id="a19022" style="position:absolute;font-family:'Arial';left:5px;top:245px;">on the sale of securities are recorded on trade date and are determined<div style="display:inline-block;width:5px"> </div>on a specific identification basis. </div><div id="a19027" style="position:absolute;font-family:'Arial';left:29px;top:276px;">On<div style="display:inline-block;width:8px"> </div>January<div style="display:inline-block;width:8px"> </div>1,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>adopted<div style="display:inline-block;width:8px"> </div>ASU<div style="display:inline-block;width:8px"> </div>2016-13<div style="display:inline-block;width:8px"> </div>Financial<div style="display:inline-block;width:8px"> </div>Instruments<div style="display:inline-block;width:8px"> </div>-<div style="display:inline-block;width:8px"> </div>Credit<div style="display:inline-block;width:8px"> </div>Losses<div style="display:inline-block;width:8px"> </div>(Topic<div style="display:inline-block;width:9px"> </div>326): </div><div id="a19033" style="position:absolute;font-family:'Arial';left:5px;top:291px;">Measurement of Credit Losses<div style="display:inline-block;width:6px"> </div>on Financial Instruments,<div style="display:inline-block;width:5px"> </div>as amended, which replaces<div style="display:inline-block;width:5px"> </div>the incurred loss methodology<div style="display:inline-block;width:6px"> </div>with </div><div id="a19034" style="position:absolute;font-family:'Arial';left:5px;top:307px;">an expected<div style="display:inline-block;width:5px"> </div>loss methodology<div style="display:inline-block;width:5px"> </div>that is<div style="display:inline-block;width:5px"> </div>referred to as<div style="display:inline-block;width:6px"> </div>the CECL<div style="display:inline-block;width:5px"> </div>methodology.<div style="display:inline-block;width:6px"> </div>The measurement<div style="display:inline-block;width:5px"> </div>of expected<div style="display:inline-block;width:5px"> </div>credit losses </div><div id="a19037" style="position:absolute;font-family:'Arial';left:5px;top:322px;">under the CECL methodology<div style="display:inline-block;width:5px"> </div>is applicable to financial<div style="display:inline-block;width:5px"> </div>assets measured at amortized<div style="display:inline-block;width:5px"> </div>cost, including loan receivables<div style="display:inline-block;width:5px"> </div>and </div><div id="a19038" style="position:absolute;font-family:'Arial';left:5px;top:337px;">held-to-maturity debt<div style="display:inline-block;width:6px"> </div>securities. In<div style="display:inline-block;width:6px"> </div>addition, ASC<div style="display:inline-block;width:6px"> </div>326 amended<div style="display:inline-block;width:6px"> </div>the accounting<div style="display:inline-block;width:6px"> </div>for available-for-sale<div style="display:inline-block;width:6px"> </div>debt securities.<div style="display:inline-block;width:6px"> </div>One </div><div id="a19048" style="position:absolute;font-family:'Arial';left:5px;top:353px;">such change is<div style="display:inline-block;width:5px"> </div>to require credit<div style="display:inline-block;width:5px"> </div>losses to be<div style="display:inline-block;width:5px"> </div>presented as an<div style="display:inline-block;width:5px"> </div>allowance rather than<div style="display:inline-block;width:6px"> </div>as a write-down<div style="display:inline-block;width:5px"> </div>on available-for-sale </div><div id="a19055" style="position:absolute;font-family:'Arial';left:5px;top:368px;">debt securities management does not intend to sell or<div style="display:inline-block;width:5px"> </div>believes that it is more likely than not they will be required<div style="display:inline-block;width:5px"> </div>to sell. </div><div id="a19059" style="position:absolute;font-family:'Arial';left:29px;top:399px;">CECL requires a loss reserve for securities<div style="display:inline-block;width:5px"> </div>classified as HTM. The reserve should reflect<div style="display:inline-block;width:5px"> </div>historical credit performance </div><div id="a19060" style="position:absolute;font-family:'Arial';left:5px;top:414px;">as well as the impact<div style="display:inline-block;width:5px"> </div>of projected economic forecast.<div style="display:inline-block;width:5px"> </div>For U.S. Government bonds<div style="display:inline-block;width:5px"> </div>and U.S. Agency issued bonds<div style="display:inline-block;width:5px"> </div>in HTM </div><div id="a19061" style="position:absolute;font-family:'Arial';left:5px;top:430px;">the explicit and/or<div style="display:inline-block;width:2px"> </div>implicit guarantee of the<div style="display:inline-block;width:2px"> </div>US Government is sufficient to<div style="display:inline-block;width:2px"> </div>conclude that a<div style="display:inline-block;width:2px"> </div>credit loss reserve is<div style="display:inline-block;width:2px"> </div>not required. </div><div id="a19064" style="position:absolute;font-family:'Arial';left:5px;top:445px;">The<div style="display:inline-block;width:8px"> </div>reserve<div style="display:inline-block;width:8px"> </div>requirement<div style="display:inline-block;width:8px"> </div>is<div style="display:inline-block;width:8px"> </div>for<div style="display:inline-block;width:8px"> </div>three<div style="display:inline-block;width:8px"> </div>primary<div style="display:inline-block;width:8px"> </div>assets<div style="display:inline-block;width:8px"> </div>groups:<div style="display:inline-block;width:8px"> </div>municipal<div style="display:inline-block;width:8px"> </div>bonds,<div style="display:inline-block;width:8px"> </div>corporate<div style="display:inline-block;width:8px"> </div>bonds,<div style="display:inline-block;width:8px"> </div>and<div style="display:inline-block;width:8px"> </div>non-agency </div><div id="a19067" style="position:absolute;font-family:'Arial';left:5px;top:460px;">securitizations.<div style="display:inline-block;width:8px"> </div>The<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>calculates<div style="display:inline-block;width:8px"> </div>quarterly<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>loss<div style="display:inline-block;width:8px"> </div>reserve<div style="display:inline-block;width:8px"> </div>utilizing<div style="display:inline-block;width:8px"> </div>Moody’s<div style="display:inline-block;width:8px"> </div>ImpairmentStudio.<div style="display:inline-block;width:8px"> </div>The<div style="display:inline-block;width:8px"> </div>CECL </div><div id="a19069" style="position:absolute;font-family:'Arial';left:5px;top:475px;">measurement<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:6px"> </div>incorporates<div style="display:inline-block;width:6px"> </div>historical<div style="display:inline-block;width:5px"> </div>data,<div style="display:inline-block;width:5px"> </div>containing<div style="display:inline-block;width:6px"> </div>defaults<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>recoveries<div style="display:inline-block;width:6px"> </div>information,<div style="display:inline-block;width:5px"> </div>and </div><div id="a19070" style="position:absolute;font-family:'Arial';left:5px;top:491px;">Moody’s baseline<div style="display:inline-block;width:5px"> </div>economic forecast.<div style="display:inline-block;width:5px"> </div>The solution<div style="display:inline-block;width:5px"> </div>uses probability<div style="display:inline-block;width:5px"> </div>of default/loss<div style="display:inline-block;width:5px"> </div>given default (“PD/LGD”)<div style="display:inline-block;width:6px"> </div>approach. PD </div><div id="a19072" style="position:absolute;font-family:'Arial';left:5px;top:506px;">represents the likelihood a borrower will<div style="display:inline-block;width:5px"> </div>default. Within the Moody’s model,<div style="display:inline-block;width:5px"> </div>this is determined using historical<div style="display:inline-block;width:5px"> </div>default data, </div><div id="a19074" style="position:absolute;font-family:'Arial';left:5px;top:522px;">adjusted for the current economic environment. LGD projects<div style="display:inline-block;width:5px"> </div>the expected loss if a borrower were to default.</div></div></div> <div id="TextBlockContainer696" style="position:relative;line-height:normal;width:739px;height:109px;"><div id="TextContainer696" style="position:relative;width:739px;z-index:1;"><div id="a19098" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Federal Home Loan Bank (FHLB) Stock </div><div id="a19103" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Bank is a member of the FHLB system. Members are required to<div style="display:inline-block;width:2px"> </div>own a certain amount of stock based on the level </div><div id="a19104" style="position:absolute;font-family:'Arial';left:5px;top:46px;">of borrowings and<div style="display:inline-block;width:2px"> </div>other factors and<div style="display:inline-block;width:2px"> </div>may invest in<div style="display:inline-block;width:2px"> </div>additional amounts. FHLB<div style="display:inline-block;width:2px"> </div>stock is carried<div style="display:inline-block;width:2px"> </div>at cost, classified<div style="display:inline-block;width:2px"> </div>as a restricted </div><div id="a19111" style="position:absolute;font-family:'Arial';left:5px;top:61px;">asset, and<div style="display:inline-block;width:6px"> </div>periodically evaluated<div style="display:inline-block;width:6px"> </div>for impairment<div style="display:inline-block;width:6px"> </div>based on<div style="display:inline-block;width:6px"> </div>ultimate recovery<div style="display:inline-block;width:6px"> </div>of par<div style="display:inline-block;width:6px"> </div>value. As<div style="display:inline-block;width:6px"> </div>of December<div style="display:inline-block;width:5px"> </div>31, 2023<div style="display:inline-block;width:6px"> </div>and </div><div id="a19122" style="position:absolute;font-family:'Arial';left:5px;top:77px;">2022, FHLB<div style="display:inline-block;width:6px"> </div>stock amounted<div style="display:inline-block;width:6px"> </div>to $</div><div id="a19122_30_4" style="position:absolute;font-family:'Arial';left:204px;top:77px;">10.2</div><div id="a19122_34_14" style="position:absolute;font-family:'Arial';left:230px;top:77px;"><div style="display:inline-block;width:4px"> </div>million and<div style="display:inline-block;width:6px"> </div>$</div><div id="a19122_48_3" style="position:absolute;font-family:'Arial';left:310px;top:77px;">2.9</div><div id="a19122_51_66" style="position:absolute;font-family:'Arial';left:329px;top:77px;"><div style="display:inline-block;width:4px"> </div>million, respectively,<div style="display:inline-block;width:7px"> </div>with no<div style="display:inline-block;width:6px"> </div>impairment deemed<div style="display:inline-block;width:6px"> </div>necessary.<div style="display:inline-block;width:6px"> </div>Both </div><div id="a19137" style="position:absolute;font-family:'Arial';left:5px;top:92px;">cash and stock dividends are reported as interest income.</div></div></div> 10200000 2900000 <div id="TextBlockContainer699" style="position:relative;line-height:normal;width:739px;height:783px;"><div id="TextContainer699" style="position:relative;width:739px;z-index:1;"><div id="a19142" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loans Held for Investment and Allowance for Credit<div style="display:inline-block;width:5px"> </div>Losses </div><div id="a19145" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Loans held for investment (“loans”) are reported at their outstanding principal<div style="display:inline-block;width:5px"> </div>balance net of charge-offs, deferred loan </div><div id="a19149" style="position:absolute;font-family:'Arial';left:5px;top:46px;">cost,<div style="display:inline-block;width:5px"> </div>unearned<div style="display:inline-block;width:5px"> </div>income, and<div style="display:inline-block;width:6px"> </div>the ACL.<div style="display:inline-block;width:6px"> </div>Interest income<div style="display:inline-block;width:6px"> </div>is generally<div style="display:inline-block;width:6px"> </div>recognized<div style="display:inline-block;width:5px"> </div>when<div style="display:inline-block;width:5px"> </div>income is<div style="display:inline-block;width:6px"> </div>earned using<div style="display:inline-block;width:6px"> </div>the interest </div><div id="a19154" style="position:absolute;font-family:'Arial';left:5px;top:61px;">method.<div style="display:inline-block;width:5px"> </div>Loan<div style="display:inline-block;width:5px"> </div>origination<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>commitment<div style="display:inline-block;width:5px"> </div>fees<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>costs<div style="display:inline-block;width:5px"> </div>associated<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>origination<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>loans<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>deferred<div style="display:inline-block;width:5px"> </div>and </div><div id="a19155" style="position:absolute;font-family:'Arial';left:5px;top:77px;">amortized, using the interest method or the straight-line<div style="display:inline-block;width:5px"> </div>method, over the life of the related loan.<div style="display:inline-block;width:5px"> </div></div><div id="a19161" style="position:absolute;font-family:'Arial';left:29px;top:107px;">If the<div style="display:inline-block;width:5px"> </div>principal or<div style="display:inline-block;width:5px"> </div>interest on<div style="display:inline-block;width:6px"> </div>a commercial<div style="display:inline-block;width:6px"> </div>loan becomes<div style="display:inline-block;width:6px"> </div>due and<div style="display:inline-block;width:5px"> </div>unpaid for<div style="display:inline-block;width:5px"> </div>90 days<div style="display:inline-block;width:6px"> </div>or more,<div style="display:inline-block;width:5px"> </div>the loan<div style="display:inline-block;width:6px"> </div>is placed<div style="display:inline-block;width:6px"> </div>on </div><div id="a19162" style="position:absolute;font-family:'Arial';left:5px;top:123px;">non-accrual status as of<div style="display:inline-block;width:5px"> </div>the date it becomes<div style="display:inline-block;width:5px"> </div>90 days past due<div style="display:inline-block;width:5px"> </div>and remains in non<div style="display:inline-block;width:1px"> </div>-accrual status until it<div style="display:inline-block;width:5px"> </div>meets the criteria </div><div id="a19168" style="position:absolute;font-family:'Arial';left:5px;top:138px;">for restoration to accrual status.<div style="display:inline-block;width:5px"> </div>Residential loans, on<div style="display:inline-block;width:5px"> </div>the other hand, are placed<div style="display:inline-block;width:5px"> </div>on non-accrual status when<div style="display:inline-block;width:5px"> </div>the principal </div><div id="a19171" style="position:absolute;font-family:'Arial';left:5px;top:153px;">or interest<div style="display:inline-block;width:5px"> </div>becomes due<div style="display:inline-block;width:5px"> </div>and unpaid<div style="display:inline-block;width:5px"> </div>for 120<div style="display:inline-block;width:5px"> </div>days or<div style="display:inline-block;width:5px"> </div>more and remains<div style="display:inline-block;width:6px"> </div>in non-accrual<div style="display:inline-block;width:5px"> </div>status until<div style="display:inline-block;width:5px"> </div>it meets<div style="display:inline-block;width:5px"> </div>the criteria<div style="display:inline-block;width:5px"> </div>for </div><div id="a19175" style="position:absolute;font-family:'Arial';left:5px;top:169px;">restoration<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>accrual<div style="display:inline-block;width:6px"> </div>status.<div style="display:inline-block;width:6px"> </div>Restoring<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>accrual<div style="display:inline-block;width:6px"> </div>status<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:5px"> </div>possible<div style="display:inline-block;width:6px"> </div>when<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>borrower<div style="display:inline-block;width:6px"> </div>resumes<div style="display:inline-block;width:6px"> </div>payment<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>all </div><div id="a19176" style="position:absolute;font-family:'Arial';left:5px;top:184px;">principal and interest<div style="display:inline-block;width:5px"> </div>payments for a period<div style="display:inline-block;width:5px"> </div>of six months<div style="display:inline-block;width:5px"> </div>and the Company<div style="display:inline-block;width:5px"> </div>has a documented<div style="display:inline-block;width:5px"> </div>expectation of repayment </div><div id="a19178" style="position:absolute;font-family:'Arial';left:5px;top:199px;">of the remaining contractual principal and interest or the loan becomes secured and in the process of collection. All interest </div><div id="a19181" style="position:absolute;font-family:'Arial';left:5px;top:215px;">accrued but not<div style="display:inline-block;width:6px"> </div>collected for<div style="display:inline-block;width:5px"> </div>loans that are<div style="display:inline-block;width:6px"> </div>placed on<div style="display:inline-block;width:5px"> </div>nonaccrual status<div style="display:inline-block;width:5px"> </div>is reversed<div style="display:inline-block;width:5px"> </div>against interest<div style="display:inline-block;width:5px"> </div>income. The interest </div><div id="a19182" style="position:absolute;font-family:'Arial';left:5px;top:230px;">on these<div style="display:inline-block;width:6px"> </div>loans is<div style="display:inline-block;width:6px"> </div>accounted for<div style="display:inline-block;width:6px"> </div>on the<div style="display:inline-block;width:6px"> </div>cash-basis<div style="display:inline-block;width:5px"> </div>or cost-recovery<div style="display:inline-block;width:6px"> </div>method, under<div style="display:inline-block;width:6px"> </div>which cash<div style="display:inline-block;width:6px"> </div>collections are<div style="display:inline-block;width:6px"> </div>applied to </div><div id="a19187" style="position:absolute;font-family:'Arial';left:5px;top:245px;">unpaid principal, which may change as conditions dictate.<div style="display:inline-block;width:5px"> </div></div><div id="a19190" style="position:absolute;font-family:'Arial';left:29px;top:276px;">The Company has determined that the entire balance of<div style="display:inline-block;width:2px"> </div>a loan is contractually delinquent for all<div style="display:inline-block;width:2px"> </div>classes if the minimum </div><div id="a19194" style="position:absolute;font-family:'Arial';left:5px;top:291px;">payment is not received by<div style="display:inline-block;width:2px"> </div>the specified due date on<div style="display:inline-block;width:2px"> </div>the borrower's statement. Interest and fees<div style="display:inline-block;width:2px"> </div>continue to accrue on past </div><div id="a19195" style="position:absolute;font-family:'Arial';left:5px;top:307px;">due loans until the date the loan goes into nonaccrual<div style="display:inline-block;width:5px"> </div>status. </div><div id="a19199" style="position:absolute;font-family:'Arial';left:29px;top:337px;">The Company provides for loan losses through a provision for credit losses charged to operations. When management </div><div id="a19203" style="position:absolute;font-family:'Arial';left:5px;top:353px;">believes that a<div style="display:inline-block;width:5px"> </div>loan or a portion<div style="display:inline-block;width:5px"> </div>of the loan balance<div style="display:inline-block;width:6px"> </div>is uncollectible, that<div style="display:inline-block;width:5px"> </div>amount is charged<div style="display:inline-block;width:5px"> </div>against the ACL.<div style="display:inline-block;width:5px"> </div>Subsequent </div><div id="a19204" style="position:absolute;font-family:'Arial';left:5px;top:368px;">recoveries, if any,<div style="display:inline-block;width:5px"> </div>are credited to the ACL.<div style="display:inline-block;width:4px"> </div></div><div id="a19208" style="position:absolute;font-family:'Arial';left:29px;top:399px;">The<div style="display:inline-block;width:8px"> </div>ACL<div style="display:inline-block;width:7px"> </div>reflects<div style="display:inline-block;width:8px"> </div>management's<div style="display:inline-block;width:8px"> </div>judgment<div style="display:inline-block;width:8px"> </div>of<div style="display:inline-block;width:8px"> </div>expected<div style="display:inline-block;width:8px"> </div>loan<div style="display:inline-block;width:8px"> </div>losses<div style="display:inline-block;width:8px"> </div>in<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>portfolio<div style="display:inline-block;width:8px"> </div>at<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:8px"> </div>balance<div style="display:inline-block;width:8px"> </div>sheet<div style="display:inline-block;width:8px"> </div>date. </div><div id="a19211" style="position:absolute;font-family:'Arial';left:5px;top:414px;">Management uses a disciplined<div style="display:inline-block;width:5px"> </div>process and methodology<div style="display:inline-block;width:5px"> </div>to establish the ACL<div style="display:inline-block;width:5px"> </div>each quarter.<div style="display:inline-block;width:5px"> </div>To<div style="display:inline-block;width:5px"> </div>determine the total<div style="display:inline-block;width:5px"> </div>ACL, </div><div id="a19212" style="position:absolute;font-family:'Arial';left:5px;top:429px;">the Company<div style="display:inline-block;width:5px"> </div>estimates the<div style="display:inline-block;width:6px"> </div>reserves needed<div style="display:inline-block;width:6px"> </div>for each<div style="display:inline-block;width:5px"> </div>segment of<div style="display:inline-block;width:5px"> </div>the portfolio,<div style="display:inline-block;width:6px"> </div>including loans<div style="display:inline-block;width:6px"> </div>analyzed individually<div style="display:inline-block;width:6px"> </div>and </div><div id="a19214" style="position:absolute;font-family:'Arial';left:5px;top:445px;">loans analyzed on a pooled basis. The ACL consists<div style="display:inline-block;width:5px"> </div>of the amount applicable to the following segments: </div><div id="a19217" style="position:absolute;font-family:'Arial';left:29px;top:475px;">•<div style="display:inline-block;width:19px"> </div>Residential real estate </div><div id="a19221" style="position:absolute;font-family:'Arial';left:29px;top:491px;">•<div style="display:inline-block;width:19px"> </div>Commercial real estate </div><div id="a19225" style="position:absolute;font-family:'Arial';left:29px;top:506px;">•<div style="display:inline-block;width:19px"> </div>Commercial and industrial </div><div id="a19229" style="position:absolute;font-family:'Arial';left:29px;top:521px;">•<div style="display:inline-block;width:19px"> </div>Foreign banks </div><div id="a19233" style="position:absolute;font-family:'Arial';left:29px;top:537px;">•<div style="display:inline-block;width:19px"> </div>Other loans (secured and unsecured consumer loans) </div><div id="a19238" style="position:absolute;font-family:'Arial';left:29px;top:567px;">Residential<div style="display:inline-block;width:6px"> </div>real<div style="display:inline-block;width:6px"> </div>estate<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>underwritten<div style="display:inline-block;width:6px"> </div>following<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>policies<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:6px"> </div>include<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>review<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the </div><div id="a19239" style="position:absolute;font-family:'Arial';left:5px;top:583px;">borrower’s credit, capacity<div style="display:inline-block;width:2px"> </div>and the collateral<div style="display:inline-block;width:2px"> </div>securing the loan.<div style="display:inline-block;width:2px"> </div>The borrower’s ability<div style="display:inline-block;width:2px"> </div>to repay involves<div style="display:inline-block;width:2px"> </div>an analysis of<div style="display:inline-block;width:2px"> </div>factors </div><div id="a19241" style="position:absolute;font-family:'Arial';left:5px;top:598px;">including: current income,<div style="display:inline-block;width:2px"> </div>employment status, monthly<div style="display:inline-block;width:2px"> </div>payment of<div style="display:inline-block;width:2px"> </div>the loan,<div style="display:inline-block;width:2px"> </div>current debt<div style="display:inline-block;width:2px"> </div>obligations, monthly debt<div style="display:inline-block;width:2px"> </div>to income </div><div id="a19247" style="position:absolute;font-family:'Arial';left:5px;top:613px;">ratio and credit history. The Company relies on appraisals in determining the value of the property.<div style="display:inline-block;width:6px"> </div>Risk is mitigated by this </div><div id="a19249" style="position:absolute;font-family:'Arial';left:5px;top:629px;">analysis and the diversity of the residential portfolio. </div><div id="a19254" style="position:absolute;font-family:'Arial';left:29px;top:659px;">Commercial real estate<div style="display:inline-block;width:2px"> </div>loans are<div style="display:inline-block;width:2px"> </div>secured by liens<div style="display:inline-block;width:2px"> </div>on commercial properties,<div style="display:inline-block;width:2px"> </div>land, construction and<div style="display:inline-block;width:2px"> </div>multifamily housing. </div><div id="a19255" style="position:absolute;font-family:'Arial';left:5px;top:675px;">Underwriting of commercial real estate loans will analyze the key market and business factors to arrive at a decision on the </div><div id="a19258" style="position:absolute;font-family:'Arial';left:5px;top:690px;">credit worthiness of the borrower. The analysis may include the capacity of the borrower,<div style="display:inline-block;width:5px"> </div>income generated by property for </div><div id="a19259" style="position:absolute;font-family:'Arial';left:5px;top:705px;">debt service,<div style="display:inline-block;width:6px"> </div>other<div style="display:inline-block;width:5px"> </div>sources<div style="display:inline-block;width:5px"> </div>of repayment,<div style="display:inline-block;width:6px"> </div>sensitivity<div style="display:inline-block;width:5px"> </div>analysis<div style="display:inline-block;width:5px"> </div>to fluctuations<div style="display:inline-block;width:7px"> </div>in market<div style="display:inline-block;width:6px"> </div>conditions<div style="display:inline-block;width:5px"> </div>including vacancy<div style="display:inline-block;width:7px"> </div>and </div><div id="a19261" style="position:absolute;font-family:'Arial';left:5px;top:721px;">rental rates in geographic<div style="display:inline-block;width:6px"> </div>location and loan<div style="display:inline-block;width:5px"> </div>to value. Land<div style="display:inline-block;width:5px"> </div>and construction loan<div style="display:inline-block;width:6px"> </div>analysis will include<div style="display:inline-block;width:5px"> </div>the time to<div style="display:inline-block;width:5px"> </div>develop, </div><div id="a19265" style="position:absolute;font-family:'Arial';left:5px;top:736px;">sell or lease<div style="display:inline-block;width:5px"> </div>the property.<div style="display:inline-block;width:6px"> </div>Appraisals are used<div style="display:inline-block;width:6px"> </div>to determine the<div style="display:inline-block;width:5px"> </div>value of the<div style="display:inline-block;width:5px"> </div>underlying collateral.<div style="display:inline-block;width:5px"> </div>Risk is mitigated<div style="display:inline-block;width:6px"> </div>as the </div><div id="a19267" style="position:absolute;font-family:'Arial';left:5px;top:751px;">properties securing the commercial real estate loans<div style="display:inline-block;width:5px"> </div>are diverse in type, location, and loan structure.<div style="display:inline-block;width:9px"> </div></div></div></div><div id="TextBlockContainer706" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="TextContainer706" style="position:relative;width:739px;z-index:1;"><div id="a19292" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Commercial<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>industrial<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>secured<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>business<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>company<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>include<div style="display:inline-block;width:6px"> </div>equipment, </div><div id="a19293" style="position:absolute;font-family:'Arial';left:5px;top:15px;">inventory, and receivables.<div style="display:inline-block;width:6px"> </div>The loans are underwritten based on the<div style="display:inline-block;width:5px"> </div>income capacity of the business, the ability<div style="display:inline-block;width:5px"> </div>to service </div><div id="a19294" style="position:absolute;font-family:'Arial';left:5px;top:31px;">the debt based<div style="display:inline-block;width:5px"> </div>on operating cash<div style="display:inline-block;width:5px"> </div>flows, the credit<div style="display:inline-block;width:6px"> </div>worthiness of the<div style="display:inline-block;width:6px"> </div>borrower,<div style="display:inline-block;width:5px"> </div>other sources<div style="display:inline-block;width:5px"> </div>of repayment and<div style="display:inline-block;width:5px"> </div>collateral. </div><div id="a19296" style="position:absolute;font-family:'Arial';left:5px;top:46px;">The Company mitigates the risk in the commercial portfolio<div style="display:inline-block;width:5px"> </div>through industry diversification.<div style="display:inline-block;width:5px"> </div></div><div id="a19299" style="position:absolute;font-family:'Arial';left:29px;top:77px;">Foreign banks<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:5px"> </div>are short<div style="display:inline-block;width:1px"> </div>-term<div style="display:inline-block;width:5px"> </div>loans with<div style="display:inline-block;width:6px"> </div>international<div style="display:inline-block;width:5px"> </div>correspondent<div style="display:inline-block;width:5px"> </div>banking<div style="display:inline-block;width:5px"> </div>institutions<div style="display:inline-block;width:5px"> </div>primarily<div style="display:inline-block;width:5px"> </div>domiciled<div style="display:inline-block;width:5px"> </div>in </div><div id="a19304" style="position:absolute;font-family:'Arial';left:5px;top:92px;">Latin America. Most of these loans are for trade capital and have a<div style="display:inline-block;width:5px"> </div>life of less than one year. The Company’s<div style="display:inline-block;width:6px"> </div>credit review </div><div id="a19305" style="position:absolute;font-family:'Arial';left:5px;top:107px;">includes a credit analysis, peer comparison and current<div style="display:inline-block;width:5px"> </div>country risk overview.<div style="display:inline-block;width:5px"> </div>Annual re-evaluation of the risk rating of the </div><div id="a19309" style="position:absolute;font-family:'Arial';left:5px;top:123px;">borrower and country where the borrower is<div style="display:inline-block;width:5px"> </div>located and a review by the authorized signer<div style="display:inline-block;width:5px"> </div>within the Company.<div style="display:inline-block;width:5px"> </div>The risk is </div><div id="a19314" style="position:absolute;font-family:'Arial';left:5px;top:138px;">mitigated as these loans are short term, have limited exposure,<div style="display:inline-block;width:5px"> </div>and are geographically dispersed.<div style="display:inline-block;width:5px"> </div></div><div id="a19318" style="position:absolute;font-family:'Arial';left:29px;top:169px;">Other loans are secured and<div style="display:inline-block;width:5px"> </div>unsecured consumer loans including<div style="display:inline-block;width:5px"> </div>yacht loans, personal loans, overdrafts<div style="display:inline-block;width:5px"> </div>and deposit </div><div id="a19320" style="position:absolute;font-family:'Arial';left:5px;top:184px;">account collateralized loans. Repayment of these loans are primarily from the personal income of the borrowers. Loans are </div><div id="a19323" style="position:absolute;font-family:'Arial';left:5px;top:199px;">underwritten based on the credit worthiness of the borrower.<div style="display:inline-block;width:6px"> </div>The risk on these loans is mitigated by small loan balances.<div style="display:inline-block;width:9px"> </div></div><div id="a19326" style="position:absolute;font-family:'Arial';left:29px;top:230px;">Under<div style="display:inline-block;width:5px"> </div>CECL,<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>estimates<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>ACL<div style="display:inline-block;width:5px"> </div>using<div style="display:inline-block;width:5px"> </div>relevant<div style="display:inline-block;width:5px"> </div>available<div style="display:inline-block;width:5px"> </div>information,<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>both<div style="display:inline-block;width:5px"> </div>internal<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>external </div><div id="a19329" style="position:absolute;font-family:'Arial';left:5px;top:245px;">sources,<div style="display:inline-block;width:6px"> </div>relating<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>past<div style="display:inline-block;width:6px"> </div>events,<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:6px"> </div>conditions,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>reasonable<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>supportable<div style="display:inline-block;width:6px"> </div>forecasts.<div style="display:inline-block;width:6px"> </div>Historical<div style="display:inline-block;width:6px"> </div>credit<div style="display:inline-block;width:6px"> </div>losses </div><div id="a19330" style="position:absolute;font-family:'Arial';left:5px;top:261px;">provide the basis for estimation of expected credit losses. Qualitative adjustments are applied to the expected credit losses </div><div id="a19332" style="position:absolute;font-family:'Arial';left:5px;top:276px;">estimated<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>relation<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>potential<div style="display:inline-block;width:6px"> </div>limitations<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>quantitative<div style="display:inline-block;width:6px"> </div>model.<div style="display:inline-block;width:6px"> </div>A<div style="display:inline-block;width:6px"> </div>scorecard<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>used<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>aid </div><div id="a19333" style="position:absolute;font-family:'Arial';left:5px;top:291px;">management in the assessment of qualitative factor adjustments<div style="display:inline-block;width:5px"> </div>applied to expected credit losses. </div><div id="a19337" style="position:absolute;font-family:'Arial';left:29px;top:322px;">The<div style="display:inline-block;width:6px"> </div>quantitative<div style="display:inline-block;width:6px"> </div>component<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>estimate<div style="display:inline-block;width:6px"> </div>relies<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>statistical<div style="display:inline-block;width:6px"> </div>relationship<div style="display:inline-block;width:6px"> </div>between<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>projected<div style="display:inline-block;width:6px"> </div>value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>an </div><div id="a19338" style="position:absolute;font-family:'Arial';left:5px;top:337px;">economic<div style="display:inline-block;width:6px"> </div>indicator<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>implied<div style="display:inline-block;width:6px"> </div>historical<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:6px"> </div>experience<div style="display:inline-block;width:6px"> </div>among<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>curated<div style="display:inline-block;width:6px"> </div>group<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>peers.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>utilized </div><div id="a19339" style="position:absolute;font-family:'Arial';left:5px;top:353px;">regression<div style="display:inline-block;width:5px"> </div>analyses<div style="display:inline-block;width:5px"> </div>of peer<div style="display:inline-block;width:7px"> </div>data,<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>which<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>was<div style="display:inline-block;width:5px"> </div>included,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>where<div style="display:inline-block;width:5px"> </div>observed<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:5px"> </div>and selected </div><div id="a19341" style="position:absolute;font-family:'Arial';left:5px;top:368px;">economic factors were used<div style="display:inline-block;width:5px"> </div>to determine suitable<div style="display:inline-block;width:5px"> </div>loss drivers for modeling<div style="display:inline-block;width:5px"> </div>the lifetime rates of<div style="display:inline-block;width:5px"> </div>probability of default (PD). </div><div id="a19343" style="position:absolute;font-family:'Arial';left:5px;top:383px;">A<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:6px"> </div>given<div style="display:inline-block;width:6px"> </div>default<div style="display:inline-block;width:6px"> </div>rate<div style="display:inline-block;width:6px"> </div>(LGD)<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>assigned<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>pool<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>period<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>these<div style="display:inline-block;width:6px"> </div>PD<div style="display:inline-block;width:6px"> </div>outcomes.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>model </div><div id="a19345" style="position:absolute;font-family:'Arial';left:5px;top:399px;">fundamentally utilizes<div style="display:inline-block;width:5px"> </div>an expected<div style="display:inline-block;width:5px"> </div>discounted cash<div style="display:inline-block;width:5px"> </div>flow (DCF)<div style="display:inline-block;width:5px"> </div>analysis for loan<div style="display:inline-block;width:6px"> </div>portfolio segments.<div style="display:inline-block;width:5px"> </div>The DCF<div style="display:inline-block;width:5px"> </div>analysis is </div><div id="a19346" style="position:absolute;font-family:'Arial';left:5px;top:414px;">run<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>instrument-level<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>incorporates<div style="display:inline-block;width:6px"> </div>an<div style="display:inline-block;width:6px"> </div>array<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>loan-specific<div style="display:inline-block;width:6px"> </div>data<div style="display:inline-block;width:6px"> </div>points<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>segment-implied<div style="display:inline-block;width:6px"> </div>assumptions<div style="display:inline-block;width:6px"> </div>to </div><div id="a19354" style="position:absolute;font-family:'Arial';left:5px;top:429px;">determine the lifetime expected<div style="display:inline-block;width:2px"> </div>loss attributable to each<div style="display:inline-block;width:2px"> </div>instrument. An implicit "hypothetical<div style="display:inline-block;width:2px"> </div>loss" is derived<div style="display:inline-block;width:2px"> </div>for each period </div><div id="a19356" style="position:absolute;font-family:'Arial';left:5px;top:445px;">of the<div style="display:inline-block;width:6px"> </div>DCF and<div style="display:inline-block;width:6px"> </div>helps establish<div style="display:inline-block;width:6px"> </div>the present<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>future cash<div style="display:inline-block;width:6px"> </div>flows for<div style="display:inline-block;width:6px"> </div>each period.<div style="display:inline-block;width:6px"> </div>The reserve<div style="display:inline-block;width:6px"> </div>applied to<div style="display:inline-block;width:6px"> </div>a specific </div><div id="a19358" style="position:absolute;font-family:'Arial';left:5px;top:460px;">instrument is the difference<div style="display:inline-block;width:5px"> </div>between the sum of the present<div style="display:inline-block;width:5px"> </div>value of future cash flows<div style="display:inline-block;width:5px"> </div>and the book balance of<div style="display:inline-block;width:5px"> </div>the loan at </div><div id="a19359" style="position:absolute;font-family:'Arial';left:5px;top:475px;">the measurement date. </div><div id="a19362" style="position:absolute;font-family:'Arial';left:29px;top:506px;">Management<div style="display:inline-block;width:6px"> </div>elected<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Remaining<div style="display:inline-block;width:5px"> </div>Life<div style="display:inline-block;width:5px"> </div>(WARM)<div style="display:inline-block;width:6px"> </div>methodology<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>five<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>segments.<div style="display:inline-block;width:6px"> </div>For<div style="display:inline-block;width:6px"> </div>each<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>these </div><div id="a19363" style="position:absolute;font-family:'Arial';left:5px;top:521px;">segments, a<div style="display:inline-block;width:6px"> </div>long-term average<div style="display:inline-block;width:6px"> </div>loss rate<div style="display:inline-block;width:6px"> </div>is calculated<div style="display:inline-block;width:6px"> </div>and applied<div style="display:inline-block;width:6px"> </div>on a<div style="display:inline-block;width:6px"> </div>quarterly basis<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>remaining life<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>pool. </div><div id="a19366" style="position:absolute;font-family:'Arial';left:5px;top:537px;">Adjustments<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:7px"> </div>economic<div style="display:inline-block;width:7px"> </div>expectations<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>made<div style="display:inline-block;width:7px"> </div>through<div style="display:inline-block;width:7px"> </div>qualitative<div style="display:inline-block;width:7px"> </div>assessments.<div style="display:inline-block;width:7px"> </div>For<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>remaining<div style="display:inline-block;width:7px"> </div>life<div style="display:inline-block;width:6px"> </div>estimated, </div><div id="a19369" style="position:absolute;font-family:'Arial';left:5px;top:552px;">management implemented a software<div style="display:inline-block;width:2px"> </div>solution that uses an<div style="display:inline-block;width:2px"> </div>attrition-based calculation that performs quarterly, cohort-based </div><div id="a19374" style="position:absolute;font-family:'Arial';left:5px;top:567px;">attrition measurements based on the loan portfolio. </div><div id="a19378" style="position:absolute;font-family:'Arial';left:29px;top:598px;">Portfolio segments are the level at which loss assumptions<div style="display:inline-block;width:5px"> </div>are applied to a pool of loans based on the similarity<div style="display:inline-block;width:5px"> </div>of risk </div><div id="a19379" style="position:absolute;font-family:'Arial';left:5px;top:613px;">characteristics inherent in the<div style="display:inline-block;width:2px"> </div>included instruments, relying on<div style="display:inline-block;width:2px"> </div>collateral codes and FFIEC<div style="display:inline-block;width:2px"> </div>Call Report codes. The<div style="display:inline-block;width:2px"> </div>Company </div><div id="a19380" style="position:absolute;font-family:'Arial';left:5px;top:629px;">currently segments the<div style="display:inline-block;width:2px"> </div>portfolio based on<div style="display:inline-block;width:2px"> </div>collateral codes for<div style="display:inline-block;width:2px"> </div>the<div style="display:inline-block;width:6px"> </div>purpose of establishing<div style="display:inline-block;width:2px"> </div>reserves. Each of<div style="display:inline-block;width:2px"> </div>these segments </div><div id="a19385" style="position:absolute;font-family:'Arial';left:5px;top:644px;">is<div style="display:inline-block;width:5px"> </div>paired<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>regression<div style="display:inline-block;width:6px"> </div>models<div style="display:inline-block;width:6px"> </div>(Loss<div style="display:inline-block;width:6px"> </div>Driver<div style="display:inline-block;width:6px"> </div>Analyses)<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:6px"> </div>peer<div style="display:inline-block;width:5px"> </div>data<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>loans<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>similar<div style="display:inline-block;width:6px"> </div>risk<div style="display:inline-block;width:5px"> </div>characteristics.<div style="display:inline-block;width:6px"> </div>The </div><div id="a19386" style="position:absolute;font-family:'Arial';left:5px;top:659px;">Company has established relationships between internal segmentation and FFIEC<div style="display:inline-block;width:5px"> </div>Call Report codes for this purpose. The </div><div id="a19388" style="position:absolute;font-family:'Arial';left:5px;top:675px;">loss driver for each loan<div style="display:inline-block;width:5px"> </div>portfolio segment is derived<div style="display:inline-block;width:5px"> </div>from a readily available and<div style="display:inline-block;width:5px"> </div>reasonable economic forecast, including </div><div id="a19389" style="position:absolute;font-family:'Arial';left:5px;top:690px;">the Federal Reserve Bank<div style="display:inline-block;width:5px"> </div>projections of U.S. civilian<div style="display:inline-block;width:5px"> </div>unemployment rate and the<div style="display:inline-block;width:6px"> </div>year-over-year real GDP<div style="display:inline-block;width:5px"> </div>growth; for the </div><div id="a19396" style="position:absolute;font-family:'Arial';left:5px;top:705px;">residential<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>segment<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>HPI<div style="display:inline-block;width:6px"> </div>projections<div style="display:inline-block;width:6px"> </div>published<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>Fannie<div style="display:inline-block;width:6px"> </div>Mae’s<div style="display:inline-block;width:6px"> </div>Economic<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>Strategic<div style="display:inline-block;width:6px"> </div>Research<div style="display:inline-block;width:6px"> </div>Group<div style="display:inline-block;width:6px"> </div>are </div><div id="a19397" style="position:absolute;font-family:'Arial';left:5px;top:721px;">utilized for the<div style="display:inline-block;width:5px"> </div>forecast. Forecasts<div style="display:inline-block;width:5px"> </div>are applied to<div style="display:inline-block;width:5px"> </div>the first four<div style="display:inline-block;width:5px"> </div>quarters of the<div style="display:inline-block;width:5px"> </div>credit loss estimate<div style="display:inline-block;width:6px"> </div>and revert on<div style="display:inline-block;width:5px"> </div>a straight-</div><div id="a19402" style="position:absolute;font-family:'Arial';left:5px;top:736px;">line basis to the lookback period's historical mean for the<div style="display:inline-block;width:5px"> </div>economic indicator over the expected life of loans. </div><div id="a19405" style="position:absolute;font-family:'Arial';left:29px;top:767px;">The model incorporates qualitative<div style="display:inline-block;width:5px"> </div>factor adjustments in order to<div style="display:inline-block;width:5px"> </div>calibrate the model for risk<div style="display:inline-block;width:5px"> </div>in each portfolio segment </div><div id="a19408" style="position:absolute;font-family:'Arial';left:5px;top:782px;">that may<div style="display:inline-block;width:5px"> </div>not be captured<div style="display:inline-block;width:6px"> </div>through quantitative<div style="display:inline-block;width:5px"> </div>analysis. Determinations<div style="display:inline-block;width:6px"> </div>regarding qualitative<div style="display:inline-block;width:5px"> </div>adjustments are<div style="display:inline-block;width:5px"> </div>reflective of </div><div id="a19409" style="position:absolute;font-family:'Arial';left:5px;top:797px;">management's<div style="display:inline-block;width:5px"> </div>expectation<div style="display:inline-block;width:5px"> </div>of loss<div style="display:inline-block;width:6px"> </div>conditions<div style="display:inline-block;width:5px"> </div>differing<div style="display:inline-block;width:5px"> </div>from those<div style="display:inline-block;width:6px"> </div>already<div style="display:inline-block;width:5px"> </div>captured<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>quantitative<div style="display:inline-block;width:5px"> </div>component<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>the </div><div id="a19411" style="position:absolute;font-family:'Arial';left:5px;top:813px;">model. </div><div id="a19414" style="position:absolute;font-family:'Arial';left:29px;top:843px;">Qualitative factors (“Q-Factors”) used in the ACL methodology<div style="display:inline-block;width:5px"> </div>include: </div><div id="a19419" style="position:absolute;font-family:'Arial';left:29px;top:874px;">• Changes in lending policies, procedures, and strategies </div><div id="a19421" style="position:absolute;font-family:'Arial';left:29px;top:889px;">• Changes in international, national, regional, and local conditions </div></div></div><div id="TextBlockContainer712" style="position:relative;line-height:normal;width:739px;height:155px;"><div id="TextContainer712" style="position:relative;width:739px;z-index:1;"><div id="a19444" style="position:absolute;font-family:'Arial';left:29px;top:0px;">• Changes in nature and volume of portfolio </div><div id="a19446" style="position:absolute;font-family:'Arial';left:29px;top:15px;">• Changes in the volume and severity of past due loans<div style="display:inline-block;width:5px"> </div>and other similar conditions </div><div id="a19448" style="position:absolute;font-family:'Arial';left:29px;top:31px;">• Concentration risk </div><div id="a19450" style="position:absolute;font-family:'Arial';left:29px;top:46px;">• Changes in the value of underlying collateral </div><div id="a19452" style="position:absolute;font-family:'Arial';left:29px;top:61px;">• The effect of other external factors: e.g., competition,<div style="display:inline-block;width:5px"> </div>legal, and regulatory requirements </div><div id="a19454" style="position:absolute;font-family:'Arial';left:29px;top:77px;">• Changes in lending management, among others </div><div id="a19457" style="position:absolute;font-family:'Arial';left:29px;top:107px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>estimates<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>reserve<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>unfunded<div style="display:inline-block;width:5px"> </div>commitments,<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>reported<div style="display:inline-block;width:5px"> </div>separately<div style="display:inline-block;width:5px"> </div>from<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>allowance<div style="display:inline-block;width:5px"> </div>for </div><div id="a19458" style="position:absolute;font-family:'Arial';left:5px;top:123px;">credit losses within<div style="display:inline-block;width:5px"> </div>other liabilities. The<div style="display:inline-block;width:5px"> </div>reserve is based<div style="display:inline-block;width:5px"> </div>upon the same<div style="display:inline-block;width:5px"> </div>quantitative and qualitative<div style="display:inline-block;width:6px"> </div>factors applied to<div style="display:inline-block;width:5px"> </div>the </div><div id="a19460" style="position:absolute;font-family:'Arial';left:5px;top:138px;">collectively evaluated loan portfolio.</div></div></div> <div id="TextBlockContainer715" style="position:relative;line-height:normal;width:739px;height:461px;"><div id="TextContainer715" style="position:relative;width:739px;z-index:1;"><div id="a19464" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Concentration of Credit Risks </div><div id="a19467" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Credit<div style="display:inline-block;width:5px"> </div>risk<div style="display:inline-block;width:5px"> </div>represents<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accounting<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>would<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:5px"> </div>recognized<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>reporting<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:5px"> </div>if<div style="display:inline-block;width:5px"> </div>counterparties<div style="display:inline-block;width:6px"> </div>failed<div style="display:inline-block;width:5px"> </div>to </div><div id="a19468" style="position:absolute;font-family:'Arial';left:5px;top:46px;">perform as contracted and any collateral or security proved to be insufficient<div style="display:inline-block;width:5px"> </div>to cover the loss. Concentrations of credit risk </div><div id="a19471" style="position:absolute;font-family:'Arial';left:5px;top:61px;">(whether on or off-balance sheet) arising from financial instruments exist in relation to certain<div style="display:inline-block;width:2px"> </div>groups of customers. A group </div><div id="a19474" style="position:absolute;font-family:'Arial';left:5px;top:77px;">concentration arises<div style="display:inline-block;width:5px"> </div>when a number<div style="display:inline-block;width:5px"> </div>of counterparties<div style="display:inline-block;width:5px"> </div>have similar economic<div style="display:inline-block;width:5px"> </div>characteristics that would<div style="display:inline-block;width:6px"> </div>cause their ability </div><div id="a19476" style="position:absolute;font-family:'Arial';left:5px;top:92px;">to meet contractual obligations to be similarly affected by changes in economic or other conditions. The Company does not </div><div id="a19478" style="position:absolute;font-family:'Arial';left:5px;top:107px;">have a significant exposure to any individual customer<div style="display:inline-block;width:5px"> </div>or counterparty. </div><div id="a19481" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Most of the Company's business activity is<div style="display:inline-block;width:2px"> </div>with customers located within its primary market area, which<div style="display:inline-block;width:2px"> </div>is generally the </div><div id="a19482" style="position:absolute;font-family:'Arial';left:5px;top:153px;">State of Florida. The Company's loan portfolio is concentrated largely in real estate and commercial loans in South Florida. </div><div id="a19483" style="position:absolute;font-family:'Arial';left:5px;top:169px;">Many of the<div style="display:inline-block;width:5px"> </div>Company's loan<div style="display:inline-block;width:5px"> </div>customers are engaged<div style="display:inline-block;width:6px"> </div>in real estate<div style="display:inline-block;width:5px"> </div>development. Circumstances<div style="display:inline-block;width:6px"> </div>which negatively<div style="display:inline-block;width:5px"> </div>impact </div><div id="a19485" style="position:absolute;font-family:'Arial';left:5px;top:184px;">the South Florida real estate industry<div style="display:inline-block;width:2px"> </div>or the South Florida economy, in general, could adversely impact<div style="display:inline-block;width:2px"> </div>the Company's loan </div><div id="a19486" style="position:absolute;font-family:'Arial';left:5px;top:199px;">portfolio. </div><div id="a19489" style="position:absolute;font-family:'Arial';left:29px;top:230px;">At December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>2022, the<div style="display:inline-block;width:5px"> </div>Company had<div style="display:inline-block;width:6px"> </div>a concentration<div style="display:inline-block;width:6px"> </div>of risk<div style="display:inline-block;width:5px"> </div>with loans<div style="display:inline-block;width:6px"> </div>outstanding to<div style="display:inline-block;width:6px"> </div>the Company’s </div><div id="a19494" style="position:absolute;font-family:'Arial';left:5px;top:245px;">top ten lending relationships<div style="display:inline-block;width:5px"> </div>totaling $</div><div id="a19494_40_5" style="position:absolute;font-family:'Arial';left:230px;top:245px;">163.1</div><div id="a19494_45_14" style="position:absolute;font-family:'Arial';left:263px;top:245px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a19494_59_5" style="position:absolute;font-family:'Arial';left:342px;top:245px;">197.9</div><div id="a19494_64_60" style="position:absolute;font-family:'Arial';left:376px;top:245px;"><div style="display:inline-block;width:4px"> </div>million, respectively.<div style="display:inline-block;width:6px"> </div>At December 31, 2023 and<div style="display:inline-block;width:5px"> </div>2022, this </div><div id="a19509" style="position:absolute;font-family:'Arial';left:5px;top:261px;">concentration represented </div><div id="a19509_26_3" style="position:absolute;font-family:'Arial';left:166px;top:261px;">9.2</div><div id="a19509_29_6" style="position:absolute;font-family:'Arial';left:184px;top:261px;">% and </div><div id="a19509_35_4" style="position:absolute;font-family:'Arial';left:228px;top:261px;">13.1</div><div id="a19509_39_77" style="position:absolute;font-family:'Arial';left:253px;top:261px;">% of<div style="display:inline-block;width:6px"> </div>net loans<div style="display:inline-block;width:6px"> </div>outstanding, respectively.<div style="display:inline-block;width:7px"> </div>For the<div style="display:inline-block;width:6px"> </div>periods ended<div style="display:inline-block;width:6px"> </div>December 31, </div><div id="a19520" style="position:absolute;font-family:'Arial';left:5px;top:276px;">2023 and December 31, 2022, the largest commercial real estate loan note<div style="display:inline-block;width:2px"> </div>outside Florida was </div><div id="a19520_93_3" style="position:absolute;font-family:'Arial';left:566px;top:276px;">one</div><div id="a19520_96_24" style="position:absolute;font-family:'Arial';left:588px;top:276px;"><div style="display:inline-block;width:3px"> </div>commercial real estate </div><div id="a19527" style="position:absolute;font-family:'Arial';left:5px;top:291px;">loan with an outstanding balance of $</div><div id="a19527_37_2" style="position:absolute;font-family:'Arial';left:225px;top:291px;">20</div><div id="a19527_39_30" style="position:absolute;font-family:'Arial';left:240px;top:291px;"><div style="display:inline-block;width:4px"> </div>million collateralized by a 1</div><div id="a19528" style="position:absolute;font-family:'Arial';font-size:8.64px;left:403px;top:292px;">st</div><div id="a19529" style="position:absolute;font-family:'Arial';left:410px;top:291px;"><div style="display:inline-block;width:4px"> </div>lien commercial property located in New York<div style="display:inline-block;width:6px"> </div>State.<div style="display:inline-block;width:4px"> </div></div><div id="a19534" style="position:absolute;font-family:'Arial';left:29px;top:322px;">At December 31, 2023,<div style="display:inline-block;width:2px"> </div>the Company had<div style="display:inline-block;width:2px"> </div>a concentration of<div style="display:inline-block;width:2px"> </div>risk with loans<div style="display:inline-block;width:2px"> </div>outstanding totaling $</div><div id="a19534_95_5" style="position:absolute;font-family:'Arial';left:593px;top:322px;">105.4</div><div id="a19534_100_20" style="position:absolute;font-family:'Arial';left:626px;top:322px;"><div style="display:inline-block;width:3px"> </div>million to foreign </div><div id="a19539" style="position:absolute;font-family:'Arial';left:5px;top:337px;">banks located in Ecuador, Dominican Republic, Honduras, and El Salvador. At December 31, 2022, the Company also had </div><div id="a19547" style="position:absolute;font-family:'Arial';left:5px;top:353px;">a concentration of risk<div style="display:inline-block;width:5px"> </div>with loans outstanding totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19547_57_4" style="position:absolute;font-family:'Arial';left:331px;top:353px;">88.8</div><div id="a19547_61_63" style="position:absolute;font-family:'Arial';left:357px;top:353px;"><div style="display:inline-block;width:4px"> </div>million to foreign banks<div style="display:inline-block;width:6px"> </div>located in Ecuador,<div style="display:inline-block;width:6px"> </div>Honduras, and El </div><div id="a19554" style="position:absolute;font-family:'Arial';left:5px;top:368px;">Salvador.<div style="display:inline-block;width:6px"> </div>These<div style="display:inline-block;width:5px"> </div>banks<div style="display:inline-block;width:5px"> </div>maintained<div style="display:inline-block;width:5px"> </div>deposits<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>right<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>offset<div style="display:inline-block;width:5px"> </div>totaling<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_73_4" style="position:absolute;font-family:'Arial';left:443px;top:368px;">43.9</div><div id="a19554_77_14" style="position:absolute;font-family:'Arial';left:469px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>$</div><div id="a19554_91_4" style="position:absolute;font-family:'Arial';left:551px;top:368px;">31.4</div><div id="a19554_95_25" style="position:absolute;font-family:'Arial';left:577px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>December 31, </div><div id="a19564" style="position:absolute;font-family:'Arial';left:5px;top:383px;">2023 and 2022, respectively. </div><div id="a19569" style="position:absolute;font-family:'Arial';left:29px;top:414px;">At various times during<div style="display:inline-block;width:5px"> </div>the year,<div style="display:inline-block;width:5px"> </div>the Company has maintained<div style="display:inline-block;width:5px"> </div>deposits with other<div style="display:inline-block;width:5px"> </div>financial institutions. The exposure </div><div id="a19570" style="position:absolute;font-family:'Arial';left:5px;top:429px;">to the Company from<div style="display:inline-block;width:2px"> </div>these transactions is solely<div style="display:inline-block;width:2px"> </div>dependent upon daily balances<div style="display:inline-block;width:2px"> </div>and the financial strength<div style="display:inline-block;width:2px"> </div>of the respective </div><div id="a19571" style="position:absolute;font-family:'Arial';left:5px;top:445px;">institution.</div></div></div> 163100000 197900000 0.092 0.131 1 1 20000000 20000000 105400000 88800000 43900000 31400000 <div id="TextBlockContainer718" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer718" style="position:relative;width:739px;z-index:1;"><div id="a19574" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Premises and Equipment, net </div><div id="a19582" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Land is<div style="display:inline-block;width:6px"> </div>carried at<div style="display:inline-block;width:6px"> </div>cost. Premises<div style="display:inline-block;width:6px"> </div>and equipment<div style="display:inline-block;width:6px"> </div>are stated<div style="display:inline-block;width:6px"> </div>at cost<div style="display:inline-block;width:6px"> </div>less accumulated<div style="display:inline-block;width:6px"> </div>depreciation<div style="display:inline-block;width:5px"> </div>and amortization. </div><div id="a19583" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Depreciation is computed<div style="display:inline-block;width:5px"> </div>on the straight-line<div style="display:inline-block;width:5px"> </div>method over the<div style="display:inline-block;width:5px"> </div>estimated useful life<div style="display:inline-block;width:5px"> </div>of the asset. Leasehold<div style="display:inline-block;width:6px"> </div>improvements </div><div id="a19586" style="position:absolute;font-family:'Arial';left:5px;top:61px;">are amortized over the<div style="display:inline-block;width:5px"> </div>remaining term of the<div style="display:inline-block;width:5px"> </div>applicable leases or their<div style="display:inline-block;width:5px"> </div>useful lives, whichever<div style="display:inline-block;width:5px"> </div>is shorter.<div style="display:inline-block;width:5px"> </div>Estimated useful </div><div id="a19588" style="position:absolute;font-family:'Arial';left:5px;top:77px;">lives of these assets were as follows: </div><div id="a19591" style="position:absolute;font-family:'Arial';left:101px;top:107px;">Building<div style="display:inline-block;width:1px"> </div>s<div style="display:inline-block;width:233px"> </div></div><div id="a19591_15_2" style="position:absolute;font-family:'Arial';left:389px;top:107px;">40</div><div id="a19591_17_7" style="position:absolute;font-family:'Arial';left:404px;top:107px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19601" style="position:absolute;font-family:'Arial';left:101px;top:123px;">Furniture, fixtures and equipment<div style="display:inline-block;width:93px"> </div></div><div id="a19601_35_1" style="position:absolute;font-family:'Arial';left:389px;top:123px;">3</div><div id="a19601_36_4" style="position:absolute;font-family:'Arial';left:396px;top:123px;"><div style="display:inline-block;width:4px"> </div>to </div><div id="a19601_40_2" style="position:absolute;font-family:'Arial';left:415px;top:123px;">25</div><div id="a19601_42_7" style="position:absolute;font-family:'Arial';left:430px;top:123px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19606" style="position:absolute;font-family:'Arial';left:101px;top:138px;">Computer hardware and software<div style="display:inline-block;width:91px"> </div></div><div id="a19606_32_1" style="position:absolute;font-family:'Arial';left:389px;top:138px;">3</div><div id="a19606_33_4" style="position:absolute;font-family:'Arial';left:396px;top:138px;"><div style="display:inline-block;width:4px"> </div>to </div><div id="a19606_37_1" style="position:absolute;font-family:'Arial';left:415px;top:138px;">5</div><div id="a19606_38_7" style="position:absolute;font-family:'Arial';left:422px;top:138px;"><div style="display:inline-block;width:4px"> </div>years </div><div id="a19611" style="position:absolute;font-family:'Arial';left:101px;top:153px;">Leasehold improvements<div style="display:inline-block;width:140px"> </div>Shorter of life or term of lease </div><div id="a19618" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Maintenance<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>repairs<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>charged<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>expense<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>incurred<div style="display:inline-block;width:5px"> </div>while<div style="display:inline-block;width:5px"> </div>improvements<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>betterments<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>capitalized. </div><div id="a19622" style="position:absolute;font-family:'Arial';left:5px;top:199px;">When items are retired or are<div style="display:inline-block;width:5px"> </div>otherwise disposed of, the related costs<div style="display:inline-block;width:5px"> </div>and accumulated depreciation and amortization<div style="display:inline-block;width:5px"> </div>are </div><div id="a19623" style="position:absolute;font-family:'Arial';left:5px;top:215px;">removed from the accounts and any resulting gains or losses<div style="display:inline-block;width:5px"> </div>are credited or charged to income.</div></div></div> P40Y P3Y P25Y P3Y P5Y <div id="TextBlockContainer726" style="position:relative;line-height:normal;width:739px;height:155px;"><div id="TextContainer726" style="position:relative;width:739px;z-index:1;"><div id="a19647" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Other Real Estate Owned </div><div id="a19650" style="position:absolute;font-family:'Arial';left:29px;top:31px;">OREO consists of real estate<div style="display:inline-block;width:5px"> </div>property acquired through, or<div style="display:inline-block;width:5px"> </div>in lieu of, foreclosure that<div style="display:inline-block;width:5px"> </div>are held for sale and are<div style="display:inline-block;width:5px"> </div>initially </div><div id="a19651" style="position:absolute;font-family:'Arial';left:5px;top:46px;">recorded at<div style="display:inline-block;width:6px"> </div>the fair<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>the property<div style="display:inline-block;width:6px"> </div>less estimated<div style="display:inline-block;width:6px"> </div>selling costs<div style="display:inline-block;width:6px"> </div>at the<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:5px"> </div>of foreclosure,<div style="display:inline-block;width:6px"> </div>establishing<div style="display:inline-block;width:5px"> </div>a new<div style="display:inline-block;width:6px"> </div>cost </div><div id="a19652" style="position:absolute;font-family:'Arial';left:5px;top:61px;">basis. Subsequent to<div style="display:inline-block;width:5px"> </div>foreclosure, valuations<div style="display:inline-block;width:5px"> </div>are periodically performed<div style="display:inline-block;width:6px"> </div>by management and<div style="display:inline-block;width:5px"> </div>the assets are<div style="display:inline-block;width:5px"> </div>carried at the </div><div id="a19654" style="position:absolute;font-family:'Arial';left:5px;top:77px;">lower of carrying<div style="display:inline-block;width:6px"> </div>amount or<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:5px"> </div>less cost<div style="display:inline-block;width:5px"> </div>to sell.<div style="display:inline-block;width:5px"> </div>Subsequent write-downs<div style="display:inline-block;width:6px"> </div>are recognized<div style="display:inline-block;width:5px"> </div>as a<div style="display:inline-block;width:5px"> </div>valuation allowance </div><div id="a19657" style="position:absolute;font-family:'Arial';left:5px;top:92px;">with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>offset<div style="display:inline-block;width:6px"> </div>recorded<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Consolidated<div style="display:inline-block;width:6px"> </div>Statements<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>Operations.<div style="display:inline-block;width:5px"> </div>Carrying<div style="display:inline-block;width:6px"> </div>costs<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>charged<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>other<div style="display:inline-block;width:6px"> </div>real<div style="display:inline-block;width:5px"> </div>estate </div><div id="a19661" style="position:absolute;font-family:'Arial';left:5px;top:107px;">owned<div style="display:inline-block;width:6px"> </div>expenses<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accompanying<div style="display:inline-block;width:6px"> </div>Consolidated<div style="display:inline-block;width:6px"> </div>Statements<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>Operation.<div style="display:inline-block;width:6px"> </div>Gains<div style="display:inline-block;width:6px"> </div>or<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>sale<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>OREO<div style="display:inline-block;width:6px"> </div>are </div><div id="a19662" style="position:absolute;font-family:'Arial';left:5px;top:123px;">recognized when<div style="display:inline-block;width:6px"> </div>consideration has<div style="display:inline-block;width:6px"> </div>been exchanged,<div style="display:inline-block;width:6px"> </div>all closing<div style="display:inline-block;width:5px"> </div>conditions have<div style="display:inline-block;width:6px"> </div>been met<div style="display:inline-block;width:5px"> </div>and permanent<div style="display:inline-block;width:6px"> </div>financing has </div><div id="a19663" style="position:absolute;font-family:'Arial';left:5px;top:138px;">been arranged.</div></div></div> <div id="TextBlockContainer729" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer729" style="position:relative;width:739px;z-index:1;"><div id="a19667" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Bank Owned Life Insurance </div><div id="a19670" style="position:absolute;font-family:'Arial';left:29px;top:31px;">BOLI is carried at<div style="display:inline-block;width:2px"> </div>the amount that could<div style="display:inline-block;width:2px"> </div>be realized under the<div style="display:inline-block;width:2px"> </div>contract at the balance sheet<div style="display:inline-block;width:2px"> </div>date, which is typically<div style="display:inline-block;width:2px"> </div>cash </div><div id="a19672" style="position:absolute;font-family:'Arial';left:5px;top:46px;">surrender<div style="display:inline-block;width:7px"> </div>value.<div style="display:inline-block;width:7px"> </div>Changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:7px"> </div>surrender<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>non-interest<div style="display:inline-block;width:7px"> </div>income.<div style="display:inline-block;width:7px"> </div>At<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:7px"> </div>the </div><div id="a19682" style="position:absolute;font-family:'Arial';left:5px;top:61px;">Company<div style="display:inline-block;width:5px"> </div>maintained<div style="display:inline-block;width:6px"> </div>BOLI<div style="display:inline-block;width:5px"> </div>policies<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>five<div style="display:inline-block;width:5px"> </div>insurance<div style="display:inline-block;width:5px"> </div>carriers<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>combined<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:5px"> </div>surrender<div style="display:inline-block;width:5px"> </div>value<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>$</div><div id="a19682_103_4" style="position:absolute;font-family:'Arial';left:652px;top:61px;">51.8</div><div id="a19682_107_10" style="position:absolute;font-family:'Arial';left:678px;top:61px;"><div style="display:inline-block;width:5px"> </div>million. </div><div id="a19697" style="position:absolute;font-family:'Arial';left:5px;top:77px;">These policies cover certain present and former executives<div style="display:inline-block;width:5px"> </div>and officers, the Company is the beneficiary<div style="display:inline-block;width:5px"> </div>of these policies.</div></div></div> 51800000 <div id="TextBlockContainer732" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer732" style="position:relative;width:739px;z-index:1;"><div id="a19703" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Employee 401(k) Plan </div><div id="a19707" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:7px"> </div>has<div style="display:inline-block;width:6px"> </div>an<div style="display:inline-block;width:7px"> </div>employee<div style="display:inline-block;width:7px"> </div>401(k)<div style="display:inline-block;width:7px"> </div>plan<div style="display:inline-block;width:6px"> </div>covering<div style="display:inline-block;width:7px"> </div>substantially<div style="display:inline-block;width:7px"> </div>all<div style="display:inline-block;width:6px"> </div>eligible<div style="display:inline-block;width:7px"> </div>employees.<div style="display:inline-block;width:7px"> </div>Employee<div style="display:inline-block;width:7px"> </div>401(k)<div style="display:inline-block;width:7px"> </div>plan </div><div id="a19709" style="position:absolute;font-family:'Arial';left:5px;top:46px;">expense is the amount of matching contributions.</div></div></div> <div id="TextBlockContainer735" style="position:relative;line-height:normal;width:738px;height:262px;"><div id="TextContainer735" style="position:relative;width:738px;z-index:1;"><div id="a19712" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Income Taxes </div><div id="a19715" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Income taxes are accounted for under the<div style="display:inline-block;width:5px"> </div>asset and liability method. Deferred tax<div style="display:inline-block;width:5px"> </div>assets and liabilities are recognized </div><div id="a19716" style="position:absolute;font-family:'Arial';left:5px;top:46px;">for the<div style="display:inline-block;width:6px"> </div>future<div style="display:inline-block;width:5px"> </div>tax<div style="display:inline-block;width:5px"> </div>consequences<div style="display:inline-block;width:5px"> </div>attributable<div style="display:inline-block;width:5px"> </div>to differences<div style="display:inline-block;width:7px"> </div>between the<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:5px"> </div>statement<div style="display:inline-block;width:5px"> </div>carrying<div style="display:inline-block;width:5px"> </div>amounts<div style="display:inline-block;width:5px"> </div>of existing </div><div id="a19717" style="position:absolute;font-family:'Arial';left:5px;top:61px;">assets and<div style="display:inline-block;width:6px"> </div>liabilities and<div style="display:inline-block;width:6px"> </div>their respective<div style="display:inline-block;width:6px"> </div>tax bases<div style="display:inline-block;width:6px"> </div>and operating<div style="display:inline-block;width:6px"> </div>loss and<div style="display:inline-block;width:6px"> </div>tax credit<div style="display:inline-block;width:6px"> </div>carryforwards. Deferred<div style="display:inline-block;width:6px"> </div>tax assets </div><div id="a19719" style="position:absolute;font-family:'Arial';left:5px;top:77px;">and<div style="display:inline-block;width:6px"> </div>liabilities<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>measured<div style="display:inline-block;width:6px"> </div>using<div style="display:inline-block;width:6px"> </div>enacted<div style="display:inline-block;width:6px"> </div>tax<div style="display:inline-block;width:6px"> </div>rates<div style="display:inline-block;width:6px"> </div>expected<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>apply<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>taxable<div style="display:inline-block;width:6px"> </div>income<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>years<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>which<div style="display:inline-block;width:6px"> </div>those </div><div id="a19720" style="position:absolute;font-family:'Arial';left:5px;top:92px;">temporary differences are expected to be recovered<div style="display:inline-block;width:5px"> </div>or settled. The effect on deferred tax assets and<div style="display:inline-block;width:5px"> </div>liabilities of a change </div><div id="a19722" style="position:absolute;font-family:'Arial';left:5px;top:107px;">in tax rates is recognized in income in the period that includes<div style="display:inline-block;width:5px"> </div>the enactment date.<div style="display:inline-block;width:4px"> </div></div><div id="a19725" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Management is required to<div style="display:inline-block;width:5px"> </div>assess whether a valuation<div style="display:inline-block;width:5px"> </div>allowance should be established<div style="display:inline-block;width:5px"> </div>on the net deferred tax<div style="display:inline-block;width:5px"> </div>asset </div><div id="a19726" style="position:absolute;font-family:'Arial';left:5px;top:153px;">based on the<div style="display:inline-block;width:5px"> </div>consideration of<div style="display:inline-block;width:5px"> </div>all available evidence<div style="display:inline-block;width:5px"> </div>using a more<div style="display:inline-block;width:5px"> </div>likely than not<div style="display:inline-block;width:5px"> </div>standard. In its<div style="display:inline-block;width:5px"> </div>evaluation, Management </div><div id="a19727" style="position:absolute;font-family:'Arial';left:5px;top:169px;">considers taxable loss<div style="display:inline-block;width:2px"> </div>carry-back availability, expectation of sufficient<div style="display:inline-block;width:2px"> </div>taxable income, trends<div style="display:inline-block;width:2px"> </div>in earnings, the<div style="display:inline-block;width:2px"> </div>future reversal </div><div id="a19731" style="position:absolute;font-family:'Arial';left:5px;top:184px;">of temporary differences, and available tax planning<div style="display:inline-block;width:5px"> </div>strategies.<div style="display:inline-block;width:4px"> </div></div><div id="a19734" style="position:absolute;font-family:'Arial';left:29px;top:215px;">The Company recognizes positions taken<div style="display:inline-block;width:2px"> </div>or expected to be<div style="display:inline-block;width:2px"> </div>taken in a tax<div style="display:inline-block;width:2px"> </div>return in accordance with existing accounting </div><div id="a19738" style="position:absolute;font-family:'Arial';left:5px;top:230px;">guidance on<div style="display:inline-block;width:5px"> </div>income taxes<div style="display:inline-block;width:5px"> </div>which prescribes<div style="display:inline-block;width:5px"> </div>a recognition threshold<div style="display:inline-block;width:6px"> </div>and measurement<div style="display:inline-block;width:5px"> </div>process. Interest<div style="display:inline-block;width:5px"> </div>and penalties<div style="display:inline-block;width:5px"> </div>on </div><div id="a19739" style="position:absolute;font-family:'Arial';left:5px;top:245px;">tax liabilities, if any, would<div style="display:inline-block;width:5px"> </div>be recorded in interest expense and other operating noninterest<div style="display:inline-block;width:5px"> </div>expense, respectively.</div></div></div> <div id="TextBlockContainer738" style="position:relative;line-height:normal;width:739px;height:170px;"><div id="TextContainer738" style="position:relative;width:739px;z-index:1;"><div id="a19743" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Impairment of Long-Lived Assets </div><div id="a19748" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company's long-lived<div style="display:inline-block;width:5px"> </div>assets, such as premises<div style="display:inline-block;width:5px"> </div>and equipment, are reviewed<div style="display:inline-block;width:6px"> </div>for impairment whenever<div style="display:inline-block;width:5px"> </div>events or </div><div id="a19753" style="position:absolute;font-family:'Arial';left:5px;top:46px;">changes in circumstances<div style="display:inline-block;width:6px"> </div>indicate that<div style="display:inline-block;width:5px"> </div>the carrying<div style="display:inline-block;width:5px"> </div>amount of<div style="display:inline-block;width:5px"> </div>an asset may<div style="display:inline-block;width:6px"> </div>not be recoverable.<div style="display:inline-block;width:6px"> </div>Recoverability of<div style="display:inline-block;width:5px"> </div>assets </div><div id="a19754" style="position:absolute;font-family:'Arial';left:5px;top:61px;">to be held and<div style="display:inline-block;width:2px"> </div>used is measured by a<div style="display:inline-block;width:2px"> </div>comparison of the carrying amount of<div style="display:inline-block;width:2px"> </div>an asset to estimated undiscounted future<div style="display:inline-block;width:2px"> </div>cash </div><div id="a19756" style="position:absolute;font-family:'Arial';left:5px;top:77px;">flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an </div><div id="a19757" style="position:absolute;font-family:'Arial';left:5px;top:92px;">impairment charge<div style="display:inline-block;width:6px"> </div>is recognized<div style="display:inline-block;width:6px"> </div>by the<div style="display:inline-block;width:6px"> </div>amount by<div style="display:inline-block;width:6px"> </div>which the<div style="display:inline-block;width:6px"> </div>carrying amount<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>asset exceeds<div style="display:inline-block;width:6px"> </div>the fair<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:6px"> </div>the </div><div id="a19759" style="position:absolute;font-family:'Arial';left:5px;top:107px;">asset. Assets<div style="display:inline-block;width:6px"> </div>to be<div style="display:inline-block;width:6px"> </div>disposed of<div style="display:inline-block;width:6px"> </div>would be<div style="display:inline-block;width:6px"> </div>separately<div style="display:inline-block;width:5px"> </div>presented in<div style="display:inline-block;width:6px"> </div>the Consolidated<div style="display:inline-block;width:6px"> </div>Balance Sheets<div style="display:inline-block;width:6px"> </div>and reported<div style="display:inline-block;width:6px"> </div>at the </div><div id="a19760" style="position:absolute;font-family:'Arial';left:5px;top:123px;">lower of<div style="display:inline-block;width:5px"> </div>the carrying<div style="display:inline-block;width:6px"> </div>amount or<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:6px"> </div>less costs<div style="display:inline-block;width:6px"> </div>to sell<div style="display:inline-block;width:5px"> </div>and are<div style="display:inline-block;width:6px"> </div>no longer<div style="display:inline-block;width:5px"> </div>depreciated. The<div style="display:inline-block;width:6px"> </div>assets and<div style="display:inline-block;width:6px"> </div>liabilities of<div style="display:inline-block;width:6px"> </div>a </div><div id="a19762" style="position:absolute;font-family:'Arial';left:5px;top:138px;">disposal group classified as held for<div style="display:inline-block;width:2px"> </div>sale would be presented separately in<div style="display:inline-block;width:2px"> </div>the appropriate asset and liability sections of<div style="display:inline-block;width:2px"> </div>the </div><div id="a19764" style="position:absolute;font-family:'Arial';left:5px;top:153px;">Consolidated Balance Sheets.</div></div></div> <div id="TextBlockContainer741" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer741" style="position:relative;width:739px;z-index:1;"><div id="a19772" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Transfer of Financial Assets </div><div id="a19775" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Transfers of<div style="display:inline-block;width:5px"> </div>financial assets<div style="display:inline-block;width:5px"> </div>are accounted for<div style="display:inline-block;width:5px"> </div>as sales,<div style="display:inline-block;width:5px"> </div>when control over<div style="display:inline-block;width:5px"> </div>the assets<div style="display:inline-block;width:5px"> </div>has been surrendered.<div style="display:inline-block;width:6px"> </div>Control </div><div id="a19776" style="position:absolute;font-family:'Arial';left:5px;top:46px;">over<div style="display:inline-block;width:6px"> </div>transferred<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>deemed<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>surrendered<div style="display:inline-block;width:6px"> </div>when<div style="display:inline-block;width:6px"> </div>(i)<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>have<div style="display:inline-block;width:6px"> </div>been<div style="display:inline-block;width:5px"> </div>isolated<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>-<div style="display:inline-block;width:5px"> </div>put </div><div id="a19782" style="position:absolute;font-family:'Arial';left:5px;top:61px;">presumptively<div style="display:inline-block;width:7px"> </div>beyond<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>reach<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>transferor<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>its<div style="display:inline-block;width:7px"> </div>creditors,<div style="display:inline-block;width:7px"> </div>even<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>bankruptcy<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:6px"> </div>other<div style="display:inline-block;width:7px"> </div>receivership,<div style="display:inline-block;width:7px"> </div>(ii)<div style="display:inline-block;width:7px"> </div>the </div><div id="a19783" style="position:absolute;font-family:'Arial';left:5px;top:77px;">transferee obtains<div style="display:inline-block;width:5px"> </div>the right<div style="display:inline-block;width:5px"> </div>(free of conditions<div style="display:inline-block;width:6px"> </div>that constrain<div style="display:inline-block;width:5px"> </div>it from taking<div style="display:inline-block;width:6px"> </div>advantage of<div style="display:inline-block;width:5px"> </div>that right)<div style="display:inline-block;width:5px"> </div>to pledge<div style="display:inline-block;width:5px"> </div>or exchange </div></div></div><div id="TextBlockContainer752" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer752" style="position:relative;width:739px;z-index:1;"><div id="a19805" style="position:absolute;font-family:'Arial';left:5px;top:0px;">the transferred<div style="display:inline-block;width:6px"> </div>assets,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>(iii) the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:5px"> </div>does not<div style="display:inline-block;width:6px"> </div>maintain effective<div style="display:inline-block;width:7px"> </div>control<div style="display:inline-block;width:5px"> </div>over<div style="display:inline-block;width:5px"> </div>the transferred<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:5px"> </div>through<div style="display:inline-block;width:5px"> </div>an </div><div id="a19809" style="position:absolute;font-family:'Arial';left:5px;top:15px;">agreement to repurchase them before their maturity or<div style="display:inline-block;width:5px"> </div>the ability to unilaterally cause the holder to return specific assets.</div></div></div> <div id="TextBlockContainer755" style="position:relative;line-height:normal;width:739px;height:139px;"><div id="TextContainer755" style="position:relative;width:739px;z-index:1;"><div id="a19812" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Comprehensive Income (Loss) </div><div id="a19815" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Under<div style="display:inline-block;width:6px"> </div>GAAP,<div style="display:inline-block;width:8px"> </div>certain<div style="display:inline-block;width:6px"> </div>changes<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>liabilities,<div style="display:inline-block;width:6px"> </div>such<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>unrealized<div style="display:inline-block;width:6px"> </div>holding<div style="display:inline-block;width:6px"> </div>gains<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>securities </div><div id="a19816" style="position:absolute;font-family:'Arial';left:5px;top:46px;">available-for-sale, are<div style="display:inline-block;width:6px"> </div>excluded from<div style="display:inline-block;width:6px"> </div>current period<div style="display:inline-block;width:6px"> </div>earnings and<div style="display:inline-block;width:5px"> </div>reported as<div style="display:inline-block;width:6px"> </div>a separate<div style="display:inline-block;width:5px"> </div>component of<div style="display:inline-block;width:6px"> </div>the stockholders’ </div><div id="a19821" style="position:absolute;font-family:'Arial';left:5px;top:61px;">equity section of the Consolidated<div style="display:inline-block;width:5px"> </div>Balance Sheets, such items,<div style="display:inline-block;width:5px"> </div>along with net income, are<div style="display:inline-block;width:5px"> </div>components of comprehensive </div><div id="a19831" style="position:absolute;font-family:'Arial';left:5px;top:77px;">income (loss).<div style="display:inline-block;width:5px"> </div>Additionally,<div style="display:inline-block;width:6px"> </div>any unrealized<div style="display:inline-block;width:5px"> </div>gains or<div style="display:inline-block;width:5px"> </div>losses on<div style="display:inline-block;width:5px"> </div>transfers of<div style="display:inline-block;width:5px"> </div>investment securities<div style="display:inline-block;width:6px"> </div>from available-for-sale<div style="display:inline-block;width:6px"> </div>to </div><div id="a19836" style="position:absolute;font-family:'Arial';left:5px;top:92px;">held-to-maturity are recorded to<div style="display:inline-block;width:2px"> </div>accumulated other comprehensive income (loss)<div style="display:inline-block;width:2px"> </div>on the date<div style="display:inline-block;width:2px"> </div>of transfer and amortized<div style="display:inline-block;width:2px"> </div>over </div><div id="a19842" style="position:absolute;font-family:'Arial';left:5px;top:107px;">the remaining life of each security. The amortization<div style="display:inline-block;width:5px"> </div>of the unrealized gain or loss on transferred securities is reported as a </div><div id="a19845" style="position:absolute;font-family:'Arial';left:5px;top:123px;">component of comprehensive income (loss). See Note 2 “Investment<div style="display:inline-block;width:5px"> </div>Securities” for further discussion.</div></div></div> <div id="TextBlockContainer758" style="position:relative;line-height:normal;width:297px;height:48px;"><div id="TextContainer758" style="position:relative;width:297px;z-index:1;"><div id="a19849" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Advertising Costs </div><div id="a19852" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Advertising costs are expensed as incurred.</div></div></div> <div id="TextBlockContainer761" style="position:relative;line-height:normal;width:739px;height:124px;"><div id="TextContainer761" style="position:relative;width:739px;z-index:1;"><div id="a19857" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Earnings per Common Share </div><div id="a19860" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Basic earnings<div style="display:inline-block;width:6px"> </div>per common<div style="display:inline-block;width:6px"> </div>share is<div style="display:inline-block;width:5px"> </div>net income<div style="display:inline-block;width:5px"> </div>available to<div style="display:inline-block;width:5px"> </div>common stockholders<div style="display:inline-block;width:6px"> </div>divided by<div style="display:inline-block;width:5px"> </div>the weighted<div style="display:inline-block;width:5px"> </div>average </div><div id="a19861" style="position:absolute;font-family:'Arial';left:5px;top:46px;">number<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:7px"> </div>shares<div style="display:inline-block;width:6px"> </div>outstanding<div style="display:inline-block;width:6px"> </div>during<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>period.<div style="display:inline-block;width:6px"> </div>Diluted<div style="display:inline-block;width:6px"> </div>earnings<div style="display:inline-block;width:6px"> </div>per<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:6px"> </div>share<div style="display:inline-block;width:6px"> </div>included<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>effect<div style="display:inline-block;width:6px"> </div>of </div><div id="a19862" style="position:absolute;font-family:'Arial';left:5px;top:61px;">additional potential<div style="display:inline-block;width:5px"> </div>common shares<div style="display:inline-block;width:5px"> </div>issuable under<div style="display:inline-block;width:5px"> </div>vested stock<div style="display:inline-block;width:5px"> </div>options and<div style="display:inline-block;width:5px"> </div>unvested restricted<div style="display:inline-block;width:5px"> </div>stock. Basic<div style="display:inline-block;width:5px"> </div>and diluted </div><div id="a19866" style="position:absolute;font-family:'Arial';left:5px;top:77px;">earnings<div style="display:inline-block;width:6px"> </div>per<div style="display:inline-block;width:5px"> </div>share<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>updated<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>reflect<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>effect<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>stock<div style="display:inline-block;width:6px"> </div>splits<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>occurred.<div style="display:inline-block;width:6px"> </div>See<div style="display:inline-block;width:5px"> </div>Note<div style="display:inline-block;width:6px"> </div>14<div style="display:inline-block;width:5px"> </div>“Earnings<div style="display:inline-block;width:6px"> </div>Per<div style="display:inline-block;width:6px"> </div>Share”<div style="display:inline-block;width:5px"> </div>for </div><div id="a19871" style="position:absolute;font-family:'Arial';left:5px;top:92px;">additional information<div style="display:inline-block;width:5px"> </div>on earnings<div style="display:inline-block;width:5px"> </div>per common<div style="display:inline-block;width:5px"> </div>share. See<div style="display:inline-block;width:5px"> </div>Note 13<div style="display:inline-block;width:5px"> </div>“Stockholders’ Equity”<div style="display:inline-block;width:6px"> </div>for further discussion<div style="display:inline-block;width:6px"> </div>on stock </div><div id="a19875" style="position:absolute;font-family:'Arial';left:5px;top:107px;">splits.</div></div></div> <div id="TextBlockContainer764" style="position:relative;line-height:normal;width:675px;height:47px;"><div id="TextContainer764" style="position:relative;width:675px;z-index:1;"><div id="a19878" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Interest Income </div><div id="a19881" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Interest income is recognized as earned, based upon the principal<div style="display:inline-block;width:5px"> </div>amount outstanding, on an accrual basis.</div></div></div> <div id="TextBlockContainer767" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer767" style="position:relative;width:739px;z-index:1;"><div id="a19884" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Operating Segments </div><div id="a19887" style="position:absolute;font-family:'Arial';left:29px;top:31px;">While the Company monitors<div style="display:inline-block;width:6px"> </div>the revenue streams of<div style="display:inline-block;width:5px"> </div>the various products<div style="display:inline-block;width:5px"> </div>and services, operations<div style="display:inline-block;width:5px"> </div>are managed and </div><div id="a19891" style="position:absolute;font-family:'Arial';left:5px;top:46px;">financial performance<div style="display:inline-block;width:5px"> </div>is evaluated on<div style="display:inline-block;width:6px"> </div>a Company wide<div style="display:inline-block;width:6px"> </div>basis. Operating results<div style="display:inline-block;width:6px"> </div>of the individual<div style="display:inline-block;width:5px"> </div>products are<div style="display:inline-block;width:5px"> </div>not used to </div><div id="a19895" style="position:absolute;font-family:'Arial';left:5px;top:61px;">make resource allocations or performance decisions by Company<div style="display:inline-block;width:5px"> </div>management.</div></div></div> <div id="TextBlockContainer770" style="position:relative;line-height:normal;width:739px;height:185px;"><div id="TextContainer770" style="position:relative;width:739px;z-index:1;"><div id="a19901" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Stock-Based Compensation </div><div id="a19906" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Stock-based compensation accounting guidance requires that the compensation<div style="display:inline-block;width:5px"> </div>cost relating to share-based payment </div><div id="a19911" style="position:absolute;font-family:'Arial';left:5px;top:46px;">transactions be recognized in the accompanying Consolidated<div style="display:inline-block;width:5px"> </div>Financial Statements. That cost will be measured<div style="display:inline-block;width:5px"> </div>based on </div><div id="a19918" style="position:absolute;font-family:'Arial';left:5px;top:61px;">the grant<div style="display:inline-block;width:5px"> </div>date fair<div style="display:inline-block;width:5px"> </div>value of<div style="display:inline-block;width:5px"> </div>the equity<div style="display:inline-block;width:5px"> </div>or liability<div style="display:inline-block;width:5px"> </div>instruments issued.<div style="display:inline-block;width:6px"> </div>The stock-based<div style="display:inline-block;width:5px"> </div>compensation accounting<div style="display:inline-block;width:6px"> </div>guidance </div><div id="a19921" style="position:absolute;font-family:'Arial';left:5px;top:77px;">covers<div style="display:inline-block;width:8px"> </div>a<div style="display:inline-block;width:7px"> </div>wide<div style="display:inline-block;width:7px"> </div>range<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>share-based<div style="display:inline-block;width:8px"> </div>compensation<div style="display:inline-block;width:8px"> </div>arrangements<div style="display:inline-block;width:8px"> </div>including<div style="display:inline-block;width:8px"> </div>stock<div style="display:inline-block;width:8px"> </div>options,<div style="display:inline-block;width:7px"> </div>restricted<div style="display:inline-block;width:8px"> </div>share<div style="display:inline-block;width:8px"> </div>awards, </div><div id="a19927" style="position:absolute;font-family:'Arial';left:5px;top:92px;">performance-based awards, share appreciation rights, and<div style="display:inline-block;width:5px"> </div>employee share purchase plans. </div><div id="a19933" style="position:absolute;font-family:'Arial';left:29px;top:123px;">The stock-based compensation accounting guidance<div style="display:inline-block;width:2px"> </div>requires that compensation cost<div style="display:inline-block;width:2px"> </div>for all stock<div style="display:inline-block;width:2px"> </div>awards be calculated </div><div id="a19936" style="position:absolute;font-family:'Arial';left:5px;top:138px;">and recognized<div style="display:inline-block;width:2px"> </div>over the<div style="display:inline-block;width:2px"> </div>employees' service period,<div style="display:inline-block;width:2px"> </div>generally defined as<div style="display:inline-block;width:2px"> </div>the vesting<div style="display:inline-block;width:2px"> </div>period. For<div style="display:inline-block;width:2px"> </div>awards with graded-vesting, </div><div id="a19939" style="position:absolute;font-family:'Arial';left:5px;top:153px;">compensation cost<div style="display:inline-block;width:6px"> </div>is recognized<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:5px"> </div>a straight-line<div style="display:inline-block;width:6px"> </div>basis over<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>requisite service<div style="display:inline-block;width:6px"> </div>period for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>entire award.<div style="display:inline-block;width:6px"> </div>A Black-</div><div id="a19944" style="position:absolute;font-family:'Arial';left:5px;top:169px;">Scholes model is used to estimate the fair value of stock<div style="display:inline-block;width:5px"> </div>options.</div></div></div> <div id="TextBlockContainer773" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer773" style="position:relative;width:739px;z-index:1;"><div id="a19947" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loss Contingencies</div><div id="a19950" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Loss<div style="display:inline-block;width:6px"> </div>contingencies,<div style="display:inline-block;width:6px"> </div>including<div style="display:inline-block;width:6px"> </div>claims<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>legal<div style="display:inline-block;width:6px"> </div>actions<div style="display:inline-block;width:6px"> </div>arising<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>normal<div style="display:inline-block;width:6px"> </div>course<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>business,<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>recorded<div style="display:inline-block;width:6px"> </div>as </div><div id="a19956" style="position:absolute;font-family:'Arial';left:5px;top:46px;">liabilities when the<div style="display:inline-block;width:2px"> </div>likelihood of loss is<div style="display:inline-block;width:2px"> </div>probable, and an<div style="display:inline-block;width:2px"> </div>amount or range of<div style="display:inline-block;width:2px"> </div>loss can be<div style="display:inline-block;width:2px"> </div>reasonably estimated. In the<div style="display:inline-block;width:2px"> </div>opinion </div><div id="a19961" style="position:absolute;font-family:'Arial';left:5px;top:61px;">of management, none of these actions, either individually or in the aggregate, is expected to have a material adverse effect </div><div id="a19962" style="position:absolute;font-family:'Arial';left:5px;top:77px;">on the Company’s Consolidated Financial Statements.<div style="display:inline-block;width:5px"> </div>See Note 18 “Loss Contingencies” for further details.</div></div></div> <div id="TextBlockContainer786" style="position:relative;line-height:normal;width:738px;height:63px;"><div id="TextContainer786" style="position:relative;width:738px;z-index:1;"><div id="a19993" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Dividend Restrictions </div><div id="a19996" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Banking<div style="display:inline-block;width:6px"> </div>regulations<div style="display:inline-block;width:6px"> </div>require<div style="display:inline-block;width:6px"> </div>maintaining<div style="display:inline-block;width:6px"> </div>certain<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:6px"> </div>levels<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>limit<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>dividends<div style="display:inline-block;width:6px"> </div>paid<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Bank<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>the </div><div id="a19998" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Company or by the Company to the stockholders.</div></div></div> <div id="TextBlockContainer789" style="position:relative;line-height:normal;width:738px;height:78px;"><div id="TextContainer789" style="position:relative;width:738px;z-index:1;"><div id="a20007" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Fair Value Measurements </div><div id="a20010" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Fair values<div style="display:inline-block;width:5px"> </div>of financial<div style="display:inline-block;width:5px"> </div>instruments are<div style="display:inline-block;width:6px"> </div>estimated using<div style="display:inline-block;width:6px"> </div>relevant market<div style="display:inline-block;width:6px"> </div>information and<div style="display:inline-block;width:6px"> </div>other assumptions,<div style="display:inline-block;width:6px"> </div>as more </div><div id="a20012" style="position:absolute;font-family:'Arial';left:5px;top:46px;">fully disclosed in Note<div style="display:inline-block;width:5px"> </div>12 “Fair Value<div style="display:inline-block;width:6px"> </div>Measurements”. Fair value estimates<div style="display:inline-block;width:6px"> </div>involve uncertainties and<div style="display:inline-block;width:5px"> </div>matters of significant </div><div id="a20013" style="position:absolute;font-family:'Arial';left:5px;top:61px;">judgment. Changes in assumptions or in market conditions<div style="display:inline-block;width:5px"> </div>could significantly affect the estimates.</div></div></div> <div id="TextBlockContainer792" style="position:relative;line-height:normal;width:739px;height:461px;"><div id="TextContainer792" style="position:relative;width:739px;z-index:1;"><div id="a20017" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Derivative Instruments </div><div id="a20020" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Derivative financial instruments are<div style="display:inline-block;width:2px"> </div>carried at fair<div style="display:inline-block;width:2px"> </div>value and reflect<div style="display:inline-block;width:2px"> </div>the estimated amount that<div style="display:inline-block;width:2px"> </div>would have been<div style="display:inline-block;width:2px"> </div>received </div><div id="a20023" style="position:absolute;font-family:'Arial';left:5px;top:46px;">to<div style="display:inline-block;width:6px"> </div>terminate<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>contracts<div style="display:inline-block;width:7px"> </div>at<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>reporting<div style="display:inline-block;width:7px"> </div>date<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:7px"> </div>upon<div style="display:inline-block;width:6px"> </div>pricing<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:7px"> </div>models<div style="display:inline-block;width:7px"> </div>applied<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:7px"> </div>market </div><div id="a20026" style="position:absolute;font-family:'Arial';left:5px;top:61px;">information. </div><div id="a20029" style="position:absolute;font-family:'Arial';left:29px;top:92px;">Rate Swaps Designated as Cash Flow Hedges </div><div id="a20032" style="position:absolute;font-family:'Arial';left:29px;top:123px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a20033" style="position:absolute;font-family:'Arial';left:5px;top:138px;">corresponding recognition<div style="display:inline-block;width:5px"> </div>in other comprehensive<div style="display:inline-block;width:6px"> </div>income (loss)<div style="display:inline-block;width:5px"> </div>and subsequently reclassified<div style="display:inline-block;width:6px"> </div>to earnings when<div style="display:inline-block;width:6px"> </div>gains or </div><div id="a20034" style="position:absolute;font-family:'Arial';left:5px;top:153px;">losses are realized. As of December 31, 2023 the cash<div style="display:inline-block;width:5px"> </div>flow hedge was effective.<div style="display:inline-block;width:8px"> </div></div><div id="a20042" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Interest Rate Swaps Designated as Fair Value<div style="display:inline-block;width:6px"> </div>Hedges </div><div id="a20045" style="position:absolute;font-family:'Arial';left:29px;top:215px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a20046" style="position:absolute;font-family:'Arial';left:5px;top:230px;">corresponding recognition in the assets being hedged.<div style="display:inline-block;width:5px"> </div></div><div id="a20049" style="position:absolute;font-family:'Arial';left:29px;top:261px;">Interest Rate Swaps </div><div id="a20052" style="position:absolute;font-family:'Arial';left:29px;top:291px;">The Company enters into interest rate swaps<div style="display:inline-block;width:5px"> </div>agreements to provide commercial loan clients<div style="display:inline-block;width:5px"> </div>the ability to swap from a </div><div id="a20057" style="position:absolute;font-family:'Arial';left:5px;top:307px;">variable interest rate to a fixed rate. The Company<div style="display:inline-block;width:5px"> </div>enters into a floating-rate loan with a customer with<div style="display:inline-block;width:5px"> </div>a separately issued </div><div id="a20066" style="position:absolute;font-family:'Arial';left:5px;top:322px;">swap agreement allowing<div style="display:inline-block;width:5px"> </div>the customer to convert<div style="display:inline-block;width:5px"> </div>floating payments on<div style="display:inline-block;width:5px"> </div>the loan into a<div style="display:inline-block;width:5px"> </div>fixed interest rate. To<div style="display:inline-block;width:7px"> </div>mitigate risk, </div><div id="a20070" style="position:absolute;font-family:'Arial';left:5px;top:337px;">the Company enters into a matching agreement with<div style="display:inline-block;width:2px"> </div>a third party to offset the exposure on<div style="display:inline-block;width:2px"> </div>the customer agreement. These </div><div id="a20078" style="position:absolute;font-family:'Arial';left:5px;top:353px;">swaps are<div style="display:inline-block;width:6px"> </div>not considered<div style="display:inline-block;width:6px"> </div>to be<div style="display:inline-block;width:6px"> </div>qualified hedging<div style="display:inline-block;width:6px"> </div>transactions and<div style="display:inline-block;width:6px"> </div>the unmatched<div style="display:inline-block;width:6px"> </div>unrealized gain<div style="display:inline-block;width:6px"> </div>or loss<div style="display:inline-block;width:6px"> </div>is recorded<div style="display:inline-block;width:6px"> </div>in </div><div id="a20080" style="position:absolute;font-family:'Arial';left:5px;top:368px;">other non-interest income.<div style="display:inline-block;width:4px"> </div></div><div id="a20085" style="position:absolute;font-family:'Arial';left:29px;top:399px;">Interest<div style="display:inline-block;width:5px"> </div>rate<div style="display:inline-block;width:5px"> </div>swap<div style="display:inline-block;width:5px"> </div>agreements<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:5px"> </div>used<div style="display:inline-block;width:5px"> </div>by<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>part<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>its<div style="display:inline-block;width:5px"> </div>asset-liability<div style="display:inline-block;width:5px"> </div>management<div style="display:inline-block;width:6px"> </div>strategy<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>help </div><div id="a20091" style="position:absolute;font-family:'Arial';left:5px;top:414px;">manage its interest<div style="display:inline-block;width:5px"> </div>rate risk exposure.<div style="display:inline-block;width:5px"> </div>The notional amount<div style="display:inline-block;width:5px"> </div>of the interest<div style="display:inline-block;width:5px"> </div>rate swaps does<div style="display:inline-block;width:5px"> </div>not represent actual<div style="display:inline-block;width:5px"> </div>amounts </div><div id="a20093" style="position:absolute;font-family:'Arial';left:5px;top:429px;">exchanged by the parties.<div style="display:inline-block;width:2px"> </div>The amounts exchanged are determined<div style="display:inline-block;width:2px"> </div>by reference to the<div style="display:inline-block;width:2px"> </div>notional amount and the<div style="display:inline-block;width:2px"> </div>other terms </div><div id="a20094" style="position:absolute;font-family:'Arial';left:5px;top:445px;">of the individual interest rate swap agreements.</div></div></div> <div id="TextBlockContainer795" style="position:relative;line-height:normal;width:742px;height:139px;"><div id="TextContainer795" style="position:relative;width:742px;z-index:1;"><div id="a20098" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Revenue from Contracts with Customers </div><div id="a20101" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Revenue from<div style="display:inline-block;width:2px"> </div>contracts with customers<div style="display:inline-block;width:2px"> </div>is recognized in<div style="display:inline-block;width:2px"> </div>an amount that<div style="display:inline-block;width:2px"> </div>reflects the consideration<div style="display:inline-block;width:2px"> </div>the Company expects </div><div id="a20105" style="position:absolute;font-family:'Arial';left:5px;top:46px;">to receive for the<div style="display:inline-block;width:5px"> </div>services the Company<div style="display:inline-block;width:5px"> </div>provides to its<div style="display:inline-block;width:5px"> </div>customers. The main<div style="display:inline-block;width:5px"> </div>revenue earned by<div style="display:inline-block;width:5px"> </div>the Company from<div style="display:inline-block;width:5px"> </div>loans </div><div id="a20112" style="position:absolute;font-family:'Arial';left:5px;top:61px;">and investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:5px"> </div>are excluded<div style="display:inline-block;width:6px"> </div>from the<div style="display:inline-block;width:6px"> </div>accounting standard<div style="display:inline-block;width:6px"> </div>update “Revenue<div style="display:inline-block;width:6px"> </div>from Contracts<div style="display:inline-block;width:6px"> </div>with Customers”.<div style="display:inline-block;width:9px"> </div></div><div id="a20113" style="position:absolute;font-family:'Arial';left:5px;top:77px;">Deposit and<div style="display:inline-block;width:5px"> </div>service charge<div style="display:inline-block;width:5px"> </div>fees, consisting<div style="display:inline-block;width:5px"> </div>of primarily<div style="display:inline-block;width:5px"> </div>monthly maintenance<div style="display:inline-block;width:5px"> </div>fees, wire<div style="display:inline-block;width:5px"> </div>fees, ATM<div style="display:inline-block;width:6px"> </div>interchange fees<div style="display:inline-block;width:5px"> </div>and </div><div id="a20114" style="position:absolute;font-family:'Arial';left:5px;top:92px;">other transaction-based fees, are the most<div style="display:inline-block;width:5px"> </div>significant types of revenue within<div style="display:inline-block;width:5px"> </div>the accounting standard update.<div style="display:inline-block;width:5px"> </div>Revenue is </div><div id="a20120" style="position:absolute;font-family:'Arial';left:5px;top:107px;">recognized when the service provided by the<div style="display:inline-block;width:5px"> </div>Company is complete. The aggregate amount<div style="display:inline-block;width:5px"> </div>of revenue within the scope of </div><div id="a20124" style="position:absolute;font-family:'Arial';left:5px;top:123px;">this standard that is received from sources other than deposit<div style="display:inline-block;width:5px"> </div>service charges and fees is not material.</div></div></div> <div id="TextBlockContainer798" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer798" style="position:relative;width:739px;z-index:1;"><div id="a20130" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Cash Flow Statement </div><div id="a20133" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company reports the net activity rather than gross activity in the Consolidated<div style="display:inline-block;width:5px"> </div>Statements of Cash Flows. The net </div><div id="a20137" style="position:absolute;font-family:'Arial';left:5px;top:46px;">cash<div style="display:inline-block;width:6px"> </div>flows<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>reported<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>held<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>investment,<div style="display:inline-block;width:6px"> </div>accrued<div style="display:inline-block;width:6px"> </div>interest<div style="display:inline-block;width:6px"> </div>receivable,<div style="display:inline-block;width:6px"> </div>deferred<div style="display:inline-block;width:6px"> </div>tax<div style="display:inline-block;width:6px"> </div>assets,<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:6px"> </div>assets, </div><div id="a20140" style="position:absolute;font-family:'Arial';left:5px;top:61px;">customer deposits, accrued interest payable, other liabilities, and<div style="display:inline-block;width:5px"> </div>proceeds from the issuance of Class A common shares.</div></div></div> <div id="TextBlockContainer808" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer808" style="position:relative;width:739px;z-index:1;"><div id="a20167" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Reclassifications </div><div id="a20170" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Certain<div style="display:inline-block;width:9px"> </div>amounts<div style="display:inline-block;width:9px"> </div>in<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:9px"> </div>Consolidated<div style="display:inline-block;width:9px"> </div>Financial<div style="display:inline-block;width:9px"> </div>Statements<div style="display:inline-block;width:9px"> </div>have<div style="display:inline-block;width:9px"> </div>been<div style="display:inline-block;width:9px"> </div>reclassified<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:8px"> </div>conform<div style="display:inline-block;width:9px"> </div>to<div style="display:inline-block;width:9px"> </div>the<div style="display:inline-block;width:9px"> </div>current </div><div id="a20177" style="position:absolute;font-family:'Arial';left:5px;top:46px;">presentation. Reclassifications had no impact on the net income<div style="display:inline-block;width:5px"> </div>or stockholders’ equity of the Company.</div></div></div> <div id="TextBlockContainer811" style="position:relative;line-height:normal;width:739px;height:415px;"><div style="position:absolute; width:118.6px; height:1px; left:5px; top:44.8px; background-color:#000000; "> </div> <div id="TextContainer811" style="position:relative;width:739px;z-index:1;"><div id="a20182" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Recently Issued Accounting Standards<div style="display:inline-block;width:5px"> </div></div><div id="a20185" style="position:absolute;font-family:'Arial';left:5px;top:31px;">Issued and Adopted </div><div id="a20188" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:61px;">Guidance on Accounting for Credit Losses on Financial Instruments </div><div id="a20192" style="position:absolute;font-family:'Arial';left:29px;top:92px;">On January 1, 2023, the Company implemented Accounting Standard Update (“ASU”) </div><div id="a20192_79_7" style="position:absolute;font-family:'Arial';left:538px;top:92px;-sec-ix-hidden:ID_1826;">2016-13</div><div id="a20192_86_25" style="position:absolute;font-family:'Arial';left:587px;top:92px;"><div style="display:inline-block;width:4px"> </div>Financial Instruments - </div><div id="a20197" style="position:absolute;font-family:'Arial';left:5px;top:107px;">Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended. This update replaces the </div><div id="a20198" style="position:absolute;font-family:'Arial';left:5px;top:123px;">incurred<div style="display:inline-block;width:5px"> </div>loss<div style="display:inline-block;width:5px"> </div>methodology<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>CECL<div style="display:inline-block;width:5px"> </div>methodology.<div style="display:inline-block;width:7px"> </div>The<div style="display:inline-block;width:5px"> </div>CECL<div style="display:inline-block;width:5px"> </div>methodology<div style="display:inline-block;width:6px"> </div>measures<div style="display:inline-block;width:5px"> </div>expected<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:5px"> </div>and </div><div id="a20200" style="position:absolute;font-family:'Arial';left:5px;top:138px;">applies to<div style="display:inline-block;width:6px"> </div>financial assets<div style="display:inline-block;width:6px"> </div>measured at<div style="display:inline-block;width:6px"> </div>amortized cost,<div style="display:inline-block;width:6px"> </div>including loan<div style="display:inline-block;width:6px"> </div>receivables and<div style="display:inline-block;width:6px"> </div>held-to-maturity debt<div style="display:inline-block;width:6px"> </div>securities. It </div><div id="a20205" style="position:absolute;font-family:'Arial';left:5px;top:153px;">also applies to off-balance sheet credit<div style="display:inline-block;width:5px"> </div>exposures not accounted for as insurance<div style="display:inline-block;width:5px"> </div>(e.g., loan commitments, standby letters </div><div id="a20209" style="position:absolute;font-family:'Arial';left:5px;top:169px;">of<div style="display:inline-block;width:5px"> </div>credit,<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:6px"> </div>guarantees,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>similar<div style="display:inline-block;width:6px"> </div>instruments),<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>well<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>net<div style="display:inline-block;width:6px"> </div>investments<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>leases<div style="display:inline-block;width:6px"> </div>recognized<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:5px"> </div>lessors<div style="display:inline-block;width:6px"> </div>in </div><div id="a20210" style="position:absolute;font-family:'Arial';left:5px;top:184px;">accordance with Topic 842 on leases. Furthermore, ASC 326 amended the accounting treatment for available-for-sale debt </div><div id="a20216" style="position:absolute;font-family:'Arial';left:5px;top:199px;">securities. One notable<div style="display:inline-block;width:5px"> </div>change is<div style="display:inline-block;width:5px"> </div>the requirement for<div style="display:inline-block;width:6px"> </div>credit losses to<div style="display:inline-block;width:5px"> </div>be reported<div style="display:inline-block;width:5px"> </div>as an allowance<div style="display:inline-block;width:5px"> </div>rather than as<div style="display:inline-block;width:5px"> </div>a write-</div><div id="a20218" style="position:absolute;font-family:'Arial';left:5px;top:215px;">down on available-for-sale debt securities that management does not intend to<div style="display:inline-block;width:2px"> </div>sell or believes it is more likely than<div style="display:inline-block;width:2px"> </div>not they </div><div id="a20224" style="position:absolute;font-family:'Arial';left:5px;top:230px;">will not need<div style="display:inline-block;width:6px"> </div>to sell. CECL<div style="display:inline-block;width:6px"> </div>requires a<div style="display:inline-block;width:5px"> </div>loss reserve<div style="display:inline-block;width:5px"> </div>for securities<div style="display:inline-block;width:5px"> </div>classified as<div style="display:inline-block;width:5px"> </div>held-to-maturity (HTM).<div style="display:inline-block;width:6px"> </div>The reserve<div style="display:inline-block;width:5px"> </div>should </div><div id="a20229" style="position:absolute;font-family:'Arial';left:5px;top:245px;">reflect historical credit performance as well as the impact<div style="display:inline-block;width:5px"> </div>of projected economic<div style="display:inline-block;width:4px"> </div>forecast. </div><div id="a20234" style="position:absolute;font-family:'Arial';left:29px;top:291px;">At adoption<div style="display:inline-block;width:6px"> </div>of CECL, </div><div id="a20234_21_2" style="position:absolute;font-family:'Arial';left:161px;top:291px;">84</div><div id="a20234_23_6" style="position:absolute;font-family:'Arial';left:176px;top:291px;">% or<div style="display:inline-block;width:5px"> </div>$</div><div id="a20234_29_3" style="position:absolute;font-family:'Arial';left:216px;top:291px;">1.3</div><div id="a20234_32_83" style="position:absolute;font-family:'Arial';left:235px;top:291px;"><div style="display:inline-block;width:4px"> </div>billion of<div style="display:inline-block;width:6px"> </div>loan receivables<div style="display:inline-block;width:6px"> </div>were collectively<div style="display:inline-block;width:6px"> </div>evaluated under<div style="display:inline-block;width:6px"> </div>the Discounted<div style="display:inline-block;width:6px"> </div>Cash </div><div id="a20236" style="position:absolute;font-family:'Arial';left:5px;top:307px;">Flow (“DCF)” method<div style="display:inline-block;width:5px"> </div>and </div><div id="a20236_24_2" style="position:absolute;font-family:'Arial';left:161px;top:307px;">16</div><div id="a20236_26_6" style="position:absolute;font-family:'Arial';left:176px;top:307px;">% or $</div><div id="a20236_32_5" style="position:absolute;font-family:'Arial';left:216px;top:307px;">251.0</div><div id="a20236_37_82" style="position:absolute;font-family:'Arial';left:249px;top:307px;"><div style="display:inline-block;width:4px"> </div>million of loan<div style="display:inline-block;width:5px"> </div>receivables were collectively<div style="display:inline-block;width:6px"> </div>evaluated under the<div style="display:inline-block;width:5px"> </div>Remaining Life </div><div id="a20240" style="position:absolute;font-family:'Arial';left:5px;top:322px;">method. The remaining $</div><div id="a20240_23_3" style="position:absolute;font-family:'Arial';left:153px;top:322px;">7.9</div><div id="a20240_26_86" style="position:absolute;font-family:'Arial';left:172px;top:322px;"><div style="display:inline-block;width:4px"> </div>million of loan receivables of the total loan portfolio<div style="display:inline-block;width:5px"> </div>were individually evaluated. </div><div id="a20243" style="position:absolute;font-family:'Arial';left:29px;top:353px;">The impact of<div style="display:inline-block;width:5px"> </div>adoption of the<div style="display:inline-block;width:5px"> </div>ASU 2016-13 in<div style="display:inline-block;width:5px"> </div>January 1, 2023,<div style="display:inline-block;width:5px"> </div>was an increase<div style="display:inline-block;width:5px"> </div>to ACL on<div style="display:inline-block;width:5px"> </div>loans receivables of<div style="display:inline-block;width:5px"> </div>$</div><div id="a20243_110_3" style="position:absolute;font-family:'Arial';left:706px;top:353px;">1.1</div><div id="a20246" style="position:absolute;font-family:'Arial';left:5px;top:368px;">million and<div style="display:inline-block;width:6px"> </div>an increase<div style="display:inline-block;width:6px"> </div>to the<div style="display:inline-block;width:6px"> </div>reserve for<div style="display:inline-block;width:6px"> </div>unfunded commitments<div style="display:inline-block;width:6px"> </div>of $</div><div id="a20246_68_3" style="position:absolute;font-family:'Arial';left:424px;top:368px;">259</div><div id="a20246_71_47" style="position:absolute;font-family:'Arial';left:446px;top:368px;"><div style="display:inline-block;width:5px"> </div>thousand. This<div style="display:inline-block;width:6px"> </div>one-time net<div style="display:inline-block;width:6px"> </div>of tax<div style="display:inline-block;width:6px"> </div>cumulative </div><div id="a20249" style="position:absolute;font-family:'Arial';left:5px;top:383px;">adjustment resulted in<div style="display:inline-block;width:5px"> </div>a increase of<div style="display:inline-block;width:5px"> </div>$</div><div id="a20249_38_3" style="position:absolute;font-family:'Arial';left:228px;top:383px;">1.0</div><div id="a20249_41_85" style="position:absolute;font-family:'Arial';left:247px;top:383px;"><div style="display:inline-block;width:4px"> </div>million in accumulated<div style="display:inline-block;width:5px"> </div>deficit. The following<div style="display:inline-block;width:5px"> </div>table reflects the<div style="display:inline-block;width:5px"> </div>impact of adopting </div><div id="a20255" style="position:absolute;font-family:'Arial';left:5px;top:399px;">CECL on the Company’s consolidated balance sheet<div style="display:inline-block;width:5px"> </div>(in thousands):</div></div></div><div id="TextBlockContainer827" style="position:relative;line-height:normal;width:739px;height:169px;"><div id="TextContainer827" style="position:relative;width:739px;z-index:1;"><div id="a20369" style="position:absolute;font-family:'Arial';left:29px;top:0px;">See “Allowance for Credit Losses” section in Note 3 for<div style="display:inline-block;width:5px"> </div>more information on the ACL. </div><div id="a20373" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:46px;">Guidance on Accounting for Trouble<div style="display:inline-block;width:6px"> </div>Debt Restructuring and Vintage Disclosures </div><div id="a20376" style="position:absolute;font-family:'Arial';left:29px;top:77px;">In March 2022, the<div style="display:inline-block;width:2px"> </div>FASB issued ASU 2022-02, which eliminates creditor accounting guidance for<div style="display:inline-block;width:2px"> </div>TDRs for entities that </div><div id="a20380" style="position:absolute;font-family:'Arial';left:5px;top:92px;">have adopted ASU 2016-13, Financial Instruments<div style="display:inline-block;width:2px"> </div>-Credit Losses (Topic<div style="display:inline-block;width:6px"> </div>326) and enhances Vintage Disclosures<div style="display:inline-block;width:5px"> </div>of Gross </div><div id="a20385" style="position:absolute;font-family:'Arial';left:5px;top:107px;">Write-offs.<div style="display:inline-block;width:5px"> </div>This ASU<div style="display:inline-block;width:6px"> </div>eliminates Subtopic<div style="display:inline-block;width:6px"> </div>310-40 guidance<div style="display:inline-block;width:6px"> </div>for TDRs<div style="display:inline-block;width:6px"> </div>and requires<div style="display:inline-block;width:6px"> </div>creditors to<div style="display:inline-block;width:6px"> </div>apply the<div style="display:inline-block;width:6px"> </div>loan refinancing </div><div id="a20392" style="position:absolute;font-family:'Arial';left:5px;top:123px;">and restructuring<div style="display:inline-block;width:5px"> </div>guidance in<div style="display:inline-block;width:5px"> </div>Subtopic 310-20<div style="display:inline-block;width:5px"> </div>when evaluating<div style="display:inline-block;width:5px"> </div>modifications granted<div style="display:inline-block;width:5px"> </div>to borrowers<div style="display:inline-block;width:5px"> </div>experiencing financial </div><div id="a20395" style="position:absolute;font-family:'Arial';left:5px;top:138px;">difficulty to determine<div style="display:inline-block;width:5px"> </div>whether the modification is<div style="display:inline-block;width:5px"> </div>considered a continuation<div style="display:inline-block;width:5px"> </div>of an existing loan<div style="display:inline-block;width:5px"> </div>or a new loan.<div style="display:inline-block;width:5px"> </div>The vintage </div><div id="a20398" style="position:absolute;font-family:'Arial';left:5px;top:153px;">disclosure component of<div style="display:inline-block;width:2px"> </div>the ASU requires<div style="display:inline-block;width:2px"> </div>entities to disclose<div style="display:inline-block;width:2px"> </div>current-period gross write-offs by<div style="display:inline-block;width:2px"> </div>origination year for<div style="display:inline-block;width:2px"> </div>financing </div></div></div><div id="TextBlockContainer835" style="position:relative;line-height:normal;width:739px;height:201px;"><div id="div_832_XBRL_TS_961d7194af6b425a9c6ba84ea6ed5d77_1" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer833" style="position:relative;line-height:normal;width:739px;height:201px;"><div style="position:absolute; width:166.7px; height:1px; left:5px; top:59.5px; background-color:#000000; "> </div> <div id="TextContainer833" style="position:relative;width:739px;z-index:1;"><div id="a20423" style="position:absolute;font-family:'Arial';left:5px;top:0px;">receivables and investment leases within the scope of Subtopic 326-20. The Company adopted ASU 2022-02 concurrently </div><div id="a20428" style="position:absolute;font-family:'Arial';left:5px;top:15px;">with the adoption of ASU 2016-13. </div><div id="a20433" style="position:absolute;font-family:'Arial';left:5px;top:46px;">Issued and Not Yet<div style="display:inline-block;width:5px"> </div>Adopted </div><div id="a20436" style="position:absolute;font-family:'Arial';font-style:italic;left:5px;top:77px;">Guidance on Reference Rate Reform<div style="display:inline-block;width:5px"> </div></div><div id="a20439" style="position:absolute;font-family:'Arial';left:29px;top:107px;">In<div style="display:inline-block;width:6px"> </div>March<div style="display:inline-block;width:6px"> </div>2020,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>FASB<div style="display:inline-block;width:7px"> </div>issued<div style="display:inline-block;width:6px"> </div>ASU<div style="display:inline-block;width:6px"> </div>2020-04,<div style="display:inline-block;width:6px"> </div>Reference<div style="display:inline-block;width:6px"> </div>Rate<div style="display:inline-block;width:6px"> </div>Reform<div style="display:inline-block;width:6px"> </div>(Topic<div style="display:inline-block;width:7px"> </div>848),<div style="display:inline-block;width:6px"> </div>Facilitation<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Effects<div style="display:inline-block;width:6px"> </div>of </div><div id="a20442" style="position:absolute;font-family:'Arial';left:5px;top:123px;">Reference Rate Reform<div style="display:inline-block;width:6px"> </div>on Financial Reporting.<div style="display:inline-block;width:6px"> </div>In January 2021,<div style="display:inline-block;width:5px"> </div>the FASB<div style="display:inline-block;width:5px"> </div>clarified the scope<div style="display:inline-block;width:6px"> </div>of this guidance<div style="display:inline-block;width:5px"> </div>with ASU </div><div id="a20443" style="position:absolute;font-family:'Arial';left:5px;top:138px;">2021-01 which provides<div style="display:inline-block;width:5px"> </div>optional guidance for<div style="display:inline-block;width:5px"> </div>a limited period of<div style="display:inline-block;width:5px"> </div>time to ease the<div style="display:inline-block;width:5px"> </div>burden in accounting for<div style="display:inline-block;width:5px"> </div>(or recognizing </div><div id="a20447" style="position:absolute;font-family:'Arial';left:5px;top:153px;">the effects<div style="display:inline-block;width:6px"> </div>of) reference<div style="display:inline-block;width:6px"> </div>rate reform<div style="display:inline-block;width:6px"> </div>on financial<div style="display:inline-block;width:6px"> </div>reporting. This<div style="display:inline-block;width:6px"> </div>ASU is<div style="display:inline-block;width:6px"> </div>effective<div style="display:inline-block;width:5px"> </div>March 12,<div style="display:inline-block;width:6px"> </div>2020 through<div style="display:inline-block;width:6px"> </div>December<div style="display:inline-block;width:5px"> </div>31, </div><div id="a20448" style="position:absolute;font-family:'Arial';left:5px;top:169px;">2024. The<div style="display:inline-block;width:6px"> </div>Company is<div style="display:inline-block;width:6px"> </div>evaluating the<div style="display:inline-block;width:6px"> </div>impact of<div style="display:inline-block;width:6px"> </div>this ASU<div style="display:inline-block;width:6px"> </div>and has<div style="display:inline-block;width:6px"> </div>not yet<div style="display:inline-block;width:6px"> </div>determined whether<div style="display:inline-block;width:6px"> </div>LIBOR transition<div style="display:inline-block;width:6px"> </div>and this </div><div id="a20450" style="position:absolute;font-family:'Arial';left:5px;top:184px;">ASU will have material effects on our business<div style="display:inline-block;width:5px"> </div>operations and consolidated financial statements.</div></div></div></div></div><div id="TextBlockContainer819" style="position:relative;line-height:normal;width:728px;height:161px;"><div style="position:absolute; width:466px; height:1px; left:256.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.8px; left:4.7px; top:49.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:48.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:256.1px; top:49.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:254.1px; height:16px; left:2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:256.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:408.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:413.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:565.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:570.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:80.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:111.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:258.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.7px; height:13.8px; left:270.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:415.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.8px; height:13.8px; left:427.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.6px; height:13.8px; left:572.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:143.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.6px; height:13.8px; left:584.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer819" style="position:relative;width:728px;z-index:1;"><div id="a20263" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:444px;top:0px;">January 1, 2023 </div><div id="a20266" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:263px;top:17px;">As Reported Under ASC </div><div id="a20267" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:322px;top:31px;">326 </div><div id="a20270" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:421px;top:24px;">Pre - ASC 326 Adoption </div><div id="a20276" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:17px;">Impact of ASC 326 </div><div id="a20277" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:620px;top:31px;">Adoption </div><div id="a20279" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:49px;">Assets </div><div id="a20289" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:65px;">Allowance for credit losses </div><div id="a20291" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:66px;">$ </div><div id="a20293" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:66px;">18,553</div><div id="a20296" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:66px;">$ </div><div id="a20298" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:66px;">17,487</div><div id="a20301" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:66px;">$ </div><div id="a20303" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:66px;">1,066</div><div id="a20305" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:81px;">Deferred tax asset, net </div><div id="a20308" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:82px;">42,696</div><div id="a20312" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:82px;">42,360</div><div id="a20316" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:82px;">336</div><div id="a20318" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:97px;">Liabilities </div><div id="a20328" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:113px;">Reserve for unfunded credit commitments </div><div id="a20331" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:114px;">516</div><div id="a20335" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:114px;">257</div><div id="a20339" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:114px;">259</div><div id="a20341" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:129px;">Stockholder's Equity </div><div id="a20351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:145px;">Retained earnings </div><div id="a20353" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:146px;">$ </div><div id="a20355" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:146px;display:flex;">(105,093)</div><div id="a20358" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:146px;">$ </div><div id="a20360" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:146px;display:flex;">(104,104)</div><div id="a20363" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:146px;">$ </div><div id="a20365" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:146px;display:flex;">(989)</div></div></div> 0.84 1300000000 0.16 251000000.0 7900000 1100000 259000 -1000000.0 <div id="TextBlockContainer821" style="position:relative;line-height:normal;width:728px;height:161px;"><div id="div_818_XBRL_TS_02aaf52a3b794737b821364ac99bfeed" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer819" style="position:relative;line-height:normal;width:728px;height:161px;"><div style="position:absolute; width:466px; height:1px; left:256.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.8px; left:4.7px; top:49.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:48.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:256.1px; top:49.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:254.1px; height:16px; left:2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:256.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:408.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:413.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:565.2px; top:47.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:570.1px; top:47.6px; background-color:#000000; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:80.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.7px; height:13.8px; left:270.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:408.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.8px; height:13.8px; left:427.7px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:111.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:130.6px; height:13.8px; left:584.9px; top:113.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:239.7px; height:13.8px; left:13.7px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:258.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.7px; height:13.8px; left:270.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:415.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.8px; height:13.8px; left:427.7px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.6px; height:13.8px; left:572.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:143.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:134.6px; height:13.8px; left:584.9px; top:145.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer819" style="position:relative;width:728px;z-index:1;"><div id="a20263" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:444px;top:0px;">January 1, 2023 </div><div id="a20266" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:263px;top:17px;">As Reported Under ASC </div><div id="a20267" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:322px;top:31px;">326 </div><div id="a20270" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:421px;top:24px;">Pre - ASC 326 Adoption </div><div id="a20276" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:17px;">Impact of ASC 326 </div><div id="a20277" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:620px;top:31px;">Adoption </div><div id="a20279" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:49px;">Assets </div><div id="a20289" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:65px;">Allowance for credit losses </div><div id="a20291" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:66px;">$ </div><div id="a20293" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:66px;">18,553</div><div id="a20296" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:66px;">$ </div><div id="a20298" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:66px;">17,487</div><div id="a20301" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:66px;">$ </div><div id="a20303" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:66px;">1,066</div><div id="a20305" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:81px;">Deferred tax asset, net </div><div id="a20308" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:82px;">42,696</div><div id="a20312" style="position:absolute;font-family:'Arial';font-size:12px;left:521px;top:82px;">42,360</div><div id="a20316" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:82px;">336</div><div id="a20318" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:97px;">Liabilities </div><div id="a20328" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:113px;">Reserve for unfunded credit commitments </div><div id="a20331" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:114px;">516</div><div id="a20335" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:114px;">257</div><div id="a20339" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:114px;">259</div><div id="a20341" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:129px;">Stockholder's Equity </div><div id="a20351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:145px;">Retained earnings </div><div id="a20353" style="position:absolute;font-family:'Arial';font-size:12px;left:258px;top:146px;">$ </div><div id="a20355" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:146px;display:flex;">(105,093)</div><div id="a20358" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:146px;">$ </div><div id="a20360" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:146px;display:flex;">(104,104)</div><div id="a20363" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:146px;">$ </div><div id="a20365" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:146px;display:flex;">(989)</div></div></div></div></div> 18553000 17487000 1066000 42696000 42360000 336000 516000 257000 259000 -105093000 -104104000 -989000 <div id="TextBlockContainer838" style="position:relative;line-height:normal;width:739px;height:66px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.1px; background-color:#000000; "> </div> <div id="TextContainer838" style="position:relative;width:739px;z-index:1;"><div id="a20455" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">2.<div style="display:inline-block;width:25px"> </div>INVESTMENT SECURITIES<div style="display:inline-block;width:5px"> </div></div><div id="a20461" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The following<div style="display:inline-block;width:5px"> </div>tables present<div style="display:inline-block;width:5px"> </div>a summary<div style="display:inline-block;width:5px"> </div>of the amortized<div style="display:inline-block;width:6px"> </div>cost, unrealized<div style="display:inline-block;width:5px"> </div>or unrecognized<div style="display:inline-block;width:5px"> </div>gains and<div style="display:inline-block;width:5px"> </div>losses,<div style="display:inline-block;width:5px"> </div>and fair </div><div id="a20476" style="position:absolute;font-family:'Arial';left:5px;top:49px;">value of investment securities at the dates indicated (in<div style="display:inline-block;width:5px"> </div>thousands):</div></div></div><div id="TextBlockContainer853" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer853" style="position:relative;width:739px;z-index:1;"><div id="a21187" style="position:absolute;font-family:'Arial';left:29px;top:0px;">For the year ended December 31, 2023, there were </div><div id="a21187_49_2" style="position:absolute;font-family:'Arial';left:337px;top:0px;">no</div><div id="a21187_51_62" style="position:absolute;font-family:'Arial';left:351px;top:0px;"><div style="display:inline-block;width:4px"> </div>investment securities that were transferred from<div style="display:inline-block;width:5px"> </div>AFS to HTM. </div><div id="a21202" style="position:absolute;font-family:'Arial';left:29px;top:31px;">For the year<div style="display:inline-block;width:6px"> </div>ended December 31,<div style="display:inline-block;width:6px"> </div>2022, there<div style="display:inline-block;width:5px"> </div>were </div><div id="a21202_49_2" style="position:absolute;font-family:'Arial';left:342px;top:31px;">26</div><div id="a21202_51_61" style="position:absolute;font-family:'Arial';left:357px;top:31px;"><div style="display:inline-block;width:4px"> </div>investment securities<div style="display:inline-block;width:5px"> </div>that were<div style="display:inline-block;width:5px"> </div>transferred from<div style="display:inline-block;width:6px"> </div>AFS to<div style="display:inline-block;width:5px"> </div>HTM </div><div id="a21207" style="position:absolute;font-family:'Arial';left:5px;top:46px;">with an amortized cost basis and fair value amount<div style="display:inline-block;width:5px"> </div>of $</div><div id="a21207_55_4" style="position:absolute;font-family:'Arial';left:331px;top:46px;">74.4</div><div id="a21207_59_14" style="position:absolute;font-family:'Arial';left:357px;top:46px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a21207_73_4" style="position:absolute;font-family:'Arial';left:435px;top:46px;">63.8</div><div id="a21207_77_49" style="position:absolute;font-family:'Arial';left:461px;top:46px;"><div style="display:inline-block;width:4px"> </div>million, respectively.<div style="display:inline-block;width:5px"> </div>On the date of transfer, </div><div id="a21212" style="position:absolute;font-family:'Arial';left:5px;top:61px;">these securities had a total net unrealized loss of $</div><div id="a21212_53_4" style="position:absolute;font-family:'Arial';left:304px;top:61px;">10.6</div><div id="a21212_57_38" style="position:absolute;font-family:'Arial';left:330px;top:61px;"><div style="display:inline-block;width:4px"> </div>million which was included in AOCI.<div style="display:inline-block;width:5px"> </div></div><div id="a21221" style="position:absolute;font-family:'Arial';left:29px;top:92px;">Transfers of debt securities into the HTM category from the AFS category are made at fair value at the date of transfer. </div><div id="a21228" style="position:absolute;font-family:'Arial';left:5px;top:107px;">The<div style="display:inline-block;width:5px"> </div>unrealized<div style="display:inline-block;width:6px"> </div>gain<div style="display:inline-block;width:5px"> </div>or<div style="display:inline-block;width:5px"> </div>loss<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>date<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>transfer<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>retained<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>AOCI<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>carrying<div style="display:inline-block;width:5px"> </div>value<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>held-to-maturity </div><div id="a21236" style="position:absolute;font-family:'Arial';left:5px;top:123px;">securities. There was no impact to net income. Such amounts<div style="display:inline-block;width:5px"> </div>are amortized over the remaining life of the security.<div style="display:inline-block;width:6px"> </div>For the </div><div id="a21243" style="position:absolute;font-family:'Arial';left:5px;top:138px;">years<div style="display:inline-block;width:6px"> </div>ended<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:6px"> </div>2023<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>2022,<div style="display:inline-block;width:6px"> </div>total<div style="display:inline-block;width:6px"> </div>amortization<div style="display:inline-block;width:6px"> </div>out<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>AOCI<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>net<div style="display:inline-block;width:6px"> </div>unrealized<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>securities </div><div id="a21250" style="position:absolute;font-family:'Arial';left:5px;top:153px;">transferred from<div style="display:inline-block;width:5px"> </div>AFS to<div style="display:inline-block;width:5px"> </div>HTM was<div style="display:inline-block;width:5px"> </div>$</div><div id="a21250_33_3" style="position:absolute;font-family:'Arial';left:219px;top:153px;">251</div><div id="a21250_36_15" style="position:absolute;font-family:'Arial';left:242px;top:153px;"><div style="display:inline-block;width:4px"> </div>thousand and<div style="display:inline-block;width:6px"> </div>$</div><div id="a21250_51_3" style="position:absolute;font-family:'Arial';left:339px;top:153px;">120</div><div id="a21250_54_64" style="position:absolute;font-family:'Arial';left:362px;top:153px;"><div style="display:inline-block;width:4px"> </div>thousand. In<div style="display:inline-block;width:5px"> </div>addition for<div style="display:inline-block;width:5px"> </div>these securities,<div style="display:inline-block;width:5px"> </div>the balance<div style="display:inline-block;width:5px"> </div>of the </div><div id="a21258" style="position:absolute;font-family:'Arial';left:5px;top:169px;">net unrealized losses retained in AOCI was $</div><div id="a21258_44_3" style="position:absolute;font-family:'Arial';left:271px;top:169px;">9.5</div><div id="a21258_47_35" style="position:absolute;font-family:'Arial';left:289px;top:169px;"><div style="display:inline-block;width:4px"> </div>million at December 31, 2023 and $</div><div id="a21258_82_3" style="position:absolute;font-family:'Arial';left:504px;top:169px;">9.8</div><div id="a21258_85_31" style="position:absolute;font-family:'Arial';left:522px;top:169px;"><div style="display:inline-block;width:4px"> </div>million at December 31, 2022. </div><div id="a21263" style="position:absolute;font-family:'Arial';left:29px;top:199px;">The following<div style="display:inline-block;width:6px"> </div>table presents<div style="display:inline-block;width:6px"> </div>the proceeds,<div style="display:inline-block;width:5px"> </div>realized gross<div style="display:inline-block;width:6px"> </div>gains and<div style="display:inline-block;width:5px"> </div>realized gross<div style="display:inline-block;width:6px"> </div>losses on<div style="display:inline-block;width:5px"> </div>sales and<div style="display:inline-block;width:6px"> </div>calls of<div style="display:inline-block;width:6px"> </div>AFS </div><div id="a21270" style="position:absolute;font-family:'Arial';left:5px;top:215px;">debt securities for the years ended December 31, 2023 and<div style="display:inline-block;width:5px"> </div>2022 (in thousands):</div></div></div><div id="TextBlockContainer862" style="position:relative;line-height:normal;width:739px;height:62px;"><div id="TextContainer862" style="position:relative;width:739px;z-index:1;"><div id="a21344" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The<div style="display:inline-block;width:6px"> </div>amortized<div style="display:inline-block;width:6px"> </div>cost<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>fair<div style="display:inline-block;width:6px"> </div>value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>investment<div style="display:inline-block;width:6px"> </div>securities,<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>contractual<div style="display:inline-block;width:6px"> </div>maturity,<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:6px"> </div>shown<div style="display:inline-block;width:6px"> </div>below<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>date </div><div id="a21353" style="position:absolute;font-family:'Arial';left:5px;top:15px;">indicated (in thousands).<div style="display:inline-block;width:5px"> </div>Actual maturities may<div style="display:inline-block;width:5px"> </div>differ from contractual<div style="display:inline-block;width:5px"> </div>maturities because borrowers<div style="display:inline-block;width:5px"> </div>may have the right<div style="display:inline-block;width:5px"> </div>to </div><div id="a21359" style="position:absolute;font-family:'Arial';left:5px;top:31px;">call or prepay<div style="display:inline-block;width:2px"> </div>obligations with or<div style="display:inline-block;width:2px"> </div>without call or<div style="display:inline-block;width:2px"> </div>prepayment penalties. Securities not<div style="display:inline-block;width:2px"> </div>due at a<div style="display:inline-block;width:2px"> </div>single maturity date are<div style="display:inline-block;width:2px"> </div>shown </div><div id="a21361" style="position:absolute;font-family:'Arial';left:5px;top:46px;">separately.</div></div></div><div id="TextBlockContainer871" style="position:relative;line-height:normal;width:739px;height:109px;"><div id="TextContainer871" style="position:relative;width:739px;z-index:1;"><div id="a21596" style="position:absolute;font-family:'Arial';left:29px;top:0px;">At December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>2022, there<div style="display:inline-block;width:5px"> </div>were no<div style="display:inline-block;width:5px"> </div>securities to<div style="display:inline-block;width:6px"> </div>any one<div style="display:inline-block;width:5px"> </div>issuer,<div style="display:inline-block;width:5px"> </div>in an<div style="display:inline-block;width:5px"> </div>amount greater<div style="display:inline-block;width:5px"> </div>than 10%<div style="display:inline-block;width:5px"> </div>of total </div><div id="a21602" style="position:absolute;font-family:'Arial';left:5px;top:15px;">stockholders’<div style="display:inline-block;width:6px"> </div>equity<div style="display:inline-block;width:6px"> </div>other<div style="display:inline-block;width:6px"> </div>than<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>U.S.<div style="display:inline-block;width:6px"> </div>Government<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>U.S.<div style="display:inline-block;width:6px"> </div>Government<div style="display:inline-block;width:6px"> </div>Agencies.<div style="display:inline-block;width:6px"> </div>All<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>collateralized<div style="display:inline-block;width:6px"> </div>mortgage </div><div id="a21610" style="position:absolute;font-family:'Arial';left:5px;top:31px;">obligations and mortgage-backed securities are issued<div style="display:inline-block;width:5px"> </div>by U.S. sponsored entities at December 31, 2023 and<div style="display:inline-block;width:5px"> </div>2022. </div><div id="a21623" style="position:absolute;font-family:'Arial';left:29px;top:61px;">Information pertaining<div style="display:inline-block;width:6px"> </div>to investment<div style="display:inline-block;width:6px"> </div>securities with<div style="display:inline-block;width:6px"> </div>gross unrealized<div style="display:inline-block;width:6px"> </div>losses, aggregated<div style="display:inline-block;width:6px"> </div>by investment<div style="display:inline-block;width:6px"> </div>category<div style="display:inline-block;width:5px"> </div>and </div><div id="a21627" style="position:absolute;font-family:'Arial';left:5px;top:77px;">length of<div style="display:inline-block;width:6px"> </div>time that<div style="display:inline-block;width:6px"> </div>those<div style="display:inline-block;width:5px"> </div>individual securities<div style="display:inline-block;width:6px"> </div>have been<div style="display:inline-block;width:6px"> </div>in a<div style="display:inline-block;width:6px"> </div>continuous<div style="display:inline-block;width:5px"> </div>loss position,<div style="display:inline-block;width:6px"> </div>are presented<div style="display:inline-block;width:6px"> </div>as of<div style="display:inline-block;width:6px"> </div>the following </div><div id="a21631" style="position:absolute;font-family:'Arial';left:5px;top:92px;">dates (in thousands):</div></div></div><div id="TextBlockContainer886" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer886" style="position:relative;width:739px;z-index:1;"><div id="a22192" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The<div style="display:inline-block;width:5px"> </div>unrealized<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:5px"> </div>associated<div style="display:inline-block;width:5px"> </div>with<div style="display:inline-block;width:5px"> </div>$</div><div id="a22192_39_5" style="position:absolute;font-family:'Arial';left:272px;top:0px;">126.8</div><div id="a22192_44_71" style="position:absolute;font-family:'Arial';left:305px;top:0px;"><div style="display:inline-block;width:4px"> </div>million<div style="display:inline-block;width:5px"> </div>outstanding<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:5px"> </div>transferred<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>AFS </div><div id="a22200" style="position:absolute;font-family:'Arial';left:5px;top:15px;">portfolio to the HTM portfolio represent unrealized losses since the date of purchase, independent of the impact associated </div><div id="a22201" style="position:absolute;font-family:'Arial';left:5px;top:31px;">with changes in the cost basis upon transfer between portfolios. </div></div></div><div id="TextBlockContainer889" style="position:relative;line-height:normal;width:739px;height:906px;"><div id="TextContainer889" style="position:relative;width:739px;z-index:1;"><div id="a22224" style="position:absolute;font-family:'Arial';left:29px;top:0px;">On<div style="display:inline-block;width:8px"> </div>January<div style="display:inline-block;width:8px"> </div>1,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>adopted<div style="display:inline-block;width:8px"> </div>ASU<div style="display:inline-block;width:8px"> </div>2016-13<div style="display:inline-block;width:8px"> </div>Financial<div style="display:inline-block;width:8px"> </div>Instruments<div style="display:inline-block;width:8px"> </div>-<div style="display:inline-block;width:8px"> </div>Credit<div style="display:inline-block;width:8px"> </div>Losses<div style="display:inline-block;width:8px"> </div>(Topic<div style="display:inline-block;width:9px"> </div>326): </div><div id="a22230" style="position:absolute;font-family:'Arial';left:5px;top:15px;">Measurement of Credit Losses<div style="display:inline-block;width:6px"> </div>on Financial Instruments,<div style="display:inline-block;width:5px"> </div>as amended, which replaces<div style="display:inline-block;width:5px"> </div>the incurred loss methodology<div style="display:inline-block;width:6px"> </div>with </div><div id="a22231" style="position:absolute;font-family:'Arial';left:5px;top:31px;">an expected<div style="display:inline-block;width:5px"> </div>loss methodology<div style="display:inline-block;width:6px"> </div>that is<div style="display:inline-block;width:5px"> </div>referred to<div style="display:inline-block;width:5px"> </div>as CECL.<div style="display:inline-block;width:5px"> </div>The measurement<div style="display:inline-block;width:6px"> </div>of expected<div style="display:inline-block;width:5px"> </div>credit losses<div style="display:inline-block;width:6px"> </div>under the<div style="display:inline-block;width:5px"> </div>CECL </div><div id="a22234" style="position:absolute;font-family:'Arial';left:5px;top:46px;">methodology is applicable<div style="display:inline-block;width:6px"> </div>to financial assets<div style="display:inline-block;width:5px"> </div>measured at amortized<div style="display:inline-block;width:6px"> </div>cost, including loan<div style="display:inline-block;width:5px"> </div>receivables and<div style="display:inline-block;width:5px"> </div>held-to-maturity </div><div id="a22239" style="position:absolute;font-family:'Arial';left:5px;top:61px;">debt securities. In addition, ASC 326 amended the accou<div style="display:inline-block;width:2px"> </div>nting for available-for-sale debt securities. One such<div style="display:inline-block;width:5px"> </div>change is to </div><div id="a22245" style="position:absolute;font-family:'Arial';left:5px;top:77px;">require<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>be<div style="display:inline-block;width:5px"> </div>presented<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>an<div style="display:inline-block;width:5px"> </div>allowance<div style="display:inline-block;width:6px"> </div>rather<div style="display:inline-block;width:5px"> </div>than<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>write-down<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:5px"> </div>available-for-sale<div style="display:inline-block;width:6px"> </div>debt<div style="display:inline-block;width:5px"> </div>securities </div><div id="a22252" style="position:absolute;font-family:'Arial';left:5px;top:92px;">management does not intend to sell or believes that<div style="display:inline-block;width:5px"> </div>it is more likely than not they will be required to sell. </div><div id="a22256" style="position:absolute;font-family:'Arial';left:29px;top:123px;">CECL requires a loss reserve for securities<div style="display:inline-block;width:5px"> </div>classified as HTM. The reserve should reflect<div style="display:inline-block;width:5px"> </div>historical credit performance </div><div id="a22257" style="position:absolute;font-family:'Arial';left:5px;top:138px;">as well as the impact<div style="display:inline-block;width:5px"> </div>of projected economic forecast.<div style="display:inline-block;width:5px"> </div>For U.S. Government bonds<div style="display:inline-block;width:5px"> </div>and U.S. Agency issued bonds<div style="display:inline-block;width:5px"> </div>in HTM </div><div id="a22258" style="position:absolute;font-family:'Arial';left:5px;top:153px;">the explicit guarantee of the US Government is sufficient<div style="display:inline-block;width:5px"> </div>to conclude that a credit loss reserve is not required.<div style="display:inline-block;width:5px"> </div>The reserve </div><div id="a22260" style="position:absolute;font-family:'Arial';left:5px;top:169px;">requirement<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>for three<div style="display:inline-block;width:6px"> </div>primary<div style="display:inline-block;width:5px"> </div>assets<div style="display:inline-block;width:5px"> </div>groups:<div style="display:inline-block;width:5px"> </div>municipal<div style="display:inline-block;width:5px"> </div>bonds,<div style="display:inline-block;width:5px"> </div>corporate<div style="display:inline-block;width:5px"> </div>bonds,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>non-agency<div style="display:inline-block;width:5px"> </div>securitizations.<div style="display:inline-block;width:5px"> </div>The </div><div id="a22263" style="position:absolute;font-family:'Arial';left:5px;top:184px;">Company calculates quarterly the loss reserve<div style="display:inline-block;width:2px"> </div>utilizing Moody’s ImpairmentStudio. The CECL measurement for investment </div><div id="a22266" style="position:absolute;font-family:'Arial';left:5px;top:199px;">securities<div style="display:inline-block;width:6px"> </div>incorporates<div style="display:inline-block;width:6px"> </div>historical<div style="display:inline-block;width:6px"> </div>data,<div style="display:inline-block;width:6px"> </div>containing<div style="display:inline-block;width:6px"> </div>defaults<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>recoveries<div style="display:inline-block;width:6px"> </div>information,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>Moody’s<div style="display:inline-block;width:6px"> </div>baseline<div style="display:inline-block;width:6px"> </div>economic </div><div id="a22267" style="position:absolute;font-family:'Arial';left:5px;top:215px;">forecast. The<div style="display:inline-block;width:6px"> </div>solution uses<div style="display:inline-block;width:6px"> </div>probability of<div style="display:inline-block;width:6px"> </div>default/loss<div style="display:inline-block;width:5px"> </div>given default<div style="display:inline-block;width:6px"> </div>(“PD/LGD”)<div style="display:inline-block;width:5px"> </div>approach. PD<div style="display:inline-block;width:6px"> </div>represents the<div style="display:inline-block;width:6px"> </div>likelihood a </div><div id="a22269" style="position:absolute;font-family:'Arial';left:5px;top:230px;">borrower will<div style="display:inline-block;width:6px"> </div>default.<div style="display:inline-block;width:5px"> </div>Within the<div style="display:inline-block;width:6px"> </div>Moody’s<div style="display:inline-block;width:5px"> </div>model, this<div style="display:inline-block;width:6px"> </div>is determined<div style="display:inline-block;width:6px"> </div>using historical<div style="display:inline-block;width:6px"> </div>default data,<div style="display:inline-block;width:6px"> </div>adjusted for<div style="display:inline-block;width:6px"> </div>the current </div><div id="a22270" style="position:absolute;font-family:'Arial';left:5px;top:245px;">economic environment. LGD projects the expected loss<div style="display:inline-block;width:5px"> </div>if a borrower were to default. </div><div id="a22274" style="position:absolute;font-family:'Arial';left:29px;top:276px;">The Company monitors<div style="display:inline-block;width:6px"> </div>the credit<div style="display:inline-block;width:5px"> </div>quality of held<div style="display:inline-block;width:5px"> </div>to maturity<div style="display:inline-block;width:5px"> </div>securities through<div style="display:inline-block;width:5px"> </div>the use of<div style="display:inline-block;width:6px"> </div>credit ratings.<div style="display:inline-block;width:5px"> </div>Credit ratings </div><div id="a22275" style="position:absolute;font-family:'Arial';left:5px;top:291px;">are monitored by the Company on at least a quarterly basis. As of<div style="display:inline-block;width:2px"> </div>December 31, 2023 and December 31, 2022, all held-to-</div><div id="a22279" style="position:absolute;font-family:'Arial';left:5px;top:307px;">maturity securities held by the Company were rated investment<div style="display:inline-block;width:5px"> </div>grade. </div><div id="a22283" style="position:absolute;font-family:'Arial';left:29px;top:337px;">At December 31, 2023, HTM securities<div style="display:inline-block;width:2px"> </div>included $</div><div id="a22283_47_5" style="position:absolute;font-family:'Arial';left:320px;top:337px;">165.6</div><div id="a22283_52_61" style="position:absolute;font-family:'Arial';left:354px;top:337px;"><div style="display:inline-block;width:3px"> </div>million of U.S. Government and<div style="display:inline-block;width:2px"> </div>U.S. Agency issued bonds and </div><div id="a22287" style="position:absolute;font-family:'Arial';left:5px;top:353px;">mortgage-backed<div style="display:inline-block;width:6px"> </div>securities.<div style="display:inline-block;width:6px"> </div>Because<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>explicit<div style="display:inline-block;width:6px"> </div>and/or<div style="display:inline-block;width:6px"> </div>implicit<div style="display:inline-block;width:6px"> </div>guarantee<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>these<div style="display:inline-block;width:6px"> </div>bonds,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>holds </div><div id="a22287_112_2" style="position:absolute;font-family:'Arial';left:710px;top:353px;">no</div><div id="a22290" style="position:absolute;font-family:'Arial';left:5px;top:368px;">reserves<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:5px"> </div>these<div style="display:inline-block;width:5px"> </div>holdings.<div style="display:inline-block;width:5px"> </div>The<div style="display:inline-block;width:5px"> </div>remaining<div style="display:inline-block;width:6px"> </div>portion<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>HTM<div style="display:inline-block;width:5px"> </div>portfolio<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>made<div style="display:inline-block;width:5px"> </div>up<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>$</div><div id="a22290_86_3" style="position:absolute;font-family:'Arial';left:539px;top:368px;">9.4</div><div id="a22290_89_29" style="position:absolute;font-family:'Arial';left:557px;top:368px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>investment<div style="display:inline-block;width:6px"> </div>grade </div><div id="a22292" style="position:absolute;font-family:'Arial';left:5px;top:383px;">corporate bonds. The required reserve for these<div style="display:inline-block;width:2px"> </div>holdings is determined each quarter using the model described above.<div style="display:inline-block;width:2px"> </div>For </div><div id="a22293" style="position:absolute;font-family:'Arial';left:5px;top:399px;">the portion of the HTM exposed to non-government<div style="display:inline-block;width:5px"> </div>credit risk, the Company utilized the PD/LGD<div style="display:inline-block;width:5px"> </div>methodology to estimate </div><div id="a22297" style="position:absolute;font-family:'Arial';left:5px;top:414px;">a $</div><div id="a22297_3_1" style="position:absolute;font-family:'Arial';left:24px;top:414px;">8</div><div id="a22297_4_113" style="position:absolute;font-family:'Arial';left:31px;top:414px;"><div style="display:inline-block;width:4px"> </div>thousand ACL as<div style="display:inline-block;width:5px"> </div>of December 31,<div style="display:inline-block;width:5px"> </div>2023. The book<div style="display:inline-block;width:5px"> </div>value for debt<div style="display:inline-block;width:5px"> </div>securities classified as<div style="display:inline-block;width:5px"> </div>HTM represents amortized </div><div id="a22298" style="position:absolute;font-family:'Arial';left:5px;top:429px;">cost less ACL.<div style="display:inline-block;width:4px"> </div></div><div id="a22301" style="position:absolute;font-family:'Arial';left:29px;top:460px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>determined<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>an<div style="display:inline-block;width:6px"> </div>ACL<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>its<div style="display:inline-block;width:6px"> </div>debt<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:6px"> </div>available<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>sale<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>December<div style="display:inline-block;width:6px"> </div>31,<div style="display:inline-block;width:6px"> </div>2023<div style="display:inline-block;width:6px"> </div>was<div style="display:inline-block;width:6px"> </div>not </div><div id="a22305" style="position:absolute;font-family:'Arial';left:5px;top:475px;">required. </div><div id="a22308" style="position:absolute;font-family:'Arial';left:29px;top:506px;">At<div style="display:inline-block;width:6px"> </div>December<div style="display:inline-block;width:6px"> </div>31,<div style="display:inline-block;width:6px"> </div>2023,<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>had<div style="display:inline-block;width:6px"> </div>$</div><div id="a22308_39_4" style="position:absolute;font-family:'Arial';left:304px;top:506px;">54.9</div><div id="a22308_43_64" style="position:absolute;font-family:'Arial';left:330px;top:506px;"><div style="display:inline-block;width:6px"> </div>million<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>unrealized<div style="display:inline-block;width:7px"> </div>losses<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>mortgage-backed<div style="display:inline-block;width:7px"> </div>securities<div style="display:inline-block;width:6px"> </div>and </div><div id="a22313" style="position:absolute;font-family:'Arial';left:5px;top:521px;">collateralized mortgage<div style="display:inline-block;width:5px"> </div>obligations of<div style="display:inline-block;width:5px"> </div>U.S. Government<div style="display:inline-block;width:5px"> </div>sponsored entities<div style="display:inline-block;width:5px"> </div>having a<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:5px"> </div>of $</div><div id="a22313_98_5" style="position:absolute;font-family:'Arial';left:590px;top:521px;">284.1</div><div id="a22313_103_19" style="position:absolute;font-family:'Arial';left:623px;top:521px;"><div style="display:inline-block;width:4px"> </div>million that<div style="display:inline-block;width:5px"> </div>were </div><div id="a22314" style="position:absolute;font-family:'Arial';left:5px;top:537px;">attributable<div style="display:inline-block;width:7px"> </div>to<div style="display:inline-block;width:7px"> </div>a<div style="display:inline-block;width:7px"> </div>combination<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>factors,<div style="display:inline-block;width:7px"> </div>including<div style="display:inline-block;width:7px"> </div>relative<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rates<div style="display:inline-block;width:7px"> </div>since<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>time<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>purchase.<div style="display:inline-block;width:7px"> </div>The </div><div id="a22316" style="position:absolute;font-family:'Arial';left:5px;top:552px;">contractual cash flows for these securities are guaranteed by U.S. Government agencies<div style="display:inline-block;width:5px"> </div>and U.S. Government sponsored </div><div id="a22317" style="position:absolute;font-family:'Arial';left:5px;top:567px;">entities. The municipal bonds are of high credit<div style="display:inline-block;width:5px"> </div>quality and the declines in fair value are<div style="display:inline-block;width:5px"> </div>not due to credit quality.<div style="display:inline-block;width:6px"> </div>Based on </div><div id="a22319" style="position:absolute;font-family:'Arial';left:5px;top:583px;">the assessment of<div style="display:inline-block;width:2px"> </div>these mitigating factors, management<div style="display:inline-block;width:2px"> </div>believes that the<div style="display:inline-block;width:2px"> </div>unrealized losses on these<div style="display:inline-block;width:2px"> </div>debt security holdings </div><div id="a22320" style="position:absolute;font-family:'Arial';left:5px;top:598px;">are a<div style="display:inline-block;width:2px"> </div>function of<div style="display:inline-block;width:2px"> </div>changes in<div style="display:inline-block;width:2px"> </div>investment spreads<div style="display:inline-block;width:2px"> </div>and interest<div style="display:inline-block;width:2px"> </div>rate movements and<div style="display:inline-block;width:2px"> </div>not changes<div style="display:inline-block;width:2px"> </div>in credit<div style="display:inline-block;width:2px"> </div>quality. Management </div><div id="a22322" style="position:absolute;font-family:'Arial';left:5px;top:613px;">expects to recover the entire amortized cost basis of these securities. </div><div id="a22325" style="position:absolute;font-family:'Arial';left:29px;top:644px;">At December 31, 2023, the<div style="display:inline-block;width:5px"> </div>Company does not intend to<div style="display:inline-block;width:5px"> </div>sell debt securities that are<div style="display:inline-block;width:5px"> </div>in an unrealized loss position and </div><div id="a22326" style="position:absolute;font-family:'Arial';left:5px;top:659px;">it is not more than likely than not that the Company will be required to sell<div style="display:inline-block;width:2px"> </div>these securities before recovery of the amortized </div><div id="a22328" style="position:absolute;font-family:'Arial';left:5px;top:675px;">cost basis.<div style="display:inline-block;width:4px"> </div></div><div id="a22333" style="position:absolute;font-family:'Arial';left:29px;top:705px;">As of December 31, 2023, the Company maintains a master repurchase agreement with a public banking institution for </div><div id="a22343" style="position:absolute;font-family:'Arial';left:5px;top:721px;">up<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>$</div><div id="a22343_7_4" style="position:absolute;font-family:'Arial';left:49px;top:721px;">20.0</div><div id="a22343_11_105" style="position:absolute;font-family:'Arial';left:75px;top:721px;"><div style="display:inline-block;width:4px"> </div>million<div style="display:inline-block;width:6px"> </div>fully<div style="display:inline-block;width:6px"> </div>guaranteed<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:6px"> </div>investment<div style="display:inline-block;width:6px"> </div>securities<div style="display:inline-block;width:6px"> </div>upon<div style="display:inline-block;width:6px"> </div>withdrawal.<div style="display:inline-block;width:6px"> </div>Any<div style="display:inline-block;width:6px"> </div>amounts<div style="display:inline-block;width:6px"> </div>borrowed<div style="display:inline-block;width:6px"> </div>would<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:6px"> </div>a </div><div id="a22348" style="position:absolute;font-family:'Arial';left:5px;top:736px;">variable interest rate<div style="display:inline-block;width:5px"> </div>based on prevailing<div style="display:inline-block;width:5px"> </div>rates at the<div style="display:inline-block;width:5px"> </div>time funding is<div style="display:inline-block;width:5px"> </div>requested. At<div style="display:inline-block;width:5px"> </div>December 31, 2023, the<div style="display:inline-block;width:6px"> </div>Company did </div><div id="a22356" style="position:absolute;font-family:'Arial';left:5px;top:751px;">no</div><div id="a22356_2_52" style="position:absolute;font-family:'Arial';left:20px;top:751px;">t have any securities pledged under this agreement. </div><div id="a22359" style="position:absolute;font-family:'Arial';left:29px;top:782px;">In 2018, the Company became a Qualified Public Depositor (“QPD”) with the State of Florida. As a QPD, the Company </div><div id="a22368" style="position:absolute;font-family:'Arial';left:5px;top:797px;">has the<div style="display:inline-block;width:2px"> </div>authority to<div style="display:inline-block;width:2px"> </div>legally maintain public<div style="display:inline-block;width:2px"> </div>deposits from cities,<div style="display:inline-block;width:2px"> </div>municipalities, and the<div style="display:inline-block;width:2px"> </div>State of<div style="display:inline-block;width:2px"> </div>Florida. These public<div style="display:inline-block;width:2px"> </div>deposits </div><div id="a22370" style="position:absolute;font-family:'Arial';left:5px;top:813px;">are secured by<div style="display:inline-block;width:5px"> </div>securities pledged to<div style="display:inline-block;width:5px"> </div>the State of<div style="display:inline-block;width:5px"> </div>Florida at a<div style="display:inline-block;width:5px"> </div>ratio of </div><div id="a22370_72_2" style="position:absolute;font-family:'Arial';left:415px;top:813px;">25</div><div id="a22370_74_49" style="position:absolute;font-family:'Arial';left:430px;top:813px;">% of the<div style="display:inline-block;width:5px"> </div>average outstanding uninsured<div style="display:inline-block;width:5px"> </div>deposits. </div><div id="a22375" style="position:absolute;font-family:'Arial';left:5px;top:828px;">The Company must also maintain a minimum amount<div style="display:inline-block;width:5px"> </div>of pledged securities to be in the program. </div><div id="a22381" style="position:absolute;font-family:'Arial';left:29px;top:859px;">At December 31, 2023, the Company had </div><div id="a22381_38_12" style="position:absolute;font-family:'Arial';left:279px;top:859px;">twenty-eight</div><div id="a22381_50_34" style="position:absolute;font-family:'Arial';left:351px;top:859px;"><div style="display:inline-block;width:4px"> </div>securities with a fair value of $</div><div id="a22381_84_4" style="position:absolute;font-family:'Arial';left:534px;top:859px;">86.9</div><div id="a22381_88_30" style="position:absolute;font-family:'Arial';left:560px;top:859px;"><div style="display:inline-block;width:4px"> </div>million pledged to the State </div><div id="a22403" style="position:absolute;font-family:'Arial';left:5px;top:874px;">of Florida<div style="display:inline-block;width:7px"> </div>under<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>public<div style="display:inline-block;width:5px"> </div>funds<div style="display:inline-block;width:5px"> </div>program.<div style="display:inline-block;width:5px"> </div>The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>held<div style="display:inline-block;width:5px"> </div>a total<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:5px"> </div>$</div><div id="a22403_72_5" style="position:absolute;font-family:'Arial';left:452px;top:874px;">268.4</div><div id="a22403_77_41" style="position:absolute;font-family:'Arial';left:486px;top:874px;"><div style="display:inline-block;width:4px"> </div>million<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>public<div style="display:inline-block;width:5px"> </div>funds<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>December 31, </div><div id="a22416" style="position:absolute;font-family:'Arial';left:5px;top:889px;">2023. </div></div></div><div id="TextBlockContainer892" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer892" style="position:relative;width:739px;z-index:1;"><div id="a22440" style="position:absolute;font-family:'Arial';left:29px;top:15px;">At December 31,<div style="display:inline-block;width:5px"> </div>2022, the Company<div style="display:inline-block;width:5px"> </div>had </div><div id="a22440_38_8" style="position:absolute;font-family:'Arial';left:281px;top:15px;">eighteen</div><div id="a22440_46_34" style="position:absolute;font-family:'Arial';left:332px;top:15px;"><div style="display:inline-block;width:4px"> </div>securities with a<div style="display:inline-block;width:5px"> </div>fair value of<div style="display:inline-block;width:5px"> </div>$</div><div id="a22440_80_4" style="position:absolute;font-family:'Arial';left:517px;top:15px;">49.0</div><div id="a22440_84_33" style="position:absolute;font-family:'Arial';left:543px;top:15px;"><div style="display:inline-block;width:4px"> </div>million pledged to<div style="display:inline-block;width:5px"> </div>the State of </div><div id="a22446" style="position:absolute;font-family:'Arial';left:5px;top:31px;">Florida under the public funds program. The Company held<div style="display:inline-block;width:5px"> </div>a total of $</div><div id="a22446_69_5" style="position:absolute;font-family:'Arial';left:420px;top:31px;">204.2</div><div id="a22446_74_46" style="position:absolute;font-family:'Arial';left:453px;top:31px;"><div style="display:inline-block;width:4px"> </div>million in public funds at December 31, 2022.</div></div></div><div id="TextBlockContainer895" style="position:relative;line-height:normal;width:739px;height:170px;"><div id="TextContainer895" style="position:relative;width:739px;z-index:1;"><div id="a22456" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The Board<div style="display:inline-block;width:5px"> </div>of Governors<div style="display:inline-block;width:5px"> </div>of the Federal<div style="display:inline-block;width:6px"> </div>Reserve System,<div style="display:inline-block;width:5px"> </div>on March<div style="display:inline-block;width:5px"> </div>12, 2023,<div style="display:inline-block;width:5px"> </div>announced the<div style="display:inline-block;width:5px"> </div>creation of<div style="display:inline-block;width:5px"> </div>a new<div style="display:inline-block;width:5px"> </div>Bank </div><div id="a22457" style="position:absolute;font-family:'Arial';left:5px;top:15px;">Term<div style="display:inline-block;width:5px"> </div>Funding Program (“BTFP”).<div style="display:inline-block;width:5px"> </div>The BTFP offers<div style="display:inline-block;width:5px"> </div>loans of up to one year<div style="display:inline-block;width:6px"> </div>in length to banks, savings<div style="display:inline-block;width:5px"> </div>associations, credit </div><div id="a22458" style="position:absolute;font-family:'Arial';left:5px;top:31px;">unions,<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>eligible<div style="display:inline-block;width:7px"> </div>depository<div style="display:inline-block;width:8px"> </div>institutions<div style="display:inline-block;width:7px"> </div>pledging<div style="display:inline-block;width:7px"> </div>U.S.<div style="display:inline-block;width:7px"> </div>Treasuries,<div style="display:inline-block;width:8px"> </div>U.S.<div style="display:inline-block;width:7px"> </div>agency<div style="display:inline-block;width:7px"> </div>debt<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>mortgage-backed </div><div id="a22463" style="position:absolute;font-family:'Arial';left:5px;top:46px;">securities, and other qualifying assets as collateral. These<div style="display:inline-block;width:5px"> </div>assets will be valued at par. </div><div id="a22466" style="position:absolute;font-family:'Arial';left:29px;top:77px;">The Company had </div><div id="a22466_16_2" style="position:absolute;font-family:'Arial';left:144px;top:77px;">no</div><div id="a22466_18_76" style="position:absolute;font-family:'Arial';left:158px;top:77px;"><div style="display:inline-block;width:4px"> </div>borrowing under the<div style="display:inline-block;width:6px"> </div>BTFP program as<div style="display:inline-block;width:5px"> </div>of December 31,<div style="display:inline-block;width:6px"> </div>2023, and had<div style="display:inline-block;width:5px"> </div>pledged $</div><div id="a22466_94_5" style="position:absolute;font-family:'Arial';left:650px;top:77px;">132.1</div><div id="a22466_99_9" style="position:absolute;font-family:'Arial';left:683px;top:77px;"><div style="display:inline-block;width:4px"> </div>million </div><div id="a22467" style="position:absolute;font-family:'Arial';left:5px;top:92px;">in securities<div style="display:inline-block;width:5px"> </div>measured at<div style="display:inline-block;width:6px"> </div>par to<div style="display:inline-block;width:5px"> </div>the Federal<div style="display:inline-block;width:5px"> </div>Reserve Bank<div style="display:inline-block;width:6px"> </div>of Atlanta<div style="display:inline-block;width:5px"> </div>for the<div style="display:inline-block;width:5px"> </div>BTFP program.<div style="display:inline-block;width:6px"> </div>The BTFP<div style="display:inline-block;width:6px"> </div>program ceased </div><div id="a22468" style="position:absolute;font-family:'Arial';left:5px;top:107px;">making new loans as of March 2024. </div><div id="a22472" style="position:absolute;font-family:'Arial';left:29px;top:138px;">On January 12, 2024, the Company borrowed $</div><div id="a22472_43_2" style="position:absolute;font-family:'Arial';left:311px;top:138px;">80</div><div id="a22472_45_22" style="position:absolute;font-family:'Arial';left:326px;top:138px;"><div style="display:inline-block;width:4px"> </div>million at a rate of </div><div id="a22472_67_4" style="position:absolute;font-family:'Arial';left:439px;top:138px;">4.81</div><div id="a22472_71_43" style="position:absolute;font-family:'Arial';left:465px;top:138px;">%, maturing on January 10, 2025, under the </div><div id="a22475" style="position:absolute;font-family:'Arial';left:5px;top:153px;">BTFP program.</div></div></div><div id="TextBlockContainer844" style="position:relative;line-height:normal;width:730px;height:315px;"><div id="div_841_XBRL_TS_420cac5489f346f7b33f2d6683afa6f3" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer842" style="position:relative;line-height:normal;width:730px;height:315px;"><div style="position:absolute; width:363.1px; height:1px; left:361px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:71.1px; height:13.4px; left:373px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.4px; left:465.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.4px; left:649.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.2px; left:4px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17.1px; left:4px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:361px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:448.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:453.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:540.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:545.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:632.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:637.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:361px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:453.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:258.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17px; left:4px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:448.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:540.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:632.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:299.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17.2px; left:4px; top:296.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:21.1px; left:4px; top:292.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:18.2px; left:361px; top:295.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:292.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:294.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:295.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276px; height:21.1px; left:448.1px; top:292.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276px; height:21.1px; left:448.1px; top:292.2px; background-color:#CCEEFF; "> </div> <div id="TextContainer842" style="position:relative;width:730px;z-index:1;"><div id="a20491" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:495px;top:0px;">December 31, 2023</div><div id="a20493" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:34px;">Available-for-sale:</div><div id="a20499" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:376px;top:20px;">Amortized </div><div id="a20500" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:392px;top:34px;">Cost</div><div id="a20503" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:20px;">Unrealized </div><div id="a20504" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:480px;top:34px;">Gains</div><div id="a20507" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:20px;">Unrealized </div><div id="a20508" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:568px;top:34px;">Losses</div><div id="a20511" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:652px;top:34px;">Fair Value</div><div id="a20513" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">U.S. Government Agency</div><div id="a20515" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:50px;">$</div><div id="a20517" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:48px;">9,664</div><div id="a20520" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:50px;">$</div><div id="a20522" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:48px;-sec-ix-hidden:ID_981;">-</div><div id="a20525" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:50px;">$</div><div id="a20527" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:48px;display:flex;">(1,491)</div><div id="a20530" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:50px;">$</div><div id="a20532" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">8,173</div><div id="a20534" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Collateralized mortgage obligations</div><div id="a20537" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:64px;">103,645</div><div id="a20541" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:64px;-sec-ix-hidden:ID_597;">-</div><div id="a20545" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:64px;display:flex;">(23,039)</div><div id="a20549" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:64px;">80,606</div><div id="a20551" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:82px;">Mortgage-backed securities - residential</div><div id="a20559" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:80px;">63,795</div><div id="a20563" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:80px;-sec-ix-hidden:ID_598;">-</div><div id="a20567" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:80px;display:flex;">(11,608)</div><div id="a20571" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">52,187</div><div id="a20573" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:98px;">Mortgage-backed securities - commercial</div><div id="a20581" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:96px;">49,212</div><div id="a20585" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:96px;">56</div><div id="a20589" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:96px;display:flex;">(6,504)</div><div id="a20593" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">42,764</div><div id="a20595" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:114px;">Municipal securities</div><div id="a20598" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:112px;">25,005</div><div id="a20602" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:112px;-sec-ix-hidden:ID_600;">-</div><div id="a20606" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:112px;display:flex;">(5,667)</div><div id="a20610" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:112px;">19,338</div><div id="a20612" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Bank subordinated debt securities</div><div id="a20615" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:128px;">28,106</div><div id="a20619" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:128px;">188</div><div id="a20623" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:128px;display:flex;">(2,033)</div><div id="a20627" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:128px;">26,261</div><div id="a20630" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:147px;">$</div><div id="a20632" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:147px;">279,427</div><div id="a20635" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:147px;">$</div><div id="a20637" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:147px;">244</div><div id="a20640" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:147px;">$</div><div id="a20642" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:147px;display:flex;">(50,342)</div><div id="a20645" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:147px;">$</div><div id="a20647" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:147px;">229,329</div><div id="a20649" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:164px;">Held-to-maturity:</div><div id="a20666" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:179px;">U.S. Government Agency</div><div id="a20668" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:180px;">$</div><div id="a20670" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:178px;">43,626</div><div id="a20673" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:180px;">$</div><div id="a20675" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:178px;">2</div><div id="a20678" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:180px;">$</div><div id="a20680" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:178px;display:flex;">(5,322)</div><div id="a20683" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:180px;">$</div><div id="a20685" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:178px;">38,306</div><div id="a20687" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">Collateralized mortgage obligations</div><div id="a20690" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:194px;">62,735</div><div id="a20694" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:194px;-sec-ix-hidden:ID_619;">-</div><div id="a20698" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:194px;display:flex;">(7,983)</div><div id="a20702" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:194px;">54,752</div><div id="a20704" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">Mortgage-backed securities - residential</div><div id="a20712" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:210px;">43,784</div><div id="a20716" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:210px;">348</div><div id="a20720" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:210px;display:flex;">(4,533)</div><div id="a20724" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:210px;">39,599</div><div id="a20726" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:226px;">Mortgage-backed securities - commercial</div><div id="a20734" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:226px;">15,439</div><div id="a20738" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:226px;-sec-ix-hidden:ID_621;">-</div><div id="a20742" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:226px;display:flex;">(1,257)</div><div id="a20746" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:226px;">14,182</div><div id="a20748" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Corporate bonds</div><div id="a20751" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:242px;">9,398</div><div id="a20755" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:242px;-sec-ix-hidden:ID_622;">-</div><div id="a20759" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:242px;display:flex;">(727)</div><div id="a20763" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:242px;">8,671</div><div id="a20766" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:261px;">$</div><div id="a20768" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:261px;">174,982</div><div id="a20771" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:261px;">$</div><div id="a20773" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:261px;">350</div><div id="a20776" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:261px;">$</div><div id="a20778" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:261px;display:flex;">(19,822)</div><div id="a20781" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:261px;">$</div><div id="a20783" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:261px;">155,510</div><div id="a20785" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:278px;">Allowance for credit losses - securities held-to-maturity</div><div id="a20795" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:279px;display:flex;">(8)</div><div id="a20806" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:298px;">Securities held-to maturity, net of allowance for credit losses</div><div id="a20810" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:300px;">$</div><div id="a20812" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:300px;">174,974</div></div></div></div></div><div id="TextBlockContainer850" style="position:relative;line-height:normal;width:724px;height:308px;"><div id="div_847_XBRL_TS_a13d312abd374c7fa1f2849885c86c1a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer848" style="position:relative;line-height:normal;width:724px;height:308px;"><div style="position:absolute; width:363.1px; height:1px; left:359px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:361.7px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:373.7px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:453.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:465.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:545.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.4px; left:557.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:637.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:649.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:2px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:446.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:538.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:630.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:81.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:113.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:145.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:179.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:13px; left:2px; top:180.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17px; left:2px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:359px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:446.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:451.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:538.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:543.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:630.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:635.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:210.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:242.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:274.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:289.2px; background-color:#000000; "> </div> <div id="TextContainer848" style="position:relative;width:724px;z-index:1;"><div id="a20846" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:0px;">December 31, 2022</div><div id="a20848" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:34px;">Available-for-sale:</div><div id="a20854" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:373px;top:20px;">Amortized </div><div id="a20855" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:389px;top:34px;">Cost</div><div id="a20858" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:464px;top:20px;">Unrealized </div><div id="a20859" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:478px;top:34px;">Gains</div><div id="a20862" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:556px;top:20px;">Unrealized </div><div id="a20863" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:566px;top:34px;">Losses</div><div id="a20866" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:650px;top:34px;">Fair Value</div><div id="a20868" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">U.S. Government Agency</div><div id="a20870" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:50px;">$</div><div id="a20872" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:48px;">10,177</div><div id="a20875" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:50px;">$</div><div id="a20877" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:48px;-sec-ix-hidden:ID_988;">-</div><div id="a20880" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:50px;">$</div><div id="a20882" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:48px;display:flex;">(1,522)</div><div id="a20885" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:50px;">$</div><div id="a20887" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:48px;">8,655</div><div id="a20889" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Collateralized mortgage obligations</div><div id="a20892" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:64px;">118,951</div><div id="a20896" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:64px;-sec-ix-hidden:ID_636;">-</div><div id="a20900" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:64px;display:flex;">(23,410)</div><div id="a20904" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:64px;">95,541</div><div id="a20906" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:82px;">Mortgage-backed securities - Residential</div><div id="a20914" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:80px;">73,838</div><div id="a20918" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:80px;-sec-ix-hidden:ID_637;">-</div><div id="a20922" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:80px;display:flex;">(12,959)</div><div id="a20926" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:80px;">60,879</div><div id="a20928" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:98px;">Mortgage-backed securities - Commercial</div><div id="a20936" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:96px;">32,244</div><div id="a20940" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:96px;">15</div><div id="a20944" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:96px;display:flex;">(4,305)</div><div id="a20948" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:96px;">27,954</div><div id="a20950" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:114px;">Municipal securities</div><div id="a20953" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:112px;">25,084</div><div id="a20957" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:112px;-sec-ix-hidden:ID_639;">-</div><div id="a20961" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:112px;display:flex;">(6,601)</div><div id="a20965" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:112px;">18,483</div><div id="a20967" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Bank subordinated debt securities</div><div id="a20970" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:128px;">15,964</div><div id="a20974" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:128px;">5</div><div id="a20978" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:128px;display:flex;">(1,050)</div><div id="a20982" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:128px;">14,919</div><div id="a20984" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:146px;">Corporate bonds</div><div id="a20987" style="position:absolute;font-family:'Arial';font-size:12px;left:409px;top:144px;">4,037</div><div id="a20991" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:144px;-sec-ix-hidden:ID_641;">-</div><div id="a20995" style="position:absolute;font-family:'Arial';font-size:12px;left:599px;top:144px;display:flex;">(328)</div><div id="a20999" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:144px;">3,709</div><div id="a21002" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:163px;">$</div><div id="a21004" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:163px;">280,295</div><div id="a21007" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:163px;">$</div><div id="a21009" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:163px;">20</div><div id="a21012" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:163px;">$</div><div id="a21014" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:163px;display:flex;">(50,175)</div><div id="a21017" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:163px;">$</div><div id="a21019" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:163px;">230,140</div><div id="a21021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:180px;">Held-to-maturity:</div><div id="a21038" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">U.S. Government Agency</div><div id="a21040" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:196px;">$</div><div id="a21042" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:193px;">44,914</div><div id="a21045" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:196px;">$</div><div id="a21047" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:193px;">25</div><div id="a21050" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:196px;">$</div><div id="a21052" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:193px;display:flex;">(5,877)</div><div id="a21055" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:196px;">$</div><div id="a21057" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:193px;">39,062</div><div id="a21059" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">U.S. Treasury</div><div id="a21062" style="position:absolute;font-family:'Arial';font-size:12px;left:409px;top:209px;">9,841</div><div id="a21066" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:209px;-sec-ix-hidden:ID_1706;">-</div><div id="a21070" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:209px;display:flex;">(13)</div><div id="a21074" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:209px;">9,828</div><div id="a21076" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:227px;">Collateralized mortgage obligations</div><div id="a21079" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:225px;">68,727</div><div id="a21083" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:225px;">28</div><div id="a21087" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:225px;display:flex;">(7,830)</div><div id="a21091" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:225px;">60,925</div><div id="a21093" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Mortgage-backed securities - Residential</div><div id="a21101" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:242px;">42,685</div><div id="a21105" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:242px;">372</div><div id="a21109" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:242px;display:flex;">(4,574)</div><div id="a21113" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:242px;">38,483</div><div id="a21115" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:258px;">Mortgage-backed securities - Commercial</div><div id="a21123" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:258px;">11,442</div><div id="a21127" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:258px;-sec-ix-hidden:ID_975;">-</div><div id="a21131" style="position:absolute;font-family:'Arial';font-size:12px;left:599px;top:258px;display:flex;">(665)</div><div id="a21135" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:258px;">10,777</div><div id="a21137" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:275px;">Corporate bonds</div><div id="a21140" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:274px;">11,090</div><div id="a21144" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:274px;-sec-ix-hidden:ID_978;">-</div><div id="a21148" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:274px;display:flex;">(1,077)</div><div id="a21152" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:274px;">10,013</div><div id="a21155" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:293px;">$</div><div id="a21157" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:293px;">188,699</div><div id="a21160" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:293px;">$</div><div id="a21162" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:293px;">425</div><div id="a21165" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:293px;">$</div><div id="a21167" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:293px;display:flex;">(20,036)</div><div id="a21170" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:293px;">$</div><div id="a21172" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:293px;">169,088</div></div></div></div></div><div id="TextBlockContainer859" style="position:relative;line-height:normal;width:734px;height:96px;"><div id="div_856_XBRL_TS_aada563d731747ccb1872dd687f433d7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer857" style="position:relative;line-height:normal;width:734px;height:96px;"><div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:15.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:15.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:491.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:495.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:607.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:612.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:47.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:47.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:482.2px; height:13.8px; left:13px; top:79.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:491.1px; height:17px; left:4px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:495.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:607.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:612.1px; top:77.6px; background-color:#000000; "> </div> <div id="TextContainer857" style="position:relative;width:734px;z-index:1;"><div id="a21284" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:0px;">Available-for-sale:</div><div id="a21290" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:538px;top:0px;">2023</div><div id="a21293" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:0px;">2022</div><div id="a21295" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Proceeds from sales and call of securities</div><div id="a21297" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:16px;">$</div><div id="a21299" style="position:absolute;font-family:'Arial';font-size:12px;left:567px;top:16px;">24,185</div><div id="a21302" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:16px;">$</div><div id="a21304" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">60,649</div><div id="a21312" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Gross Gains</div><div id="a21314" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:48px;">$</div><div id="a21316" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:48px;">3</div><div id="a21319" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:48px;">$</div><div id="a21321" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:48px;">217</div><div id="a21323" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Gross Losses</div><div id="a21326" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:64px;display:flex;">(1,862)</div><div id="a21330" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:64px;display:flex;">(2,746)</div><div id="a21332" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Net realized gains (losses)</div><div id="a21334" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:81px;">$</div><div id="a21336" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:81px;display:flex;">(1,859)</div><div id="a21339" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:81px;">$</div><div id="a21341" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:81px;display:flex;">(2,529)</div></div></div></div></div><div id="TextBlockContainer868" style="position:relative;line-height:normal;width:730px;height:193px;"><div id="div_865_XBRL_TS_161720aeed8149c7b1d6a5238056f6cb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer866" style="position:relative;line-height:normal;width:730px;height:193px;"><div style="position:absolute; width:169.1px; height:1px; left:381px; top:15.5px; background-color:#000000; "> </div> <div style="position:absolute; width:169px; height:1px; left:555.2px; top:15.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:381px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:468.1px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:555.2px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:642.2px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:16px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:16px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:381px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:463.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:550.2px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:110.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:142.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:381px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:468.1px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:555.2px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:175.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:642.2px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:17px; left:4px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:17px; left:4px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:381px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:463.1px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:550.2px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:174.2px; background-color:#000000; "> </div> <div id="TextContainer866" style="position:relative;width:730px;z-index:1;"><div id="a21387" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:416px;top:0px;">Available-for-sale</div><div id="a21394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:594px;top:0px;">Held-to-maturity</div><div id="a21400" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:33px;">December 31, 2023:</div><div id="a21403" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:393px;top:19px;">Amortized </div><div id="a21404" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:409px;top:33px;">Cost</div><div id="a21407" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:33px;">Fair Value</div><div id="a21410" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:567px;top:19px;">Amortized </div><div id="a21411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:583px;top:33px;">Cost</div><div id="a21414" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:33px;">Fair Value</div><div id="a21416" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">Due within one year</div><div id="a21419" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:49px;">$</div><div id="a21421" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:49px;-sec-ix-hidden:ID_507;">-</div><div id="a21424" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:49px;">$</div><div id="a21426" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:49px;-sec-ix-hidden:ID_512;">-</div><div id="a21429" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:49px;">$</div><div id="a21431" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:49px;-sec-ix-hidden:ID_1173;">-</div><div id="a21434" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:49px;">$</div><div id="a21436" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:49px;-sec-ix-hidden:ID_1822;">-</div><div id="a21438" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">Due after one year through five years</div><div id="a21442" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:65px;">2,710</div><div id="a21446" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:65px;">2,853</div><div id="a21450" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:65px;">9,398</div><div id="a21454" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:65px;">8,671</div><div id="a21456" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Due after five years through ten years</div><div id="a21460" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:81px;">32,116</div><div id="a21464" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:81px;">28,673</div><div id="a21468" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:81px;-sec-ix-hidden:ID_1175;">-</div><div id="a21472" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:81px;-sec-ix-hidden:ID_1823;">-</div><div id="a21474" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:96px;">Due after ten years</div><div id="a21478" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:97px;">18,285</div><div id="a21482" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:97px;">14,073</div><div id="a21486" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:97px;-sec-ix-hidden:ID_1176;">-</div><div id="a21490" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:97px;-sec-ix-hidden:ID_1824;">-</div><div id="a21492" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:112px;">U.S. Government Agency</div><div id="a21496" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:113px;">9,664</div><div id="a21500" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:113px;">8,173</div><div id="a21504" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:113px;">43,626</div><div id="a21508" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:113px;">38,306</div><div id="a21510" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:128px;">Collateralized mortgage obligations</div><div id="a21514" style="position:absolute;font-family:'Arial';font-size:12px;left:416px;top:129px;">103,645</div><div id="a21518" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:129px;">80,606</div><div id="a21522" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:129px;">62,735</div><div id="a21526" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:129px;">54,752</div><div id="a21528" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:144px;">Mortgage-backed securities - residential </div><div id="a21537" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:145px;">63,795</div><div id="a21541" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:145px;">52,187</div><div id="a21545" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:145px;">43,784</div><div id="a21549" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:145px;">39,599</div><div id="a21551" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:160px;">Mortgage-backed securities - commercial </div><div id="a21560" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:161px;">49,212</div><div id="a21564" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:161px;">42,764</div><div id="a21568" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:161px;">15,439</div><div id="a21572" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:161px;">14,182</div><div id="a21576" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:178px;">$</div><div id="a21578" style="position:absolute;font-family:'Arial';font-size:12px;left:416px;top:178px;">279,427</div><div id="a21581" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:178px;">$</div><div id="a21583" style="position:absolute;font-family:'Arial';font-size:12px;left:503px;top:178px;">229,329</div><div id="a21586" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:178px;">$</div><div id="a21588" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:178px;">174,982</div><div id="a21591" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:178px;">$</div><div id="a21593" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:178px;">155,510</div></div></div></div></div><div id="TextBlockContainer877" style="position:relative;line-height:normal;width:730px;height:217px;"><div id="div_874_XBRL_TS_4f4af41a910543b88be959bbc064c37c" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer875" style="position:relative;line-height:normal;width:730px;height:217px;"><div style="position:absolute; width:509px; height:1px; left:213.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:157.3px; height:1px; left:213.1px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:156.5px; height:1px; left:389.8px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:156.5px; height:1px; left:565.7px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:63.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.1px; height:13.9px; left:215.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:300.1px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:304.1px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:388.3px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:392.3px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.4px; height:15.4px; left:476.5px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.1px; height:13.9px; left:480.5px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.4px; height:15.4px; left:564.2px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:568.2px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:652.5px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:656.5px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:2px; top:62.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:211.1px; height:1px; left:2px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:213.1px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:282.1px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:301.4px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:370.4px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:389.8px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:458.6px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:477.9px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:546.3px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:565.7px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:634.5px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:653.8px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:48.3px; height:13.8px; left:227px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52.3px; height:13.8px; left:315.3px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.8px; left:403.7px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.8px; left:491.9px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.8px; left:579.6px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.5px; left:2px; top:94.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.5px; left:2px; top:94.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.8px; left:667.7px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:151px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:149.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:183px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:181.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:213.1px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:69px; height:1px; left:301.4px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:389.8px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:477.9px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:565.7px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:653.8px; top:197.9px; background-color:#000000; "> </div> <div id="TextContainer875" style="position:relative;width:730px;z-index:1;"><div id="a21640" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:0px;">December 31, 2023</div><div id="a21643" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:232px;top:17px;">Less than 12 months</div><div id="a21646" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:414px;top:17px;">12 months or more</div><div id="a21649" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:629px;top:17px;">Total</div><div id="a21652" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:218px;top:48px;">Fair Value</div><div id="a21655" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:305px;top:35px;">Unrealized </div><div id="a21656" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:315px;top:48px;">Losses</div><div id="a21659" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:395px;top:48px;">Fair Value</div><div id="a21662" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:35px;">Unrealized </div><div id="a21663" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:491px;top:48px;">Losses</div><div id="a21666" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:571px;top:48px;">Fair Value</div><div id="a21669" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:657px;top:35px;">Unrealized </div><div id="a21670" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:48px;">Losses</div><div id="a21672" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">U.S. Government Agency</div><div id="a21674" style="position:absolute;font-family:'Arial';font-size:12px;left:215px;top:65px;">$</div><div id="a21676" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:65px;-sec-ix-hidden:ID_997;">-</div><div id="a21679" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:65px;">$</div><div id="a21681" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:65px;-sec-ix-hidden:ID_998;">-</div><div id="a21684" style="position:absolute;font-family:'Arial';font-size:12px;left:392px;top:65px;">$</div><div id="a21686" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:65px;">46,479</div><div id="a21689" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:65px;">$</div><div id="a21691" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:65px;display:flex;">(8,043)</div><div id="a21694" style="position:absolute;font-family:'Arial';font-size:12px;left:568px;top:65px;">$</div><div id="a21696" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:65px;">46,479</div><div id="a21699" style="position:absolute;font-family:'Arial';font-size:12px;left:656px;top:65px;">$</div><div id="a21701" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:65px;display:flex;">(8,043)</div><div id="a21703" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Collateralized mortgage obligations</div><div id="a21706" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:81px;-sec-ix-hidden:ID_526;">-</div><div id="a21710" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:81px;-sec-ix-hidden:ID_531;">-</div><div id="a21714" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:81px;">135,358</div><div id="a21718" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:81px;display:flex;">(35,566)</div><div id="a21722" style="position:absolute;font-family:'Arial';font-size:12px;left:584px;top:81px;">135,358</div><div id="a21726" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:81px;display:flex;">(35,566)</div><div id="a21728" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:95px;">Mortgage-backed securities - </div><div id="a21733" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:109px;">residential</div><div id="a21736" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:109px;">5,290</div><div id="a21740" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:109px;display:flex;">(47)</div><div id="a21744" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:109px;">83,484</div><div id="a21748" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:109px;display:flex;">(18,365)</div><div id="a21752" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:109px;">88,774</div><div id="a21756" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:109px;display:flex;">(18,412)</div><div id="a21758" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:123px;">Mortgage-backed securities - </div><div id="a21763" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:137px;">commercial</div><div id="a21766" style="position:absolute;font-family:'Arial';font-size:12px;left:238px;top:137px;">20,292</div><div id="a21770" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:137px;display:flex;">(611)</div><div id="a21774" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:137px;">33,083</div><div id="a21778" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:137px;display:flex;">(8,623)</div><div id="a21782" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:137px;">53,375</div><div id="a21786" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:137px;display:flex;">(9,234)</div><div id="a21788" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:152px;">Municipal securities </div><div id="a21791" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:153px;-sec-ix-hidden:ID_529;">-</div><div id="a21795" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:153px;-sec-ix-hidden:ID_534;">-</div><div id="a21799" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:153px;">19,338</div><div id="a21803" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:153px;display:flex;">(5,667)</div><div id="a21807" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:153px;">19,338</div><div id="a21811" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:153px;display:flex;">(5,667)</div><div id="a21813" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:168px;">Bank subordinated debt securities</div><div id="a21816" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:169px;">8,600</div><div id="a21820" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:169px;display:flex;">(331)</div><div id="a21824" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:169px;">12,287</div><div id="a21828" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:169px;display:flex;">(1,703)</div><div id="a21832" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:169px;">20,887</div><div id="a21836" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:169px;display:flex;">(2,034)</div><div id="a21838" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:184px;">Corporate bonds</div><div id="a21841" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:185px;-sec-ix-hidden:ID_1005;">-</div><div id="a21845" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:185px;-sec-ix-hidden:ID_1006;">-</div><div id="a21849" style="position:absolute;font-family:'Arial';font-size:12px;left:422px;top:185px;">8,671</div><div id="a21853" style="position:absolute;font-family:'Arial';font-size:12px;left:515px;top:185px;display:flex;">(406)</div><div id="a21857" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:185px;">8,671</div><div id="a21861" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:185px;display:flex;">(406)</div><div id="a21864" style="position:absolute;font-family:'Arial';font-size:12px;left:215px;top:202px;">$</div><div id="a21866" style="position:absolute;font-family:'Arial';font-size:12px;left:238px;top:202px;">34,182</div><div id="a21869" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:202px;">$</div><div id="a21871" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:202px;display:flex;">(989)</div><div id="a21874" style="position:absolute;font-family:'Arial';font-size:12px;left:392px;top:202px;">$</div><div id="a21876" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:202px;">338,700</div><div id="a21879" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:202px;">$</div><div id="a21881" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:202px;display:flex;">(78,373)</div><div id="a21884" style="position:absolute;font-family:'Arial';font-size:12px;left:568px;top:202px;">$</div><div id="a21886" style="position:absolute;font-family:'Arial';font-size:12px;left:584px;top:202px;">372,882</div><div id="a21889" style="position:absolute;font-family:'Arial';font-size:12px;left:656px;top:202px;">$</div><div id="a21891" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:202px;display:flex;">(79,362)</div></div></div></div></div><div id="TextBlockContainer881" style="position:relative;line-height:normal;width:734px;height:221px;"><div style="position:absolute; width:506.6px; height:1px; left:217.5px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:156.2px; height:1px; left:217.5px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:156.2px; height:1px; left:393.1px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:155.5px; height:1px; left:568.6px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:217.5px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:305.2px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:393.1px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:480.7px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:568.6px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:63.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:656.3px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:213.5px; height:16px; left:4px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:217.5px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:286px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:305.3px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:373.7px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:393.1px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:461.4px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:480.7px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:549.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:568.6px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:636.9px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:67.8px; height:1px; left:656.3px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.7px; left:4px; top:126.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:169.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:217.5px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:305.2px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:393.1px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:480.7px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:568.6px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.6px; left:4px; top:202.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:656.3px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:213.5px; height:17.6px; left:4px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:217.5px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:286px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:305.3px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:373.7px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:393.1px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:461.4px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:480.7px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:549.2px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:568.6px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:636.9px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:67.8px; height:1px; left:656.3px; top:201.8px; background-color:#000000; "> </div> <div id="TextContainer881" style="position:relative;width:734px;z-index:1;"><div id="a21913" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:417px;top:0px;">December 31, 2022</div><div id="a21916" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:236px;top:17px;">Less than 12 months</div><div id="a21919" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:417px;top:17px;">12 months or more</div><div id="a21922" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:632px;top:17px;">Total</div><div id="a21925" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:223px;top:48px;">Fair Value</div><div id="a21928" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:309px;top:35px;">Unrealized </div><div id="a21929" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:319px;top:48px;">Losses</div><div id="a21932" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:399px;top:48px;">Fair Value</div><div id="a21935" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:485px;top:35px;">Unrealized </div><div id="a21936" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:495px;top:48px;">Losses</div><div id="a21939" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:574px;top:48px;">Fair Value</div><div id="a21942" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:660px;top:35px;">Unrealized </div><div id="a21943" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:48px;">Losses</div><div id="a21945" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">U.S. Government Agency</div><div id="a21947" style="position:absolute;font-family:'Arial';font-size:12px;left:218px;top:64px;">$</div><div id="a21949" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:64px;">11,407</div><div id="a21952" style="position:absolute;font-family:'Arial';font-size:12px;left:306px;top:64px;">$</div><div id="a21954" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:64px;display:flex;">(1,093)</div><div id="a21957" style="position:absolute;font-family:'Arial';font-size:12px;left:393px;top:64px;">$</div><div id="a21959" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:64px;">36,310</div><div id="a21962" style="position:absolute;font-family:'Arial';font-size:12px;left:481px;top:64px;">$</div><div id="a21964" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:64px;display:flex;">(7,616)</div><div id="a21967" style="position:absolute;font-family:'Arial';font-size:12px;left:569px;top:64px;">$</div><div id="a21969" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:64px;">47,717</div><div id="a21972" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:64px;">$</div><div id="a21974" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:64px;display:flex;">(8,709)</div><div id="a21976" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">U.S. Treasury</div><div id="a21979" style="position:absolute;font-family:'Arial';font-size:12px;left:252px;top:80px;">9,828</div><div id="a21983" style="position:absolute;font-family:'Arial';font-size:12px;left:353px;top:80px;display:flex;">(13)</div><div id="a21987" style="position:absolute;font-family:'Arial';font-size:12px;left:454px;top:80px;-sec-ix-hidden:ID_1710;">-</div><div id="a21991" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:80px;-sec-ix-hidden:ID_1711;">-</div><div id="a21995" style="position:absolute;font-family:'Arial';font-size:12px;left:603px;top:80px;">9,828</div><div id="a21999" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:80px;display:flex;">(13)</div><div id="a22001" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:95px;">Collateralized mortgage obligations</div><div id="a22004" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:96px;">16,500</div><div id="a22008" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:96px;display:flex;">(963)</div><div id="a22012" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:96px;">139,965</div><div id="a22016" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:96px;display:flex;">(34,962)</div><div id="a22020" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:96px;">156,465</div><div id="a22024" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:96px;display:flex;">(35,925)</div><div id="a22026" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:111px;">Mortgage-backed securities - residential</div><div id="a22034" style="position:absolute;font-family:'Arial';font-size:12px;left:252px;top:112px;">5,059</div><div id="a22038" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:112px;display:flex;">(564)</div><div id="a22042" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:112px;">91,742</div><div id="a22046" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:112px;display:flex;">(19,348)</div><div id="a22050" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:112px;">96,801</div><div id="a22054" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:112px;display:flex;">(19,912)</div><div id="a22056" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:126px;">Mortgage-backed securities - </div><div id="a22061" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:140px;">commercial</div><div id="a22064" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:140px;">10,052</div><div id="a22068" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:140px;display:flex;">(1,173)</div><div id="a22072" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:140px;">26,823</div><div id="a22076" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:140px;display:flex;">(5,300)</div><div id="a22080" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:140px;">36,875</div><div id="a22084" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:140px;display:flex;">(6,473)</div><div id="a22086" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:155px;">Municipal securities </div><div id="a22089" style="position:absolute;font-family:'Arial';font-size:12px;left:278px;top:156px;-sec-ix-hidden:ID_541;">-</div><div id="a22093" style="position:absolute;font-family:'Arial';font-size:12px;left:366px;top:156px;-sec-ix-hidden:ID_548;">-</div><div id="a22097" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:156px;">18,483</div><div id="a22101" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:156px;display:flex;">(6,601)</div><div id="a22105" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:156px;">18,483</div><div id="a22109" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:156px;display:flex;">(6,601)</div><div id="a22111" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:171px;">Bank subordinated debt securities</div><div id="a22114" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:172px;">11,295</div><div id="a22118" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:172px;display:flex;">(670)</div><div id="a22122" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:172px;">2,619</div><div id="a22126" style="position:absolute;font-family:'Arial';font-size:12px;left:522px;top:172px;display:flex;">(381)</div><div id="a22130" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:172px;">13,914</div><div id="a22134" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:172px;display:flex;">(1,051)</div><div id="a22136" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:187px;">Corporate bonds</div><div id="a22139" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:188px;">13,723</div><div id="a22143" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:188px;display:flex;">(926)</div><div id="a22147" style="position:absolute;font-family:'Arial';font-size:12px;left:454px;top:188px;-sec-ix-hidden:ID_1716;">-</div><div id="a22151" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:188px;-sec-ix-hidden:ID_1717;">-</div><div id="a22155" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:188px;">13,723</div><div id="a22159" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:188px;display:flex;">(926)</div><div id="a22162" style="position:absolute;font-family:'Arial';font-size:12px;left:218px;top:206px;">$</div><div id="a22164" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:206px;">77,864</div><div id="a22167" style="position:absolute;font-family:'Arial';font-size:12px;left:306px;top:206px;">$</div><div id="a22169" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:206px;display:flex;">(5,402)</div><div id="a22172" style="position:absolute;font-family:'Arial';font-size:12px;left:393px;top:206px;">$</div><div id="a22174" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:206px;">315,942</div><div id="a22177" style="position:absolute;font-family:'Arial';font-size:12px;left:481px;top:206px;">$</div><div id="a22179" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:206px;display:flex;">(74,208)</div><div id="a22182" style="position:absolute;font-family:'Arial';font-size:12px;left:569px;top:206px;">$</div><div id="a22184" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:206px;">393,806</div><div id="a22187" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:206px;">$</div><div id="a22189" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:206px;display:flex;">(79,610)</div></div></div> <div id="TextBlockContainer842" style="position:relative;line-height:normal;width:730px;height:315px;"><div style="position:absolute; width:363.1px; height:1px; left:361px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:71.1px; height:13.4px; left:373px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.4px; left:465.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.4px; left:649.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.2px; left:4px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17.1px; left:4px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:361px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:448.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:453.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:540.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:545.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17.1px; left:632.1px; top:160.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14.2px; left:637.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:160.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:163.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:193.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.1px; height:13.8px; left:373px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:465.1px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:225.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:361px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:453.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:258.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:260.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17px; left:4px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:448.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:540.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:632.1px; top:257.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:299.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17.2px; left:4px; top:296.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:21.1px; left:4px; top:292.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:18.2px; left:361px; top:295.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:292.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:294.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:295.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276px; height:21.1px; left:448.1px; top:292.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276px; height:21.1px; left:448.1px; top:292.2px; background-color:#CCEEFF; "> </div> <div id="TextContainer842" style="position:relative;width:730px;z-index:1;"><div id="a20491" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:495px;top:0px;">December 31, 2023</div><div id="a20493" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:34px;">Available-for-sale:</div><div id="a20499" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:376px;top:20px;">Amortized </div><div id="a20500" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:392px;top:34px;">Cost</div><div id="a20503" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:20px;">Unrealized </div><div id="a20504" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:480px;top:34px;">Gains</div><div id="a20507" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:20px;">Unrealized </div><div id="a20508" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:568px;top:34px;">Losses</div><div id="a20511" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:652px;top:34px;">Fair Value</div><div id="a20513" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">U.S. Government Agency</div><div id="a20515" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:50px;">$</div><div id="a20517" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:48px;">9,664</div><div id="a20520" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:50px;">$</div><div id="a20522" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:48px;-sec-ix-hidden:ID_981;">-</div><div id="a20525" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:50px;">$</div><div id="a20527" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:48px;display:flex;">(1,491)</div><div id="a20530" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:50px;">$</div><div id="a20532" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">8,173</div><div id="a20534" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Collateralized mortgage obligations</div><div id="a20537" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:64px;">103,645</div><div id="a20541" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:64px;-sec-ix-hidden:ID_597;">-</div><div id="a20545" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:64px;display:flex;">(23,039)</div><div id="a20549" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:64px;">80,606</div><div id="a20551" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:82px;">Mortgage-backed securities - residential</div><div id="a20559" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:80px;">63,795</div><div id="a20563" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:80px;-sec-ix-hidden:ID_598;">-</div><div id="a20567" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:80px;display:flex;">(11,608)</div><div id="a20571" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">52,187</div><div id="a20573" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:98px;">Mortgage-backed securities - commercial</div><div id="a20581" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:96px;">49,212</div><div id="a20585" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:96px;">56</div><div id="a20589" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:96px;display:flex;">(6,504)</div><div id="a20593" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">42,764</div><div id="a20595" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:114px;">Municipal securities</div><div id="a20598" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:112px;">25,005</div><div id="a20602" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:112px;-sec-ix-hidden:ID_600;">-</div><div id="a20606" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:112px;display:flex;">(5,667)</div><div id="a20610" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:112px;">19,338</div><div id="a20612" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Bank subordinated debt securities</div><div id="a20615" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:128px;">28,106</div><div id="a20619" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:128px;">188</div><div id="a20623" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:128px;display:flex;">(2,033)</div><div id="a20627" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:128px;">26,261</div><div id="a20630" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:147px;">$</div><div id="a20632" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:147px;">279,427</div><div id="a20635" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:147px;">$</div><div id="a20637" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:147px;">244</div><div id="a20640" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:147px;">$</div><div id="a20642" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:147px;display:flex;">(50,342)</div><div id="a20645" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:147px;">$</div><div id="a20647" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:147px;">229,329</div><div id="a20649" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:164px;">Held-to-maturity:</div><div id="a20666" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:179px;">U.S. Government Agency</div><div id="a20668" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:180px;">$</div><div id="a20670" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:178px;">43,626</div><div id="a20673" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:180px;">$</div><div id="a20675" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:178px;">2</div><div id="a20678" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:180px;">$</div><div id="a20680" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:178px;display:flex;">(5,322)</div><div id="a20683" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:180px;">$</div><div id="a20685" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:178px;">38,306</div><div id="a20687" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">Collateralized mortgage obligations</div><div id="a20690" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:194px;">62,735</div><div id="a20694" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:194px;-sec-ix-hidden:ID_619;">-</div><div id="a20698" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:194px;display:flex;">(7,983)</div><div id="a20702" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:194px;">54,752</div><div id="a20704" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">Mortgage-backed securities - residential</div><div id="a20712" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:210px;">43,784</div><div id="a20716" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:210px;">348</div><div id="a20720" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:210px;display:flex;">(4,533)</div><div id="a20724" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:210px;">39,599</div><div id="a20726" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:226px;">Mortgage-backed securities - commercial</div><div id="a20734" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:226px;">15,439</div><div id="a20738" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:226px;-sec-ix-hidden:ID_621;">-</div><div id="a20742" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:226px;display:flex;">(1,257)</div><div id="a20746" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:226px;">14,182</div><div id="a20748" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Corporate bonds</div><div id="a20751" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:242px;">9,398</div><div id="a20755" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:242px;-sec-ix-hidden:ID_622;">-</div><div id="a20759" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:242px;display:flex;">(727)</div><div id="a20763" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:242px;">8,671</div><div id="a20766" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:261px;">$</div><div id="a20768" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:261px;">174,982</div><div id="a20771" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:261px;">$</div><div id="a20773" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:261px;">350</div><div id="a20776" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:261px;">$</div><div id="a20778" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:261px;display:flex;">(19,822)</div><div id="a20781" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:261px;">$</div><div id="a20783" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:261px;">155,510</div><div id="a20785" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:278px;">Allowance for credit losses - securities held-to-maturity</div><div id="a20795" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:279px;display:flex;">(8)</div><div id="a20806" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:298px;">Securities held-to maturity, net of allowance for credit losses</div><div id="a20810" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:300px;">$</div><div id="a20812" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:300px;">174,974</div></div></div><div id="TextBlockContainer848" style="position:relative;line-height:normal;width:724px;height:308px;"><div style="position:absolute; width:363.1px; height:1px; left:359px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:361.7px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:373.7px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:453.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:465.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:545.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.4px; left:557.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:637.8px; top:49.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.4px; left:649.8px; top:48.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:2px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:446.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:538.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:630.1px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:47.3px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:81.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:113.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:111.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.9px; left:4.7px; top:145.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:143.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:159.3px; background-color:#000000; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:179.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:13px; left:2px; top:180.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:17px; left:2px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:359px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:446.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:451.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:538.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:543.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:17px; left:630.1px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:635.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:176.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:178.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:179.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:210.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:209.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:242.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:241.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:351.7px; height:13.8px; left:4.7px; top:274.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:373.7px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:465.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.6px; height:13.8px; left:557.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.6px; height:13.8px; left:649.8px; top:273.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:359px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:451.1px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:543.1px; top:289.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:635.1px; top:289.2px; background-color:#000000; "> </div> <div id="TextContainer848" style="position:relative;width:724px;z-index:1;"><div id="a20846" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:0px;">December 31, 2022</div><div id="a20848" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:34px;">Available-for-sale:</div><div id="a20854" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:373px;top:20px;">Amortized </div><div id="a20855" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:389px;top:34px;">Cost</div><div id="a20858" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:464px;top:20px;">Unrealized </div><div id="a20859" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:478px;top:34px;">Gains</div><div id="a20862" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:556px;top:20px;">Unrealized </div><div id="a20863" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:566px;top:34px;">Losses</div><div id="a20866" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:650px;top:34px;">Fair Value</div><div id="a20868" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">U.S. Government Agency</div><div id="a20870" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:50px;">$</div><div id="a20872" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:48px;">10,177</div><div id="a20875" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:50px;">$</div><div id="a20877" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:48px;-sec-ix-hidden:ID_988;">-</div><div id="a20880" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:50px;">$</div><div id="a20882" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:48px;display:flex;">(1,522)</div><div id="a20885" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:50px;">$</div><div id="a20887" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:48px;">8,655</div><div id="a20889" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Collateralized mortgage obligations</div><div id="a20892" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:64px;">118,951</div><div id="a20896" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:64px;-sec-ix-hidden:ID_636;">-</div><div id="a20900" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:64px;display:flex;">(23,410)</div><div id="a20904" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:64px;">95,541</div><div id="a20906" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:82px;">Mortgage-backed securities - Residential</div><div id="a20914" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:80px;">73,838</div><div id="a20918" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:80px;-sec-ix-hidden:ID_637;">-</div><div id="a20922" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:80px;display:flex;">(12,959)</div><div id="a20926" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:80px;">60,879</div><div id="a20928" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:98px;">Mortgage-backed securities - Commercial</div><div id="a20936" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:96px;">32,244</div><div id="a20940" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:96px;">15</div><div id="a20944" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:96px;display:flex;">(4,305)</div><div id="a20948" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:96px;">27,954</div><div id="a20950" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:114px;">Municipal securities</div><div id="a20953" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:112px;">25,084</div><div id="a20957" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:112px;-sec-ix-hidden:ID_639;">-</div><div id="a20961" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:112px;display:flex;">(6,601)</div><div id="a20965" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:112px;">18,483</div><div id="a20967" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Bank subordinated debt securities</div><div id="a20970" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:128px;">15,964</div><div id="a20974" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:128px;">5</div><div id="a20978" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:128px;display:flex;">(1,050)</div><div id="a20982" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:128px;">14,919</div><div id="a20984" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:146px;">Corporate bonds</div><div id="a20987" style="position:absolute;font-family:'Arial';font-size:12px;left:409px;top:144px;">4,037</div><div id="a20991" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:144px;-sec-ix-hidden:ID_641;">-</div><div id="a20995" style="position:absolute;font-family:'Arial';font-size:12px;left:599px;top:144px;display:flex;">(328)</div><div id="a20999" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:144px;">3,709</div><div id="a21002" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:163px;">$</div><div id="a21004" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:163px;">280,295</div><div id="a21007" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:163px;">$</div><div id="a21009" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:163px;">20</div><div id="a21012" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:163px;">$</div><div id="a21014" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:163px;display:flex;">(50,175)</div><div id="a21017" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:163px;">$</div><div id="a21019" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:163px;">230,140</div><div id="a21021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:180px;">Held-to-maturity:</div><div id="a21038" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">U.S. Government Agency</div><div id="a21040" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:196px;">$</div><div id="a21042" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:193px;">44,914</div><div id="a21045" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:196px;">$</div><div id="a21047" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:193px;">25</div><div id="a21050" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:196px;">$</div><div id="a21052" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:193px;display:flex;">(5,877)</div><div id="a21055" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:196px;">$</div><div id="a21057" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:193px;">39,062</div><div id="a21059" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">U.S. Treasury</div><div id="a21062" style="position:absolute;font-family:'Arial';font-size:12px;left:409px;top:209px;">9,841</div><div id="a21066" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:209px;-sec-ix-hidden:ID_1706;">-</div><div id="a21070" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:209px;display:flex;">(13)</div><div id="a21074" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:209px;">9,828</div><div id="a21076" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:227px;">Collateralized mortgage obligations</div><div id="a21079" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:225px;">68,727</div><div id="a21083" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:225px;">28</div><div id="a21087" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:225px;display:flex;">(7,830)</div><div id="a21091" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:225px;">60,925</div><div id="a21093" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Mortgage-backed securities - Residential</div><div id="a21101" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:242px;">42,685</div><div id="a21105" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:242px;">372</div><div id="a21109" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:242px;display:flex;">(4,574)</div><div id="a21113" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:242px;">38,483</div><div id="a21115" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:258px;">Mortgage-backed securities - Commercial</div><div id="a21123" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:258px;">11,442</div><div id="a21127" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:258px;-sec-ix-hidden:ID_975;">-</div><div id="a21131" style="position:absolute;font-family:'Arial';font-size:12px;left:599px;top:258px;display:flex;">(665)</div><div id="a21135" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:258px;">10,777</div><div id="a21137" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:275px;">Corporate bonds</div><div id="a21140" style="position:absolute;font-family:'Arial';font-size:12px;left:402px;top:274px;">11,090</div><div id="a21144" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:274px;-sec-ix-hidden:ID_978;">-</div><div id="a21148" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:274px;display:flex;">(1,077)</div><div id="a21152" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:274px;">10,013</div><div id="a21155" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:293px;">$</div><div id="a21157" style="position:absolute;font-family:'Arial';font-size:12px;left:396px;top:293px;">188,699</div><div id="a21160" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:293px;">$</div><div id="a21162" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:293px;">425</div><div id="a21165" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:293px;">$</div><div id="a21167" style="position:absolute;font-family:'Arial';font-size:12px;left:582px;top:293px;display:flex;">(20,036)</div><div id="a21170" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:293px;">$</div><div id="a21172" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:293px;">169,088</div></div></div> 9664000 1491000 8173000 103645000 23039000 80606000 63795000 11608000 52187000 49212000 56000 6504000 42764000 25005000 5667000 19338000 28106000 188000 2033000 26261000 279427000 244000 50342000 229329000 43626000 2000 5322000 38306000 62735000 7983000 54752000 43784000 348000 4533000 39599000 15439000 1257000 14182000 9398000 727000 8671000 174982000 350000 19822000 155510000 8000 174974000 10177000 1522000 8655000 118951000 23410000 95541000 73838000 12959000 60879000 32244000 15000 4305000 27954000 25084000 6601000 18483000 15964000 5000 1050000 14919000 4037000 328000 3709000 280295000 20000 50175000 230140000 44914000 25000 5877000 39062000 9841000 13000 9828000 68727000 28000 7830000 60925000 42685000 372000 4574000 38483000 11442000 665000 10777000 11090000 1077000 10013000 188699000 425000 20036000 169088000 0 26 74400000 63800000 10600000 251000 120000 9500000 9800000 <div id="TextBlockContainer857" style="position:relative;line-height:normal;width:734px;height:96px;"><div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:15.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:15.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:491.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:495.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:607.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:612.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:47.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:47.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:482.2px; height:13.8px; left:13px; top:79.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:495.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:612.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:491.1px; height:17px; left:4px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:495.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:607.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:612.1px; top:77.6px; background-color:#000000; "> </div> <div id="TextContainer857" style="position:relative;width:734px;z-index:1;"><div id="a21284" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:0px;">Available-for-sale:</div><div id="a21290" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:538px;top:0px;">2023</div><div id="a21293" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:0px;">2022</div><div id="a21295" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Proceeds from sales and call of securities</div><div id="a21297" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:16px;">$</div><div id="a21299" style="position:absolute;font-family:'Arial';font-size:12px;left:567px;top:16px;">24,185</div><div id="a21302" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:16px;">$</div><div id="a21304" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">60,649</div><div id="a21312" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Gross Gains</div><div id="a21314" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:48px;">$</div><div id="a21316" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:48px;">3</div><div id="a21319" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:48px;">$</div><div id="a21321" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:48px;">217</div><div id="a21323" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Gross Losses</div><div id="a21326" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:64px;display:flex;">(1,862)</div><div id="a21330" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:64px;display:flex;">(2,746)</div><div id="a21332" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Net realized gains (losses)</div><div id="a21334" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:81px;">$</div><div id="a21336" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:81px;display:flex;">(1,859)</div><div id="a21339" style="position:absolute;font-family:'Arial';font-size:12px;left:613px;top:81px;">$</div><div id="a21341" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:81px;display:flex;">(2,529)</div></div></div> 24185000 60649000 3000 217000 1862000 2746000 -1859000 -2529000 <div id="TextBlockContainer866" style="position:relative;line-height:normal;width:730px;height:193px;"><div style="position:absolute; width:169.1px; height:1px; left:381px; top:15.5px; background-color:#000000; "> </div> <div style="position:absolute; width:169px; height:1px; left:555.2px; top:15.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:381px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:468.1px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:555.2px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:642.2px; top:48.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:16px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:16px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:381px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:463.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:550.2px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:46.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:78.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:110.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:112.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:376.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:393.1px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:463.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.1px; height:13.8px; left:480.1px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:550.2px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:567.2px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:15.4px; left:637.1px; top:142.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:142.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:65.9px; height:13.8px; left:654.2px; top:144.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:381px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:468.1px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:555.2px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:175.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:642.2px; top:177.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:17px; left:4px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:377px; height:17px; left:4px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:381px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:463.1px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:550.2px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:174.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:174.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:174.2px; background-color:#000000; "> </div> <div id="TextContainer866" style="position:relative;width:730px;z-index:1;"><div id="a21387" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:416px;top:0px;">Available-for-sale</div><div id="a21394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:594px;top:0px;">Held-to-maturity</div><div id="a21400" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:33px;">December 31, 2023:</div><div id="a21403" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:393px;top:19px;">Amortized </div><div id="a21404" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:409px;top:33px;">Cost</div><div id="a21407" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:33px;">Fair Value</div><div id="a21410" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:567px;top:19px;">Amortized </div><div id="a21411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:583px;top:33px;">Cost</div><div id="a21414" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:33px;">Fair Value</div><div id="a21416" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">Due within one year</div><div id="a21419" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:49px;">$</div><div id="a21421" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:49px;-sec-ix-hidden:ID_507;">-</div><div id="a21424" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:49px;">$</div><div id="a21426" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:49px;-sec-ix-hidden:ID_512;">-</div><div id="a21429" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:49px;">$</div><div id="a21431" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:49px;-sec-ix-hidden:ID_1173;">-</div><div id="a21434" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:49px;">$</div><div id="a21436" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:49px;-sec-ix-hidden:ID_1822;">-</div><div id="a21438" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">Due after one year through five years</div><div id="a21442" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:65px;">2,710</div><div id="a21446" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:65px;">2,853</div><div id="a21450" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:65px;">9,398</div><div id="a21454" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:65px;">8,671</div><div id="a21456" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Due after five years through ten years</div><div id="a21460" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:81px;">32,116</div><div id="a21464" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:81px;">28,673</div><div id="a21468" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:81px;-sec-ix-hidden:ID_1175;">-</div><div id="a21472" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:81px;-sec-ix-hidden:ID_1823;">-</div><div id="a21474" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:96px;">Due after ten years</div><div id="a21478" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:97px;">18,285</div><div id="a21482" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:97px;">14,073</div><div id="a21486" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:97px;-sec-ix-hidden:ID_1176;">-</div><div id="a21490" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:97px;-sec-ix-hidden:ID_1824;">-</div><div id="a21492" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:112px;">U.S. Government Agency</div><div id="a21496" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:113px;">9,664</div><div id="a21500" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:113px;">8,173</div><div id="a21504" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:113px;">43,626</div><div id="a21508" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:113px;">38,306</div><div id="a21510" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:128px;">Collateralized mortgage obligations</div><div id="a21514" style="position:absolute;font-family:'Arial';font-size:12px;left:416px;top:129px;">103,645</div><div id="a21518" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:129px;">80,606</div><div id="a21522" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:129px;">62,735</div><div id="a21526" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:129px;">54,752</div><div id="a21528" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:144px;">Mortgage-backed securities - residential </div><div id="a21537" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:145px;">63,795</div><div id="a21541" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:145px;">52,187</div><div id="a21545" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:145px;">43,784</div><div id="a21549" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:145px;">39,599</div><div id="a21551" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:160px;">Mortgage-backed securities - commercial </div><div id="a21560" style="position:absolute;font-family:'Arial';font-size:12px;left:423px;top:161px;">49,212</div><div id="a21564" style="position:absolute;font-family:'Arial';font-size:12px;left:510px;top:161px;">42,764</div><div id="a21568" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:161px;">15,439</div><div id="a21572" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:161px;">14,182</div><div id="a21576" style="position:absolute;font-family:'Arial';font-size:12px;left:381px;top:178px;">$</div><div id="a21578" style="position:absolute;font-family:'Arial';font-size:12px;left:416px;top:178px;">279,427</div><div id="a21581" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:178px;">$</div><div id="a21583" style="position:absolute;font-family:'Arial';font-size:12px;left:503px;top:178px;">229,329</div><div id="a21586" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:178px;">$</div><div id="a21588" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:178px;">174,982</div><div id="a21591" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:178px;">$</div><div id="a21593" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:178px;">155,510</div></div></div> 2710000 2853000 9398000 8671000 32116000 28673000 18285000 14073000 9664000 8173000 43626000 38306000 103645000 80606000 62735000 54752000 63795000 52187000 43784000 39599000 49212000 42764000 15439000 14182000 279427000 229329000 174982000 155510000 <div id="TextBlockContainer875" style="position:relative;line-height:normal;width:730px;height:217px;"><div style="position:absolute; width:509px; height:1px; left:213.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:157.3px; height:1px; left:213.1px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:156.5px; height:1px; left:389.8px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:156.5px; height:1px; left:565.7px; top:30px; background-color:#000000; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:63.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.1px; height:13.9px; left:215.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:300.1px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:304.1px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:388.3px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:392.3px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.4px; height:15.4px; left:476.5px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.1px; height:13.9px; left:480.5px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.4px; height:15.4px; left:564.2px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:568.2px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:15.4px; left:652.5px; top:63.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.9px; height:13.9px; left:656.5px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:2px; top:62.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:211.1px; height:1px; left:2px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:213.1px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:282.1px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:301.4px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:370.4px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:389.8px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:458.6px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:477.9px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:546.3px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:565.7px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:634.5px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:653.8px; top:61.5px; background-color:#000000; "> </div> <div style="position:absolute; width:48.3px; height:13.8px; left:227px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52.3px; height:13.8px; left:315.3px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.8px; left:403.7px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.8px; left:491.9px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.8px; left:579.6px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:106.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.5px; left:2px; top:94.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.5px; left:2px; top:94.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.8px; left:667.7px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:151px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:150.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:149.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:151.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.7px; height:13.8px; left:4.7px; top:183px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:227px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:282.1px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.3px; height:13.9px; left:315.3px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:370.4px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:403.7px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:458.6px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:491.9px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:546.3px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:48.2px; height:13.9px; left:579.6px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:634.5px; top:182.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:181.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:51.7px; height:13.9px; left:667.7px; top:183.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:1px; left:213.1px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:69px; height:1px; left:301.4px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:389.8px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:477.9px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.8px; height:1px; left:565.7px; top:197.9px; background-color:#000000; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:653.8px; top:197.9px; background-color:#000000; "> </div> <div id="TextContainer875" style="position:relative;width:730px;z-index:1;"><div id="a21640" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:0px;">December 31, 2023</div><div id="a21643" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:232px;top:17px;">Less than 12 months</div><div id="a21646" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:414px;top:17px;">12 months or more</div><div id="a21649" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:629px;top:17px;">Total</div><div id="a21652" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:218px;top:48px;">Fair Value</div><div id="a21655" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:305px;top:35px;">Unrealized </div><div id="a21656" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:315px;top:48px;">Losses</div><div id="a21659" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:395px;top:48px;">Fair Value</div><div id="a21662" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:35px;">Unrealized </div><div id="a21663" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:491px;top:48px;">Losses</div><div id="a21666" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:571px;top:48px;">Fair Value</div><div id="a21669" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:657px;top:35px;">Unrealized </div><div id="a21670" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:48px;">Losses</div><div id="a21672" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">U.S. Government Agency</div><div id="a21674" style="position:absolute;font-family:'Arial';font-size:12px;left:215px;top:65px;">$</div><div id="a21676" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:65px;-sec-ix-hidden:ID_997;">-</div><div id="a21679" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:65px;">$</div><div id="a21681" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:65px;-sec-ix-hidden:ID_998;">-</div><div id="a21684" style="position:absolute;font-family:'Arial';font-size:12px;left:392px;top:65px;">$</div><div id="a21686" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:65px;">46,479</div><div id="a21689" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:65px;">$</div><div id="a21691" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:65px;display:flex;">(8,043)</div><div id="a21694" style="position:absolute;font-family:'Arial';font-size:12px;left:568px;top:65px;">$</div><div id="a21696" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:65px;">46,479</div><div id="a21699" style="position:absolute;font-family:'Arial';font-size:12px;left:656px;top:65px;">$</div><div id="a21701" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:65px;display:flex;">(8,043)</div><div id="a21703" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Collateralized mortgage obligations</div><div id="a21706" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:81px;-sec-ix-hidden:ID_526;">-</div><div id="a21710" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:81px;-sec-ix-hidden:ID_531;">-</div><div id="a21714" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:81px;">135,358</div><div id="a21718" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:81px;display:flex;">(35,566)</div><div id="a21722" style="position:absolute;font-family:'Arial';font-size:12px;left:584px;top:81px;">135,358</div><div id="a21726" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:81px;display:flex;">(35,566)</div><div id="a21728" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:95px;">Mortgage-backed securities - </div><div id="a21733" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:109px;">residential</div><div id="a21736" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:109px;">5,290</div><div id="a21740" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:109px;display:flex;">(47)</div><div id="a21744" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:109px;">83,484</div><div id="a21748" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:109px;display:flex;">(18,365)</div><div id="a21752" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:109px;">88,774</div><div id="a21756" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:109px;display:flex;">(18,412)</div><div id="a21758" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:123px;">Mortgage-backed securities - </div><div id="a21763" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:137px;">commercial</div><div id="a21766" style="position:absolute;font-family:'Arial';font-size:12px;left:238px;top:137px;">20,292</div><div id="a21770" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:137px;display:flex;">(611)</div><div id="a21774" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:137px;">33,083</div><div id="a21778" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:137px;display:flex;">(8,623)</div><div id="a21782" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:137px;">53,375</div><div id="a21786" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:137px;display:flex;">(9,234)</div><div id="a21788" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:152px;">Municipal securities </div><div id="a21791" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:153px;-sec-ix-hidden:ID_529;">-</div><div id="a21795" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:153px;-sec-ix-hidden:ID_534;">-</div><div id="a21799" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:153px;">19,338</div><div id="a21803" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:153px;display:flex;">(5,667)</div><div id="a21807" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:153px;">19,338</div><div id="a21811" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:153px;display:flex;">(5,667)</div><div id="a21813" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:168px;">Bank subordinated debt securities</div><div id="a21816" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:169px;">8,600</div><div id="a21820" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:169px;display:flex;">(331)</div><div id="a21824" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:169px;">12,287</div><div id="a21828" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:169px;display:flex;">(1,703)</div><div id="a21832" style="position:absolute;font-family:'Arial';font-size:12px;left:591px;top:169px;">20,887</div><div id="a21836" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:169px;display:flex;">(2,034)</div><div id="a21838" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:184px;">Corporate bonds</div><div id="a21841" style="position:absolute;font-family:'Arial';font-size:12px;left:271px;top:185px;-sec-ix-hidden:ID_1005;">-</div><div id="a21845" style="position:absolute;font-family:'Arial';font-size:12px;left:359px;top:185px;-sec-ix-hidden:ID_1006;">-</div><div id="a21849" style="position:absolute;font-family:'Arial';font-size:12px;left:422px;top:185px;">8,671</div><div id="a21853" style="position:absolute;font-family:'Arial';font-size:12px;left:515px;top:185px;display:flex;">(406)</div><div id="a21857" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:185px;">8,671</div><div id="a21861" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:185px;display:flex;">(406)</div><div id="a21864" style="position:absolute;font-family:'Arial';font-size:12px;left:215px;top:202px;">$</div><div id="a21866" style="position:absolute;font-family:'Arial';font-size:12px;left:238px;top:202px;">34,182</div><div id="a21869" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:202px;">$</div><div id="a21871" style="position:absolute;font-family:'Arial';font-size:12px;left:339px;top:202px;display:flex;">(989)</div><div id="a21874" style="position:absolute;font-family:'Arial';font-size:12px;left:392px;top:202px;">$</div><div id="a21876" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:202px;">338,700</div><div id="a21879" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:202px;">$</div><div id="a21881" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:202px;display:flex;">(78,373)</div><div id="a21884" style="position:absolute;font-family:'Arial';font-size:12px;left:568px;top:202px;">$</div><div id="a21886" style="position:absolute;font-family:'Arial';font-size:12px;left:584px;top:202px;">372,882</div><div id="a21889" style="position:absolute;font-family:'Arial';font-size:12px;left:656px;top:202px;">$</div><div id="a21891" style="position:absolute;font-family:'Arial';font-size:12px;left:674px;top:202px;display:flex;">(79,362)</div></div></div><div id="TextBlockContainer883" style="position:relative;line-height:normal;width:734px;height:221px;"><div id="div_880_XBRL_TS_844551fd5b98462ea02cb4f37ddd0832" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer881" style="position:relative;line-height:normal;width:734px;height:221px;"><div style="position:absolute; width:506.6px; height:1px; left:217.5px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:156.2px; height:1px; left:217.5px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:156.2px; height:1px; left:393.1px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:155.5px; height:1px; left:568.6px; top:30.4px; background-color:#000000; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:217.5px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:305.2px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:393.1px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:480.7px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:568.6px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:63.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:656.3px; top:64.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:213.5px; height:16px; left:4px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:217.5px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:286px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:305.3px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:373.7px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:393.1px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:461.4px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:480.7px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:549.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:568.6px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:16px; left:636.9px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:67.8px; height:1px; left:656.3px; top:62.1px; background-color:#000000; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:96.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:27.7px; left:4px; top:126.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:228.2px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.2px; height:15.4px; left:286px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:373.7px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:403.6px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:461.4px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:549.2px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:53.8px; height:13.8px; left:579.2px; top:172.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:19.4px; height:15.4px; left:636.9px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:169.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:217.5px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:305.2px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:393.1px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:480.7px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.6px; height:13.8px; left:568.6px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.6px; left:4px; top:202.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:10.7px; height:13.8px; left:656.3px; top:205.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:213.5px; height:17.6px; left:4px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:217.5px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:1px; left:286px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:305.3px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:373.7px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:393.1px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:461.4px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.5px; height:1px; left:480.7px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:549.2px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68.3px; height:1px; left:568.6px; top:201.8px; background-color:#000000; "> </div> <div style="position:absolute; width:19.4px; height:17.6px; left:636.9px; top:201.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:67.8px; height:1px; left:656.3px; top:201.8px; background-color:#000000; "> </div> <div id="TextContainer881" style="position:relative;width:734px;z-index:1;"><div id="a21913" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:417px;top:0px;">December 31, 2022</div><div id="a21916" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:236px;top:17px;">Less than 12 months</div><div id="a21919" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:417px;top:17px;">12 months or more</div><div id="a21922" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:632px;top:17px;">Total</div><div id="a21925" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:223px;top:48px;">Fair Value</div><div id="a21928" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:309px;top:35px;">Unrealized </div><div id="a21929" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:319px;top:48px;">Losses</div><div id="a21932" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:399px;top:48px;">Fair Value</div><div id="a21935" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:485px;top:35px;">Unrealized </div><div id="a21936" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:495px;top:48px;">Losses</div><div id="a21939" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:574px;top:48px;">Fair Value</div><div id="a21942" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:660px;top:35px;">Unrealized </div><div id="a21943" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:48px;">Losses</div><div id="a21945" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">U.S. Government Agency</div><div id="a21947" style="position:absolute;font-family:'Arial';font-size:12px;left:218px;top:64px;">$</div><div id="a21949" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:64px;">11,407</div><div id="a21952" style="position:absolute;font-family:'Arial';font-size:12px;left:306px;top:64px;">$</div><div id="a21954" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:64px;display:flex;">(1,093)</div><div id="a21957" style="position:absolute;font-family:'Arial';font-size:12px;left:393px;top:64px;">$</div><div id="a21959" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:64px;">36,310</div><div id="a21962" style="position:absolute;font-family:'Arial';font-size:12px;left:481px;top:64px;">$</div><div id="a21964" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:64px;display:flex;">(7,616)</div><div id="a21967" style="position:absolute;font-family:'Arial';font-size:12px;left:569px;top:64px;">$</div><div id="a21969" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:64px;">47,717</div><div id="a21972" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:64px;">$</div><div id="a21974" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:64px;display:flex;">(8,709)</div><div id="a21976" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">U.S. Treasury</div><div id="a21979" style="position:absolute;font-family:'Arial';font-size:12px;left:252px;top:80px;">9,828</div><div id="a21983" style="position:absolute;font-family:'Arial';font-size:12px;left:353px;top:80px;display:flex;">(13)</div><div id="a21987" style="position:absolute;font-family:'Arial';font-size:12px;left:454px;top:80px;-sec-ix-hidden:ID_1710;">-</div><div id="a21991" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:80px;-sec-ix-hidden:ID_1711;">-</div><div id="a21995" style="position:absolute;font-family:'Arial';font-size:12px;left:603px;top:80px;">9,828</div><div id="a21999" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:80px;display:flex;">(13)</div><div id="a22001" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:95px;">Collateralized mortgage obligations</div><div id="a22004" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:96px;">16,500</div><div id="a22008" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:96px;display:flex;">(963)</div><div id="a22012" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:96px;">139,965</div><div id="a22016" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:96px;display:flex;">(34,962)</div><div id="a22020" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:96px;">156,465</div><div id="a22024" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:96px;display:flex;">(35,925)</div><div id="a22026" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:111px;">Mortgage-backed securities - residential</div><div id="a22034" style="position:absolute;font-family:'Arial';font-size:12px;left:252px;top:112px;">5,059</div><div id="a22038" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:112px;display:flex;">(564)</div><div id="a22042" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:112px;">91,742</div><div id="a22046" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:112px;display:flex;">(19,348)</div><div id="a22050" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:112px;">96,801</div><div id="a22054" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:112px;display:flex;">(19,912)</div><div id="a22056" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:126px;">Mortgage-backed securities - </div><div id="a22061" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:140px;">commercial</div><div id="a22064" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:140px;">10,052</div><div id="a22068" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:140px;display:flex;">(1,173)</div><div id="a22072" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:140px;">26,823</div><div id="a22076" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:140px;display:flex;">(5,300)</div><div id="a22080" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:140px;">36,875</div><div id="a22084" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:140px;display:flex;">(6,473)</div><div id="a22086" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:155px;">Municipal securities </div><div id="a22089" style="position:absolute;font-family:'Arial';font-size:12px;left:278px;top:156px;-sec-ix-hidden:ID_541;">-</div><div id="a22093" style="position:absolute;font-family:'Arial';font-size:12px;left:366px;top:156px;-sec-ix-hidden:ID_548;">-</div><div id="a22097" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:156px;">18,483</div><div id="a22101" style="position:absolute;font-family:'Arial';font-size:12px;left:512px;top:156px;display:flex;">(6,601)</div><div id="a22105" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:156px;">18,483</div><div id="a22109" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:156px;display:flex;">(6,601)</div><div id="a22111" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:171px;">Bank subordinated debt securities</div><div id="a22114" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:172px;">11,295</div><div id="a22118" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:172px;display:flex;">(670)</div><div id="a22122" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:172px;">2,619</div><div id="a22126" style="position:absolute;font-family:'Arial';font-size:12px;left:522px;top:172px;display:flex;">(381)</div><div id="a22130" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:172px;">13,914</div><div id="a22134" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:172px;display:flex;">(1,051)</div><div id="a22136" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:187px;">Corporate bonds</div><div id="a22139" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:188px;">13,723</div><div id="a22143" style="position:absolute;font-family:'Arial';font-size:12px;left:346px;top:188px;display:flex;">(926)</div><div id="a22147" style="position:absolute;font-family:'Arial';font-size:12px;left:454px;top:188px;-sec-ix-hidden:ID_1716;">-</div><div id="a22151" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:188px;-sec-ix-hidden:ID_1717;">-</div><div id="a22155" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:188px;">13,723</div><div id="a22159" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:188px;display:flex;">(926)</div><div id="a22162" style="position:absolute;font-family:'Arial';font-size:12px;left:218px;top:206px;">$</div><div id="a22164" style="position:absolute;font-family:'Arial';font-size:12px;left:246px;top:206px;">77,864</div><div id="a22167" style="position:absolute;font-family:'Arial';font-size:12px;left:306px;top:206px;">$</div><div id="a22169" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:206px;display:flex;">(5,402)</div><div id="a22172" style="position:absolute;font-family:'Arial';font-size:12px;left:393px;top:206px;">$</div><div id="a22174" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:206px;">315,942</div><div id="a22177" style="position:absolute;font-family:'Arial';font-size:12px;left:481px;top:206px;">$</div><div id="a22179" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:206px;display:flex;">(74,208)</div><div id="a22182" style="position:absolute;font-family:'Arial';font-size:12px;left:569px;top:206px;">$</div><div id="a22184" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:206px;">393,806</div><div id="a22187" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:206px;">$</div><div id="a22189" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:206px;display:flex;">(79,610)</div></div></div></div></div> 46479000 8043000 46479000 8043000 135358000 35566000 135358000 35566000 5290000 47000 83484000 18365000 88774000 18412000 20292000 611000 33083000 8623000 53375000 9234000 19338000 5667000 19338000 5667000 8600000 331000 12287000 1703000 20887000 2034000 8671000 406000 8671000 406000 34182000 989000 338700000 78373000 372882000 79362000 11407000 1093000 36310000 7616000 47717000 8709000 9828000 13000 9828000 13000 16500000 963000 139965000 34962000 156465000 35925000 5059000 564000 91742000 19348000 96801000 19912000 10052000 1173000 26823000 5300000 36875000 6473000 18483000 6601000 18483000 6601000 11295000 670000 2619000 381000 13914000 1051000 13723000 926000 13723000 926000 77864000 5402000 315942000 74208000 393806000 79610000 126800000 165600000 0 9400000 8000 54900000 284100000 20000000.0 0 0.25 28 86900000 268400000 18 49000000.0 204200000 0 132100000 80000000 0.0481 <div id="TextBlockContainer898" style="position:relative;line-height:normal;width:644px;height:51px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.5px; background-color:#000000; "> </div> <div id="TextContainer898" style="position:relative;width:644px;z-index:1;"><div id="a22479" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">3.<div style="display:inline-block;width:25px"> </div>LOANS </div><div id="a22485" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The following table is a summary of the distribution of<div style="display:inline-block;width:5px"> </div>loans held for investment by type (in thousands):</div></div></div><div id="TextBlockContainer907" style="position:relative;line-height:normal;width:739px;height:354px;"><div id="TextContainer907" style="position:relative;width:739px;z-index:1;"><div id="a22699" style="position:absolute;font-family:'Arial';left:29px;top:0px;">At December 31, 2023 and 2022, the Company had $</div><div id="a22699_48_5" style="position:absolute;font-family:'Arial';left:345px;top:0px;">534.2</div><div id="a22699_53_14" style="position:absolute;font-family:'Arial';left:378px;top:0px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a22699_67_5" style="position:absolute;font-family:'Arial';left:456px;top:0px;">338.1</div><div id="a22699_72_43" style="position:absolute;font-family:'Arial';left:490px;top:0px;"><div style="display:inline-block;width:4px"> </div>million, respectively, of commercial real </div><div id="a22713" style="position:absolute;font-family:'Arial';left:5px;top:15px;">estate and residential mortgage loans pledged as collateral on lines of credit with the FHLB and the<div style="display:inline-block;width:5px"> </div>Federal Reserve Bank </div><div id="a22714" style="position:absolute;font-family:'Arial';left:5px;top:31px;">of Atlanta. At December 31, 2023 and 2022, the Company<div style="display:inline-block;width:5px"> </div>had </div><div id="a22714_59_2" style="position:absolute;font-family:'Arial';left:378px;top:31px;">no</div><div id="a22714_61_38" style="position:absolute;font-family:'Arial';left:393px;top:31px;"><div style="display:inline-block;width:4px"> </div>loans in the process of foreclosure. </div><div id="a22728" style="position:absolute;font-family:'Arial';left:29px;top:61px;">The Company was a participant of the SBAs Paycheck<div style="display:inline-block;width:5px"> </div>Protection Program (“PPP”) loans. These loans were<div style="display:inline-block;width:5px"> </div>designed </div><div id="a22733" style="position:absolute;font-family:'Arial';left:5px;top:77px;">to provide a direct incentive for small businesses<div style="display:inline-block;width:5px"> </div>to keep their workers on payroll and<div style="display:inline-block;width:5px"> </div>had to be used towards payroll cost, </div><div id="a22734" style="position:absolute;font-family:'Arial';left:5px;top:92px;">mortgage interest, rent,<div style="display:inline-block;width:5px"> </div>utilities and other<div style="display:inline-block;width:5px"> </div>costs related to<div style="display:inline-block;width:5px"> </div>COVID-19. These loans<div style="display:inline-block;width:5px"> </div>are forgivable under<div style="display:inline-block;width:5px"> </div>specific criteria as </div><div id="a22739" style="position:absolute;font-family:'Arial';left:5px;top:107px;">determined by<div style="display:inline-block;width:5px"> </div>the SBA.<div style="display:inline-block;width:6px"> </div>The Company<div style="display:inline-block;width:6px"> </div>had PPP<div style="display:inline-block;width:6px"> </div>loans totaling<div style="display:inline-block;width:6px"> </div>$</div><div id="a22739_59_3" style="position:absolute;font-family:'Arial';left:391px;top:107px;">271</div><div id="a22739_62_36" style="position:absolute;font-family:'Arial';left:413px;top:107px;"><div style="display:inline-block;width:4px"> </div>thousand at<div style="display:inline-block;width:6px"> </div>December 31, 2023<div style="display:inline-block;width:6px"> </div>and $</div><div id="a22739_98_3" style="position:absolute;font-family:'Arial';left:650px;top:107px;">1.3</div><div id="a22739_101_12" style="position:absolute;font-family:'Arial';left:668px;top:107px;"><div style="display:inline-block;width:4px"> </div>million at </div><div id="a22751" style="position:absolute;font-family:'Arial';left:5px;top:123px;">December 31, 2022, which are categorized as commercial and industrial loans. These PPP<div style="display:inline-block;width:2px"> </div>loans had deferred loan fees of </div><div id="a22756" style="position:absolute;font-family:'Arial';left:5px;top:138px;">$</div><div id="a22756_1_1" style="position:absolute;font-family:'Arial';left:12px;top:138px;">6</div><div id="a22756_2_36" style="position:absolute;font-family:'Arial';left:20px;top:138px;"><div style="display:inline-block;width:4px"> </div>thousand at December 31, 2023 and $</div><div id="a22756_38_2" style="position:absolute;font-family:'Arial';left:251px;top:138px;">13</div><div id="a22756_40_32" style="position:absolute;font-family:'Arial';left:266px;top:138px;"><div style="display:inline-block;width:4px"> </div>thousand at December 31, 2022. </div><div id="a22774" style="position:absolute;font-family:'Arial';left:29px;top:169px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>recognized<div style="display:inline-block;width:6px"> </div>$</div><div id="a22774_24_1" style="position:absolute;font-family:'Arial';left:197px;top:169px;">8</div><div id="a22774_25_15" style="position:absolute;font-family:'Arial';left:205px;top:169px;"><div style="display:inline-block;width:5px"> </div>thousand<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>$</div><div id="a22774_40_3" style="position:absolute;font-family:'Arial';left:305px;top:169px;">1.6</div><div id="a22774_43_66" style="position:absolute;font-family:'Arial';left:324px;top:169px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>PPP<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>fees<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>interest<div style="display:inline-block;width:5px"> </div>income<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>years<div style="display:inline-block;width:6px"> </div>ended </div><div id="a22792" style="position:absolute;font-family:'Arial';left:5px;top:184px;">December 31,<div style="display:inline-block;width:8px"> </div>2023<div style="display:inline-block;width:8px"> </div>and<div style="display:inline-block;width:8px"> </div>2022,<div style="display:inline-block;width:8px"> </div>respectively,<div style="display:inline-block;width:9px"> </div>which<div style="display:inline-block;width:8px"> </div>is<div style="display:inline-block;width:8px"> </div>reported<div style="display:inline-block;width:8px"> </div>under<div style="display:inline-block;width:8px"> </div>loans,<div style="display:inline-block;width:8px"> </div>including<div style="display:inline-block;width:8px"> </div>fees<div style="display:inline-block;width:8px"> </div>within<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>Consolidated </div><div id="a22805" style="position:absolute;font-family:'Arial';left:5px;top:199px;">Statements of Operations.<div style="display:inline-block;width:4px"> </div></div><div id="a22808" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:230px;">Allowance for Credit Losses </div><div id="a22811" style="position:absolute;font-family:'Arial';left:29px;top:261px;">In general, the Company utilizes<div style="display:inline-block;width:2px"> </div>the Discounted Cash Flow (DCF)<div style="display:inline-block;width:2px"> </div>method or the Remaining Life<div style="display:inline-block;width:2px"> </div>(WARM) methodology </div><div id="a22812" style="position:absolute;font-family:'Arial';left:5px;top:276px;">to estimate<div style="display:inline-block;width:5px"> </div>the quantitative<div style="display:inline-block;width:5px"> </div>portion of the<div style="display:inline-block;width:6px"> </div>ACL for<div style="display:inline-block;width:5px"> </div>loan pools.<div style="display:inline-block;width:5px"> </div>The DCF<div style="display:inline-block;width:5px"> </div>uses a<div style="display:inline-block;width:5px"> </div>loss driver<div style="display:inline-block;width:5px"> </div>analysis (LDA)<div style="display:inline-block;width:5px"> </div>and discounted </div><div id="a22813" style="position:absolute;font-family:'Arial';left:5px;top:291px;">cash flow analyses.<div style="display:inline-block;width:2px"> </div>The Company engaged<div style="display:inline-block;width:2px"> </div>advisors and consultants<div style="display:inline-block;width:2px"> </div>with experience in<div style="display:inline-block;width:2px"> </div>CECL model development<div style="display:inline-block;width:2px"> </div>to assist </div><div id="a22819" style="position:absolute;font-family:'Arial';left:5px;top:307px;">in development of<div style="display:inline-block;width:5px"> </div>a loss driver<div style="display:inline-block;width:5px"> </div>analysis based on<div style="display:inline-block;width:5px"> </div>regression models<div style="display:inline-block;width:5px"> </div>and supportable<div style="display:inline-block;width:5px"> </div>forecast. Peer group<div style="display:inline-block;width:6px"> </div>data obtained </div><div id="a22820" style="position:absolute;font-family:'Arial';left:5px;top:322px;">from FFIEC Call Report<div style="display:inline-block;width:5px"> </div>filings is used to<div style="display:inline-block;width:5px"> </div>inform regression analyses<div style="display:inline-block;width:5px"> </div>to quantify the impact<div style="display:inline-block;width:5px"> </div>of reasonable and<div style="display:inline-block;width:5px"> </div>supportable </div><div id="a22822" style="position:absolute;font-family:'Arial';left:5px;top:337px;">forecasts in projective<div style="display:inline-block;width:5px"> </div>models. Economic forecasts<div style="display:inline-block;width:6px"> </div>applied to regression<div style="display:inline-block;width:5px"> </div>models to estimate<div style="display:inline-block;width:5px"> </div>probability of default<div style="display:inline-block;width:5px"> </div>for loan </div></div></div><div id="TextBlockContainer910" style="position:relative;line-height:normal;width:739px;height:569px;"><div id="TextContainer910" style="position:relative;width:739px;z-index:1;"><div id="a22843" style="position:absolute;font-family:'Arial';left:5px;top:0px;">receivables use at least<div style="display:inline-block;width:2px"> </div>one of the following economic<div style="display:inline-block;width:2px"> </div>indicators: civilian unemployment rate (national), real<div style="display:inline-block;width:2px"> </div>gross domestic </div><div id="a22845" style="position:absolute;font-family:'Arial';left:5px;top:15px;">product growth<div style="display:inline-block;width:6px"> </div>(national<div style="display:inline-block;width:5px"> </div>GDP) and/or<div style="display:inline-block;width:6px"> </div>the HPI.<div style="display:inline-block;width:6px"> </div>For each<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>segments in<div style="display:inline-block;width:6px"> </div>which the<div style="display:inline-block;width:6px"> </div>WARM<div style="display:inline-block;width:5px"> </div>methodology<div style="display:inline-block;width:5px"> </div>is used,<div style="display:inline-block;width:6px"> </div>the </div><div id="a22846" style="position:absolute;font-family:'Arial';left:5px;top:31px;">long-term average loss rate is calculated and applied on a quarterly basis for the remaining life of the pool. Adjustments for </div><div id="a22850" style="position:absolute;font-family:'Arial';left:5px;top:46px;">economic expectations are made through qualitative factors. </div><div id="a22853" style="position:absolute;font-family:'Arial';left:29px;top:77px;">Qualitative factors (“Q-Factors”) used in the ACL methodology<div style="display:inline-block;width:5px"> </div>include: </div><div id="a22859" style="position:absolute;font-family:'Arial';left:29px;top:107px;">• Changes in lending policies, procedures, and strategies </div><div id="a22861" style="position:absolute;font-family:'Arial';left:29px;top:123px;">• Changes in international, national, regional, and local conditions </div><div id="a22863" style="position:absolute;font-family:'Arial';left:29px;top:138px;">• Changes in nature and volume of portfolio </div><div id="a22865" style="position:absolute;font-family:'Arial';left:29px;top:153px;">• Changes in the volume and severity of past due loans<div style="display:inline-block;width:5px"> </div>and other similar conditions </div><div id="a22867" style="position:absolute;font-family:'Arial';left:29px;top:169px;">• Concentration risk </div><div id="a22869" style="position:absolute;font-family:'Arial';left:29px;top:184px;">• Changes in the value of underlying collateral </div><div id="a22871" style="position:absolute;font-family:'Arial';left:29px;top:199px;">• The effect of other external factors: e.g., competition,<div style="display:inline-block;width:5px"> </div>legal, and regulatory requirements </div><div id="a22873" style="position:absolute;font-family:'Arial';left:29px;top:215px;">• Changes in lending management, among others </div><div id="a22876" style="position:absolute;font-family:'Arial';left:29px;top:245px;">The<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>segments<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:5px"> </div>pools<div style="display:inline-block;width:5px"> </div>grouping<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>share<div style="display:inline-block;width:5px"> </div>similar<div style="display:inline-block;width:6px"> </div>risk<div style="display:inline-block;width:5px"> </div>characteristics<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>employing </div><div id="a22877" style="position:absolute;font-family:'Arial';left:5px;top:261px;">collateral type and lien position to group loans according to risk. The Company evaluates<div style="display:inline-block;width:5px"> </div>five segments using the loss rate </div><div id="a22880" style="position:absolute;font-family:'Arial';left:5px;top:276px;">methodology 'Remaining<div style="display:inline-block;width:5px"> </div>Life Method'<div style="display:inline-block;width:5px"> </div>or WARM.<div style="display:inline-block;width:6px"> </div>The remaining<div style="display:inline-block;width:5px"> </div>is calculated<div style="display:inline-block;width:5px"> </div>based on<div style="display:inline-block;width:5px"> </div>the annual<div style="display:inline-block;width:5px"> </div>attrition rate<div style="display:inline-block;width:5px"> </div>observed </div><div id="a22881" style="position:absolute;font-family:'Arial';left:5px;top:291px;">for the Company’s own<div style="display:inline-block;width:5px"> </div>portfolio experience. The<div style="display:inline-block;width:5px"> </div>peer group includes historical<div style="display:inline-block;width:5px"> </div>losses for U.S. The<div style="display:inline-block;width:5px"> </div>Company also applies </div><div id="a22889" style="position:absolute;font-family:'Arial';left:5px;top:307px;">a scorecard methodology<div style="display:inline-block;width:6px"> </div>to determine<div style="display:inline-block;width:5px"> </div>qualitative factors<div style="display:inline-block;width:5px"> </div>for WARM<div style="display:inline-block;width:6px"> </div>segments. The<div style="display:inline-block;width:5px"> </div>scorecard is<div style="display:inline-block;width:5px"> </div>built using<div style="display:inline-block;width:5px"> </div>a peer group </div><div id="a22890" style="position:absolute;font-family:'Arial';left:5px;top:322px;">loss. The maximum losses for<div style="display:inline-block;width:5px"> </div>these peers are derived selecting<div style="display:inline-block;width:5px"> </div>periods were higher than normal<div style="display:inline-block;width:5px"> </div>loss rates are observed. </div><div id="a22893" style="position:absolute;font-family:'Arial';left:5px;top:337px;">In estimating<div style="display:inline-block;width:6px"> </div>credit losses,<div style="display:inline-block;width:6px"> </div>the Company<div style="display:inline-block;width:6px"> </div>also considers<div style="display:inline-block;width:6px"> </div>qualitative and<div style="display:inline-block;width:6px"> </div>environmental factors<div style="display:inline-block;width:6px"> </div>that may<div style="display:inline-block;width:6px"> </div>cause estimated </div><div id="a22894" style="position:absolute;font-family:'Arial';left:5px;top:353px;">credit losses for the loan portfolio to differ from<div style="display:inline-block;width:5px"> </div>historical losses. </div><div id="a22898" style="position:absolute;font-family:'Arial';left:29px;top:383px;">ACL<div style="display:inline-block;width:5px"> </div>for the<div style="display:inline-block;width:6px"> </div>year<div style="display:inline-block;width:5px"> </div>ended<div style="display:inline-block;width:5px"> </div>December<div style="display:inline-block;width:5px"> </div>31,<div style="display:inline-block;width:5px"> </div>2023,<div style="display:inline-block;width:5px"> </div>was<div style="display:inline-block;width:5px"> </div>estimated<div style="display:inline-block;width:5px"> </div>under<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>CECL<div style="display:inline-block;width:5px"> </div>methodology,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>year<div style="display:inline-block;width:5px"> </div>ended </div><div id="a22904" style="position:absolute;font-family:'Arial';left:5px;top:399px;">December 31, 2022, it was estimated under the incurred<div style="display:inline-block;width:5px"> </div>loss model. </div><div id="a22909" style="position:absolute;font-family:'Arial';left:29px;top:429px;">Prior to<div style="display:inline-block;width:6px"> </div>the adoption<div style="display:inline-block;width:6px"> </div>of ASC<div style="display:inline-block;width:6px"> </div>326 on<div style="display:inline-block;width:6px"> </div>January<div style="display:inline-block;width:5px"> </div>1, 2023,<div style="display:inline-block;width:6px"> </div>the allowance<div style="display:inline-block;width:6px"> </div>for credit<div style="display:inline-block;width:6px"> </div>losses<div style="display:inline-block;width:5px"> </div>was a<div style="display:inline-block;width:6px"> </div>valuation allowance<div style="display:inline-block;width:6px"> </div>for </div><div id="a22910" style="position:absolute;font-family:'Arial';left:5px;top:445px;">probable incurred credit<div style="display:inline-block;width:5px"> </div>losses.<div style="display:inline-block;width:9px"> </div>Management estimated the<div style="display:inline-block;width:5px"> </div>allowance balance required<div style="display:inline-block;width:6px"> </div>using past loan<div style="display:inline-block;width:5px"> </div>loss experience, </div><div id="a22911" style="position:absolute;font-family:'Arial';left:5px;top:460px;">the<div style="display:inline-block;width:6px"> </div>nature<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>volume<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>portfolio,<div style="display:inline-block;width:6px"> </div>information<div style="display:inline-block;width:6px"> </div>about<div style="display:inline-block;width:6px"> </div>specific<div style="display:inline-block;width:6px"> </div>borrower<div style="display:inline-block;width:6px"> </div>situations<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>estimated<div style="display:inline-block;width:6px"> </div>collateral<div style="display:inline-block;width:6px"> </div>values, </div><div id="a22913" style="position:absolute;font-family:'Arial';left:5px;top:475px;">economic<div style="display:inline-block;width:7px"> </div>conditions,<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>factors.<div style="display:inline-block;width:13px"> </div>The<div style="display:inline-block;width:7px"> </div>allowance<div style="display:inline-block;width:7px"> </div>consisted<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>specific<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>general<div style="display:inline-block;width:7px"> </div>components.<div style="display:inline-block;width:7px"> </div>The<div style="display:inline-block;width:7px"> </div>specific </div><div id="a22914" style="position:absolute;font-family:'Arial';left:5px;top:491px;">component<div style="display:inline-block;width:5px"> </div>related<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>loans<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>were<div style="display:inline-block;width:5px"> </div>individually<div style="display:inline-block;width:5px"> </div>classified<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>impaired.<div style="display:inline-block;width:11px"> </div>A<div style="display:inline-block;width:5px"> </div>loan<div style="display:inline-block;width:5px"> </div>was<div style="display:inline-block;width:5px"> </div>impaired<div style="display:inline-block;width:5px"> </div>when,<div style="display:inline-block;width:5px"> </div>based<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:5px"> </div>current </div><div id="a22916" style="position:absolute;font-family:'Arial';left:5px;top:506px;">information and events,<div style="display:inline-block;width:2px"> </div>it was probable<div style="display:inline-block;width:2px"> </div>that the Bank<div style="display:inline-block;width:2px"> </div>would be<div style="display:inline-block;width:2px"> </div>unable to<div style="display:inline-block;width:2px"> </div>collect all<div style="display:inline-block;width:2px"> </div>amounts due<div style="display:inline-block;width:2px"> </div>according to<div style="display:inline-block;width:2px"> </div>the contractual </div><div id="a22918" style="position:absolute;font-family:'Arial';left:5px;top:521px;">terms of<div style="display:inline-block;width:6px"> </div>the loan<div style="display:inline-block;width:6px"> </div>agreement. Loans<div style="display:inline-block;width:6px"> </div>for which<div style="display:inline-block;width:6px"> </div>the terms<div style="display:inline-block;width:6px"> </div>had been<div style="display:inline-block;width:6px"> </div>modified resulting<div style="display:inline-block;width:6px"> </div>in a<div style="display:inline-block;width:6px"> </div>concession,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>for which<div style="display:inline-block;width:6px"> </div>the </div><div id="a22920" style="position:absolute;font-family:'Arial';left:5px;top:537px;">borrower is experiencing financial difficulties, were<div style="display:inline-block;width:5px"> </div>considered troubled debt restructurings and classified as<div style="display:inline-block;width:5px"> </div>impaired. </div></div></div><div id="TextBlockContainer913" style="position:relative;line-height:normal;width:610px;height:17px;"><div id="TextContainer913" style="position:relative;width:610px;z-index:1;"><div id="a22943" style="position:absolute;font-family:'Arial';left:5px;top:0px;">Changes in the ACL for the years ended December 31, 2023<div style="display:inline-block;width:5px"> </div>and 2022 are as follows (in thousands):</div></div></div><div id="TextBlockContainer922" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer922" style="position:relative;width:739px;z-index:1;"><div id="a23371" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Allowance for credit losses and the outstanding balances in<div style="display:inline-block;width:2px"> </div>loans as of December 31, 2023 and 2022 are as<div style="display:inline-block;width:2px"> </div>follows (in </div><div id="a23383" style="position:absolute;font-family:'Arial';left:5px;top:15px;">thousands):</div></div></div><div id="TextBlockContainer931" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer931" style="position:relative;width:739px;z-index:1;"><div id="a23929" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Credit Quality Indicators </div><div id="a23932" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company grades loans based on the estimated capability of the borrower to repay the contractual obligation of the </div><div id="a23936" style="position:absolute;font-family:'Arial';left:5px;top:46px;">loan agreement based<div style="display:inline-block;width:6px"> </div>on relevant information<div style="display:inline-block;width:6px"> </div>which may include:<div style="display:inline-block;width:6px"> </div>current financial information<div style="display:inline-block;width:6px"> </div>on the borrower,<div style="display:inline-block;width:6px"> </div>historical </div><div id="a23939" style="position:absolute;font-family:'Arial';left:5px;top:61px;">payment<div style="display:inline-block;width:5px"> </div>experience,<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>documentation<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>other<div style="display:inline-block;width:5px"> </div>current<div style="display:inline-block;width:5px"> </div>economic<div style="display:inline-block;width:5px"> </div>trends.<div style="display:inline-block;width:5px"> </div>Internal<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>risk<div style="display:inline-block;width:5px"> </div>grades<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>evaluated </div><div id="a23940" style="position:absolute;font-family:'Arial';left:5px;top:77px;">periodically.<div style="display:inline-block;width:5px"> </div></div></div></div><div id="TextBlockContainer934" style="position:relative;line-height:normal;width:713px;height:308px;"><div id="TextContainer934" style="position:relative;width:713px;z-index:1;"><div id="a23964" style="position:absolute;font-family:'Arial';left:5px;top:15px;">The Company's internally assigned credit risk grades are as follows: </div><div id="a23969" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:46px;">Pass </div><div id="a23970" style="position:absolute;font-family:'Arial';left:64px;top:46px;">– Loans indicate different levels of satisfactory<div style="display:inline-block;width:5px"> </div>financial condition and performance.<div style="display:inline-block;width:5px"> </div></div><div id="a23975" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:77px;">Special Mention</div><div id="a23976" style="position:absolute;font-family:'Arial';left:130px;top:77px;"><div style="display:inline-block;width:4px"> </div>– Loans classified as special mention have a potential weakness<div style="display:inline-block;width:5px"> </div>that deserves management’s </div><div id="a23980" style="position:absolute;font-family:'Arial';left:29px;top:92px;">close attention. If left uncorrected, these potential weaknesses<div style="display:inline-block;width:5px"> </div>may result in deterioration of the repayment </div><div id="a23981" style="position:absolute;font-family:'Arial';left:29px;top:107px;">prospects for the loan or of the institution’s<div style="display:inline-block;width:5px"> </div>credit position at some future date.<div style="display:inline-block;width:5px"> </div></div><div id="a23985" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:138px;">Substandard </div><div id="a23986" style="position:absolute;font-family:'Arial';left:114px;top:138px;">– Loans classified as substandard are inadequately protected<div style="display:inline-block;width:5px"> </div>by the current net worth and paying </div><div id="a23989" style="position:absolute;font-family:'Arial';left:29px;top:153px;">capacity of the obligator or of the collateral pledged, if<div style="display:inline-block;width:5px"> </div>any. Loans so classified<div style="display:inline-block;width:5px"> </div>have a well-defined weakness or </div><div id="a23992" style="position:absolute;font-family:'Arial';left:29px;top:169px;">weaknesses that jeopardize the liquidation of the debt.<div style="display:inline-block;width:5px"> </div>They are characterized by the distinct possibility that the </div><div id="a23994" style="position:absolute;font-family:'Arial';left:29px;top:184px;">institution will sustain some loss if the deficiencies are<div style="display:inline-block;width:5px"> </div>not corrected.<div style="display:inline-block;width:4px"> </div></div><div id="a23997" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:215px;">Doubtful</div><div id="a23998" style="position:absolute;font-family:'Arial';left:84px;top:215px;"><div style="display:inline-block;width:4px"> </div>– Loans classified as doubtful have all the weaknesses inherent<div style="display:inline-block;width:5px"> </div>in those classified at substandard, with </div><div id="a24002" style="position:absolute;font-family:'Arial';left:29px;top:230px;">the added characteristic that the weaknesses make collection<div style="display:inline-block;width:5px"> </div>or liquidation in full on the basis of currently existing </div><div id="a24005" style="position:absolute;font-family:'Arial';left:29px;top:245px;">facts, conditions, and values, highly questionable and improbable.<div style="display:inline-block;width:5px"> </div></div><div id="a24008" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:276px;">Loss </div><div id="a24009" style="position:absolute;font-family:'Arial';left:64px;top:276px;">– Loans classified as loss are considered uncollectible. </div></div></div><div id="TextBlockContainer937" style="position:relative;line-height:normal;width:685px;height:17px;"><div id="TextContainer937" style="position:relative;width:685px;z-index:1;"><div id="a24034" style="position:absolute;font-family:'Arial';left:5px;top:0px;">Loan credit exposures by internally assigned grades are<div style="display:inline-block;width:5px"> </div>presented below for the periods indicated (in thousands):</div></div></div><div id="TextBlockContainer952" style="position:relative;line-height:normal;width:742px;height:93px;"><div id="TextContainer952" style="position:relative;width:742px;z-index:1;"><div id="a25888" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loan Aging </div><div id="a25891" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The Company<div style="display:inline-block;width:2px"> </div>also considers the<div style="display:inline-block;width:2px"> </div>performance of loans<div style="display:inline-block;width:2px"> </div>in grading<div style="display:inline-block;width:2px"> </div>and in<div style="display:inline-block;width:2px"> </div>evaluating the<div style="display:inline-block;width:2px"> </div>credit quality<div style="display:inline-block;width:2px"> </div>of the<div style="display:inline-block;width:2px"> </div>loan portfolio. </div><div id="a25892" style="position:absolute;font-family:'Arial';left:5px;top:46px;">The Company<div style="display:inline-block;width:6px"> </div>analyzes credit<div style="display:inline-block;width:6px"> </div>quality and<div style="display:inline-block;width:6px"> </div>loan grades<div style="display:inline-block;width:6px"> </div>based on<div style="display:inline-block;width:6px"> </div>payment performance<div style="display:inline-block;width:6px"> </div>and the<div style="display:inline-block;width:6px"> </div>aging status<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>loan.<div style="display:inline-block;width:8px"> </div></div><div id="a25893" style="position:absolute;font-family:'Arial';left:5px;top:61px;">The following table include an aging analysis<div style="display:inline-block;width:5px"> </div>of accruing loans and total non-accruing<div style="display:inline-block;width:5px"> </div>loans as of December 31, 2023 and </div><div id="a25900" style="position:absolute;font-family:'Arial';left:5px;top:77px;">2022 (in thousands):</div></div></div><div id="TextBlockContainer967" style="position:relative;line-height:normal;width:739px;height:94px;"><div id="TextContainer967" style="position:relative;width:739px;z-index:1;"><div id="a26993" style="position:absolute;font-family:'Arial';left:29px;top:0px;">There were </div><div id="a26993_11_2" style="position:absolute;font-family:'Arial';left:100px;top:0px;">no</div><div id="a26993_13_76" style="position:absolute;font-family:'Arial';left:115px;top:0px;"><div style="display:inline-block;width:4px"> </div>loans over 90 days past due and accruing as of December<div style="display:inline-block;width:5px"> </div>31, 2023 and 2022. </div><div id="a27002" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:31px;">Non-accrual Status </div><div id="a27007" style="position:absolute;font-family:'Arial';left:29px;top:61px;">The following table<div style="display:inline-block;width:5px"> </div>includes the amortized<div style="display:inline-block;width:5px"> </div>cost basis of<div style="display:inline-block;width:5px"> </div>loans on non-accrual<div style="display:inline-block;width:5px"> </div>status and loans<div style="display:inline-block;width:5px"> </div>past due over<div style="display:inline-block;width:5px"> </div>90 days </div><div id="a27010" style="position:absolute;font-family:'Arial';left:5px;top:77px;">and still accruing as of December 31, 2023 (in thousands):</div></div></div><div id="TextBlockContainer976" style="position:relative;line-height:normal;width:738px;height:108px;"><div id="TextContainer976" style="position:relative;width:738px;z-index:1;"><div id="a27149" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The Company did not have loans in non-accrual status<div style="display:inline-block;width:5px"> </div>as of December 31, 2022. </div><div id="a27154" style="position:absolute;font-family:'Arial';left:29px;top:31px;">Accrued interest<div style="display:inline-block;width:6px"> </div>receivable is<div style="display:inline-block;width:6px"> </div>excluded from<div style="display:inline-block;width:6px"> </div>the estimate<div style="display:inline-block;width:6px"> </div>of credit<div style="display:inline-block;width:6px"> </div>losses. There<div style="display:inline-block;width:6px"> </div>was </div><div id="a27154_86_2" style="position:absolute;font-family:'Arial';left:544px;top:31px;">no</div><div id="a27154_88_28" style="position:absolute;font-family:'Arial';left:559px;top:31px;"><div style="display:inline-block;width:5px"> </div>interest income<div style="display:inline-block;width:6px"> </div>recognized </div><div id="a27155" style="position:absolute;font-family:'Arial';left:5px;top:46px;">attributable<div style="display:inline-block;width:5px"> </div>to non-accrual<div style="display:inline-block;width:7px"> </div>loans<div style="display:inline-block;width:5px"> </div>outstanding<div style="display:inline-block;width:5px"> </div>during the<div style="display:inline-block;width:6px"> </div>years<div style="display:inline-block;width:5px"> </div>ended<div style="display:inline-block;width:5px"> </div>December<div style="display:inline-block;width:5px"> </div>31, 2023<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>2022. Interest<div style="display:inline-block;width:7px"> </div>income<div style="display:inline-block;width:5px"> </div>on </div><div id="a27158" style="position:absolute;font-family:'Arial';left:5px;top:61px;">these<div style="display:inline-block;width:6px"> </div>loans<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>year<div style="display:inline-block;width:6px"> </div>ended<div style="display:inline-block;width:6px"> </div>December<div style="display:inline-block;width:6px"> </div>31,<div style="display:inline-block;width:6px"> </div>2023<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>2022,<div style="display:inline-block;width:6px"> </div>would<div style="display:inline-block;width:6px"> </div>have<div style="display:inline-block;width:6px"> </div>been<div style="display:inline-block;width:6px"> </div>approximately<div style="display:inline-block;width:6px"> </div>$</div><div id="a27158_90_2" style="position:absolute;font-family:'Arial';left:601px;top:61px;">40</div><div id="a27158_92_15" style="position:absolute;font-family:'Arial';left:616px;top:61px;"><div style="display:inline-block;width:6px"> </div>thousand<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>$</div><div id="a27158_107_1" style="position:absolute;font-family:'Arial';left:718px;top:61px;-sec-ix-hidden:ID_1454;">0</div><div id="a27161" style="position:absolute;font-family:'Arial';left:5px;top:77px;">thousand, respectively,<div style="display:inline-block;width:5px"> </div>had these loans performed in accordance with their<div style="display:inline-block;width:5px"> </div>original terms.<div style="display:inline-block;width:4px"> </div></div></div></div><div id="TextBlockContainer979" style="position:relative;line-height:normal;width:739px;height:155px;"><div id="TextContainer979" style="position:relative;width:739px;z-index:1;"><div id="a27184" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Collateral-Dependent Loans </div><div id="a27189" style="position:absolute;font-family:'Arial';left:29px;top:31px;">A<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>collateral<div style="display:inline-block;width:6px"> </div>dependent<div style="display:inline-block;width:6px"> </div>when<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>borrower<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>experiencing<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:6px"> </div>difficulty<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>repayment<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>is </div><div id="a27190" style="position:absolute;font-family:'Arial';left:5px;top:46px;">expected to<div style="display:inline-block;width:6px"> </div>be provided<div style="display:inline-block;width:6px"> </div>substantially through<div style="display:inline-block;width:6px"> </div>the sale<div style="display:inline-block;width:6px"> </div>or operation<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>collateral. There<div style="display:inline-block;width:6px"> </div>were </div><div id="a27190_98_2" style="position:absolute;font-family:'Arial';left:584px;top:46px;">no</div><div id="a27190_100_22" style="position:absolute;font-family:'Arial';left:599px;top:46px;"><div style="display:inline-block;width:5px"> </div>collateral dependent </div><div id="a27191" style="position:absolute;font-family:'Arial';left:5px;top:61px;">loans as of December 31,<div style="display:inline-block;width:4px"> </div>2023 or as of December 31, 2022.<div style="display:inline-block;width:5px"> </div></div><div id="a27197" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:92px;">Impaired Loans </div><div id="a27200" style="position:absolute;font-family:'Arial';left:29px;top:123px;">The following table includes<div style="display:inline-block;width:5px"> </div>the unpaid principal balances<div style="display:inline-block;width:5px"> </div>for impaired loans with<div style="display:inline-block;width:5px"> </div>the associated allowance amount,<div style="display:inline-block;width:5px"> </div>if </div><div id="a27202" style="position:absolute;font-family:'Arial';left:5px;top:138px;">applicable, on the basis of impairment methodology as of December<div style="display:inline-block;width:5px"> </div>31, 2022 (in thousands):</div></div></div><div id="TextBlockContainer988" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer988" style="position:relative;width:739px;z-index:1;"><div id="a27351" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Interest<div style="display:inline-block;width:7px"> </div>income<div style="display:inline-block;width:7px"> </div>recognized<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>impaired<div style="display:inline-block;width:7px"> </div>loans<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>year<div style="display:inline-block;width:7px"> </div>ended<div style="display:inline-block;width:7px"> </div>December<div style="display:inline-block;width:7px"> </div>31,<div style="display:inline-block;width:7px"> </div>2022<div style="display:inline-block;width:7px"> </div>was<div style="display:inline-block;width:7px"> </div>$</div><div id="a27351_87_3" style="position:absolute;font-family:'Arial';left:610px;top:0px;">351</div><div id="a27351_90_15" style="position:absolute;font-family:'Arial';left:632px;top:0px;"><div style="display:inline-block;width:7px"> </div>thousand.<div style="display:inline-block;width:7px"> </div>Net </div><div id="a27355" style="position:absolute;font-family:'Arial';left:5px;top:15px;">investment balance is the unpaid principal balance of the loans<div style="display:inline-block;width:5px"> </div>adjusted for the remaining net deferred loan fees. </div><div id="a27358" style="position:absolute;font-family:'Arial';left:29px;top:46px;">The following table<div style="display:inline-block;width:5px"> </div>presents the average<div style="display:inline-block;width:6px"> </div>recorded investment<div style="display:inline-block;width:5px"> </div>balance on impaired<div style="display:inline-block;width:6px"> </div>loans for the<div style="display:inline-block;width:5px"> </div>periods indicated (in </div><div id="a27359" style="position:absolute;font-family:'Arial';left:5px;top:61px;">thousands):</div></div></div><div id="TextBlockContainer997" style="position:relative;line-height:normal;width:739px;height:63px;"><div id="TextContainer997" style="position:relative;width:739px;z-index:1;"><div id="a27393" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Loan Modifications to Borrowers Experiencing Financial<div style="display:inline-block;width:5px"> </div>Difficulties</div><div id="a27396" style="position:absolute;font-family:'Arial';left:29px;top:31px;">The following<div style="display:inline-block;width:6px"> </div>table present<div style="display:inline-block;width:6px"> </div>newly restructured<div style="display:inline-block;width:6px"> </div>loans,<div style="display:inline-block;width:5px"> </div>by type<div style="display:inline-block;width:6px"> </div>of modification,<div style="display:inline-block;width:6px"> </div>which occurred<div style="display:inline-block;width:6px"> </div>during the<div style="display:inline-block;width:6px"> </div>year<div style="display:inline-block;width:5px"> </div>ended </div><div id="a27398" style="position:absolute;font-family:'Arial';left:5px;top:46px;">December 31, 2023 (in thousands):</div></div></div><div id="TextBlockContainer1006" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1006" style="position:relative;width:739px;z-index:1;"><div id="a27557" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The Company had two new<div style="display:inline-block;width:5px"> </div>modifications to borrowers experiencing<div style="display:inline-block;width:6px"> </div>financial difficulties for<div style="display:inline-block;width:5px"> </div>the year ended December </div><div id="a27563" style="position:absolute;font-family:'Arial';left:5px;top:15px;">31, 2023. There were </div><div id="a27563_21_2" style="position:absolute;font-family:'Arial';left:133px;top:15px;">no</div><div id="a27563_23_97" style="position:absolute;font-family:'Arial';left:148px;top:15px;"><div style="display:inline-block;width:3px"> </div>existing loan modifications that subsequently<div style="display:inline-block;width:2px"> </div>defaulted during the year<div style="display:inline-block;width:2px"> </div>ended December 31, 2023.</div></div></div><div id="TextBlockContainer902" style="position:relative;line-height:normal;width:734px;height:212px;"><div style="position:absolute; width:201.1px; height:1px; left:317px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:201px; height:1px; left:523.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:313px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:414.2px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:518.2px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:620.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:317px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:414.2px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:13.2px; left:4px; top:148.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:620.1px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:415.1px; height:17.1px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:415.1px; height:3.1px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:85px; height:14.2px; left:419.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:144.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:146.1px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.9px; height:17.1px; left:518.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.9px; height:3.1px; left:518.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:85.1px; height:14.2px; left:625.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:144.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:146.1px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:161.3px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:161.3px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:317px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:414.2px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:620.1px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:193.3px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:193.3px; background-color:#000000; "> </div> <div id="TextContainer902" style="position:relative;width:734px;z-index:1;"><div id="a22495" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:357px;top:0px;">December 31, 2023 </div><div id="a22499" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:563px;top:0px;">December 31, 2022 </div><div id="a22503" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:352px;top:34px;">Total </div><div id="a22506" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:433px;top:20px;">Percent of </div><div id="a22507" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:448px;top:34px;">Total </div><div id="a22511" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:558px;top:34px;">Total </div><div id="a22514" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:638px;top:20px;">Percent of </div><div id="a22515" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:34px;">Total </div><div id="a22518" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">Residential Real Estate </div><div id="a22520" style="position:absolute;font-family:'Arial';font-size:12px;left:317px;top:50px;">$ </div><div id="a22522" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:50px;">204,419</div><div id="a22525" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:50px;">11.5</div><div id="a22527" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:50px;">% </div><div id="a22530" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:50px;">$ </div><div id="a22532" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:50px;">185,636</div><div id="a22535" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:50px;">12.3</div><div id="a22537" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:50px;">% </div><div id="a22539" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Commercial Real Estate </div><div id="a22542" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:66px;">1,047,593</div><div id="a22545" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:66px;">58.8</div><div id="a22547" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:66px;">% </div><div id="a22551" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:66px;">970,410</div><div id="a22554" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:66px;">64.4</div><div id="a22556" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:66px;">% </div><div id="a22558" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:81px;">Commercial and Industrial </div><div id="a22561" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:82px;">219,757</div><div id="a22564" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:82px;">12.4</div><div id="a22566" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:82px;">% </div><div id="a22570" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:82px;">126,984</div><div id="a22573" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:82px;">8.4</div><div id="a22575" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:82px;">% </div><div id="a22577" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:97px;">Foreign Banks </div><div id="a22580" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:98px;">114,945</div><div id="a22583" style="position:absolute;font-family:'Arial';font-size:12px;left:484px;top:98px;">6.5</div><div id="a22585" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:98px;">% </div><div id="a22589" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:98px;">93,769</div><div id="a22592" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:98px;">6.2</div><div id="a22594" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:98px;">% </div><div id="a22596" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:113px;">Consumer and Other<div style="display:inline-block;width:3px"> </div></div><div id="a22599" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:114px;">191,930</div><div id="a22602" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:114px;">10.8</div><div id="a22604" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:114px;">% </div><div id="a22608" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:114px;">130,429</div><div id="a22611" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:114px;">8.7</div><div id="a22613" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:114px;">% </div><div id="a22615" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Total<div style="display:inline-block;width:5px"> </div>gross loans </div><div id="a22618" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:131px;">1,778,644</div><div id="a22621" style="position:absolute;font-family:'Arial';font-size:12px;left:470px;top:131px;">100.0</div><div id="a22623" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:131px;">% </div><div id="a22627" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:131px;">1,507,228</div><div id="a22630" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:131px;">100.0</div><div id="a22632" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:131px;">% </div><div id="a22634" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:148px;">Plus: Deferred cost </div><div id="a22637" style="position:absolute;font-family:'Arial';font-size:12px;left:380px;top:148px;">2,183</div><div id="a22644" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:148px;">110</div><div id="a22649" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:163px;">Total<div style="display:inline-block;width:5px"> </div>loans net of deferred cost </div><div id="a22652" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:164px;">1,780,827</div><div id="a22659" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:164px;">1,507,338</div><div id="a22664" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:179px;">Less: Allowance for credit losses </div><div id="a22667" style="position:absolute;font-family:'Arial';font-size:12px;left:374px;top:180px;">21,084</div><div id="a22674" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:180px;">17,487</div><div id="a22679" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:196px;">Total<div style="display:inline-block;width:5px"> </div>net loans </div><div id="a22682" style="position:absolute;font-family:'Arial';font-size:12px;left:317px;top:197px;">$ </div><div id="a22684" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:197px;">1,759,743</div><div id="a22687" style="position:absolute;font-family:'Arial';font-size:12px;left:420px;top:197px;"><div style="display:inline-block;width:3px"> </div></div><div id="a22691" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:197px;">$ </div><div id="a22693" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:197px;">1,489,851</div></div></div><div id="TextBlockContainer919" style="position:relative;line-height:normal;width:734px;height:321px;"><div id="div_916_XBRL_TS_a2746e0407f24eb8ba4028c6778b7623" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer917" style="position:relative;line-height:normal;width:734px;height:321px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:28.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:29.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:198.1px; height:16px; left:4px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:284.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:371.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:463.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:550.2px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:284.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:34.1px; left:4px; top:59.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.9px; left:637.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:284.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:463.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:284.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:371.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:463.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:550.2px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:198.1px; height:17px; left:4px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:284.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:371.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:463.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:550.2px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:179.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:463.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:209.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.9px; left:637.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:284.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:241.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:198.1px; height:1px; left:4px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:276.2px; background-color:#000000; "> </div> <div id="TextContainer917" style="position:relative;width:734px;z-index:1;"><div id="a22961" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:212px;top:0px;">Residential </div><div id="a22963" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:211px;top:14px;">Real Estate </div><div id="a22966" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:296px;top:0px;">Commercial </div><div id="a22968" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:298px;top:14px;">Real Estate </div><div id="a22971" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:386px;top:0px;">Commercial </div><div id="a22973" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:381px;top:14px;">and Industrial </div><div id="a22976" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:487px;top:0px;">Foreign </div><div id="a22977" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:14px;">Banks </div><div id="a22980" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:567px;top:0px;">Consumer </div><div id="a22981" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:568px;top:14px;">and Other </div><div id="a22984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:669px;top:14px;">Total </div><div id="a22986" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:29px;">December 31, 2023: </div><div id="a23005" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Beginning balance </div><div id="a23007" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:46px;">$ </div><div id="a23009" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:46px;">1,352</div><div id="a23012" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:46px;">$ </div><div id="a23014" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:46px;">10,143</div><div id="a23017" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:46px;">$ </div><div id="a23019" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:46px;">4,163</div><div id="a23022" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:46px;">$ </div><div id="a23024" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:46px;">720</div><div id="a23027" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:46px;">$ </div><div id="a23029" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:46px;">1,109</div><div id="a23032" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:46px;">$ </div><div id="a23034" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:46px;">17,487</div><div id="a23036" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Cumulative effect of adoption of </div><div id="a23037" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:76px;">accounting principle</div><div id="a23038" style="position:absolute;font-family:'Arial';font-size:8px;left:111px;top:76px;"><div style="display:inline-block;width:2px"> </div>(1) </div><div id="a23042" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:80px;">1,238</div><div id="a23046" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:80px;">1,105</div><div id="a23050" style="position:absolute;font-family:'Arial';font-size:12px;left:425px;top:80px;display:flex;">(2,158)</div><div id="a23054" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:80px;">23</div><div id="a23058" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:80px;">858</div><div id="a23062" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:80px;">1,066</div><div id="a23064" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:96px;">Provision for credit losses </div><div id="a23065" style="position:absolute;font-family:'Arial';font-size:8px;left:145px;top:95px;">(2)</div><div id="a23066" style="position:absolute;font-family:'Arial';font-size:12px;left:154px;top:96px;"><div style="display:inline-block;width:3px"> </div></div><div id="a23069" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:98px;">95</div><div id="a23073" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:98px;display:flex;">(882)</div><div id="a23077" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:98px;">1,897</div><div id="a23081" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:98px;">168</div><div id="a23085" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:98px;">1,225</div><div id="a23089" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:98px;">2,503 </div><div id="a23091" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:113px;">Recoveries </div><div id="a23094" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:114px;">10</div><div id="a23098" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:114px;"><div style="display:inline-block;width:7px"> </div>-<div style="display:inline-block;width:13px"> </div></div><div id="a23104" style="position:absolute;font-family:'Arial';font-size:12px;left:446px;top:114px;">72</div><div id="a23108" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:114px;"><div style="display:inline-block;width:7px"> </div>-<div style="display:inline-block;width:13px"> </div></div><div id="a23114" style="position:absolute;font-family:'Arial';font-size:12px;left:627px;top:114px;">3</div><div id="a23118" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:114px;">85</div><div id="a23120" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:129px;">Charge-offs </div><div id="a23125" style="position:absolute;font-family:'Arial';font-size:12px;left:277px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23131" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23137" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23143" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23149" style="position:absolute;font-family:'Arial';font-size:12px;left:616px;top:130px;display:flex;">(57)</div><div id="a23153" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:130px;display:flex;">(57)</div><div id="a23155" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:145px;">Ending Balance<div style="display:inline-block;width:3px"> </div></div><div id="a23157" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:147px;">$ </div><div id="a23159" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:147px;">2,695</div><div id="a23162" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:147px;">$ </div><div id="a23164" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:147px;">10,366</div><div id="a23167" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:147px;">$ </div><div id="a23169" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:147px;">3,974</div><div id="a23172" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:147px;">$ </div><div id="a23174" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:147px;">911</div><div id="a23177" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:147px;">$ </div><div id="a23179" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:147px;">3,138</div><div id="a23182" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:147px;">$ </div><div id="a23184" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:147px;">21,084</div><div id="a23204" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:179px;">December 31, 2022: </div><div id="a23223" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">Beginning balance </div><div id="a23225" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:196px;">$ </div><div id="a23227" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:196px;">2,498</div><div id="a23230" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:196px;">$ </div><div id="a23232" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:196px;">8,758</div><div id="a23235" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:196px;">$ </div><div id="a23237" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:196px;">2,775</div><div id="a23240" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:196px;">$ </div><div id="a23242" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:196px;">457</div><div id="a23245" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:196px;">$ </div><div id="a23247" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:196px;">569</div><div id="a23250" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:196px;">$ </div><div id="a23252" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:196px;">15,057</div><div id="a23254" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">Provision for credit losses </div><div id="a23257" style="position:absolute;font-family:'Arial';font-size:12px;left:247px;top:212px;display:flex;">(1,179)</div><div id="a23261" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:212px;">1,385</div><div id="a23265" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:212px;">1,474</div><div id="a23269" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:212px;">263</div><div id="a23273" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:212px;">552</div><div id="a23277" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:212px;">2,495</div><div id="a23279" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:227px;">Recoveries </div><div id="a23282" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:228px;">33</div><div id="a23286" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:228px;">- </div><div id="a23290" style="position:absolute;font-family:'Arial';font-size:12px;left:446px;top:228px;">18</div><div id="a23294" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:228px;">- </div><div id="a23298" style="position:absolute;font-family:'Arial';font-size:12px;left:627px;top:228px;">4</div><div id="a23302" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:228px;">55</div><div id="a23304" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Charge-offs </div><div id="a23309" style="position:absolute;font-family:'Arial';font-size:12px;left:277px;top:244px;">- </div><div id="a23313" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:244px;">- </div><div id="a23317" style="position:absolute;font-family:'Arial';font-size:12px;left:436px;top:244px;display:flex;">(104)</div><div id="a23321" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:244px;">- </div><div id="a23325" style="position:absolute;font-family:'Arial';font-size:12px;left:616px;top:244px;display:flex;">(16)</div><div id="a23329" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:244px;display:flex;">(120)</div><div id="a23331" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:260px;">Ending Balance<div style="display:inline-block;width:3px"> </div></div><div id="a23333" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:261px;">$ </div><div id="a23335" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:261px;">1,352</div><div id="a23338" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:261px;">$ </div><div id="a23340" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:261px;">10,143</div><div id="a23343" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:261px;">$ </div><div id="a23345" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:261px;">4,163</div><div id="a23348" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:261px;">$ </div><div id="a23350" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:261px;">720</div><div id="a23353" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:261px;">$ </div><div id="a23355" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:261px;">1,109</div><div id="a23358" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:261px;">$ </div><div id="a23360" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:261px;">17,487</div><div id="a23362" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:278px;">(1) Impact of CECL adoption on January 1, 2023</div><div id="a23364" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:295px;">(2) Provision for credit losses excludes $</div><div id="a23364_42_3" style="position:absolute;font-family:'Arial';font-size:10.72px;left:196px;top:295px;">144</div><div id="a23364_45_78" style="position:absolute;font-family:'Arial';font-size:10.72px;left:214px;top:295px;"><div style="display:inline-block;width:3px"> </div>thousand release for unfunded commitments<div style="display:inline-block;width:2px"> </div>included in other liabilities and $</div><div id="a23364_123_1" style="position:absolute;font-family:'Arial';font-size:10.72px;left:582px;top:295px;">8</div><div id="a23364_124_24" style="position:absolute;font-family:'Arial';font-size:10.72px;left:588px;top:295px;"><div style="display:inline-block;width:3px"> </div>thousand provision for </div><div id="a23368" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:307px;">investment securities held to maturity.</div></div></div></div></div><div id="TextBlockContainer926" style="position:relative;line-height:normal;width:730px;height:365px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:29px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:30.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:61.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:60.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:93.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:93.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:126.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:157.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:156.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.1px; left:4px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:220.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:253.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:14px; left:218.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:14px; left:298.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:383.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:475.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:14px; left:558.2px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:252.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:641.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.1px; left:4px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:317.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:316.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:349.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:349.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:348.1px; background-color:#000000; "> </div> <div id="TextContainer926" style="position:relative;width:730px;z-index:1;"><div id="a23387" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:227px;top:0px;">Residential </div><div id="a23389" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:226px;top:14px;">Real Estate </div><div id="a23392" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:308px;top:0px;">Commercial </div><div id="a23394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:310px;top:14px;">Real Estate </div><div id="a23397" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:397px;top:0px;">Commercial </div><div id="a23398" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:392px;top:14px;">and Industrial </div><div id="a23401" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:497px;top:0px;">Foreign </div><div id="a23402" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:501px;top:14px;">Banks </div><div id="a23405" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:0px;">Consumer </div><div id="a23406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:14px;">and Other </div><div id="a23409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:14px;">Total </div><div id="a23411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:29px;">December 31, 2023: </div><div id="a23430" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Allowance for credit losses: </div><div id="a23449" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Individually evaluated </div><div id="a23451" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:62px;">$ </div><div id="a23453" style="position:absolute;font-family:'Arial';font-size:12px;left:275px;top:62px;">145</div><div id="a23456" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:62px;">$ </div><div id="a23458" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:62px;">- </div><div id="a23461" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:62px;">$ </div><div id="a23463" style="position:absolute;font-family:'Arial';font-size:12px;left:452px;top:62px;">128</div><div id="a23466" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:62px;">$ </div><div id="a23468" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:62px;">- </div><div id="a23471" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:62px;">$ </div><div id="a23473" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:62px;-sec-ix-hidden:ID_742;">-</div><div id="a23476" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:62px;">$ </div><div id="a23478" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:62px;">273</div><div id="a23480" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Collectively evaluated </div><div id="a23483" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:78px;">2,550</div><div id="a23487" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:78px;">10,366</div><div id="a23491" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:78px;">3,846</div><div id="a23495" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:78px;">911</div><div id="a23499" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:78px;">3,138</div><div id="a23503" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:78px;">20,811</div><div id="a23505" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Balances, end of period </div><div id="a23507" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:94px;">$ </div><div id="a23509" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:94px;">2,695</div><div id="a23512" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:94px;">$ </div><div id="a23514" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:94px;">10,366</div><div id="a23517" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:94px;">$ </div><div id="a23519" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:94px;">3,974</div><div id="a23522" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:94px;">$ </div><div id="a23524" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:94px;">911</div><div id="a23527" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:94px;">$ </div><div id="a23529" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:94px;">3,138</div><div id="a23532" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:94px;">$ </div><div id="a23534" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:94px;">21,084</div><div id="a23554" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:125px;">Loans: </div><div id="a23573" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Individually evaluated </div><div id="a23575" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:142px;">$ </div><div id="a23577" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:142px;">6,994</div><div id="a23580" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:142px;">$ </div><div id="a23582" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:142px;-sec-ix-hidden:ID_731;">-</div><div id="a23585" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:142px;">$ </div><div id="a23587" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:142px;">1,668</div><div id="a23590" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:142px;">$ </div><div id="a23592" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:142px;">- </div><div id="a23595" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:142px;">$ </div><div id="a23597" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:142px;-sec-ix-hidden:ID_744;">-</div><div id="a23600" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:142px;">$ </div><div id="a23602" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:142px;">8,662</div><div id="a23604" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:157px;">Collectively evaluated </div><div id="a23607" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:158px;">197,425</div><div id="a23611" style="position:absolute;font-family:'Arial';font-size:12px;left:326px;top:158px;">1,047,593</div><div id="a23615" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:158px;">218,089</div><div id="a23619" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:158px;">114,945</div><div id="a23623" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:158px;">191,930</div><div id="a23627" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:158px;">1,769,982</div><div id="a23629" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:173px;">Balances, end of period </div><div id="a23631" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:174px;">$ </div><div id="a23633" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:174px;">204,419</div><div id="a23636" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:174px;">$ </div><div id="a23638" style="position:absolute;font-family:'Arial';font-size:12px;left:326px;top:174px;">1,047,593</div><div id="a23641" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:174px;">$ </div><div id="a23643" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:174px;">219,757</div><div id="a23646" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:174px;">$ </div><div id="a23648" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:174px;">114,945</div><div id="a23651" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:174px;">$ </div><div id="a23653" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:174px;">191,930</div><div id="a23656" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:174px;">$ </div><div id="a23658" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:174px;">1,778,644</div><div id="a23678" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:205px;">December 31, 2022: </div><div id="a23697" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:221px;">Allowance for credit losses: </div><div id="a23716" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:237px;">Individually evaluated for impairment </div><div id="a23718" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:238px;">$ </div><div id="a23720" style="position:absolute;font-family:'Arial';font-size:12px;left:275px;top:238px;">155</div><div id="a23723" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:238px;">$ </div><div id="a23725" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:238px;">- </div><div id="a23728" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:238px;">$ </div><div id="a23730" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:238px;">41</div><div id="a23733" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:238px;">$ </div><div id="a23735" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:238px;">- </div><div id="a23738" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:238px;">$ </div><div id="a23740" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:238px;">98</div><div id="a23743" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:238px;">$ </div><div id="a23745" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:238px;">294</div><div id="a23747" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:253px;">Collectively evaluated for impairment </div><div id="a23750" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:254px;">1,197</div><div id="a23754" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:254px;">10,143</div><div id="a23758" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:254px;">4,122</div><div id="a23762" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:254px;">720</div><div id="a23766" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:254px;">1,011</div><div id="a23770" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:254px;">17,193</div><div id="a23772" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:269px;">Balances, end of period </div><div id="a23774" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:270px;">$ </div><div id="a23776" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:270px;">1,352</div><div id="a23779" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:270px;">$ </div><div id="a23781" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:270px;">10,143</div><div id="a23784" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:270px;">$ </div><div id="a23786" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:270px;">4,163</div><div id="a23789" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:270px;">$ </div><div id="a23791" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:270px;">720</div><div id="a23794" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:270px;">$ </div><div id="a23796" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:270px;">1,109</div><div id="a23799" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:270px;">$ </div><div id="a23801" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:270px;">17,487</div><div id="a23811" style="position:absolute;font-family:'Arial';font-size:12px;left:476px;top:287px;"><div style="display:inline-block;width:10px"> </div></div><div id="a23822" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:301px;">Loans: </div><div id="a23841" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:317px;">Individually evaluated for impairment </div><div id="a23843" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:318px;">$ </div><div id="a23845" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:318px;">7,206</div><div id="a23848" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:318px;">$ </div><div id="a23850" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:318px;">393</div><div id="a23853" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:318px;">$ </div><div id="a23855" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:318px;">82</div><div id="a23858" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:318px;">$ </div><div id="a23860" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:318px;">- </div><div id="a23863" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:318px;">$ </div><div id="a23865" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:318px;">196</div><div id="a23868" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:318px;">$ </div><div id="a23870" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:318px;">7,877</div><div id="a23872" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:333px;">Collectively evaluated for impairment </div><div id="a23875" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:334px;">178,430</div><div id="a23879" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:334px;">970,017</div><div id="a23883" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:334px;">126,902</div><div id="a23887" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:334px;">93,769</div><div id="a23891" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:334px;">130,233</div><div id="a23895" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:334px;">1,499,351</div><div id="a23897" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:349px;">Balances, end of period </div><div id="a23899" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:350px;">$ </div><div id="a23901" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:350px;">185,636</div><div id="a23904" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:350px;">$ </div><div id="a23906" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:350px;">970,410</div><div id="a23909" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:350px;">$ </div><div id="a23911" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:350px;">126,984</div><div id="a23914" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:350px;">$ </div><div id="a23916" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:350px;">93,769</div><div id="a23919" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:350px;">$ </div><div id="a23921" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:350px;">130,429</div><div id="a23924" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:350px;">$ </div><div id="a23926" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:350px;">1,507,228</div></div></div><div id="TextBlockContainer941" style="position:relative;line-height:normal;width:733px;height:760px;"><div style="position:absolute; width:587.3px; height:1px; left:143.8px; top:13.2px; 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style="position:absolute; width:72px; height:1px; left:279.8px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:1.3px; height:16.6px; left:351.8px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:353.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.6px; left:425.1px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:427.2px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.6px; left:499.2px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:501.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.6px; left:573.2px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:575.3px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.6px; left:647.3px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:649.2px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:111.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:110.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:112.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:143.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:144.7px; 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background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:142.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:158.5px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:205.7px; top:158.5px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:279.8px; top:158.5px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:353.1px; top:158.5px; background-color:#000000; "> </div> <div 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background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:238.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:240.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.6px; height:13.8px; left:22.6px; top:272px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:15px; left:2px; top:271.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:129.9px; height:16px; left:2px; top:270.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:270.5px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:203.8px; top:270.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:205.7px; top:270.5px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:277.7px; top:270.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:279.8px; top:270.5px; background-color:#000000; "> </div> <div style="position:absolute; width:1.3px; height:16px; left:351.8px; top:270.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; 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top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:577.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:677.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:710.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:709.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.6px; height:13.9px; left:22.6px; top:743.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:134.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:742.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:129.9px; height:17px; left:2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:203.8px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:205.7px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:277.7px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:279.8px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.3px; height:17px; left:351.8px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:353.1px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:425.1px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:427.2px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:499.2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:501.1px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:573.2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:575.3px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:647.3px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:649.2px; top:741.8px; background-color:#000000; "> </div> <div id="TextContainer941" style="position:relative;width:733px;z-index:1;"><div id="a24039" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:366px;top:0px;">As of December 31, 2023 </div><div id="a24042" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:261px;top:36px;">Term Loans by Origination Year </div><div id="a24046" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:582px;top:51px;">Revolving </div><div id="a24047" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:65px;">Loans </div><div id="a24050" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:676px;top:65px;">Total </div><div id="a24052" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:154px;top:65px;">2023 </div><div id="a24055" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:228px;top:65px;">2022 </div><div id="a24058" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:302px;top:65px;">2021 </div><div id="a24061" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:376px;top:65px;">2020 </div><div id="a24064" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:449px;top:65px;">2019 </div><div id="a24067" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:523px;top:65px;">Prior </div><div id="a24071" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Residential real estate </div><div id="a24096" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:96px;">Pass </div><div id="a24098" style="position:absolute;font-family:'Arial';font-size:12px;left:134px;top:97px;">$ </div><div id="a24100" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:97px;">44,365</div><div id="a24103" style="position:absolute;font-family:'Arial';font-size:12px;left:208px;top:97px;">$ </div><div id="a24105" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:97px;">36,325</div><div id="a24108" style="position:absolute;font-family:'Arial';font-size:12px;left:282px;top:97px;">$ </div><div id="a24110" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:97px;">26,180</div><div id="a24113" style="position:absolute;font-family:'Arial';font-size:12px;left:356px;top:97px;">$ </div><div id="a24115" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:97px;">6,080</div><div id="a24118" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:97px;">$ </div><div id="a24120" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:97px;">9,325</div><div id="a24123" style="position:absolute;font-family:'Arial';font-size:12px;left:504px;top:97px;">$ </div><div id="a24125" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:97px;">75,654</div><div id="a24128" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:97px;">$ </div><div id="a24130" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:97px;">6,198</div><div id="a24133" style="position:absolute;font-family:'Arial';font-size:12px;left:652px;top:97px;">$ </div><div id="a24135" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:97px;">204,127</div><div id="a24137" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:112px;">Special Mention </div><div id="a24140" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:113px;-sec-ix-hidden:ID_1208;">-</div><div id="a24144" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:113px;-sec-ix-hidden:ID_1209;">-</div><div id="a24148" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:113px;-sec-ix-hidden:ID_1210;">-</div><div id="a24152" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:113px;-sec-ix-hidden:ID_1211;">-</div><div id="a24156" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:113px;-sec-ix-hidden:ID_1212;">-</div><div id="a24160" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:113px;-sec-ix-hidden:ID_1213;">-</div><div id="a24164" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:113px;-sec-ix-hidden:ID_1214;">-</div><div id="a24168" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:113px;-sec-ix-hidden:ID_1215;">-</div><div id="a24170" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:128px;">Substandard </div><div id="a24173" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:129px;-sec-ix-hidden:ID_1216;">-</div><div id="a24177" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:129px;-sec-ix-hidden:ID_1217;">-</div><div id="a24181" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:129px;-sec-ix-hidden:ID_1218;">-</div><div id="a24185" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:129px;-sec-ix-hidden:ID_1219;">-</div><div id="a24189" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:129px;">292</div><div id="a24193" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:129px;-sec-ix-hidden:ID_1221;">-</div><div id="a24197" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:129px;-sec-ix-hidden:ID_1222;">-</div><div id="a24201" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:129px;">292</div><div id="a24203" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:144px;">Doubtful </div><div id="a24206" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:145px;-sec-ix-hidden:ID_1224;">-</div><div id="a24210" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:145px;-sec-ix-hidden:ID_1225;">-</div><div id="a24214" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:145px;-sec-ix-hidden:ID_1226;">-</div><div id="a24218" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:145px;-sec-ix-hidden:ID_1227;">-</div><div id="a24222" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:145px;-sec-ix-hidden:ID_1228;">-</div><div id="a24226" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:145px;-sec-ix-hidden:ID_1229;">-</div><div id="a24230" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:145px;-sec-ix-hidden:ID_1230;">-</div><div id="a24234" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:145px;-sec-ix-hidden:ID_1231;">-</div><div id="a24236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:160px;">Total </div><div id="a24239" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:161px;">44,365</div><div id="a24243" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:161px;">36,325</div><div id="a24247" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:161px;">26,180</div><div id="a24251" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:161px;">6,080</div><div id="a24255" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:161px;">9,617</div><div id="a24259" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:161px;">75,654</div><div id="a24263" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:161px;">6,198</div><div id="a24267" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:161px;">204,419</div><div id="a24293" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:192px;">Commercial real estate </div><div id="a24318" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:208px;">Pass </div><div id="a24321" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:209px;">148,311</div><div id="a24325" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:209px;">337,938</div><div id="a24329" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:209px;">184,024</div><div id="a24333" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:209px;">104,182</div><div id="a24337" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:209px;">78,153</div><div id="a24341" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:209px;">182,714</div><div id="a24345" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:209px;">4,710</div><div id="a24349" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:209px;">1,040,032</div><div id="a24351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:224px;">Special Mention </div><div id="a24354" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:225px;-sec-ix-hidden:ID_1246;">-</div><div id="a24358" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:225px;-sec-ix-hidden:ID_1247;">-</div><div id="a24362" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:225px;-sec-ix-hidden:ID_1248;">-</div><div id="a24366" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:225px;-sec-ix-hidden:ID_1249;">-</div><div id="a24370" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:225px;-sec-ix-hidden:ID_1250;">-</div><div id="a24374" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:225px;-sec-ix-hidden:ID_1251;">-</div><div id="a24378" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:225px;-sec-ix-hidden:ID_1252;">-</div><div id="a24382" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:225px;-sec-ix-hidden:ID_1253;">-</div><div id="a24384" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:240px;">Substandard </div><div id="a24387" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:241px;-sec-ix-hidden:ID_1254;">-</div><div id="a24391" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:241px;-sec-ix-hidden:ID_1255;">-</div><div id="a24395" style="position:absolute;font-family:'Arial';font-size:12px;left:315px;top:241px;">6,867</div><div id="a24399" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:241px;">694</div><div id="a24403" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:241px;-sec-ix-hidden:ID_1258;">-</div><div id="a24407" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:241px;-sec-ix-hidden:ID_1259;">-</div><div id="a24411" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:241px;-sec-ix-hidden:ID_1260;">-</div><div id="a24415" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:241px;">7,561</div><div id="a24417" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:256px;">Doubtful </div><div id="a24420" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:257px;-sec-ix-hidden:ID_1261;">-</div><div id="a24424" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:257px;-sec-ix-hidden:ID_1262;">-</div><div id="a24428" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:257px;-sec-ix-hidden:ID_1263;">-</div><div id="a24432" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:257px;-sec-ix-hidden:ID_1264;">-</div><div id="a24436" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:257px;-sec-ix-hidden:ID_1265;">-</div><div id="a24440" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:257px;-sec-ix-hidden:ID_1266;">-</div><div id="a24444" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:257px;-sec-ix-hidden:ID_1267;">-</div><div id="a24448" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:257px;-sec-ix-hidden:ID_1268;">-</div><div id="a24450" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:273px;">Total </div><div id="a24453" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:273px;">148,311</div><div id="a24457" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:273px;">337,938</div><div id="a24461" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:273px;">190,891</div><div id="a24465" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:273px;">104,876</div><div id="a24469" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:273px;">78,153</div><div id="a24473" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:273px;">182,714</div><div id="a24477" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:273px;">4,710</div><div id="a24481" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:273px;">1,047,593</div><div id="a24507" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:303px;">Commercial and </div><div id="a24508" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:317px;">industrial </div><div id="a24533" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:332px;">Pass </div><div id="a24536" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:333px;">97,753</div><div id="a24540" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:333px;">37,414</div><div id="a24544" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:333px;">34,090</div><div id="a24548" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:333px;">6,499</div><div id="a24552" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:333px;">13,706</div><div id="a24556" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:333px;">3,113</div><div id="a24560" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:333px;">25,554</div><div id="a24564" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:333px;">218,129</div><div id="a24566" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:348px;">Special Mention </div><div id="a24569" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:349px;-sec-ix-hidden:ID_1283;">-</div><div id="a24573" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:349px;-sec-ix-hidden:ID_1284;">-</div><div id="a24577" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:349px;-sec-ix-hidden:ID_1285;">-</div><div id="a24581" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:349px;-sec-ix-hidden:ID_1286;">-</div><div id="a24585" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:349px;-sec-ix-hidden:ID_1287;">-</div><div id="a24589" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:349px;-sec-ix-hidden:ID_1288;">-</div><div id="a24593" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:349px;-sec-ix-hidden:ID_1289;">-</div><div id="a24597" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:349px;-sec-ix-hidden:ID_1290;">-</div><div id="a24599" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:364px;">Substandard </div><div id="a24602" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:365px;-sec-ix-hidden:ID_1291;">-</div><div id="a24606" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:365px;-sec-ix-hidden:ID_1292;">-</div><div id="a24610" style="position:absolute;font-family:'Arial';font-size:12px;left:325px;top:365px;">330</div><div id="a24614" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:365px;-sec-ix-hidden:ID_1294;">-</div><div id="a24618" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:365px;">1,298</div><div id="a24622" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:365px;-sec-ix-hidden:ID_1296;">-</div><div id="a24626" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:365px;-sec-ix-hidden:ID_1297;">-</div><div id="a24630" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:365px;">1,628</div><div id="a24632" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:380px;">Doubtful </div><div id="a24635" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:381px;-sec-ix-hidden:ID_1298;">-</div><div id="a24639" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:381px;-sec-ix-hidden:ID_1299;">-</div><div id="a24643" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:381px;-sec-ix-hidden:ID_1300;">-</div><div id="a24647" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:381px;-sec-ix-hidden:ID_1301;">-</div><div id="a24651" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:381px;-sec-ix-hidden:ID_1302;">-</div><div id="a24655" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:381px;-sec-ix-hidden:ID_1303;">-</div><div id="a24659" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:381px;-sec-ix-hidden:ID_1304;">-</div><div id="a24663" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:381px;-sec-ix-hidden:ID_1305;">-</div><div id="a24665" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:396px;">Total </div><div id="a24668" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:397px;">97,753</div><div id="a24672" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:397px;">37,414</div><div id="a24676" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:397px;">34,420</div><div id="a24680" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:397px;">6,499</div><div id="a24684" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:397px;">15,004</div><div id="a24688" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:397px;">3,113</div><div id="a24692" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:397px;">25,554</div><div id="a24696" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:397px;">219,757</div><div id="a24722" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:428px;">Foreign banks </div><div id="a24747" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:444px;">Pass </div><div id="a24750" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:445px;">114,945</div><div id="a24754" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:445px;-sec-ix-hidden:ID_1314;">-</div><div id="a24758" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:445px;-sec-ix-hidden:ID_1315;">-</div><div id="a24762" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:445px;-sec-ix-hidden:ID_1316;">-</div><div id="a24766" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:445px;-sec-ix-hidden:ID_1317;">-</div><div id="a24770" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:445px;-sec-ix-hidden:ID_1318;">-</div><div id="a24774" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:445px;-sec-ix-hidden:ID_1319;">-</div><div id="a24778" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:445px;">114,945</div><div id="a24780" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:460px;">Special Mention </div><div id="a24783" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:461px;-sec-ix-hidden:ID_1320;">-</div><div id="a24787" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:461px;-sec-ix-hidden:ID_1321;">-</div><div id="a24791" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:461px;-sec-ix-hidden:ID_1322;">-</div><div id="a24795" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:461px;-sec-ix-hidden:ID_1323;">-</div><div id="a24799" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:461px;-sec-ix-hidden:ID_1324;">-</div><div id="a24803" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:461px;-sec-ix-hidden:ID_1325;">-</div><div id="a24807" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:461px;-sec-ix-hidden:ID_1326;">-</div><div id="a24811" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:461px;-sec-ix-hidden:ID_1327;">-</div><div id="a24813" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:476px;">Substandard </div><div id="a24816" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:477px;-sec-ix-hidden:ID_1328;">-</div><div id="a24820" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:477px;-sec-ix-hidden:ID_1329;">-</div><div id="a24824" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:477px;-sec-ix-hidden:ID_1330;">-</div><div id="a24828" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:477px;-sec-ix-hidden:ID_1331;">-</div><div id="a24832" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:477px;-sec-ix-hidden:ID_1332;">-</div><div id="a24836" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:477px;-sec-ix-hidden:ID_1333;">-</div><div id="a24840" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:477px;-sec-ix-hidden:ID_1334;">-</div><div id="a24844" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:477px;-sec-ix-hidden:ID_1335;">-</div><div id="a24846" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:492px;">Doubtful </div><div id="a24849" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:493px;-sec-ix-hidden:ID_1336;">-</div><div id="a24853" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:493px;-sec-ix-hidden:ID_1337;">-</div><div id="a24857" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:493px;-sec-ix-hidden:ID_1338;">-</div><div id="a24861" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:493px;-sec-ix-hidden:ID_1339;">-</div><div id="a24865" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:493px;-sec-ix-hidden:ID_1340;">-</div><div id="a24869" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:493px;-sec-ix-hidden:ID_1341;">-</div><div id="a24873" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:493px;-sec-ix-hidden:ID_1342;">-</div><div id="a24877" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:493px;-sec-ix-hidden:ID_1343;">-</div><div id="a24879" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:508px;">Total </div><div id="a24882" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:509px;">114,945</div><div id="a24886" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:509px;-sec-ix-hidden:ID_1345;">-</div><div id="a24890" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:509px;-sec-ix-hidden:ID_1346;">-</div><div id="a24894" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:509px;-sec-ix-hidden:ID_1347;">-</div><div id="a24898" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:509px;-sec-ix-hidden:ID_1348;">-</div><div id="a24902" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:509px;-sec-ix-hidden:ID_1349;">-</div><div id="a24906" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:509px;-sec-ix-hidden:ID_1350;">-</div><div id="a24910" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:509px;">114,945</div><div id="a24936" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:539px;">Consumer and other </div><div id="a24937" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:553px;">loans<div style="display:inline-block;width:3px"> </div></div><div id="a24962" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:567px;">Pass </div><div id="a24965" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:569px;">71,593</div><div id="a24969" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:569px;">74,387</div><div id="a24973" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:569px;">41,966</div><div id="a24977" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:569px;">615</div><div id="a24981" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:569px;">560</div><div id="a24985" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:569px;">1,337</div><div id="a24989" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:569px;">1,472</div><div id="a24993" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:569px;">191,930</div><div id="a24995" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:583px;">Special Mention </div><div id="a24998" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:585px;-sec-ix-hidden:ID_1358;">-</div><div id="a25002" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:585px;-sec-ix-hidden:ID_1359;">-</div><div id="a25006" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:585px;-sec-ix-hidden:ID_1360;">-</div><div id="a25010" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:585px;-sec-ix-hidden:ID_1361;">-</div><div id="a25014" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:585px;-sec-ix-hidden:ID_1362;">-</div><div id="a25018" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:585px;-sec-ix-hidden:ID_1363;">-</div><div id="a25022" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:585px;-sec-ix-hidden:ID_1364;">-</div><div id="a25026" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:585px;-sec-ix-hidden:ID_1365;">-</div><div id="a25028" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:599px;">Substandard </div><div id="a25031" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:601px;-sec-ix-hidden:ID_1366;">-</div><div id="a25035" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:601px;-sec-ix-hidden:ID_1367;">-</div><div id="a25039" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:601px;-sec-ix-hidden:ID_1368;">-</div><div id="a25043" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:601px;-sec-ix-hidden:ID_1369;">-</div><div id="a25047" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:601px;-sec-ix-hidden:ID_1370;">-</div><div id="a25051" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:601px;-sec-ix-hidden:ID_1371;">-</div><div id="a25055" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:601px;-sec-ix-hidden:ID_1372;">-</div><div id="a25059" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:601px;">-</div><div id="a25061" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:615px;">Doubtful </div><div id="a25085" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:617px;-sec-ix-hidden:ID_1373;">-</div><div id="a25087" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:632px;">Total </div><div id="a25090" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:633px;">71,593</div><div id="a25094" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:633px;">74,387</div><div id="a25098" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:633px;">41,966</div><div id="a25102" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:633px;">615</div><div id="a25106" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:633px;">560</div><div id="a25110" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:633px;">1,337</div><div id="a25114" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:633px;">1,472</div><div id="a25118" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:633px;">191,930</div><div id="a25144" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:663px;">Total<div style="display:inline-block;width:5px"> </div>Loans </div><div id="a25169" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:679px;">Pass </div><div id="a25172" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:681px;">476,967</div><div id="a25176" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:681px;">486,064</div><div id="a25180" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:681px;">286,260</div><div id="a25184" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:681px;">117,376</div><div id="a25188" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:681px;">101,744</div><div id="a25192" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:681px;">262,818</div><div id="a25195" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:681px;"><div style="display:inline-block;width:3px"> </div></div><div id="a25197" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:681px;">37,934</div><div id="a25201" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:681px;">1,769,163</div><div id="a25203" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:695px;">Special Mention </div><div id="a25206" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:697px;-sec-ix-hidden:ID_1389;">-</div><div id="a25210" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:697px;-sec-ix-hidden:ID_1390;">-</div><div id="a25214" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:697px;-sec-ix-hidden:ID_1391;">-</div><div id="a25218" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:697px;-sec-ix-hidden:ID_1392;">-</div><div id="a25222" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:697px;-sec-ix-hidden:ID_1393;">-</div><div id="a25226" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:697px;-sec-ix-hidden:ID_1394;">-</div><div id="a25230" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:697px;-sec-ix-hidden:ID_1395;">-</div><div id="a25234" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:697px;-sec-ix-hidden:ID_1396;">-</div><div id="a25236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:711px;">Substandard </div><div id="a25239" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:713px;-sec-ix-hidden:ID_1397;">-</div><div id="a25243" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:713px;-sec-ix-hidden:ID_1398;">-</div><div id="a25247" style="position:absolute;font-family:'Arial';font-size:12px;left:315px;top:713px;">7,197</div><div id="a25251" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:713px;">694</div><div id="a25255" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:713px;">1,590</div><div id="a25259" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:713px;-sec-ix-hidden:ID_1402;">-</div><div id="a25263" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:713px;-sec-ix-hidden:ID_1403;">-</div><div id="a25267" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:713px;">9,481</div><div id="a25269" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:727px;">Doubtful </div><div id="a25272" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:729px;-sec-ix-hidden:ID_1405;">-</div><div id="a25276" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:729px;-sec-ix-hidden:ID_1406;">-</div><div id="a25280" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:729px;-sec-ix-hidden:ID_1407;">-</div><div id="a25284" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:729px;-sec-ix-hidden:ID_1408;">-</div><div id="a25288" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:729px;-sec-ix-hidden:ID_1409;">-</div><div id="a25292" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:729px;-sec-ix-hidden:ID_1410;">-</div><div id="a25296" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:729px;-sec-ix-hidden:ID_1411;">-</div><div id="a25300" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:729px;-sec-ix-hidden:ID_1412;">-</div><div id="a25302" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:744px;">Total </div><div id="a25304" style="position:absolute;font-family:'Arial';font-size:12px;left:134px;top:746px;">$ </div><div id="a25306" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:746px;">476,967</div><div id="a25310" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:746px;">486,064</div><div id="a25314" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:746px;">293,457</div><div id="a25318" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:746px;">118,070</div><div id="a25322" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:746px;">103,334</div><div id="a25326" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:746px;">262,818</div><div id="a25330" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:746px;">37,934</div><div id="a25334" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:746px;">1,778,644</div></div></div><div id="TextBlockContainer947" style="position:relative;line-height:normal;width:729px;height:417px;"><div style="position:absolute; width:413px; height:1px; left:311.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:49.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:50.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:16px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:398.2px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:472.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:561.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:635.2px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:81.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:80.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:113.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:16px; left:4px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:398.2px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:472.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:561.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:635.2px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:145.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:209.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:208.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:240.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:242.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:273.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:272.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:304.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:306.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:336.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:370.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:369.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:17px; left:4px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:398.2px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:472.1px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:561.1px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:635.2px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:307.1px; height:1px; left:4px; top:402.2px; background-color:#000000; "> </div> <div id="TextContainer947" style="position:relative;width:729px;z-index:1;"><div id="a25406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:447px;top:0px;">As of December 31, 2022 </div><div id="a25409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:341px;top:35px;">Pass </div><div id="a25412" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:415px;top:21px;">Special </div><div id="a25413" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:35px;">Mention </div><div id="a25416" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:35px;">Substandard </div><div id="a25419" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:575px;top:35px;">Doubtful </div><div id="a25422" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:647px;top:35px;">Total Loans </div><div id="a25424" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:50px;">Residential real estate: </div><div id="a25440" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:66px;">Home equity line of credit ("HELOC") and other </div><div id="a25442" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:67px;">$ </div><div id="a25444" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:67px;">623</div><div id="a25447" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:67px;">$ </div><div id="a25449" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:67px;">- </div><div id="a25452" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:67px;">$ </div><div id="a25454" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:67px;">- </div><div id="a25457" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:67px;">$ </div><div id="a25459" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:67px;">- </div><div id="a25462" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:67px;">$ </div><div id="a25464" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:67px;">623</div><div id="a25466" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:82px;">1-4 family residential </div><div id="a25471" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:83px;">132,178</div><div id="a25475" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:83px;">- </div><div id="a25479" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:83px;-sec-ix-hidden:ID_795;">-</div><div id="a25483" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:83px;">- </div><div id="a25487" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:83px;">132,178</div><div id="a25489" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:98px;">Condo residential </div><div id="a25492" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:99px;">52,835</div><div id="a25496" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:99px;">- </div><div id="a25500" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:99px;">- </div><div id="a25504" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:99px;">- </div><div id="a25508" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:99px;">52,835</div><div id="a25512" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:115px;">185,636</div><div id="a25516" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:115px;">- </div><div id="a25520" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:115px;-sec-ix-hidden:ID_796;">-</div><div id="a25524" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:115px;">- </div><div id="a25528" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:115px;">185,636</div><div id="a25530" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Commercial real estate: </div><div id="a25546" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:146px;">Land and construction </div><div id="a25549" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:147px;">38,687</div><div id="a25553" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:147px;">- </div><div id="a25557" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:147px;">- </div><div id="a25561" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:147px;">- </div><div id="a25565" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:147px;">38,687</div><div id="a25567" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:162px;">Multi-family residential </div><div id="a25572" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:163px;">176,820</div><div id="a25576" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:163px;">- </div><div id="a25580" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:163px;">- </div><div id="a25584" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:163px;">- </div><div id="a25588" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:163px;">176,820</div><div id="a25590" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:178px;">Condo commercial </div><div id="a25593" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:179px;">49,601</div><div id="a25597" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:179px;">- </div><div id="a25601" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:179px;">393</div><div id="a25605" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:179px;">- </div><div id="a25609" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:179px;">49,994</div><div id="a25611" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:194px;">Commercial property </div><div id="a25614" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:195px;">702,357</div><div id="a25618" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:195px;-sec-ix-hidden:ID_1031;">-</div><div id="a25622" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:195px;">2,552</div><div id="a25626" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:195px;">- </div><div id="a25630" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:195px;">704,909</div><div id="a25632" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:210px;">Leasehold improvements </div><div id="a25635" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:211px;-sec-ix-hidden:ID_809;">-</div><div id="a25639" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:211px;">- </div><div id="a25643" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:211px;">- </div><div id="a25647" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:211px;">- </div><div id="a25651" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:211px;-sec-ix-hidden:ID_804;">-</div><div id="a25655" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:227px;">967,465</div><div id="a25659" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:227px;-sec-ix-hidden:ID_1032;">-</div><div id="a25663" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:227px;">2,945</div><div id="a25667" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:227px;">- </div><div id="a25671" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:227px;">970,410</div><div id="a25673" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:242px;">Commercial and industrial:</div><div id="a25674" style="position:absolute;font-family:'Arial';font-size:6.72px;left:147px;top:243px;">(1)</div><div id="a25690" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:258px;">Secured </div><div id="a25693" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:259px;">120,873</div><div id="a25697" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:259px;">- </div><div id="a25701" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:259px;">807</div><div id="a25705" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:259px;">- </div><div id="a25709" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:259px;">121,680</div><div id="a25711" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:274px;">Unsecured </div><div id="a25714" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:275px;">5,304</div><div id="a25718" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:275px;">- </div><div id="a25722" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:275px;-sec-ix-hidden:ID_819;">-</div><div id="a25726" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:275px;">- </div><div id="a25730" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:275px;">5,304</div><div id="a25734" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:291px;">126,177</div><div id="a25738" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:291px;">- </div><div id="a25742" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:291px;">807</div><div id="a25746" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:291px;">- </div><div id="a25750" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:291px;">126,984</div><div id="a25767" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:322px;">Foreign banks </div><div id="a25770" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:323px;">93,769</div><div id="a25774" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:323px;">- </div><div id="a25778" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:323px;">- </div><div id="a25782" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:323px;">- </div><div id="a25786" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:323px;">93,769</div><div id="a25788" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:338px;">Consumer and other loans </div><div id="a25791" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:339px;">130,233</div><div id="a25795" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:339px;">- </div><div id="a25799" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:339px;">196</div><div id="a25803" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:339px;">- </div><div id="a25807" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:339px;">130,429</div><div id="a25824" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:370px;">Total </div><div id="a25826" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:372px;">$ </div><div id="a25828" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:372px;">1,503,280</div><div id="a25831" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:372px;">$ </div><div id="a25833" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:372px;-sec-ix-hidden:ID_1033;">-</div><div id="a25836" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:372px;">$ </div><div id="a25838" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:372px;">3,948</div><div id="a25841" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:372px;">$ </div><div id="a25843" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:372px;">- </div><div id="a25846" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:372px;">$ </div><div id="a25848" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:372px;">1,507,228</div><div id="a25865" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:403px;">(1)<div style="display:inline-block;width:6px"> </div>All outstanding PPP loans were internally graded<div style="display:inline-block;width:2px"> </div>pass.</div></div></div><div id="TextBlockContainer958" style="position:relative;line-height:normal;width:730px;height:408px;"><div id="div_955_XBRL_TS_23c9de977b194f81a9da34f36c763a57" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer956" style="position:relative;line-height:normal;width:730px;height:408px;"><div style="position:absolute; width:308.1px; height:1px; left:272.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:70.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:71.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:268.1px; height:16px; left:4px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:354.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:493.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:580.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:102.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:101.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:134.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:268.1px; height:16px; left:4px; top:133.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:133.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:354.1px; top:133.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:133.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:493.1px; top:133.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:133.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:580.1px; top:133.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:133.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:133.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:133.7px; background-color:#000000; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:166.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:165.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:168px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:198.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:197.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:200px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:230.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:229.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:232px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:261.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:264px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:294.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:293.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:325.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:328px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:357.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.9px; left:13px; top:391.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:390.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:268.1px; height:17px; left:4px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:354.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:493.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:580.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:389.8px; background-color:#000000; "> </div> <div id="TextContainer956" style="position:relative;width:730px;z-index:1;"><div id="a25907" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:401px;top:0px;">Accruing </div><div id="a25915" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:56px;">As of December 31, 2023: </div><div id="a25917" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:292px;top:56px;">Current </div><div id="a25920" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:370px;top:42px;">Past Due </div><div id="a25921" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:364px;top:56px;">30-89 Days </div><div id="a25925" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:432px;top:14px;">Past Due &gt; </div><div id="a25926" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:440px;top:28px;">90 Days </div><div id="a25927" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:439px;top:42px;">and Still </div><div id="a25929" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:437px;top:56px;">Accruing </div><div id="a25932" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:42px;">Total </div><div id="a25933" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:514px;top:56px;">Accruing </div><div id="a25936" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:598px;top:42px;">Non-</div><div id="a25938" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:590px;top:56px;">Accrual </div><div id="a25941" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:650px;top:56px;">Total Loans </div><div id="a25943" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:71px;">Residential real estate: </div><div id="a25961" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:87px;">Home equity line of credit and other </div><div id="a25963" style="position:absolute;font-family:'Arial';font-size:12px;left:273px;top:88px;">$ </div><div id="a25965" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:88px;">559</div><div id="a25968" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:88px;">$ </div><div id="a25970" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:88px;">- </div><div id="a25972" style="position:absolute;font-family:'Arial';font-size:12px;left:432px;top:88px;">$ </div><div id="a25974" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:88px;">- </div><div id="a25977" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:88px;">$ </div><div id="a25979" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:88px;">559</div><div id="a25982" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:88px;">$ </div><div id="a25984" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:88px;">- </div><div id="a25987" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:88px;">$ </div><div id="a25989" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:88px;">559</div><div id="a25991" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:103px;">1-4 family residential </div><div id="a25996" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:104px;">155,842</div><div id="a26000" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:104px;">711</div><div id="a26003" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:104px;">- </div><div id="a26007" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:104px;">156,553</div><div id="a26011" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:104px;">- </div><div id="a26015" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:104px;">156,553</div><div id="a26017" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:119px;">Condo residential </div><div id="a26020" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:120px;">43,572</div><div id="a26024" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:120px;">3,735</div><div id="a26027" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:120px;">- </div><div id="a26031" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:120px;">47,307</div><div id="a26035" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:120px;">- </div><div id="a26039" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:120px;">47,307</div><div id="a26043" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:136px;">199,973</div><div id="a26047" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:136px;">4,446</div><div id="a26050" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:136px;">- </div><div id="a26054" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:136px;">204,419</div><div id="a26058" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:136px;">- </div><div id="a26062" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:136px;">204,419</div><div id="a26064" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:151px;">Commercial real estate: </div><div id="a26082" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:167px;">Land and construction </div><div id="a26085" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:168px;">33,710</div><div id="a26089" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:168px;">- </div><div id="a26092" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:168px;">- </div><div id="a26096" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:168px;">33,710</div><div id="a26100" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:168px;">- </div><div id="a26104" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:168px;">33,710</div><div id="a26106" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:183px;">Multi-family residential </div><div id="a26111" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:184px;">181,287</div><div id="a26115" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:184px;">- </div><div id="a26118" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:184px;">- </div><div id="a26122" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:184px;">181,287</div><div id="a26126" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:184px;">- </div><div id="a26130" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:184px;">181,287</div><div id="a26132" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Condo commercial </div><div id="a26135" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:200px;">58,106</div><div id="a26139" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:200px;">- </div><div id="a26142" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:200px;">- </div><div id="a26146" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:200px;">58,106</div><div id="a26150" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:200px;">- </div><div id="a26154" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:200px;">58,106</div><div id="a26156" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:215px;">Commercial property </div><div id="a26159" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:216px;">772,569</div><div id="a26163" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:216px;">1,890</div><div id="a26166" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:216px;">- </div><div id="a26170" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:216px;">774,459</div><div id="a26174" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:216px;">- </div><div id="a26178" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:216px;">774,459</div><div id="a26180" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:231px;">Leasehold improvements </div><div id="a26183" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:232px;">31</div><div id="a26187" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:232px;">- </div><div id="a26190" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:232px;">- </div><div id="a26194" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:232px;">31</div><div id="a26198" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:232px;">- </div><div id="a26202" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:232px;">31</div><div id="a26206" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:248px;">1,045,703</div><div id="a26210" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:248px;">1,890</div><div id="a26213" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:248px;">- </div><div id="a26217" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:248px;">1,047,593</div><div id="a26221" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:248px;">- </div><div id="a26225" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:248px;">1,047,593</div><div id="a26227" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:263px;">Commercial and industrial: </div><div id="a26245" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:279px;">Secured </div><div id="a26248" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:280px;">200,235</div><div id="a26252" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:280px;">29</div><div id="a26255" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:280px;">- </div><div id="a26259" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:280px;">200,264</div><div id="a26263" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:280px;">468</div><div id="a26267" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:280px;">200,732</div><div id="a26269" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:295px;">Unsecured </div><div id="a26272" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:296px;">19,025</div><div id="a26276" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:296px;">- </div><div id="a26279" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:296px;">- </div><div id="a26283" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:296px;">19,025</div><div id="a26287" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:296px;">- </div><div id="a26291" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:296px;">19,025</div><div id="a26295" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:312px;">219,260</div><div id="a26299" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:312px;">29</div><div id="a26302" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:312px;">- </div><div id="a26306" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:312px;">219,289</div><div id="a26310" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:312px;">468</div><div id="a26314" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:312px;">219,757</div><div id="a26333" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:343px;">Foreign banks </div><div id="a26336" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:344px;">114,945</div><div id="a26340" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:344px;">- </div><div id="a26343" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:344px;">- </div><div id="a26347" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:344px;">114,945</div><div id="a26351" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:344px;">- </div><div id="a26355" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:344px;">114,945</div><div id="a26357" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:359px;">Consumer and other </div><div id="a26360" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:360px;">191,930</div><div id="a26364" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:360px;">- </div><div id="a26367" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:360px;">- </div><div id="a26371" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:360px;">191,930</div><div id="a26375" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:360px;">- </div><div id="a26379" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:360px;">191,930</div><div id="a26398" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:392px;">Total </div><div id="a26400" style="position:absolute;font-family:'Arial';font-size:12px;left:273px;top:393px;">$ </div><div id="a26402" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:393px;">1,771,811</div><div id="a26405" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:393px;">$ </div><div id="a26407" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:393px;">6,365</div><div id="a26409" style="position:absolute;font-family:'Arial';font-size:12px;left:432px;top:393px;">$ </div><div id="a26411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:486px;top:393px;">- </div><div id="a26414" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:393px;">$ </div><div id="a26416" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:393px;">1,778,176</div><div id="a26419" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:393px;">$ </div><div id="a26421" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:393px;">468</div><div id="a26424" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:393px;">$ </div><div id="a26426" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:393px;">1,778,644</div></div></div></div></div><div id="TextBlockContainer962" style="position:relative;line-height:normal;width:727px;height:408px;"><div style="position:absolute; width:313px; height:1px; left:265.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:70.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:70.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:71.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:102.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:101.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:134.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:166.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:165.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:198.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:197.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:14px; left:13.7px; top:230.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:229.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:262.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:261.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:263.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:294.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:293.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:327.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:358.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:357.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.8px; left:13.7px; top:391.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:267.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.9px; left:279.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:354.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.9px; left:366.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:431.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.9px; left:443.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:498.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.9px; left:510.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:585.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.9px; left:597.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:642.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:2px; top:390.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.9px; left:654.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:389.4px; background-color:#000000; "> </div> <div id="TextContainer962" style="position:relative;width:727px;z-index:1;"><div id="a26450" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:395px;top:0px;">Accruing </div><div id="a26458" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:56px;">As of December 31, 2022: </div><div id="a26460" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:284px;top:56px;">Current </div><div id="a26463" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:362px;top:42px;">Past Due </div><div id="a26464" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:356px;top:56px;">30-89 Days </div><div id="a26469" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:14px;">Past Due </div><div id="a26470" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:432px;top:28px;">&gt; 90 Days </div><div id="a26471" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:436px;top:42px;">and Still </div><div id="a26472" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:56px;">Accruing </div><div id="a26475" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:522px;top:42px;">Total </div><div id="a26476" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:511px;top:56px;">Accruing </div><div id="a26479" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:595px;top:42px;">Non-</div><div id="a26481" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:587px;top:56px;">Accrual </div><div id="a26484" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:647px;top:56px;">Total Loans </div><div id="a26486" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:71px;">Residential real estate: </div><div id="a26505" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:87px;">Home equity line of credit and other </div><div id="a26507" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:88px;">$ </div><div id="a26509" style="position:absolute;font-family:'Arial';font-size:12px;left:320px;top:88px;">623</div><div id="a26512" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:88px;">$ </div><div id="a26514" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:88px;">- </div><div id="a26517" style="position:absolute;font-family:'Arial';font-size:12px;left:431px;top:88px;">$ </div><div id="a26519" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:88px;">- </div><div id="a26522" style="position:absolute;font-family:'Arial';font-size:12px;left:498px;top:88px;">$ </div><div id="a26524" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:88px;">623</div><div id="a26527" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:88px;">$ </div><div id="a26529" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:88px;">- </div><div id="a26532" style="position:absolute;font-family:'Arial';font-size:12px;left:642px;top:88px;">$ </div><div id="a26534" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:88px;">623</div><div id="a26536" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:103px;">1-4 family residential </div><div id="a26541" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:104px;">131,120</div><div id="a26545" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:104px;">1,058</div><div id="a26549" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:104px;">- </div><div id="a26553" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:104px;">132,178</div><div id="a26557" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:104px;">- </div><div id="a26561" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:104px;">132,178</div><div id="a26563" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:119px;">Condo residential </div><div id="a26566" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:120px;">50,310</div><div id="a26570" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:120px;">2,525</div><div id="a26574" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:120px;">- </div><div id="a26578" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:120px;">52,835</div><div id="a26582" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:120px;">- </div><div id="a26586" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:120px;">52,835</div><div id="a26590" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:136px;">182,053</div><div id="a26594" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:136px;">3,583</div><div id="a26598" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:136px;">- </div><div id="a26602" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:136px;">185,636</div><div id="a26606" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:136px;">- </div><div id="a26610" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:136px;">185,636</div><div id="a26612" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:151px;">Commercial real estate: </div><div id="a26631" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:167px;">Land and construction </div><div id="a26634" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:168px;">38,687</div><div id="a26638" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:168px;">- </div><div id="a26642" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:168px;">- </div><div id="a26646" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:168px;">38,687</div><div id="a26650" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:168px;">- </div><div id="a26654" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:168px;">38,687</div><div id="a26656" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:183px;">Multi-family residential </div><div id="a26661" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:184px;">176,820</div><div id="a26665" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:184px;">- </div><div id="a26669" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:184px;">- </div><div id="a26673" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:184px;">176,820</div><div id="a26677" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:184px;">- </div><div id="a26681" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:184px;">176,820</div><div id="a26683" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Condo commercial </div><div id="a26686" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:200px;">49,994</div><div id="a26690" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:200px;">- </div><div id="a26694" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:200px;">- </div><div id="a26698" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:200px;">49,994</div><div id="a26702" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:200px;">- </div><div id="a26706" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:200px;">49,994</div><div id="a26708" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:215px;">Commercial property </div><div id="a26711" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:216px;">704,884</div><div id="a26715" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:216px;">25</div><div id="a26719" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:216px;">- </div><div id="a26723" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:216px;">704,909</div><div id="a26727" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:216px;">- </div><div id="a26731" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:216px;">704,909</div><div id="a26733" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:231px;">Leasehold improvements </div><div id="a26736" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:232px;">- </div><div id="a26740" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:232px;">- </div><div id="a26744" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:232px;">- </div><div id="a26748" style="position:absolute;font-family:'Arial';font-size:12px;left:567px;top:232px;">- </div><div id="a26752" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:232px;">- </div><div id="a26756" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:232px;-sec-ix-hidden:ID_804A;">-</div><div id="a26760" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:248px;">970,385</div><div id="a26764" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:248px;">25</div><div id="a26768" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:248px;">- </div><div id="a26772" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:248px;">970,410</div><div id="a26776" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:248px;">- </div><div id="a26780" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:248px;">970,410</div><div id="a26782" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:263px;">Commercial and industrial: </div><div id="a26801" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:279px;">Secured </div><div id="a26804" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:280px;">121,649</div><div id="a26808" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:280px;">31</div><div id="a26812" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:280px;">- </div><div id="a26816" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:280px;">121,680</div><div id="a26820" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:280px;">- </div><div id="a26824" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:280px;">121,680</div><div id="a26826" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:295px;">Unsecured </div><div id="a26829" style="position:absolute;font-family:'Arial';font-size:12px;left:310px;top:296px;">4,332</div><div id="a26833" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:296px;">972</div><div id="a26837" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:296px;">- </div><div id="a26841" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:296px;">5,304</div><div id="a26845" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:296px;">- </div><div id="a26849" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:296px;">5,304</div><div id="a26853" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:312px;">125,981</div><div id="a26857" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:312px;">1,003</div><div id="a26861" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:312px;">- </div><div id="a26865" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:312px;">126,984</div><div id="a26869" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:312px;">- </div><div id="a26873" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:312px;">126,984</div><div id="a26893" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:343px;">Foreign banks </div><div id="a26896" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:344px;">93,769</div><div id="a26900" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:344px;">- </div><div id="a26904" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:344px;">- </div><div id="a26908" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:344px;">93,769</div><div id="a26912" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:344px;">- </div><div id="a26916" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:344px;">93,769</div><div id="a26918" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:359px;">Consumer and other </div><div id="a26921" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:360px;">130,169</div><div id="a26925" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:360px;">260</div><div id="a26929" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:360px;">- </div><div id="a26933" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:360px;">130,429</div><div id="a26937" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:360px;">- </div><div id="a26941" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:360px;">130,429</div><div id="a26961" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:392px;">Total </div><div id="a26963" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:393px;">$ </div><div id="a26965" style="position:absolute;font-family:'Arial';font-size:12px;left:287px;top:393px;">1,502,357</div><div id="a26968" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:393px;">$ </div><div id="a26970" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:393px;">4,871</div><div id="a26973" style="position:absolute;font-family:'Arial';font-size:12px;left:431px;top:393px;">$ </div><div id="a26975" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:393px;">- </div><div id="a26978" style="position:absolute;font-family:'Arial';font-size:12px;left:498px;top:393px;">$ </div><div id="a26980" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:393px;">1,507,228</div><div id="a26983" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:393px;">$ </div><div id="a26985" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:393px;">- </div><div id="a26988" style="position:absolute;font-family:'Arial';font-size:12px;left:642px;top:393px;">$ </div><div id="a26990" style="position:absolute;font-family:'Arial';font-size:12px;left:662px;top:393px;">1,507,228</div></div></div><div id="TextBlockContainer973" style="position:relative;line-height:normal;width:725px;height:185px;"><div id="div_970_XBRL_TS_7c8062837d0c4fe38fb5ec1d0e9b30a5" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer971" style="position:relative;line-height:normal;width:725px;height:185px;"><div style="position:absolute; width:295.1px; height:1px; left:420.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:416.1px; height:13.8px; left:4px; top:103.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-5px; top:102.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:104px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:425.1px; height:16px; left:-5px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:420.1px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:490.1px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:495.1px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:565.2px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:570.2px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:640.1px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:645.2px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:416.1px; height:13.8px; left:4px; top:134.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:490.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-5px; top:133.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:640.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:416.1px; height:13.9px; left:4px; top:167.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:490.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-5px; top:166.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:640.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:425.1px; height:17px; left:-5px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:420.1px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:490.1px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:495.1px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:565.2px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:570.2px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:640.1px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:645.2px; top:165.8px; background-color:#000000; "> </div> <div id="TextContainer971" style="position:relative;width:725px;z-index:1;"><div id="a27017" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:514px;top:0px;">December 31, 2023 </div><div id="a27020" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:423px;top:47px;">Nonaccrual </div><div id="a27021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:423px;top:61px;">Loans With </div><div id="a27022" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:424px;top:75px;">No Related </div><div id="a27023" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:426px;top:89px;">Allowance </div><div id="a27026" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:498px;top:47px;">Nonaccrual </div><div id="a27027" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:498px;top:61px;">Loans With </div><div id="a27028" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:509px;top:75px;">Related </div><div id="a27029" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:501px;top:89px;">Allowance </div><div id="a27032" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:75px;">Total Non-</div><div id="a27034" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:89px;">accruals </div><div id="a27037" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:649px;top:33px;">Loans Past </div><div id="a27038" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:47px;">Due Over </div><div id="a27039" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:61px;">90 Days </div><div id="a27040" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:657px;top:75px;">and Still </div><div id="a27041" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:89px;">Accruing </div><div id="a27043" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:104px;">Residential real estate </div><div id="a27045" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:105px;">$ </div><div id="a27049" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:105px;">$ </div><div id="a27053" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:105px;">$ </div><div id="a27057" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:105px;">$ </div><div id="a27060" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:120px;">Commercial real estate </div><div id="a27062" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27064" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:121px;-sec-ix-hidden:ID_1437;">-</div><div id="a27067" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27069" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:121px;-sec-ix-hidden:ID_1440;">-</div><div id="a27072" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27074" style="position:absolute;font-family:'Arial';font-size:12px;left:633px;top:121px;-sec-ix-hidden:ID_1422;">-</div><div id="a27077" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27079" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:121px;-sec-ix-hidden:ID_1425;">-</div><div id="a27081" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:136px;">Commercial and industrial </div><div id="a27084" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:137px;-sec-ix-hidden:ID_1438;">-</div><div id="a27088" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:137px;">468</div><div id="a27092" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:137px;">468</div><div id="a27096" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:137px;-sec-ix-hidden:ID_1426;">-</div><div id="a27098" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:152px;">Consumer and other </div><div id="a27101" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:153px;-sec-ix-hidden:ID_1439;">-</div><div id="a27105" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:153px;-sec-ix-hidden:ID_1442;">-</div><div id="a27109" style="position:absolute;font-family:'Arial';font-size:12px;left:633px;top:153px;-sec-ix-hidden:ID_1423;">-</div><div id="a27113" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:153px;-sec-ix-hidden:ID_1427;">-</div><div id="a27115" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:168px;">Total </div><div id="a27117" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:170px;">$ </div><div id="a27119" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:170px;-sec-ix-hidden:ID_1443;">-</div><div id="a27122" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:170px;">$ </div><div id="a27124" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:170px;">468</div><div id="a27127" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:170px;">$ </div><div id="a27129" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:170px;">468</div><div id="a27132" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:170px;">$ </div><div id="a27134" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:170px;">-</div></div></div></div></div><div id="TextBlockContainer994" style="position:relative;line-height:normal;width:729px;height:96px;"><div id="div_991_XBRL_TS_26d2d606d1504e609b3ba323d74fe626" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer992" style="position:relative;line-height:normal;width:729px;height:96px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:512.1px; top:15.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:508.1px; height:16px; left:4px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:212px; height:1px; left:512.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:512.1px; top:47.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:499.1px; height:13.9px; left:13px; top:79.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:4px; top:78.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:512.1px; top:80.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:508.1px; height:17.1px; left:4px; top:77.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:212px; height:1px; left:512.1px; top:77.2px; background-color:#000000; "> </div> <div id="TextContainer992" style="position:relative;width:729px;z-index:1;"><div id="a27363" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:605px;top:0px;">2022 </div><div id="a27365" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Residential real estate </div><div id="a27367" style="position:absolute;font-family:'Arial';font-size:12px;left:513px;top:16px;">$ </div><div id="a27369" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:16px;">7,626</div><div id="a27371" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Commercial real estate </div><div id="a27374" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:32px;">575</div><div id="a27376" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Commercial and industrial </div><div id="a27379" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:48px;">109</div><div id="a27381" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Consumer and other </div><div id="a27384" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:64px;">210</div><div id="a27386" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Total </div><div id="a27388" style="position:absolute;font-family:'Arial';font-size:12px;left:513px;top:81px;">$ </div><div id="a27390" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:81px;">8,520</div></div></div></div></div><div id="TextBlockContainer983" style="position:relative;line-height:normal;width:733px;height:229px;"><div style="position:absolute; width:271.1px; height:1px; left:453.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:66.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:68.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:461.1px; height:16px; left:4px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:461.1px; height:1px; left:4px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:465.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:17px; height:16px; left:540.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:17px; height:1px; left:540.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:557.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:17px; height:16px; left:632.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:17px; height:1px; left:632.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:649.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:98px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:130px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:132.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:162px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:195px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:449.1px; height:16px; left:4px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:210px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:210px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:210px; background-color:#000000; "> </div> <div id="TextContainer983" style="position:relative;width:733px;z-index:1;"><div id="a27207" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:535px;top:0px;">December 31, 2022 </div><div id="a27210" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:25px;">Unpaid </div><div id="a27211" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:472px;top:39px;">Principal </div><div id="a27212" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:474px;top:53px;">Balance </div><div id="a27215" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:546px;top:39px;">Net Investment </div><div id="a27216" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:566px;top:53px;">Balance </div><div id="a27219" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:39px;">Valuation </div><div id="a27220" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:53px;">Allowance </div><div id="a27222" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:68px;">Impaired Loans with No Specific Allowance: </div><div id="a27232" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:84px;">Residential real estate<div style="display:inline-block;width:3px"> </div></div><div id="a27234" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:85px;">$ </div><div id="a27236" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:85px;">3,551</div><div id="a27239" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:85px;">$ </div><div id="a27241" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:85px;">3,544</div><div id="a27244" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:85px;">$ </div><div id="a27246" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:85px;">- </div><div id="a27248" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:100px;">Commercial real estate </div><div id="a27251" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:101px;">393</div><div id="a27255" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:101px;">393</div><div id="a27259" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:101px;">- </div><div id="a27263" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:117px;">3,944</div><div id="a27267" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:117px;">3,937</div><div id="a27271" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:117px;">- </div><div id="a27273" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:132px;">Impaired Loans with Specific Allowance: </div><div id="a27283" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:148px;">Residential real estate<div style="display:inline-block;width:3px"> </div></div><div id="a27286" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:149px;">3,655</div><div id="a27290" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:149px;">3,626</div><div id="a27294" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:149px;">155</div><div id="a27296" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:164px;">Commercial and industrial </div><div id="a27299" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:165px;">82</div><div id="a27303" style="position:absolute;font-family:'Arial';font-size:12px;left:615px;top:165px;">82</div><div id="a27307" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:165px;">41</div><div id="a27309" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:180px;">Consumer and other<div style="display:inline-block;width:3px"> </div></div><div id="a27312" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:181px;">196</div><div id="a27316" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:181px;">196</div><div id="a27320" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:181px;">98</div><div id="a27324" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:197px;">3,933</div><div id="a27328" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:197px;">3,904</div><div id="a27332" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:197px;">294</div><div id="a27334" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:213px;">Total </div><div id="a27336" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:214px;">$ </div><div id="a27338" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:214px;">7,877</div><div id="a27341" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:214px;">$ </div><div id="a27343" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:214px;">7,841</div><div id="a27346" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:214px;">$ </div><div id="a27348" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:214px;">294</div></div></div><div id="TextBlockContainer1003" style="position:relative;line-height:normal;width:728px;height:118px;"><div id="div_1000_XBRL_TS_26b6617d9cf54452831aa9c1cb808089" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1001" style="position:relative;line-height:normal;width:728px;height:118px;"><div style="position:absolute; width:276.1px; height:1px; left:163.1px; top:12.3px; background-color:#000000; "> </div> <div style="position:absolute; width:280px; height:1px; left:444.1px; top:12.3px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:12.3px; left:163.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:247.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:350.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.3px; left:444.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:522.2px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14px; left:4px; top:41.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:627.2px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.1px; height:15px; left:4px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:163.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:242.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.9px; height:1px; left:247.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:15px; left:345px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:350.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:439.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:1px; left:444.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:15px; left:517.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:100px; height:1px; left:522.2px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:622.2px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:627.2px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:12.2px; left:163.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:12.2px; left:259.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:12.2px; left:362.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.2px; left:444.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:84px; height:12.2px; left:534.2px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.9px; left:4px; top:71px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81px; height:12.2px; left:639.2px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:12.2px; left:163.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:247.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:350.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.2px; left:444.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:522.2px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:101.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:627.2px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.1px; height:16px; left:4px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:163.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:242.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.9px; height:1px; left:247.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:345px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:350.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:439.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:1px; left:444.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:517.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:100px; height:1px; left:522.2px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:622.2px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:627.2px; top:100.9px; background-color:#000000; "> </div> <div id="TextContainer1001" style="position:relative;width:728px;z-index:1;"><div id="a27403" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:193px;top:0px;">Recorded Investment Prior to Modification</div><div id="a27406" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:483px;top:0px;">Recorded Investment After Modification</div><div id="a27409" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:176px;top:16px;">Number of </div><div id="a27410" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:187px;top:29px;">Loans</div><div id="a27413" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:263px;top:16px;">Combination </div><div id="a27414" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:262px;top:29px;">Modifications</div><div id="a27417" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:382px;top:16px;">Total </div><div id="a27418" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:360px;top:29px;">Modifications</div><div id="a27421" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:454px;top:16px;">Number of </div><div id="a27422" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:465px;top:29px;">Loans</div><div id="a27425" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:539px;top:16px;">Combination </div><div id="a27426" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:538px;top:29px;">Modifications</div><div id="a27429" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:663px;top:16px;">Total </div><div id="a27430" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:641px;top:29px;">Modifications</div><div id="a27432" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:43px;">Residential real estate</div><div id="a27434" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:44px;">-</div><div id="a27437" style="position:absolute;font-family:'Arial';font-size:10.72px;left:247px;top:44px;">$</div><div id="a27439" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:44px;-sec-ix-hidden:ID_1728;">-</div><div id="a27442" style="position:absolute;font-family:'Arial';font-size:10.72px;left:350px;top:44px;">$</div><div id="a27444" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:44px;-sec-ix-hidden:ID_1733;">-</div><div id="a27447" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:44px;">-</div><div id="a27450" style="position:absolute;font-family:'Arial';font-size:10.72px;left:522px;top:44px;">$</div><div id="a27452" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:44px;-sec-ix-hidden:ID_1738;">-</div><div id="a27455" style="position:absolute;font-family:'Arial';font-size:10.72px;left:627px;top:44px;">$</div><div id="a27457" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:44px;-sec-ix-hidden:ID_1739;">-</div><div id="a27459" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:57px;">Commercial real estate</div><div id="a27461" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:59px;">-</div><div id="a27465" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:59px;-sec-ix-hidden:ID_1729;">-</div><div id="a27469" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:59px;-sec-ix-hidden:ID_1734;">-</div><div id="a27472" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:59px;">-</div><div id="a27476" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:59px;-sec-ix-hidden:ID_1740;">-</div><div id="a27480" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:59px;-sec-ix-hidden:ID_1741;">-</div><div id="a27482" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:72px;">Commercial and industrial</div><div id="a27484" style="position:absolute;font-family:'Arial';font-size:10.72px;left:232px;top:74px;">2</div><div id="a27488" style="position:absolute;font-family:'Arial';font-size:10.72px;left:323px;top:74px;">650</div><div id="a27493" style="position:absolute;font-family:'Arial';font-size:10.72px;left:417px;top:74px;">650</div><div id="a27496" style="position:absolute;font-family:'Arial';font-size:10.72px;left:507px;top:74px;">2</div><div id="a27500" style="position:absolute;font-family:'Arial';font-size:10.72px;left:600px;top:74px;">650</div><div id="a27505" style="position:absolute;font-family:'Arial';font-size:10.72px;left:702px;top:74px;">650</div><div id="a27507" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:87px;">Consumer and other</div><div id="a27509" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:89px;">-</div><div id="a27513" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:89px;-sec-ix-hidden:ID_1731;">-</div><div id="a27517" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:89px;-sec-ix-hidden:ID_1736;">-</div><div id="a27520" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:89px;">-</div><div id="a27524" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:89px;-sec-ix-hidden:ID_1744;">-</div><div id="a27528" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:89px;-sec-ix-hidden:ID_1745;">-</div><div id="a27531" style="position:absolute;font-family:'Arial';font-size:10.72px;left:232px;top:105px;">2</div><div id="a27534" style="position:absolute;font-family:'Arial';font-size:10.72px;left:247px;top:105px;">$</div><div id="a27536" style="position:absolute;font-family:'Arial';font-size:10.72px;left:323px;top:105px;">650</div><div id="a27539" style="position:absolute;font-family:'Arial';font-size:10.72px;left:350px;top:105px;">$</div><div id="a27541" style="position:absolute;font-family:'Arial';font-size:10.72px;left:417px;top:105px;">650</div><div id="a27544" style="position:absolute;font-family:'Arial';font-size:10.72px;left:507px;top:105px;">2</div><div id="a27547" style="position:absolute;font-family:'Arial';font-size:10.72px;left:522px;top:105px;">$</div><div id="a27549" style="position:absolute;font-family:'Arial';font-size:10.72px;left:600px;top:105px;">650</div><div id="a27552" style="position:absolute;font-family:'Arial';font-size:10.72px;left:627px;top:105px;">$</div><div id="a27554" style="position:absolute;font-family:'Arial';font-size:10.72px;left:702px;top:105px;">650</div></div></div></div></div> <div id="TextBlockContainer904" style="position:relative;line-height:normal;width:734px;height:212px;"><div id="div_901_XBRL_TS_63570937f4a943b58c1a2b10e0999dcc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer902" style="position:relative;line-height:normal;width:734px;height:212px;"><div style="position:absolute; width:201.1px; height:1px; left:317px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:201px; height:1px; left:523.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:49.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:313px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:414.2px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:518.2px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:620.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:81.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:79.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:317px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:414.2px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:14.1px; height:13.8px; left:504.1px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:620.1px; top:113.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:127.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:317px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:414.2px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:13.2px; left:4px; top:148.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:620.1px; top:147.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:415.1px; height:17.1px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:415.1px; height:3.1px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:85px; height:14.2px; left:419.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:144.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:146.1px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:419.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.9px; height:17.1px; left:518.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.9px; height:3.1px; left:518.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:85.1px; height:14.2px; left:625.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:144.2px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:146.1px; background-color:#000000; "> </div> <div style="position:absolute; width:99px; height:1px; left:625.1px; top:147.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:161.3px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:161.3px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:317px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:414.2px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:620.1px; top:179.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.1px; height:1px; left:317px; top:193.3px; background-color:#000000; "> </div> <div style="position:absolute; width:97px; height:1px; left:523.1px; top:193.3px; background-color:#000000; "> </div> <div id="TextContainer902" style="position:relative;width:734px;z-index:1;"><div id="a22495" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:357px;top:0px;">December 31, 2023 </div><div id="a22499" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:563px;top:0px;">December 31, 2022 </div><div id="a22503" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:352px;top:34px;">Total </div><div id="a22506" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:433px;top:20px;">Percent of </div><div id="a22507" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:448px;top:34px;">Total </div><div id="a22511" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:558px;top:34px;">Total </div><div id="a22514" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:638px;top:20px;">Percent of </div><div id="a22515" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:34px;">Total </div><div id="a22518" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:49px;">Residential Real Estate </div><div id="a22520" style="position:absolute;font-family:'Arial';font-size:12px;left:317px;top:50px;">$ </div><div id="a22522" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:50px;">204,419</div><div id="a22525" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:50px;">11.5</div><div id="a22527" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:50px;">% </div><div id="a22530" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:50px;">$ </div><div id="a22532" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:50px;">185,636</div><div id="a22535" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:50px;">12.3</div><div id="a22537" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:50px;">% </div><div id="a22539" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Commercial Real Estate </div><div id="a22542" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:66px;">1,047,593</div><div id="a22545" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:66px;">58.8</div><div id="a22547" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:66px;">% </div><div id="a22551" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:66px;">970,410</div><div id="a22554" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:66px;">64.4</div><div id="a22556" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:66px;">% </div><div id="a22558" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:81px;">Commercial and Industrial </div><div id="a22561" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:82px;">219,757</div><div id="a22564" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:82px;">12.4</div><div id="a22566" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:82px;">% </div><div id="a22570" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:82px;">126,984</div><div id="a22573" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:82px;">8.4</div><div id="a22575" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:82px;">% </div><div id="a22577" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:97px;">Foreign Banks </div><div id="a22580" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:98px;">114,945</div><div id="a22583" style="position:absolute;font-family:'Arial';font-size:12px;left:484px;top:98px;">6.5</div><div id="a22585" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:98px;">% </div><div id="a22589" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:98px;">93,769</div><div id="a22592" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:98px;">6.2</div><div id="a22594" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:98px;">% </div><div id="a22596" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:113px;">Consumer and Other<div style="display:inline-block;width:3px"> </div></div><div id="a22599" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:114px;">191,930</div><div id="a22602" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:114px;">10.8</div><div id="a22604" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:114px;">% </div><div id="a22608" style="position:absolute;font-family:'Arial';font-size:12px;left:573px;top:114px;">130,429</div><div id="a22611" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:114px;">8.7</div><div id="a22613" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:114px;">% </div><div id="a22615" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Total<div style="display:inline-block;width:5px"> </div>gross loans </div><div id="a22618" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:131px;">1,778,644</div><div id="a22621" style="position:absolute;font-family:'Arial';font-size:12px;left:470px;top:131px;">100.0</div><div id="a22623" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:131px;">% </div><div id="a22627" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:131px;">1,507,228</div><div id="a22630" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:131px;">100.0</div><div id="a22632" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:131px;">% </div><div id="a22634" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:148px;">Plus: Deferred cost </div><div id="a22637" style="position:absolute;font-family:'Arial';font-size:12px;left:380px;top:148px;">2,183</div><div id="a22644" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:148px;">110</div><div id="a22649" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:163px;">Total<div style="display:inline-block;width:5px"> </div>loans net of deferred cost </div><div id="a22652" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:164px;">1,780,827</div><div id="a22659" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:164px;">1,507,338</div><div id="a22664" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:179px;">Less: Allowance for credit losses </div><div id="a22667" style="position:absolute;font-family:'Arial';font-size:12px;left:374px;top:180px;">21,084</div><div id="a22674" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:180px;">17,487</div><div id="a22679" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:196px;">Total<div style="display:inline-block;width:5px"> </div>net loans </div><div id="a22682" style="position:absolute;font-family:'Arial';font-size:12px;left:317px;top:197px;">$ </div><div id="a22684" style="position:absolute;font-family:'Arial';font-size:12px;left:357px;top:197px;">1,759,743</div><div id="a22687" style="position:absolute;font-family:'Arial';font-size:12px;left:420px;top:197px;"><div style="display:inline-block;width:3px"> </div></div><div id="a22691" style="position:absolute;font-family:'Arial';font-size:12px;left:524px;top:197px;">$ </div><div id="a22693" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:197px;">1,489,851</div></div></div></div></div> 204419000 0.115 185636000 0.123 1047593000 0.588 970410000 0.644 219757000 0.124 126984000 0.084 114945000 0.065 93769000 0.062 191930000 0.108 130429000 0.087 1778644000 1.000 1507228000 1.000 2183000 110000 1780827000 1507338000 21084000 17487000 1759743000 1489851000 534200000 338100000 0 0 271000 1300000 6000 13000 8000 1600000 <div id="TextBlockContainer917" style="position:relative;line-height:normal;width:734px;height:321px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:28.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:29.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:198.1px; height:16px; left:4px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:284.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:371.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:463.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:550.2px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:27.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:27.2px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:284.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:34.1px; left:4px; top:59.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.9px; left:637.1px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:284.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:463.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:113.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:202.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:284.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:371.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:463.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:550.2px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:146.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:198.1px; height:17px; left:4px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:284.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:371.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:463.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:550.2px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:143.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:143.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:160.1px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:162.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:179.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:463.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:209.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.9px; left:637.1px; top:211.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:202.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:284.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:371.1px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:241.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:550.2px; top:243.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:257.3px; background-color:#000000; "> </div> <div style="position:absolute; width:198.1px; height:1px; left:4px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:202.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:289px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:376.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:468.1px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:555.2px; top:276.2px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:274.3px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:276.2px; background-color:#000000; "> </div> <div id="TextContainer917" style="position:relative;width:734px;z-index:1;"><div id="a22961" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:212px;top:0px;">Residential </div><div id="a22963" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:211px;top:14px;">Real Estate </div><div id="a22966" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:296px;top:0px;">Commercial </div><div id="a22968" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:298px;top:14px;">Real Estate </div><div id="a22971" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:386px;top:0px;">Commercial </div><div id="a22973" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:381px;top:14px;">and Industrial </div><div id="a22976" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:487px;top:0px;">Foreign </div><div id="a22977" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:14px;">Banks </div><div id="a22980" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:567px;top:0px;">Consumer </div><div id="a22981" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:568px;top:14px;">and Other </div><div id="a22984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:669px;top:14px;">Total </div><div id="a22986" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:29px;">December 31, 2023: </div><div id="a23005" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Beginning balance </div><div id="a23007" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:46px;">$ </div><div id="a23009" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:46px;">1,352</div><div id="a23012" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:46px;">$ </div><div id="a23014" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:46px;">10,143</div><div id="a23017" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:46px;">$ </div><div id="a23019" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:46px;">4,163</div><div id="a23022" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:46px;">$ </div><div id="a23024" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:46px;">720</div><div id="a23027" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:46px;">$ </div><div id="a23029" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:46px;">1,109</div><div id="a23032" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:46px;">$ </div><div id="a23034" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:46px;">17,487</div><div id="a23036" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Cumulative effect of adoption of </div><div id="a23037" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:76px;">accounting principle</div><div id="a23038" style="position:absolute;font-family:'Arial';font-size:8px;left:111px;top:76px;"><div style="display:inline-block;width:2px"> </div>(1) </div><div id="a23042" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:80px;">1,238</div><div id="a23046" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:80px;">1,105</div><div id="a23050" style="position:absolute;font-family:'Arial';font-size:12px;left:425px;top:80px;display:flex;">(2,158)</div><div id="a23054" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:80px;">23</div><div id="a23058" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:80px;">858</div><div id="a23062" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:80px;">1,066</div><div id="a23064" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:96px;">Provision for credit losses </div><div id="a23065" style="position:absolute;font-family:'Arial';font-size:8px;left:145px;top:95px;">(2)</div><div id="a23066" style="position:absolute;font-family:'Arial';font-size:12px;left:154px;top:96px;"><div style="display:inline-block;width:3px"> </div></div><div id="a23069" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:98px;">95</div><div id="a23073" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:98px;display:flex;">(882)</div><div id="a23077" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:98px;">1,897</div><div id="a23081" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:98px;">168</div><div id="a23085" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:98px;">1,225</div><div id="a23089" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:98px;">2,503 </div><div id="a23091" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:113px;">Recoveries </div><div id="a23094" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:114px;">10</div><div id="a23098" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:114px;"><div style="display:inline-block;width:7px"> </div>-<div style="display:inline-block;width:13px"> </div></div><div id="a23104" style="position:absolute;font-family:'Arial';font-size:12px;left:446px;top:114px;">72</div><div id="a23108" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:114px;"><div style="display:inline-block;width:7px"> </div>-<div style="display:inline-block;width:13px"> </div></div><div id="a23114" style="position:absolute;font-family:'Arial';font-size:12px;left:627px;top:114px;">3</div><div id="a23118" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:114px;">85</div><div id="a23120" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:129px;">Charge-offs </div><div id="a23125" style="position:absolute;font-family:'Arial';font-size:12px;left:277px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23131" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23137" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23143" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:130px;"><div style="display:inline-block;width:3px"> </div>-<div style="display:inline-block;width:10px"> </div></div><div id="a23149" style="position:absolute;font-family:'Arial';font-size:12px;left:616px;top:130px;display:flex;">(57)</div><div id="a23153" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:130px;display:flex;">(57)</div><div id="a23155" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:145px;">Ending Balance<div style="display:inline-block;width:3px"> </div></div><div id="a23157" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:147px;">$ </div><div id="a23159" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:147px;">2,695</div><div id="a23162" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:147px;">$ </div><div id="a23164" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:147px;">10,366</div><div id="a23167" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:147px;">$ </div><div id="a23169" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:147px;">3,974</div><div id="a23172" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:147px;">$ </div><div id="a23174" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:147px;">911</div><div id="a23177" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:147px;">$ </div><div id="a23179" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:147px;">3,138</div><div id="a23182" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:147px;">$ </div><div id="a23184" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:147px;">21,084</div><div id="a23204" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:179px;">December 31, 2022: </div><div id="a23223" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:195px;">Beginning balance </div><div id="a23225" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:196px;">$ </div><div id="a23227" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:196px;">2,498</div><div id="a23230" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:196px;">$ </div><div id="a23232" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:196px;">8,758</div><div id="a23235" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:196px;">$ </div><div id="a23237" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:196px;">2,775</div><div id="a23240" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:196px;">$ </div><div id="a23242" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:196px;">457</div><div id="a23245" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:196px;">$ </div><div id="a23247" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:196px;">569</div><div id="a23250" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:196px;">$ </div><div id="a23252" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:196px;">15,057</div><div id="a23254" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:211px;">Provision for credit losses </div><div id="a23257" style="position:absolute;font-family:'Arial';font-size:12px;left:247px;top:212px;display:flex;">(1,179)</div><div id="a23261" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:212px;">1,385</div><div id="a23265" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:212px;">1,474</div><div id="a23269" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:212px;">263</div><div id="a23273" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:212px;">552</div><div id="a23277" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:212px;">2,495</div><div id="a23279" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:227px;">Recoveries </div><div id="a23282" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:228px;">33</div><div id="a23286" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:228px;">- </div><div id="a23290" style="position:absolute;font-family:'Arial';font-size:12px;left:446px;top:228px;">18</div><div id="a23294" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:228px;">- </div><div id="a23298" style="position:absolute;font-family:'Arial';font-size:12px;left:627px;top:228px;">4</div><div id="a23302" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:228px;">55</div><div id="a23304" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:243px;">Charge-offs </div><div id="a23309" style="position:absolute;font-family:'Arial';font-size:12px;left:277px;top:244px;">- </div><div id="a23313" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:244px;">- </div><div id="a23317" style="position:absolute;font-family:'Arial';font-size:12px;left:436px;top:244px;display:flex;">(104)</div><div id="a23321" style="position:absolute;font-family:'Arial';font-size:12px;left:543px;top:244px;">- </div><div id="a23325" style="position:absolute;font-family:'Arial';font-size:12px;left:616px;top:244px;display:flex;">(16)</div><div id="a23329" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:244px;display:flex;">(120)</div><div id="a23331" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:260px;">Ending Balance<div style="display:inline-block;width:3px"> </div></div><div id="a23333" style="position:absolute;font-family:'Arial';font-size:12px;left:203px;top:261px;">$ </div><div id="a23335" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:261px;">1,352</div><div id="a23338" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:261px;">$ </div><div id="a23340" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:261px;">10,143</div><div id="a23343" style="position:absolute;font-family:'Arial';font-size:12px;left:377px;top:261px;">$ </div><div id="a23345" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:261px;">4,163</div><div id="a23348" style="position:absolute;font-family:'Arial';font-size:12px;left:469px;top:261px;">$ </div><div id="a23350" style="position:absolute;font-family:'Arial';font-size:12px;left:527px;top:261px;">720</div><div id="a23353" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:261px;">$ </div><div id="a23355" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:261px;">1,109</div><div id="a23358" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:261px;">$ </div><div id="a23360" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:261px;">17,487</div><div id="a23362" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:278px;">(1) Impact of CECL adoption on January 1, 2023</div><div id="a23364" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:295px;">(2) Provision for credit losses excludes $</div><div id="a23364_42_3" style="position:absolute;font-family:'Arial';font-size:10.72px;left:196px;top:295px;">144</div><div id="a23364_45_78" style="position:absolute;font-family:'Arial';font-size:10.72px;left:214px;top:295px;"><div style="display:inline-block;width:3px"> </div>thousand release for unfunded commitments<div style="display:inline-block;width:2px"> </div>included in other liabilities and $</div><div id="a23364_123_1" style="position:absolute;font-family:'Arial';font-size:10.72px;left:582px;top:295px;">8</div><div id="a23364_124_24" style="position:absolute;font-family:'Arial';font-size:10.72px;left:588px;top:295px;"><div style="display:inline-block;width:3px"> </div>thousand provision for </div><div id="a23368" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:307px;">investment securities held to maturity.</div></div></div><div id="TextBlockContainer928" style="position:relative;line-height:normal;width:730px;height:365px;"><div id="div_925_XBRL_TS_7f49ba3af12b4d8f92ab0b362cd30eeb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer926" style="position:relative;line-height:normal;width:730px;height:365px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:29px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:30.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:28px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:28px; background-color:#000000; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:61.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:60.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:93.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:93.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:92.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:108.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:110px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:126.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:157.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:156.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:158.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:172.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.1px; left:4px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:188.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:190px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:220.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:253.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:14px; left:218.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:14px; left:298.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:383.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:475.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:14px; left:558.2px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:252.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:14px; left:641.1px; top:254.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:268.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:13.1px; left:4px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:284.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:284.1px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:286px; background-color:#000000; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:287px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:317.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:316.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:318.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:205.2px; height:13.8px; left:13px; top:349.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:13.9px; left:218.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:298.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:383.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:475.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.9px; height:13.9px; left:558.2px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:349.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:3px; height:13.9px; left:641.1px; top:350.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:214.1px; height:16px; left:4px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:218.1px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:298.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:301px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:383.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:386.2px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:475.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:478.2px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.9px; height:16px; left:558.2px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:561.1px; top:348.1px; background-color:#000000; "> </div> <div style="position:absolute; width:3px; height:16px; left:641.1px; top:348.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:80px; height:1px; left:644.1px; top:348.1px; background-color:#000000; "> </div> <div id="TextContainer926" style="position:relative;width:730px;z-index:1;"><div id="a23387" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:227px;top:0px;">Residential </div><div id="a23389" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:226px;top:14px;">Real Estate </div><div id="a23392" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:308px;top:0px;">Commercial </div><div id="a23394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:310px;top:14px;">Real Estate </div><div id="a23397" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:397px;top:0px;">Commercial </div><div id="a23398" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:392px;top:14px;">and Industrial </div><div id="a23401" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:497px;top:0px;">Foreign </div><div id="a23402" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:501px;top:14px;">Banks </div><div id="a23405" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:0px;">Consumer </div><div id="a23406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:14px;">and Other </div><div id="a23409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:14px;">Total </div><div id="a23411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:29px;">December 31, 2023: </div><div id="a23430" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Allowance for credit losses: </div><div id="a23449" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Individually evaluated </div><div id="a23451" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:62px;">$ </div><div id="a23453" style="position:absolute;font-family:'Arial';font-size:12px;left:275px;top:62px;">145</div><div id="a23456" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:62px;">$ </div><div id="a23458" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:62px;">- </div><div id="a23461" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:62px;">$ </div><div id="a23463" style="position:absolute;font-family:'Arial';font-size:12px;left:452px;top:62px;">128</div><div id="a23466" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:62px;">$ </div><div id="a23468" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:62px;">- </div><div id="a23471" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:62px;">$ </div><div id="a23473" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:62px;-sec-ix-hidden:ID_742;">-</div><div id="a23476" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:62px;">$ </div><div id="a23478" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:62px;">273</div><div id="a23480" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Collectively evaluated </div><div id="a23483" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:78px;">2,550</div><div id="a23487" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:78px;">10,366</div><div id="a23491" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:78px;">3,846</div><div id="a23495" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:78px;">911</div><div id="a23499" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:78px;">3,138</div><div id="a23503" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:78px;">20,811</div><div id="a23505" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Balances, end of period </div><div id="a23507" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:94px;">$ </div><div id="a23509" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:94px;">2,695</div><div id="a23512" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:94px;">$ </div><div id="a23514" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:94px;">10,366</div><div id="a23517" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:94px;">$ </div><div id="a23519" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:94px;">3,974</div><div id="a23522" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:94px;">$ </div><div id="a23524" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:94px;">911</div><div id="a23527" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:94px;">$ </div><div id="a23529" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:94px;">3,138</div><div id="a23532" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:94px;">$ </div><div id="a23534" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:94px;">21,084</div><div id="a23554" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:125px;">Loans: </div><div id="a23573" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Individually evaluated </div><div id="a23575" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:142px;">$ </div><div id="a23577" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:142px;">6,994</div><div id="a23580" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:142px;">$ </div><div id="a23582" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:142px;-sec-ix-hidden:ID_731;">-</div><div id="a23585" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:142px;">$ </div><div id="a23587" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:142px;">1,668</div><div id="a23590" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:142px;">$ </div><div id="a23592" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:142px;">- </div><div id="a23595" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:142px;">$ </div><div id="a23597" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:142px;-sec-ix-hidden:ID_744;">-</div><div id="a23600" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:142px;">$ </div><div id="a23602" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:142px;">8,662</div><div id="a23604" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:157px;">Collectively evaluated </div><div id="a23607" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:158px;">197,425</div><div id="a23611" style="position:absolute;font-family:'Arial';font-size:12px;left:326px;top:158px;">1,047,593</div><div id="a23615" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:158px;">218,089</div><div id="a23619" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:158px;">114,945</div><div id="a23623" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:158px;">191,930</div><div id="a23627" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:158px;">1,769,982</div><div id="a23629" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:173px;">Balances, end of period </div><div id="a23631" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:174px;">$ </div><div id="a23633" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:174px;">204,419</div><div id="a23636" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:174px;">$ </div><div id="a23638" style="position:absolute;font-family:'Arial';font-size:12px;left:326px;top:174px;">1,047,593</div><div id="a23641" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:174px;">$ </div><div id="a23643" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:174px;">219,757</div><div id="a23646" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:174px;">$ </div><div id="a23648" style="position:absolute;font-family:'Arial';font-size:12px;left:511px;top:174px;">114,945</div><div id="a23651" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:174px;">$ </div><div id="a23653" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:174px;">191,930</div><div id="a23656" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:174px;">$ </div><div id="a23658" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:174px;">1,778,644</div><div id="a23678" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:205px;">December 31, 2022: </div><div id="a23697" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:221px;">Allowance for credit losses: </div><div id="a23716" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:237px;">Individually evaluated for impairment </div><div id="a23718" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:238px;">$ </div><div id="a23720" style="position:absolute;font-family:'Arial';font-size:12px;left:275px;top:238px;">155</div><div id="a23723" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:238px;">$ </div><div id="a23725" style="position:absolute;font-family:'Arial';font-size:12px;left:376px;top:238px;">- </div><div id="a23728" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:238px;">$ </div><div id="a23730" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:238px;">41</div><div id="a23733" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:238px;">$ </div><div id="a23735" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:238px;">- </div><div id="a23738" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:238px;">$ </div><div id="a23740" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:238px;">98</div><div id="a23743" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:238px;">$ </div><div id="a23745" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:238px;">294</div><div id="a23747" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:253px;">Collectively evaluated for impairment </div><div id="a23750" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:254px;">1,197</div><div id="a23754" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:254px;">10,143</div><div id="a23758" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:254px;">4,122</div><div id="a23762" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:254px;">720</div><div id="a23766" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:254px;">1,011</div><div id="a23770" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:254px;">17,193</div><div id="a23772" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:269px;">Balances, end of period </div><div id="a23774" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:270px;">$ </div><div id="a23776" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:270px;">1,352</div><div id="a23779" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:270px;">$ </div><div id="a23781" style="position:absolute;font-family:'Arial';font-size:12px;left:343px;top:270px;">10,143</div><div id="a23784" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:270px;">$ </div><div id="a23786" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:270px;">4,163</div><div id="a23789" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:270px;">$ </div><div id="a23791" style="position:absolute;font-family:'Arial';font-size:12px;left:535px;top:270px;">720</div><div id="a23794" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:270px;">$ </div><div id="a23796" style="position:absolute;font-family:'Arial';font-size:12px;left:608px;top:270px;">1,109</div><div id="a23799" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:270px;">$ </div><div id="a23801" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:270px;">17,487</div><div id="a23811" style="position:absolute;font-family:'Arial';font-size:12px;left:476px;top:287px;"><div style="display:inline-block;width:10px"> </div></div><div id="a23822" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:301px;">Loans: </div><div id="a23841" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:317px;">Individually evaluated for impairment </div><div id="a23843" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:318px;">$ </div><div id="a23845" style="position:absolute;font-family:'Arial';font-size:12px;left:265px;top:318px;">7,206</div><div id="a23848" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:318px;">$ </div><div id="a23850" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:318px;">393</div><div id="a23853" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:318px;">$ </div><div id="a23855" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:318px;">82</div><div id="a23858" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:318px;">$ </div><div id="a23860" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:318px;">- </div><div id="a23863" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:318px;">$ </div><div id="a23865" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:318px;">196</div><div id="a23868" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:318px;">$ </div><div id="a23870" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:318px;">7,877</div><div id="a23872" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:333px;">Collectively evaluated for impairment </div><div id="a23875" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:334px;">178,430</div><div id="a23879" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:334px;">970,017</div><div id="a23883" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:334px;">126,902</div><div id="a23887" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:334px;">93,769</div><div id="a23891" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:334px;">130,233</div><div id="a23895" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:334px;">1,499,351</div><div id="a23897" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:349px;">Balances, end of period </div><div id="a23899" style="position:absolute;font-family:'Arial';font-size:12px;left:219px;top:350px;">$ </div><div id="a23901" style="position:absolute;font-family:'Arial';font-size:12px;left:251px;top:350px;">185,636</div><div id="a23904" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:350px;">$ </div><div id="a23906" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:350px;">970,410</div><div id="a23909" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:350px;">$ </div><div id="a23911" style="position:absolute;font-family:'Arial';font-size:12px;left:428px;top:350px;">126,984</div><div id="a23914" style="position:absolute;font-family:'Arial';font-size:12px;left:479px;top:350px;">$ </div><div id="a23916" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:350px;">93,769</div><div id="a23919" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:350px;">$ </div><div id="a23921" style="position:absolute;font-family:'Arial';font-size:12px;left:594px;top:350px;">130,429</div><div id="a23924" style="position:absolute;font-family:'Arial';font-size:12px;left:645px;top:350px;">$ </div><div id="a23926" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:350px;">1,507,228</div></div></div></div></div> 1352000 10143000 4163000 720000 1109000 17487000 1238000 1105000 -2158000 23000 858000 1066000 95000 -882000 1897000 168000 1225000 10000 72000 3000 85000 57000 57000 2695000 10366000 3974000 911000 3138000 21084000 2498000 8758000 2775000 457000 569000 15057000 -1179000 1385000 1474000 263000 552000 2495000 33000 18000 4000 55000 104000 16000 120000 1352000 10143000 4163000 720000 1109000 17487000 144000 8000 145000 128000 273000 2550000 10366000 3846000 911000 3138000 20811000 2695000 10366000 3974000 911000 3138000 21084000 6994000 1668000 8662000 197425000 1047593000 218089000 114945000 191930000 1769982000 204419000 1047593000 219757000 114945000 191930000 1778644000 155000 41000 98000 294000 1197000 10143000 4122000 720000 1011000 17193000 1352000 10143000 4163000 720000 1109000 17487000 7206000 393000 82000 196000 7877000 178430000 970017000 126902000 93769000 130233000 1499351000 185636000 970410000 126984000 93769000 130429000 1507228000 <div id="TextBlockContainer943" style="position:relative;line-height:normal;width:733px;height:760px;"><div id="div_940_XBRL_TS_4473eb9720d54cad8c5b88249e63032b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer941" style="position:relative;line-height:normal;width:733px;height:760px;"><div style="position:absolute; width:587.3px; height:1px; left:143.8px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:441.2px; height:1px; left:131.9px; top:49.2px; background-color:#000000; "> </div> <div style="position:absolute; width:124.5px; height:13.8px; left:4.7px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:15.6px; left:2px; top:78.9px; background-color:#CCEEFF; "> </div> 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"> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:15px; left:2px; top:271.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:272.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:129.9px; height:16px; left:2px; top:270.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:270.5px; background-color:#000000; "> </div> <div style="position:absolute; 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width:729.1px; height:16px; left:2px; top:581.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:584px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:614.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:11.8px; height:13.8px; left:131.9px; top:616px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:613.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:616px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:205.7px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:279.8px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:353.1px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:427.2px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:501.1px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:575.3px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:649.2px; top:629.8px; background-color:#000000; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:645.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:11.8px; height:13.8px; left:131.9px; top:648px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:678.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:577.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:677.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:680.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:115.5px; height:13.8px; left:13.7px; top:710.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:709.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:712.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:106.6px; height:13.9px; left:22.6px; top:743.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.8px; left:134.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:146.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:203.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:220.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:277.7px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.6px; height:13.8px; left:294.5px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:351.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:367.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:425.1px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:441.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:499.2px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.8px; height:13.8px; left:515.9px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:573.2px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:589.8px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:647.3px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:729.1px; height:16px; left:2px; top:742.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:663.9px; top:745px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:129.9px; height:17px; left:2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71.8px; height:1px; left:131.9px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:203.8px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:205.7px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:277.7px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:279.8px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.3px; height:17px; left:351.8px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:353.1px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:425.1px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:427.2px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:499.2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:501.1px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:573.2px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:575.3px; top:741.8px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:647.3px; top:741.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:649.2px; top:741.8px; background-color:#000000; "> </div> <div id="TextContainer941" style="position:relative;width:733px;z-index:1;"><div id="a24039" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:366px;top:0px;">As of December 31, 2023 </div><div id="a24042" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:261px;top:36px;">Term Loans by Origination Year </div><div id="a24046" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:582px;top:51px;">Revolving </div><div id="a24047" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:65px;">Loans </div><div id="a24050" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:676px;top:65px;">Total </div><div id="a24052" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:154px;top:65px;">2023 </div><div id="a24055" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:228px;top:65px;">2022 </div><div id="a24058" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:302px;top:65px;">2021 </div><div id="a24061" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:376px;top:65px;">2020 </div><div id="a24064" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:449px;top:65px;">2019 </div><div id="a24067" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:523px;top:65px;">Prior </div><div id="a24071" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Residential real estate </div><div id="a24096" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:96px;">Pass </div><div id="a24098" style="position:absolute;font-family:'Arial';font-size:12px;left:134px;top:97px;">$ </div><div id="a24100" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:97px;">44,365</div><div id="a24103" style="position:absolute;font-family:'Arial';font-size:12px;left:208px;top:97px;">$ </div><div id="a24105" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:97px;">36,325</div><div id="a24108" style="position:absolute;font-family:'Arial';font-size:12px;left:282px;top:97px;">$ </div><div id="a24110" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:97px;">26,180</div><div id="a24113" style="position:absolute;font-family:'Arial';font-size:12px;left:356px;top:97px;">$ </div><div id="a24115" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:97px;">6,080</div><div id="a24118" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:97px;">$ </div><div id="a24120" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:97px;">9,325</div><div id="a24123" style="position:absolute;font-family:'Arial';font-size:12px;left:504px;top:97px;">$ </div><div id="a24125" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:97px;">75,654</div><div id="a24128" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:97px;">$ </div><div id="a24130" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:97px;">6,198</div><div id="a24133" style="position:absolute;font-family:'Arial';font-size:12px;left:652px;top:97px;">$ </div><div id="a24135" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:97px;">204,127</div><div id="a24137" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:112px;">Special Mention </div><div id="a24140" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:113px;-sec-ix-hidden:ID_1208;">-</div><div id="a24144" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:113px;-sec-ix-hidden:ID_1209;">-</div><div id="a24148" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:113px;-sec-ix-hidden:ID_1210;">-</div><div id="a24152" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:113px;-sec-ix-hidden:ID_1211;">-</div><div id="a24156" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:113px;-sec-ix-hidden:ID_1212;">-</div><div id="a24160" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:113px;-sec-ix-hidden:ID_1213;">-</div><div id="a24164" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:113px;-sec-ix-hidden:ID_1214;">-</div><div id="a24168" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:113px;-sec-ix-hidden:ID_1215;">-</div><div id="a24170" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:128px;">Substandard </div><div id="a24173" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:129px;-sec-ix-hidden:ID_1216;">-</div><div id="a24177" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:129px;-sec-ix-hidden:ID_1217;">-</div><div id="a24181" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:129px;-sec-ix-hidden:ID_1218;">-</div><div id="a24185" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:129px;-sec-ix-hidden:ID_1219;">-</div><div id="a24189" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:129px;">292</div><div id="a24193" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:129px;-sec-ix-hidden:ID_1221;">-</div><div id="a24197" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:129px;-sec-ix-hidden:ID_1222;">-</div><div id="a24201" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:129px;">292</div><div id="a24203" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:144px;">Doubtful </div><div id="a24206" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:145px;-sec-ix-hidden:ID_1224;">-</div><div id="a24210" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:145px;-sec-ix-hidden:ID_1225;">-</div><div id="a24214" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:145px;-sec-ix-hidden:ID_1226;">-</div><div id="a24218" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:145px;-sec-ix-hidden:ID_1227;">-</div><div id="a24222" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:145px;-sec-ix-hidden:ID_1228;">-</div><div id="a24226" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:145px;-sec-ix-hidden:ID_1229;">-</div><div id="a24230" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:145px;-sec-ix-hidden:ID_1230;">-</div><div id="a24234" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:145px;-sec-ix-hidden:ID_1231;">-</div><div id="a24236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:160px;">Total </div><div id="a24239" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:161px;">44,365</div><div id="a24243" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:161px;">36,325</div><div id="a24247" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:161px;">26,180</div><div id="a24251" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:161px;">6,080</div><div id="a24255" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:161px;">9,617</div><div id="a24259" style="position:absolute;font-family:'Arial';font-size:12px;left:530px;top:161px;">75,654</div><div id="a24263" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:161px;">6,198</div><div id="a24267" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:161px;">204,419</div><div id="a24293" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:192px;">Commercial real estate </div><div id="a24318" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:208px;">Pass </div><div id="a24321" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:209px;">148,311</div><div id="a24325" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:209px;">337,938</div><div id="a24329" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:209px;">184,024</div><div id="a24333" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:209px;">104,182</div><div id="a24337" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:209px;">78,153</div><div id="a24341" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:209px;">182,714</div><div id="a24345" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:209px;">4,710</div><div id="a24349" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:209px;">1,040,032</div><div id="a24351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:224px;">Special Mention </div><div id="a24354" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:225px;-sec-ix-hidden:ID_1246;">-</div><div id="a24358" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:225px;-sec-ix-hidden:ID_1247;">-</div><div id="a24362" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:225px;-sec-ix-hidden:ID_1248;">-</div><div id="a24366" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:225px;-sec-ix-hidden:ID_1249;">-</div><div id="a24370" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:225px;-sec-ix-hidden:ID_1250;">-</div><div id="a24374" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:225px;-sec-ix-hidden:ID_1251;">-</div><div id="a24378" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:225px;-sec-ix-hidden:ID_1252;">-</div><div id="a24382" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:225px;-sec-ix-hidden:ID_1253;">-</div><div id="a24384" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:240px;">Substandard </div><div id="a24387" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:241px;-sec-ix-hidden:ID_1254;">-</div><div id="a24391" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:241px;-sec-ix-hidden:ID_1255;">-</div><div id="a24395" style="position:absolute;font-family:'Arial';font-size:12px;left:315px;top:241px;">6,867</div><div id="a24399" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:241px;">694</div><div id="a24403" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:241px;-sec-ix-hidden:ID_1258;">-</div><div id="a24407" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:241px;-sec-ix-hidden:ID_1259;">-</div><div id="a24411" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:241px;-sec-ix-hidden:ID_1260;">-</div><div id="a24415" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:241px;">7,561</div><div id="a24417" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:256px;">Doubtful </div><div id="a24420" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:257px;-sec-ix-hidden:ID_1261;">-</div><div id="a24424" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:257px;-sec-ix-hidden:ID_1262;">-</div><div id="a24428" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:257px;-sec-ix-hidden:ID_1263;">-</div><div id="a24432" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:257px;-sec-ix-hidden:ID_1264;">-</div><div id="a24436" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:257px;-sec-ix-hidden:ID_1265;">-</div><div id="a24440" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:257px;-sec-ix-hidden:ID_1266;">-</div><div id="a24444" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:257px;-sec-ix-hidden:ID_1267;">-</div><div id="a24448" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:257px;-sec-ix-hidden:ID_1268;">-</div><div id="a24450" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:273px;">Total </div><div id="a24453" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:273px;">148,311</div><div id="a24457" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:273px;">337,938</div><div id="a24461" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:273px;">190,891</div><div id="a24465" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:273px;">104,876</div><div id="a24469" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:273px;">78,153</div><div id="a24473" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:273px;">182,714</div><div id="a24477" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:273px;">4,710</div><div id="a24481" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:273px;">1,047,593</div><div id="a24507" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:303px;">Commercial and </div><div id="a24508" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:317px;">industrial </div><div id="a24533" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:332px;">Pass </div><div id="a24536" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:333px;">97,753</div><div id="a24540" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:333px;">37,414</div><div id="a24544" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:333px;">34,090</div><div id="a24548" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:333px;">6,499</div><div id="a24552" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:333px;">13,706</div><div id="a24556" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:333px;">3,113</div><div id="a24560" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:333px;">25,554</div><div id="a24564" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:333px;">218,129</div><div id="a24566" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:348px;">Special Mention </div><div id="a24569" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:349px;-sec-ix-hidden:ID_1283;">-</div><div id="a24573" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:349px;-sec-ix-hidden:ID_1284;">-</div><div id="a24577" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:349px;-sec-ix-hidden:ID_1285;">-</div><div id="a24581" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:349px;-sec-ix-hidden:ID_1286;">-</div><div id="a24585" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:349px;-sec-ix-hidden:ID_1287;">-</div><div id="a24589" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:349px;-sec-ix-hidden:ID_1288;">-</div><div id="a24593" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:349px;-sec-ix-hidden:ID_1289;">-</div><div id="a24597" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:349px;-sec-ix-hidden:ID_1290;">-</div><div id="a24599" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:364px;">Substandard </div><div id="a24602" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:365px;-sec-ix-hidden:ID_1291;">-</div><div id="a24606" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:365px;-sec-ix-hidden:ID_1292;">-</div><div id="a24610" style="position:absolute;font-family:'Arial';font-size:12px;left:325px;top:365px;">330</div><div id="a24614" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:365px;-sec-ix-hidden:ID_1294;">-</div><div id="a24618" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:365px;">1,298</div><div id="a24622" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:365px;-sec-ix-hidden:ID_1296;">-</div><div id="a24626" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:365px;-sec-ix-hidden:ID_1297;">-</div><div id="a24630" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:365px;">1,628</div><div id="a24632" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:380px;">Doubtful </div><div id="a24635" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:381px;-sec-ix-hidden:ID_1298;">-</div><div id="a24639" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:381px;-sec-ix-hidden:ID_1299;">-</div><div id="a24643" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:381px;-sec-ix-hidden:ID_1300;">-</div><div id="a24647" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:381px;-sec-ix-hidden:ID_1301;">-</div><div id="a24651" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:381px;-sec-ix-hidden:ID_1302;">-</div><div id="a24655" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:381px;-sec-ix-hidden:ID_1303;">-</div><div id="a24659" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:381px;-sec-ix-hidden:ID_1304;">-</div><div id="a24663" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:381px;-sec-ix-hidden:ID_1305;">-</div><div id="a24665" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:396px;">Total </div><div id="a24668" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:397px;">97,753</div><div id="a24672" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:397px;">37,414</div><div id="a24676" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:397px;">34,420</div><div id="a24680" style="position:absolute;font-family:'Arial';font-size:12px;left:388px;top:397px;">6,499</div><div id="a24684" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:397px;">15,004</div><div id="a24688" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:397px;">3,113</div><div id="a24692" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:397px;">25,554</div><div id="a24696" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:397px;">219,757</div><div id="a24722" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:428px;">Foreign banks </div><div id="a24747" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:444px;">Pass </div><div id="a24750" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:445px;">114,945</div><div id="a24754" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:445px;-sec-ix-hidden:ID_1314;">-</div><div id="a24758" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:445px;-sec-ix-hidden:ID_1315;">-</div><div id="a24762" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:445px;-sec-ix-hidden:ID_1316;">-</div><div id="a24766" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:445px;-sec-ix-hidden:ID_1317;">-</div><div id="a24770" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:445px;-sec-ix-hidden:ID_1318;">-</div><div id="a24774" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:445px;-sec-ix-hidden:ID_1319;">-</div><div id="a24778" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:445px;">114,945</div><div id="a24780" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:460px;">Special Mention </div><div id="a24783" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:461px;-sec-ix-hidden:ID_1320;">-</div><div id="a24787" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:461px;-sec-ix-hidden:ID_1321;">-</div><div id="a24791" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:461px;-sec-ix-hidden:ID_1322;">-</div><div id="a24795" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:461px;-sec-ix-hidden:ID_1323;">-</div><div id="a24799" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:461px;-sec-ix-hidden:ID_1324;">-</div><div id="a24803" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:461px;-sec-ix-hidden:ID_1325;">-</div><div id="a24807" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:461px;-sec-ix-hidden:ID_1326;">-</div><div id="a24811" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:461px;-sec-ix-hidden:ID_1327;">-</div><div id="a24813" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:476px;">Substandard </div><div id="a24816" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:477px;-sec-ix-hidden:ID_1328;">-</div><div id="a24820" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:477px;-sec-ix-hidden:ID_1329;">-</div><div id="a24824" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:477px;-sec-ix-hidden:ID_1330;">-</div><div id="a24828" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:477px;-sec-ix-hidden:ID_1331;">-</div><div id="a24832" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:477px;-sec-ix-hidden:ID_1332;">-</div><div id="a24836" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:477px;-sec-ix-hidden:ID_1333;">-</div><div id="a24840" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:477px;-sec-ix-hidden:ID_1334;">-</div><div id="a24844" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:477px;-sec-ix-hidden:ID_1335;">-</div><div id="a24846" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:492px;">Doubtful </div><div id="a24849" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:493px;-sec-ix-hidden:ID_1336;">-</div><div id="a24853" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:493px;-sec-ix-hidden:ID_1337;">-</div><div id="a24857" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:493px;-sec-ix-hidden:ID_1338;">-</div><div id="a24861" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:493px;-sec-ix-hidden:ID_1339;">-</div><div id="a24865" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:493px;-sec-ix-hidden:ID_1340;">-</div><div id="a24869" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:493px;-sec-ix-hidden:ID_1341;">-</div><div id="a24873" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:493px;-sec-ix-hidden:ID_1342;">-</div><div id="a24877" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:493px;-sec-ix-hidden:ID_1343;">-</div><div id="a24879" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:508px;">Total </div><div id="a24882" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:509px;">114,945</div><div id="a24886" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:509px;-sec-ix-hidden:ID_1345;">-</div><div id="a24890" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:509px;-sec-ix-hidden:ID_1346;">-</div><div id="a24894" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:509px;-sec-ix-hidden:ID_1347;">-</div><div id="a24898" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:509px;-sec-ix-hidden:ID_1348;">-</div><div id="a24902" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:509px;-sec-ix-hidden:ID_1349;">-</div><div id="a24906" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:509px;-sec-ix-hidden:ID_1350;">-</div><div id="a24910" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:509px;">114,945</div><div id="a24936" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:539px;">Consumer and other </div><div id="a24937" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:553px;">loans<div style="display:inline-block;width:3px"> </div></div><div id="a24962" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:567px;">Pass </div><div id="a24965" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:569px;">71,593</div><div id="a24969" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:569px;">74,387</div><div id="a24973" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:569px;">41,966</div><div id="a24977" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:569px;">615</div><div id="a24981" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:569px;">560</div><div id="a24985" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:569px;">1,337</div><div id="a24989" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:569px;">1,472</div><div id="a24993" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:569px;">191,930</div><div id="a24995" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:583px;">Special Mention </div><div id="a24998" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:585px;-sec-ix-hidden:ID_1358;">-</div><div id="a25002" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:585px;-sec-ix-hidden:ID_1359;">-</div><div id="a25006" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:585px;-sec-ix-hidden:ID_1360;">-</div><div id="a25010" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:585px;-sec-ix-hidden:ID_1361;">-</div><div id="a25014" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:585px;-sec-ix-hidden:ID_1362;">-</div><div id="a25018" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:585px;-sec-ix-hidden:ID_1363;">-</div><div id="a25022" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:585px;-sec-ix-hidden:ID_1364;">-</div><div id="a25026" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:585px;-sec-ix-hidden:ID_1365;">-</div><div id="a25028" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:599px;">Substandard </div><div id="a25031" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:601px;-sec-ix-hidden:ID_1366;">-</div><div id="a25035" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:601px;-sec-ix-hidden:ID_1367;">-</div><div id="a25039" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:601px;-sec-ix-hidden:ID_1368;">-</div><div id="a25043" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:601px;-sec-ix-hidden:ID_1369;">-</div><div id="a25047" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:601px;-sec-ix-hidden:ID_1370;">-</div><div id="a25051" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:601px;-sec-ix-hidden:ID_1371;">-</div><div id="a25055" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:601px;-sec-ix-hidden:ID_1372;">-</div><div id="a25059" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:601px;">-</div><div id="a25061" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:615px;">Doubtful </div><div id="a25085" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:617px;-sec-ix-hidden:ID_1373;">-</div><div id="a25087" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:632px;">Total </div><div id="a25090" style="position:absolute;font-family:'Arial';font-size:12px;left:160px;top:633px;">71,593</div><div id="a25094" style="position:absolute;font-family:'Arial';font-size:12px;left:234px;top:633px;">74,387</div><div id="a25098" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:633px;">41,966</div><div id="a25102" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:633px;">615</div><div id="a25106" style="position:absolute;font-family:'Arial';font-size:12px;left:472px;top:633px;">560</div><div id="a25110" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:633px;">1,337</div><div id="a25114" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:633px;">1,472</div><div id="a25118" style="position:absolute;font-family:'Arial';font-size:12px;left:681px;top:633px;">191,930</div><div id="a25144" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:663px;">Total<div style="display:inline-block;width:5px"> </div>Loans </div><div id="a25169" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:679px;">Pass </div><div id="a25172" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:681px;">476,967</div><div id="a25176" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:681px;">486,064</div><div id="a25180" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:681px;">286,260</div><div id="a25184" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:681px;">117,376</div><div id="a25188" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:681px;">101,744</div><div id="a25192" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:681px;">262,818</div><div id="a25195" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:681px;"><div style="display:inline-block;width:3px"> </div></div><div id="a25197" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:681px;">37,934</div><div id="a25201" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:681px;">1,769,163</div><div id="a25203" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:695px;">Special Mention </div><div id="a25206" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:697px;-sec-ix-hidden:ID_1389;">-</div><div id="a25210" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:697px;-sec-ix-hidden:ID_1390;">-</div><div id="a25214" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:697px;-sec-ix-hidden:ID_1391;">-</div><div id="a25218" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:697px;-sec-ix-hidden:ID_1392;">-</div><div id="a25222" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:697px;-sec-ix-hidden:ID_1393;">-</div><div id="a25226" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:697px;-sec-ix-hidden:ID_1394;">-</div><div id="a25230" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:697px;-sec-ix-hidden:ID_1395;">-</div><div id="a25234" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:697px;-sec-ix-hidden:ID_1396;">-</div><div id="a25236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:711px;">Substandard </div><div id="a25239" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:713px;-sec-ix-hidden:ID_1397;">-</div><div id="a25243" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:713px;-sec-ix-hidden:ID_1398;">-</div><div id="a25247" style="position:absolute;font-family:'Arial';font-size:12px;left:315px;top:713px;">7,197</div><div id="a25251" style="position:absolute;font-family:'Arial';font-size:12px;left:398px;top:713px;">694</div><div id="a25255" style="position:absolute;font-family:'Arial';font-size:12px;left:462px;top:713px;">1,590</div><div id="a25259" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:713px;-sec-ix-hidden:ID_1402;">-</div><div id="a25263" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:713px;-sec-ix-hidden:ID_1403;">-</div><div id="a25267" style="position:absolute;font-family:'Arial';font-size:12px;left:694px;top:713px;">9,481</div><div id="a25269" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:727px;">Doubtful </div><div id="a25272" style="position:absolute;font-family:'Arial';font-size:12px;left:193px;top:729px;-sec-ix-hidden:ID_1405;">-</div><div id="a25276" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:729px;-sec-ix-hidden:ID_1406;">-</div><div id="a25280" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:729px;-sec-ix-hidden:ID_1407;">-</div><div id="a25284" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:729px;-sec-ix-hidden:ID_1408;">-</div><div id="a25288" style="position:absolute;font-family:'Arial';font-size:12px;left:488px;top:729px;-sec-ix-hidden:ID_1409;">-</div><div id="a25292" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:729px;-sec-ix-hidden:ID_1410;">-</div><div id="a25296" style="position:absolute;font-family:'Arial';font-size:12px;left:636px;top:729px;-sec-ix-hidden:ID_1411;">-</div><div id="a25300" style="position:absolute;font-family:'Arial';font-size:12px;left:720px;top:729px;-sec-ix-hidden:ID_1412;">-</div><div id="a25302" style="position:absolute;font-family:'Arial';font-size:12px;left:22px;top:744px;">Total </div><div id="a25304" style="position:absolute;font-family:'Arial';font-size:12px;left:134px;top:746px;">$ </div><div id="a25306" style="position:absolute;font-family:'Arial';font-size:12px;left:153px;top:746px;">476,967</div><div id="a25310" style="position:absolute;font-family:'Arial';font-size:12px;left:228px;top:746px;">486,064</div><div id="a25314" style="position:absolute;font-family:'Arial';font-size:12px;left:302px;top:746px;">293,457</div><div id="a25318" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:746px;">118,070</div><div id="a25322" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:746px;">103,334</div><div id="a25326" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:746px;">262,818</div><div id="a25330" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:746px;">37,934</div><div id="a25334" style="position:absolute;font-family:'Arial';font-size:12px;left:671px;top:746px;">1,778,644</div></div></div></div></div><div id="TextBlockContainer949" style="position:relative;line-height:normal;width:729px;height:417px;"><div id="div_946_XBRL_TS_bbffee8ce4b740c3a39f1f8702bf9260" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer947" style="position:relative;line-height:normal;width:729px;height:417px;"><div style="position:absolute; width:413px; height:1px; left:311.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:49.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:50.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:16px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:398.2px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:472.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:561.1px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:635.2px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:48.2px; background-color:#000000; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:81.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:80.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:82.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:113.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:114.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:16px; left:4px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:398.2px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:472.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:561.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:635.2px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:112.2px; background-color:#000000; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:145.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:146.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:177.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:176.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:178.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:209.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:208.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:210.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:224.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:240.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:242.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:273.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:272.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:274.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:288.3px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:304.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:306.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:336.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:338.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:298.1px; height:13.8px; left:13px; top:370.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:311.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:398.2px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:472.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:13.8px; left:561.1px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:369.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:13.8px; left:635.2px; top:371.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:307.1px; height:17px; left:4px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:398.2px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:472.1px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:17px; left:561.1px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:17px; left:635.2px; top:368.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:368.3px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:311.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:400.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:474.2px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:563.2px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:385.2px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:387.1px; background-color:#000000; "> </div> <div style="position:absolute; width:307.1px; height:1px; left:4px; top:402.2px; background-color:#000000; "> </div> <div id="TextContainer947" style="position:relative;width:729px;z-index:1;"><div id="a25406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:447px;top:0px;">As of December 31, 2022 </div><div id="a25409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:341px;top:35px;">Pass </div><div id="a25412" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:415px;top:21px;">Special </div><div id="a25413" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:35px;">Mention </div><div id="a25416" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:481px;top:35px;">Substandard </div><div id="a25419" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:575px;top:35px;">Doubtful </div><div id="a25422" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:647px;top:35px;">Total Loans </div><div id="a25424" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:50px;">Residential real estate: </div><div id="a25440" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:66px;">Home equity line of credit ("HELOC") and other </div><div id="a25442" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:67px;">$ </div><div id="a25444" style="position:absolute;font-family:'Arial';font-size:12px;left:375px;top:67px;">623</div><div id="a25447" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:67px;">$ </div><div id="a25449" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:67px;">- </div><div id="a25452" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:67px;">$ </div><div id="a25454" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:67px;">- </div><div id="a25457" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:67px;">$ </div><div id="a25459" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:67px;">- </div><div id="a25462" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:67px;">$ </div><div id="a25464" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:67px;">623</div><div id="a25466" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:82px;">1-4 family residential </div><div id="a25471" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:83px;">132,178</div><div id="a25475" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:83px;">- </div><div id="a25479" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:83px;-sec-ix-hidden:ID_795;">-</div><div id="a25483" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:83px;">- </div><div id="a25487" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:83px;">132,178</div><div id="a25489" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:98px;">Condo residential </div><div id="a25492" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:99px;">52,835</div><div id="a25496" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:99px;">- </div><div id="a25500" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:99px;">- </div><div id="a25504" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:99px;">- </div><div id="a25508" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:99px;">52,835</div><div id="a25512" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:115px;">185,636</div><div id="a25516" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:115px;">- </div><div id="a25520" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:115px;-sec-ix-hidden:ID_796;">-</div><div id="a25524" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:115px;">- </div><div id="a25528" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:115px;">185,636</div><div id="a25530" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:130px;">Commercial real estate: </div><div id="a25546" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:146px;">Land and construction </div><div id="a25549" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:147px;">38,687</div><div id="a25553" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:147px;">- </div><div id="a25557" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:147px;">- </div><div id="a25561" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:147px;">- </div><div id="a25565" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:147px;">38,687</div><div id="a25567" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:162px;">Multi-family residential </div><div id="a25572" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:163px;">176,820</div><div id="a25576" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:163px;">- </div><div id="a25580" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:163px;">- </div><div id="a25584" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:163px;">- </div><div id="a25588" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:163px;">176,820</div><div id="a25590" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:178px;">Condo commercial </div><div id="a25593" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:179px;">49,601</div><div id="a25597" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:179px;">- </div><div id="a25601" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:179px;">393</div><div id="a25605" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:179px;">- </div><div id="a25609" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:179px;">49,994</div><div id="a25611" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:194px;">Commercial property </div><div id="a25614" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:195px;">702,357</div><div id="a25618" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:195px;-sec-ix-hidden:ID_1031;">-</div><div id="a25622" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:195px;">2,552</div><div id="a25626" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:195px;">- </div><div id="a25630" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:195px;">704,909</div><div id="a25632" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:210px;">Leasehold improvements </div><div id="a25635" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:211px;-sec-ix-hidden:ID_809;">-</div><div id="a25639" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:211px;">- </div><div id="a25643" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:211px;">- </div><div id="a25647" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:211px;">- </div><div id="a25651" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:211px;-sec-ix-hidden:ID_804;">-</div><div id="a25655" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:227px;">967,465</div><div id="a25659" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:227px;-sec-ix-hidden:ID_1032;">-</div><div id="a25663" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:227px;">2,945</div><div id="a25667" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:227px;">- </div><div id="a25671" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:227px;">970,410</div><div id="a25673" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:242px;">Commercial and industrial:</div><div id="a25674" style="position:absolute;font-family:'Arial';font-size:6.72px;left:147px;top:243px;">(1)</div><div id="a25690" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:258px;">Secured </div><div id="a25693" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:259px;">120,873</div><div id="a25697" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:259px;">- </div><div id="a25701" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:259px;">807</div><div id="a25705" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:259px;">- </div><div id="a25709" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:259px;">121,680</div><div id="a25711" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:274px;">Unsecured </div><div id="a25714" style="position:absolute;font-family:'Arial';font-size:12px;left:365px;top:275px;">5,304</div><div id="a25718" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:275px;">- </div><div id="a25722" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:275px;-sec-ix-hidden:ID_819;">-</div><div id="a25726" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:275px;">- </div><div id="a25730" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:275px;">5,304</div><div id="a25734" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:291px;">126,177</div><div id="a25738" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:291px;">- </div><div id="a25742" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:291px;">807</div><div id="a25746" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:291px;">- </div><div id="a25750" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:291px;">126,984</div><div id="a25767" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:322px;">Foreign banks </div><div id="a25770" style="position:absolute;font-family:'Arial';font-size:12px;left:358px;top:323px;">93,769</div><div id="a25774" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:323px;">- </div><div id="a25778" style="position:absolute;font-family:'Arial';font-size:12px;left:554px;top:323px;">- </div><div id="a25782" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:323px;">- </div><div id="a25786" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:323px;">93,769</div><div id="a25788" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:338px;">Consumer and other loans </div><div id="a25791" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:339px;">130,233</div><div id="a25795" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:339px;">- </div><div id="a25799" style="position:absolute;font-family:'Arial';font-size:12px;left:538px;top:339px;">196</div><div id="a25803" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:339px;">- </div><div id="a25807" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:339px;">130,429</div><div id="a25824" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:370px;">Total </div><div id="a25826" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:372px;">$ </div><div id="a25828" style="position:absolute;font-family:'Arial';font-size:12px;left:341px;top:372px;">1,503,280</div><div id="a25831" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:372px;">$ </div><div id="a25833" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:372px;-sec-ix-hidden:ID_1033;">-</div><div id="a25836" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:372px;">$ </div><div id="a25838" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:372px;">3,948</div><div id="a25841" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:372px;">$ </div><div id="a25843" style="position:absolute;font-family:'Arial';font-size:12px;left:628px;top:372px;">- </div><div id="a25846" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:372px;">$ </div><div id="a25848" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:372px;">1,507,228</div><div id="a25865" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:403px;">(1)<div style="display:inline-block;width:6px"> </div>All outstanding PPP loans were internally graded<div style="display:inline-block;width:2px"> </div>pass.</div></div></div></div></div> 44365000 36325000 26180000 6080000 9325000 75654000 6198000 204127000 292000 292000 44365000 36325000 26180000 6080000 9617000 75654000 6198000 204419000 148311000 337938000 184024000 104182000 78153000 182714000 4710000 1040032000 6867000 694000 7561000 148311000 337938000 190891000 104876000 78153000 182714000 4710000 1047593000 97753000 37414000 34090000 6499000 13706000 3113000 25554000 218129000 330000 1298000 1628000 97753000 37414000 34420000 6499000 15004000 3113000 25554000 219757000 114945000 114945000 114945000 114945000 71593000 74387000 41966000 615000 560000 1337000 1472000 191930000 0 71593000 74387000 41966000 615000 560000 1337000 1472000 191930000 476967000 486064000 286260000 117376000 101744000 262818000 37934000 1769163000 7197000 694000 1590000 9481000 476967000 486064000 293457000 118070000 103334000 262818000 37934000 1778644000 623000 623000 132178000 132178000 52835000 52835000 185636000 185636000 38687000 38687000 176820000 176820000 49601000 393000 49994000 702357000 2552000 704909000 967465000 2945000 970410000 120873000 807000 121680000 5304000 5304000 126177000 807000 126984000 93769000 93769000 130233000 196000 130429000 1503280000 3948000 1507228000 <div id="TextBlockContainer956" style="position:relative;line-height:normal;width:730px;height:408px;"><div style="position:absolute; width:308.1px; height:1px; left:272.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:70.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:71.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:268.1px; height:16px; left:4px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:354.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:493.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:580.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:69.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:69.7px; background-color:#000000; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:102.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:103.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; 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height:1px; left:585.1px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:245.7px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:261.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:264px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.8px; left:13px; top:294.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:293.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:296px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:309.7px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:325.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:328px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:357.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:259.1px; height:13.9px; left:13px; top:391.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:272.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:354.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:431.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:493.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:580.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:390.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:393px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:268.1px; height:17px; left:4px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82.1px; height:1px; left:272.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:354.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:133.9px; height:1px; left:359.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:493.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:498.2px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:580.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:585.1px; top:389.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:389.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:642.2px; top:389.8px; background-color:#000000; "> </div> <div id="TextContainer956" style="position:relative;width:730px;z-index:1;"><div id="a25907" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:401px;top:0px;">Accruing </div><div id="a25915" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:56px;">As of December 31, 2023: </div><div id="a25917" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:292px;top:56px;">Current </div><div id="a25920" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:370px;top:42px;">Past Due </div><div id="a25921" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:364px;top:56px;">30-89 Days </div><div id="a25925" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:432px;top:14px;">Past Due &gt; </div><div id="a25926" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:440px;top:28px;">90 Days </div><div id="a25927" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:439px;top:42px;">and Still </div><div id="a25929" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:437px;top:56px;">Accruing </div><div id="a25932" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:42px;">Total </div><div id="a25933" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:514px;top:56px;">Accruing </div><div id="a25936" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:598px;top:42px;">Non-</div><div id="a25938" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:590px;top:56px;">Accrual </div><div id="a25941" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:650px;top:56px;">Total Loans </div><div id="a25943" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:71px;">Residential real estate: </div><div id="a25961" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:87px;">Home equity line of credit and other </div><div id="a25963" style="position:absolute;font-family:'Arial';font-size:12px;left:273px;top:88px;">$ </div><div id="a25965" style="position:absolute;font-family:'Arial';font-size:12px;left:331px;top:88px;">559</div><div id="a25968" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:88px;">$ </div><div id="a25970" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:88px;">- </div><div id="a25972" style="position:absolute;font-family:'Arial';font-size:12px;left:432px;top:88px;">$ </div><div id="a25974" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:88px;">- </div><div id="a25977" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:88px;">$ </div><div id="a25979" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:88px;">559</div><div id="a25982" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:88px;">$ </div><div id="a25984" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:88px;">- </div><div id="a25987" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:88px;">$ </div><div id="a25989" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:88px;">559</div><div id="a25991" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:103px;">1-4 family residential </div><div id="a25996" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:104px;">155,842</div><div id="a26000" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:104px;">711</div><div id="a26003" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:104px;">- </div><div id="a26007" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:104px;">156,553</div><div id="a26011" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:104px;">- </div><div id="a26015" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:104px;">156,553</div><div id="a26017" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:119px;">Condo residential </div><div id="a26020" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:120px;">43,572</div><div id="a26024" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:120px;">3,735</div><div id="a26027" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:120px;">- </div><div id="a26031" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:120px;">47,307</div><div id="a26035" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:120px;">- </div><div id="a26039" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:120px;">47,307</div><div id="a26043" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:136px;">199,973</div><div id="a26047" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:136px;">4,446</div><div id="a26050" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:136px;">- </div><div id="a26054" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:136px;">204,419</div><div id="a26058" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:136px;">- </div><div id="a26062" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:136px;">204,419</div><div id="a26064" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:151px;">Commercial real estate: </div><div id="a26082" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:167px;">Land and construction </div><div id="a26085" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:168px;">33,710</div><div id="a26089" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:168px;">- </div><div id="a26092" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:168px;">- </div><div id="a26096" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:168px;">33,710</div><div id="a26100" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:168px;">- </div><div id="a26104" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:168px;">33,710</div><div id="a26106" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:183px;">Multi-family residential </div><div id="a26111" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:184px;">181,287</div><div id="a26115" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:184px;">- </div><div id="a26118" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:184px;">- </div><div id="a26122" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:184px;">181,287</div><div id="a26126" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:184px;">- </div><div id="a26130" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:184px;">181,287</div><div id="a26132" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Condo commercial </div><div id="a26135" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:200px;">58,106</div><div id="a26139" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:200px;">- </div><div id="a26142" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:200px;">- </div><div id="a26146" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:200px;">58,106</div><div id="a26150" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:200px;">- </div><div id="a26154" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:200px;">58,106</div><div id="a26156" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:215px;">Commercial property </div><div id="a26159" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:216px;">772,569</div><div id="a26163" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:216px;">1,890</div><div id="a26166" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:216px;">- </div><div id="a26170" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:216px;">774,459</div><div id="a26174" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:216px;">- </div><div id="a26178" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:216px;">774,459</div><div id="a26180" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:231px;">Leasehold improvements </div><div id="a26183" style="position:absolute;font-family:'Arial';font-size:12px;left:337px;top:232px;">31</div><div id="a26187" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:232px;">- </div><div id="a26190" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:232px;">- </div><div id="a26194" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:232px;">31</div><div id="a26198" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:232px;">- </div><div id="a26202" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:232px;">31</div><div id="a26206" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:248px;">1,045,703</div><div id="a26210" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:248px;">1,890</div><div id="a26213" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:248px;">- </div><div id="a26217" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:248px;">1,047,593</div><div id="a26221" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:248px;">- </div><div id="a26225" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:248px;">1,047,593</div><div id="a26227" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:263px;">Commercial and industrial: </div><div id="a26245" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:279px;">Secured </div><div id="a26248" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:280px;">200,235</div><div id="a26252" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:280px;">29</div><div id="a26255" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:280px;">- </div><div id="a26259" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:280px;">200,264</div><div id="a26263" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:280px;">468</div><div id="a26267" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:280px;">200,732</div><div id="a26269" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:295px;">Unsecured </div><div id="a26272" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:296px;">19,025</div><div id="a26276" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:296px;">- </div><div id="a26279" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:296px;">- </div><div id="a26283" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:296px;">19,025</div><div id="a26287" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:296px;">- </div><div id="a26291" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:296px;">19,025</div><div id="a26295" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:312px;">219,260</div><div id="a26299" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:312px;">29</div><div id="a26302" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:312px;">- </div><div id="a26306" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:312px;">219,289</div><div id="a26310" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:312px;">468</div><div id="a26314" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:312px;">219,757</div><div id="a26333" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:343px;">Foreign banks </div><div id="a26336" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:344px;">114,945</div><div id="a26340" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:344px;">- </div><div id="a26343" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:344px;">- </div><div id="a26347" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:344px;">114,945</div><div id="a26351" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:344px;">- </div><div id="a26355" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:344px;">114,945</div><div id="a26357" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:359px;">Consumer and other </div><div id="a26360" style="position:absolute;font-family:'Arial';font-size:12px;left:307px;top:360px;">191,930</div><div id="a26364" style="position:absolute;font-family:'Arial';font-size:12px;left:424px;top:360px;">- </div><div id="a26367" style="position:absolute;font-family:'Arial';font-size:12px;left:486px;top:360px;">- </div><div id="a26371" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:360px;">191,930</div><div id="a26375" style="position:absolute;font-family:'Arial';font-size:12px;left:630px;top:360px;">- </div><div id="a26379" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:360px;">191,930</div><div id="a26398" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:392px;">Total </div><div id="a26400" style="position:absolute;font-family:'Arial';font-size:12px;left:273px;top:393px;">$ </div><div id="a26402" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:393px;">1,771,811</div><div id="a26405" style="position:absolute;font-family:'Arial';font-size:12px;left:360px;top:393px;">$ </div><div id="a26407" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:393px;">6,365</div><div id="a26409" style="position:absolute;font-family:'Arial';font-size:12px;left:432px;top:393px;">$ </div><div id="a26411" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:486px;top:393px;">- </div><div id="a26414" style="position:absolute;font-family:'Arial';font-size:12px;left:499px;top:393px;">$ </div><div id="a26416" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:393px;">1,778,176</div><div id="a26419" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:393px;">$ </div><div id="a26421" style="position:absolute;font-family:'Arial';font-size:12px;left:614px;top:393px;">468</div><div id="a26424" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:393px;">$ </div><div id="a26426" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:393px;">1,778,644</div></div></div><div id="TextBlockContainer964" style="position:relative;line-height:normal;width:727px;height:408px;"><div id="div_961_XBRL_TS_0201621358664f6f808343252a66af1b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer962" style="position:relative;line-height:normal;width:727px;height:408px;"><div style="position:absolute; width:313px; height:1px; left:265.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:70.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:70.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:71.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:69.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:69.3px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:102.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:101.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:103.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:2px; top:134.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:135.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:133.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:133.3px; background-color:#000000; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:166.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:165.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:167.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:198.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:197.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:199.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:14px; left:13.7px; top:230.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:229.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:231.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:245.4px; background-color:#000000; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:262.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:261.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:263.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.9px; left:13.7px; top:294.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:293.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:295.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:309.4px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:265.1px; top:327.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:257.7px; height:13.9px; left:4.7px; top:358.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.8px; left:279.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:347px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.8px; left:366.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:424.2px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.8px; left:443.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:491.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.8px; left:510.7px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:578.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.8px; left:597.8px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:635.1px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:2px; top:357.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.8px; left:654.8px; top:359.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:248.7px; height:13.8px; left:13.7px; top:391.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:267.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.8px; height:13.9px; left:279.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:354.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:50.7px; height:13.9px; left:366.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:431.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:40.8px; height:13.9px; left:443.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:498.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.7px; height:13.9px; left:510.7px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:585.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:30.7px; height:13.9px; left:597.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:6.7px; height:13.9px; left:642.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:2px; top:390.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:60.6px; height:13.9px; left:654.8px; top:392.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:263.1px; height:1px; left:2px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:265.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:347px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:352.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:424.2px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:429.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:491.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:82px; height:1px; left:496.2px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:578.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:52px; height:1px; left:583.1px; top:389.4px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:1px; left:635.1px; top:389.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:1px; left:640.2px; top:389.4px; background-color:#000000; "> </div> <div id="TextContainer962" style="position:relative;width:727px;z-index:1;"><div id="a26450" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:395px;top:0px;">Accruing </div><div id="a26458" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:56px;">As of December 31, 2022: </div><div id="a26460" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:284px;top:56px;">Current </div><div id="a26463" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:362px;top:42px;">Past Due </div><div id="a26464" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:356px;top:56px;">30-89 Days </div><div id="a26469" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:14px;">Past Due </div><div id="a26470" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:432px;top:28px;">&gt; 90 Days </div><div id="a26471" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:436px;top:42px;">and Still </div><div id="a26472" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:56px;">Accruing </div><div id="a26475" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:522px;top:42px;">Total </div><div id="a26476" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:511px;top:56px;">Accruing </div><div id="a26479" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:595px;top:42px;">Non-</div><div id="a26481" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:587px;top:56px;">Accrual </div><div id="a26484" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:647px;top:56px;">Total Loans </div><div id="a26486" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:71px;">Residential real estate: </div><div id="a26505" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:87px;">Home equity line of credit and other </div><div id="a26507" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:88px;">$ </div><div id="a26509" style="position:absolute;font-family:'Arial';font-size:12px;left:320px;top:88px;">623</div><div id="a26512" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:88px;">$ </div><div id="a26514" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:88px;">- </div><div id="a26517" style="position:absolute;font-family:'Arial';font-size:12px;left:431px;top:88px;">$ </div><div id="a26519" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:88px;">- </div><div id="a26522" style="position:absolute;font-family:'Arial';font-size:12px;left:498px;top:88px;">$ </div><div id="a26524" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:88px;">623</div><div id="a26527" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:88px;">$ </div><div id="a26529" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:88px;">- </div><div id="a26532" style="position:absolute;font-family:'Arial';font-size:12px;left:642px;top:88px;">$ </div><div id="a26534" style="position:absolute;font-family:'Arial';font-size:12px;left:695px;top:88px;">623</div><div id="a26536" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:103px;">1-4 family residential </div><div id="a26541" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:104px;">131,120</div><div id="a26545" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:104px;">1,058</div><div id="a26549" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:104px;">- </div><div id="a26553" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:104px;">132,178</div><div id="a26557" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:104px;">- </div><div id="a26561" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:104px;">132,178</div><div id="a26563" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:119px;">Condo residential </div><div id="a26566" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:120px;">50,310</div><div id="a26570" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:120px;">2,525</div><div id="a26574" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:120px;">- </div><div id="a26578" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:120px;">52,835</div><div id="a26582" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:120px;">- </div><div id="a26586" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:120px;">52,835</div><div id="a26590" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:136px;">182,053</div><div id="a26594" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:136px;">3,583</div><div id="a26598" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:136px;">- </div><div id="a26602" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:136px;">185,636</div><div id="a26606" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:136px;">- </div><div id="a26610" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:136px;">185,636</div><div id="a26612" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:151px;">Commercial real estate: </div><div id="a26631" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:167px;">Land and construction </div><div id="a26634" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:168px;">38,687</div><div id="a26638" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:168px;">- </div><div id="a26642" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:168px;">- </div><div id="a26646" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:168px;">38,687</div><div id="a26650" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:168px;">- </div><div id="a26654" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:168px;">38,687</div><div id="a26656" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:183px;">Multi-family residential </div><div id="a26661" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:184px;">176,820</div><div id="a26665" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:184px;">- </div><div id="a26669" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:184px;">- </div><div id="a26673" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:184px;">176,820</div><div id="a26677" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:184px;">- </div><div id="a26681" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:184px;">176,820</div><div id="a26683" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Condo commercial </div><div id="a26686" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:200px;">49,994</div><div id="a26690" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:200px;">- </div><div id="a26694" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:200px;">- </div><div id="a26698" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:200px;">49,994</div><div id="a26702" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:200px;">- </div><div id="a26706" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:200px;">49,994</div><div id="a26708" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:215px;">Commercial property </div><div id="a26711" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:216px;">704,884</div><div id="a26715" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:216px;">25</div><div id="a26719" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:216px;">- </div><div id="a26723" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:216px;">704,909</div><div id="a26727" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:216px;">- </div><div id="a26731" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:216px;">704,909</div><div id="a26733" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:231px;">Leasehold improvements </div><div id="a26736" style="position:absolute;font-family:'Arial';font-size:12px;left:336px;top:232px;">- </div><div id="a26740" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:232px;">- </div><div id="a26744" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:232px;">- </div><div id="a26748" style="position:absolute;font-family:'Arial';font-size:12px;left:567px;top:232px;">- </div><div id="a26752" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:232px;">- </div><div id="a26756" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:232px;-sec-ix-hidden:ID_804A;">-</div><div id="a26760" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:248px;">970,385</div><div id="a26764" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:248px;">25</div><div id="a26768" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:248px;">- </div><div id="a26772" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:248px;">970,410</div><div id="a26776" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:248px;">- </div><div id="a26780" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:248px;">970,410</div><div id="a26782" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:263px;">Commercial and industrial: </div><div id="a26801" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:279px;">Secured </div><div id="a26804" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:280px;">121,649</div><div id="a26808" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:280px;">31</div><div id="a26812" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:280px;">- </div><div id="a26816" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:280px;">121,680</div><div id="a26820" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:280px;">- </div><div id="a26824" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:280px;">121,680</div><div id="a26826" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:295px;">Unsecured </div><div id="a26829" style="position:absolute;font-family:'Arial';font-size:12px;left:310px;top:296px;">4,332</div><div id="a26833" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:296px;">972</div><div id="a26837" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:296px;">- </div><div id="a26841" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:296px;">5,304</div><div id="a26845" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:296px;">- </div><div id="a26849" style="position:absolute;font-family:'Arial';font-size:12px;left:685px;top:296px;">5,304</div><div id="a26853" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:312px;">125,981</div><div id="a26857" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:312px;">1,003</div><div id="a26861" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:312px;">- </div><div id="a26865" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:312px;">126,984</div><div id="a26869" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:312px;">- </div><div id="a26873" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:312px;">126,984</div><div id="a26893" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:343px;">Foreign banks </div><div id="a26896" style="position:absolute;font-family:'Arial';font-size:12px;left:303px;top:344px;">93,769</div><div id="a26900" style="position:absolute;font-family:'Arial';font-size:12px;left:413px;top:344px;">- </div><div id="a26904" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:344px;">- </div><div id="a26908" style="position:absolute;font-family:'Arial';font-size:12px;left:534px;top:344px;">93,769</div><div id="a26912" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:344px;">- </div><div id="a26916" style="position:absolute;font-family:'Arial';font-size:12px;left:678px;top:344px;">93,769</div><div id="a26918" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:359px;">Consumer and other </div><div id="a26921" style="position:absolute;font-family:'Arial';font-size:12px;left:297px;top:360px;">130,169</div><div id="a26925" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:360px;">260</div><div id="a26929" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:360px;">- </div><div id="a26933" style="position:absolute;font-family:'Arial';font-size:12px;left:528px;top:360px;">130,429</div><div id="a26937" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:360px;">- </div><div id="a26941" style="position:absolute;font-family:'Arial';font-size:12px;left:672px;top:360px;">130,429</div><div id="a26961" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:392px;">Total </div><div id="a26963" style="position:absolute;font-family:'Arial';font-size:12px;left:267px;top:393px;">$ </div><div id="a26965" style="position:absolute;font-family:'Arial';font-size:12px;left:287px;top:393px;">1,502,357</div><div id="a26968" style="position:absolute;font-family:'Arial';font-size:12px;left:354px;top:393px;">$ </div><div id="a26970" style="position:absolute;font-family:'Arial';font-size:12px;left:387px;top:393px;">4,871</div><div id="a26973" style="position:absolute;font-family:'Arial';font-size:12px;left:431px;top:393px;">$ </div><div id="a26975" style="position:absolute;font-family:'Arial';font-size:12px;left:480px;top:393px;">- </div><div id="a26978" style="position:absolute;font-family:'Arial';font-size:12px;left:498px;top:393px;">$ </div><div id="a26980" style="position:absolute;font-family:'Arial';font-size:12px;left:518px;top:393px;">1,507,228</div><div id="a26983" style="position:absolute;font-family:'Arial';font-size:12px;left:586px;top:393px;">$ </div><div id="a26985" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:393px;">- </div><div id="a26988" style="position:absolute;font-family:'Arial';font-size:12px;left:642px;top:393px;">$ </div><div id="a26990" style="position:absolute;font-family:'Arial';font-size:12px;left:662px;top:393px;">1,507,228</div></div></div></div></div> 559000 559000 559000 155842000 711000 156553000 156553000 43572000 3735000 47307000 47307000 199973000 4446000 204419000 204419000 33710000 33710000 33710000 181287000 181287000 181287000 58106000 58106000 58106000 772569000 1890000 774459000 774459000 31000 31000 31000 1045703000 1890000 1047593000 1047593000 200235000 29000 200264000 468000 200732000 19025000 19025000 19025000 219260000 29000 219289000 468000 219757000 114945000 114945000 114945000 191930000 191930000 191930000 1771811000 6365000 1778176000 468000 1778644000 623000 623000 623000 131120000 1058000 132178000 132178000 50310000 2525000 52835000 52835000 182053000 3583000 185636000 185636000 38687000 38687000 38687000 176820000 176820000 176820000 49994000 49994000 49994000 704884000 25000 704909000 704909000 970385000 25000 970410000 970410000 121649000 31000 121680000 121680000 4332000 972000 5304000 5304000 125981000 1003000 126984000 126984000 93769000 93769000 93769000 130169000 260000 130429000 130429000 1502357000 4871000 1507228000 1507228000 0 0 <div id="TextBlockContainer971" style="position:relative;line-height:normal;width:725px;height:185px;"><div style="position:absolute; width:295.1px; height:1px; left:420.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:416.1px; height:13.8px; left:4px; top:103.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-5px; top:102.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:104px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:425.1px; height:16px; left:-5px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:420.1px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:490.1px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:495.1px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:565.2px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:570.2px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:640.1px; top:101.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:645.2px; top:101.8px; background-color:#000000; "> </div> <div style="position:absolute; width:416.1px; height:13.8px; left:4px; top:134.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:490.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-5px; top:133.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:640.1px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:416.1px; height:13.9px; left:4px; top:167.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:420.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:490.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:565.2px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-5px; top:166.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:640.1px; top:169px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:425.1px; height:17px; left:-5px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:420.1px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:490.1px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:70.1px; height:1px; left:495.1px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:565.2px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:570.2px; top:165.8px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:640.1px; top:165.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69.9px; height:1px; left:645.2px; top:165.8px; background-color:#000000; "> </div> <div id="TextContainer971" style="position:relative;width:725px;z-index:1;"><div id="a27017" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:514px;top:0px;">December 31, 2023 </div><div id="a27020" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:423px;top:47px;">Nonaccrual </div><div id="a27021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:423px;top:61px;">Loans With </div><div id="a27022" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:424px;top:75px;">No Related </div><div id="a27023" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:426px;top:89px;">Allowance </div><div id="a27026" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:498px;top:47px;">Nonaccrual </div><div id="a27027" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:498px;top:61px;">Loans With </div><div id="a27028" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:509px;top:75px;">Related </div><div id="a27029" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:501px;top:89px;">Allowance </div><div id="a27032" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:75px;">Total Non-</div><div id="a27034" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:89px;">accruals </div><div id="a27037" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:649px;top:33px;">Loans Past </div><div id="a27038" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:47px;">Due Over </div><div id="a27039" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:61px;">90 Days </div><div id="a27040" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:657px;top:75px;">and Still </div><div id="a27041" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:655px;top:89px;">Accruing </div><div id="a27043" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:104px;">Residential real estate </div><div id="a27045" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:105px;">$ </div><div id="a27049" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:105px;">$ </div><div id="a27053" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:105px;">$ </div><div id="a27057" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:105px;">$ </div><div id="a27060" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:120px;">Commercial real estate </div><div id="a27062" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27064" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:121px;-sec-ix-hidden:ID_1437;">-</div><div id="a27067" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27069" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:121px;-sec-ix-hidden:ID_1440;">-</div><div id="a27072" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27074" style="position:absolute;font-family:'Arial';font-size:12px;left:633px;top:121px;-sec-ix-hidden:ID_1422;">-</div><div id="a27077" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:121px;"><div style="display:inline-block;width:3px"> </div></div><div id="a27079" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:121px;-sec-ix-hidden:ID_1425;">-</div><div id="a27081" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:136px;">Commercial and industrial </div><div id="a27084" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:137px;-sec-ix-hidden:ID_1438;">-</div><div id="a27088" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:137px;">468</div><div id="a27092" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:137px;">468</div><div id="a27096" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:137px;-sec-ix-hidden:ID_1426;">-</div><div id="a27098" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:152px;">Consumer and other </div><div id="a27101" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:153px;-sec-ix-hidden:ID_1439;">-</div><div id="a27105" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:153px;-sec-ix-hidden:ID_1442;">-</div><div id="a27109" style="position:absolute;font-family:'Arial';font-size:12px;left:633px;top:153px;-sec-ix-hidden:ID_1423;">-</div><div id="a27113" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:153px;-sec-ix-hidden:ID_1427;">-</div><div id="a27115" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:168px;">Total </div><div id="a27117" style="position:absolute;font-family:'Arial';font-size:12px;left:421px;top:170px;">$ </div><div id="a27119" style="position:absolute;font-family:'Arial';font-size:12px;left:483px;top:170px;-sec-ix-hidden:ID_1443;">-</div><div id="a27122" style="position:absolute;font-family:'Arial';font-size:12px;left:496px;top:170px;">$ </div><div id="a27124" style="position:absolute;font-family:'Arial';font-size:12px;left:542px;top:170px;">468</div><div id="a27127" style="position:absolute;font-family:'Arial';font-size:12px;left:571px;top:170px;">$ </div><div id="a27129" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:170px;">468</div><div id="a27132" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:170px;">$ </div><div id="a27134" style="position:absolute;font-family:'Arial';font-size:12px;left:708px;top:170px;">-</div></div></div> 468000 468000 468000 468000 0 0 0 40000 0 0 <div id="TextBlockContainer985" style="position:relative;line-height:normal;width:733px;height:229px;"><div id="div_982_XBRL_TS_1f4d7c2fa915432ea1ae340f306bfaee" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer983" style="position:relative;line-height:normal;width:733px;height:229px;"><div style="position:absolute; width:271.1px; height:1px; left:453.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:66.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:68.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:461.1px; height:16px; left:4px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:461.1px; height:1px; left:4px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:465.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:17px; height:16px; left:540.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:17px; height:1px; left:540.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:557.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:17px; height:16px; left:632.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:17px; height:1px; left:632.1px; top:65.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:1px; left:649.1px; top:65.9px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:98px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:100.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:114px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:130px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:132.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:162px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:164.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:540.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:195px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:632.1px; top:196.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:449.1px; height:16px; left:4px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:194px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:194px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:210px; background-color:#000000; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:210px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:210px; background-color:#000000; "> </div> <div id="TextContainer983" style="position:relative;width:733px;z-index:1;"><div id="a27207" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:535px;top:0px;">December 31, 2022 </div><div id="a27210" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:25px;">Unpaid </div><div id="a27211" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:472px;top:39px;">Principal </div><div id="a27212" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:474px;top:53px;">Balance </div><div id="a27215" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:546px;top:39px;">Net Investment </div><div id="a27216" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:566px;top:53px;">Balance </div><div id="a27219" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:654px;top:39px;">Valuation </div><div id="a27220" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:53px;">Allowance </div><div id="a27222" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:68px;">Impaired Loans with No Specific Allowance: </div><div id="a27232" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:84px;">Residential real estate<div style="display:inline-block;width:3px"> </div></div><div id="a27234" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:85px;">$ </div><div id="a27236" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:85px;">3,551</div><div id="a27239" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:85px;">$ </div><div id="a27241" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:85px;">3,544</div><div id="a27244" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:85px;">$ </div><div id="a27246" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:85px;">- </div><div id="a27248" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:100px;">Commercial real estate </div><div id="a27251" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:101px;">393</div><div id="a27255" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:101px;">393</div><div id="a27259" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:101px;">- </div><div id="a27263" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:117px;">3,944</div><div id="a27267" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:117px;">3,937</div><div id="a27271" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:117px;">- </div><div id="a27273" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:132px;">Impaired Loans with Specific Allowance: </div><div id="a27283" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:148px;">Residential real estate<div style="display:inline-block;width:3px"> </div></div><div id="a27286" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:149px;">3,655</div><div id="a27290" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:149px;">3,626</div><div id="a27294" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:149px;">155</div><div id="a27296" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:164px;">Commercial and industrial </div><div id="a27299" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:165px;">82</div><div id="a27303" style="position:absolute;font-family:'Arial';font-size:12px;left:615px;top:165px;">82</div><div id="a27307" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:165px;">41</div><div id="a27309" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:180px;">Consumer and other<div style="display:inline-block;width:3px"> </div></div><div id="a27312" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:181px;">196</div><div id="a27316" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:181px;">196</div><div id="a27320" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:181px;">98</div><div id="a27324" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:197px;">3,933</div><div id="a27328" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:197px;">3,904</div><div id="a27332" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:197px;">294</div><div id="a27334" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:213px;">Total </div><div id="a27336" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:214px;">$ </div><div id="a27338" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:214px;">7,877</div><div id="a27341" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:214px;">$ </div><div id="a27343" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:214px;">7,841</div><div id="a27346" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:214px;">$ </div><div id="a27348" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:214px;">294</div></div></div></div></div> 3551000 3544000 393000 393000 3944000 3937000 3655000 3626000 155000 82000 82000 41000 196000 196000 98000 3933000 3904000 294000 7877000 7841000 294000 351000 <div id="TextBlockContainer992" style="position:relative;line-height:normal;width:729px;height:96px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:512.1px; top:15.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:508.1px; height:16px; left:4px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:212px; height:1px; left:512.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:512.1px; top:47.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:499.1px; height:13.9px; left:13px; top:79.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.1px; left:4px; top:78.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:512.1px; top:80.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:508.1px; height:17.1px; left:4px; top:77.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:212px; height:1px; left:512.1px; top:77.2px; background-color:#000000; "> </div> <div id="TextContainer992" style="position:relative;width:729px;z-index:1;"><div id="a27363" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:605px;top:0px;">2022 </div><div id="a27365" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Residential real estate </div><div id="a27367" style="position:absolute;font-family:'Arial';font-size:12px;left:513px;top:16px;">$ </div><div id="a27369" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:16px;">7,626</div><div id="a27371" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Commercial real estate </div><div id="a27374" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:32px;">575</div><div id="a27376" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Commercial and industrial </div><div id="a27379" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:48px;">109</div><div id="a27381" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Consumer and other </div><div id="a27384" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:64px;">210</div><div id="a27386" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Total </div><div id="a27388" style="position:absolute;font-family:'Arial';font-size:12px;left:513px;top:81px;">$ </div><div id="a27390" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:81px;">8,520</div></div></div> 7626000 575000 109000 210000 8520000 <div id="TextBlockContainer1001" style="position:relative;line-height:normal;width:728px;height:118px;"><div style="position:absolute; width:276.1px; height:1px; left:163.1px; top:12.3px; background-color:#000000; "> </div> <div style="position:absolute; width:280px; height:1px; left:444.1px; top:12.3px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:12.3px; left:163.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:247.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:350.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.3px; left:444.1px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:522.2px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14px; left:4px; top:41.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:627.2px; top:43.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.1px; height:15px; left:4px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:163.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:242.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.9px; height:1px; left:247.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:15px; left:345px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:350.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:439.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:1px; left:444.1px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:15px; left:517.1px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:100px; height:1px; left:522.2px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15px; left:622.2px; top:40.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:627.2px; top:40.9px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:12.2px; left:163.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81.9px; height:12.2px; left:259.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:12.2px; left:362.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.2px; left:444.1px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:84px; height:12.2px; left:534.2px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.9px; left:4px; top:71px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:81px; height:12.2px; left:639.2px; top:73.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:12.2px; left:163.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:247.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:350.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:69px; height:12.2px; left:444.1px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:522.2px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:101.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.2px; left:627.2px; top:104.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.1px; height:16px; left:4px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:163.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:242.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97.9px; height:1px; left:247.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:345px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:350.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:439.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:73px; height:1px; left:444.1px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:517.1px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:100px; height:1px; left:522.2px; top:100.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:622.2px; top:100.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:97px; height:1px; left:627.2px; top:100.9px; background-color:#000000; "> </div> <div id="TextContainer1001" style="position:relative;width:728px;z-index:1;"><div id="a27403" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:193px;top:0px;">Recorded Investment Prior to Modification</div><div id="a27406" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:483px;top:0px;">Recorded Investment After Modification</div><div id="a27409" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:176px;top:16px;">Number of </div><div id="a27410" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:187px;top:29px;">Loans</div><div id="a27413" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:263px;top:16px;">Combination </div><div id="a27414" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:262px;top:29px;">Modifications</div><div id="a27417" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:382px;top:16px;">Total </div><div id="a27418" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:360px;top:29px;">Modifications</div><div id="a27421" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:454px;top:16px;">Number of </div><div id="a27422" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:465px;top:29px;">Loans</div><div id="a27425" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:539px;top:16px;">Combination </div><div id="a27426" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:538px;top:29px;">Modifications</div><div id="a27429" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:663px;top:16px;">Total </div><div id="a27430" style="position:absolute;font-family:'Arial';font-size:10.72px;font-weight:bold;left:641px;top:29px;">Modifications</div><div id="a27432" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:43px;">Residential real estate</div><div id="a27434" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:44px;">-</div><div id="a27437" style="position:absolute;font-family:'Arial';font-size:10.72px;left:247px;top:44px;">$</div><div id="a27439" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:44px;-sec-ix-hidden:ID_1728;">-</div><div id="a27442" style="position:absolute;font-family:'Arial';font-size:10.72px;left:350px;top:44px;">$</div><div id="a27444" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:44px;-sec-ix-hidden:ID_1733;">-</div><div id="a27447" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:44px;">-</div><div id="a27450" style="position:absolute;font-family:'Arial';font-size:10.72px;left:522px;top:44px;">$</div><div id="a27452" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:44px;-sec-ix-hidden:ID_1738;">-</div><div id="a27455" style="position:absolute;font-family:'Arial';font-size:10.72px;left:627px;top:44px;">$</div><div id="a27457" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:44px;-sec-ix-hidden:ID_1739;">-</div><div id="a27459" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:57px;">Commercial real estate</div><div id="a27461" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:59px;">-</div><div id="a27465" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:59px;-sec-ix-hidden:ID_1729;">-</div><div id="a27469" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:59px;-sec-ix-hidden:ID_1734;">-</div><div id="a27472" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:59px;">-</div><div id="a27476" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:59px;-sec-ix-hidden:ID_1740;">-</div><div id="a27480" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:59px;-sec-ix-hidden:ID_1741;">-</div><div id="a27482" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:72px;">Commercial and industrial</div><div id="a27484" style="position:absolute;font-family:'Arial';font-size:10.72px;left:232px;top:74px;">2</div><div id="a27488" style="position:absolute;font-family:'Arial';font-size:10.72px;left:323px;top:74px;">650</div><div id="a27493" style="position:absolute;font-family:'Arial';font-size:10.72px;left:417px;top:74px;">650</div><div id="a27496" style="position:absolute;font-family:'Arial';font-size:10.72px;left:507px;top:74px;">2</div><div id="a27500" style="position:absolute;font-family:'Arial';font-size:10.72px;left:600px;top:74px;">650</div><div id="a27505" style="position:absolute;font-family:'Arial';font-size:10.72px;left:702px;top:74px;">650</div><div id="a27507" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:87px;">Consumer and other</div><div id="a27509" style="position:absolute;font-family:'Arial';font-size:10.72px;left:235px;top:89px;">-</div><div id="a27513" style="position:absolute;font-family:'Arial';font-size:10.72px;left:338px;top:89px;-sec-ix-hidden:ID_1731;">-</div><div id="a27517" style="position:absolute;font-family:'Arial';font-size:10.72px;left:432px;top:89px;-sec-ix-hidden:ID_1736;">-</div><div id="a27520" style="position:absolute;font-family:'Arial';font-size:10.72px;left:510px;top:89px;">-</div><div id="a27524" style="position:absolute;font-family:'Arial';font-size:10.72px;left:615px;top:89px;-sec-ix-hidden:ID_1744;">-</div><div id="a27528" style="position:absolute;font-family:'Arial';font-size:10.72px;left:717px;top:89px;-sec-ix-hidden:ID_1745;">-</div><div id="a27531" style="position:absolute;font-family:'Arial';font-size:10.72px;left:232px;top:105px;">2</div><div id="a27534" style="position:absolute;font-family:'Arial';font-size:10.72px;left:247px;top:105px;">$</div><div id="a27536" style="position:absolute;font-family:'Arial';font-size:10.72px;left:323px;top:105px;">650</div><div id="a27539" style="position:absolute;font-family:'Arial';font-size:10.72px;left:350px;top:105px;">$</div><div id="a27541" style="position:absolute;font-family:'Arial';font-size:10.72px;left:417px;top:105px;">650</div><div id="a27544" style="position:absolute;font-family:'Arial';font-size:10.72px;left:507px;top:105px;">2</div><div id="a27547" style="position:absolute;font-family:'Arial';font-size:10.72px;left:522px;top:105px;">$</div><div id="a27549" style="position:absolute;font-family:'Arial';font-size:10.72px;left:600px;top:105px;">650</div><div id="a27552" style="position:absolute;font-family:'Arial';font-size:10.72px;left:627px;top:105px;">$</div><div id="a27554" style="position:absolute;font-family:'Arial';font-size:10.72px;left:702px;top:105px;">650</div></div></div> 0 0 0 0 2 650000 650000 2 650000 650000 0 0 2 650000 650000 2 650000 650000 0 <div id="TextBlockContainer1009" style="position:relative;line-height:normal;width:739px;height:357px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.2px; background-color:#000000; "> </div> <div id="TextContainer1009" style="position:relative;width:739px;z-index:1;"><div id="a27592" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">4.<div style="display:inline-block;width:37px"> </div>LEASES </div><div id="a27598" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:7px"> </div>enters<div style="display:inline-block;width:6px"> </div>into<div style="display:inline-block;width:7px"> </div>leases<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>normal<div style="display:inline-block;width:6px"> </div>course<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:6px"> </div>business<div style="display:inline-block;width:7px"> </div>primarily<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:7px"> </div>banking<div style="display:inline-block;width:6px"> </div>centers<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>back-office </div><div id="a27602" style="position:absolute;font-family:'Arial';left:5px;top:49px;">operations. As of<div style="display:inline-block;width:5px"> </div>December 31, 2023, the<div style="display:inline-block;width:5px"> </div>Company leased nine<div style="display:inline-block;width:5px"> </div>of the ten<div style="display:inline-block;width:5px"> </div>banking centers and<div style="display:inline-block;width:5px"> </div>the headquarter building. </div><div id="a27614" style="position:absolute;font-family:'Arial';left:5px;top:65px;">The Company<div style="display:inline-block;width:6px"> </div>is obligated<div style="display:inline-block;width:6px"> </div>under non-cancelable<div style="display:inline-block;width:6px"> </div>operating leases<div style="display:inline-block;width:6px"> </div>for these<div style="display:inline-block;width:6px"> </div>premises with<div style="display:inline-block;width:6px"> </div>expiration dates<div style="display:inline-block;width:6px"> </div>ranging from </div><div id="a27621" style="position:absolute;font-family:'Arial';left:5px;top:80px;">2026 to 2036. Many of these leases have extension<div style="display:inline-block;width:5px"> </div>clauses which the Company could exercise which<div style="display:inline-block;width:5px"> </div>would extend these </div><div id="a27624" style="position:absolute;font-family:'Arial';left:5px;top:95px;">dates.<div style="display:inline-block;width:4px"> </div></div><div id="a27628" style="position:absolute;font-family:'Arial';left:29px;top:126px;">The Company<div style="display:inline-block;width:5px"> </div>has classified<div style="display:inline-block;width:5px"> </div>all leases as<div style="display:inline-block;width:6px"> </div>operating leases.<div style="display:inline-block;width:5px"> </div>Lease expense<div style="display:inline-block;width:5px"> </div>for operating<div style="display:inline-block;width:5px"> </div>leases are<div style="display:inline-block;width:5px"> </div>recognized on<div style="display:inline-block;width:5px"> </div>a </div><div id="a27632" style="position:absolute;font-family:'Arial';left:5px;top:141px;">straight-line basis over<div style="display:inline-block;width:6px"> </div>the lease term.<div style="display:inline-block;width:6px"> </div>Right-of-use (“ROU”)<div style="display:inline-block;width:5px"> </div>assets represent the<div style="display:inline-block;width:6px"> </div>right to use<div style="display:inline-block;width:5px"> </div>the underlying<div style="display:inline-block;width:5px"> </div>asset for the </div><div id="a27647" style="position:absolute;font-family:'Arial';left:5px;top:157px;">lease<div style="display:inline-block;width:5px"> </div>term<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>lease<div style="display:inline-block;width:6px"> </div>liabilities<div style="display:inline-block;width:6px"> </div>represent<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:5px"> </div>obligation<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>make<div style="display:inline-block;width:5px"> </div>lease<div style="display:inline-block;width:6px"> </div>payments<div style="display:inline-block;width:6px"> </div>arising<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>lease.<div style="display:inline-block;width:5px"> </div>The<div style="display:inline-block;width:6px"> </div>Company </div><div id="a27650" style="position:absolute;font-family:'Arial';left:5px;top:172px;">elected the short-term<div style="display:inline-block;width:5px"> </div>lease recognition exemption<div style="display:inline-block;width:6px"> </div>for all leases<div style="display:inline-block;width:5px"> </div>that qualify,<div style="display:inline-block;width:6px"> </div>meaning those with<div style="display:inline-block;width:5px"> </div>terms under 12<div style="display:inline-block;width:5px"> </div>months. </div><div id="a27653" style="position:absolute;font-family:'Arial';left:5px;top:187px;">ROU assets or lease liabilities are not to be recognized<div style="display:inline-block;width:5px"> </div>for short-term leases. </div><div id="a27659" style="position:absolute;font-family:'Arial';left:29px;top:218px;">ROU assets and<div style="display:inline-block;width:2px"> </div>lease liabilities are<div style="display:inline-block;width:2px"> </div>recognized at the lease<div style="display:inline-block;width:2px"> </div>commencement date based on<div style="display:inline-block;width:2px"> </div>the estimated present value </div><div id="a27661" style="position:absolute;font-family:'Arial';left:5px;top:233px;">of lease payments<div style="display:inline-block;width:6px"> </div>over the<div style="display:inline-block;width:5px"> </div>lease term.<div style="display:inline-block;width:5px"> </div>In the Company’s<div style="display:inline-block;width:6px"> </div>Consolidated Balance<div style="display:inline-block;width:6px"> </div>Sheets, ROU<div style="display:inline-block;width:5px"> </div>assets are<div style="display:inline-block;width:5px"> </div>reported under </div><div id="a27667" style="position:absolute;font-family:'Arial';left:5px;top:249px;">other assets while lease liabilities are classified under<div style="display:inline-block;width:5px"> </div>accrued interest and other liabilities.<div style="display:inline-block;width:5px"> </div></div><div id="a27673" style="position:absolute;font-family:'Arial';left:29px;top:279px;">As<div style="display:inline-block;width:7px"> </div>most<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>Company’s<div style="display:inline-block;width:7px"> </div>leases<div style="display:inline-block;width:7px"> </div>do<div style="display:inline-block;width:7px"> </div>not<div style="display:inline-block;width:7px"> </div>provide<div style="display:inline-block;width:7px"> </div>an<div style="display:inline-block;width:7px"> </div>implicit<div style="display:inline-block;width:7px"> </div>rate,<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>incremental<div style="display:inline-block;width:7px"> </div>borrowing<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>based<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>the </div><div id="a27676" style="position:absolute;font-family:'Arial';left:5px;top:295px;">information available<div style="display:inline-block;width:6px"> </div>at commencement<div style="display:inline-block;width:6px"> </div>date is<div style="display:inline-block;width:6px"> </div>used. The<div style="display:inline-block;width:6px"> </div>Company’s<div style="display:inline-block;width:5px"> </div>incremental borrowing<div style="display:inline-block;width:6px"> </div>rate is<div style="display:inline-block;width:6px"> </div>based on<div style="display:inline-block;width:6px"> </div>the FHLB </div><div id="a27682" style="position:absolute;font-family:'Arial';left:5px;top:310px;">advance rate matching or nearing the lease term.<div style="display:inline-block;width:9px"> </div></div><div id="a27685" style="position:absolute;font-family:'Arial';left:29px;top:341px;">The following table presents the ROU assets and lease liabilities<div style="display:inline-block;width:5px"> </div>as of December 31, 2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1013" style="position:relative;line-height:normal;width:730px;height:95px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:541.1px; height:16px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:545.1px; top:46.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:532.1px; height:13.8px; left:13px; top:79px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div id="TextContainer1013" style="position:relative;width:730px;z-index:1;"><div id="a27706" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:0px;">2023</div><div id="a27709" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a27711" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">ROU assets:</div><div id="a27718" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Operating leases </div><div id="a27720" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:32px;">$</div><div id="a27722" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:32px;">11,423</div><div id="a27725" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:32px;">$</div><div id="a27727" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:32px;">14,395</div><div id="a27735" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:63px;">Lease liabilities:</div><div id="a27742" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:79px;">Operating leases </div><div id="a27744" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:80px;">$</div><div id="a27746" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:80px;">11,423</div><div id="a27749" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:80px;">$</div><div id="a27751" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">14,395</div></div></div><div id="TextBlockContainer1018" style="position:relative;line-height:normal;width:706px;height:17px;"><div id="TextContainer1018" style="position:relative;width:706px;z-index:1;"><div id="a27754" style="position:absolute;font-family:'Arial';left:5px;top:0px;">The weighted average remaining lease term and weighted average<div style="display:inline-block;width:5px"> </div>discount rate as of December 31, 2023 and 2022:</div></div></div><div id="TextBlockContainer1022" style="position:relative;line-height:normal;width:730px;height:95px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.1px; height:1px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89.2px; height:1px; left:541.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:630.2px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:635.2px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:15.2px; left:541.1px; top:46.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:528.1px; height:13.9px; left:13px; top:79px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:13.8px; left:541.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:13.8px; left:635.2px; top:80.1px; background-color:#CCEEFF; "> </div> <div id="TextContainer1022" style="position:relative;width:730px;z-index:1;"><div id="a27767" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:0px;">2023</div><div id="a27770" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:0px;">2022</div><div id="a27772" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Weighted average remaining lease term (in years):</div><div id="a27779" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Operating leases</div><div id="a27781" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:32px;">6.35</div><div id="a27785" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:32px;">6.98</div><div id="a27794" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:63px;">Weighted average discount rate:</div><div id="a27801" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:79px;">Operating leases </div><div id="a27803" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:80px;">2.94</div><div id="a27805" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:80px;">%</div><div id="a27808" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:80px;">2.94</div><div id="a27810" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:80px;">%</div></div></div><div id="TextBlockContainer1027" style="position:relative;line-height:normal;width:669px;height:16px;"><div id="TextContainer1027" style="position:relative;width:669px;z-index:1;"><div id="a27813" style="position:absolute;font-family:'Arial';left:5px;top:0px;">Future lease payment obligations and a reconciliation to lease<div style="display:inline-block;width:5px"> </div>liability as of December 31, 2023 (in thousands):</div></div></div><div id="TextBlockContainer1031" style="position:relative;line-height:normal;width:734px;height:145px;"><div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:1.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:33.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:63px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:65.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:549.3px; height:13.8px; left:13px; top:96.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:96px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:97.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:558.2px; height:16px; left:4px; top:95px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:95px; background-color:#000000; "> </div> <div style="position:absolute; width:549.3px; height:13.8px; left:13px; top:128.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:128px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:130.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:558.2px; height:17px; left:4px; top:127px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:127px; background-color:#000000; "> </div> <div id="TextContainer1031" style="position:relative;width:734px;z-index:1;"><div id="a27822" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:0px;">2024</div><div id="a27824" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:1px;">$</div><div id="a27826" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:1px;">3,236</div><div id="a27828" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">2025</div><div id="a27831" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:17px;">3,312</div><div id="a27833" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">2026</div><div id="a27836" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:33px;">2,383</div><div id="a27838" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">2027</div><div id="a27841" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:49px;">951</div><div id="a27843" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">2028</div><div id="a27846" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:65px;">492</div><div id="a27848" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Thereafter</div><div id="a27851" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:81px;">2,987</div><div id="a27853" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:96px;">Total<div style="display:inline-block;width:5px"> </div>future minimum lease payments</div><div id="a27857" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:97px;">13,361</div><div id="a27859" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:112px;">Less: interest component</div><div id="a27862" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:113px;display:flex;">(1,938)</div><div id="a27864" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Total<div style="display:inline-block;width:5px"> </div>lease liability</div><div id="a27866" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:130px;">$</div><div id="a27868" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:130px;">11,423</div></div></div> <div id="TextBlockContainer1015" style="position:relative;line-height:normal;width:730px;height:95px;"><div id="div_1012_XBRL_TS_252702c084644dd9aab8d556325d99c7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1013" style="position:relative;line-height:normal;width:730px;height:95px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:541.1px; height:16px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:545.1px; top:46.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:532.1px; height:13.8px; left:13px; top:79px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div id="TextContainer1013" style="position:relative;width:730px;z-index:1;"><div id="a27706" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:0px;">2023</div><div id="a27709" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a27711" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">ROU assets:</div><div id="a27718" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Operating leases </div><div id="a27720" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:32px;">$</div><div id="a27722" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:32px;">11,423</div><div id="a27725" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:32px;">$</div><div id="a27727" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:32px;">14,395</div><div id="a27735" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:63px;">Lease liabilities:</div><div id="a27742" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:79px;">Operating leases </div><div id="a27744" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:80px;">$</div><div id="a27746" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:80px;">11,423</div><div id="a27749" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:80px;">$</div><div id="a27751" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">14,395</div></div></div></div></div> 11423000 14395000 11423000 14395000 <div id="TextBlockContainer1024" style="position:relative;line-height:normal;width:730px;height:95px;"><div id="div_1021_XBRL_TS_4fbf89af87d2404c93187ca1d883edd3" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1022" style="position:relative;line-height:normal;width:730px;height:95px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.1px; height:1px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89.2px; height:1px; left:541.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:630.2px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:635.2px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:15.2px; left:541.1px; top:46.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:528.1px; height:13.9px; left:13px; top:79px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75.1px; height:13.8px; left:541.1px; top:80.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:75px; height:13.8px; left:635.2px; top:80.1px; background-color:#CCEEFF; "> </div> <div id="TextContainer1022" style="position:relative;width:730px;z-index:1;"><div id="a27767" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:0px;">2023</div><div id="a27770" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:0px;">2022</div><div id="a27772" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Weighted average remaining lease term (in years):</div><div id="a27779" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Operating leases</div><div id="a27781" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:32px;">6.35</div><div id="a27785" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:32px;">6.98</div><div id="a27794" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:63px;">Weighted average discount rate:</div><div id="a27801" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:79px;">Operating leases </div><div id="a27803" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:80px;">2.94</div><div id="a27805" style="position:absolute;font-family:'Arial';font-size:12px;left:617px;top:80px;">%</div><div id="a27808" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:80px;">2.94</div><div id="a27810" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:80px;">%</div></div></div></div></div> P6Y4M6D P6Y11M23D 0.0294 0.0294 <div id="TextBlockContainer1033" style="position:relative;line-height:normal;width:734px;height:145px;"><div id="div_1030_XBRL_TS_3adf7fb85855449fbe1d2235b69b18cc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1031" style="position:relative;line-height:normal;width:734px;height:145px;"><div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:1.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:33.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:63px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:65.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:549.3px; height:13.8px; left:13px; top:96.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:96px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:97.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:558.2px; height:16px; left:4px; top:95px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:95px; background-color:#000000; "> </div> <div style="position:absolute; width:549.3px; height:13.8px; left:13px; top:128.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:128px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:130.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:558.2px; height:17px; left:4px; top:127px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:127px; background-color:#000000; "> </div> <div id="TextContainer1031" style="position:relative;width:734px;z-index:1;"><div id="a27822" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:0px;">2024</div><div id="a27824" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:1px;">$</div><div id="a27826" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:1px;">3,236</div><div id="a27828" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">2025</div><div id="a27831" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:17px;">3,312</div><div id="a27833" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">2026</div><div id="a27836" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:33px;">2,383</div><div id="a27838" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">2027</div><div id="a27841" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:49px;">951</div><div id="a27843" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">2028</div><div id="a27846" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:65px;">492</div><div id="a27848" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Thereafter</div><div id="a27851" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:81px;">2,987</div><div id="a27853" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:96px;">Total<div style="display:inline-block;width:5px"> </div>future minimum lease payments</div><div id="a27857" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:97px;">13,361</div><div id="a27859" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:112px;">Less: interest component</div><div id="a27862" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:113px;display:flex;">(1,938)</div><div id="a27864" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Total<div style="display:inline-block;width:5px"> </div>lease liability</div><div id="a27866" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:130px;">$</div><div id="a27868" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:130px;">11,423</div></div></div></div></div> 3236000 3312000 2383000 951000 492000 2987000 13361000 1938000 11423000 <div id="TextBlockContainer1036" style="position:relative;line-height:normal;width:700px;height:51px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.2px; background-color:#000000; "> </div> <div id="TextContainer1036" style="position:relative;width:700px;z-index:1;"><div id="a27893" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">5.<div style="display:inline-block;width:37px"> </div>PREMISES AND EQUIPMENT<div style="display:inline-block;width:4px"> </div></div><div id="a27901" style="position:absolute;font-family:'Arial';left:29px;top:34px;">A summary of premises and equipment are presented<div style="display:inline-block;width:5px"> </div>below as of December 31, 2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1040" style="position:relative;line-height:normal;width:734px;height:144px;"><div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:541.1px; height:1px; left:4px; top:13.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:632.1px; top:13.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:557.1px; top:47.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:47.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:557.1px; top:79.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:79.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:93.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:93.1px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:109.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:109.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:125.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:125.1px; background-color:#000000; "> </div> <div id="TextContainer1040" style="position:relative;width:734px;z-index:1;"><div id="a27909" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:0px;">2023</div><div id="a27912" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a27914" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Land</div><div id="a27916" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:16px;">$</div><div id="a27918" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:16px;">972</div><div id="a27921" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:16px;">$</div><div id="a27923" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:16px;">972</div><div id="a27925" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Building</div><div id="a27928" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:32px;">1,952</div><div id="a27932" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">1,952</div><div id="a27934" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Furniture, fixtures and equipment</div><div id="a27937" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:48px;">8,981</div><div id="a27941" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">8,841</div><div id="a27943" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Computer hardware and software</div><div id="a27946" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:64px;">4,592</div><div id="a27950" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">4,575</div><div id="a27952" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">Leasehold improvements</div><div id="a27956" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:80px;">10,457</div><div id="a27960" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">10,451</div><div id="a27962" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Premises and equipment, gross</div><div id="a27965" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:96px;">26,954</div><div id="a27969" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">26,791</div><div id="a27971" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:111px;">Accumulated depreciation and amortization</div><div id="a27974" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:112px;display:flex;">(22,118)</div><div id="a27978" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:112px;display:flex;">(21,528)</div><div id="a27980" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:128px;">Premises and equipment, net</div><div id="a27982" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:129px;">$</div><div id="a27984" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:129px;">4,836</div><div id="a27987" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:129px;">$</div><div id="a27989" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:129px;">5,263</div></div></div><div id="TextBlockContainer1045" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1045" style="position:relative;width:739px;z-index:1;"><div id="a27992" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Depreciation<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>amortization<div style="display:inline-block;width:5px"> </div>expense<div style="display:inline-block;width:5px"> </div>was<div style="display:inline-block;width:5px"> </div>$</div><div id="a27992_43_3" style="position:absolute;font-family:'Arial';left:306px;top:0px;">590</div><div id="a27992_46_15" style="position:absolute;font-family:'Arial';left:329px;top:0px;"><div style="display:inline-block;width:5px"> </div>thousand<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>$</div><div id="a27992_61_3" style="position:absolute;font-family:'Arial';left:429px;top:0px;">688</div><div id="a27992_64_43" style="position:absolute;font-family:'Arial';left:451px;top:0px;"><div style="display:inline-block;width:5px"> </div>thousand<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>years<div style="display:inline-block;width:5px"> </div>ended<div style="display:inline-block;width:5px"> </div>December 31, </div><div id="a27999" style="position:absolute;font-family:'Arial';left:5px;top:15px;">2023 and 2022, respectively.</div></div></div> <div id="TextBlockContainer1042" style="position:relative;line-height:normal;width:734px;height:144px;"><div id="div_1039_XBRL_TS_3c37354e0b434a258fa308d673bf4eeb" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1040" style="position:relative;line-height:normal;width:734px;height:144px;"><div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:541.1px; height:1px; left:4px; top:13.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:632.1px; top:13.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.1px; background-color:#000000; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:557.1px; top:47.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:45.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:47.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:557.1px; top:79.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:77.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:77.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.8px; left:649.1px; top:79.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:93.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:93.1px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:632.1px; top:109.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:109.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:125.1px; background-color:#000000; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:125.1px; background-color:#000000; "> </div> <div id="TextContainer1040" style="position:relative;width:734px;z-index:1;"><div id="a27909" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:576px;top:0px;">2023</div><div id="a27912" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a27914" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Land</div><div id="a27916" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:16px;">$</div><div id="a27918" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:16px;">972</div><div id="a27921" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:16px;">$</div><div id="a27923" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:16px;">972</div><div id="a27925" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Building</div><div id="a27928" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:32px;">1,952</div><div id="a27932" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">1,952</div><div id="a27934" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Furniture, fixtures and equipment</div><div id="a27937" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:48px;">8,981</div><div id="a27941" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">8,841</div><div id="a27943" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Computer hardware and software</div><div id="a27946" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:64px;">4,592</div><div id="a27950" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">4,575</div><div id="a27952" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">Leasehold improvements</div><div id="a27956" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:80px;">10,457</div><div id="a27960" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:80px;">10,451</div><div id="a27962" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Premises and equipment, gross</div><div id="a27965" style="position:absolute;font-family:'Arial';font-size:12px;left:592px;top:96px;">26,954</div><div id="a27969" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">26,791</div><div id="a27971" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:111px;">Accumulated depreciation and amortization</div><div id="a27974" style="position:absolute;font-family:'Arial';font-size:12px;left:588px;top:112px;display:flex;">(22,118)</div><div id="a27978" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:112px;display:flex;">(21,528)</div><div id="a27980" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:128px;">Premises and equipment, net</div><div id="a27982" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:129px;">$</div><div id="a27984" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:129px;">4,836</div><div id="a27987" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:129px;">$</div><div id="a27989" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:129px;">5,263</div></div></div></div></div> 972000 972000 1952000 1952000 8981000 8841000 4592000 4575000 10457000 10451000 26954000 26791000 22118000 21528000 4836000 5263000 590000 688000 <div id="TextBlockContainer1048" style="position:relative;line-height:normal;width:739px;height:66px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.1px; background-color:#000000; "> </div> <div id="TextContainer1048" style="position:relative;width:739px;z-index:1;"><div id="a28004" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">6.<div style="display:inline-block;width:25px"> </div>INCOME TAXES<div style="display:inline-block;width:5px"> </div></div><div id="a28010" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The Company’s provision<div style="display:inline-block;width:5px"> </div>for income taxes is<div style="display:inline-block;width:5px"> </div>presented in the following<div style="display:inline-block;width:5px"> </div>table for the years<div style="display:inline-block;width:5px"> </div>ended December 31, 2023 </div><div id="a28020" style="position:absolute;font-family:'Arial';left:5px;top:49px;">and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1057" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer1057" style="position:relative;width:739px;z-index:1;"><div id="a28123" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The actual income<div style="display:inline-block;width:2px"> </div>tax expense for the<div style="display:inline-block;width:2px"> </div>years ended December 31, 2023<div style="display:inline-block;width:2px"> </div>and 2022 differs from<div style="display:inline-block;width:2px"> </div>the statutory tax expense </div><div id="a28129" style="position:absolute;font-family:'Arial';left:5px;top:15px;">for the year (computed by applying the<div style="display:inline-block;width:2px"> </div>U.S. federal corporate tax rate of </div><div id="a28129_74_2" style="position:absolute;font-family:'Arial';left:429px;top:15px;">21</div><div id="a28129_76_47" style="position:absolute;font-family:'Arial';left:444px;top:15px;">% for 2023 and 2022 to<div style="display:inline-block;width:2px"> </div>income before provision </div><div id="a28130" style="position:absolute;font-family:'Arial';left:5px;top:31px;">for income taxes) as follows (in thousands):</div></div></div><div id="TextBlockContainer1061" style="position:relative;line-height:normal;width:734px;height:93px;"><div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:15.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:15.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:15.2px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:598.2px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:76.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:75.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16.8px; left:4px; top:74.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:74.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16.8px; left:598.2px; top:74.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:74.7px; background-color:#000000; "> </div> <div id="TextContainer1061" style="position:relative;width:734px;z-index:1;"><div id="a28137" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28140" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28142" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Federal taxes at statutory rate</div><div id="a28144" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:15px;">$</div><div id="a28146" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:15px;">4,577</div><div id="a28149" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:15px;">$</div><div id="a28151" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:15px;">5,688</div><div id="a28153" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:30px;">State income taxes, net of federal tax benefit</div><div id="a28156" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:30px;">947</div><div id="a28161" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:30px;">1,177</div><div id="a28163" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Bank owned life insurance</div><div id="a28166" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:46px;display:flex;">(273)</div><div id="a28171" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:46px;display:flex;">(269)</div><div id="a28173" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:60px;">Other, net</div><div id="a28176" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:61px;-sec-ix-hidden:ID_453;">-</div><div id="a28181" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:61px;">348</div><div id="a28183" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Total<div style="display:inline-block;width:5px"> </div>tax expense</div><div id="a28185" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:78px;">$</div><div id="a28187" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:78px;">5,251</div><div id="a28190" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:78px;">$</div><div id="a28192" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:78px;">6,944</div></div></div><div id="TextBlockContainer1066" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1066" style="position:relative;width:739px;z-index:1;"><div id="a28215" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The following table presents<div style="display:inline-block;width:6px"> </div>the deferred tax assets<div style="display:inline-block;width:5px"> </div>and deferred tax liabilities<div style="display:inline-block;width:5px"> </div>as of December 31, 2023<div style="display:inline-block;width:5px"> </div>and 2022 (in </div><div id="a28219" style="position:absolute;font-family:'Arial';left:5px;top:15px;">thousands):</div></div></div><div id="TextBlockContainer1072" style="position:relative;line-height:normal;width:734px;height:325px;"><div id="div_1069_XBRL_TS_8cf30242b8b34e779211837bf236c28d" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1070" style="position:relative;line-height:normal;width:734px;height:325px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:598.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:45.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:75.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:76.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:75.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:76.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:107px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:105.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:107px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:136.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:137.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:137.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:151.2px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:151.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:167.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:199.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:198.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:229.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:228.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:259.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:274.4px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:274.4px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:477.1px; top:291.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:290.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:603.2px; top:291.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:306.4px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:306.4px; background-color:#000000; "> </div> <div id="TextContainer1070" style="position:relative;width:734px;z-index:1;"><div id="a28224" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28227" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28229" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Deferred tax assets:</div><div id="a28236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:30px;">Net operating loss</div><div id="a28238" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:31px;">$</div><div id="a28240" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:31px;">16,430</div><div id="a28243" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:31px;">$</div><div id="a28245" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:31px;">21,720</div><div id="a28247" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">Allowance for credit losses</div><div id="a28250" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:46px;">5,410</div><div id="a28254" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:46px;">4,432</div><div id="a28256" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Lease liability</div><div id="a28259" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:62px;">2,895</div><div id="a28263" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:62px;">3,648</div><div id="a28265" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Unrealized loss on available for sale securities</div><div id="a28268" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:77px;">15,114</div><div id="a28272" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:77px;">15,193</div><div id="a28274" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:91px;">Depreciable property</div><div id="a28277" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:92px;">203</div><div id="a28281" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:92px;">158</div><div id="a28283" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:106px;">Equity compensation</div><div id="a28286" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:107px;">630</div><div id="a28290" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:107px;">373</div><div id="a28292" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:122px;">Accruals</div><div id="a28295" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:122px;">382</div><div id="a28299" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:122px;">723</div><div id="a28301" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:137px;">Other, net</div><div id="a28304" style="position:absolute;font-family:'Arial';font-size:12px;left:581px;top:138px;">10</div><div id="a28308" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:138px;-sec-ix-hidden:ID_1474;">-</div><div id="a28310" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:153px;">Deferred tax asset</div><div id="a28312" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:154px;">$</div><div id="a28314" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:154px;">41,074</div><div id="a28317" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:154px;">$</div><div id="a28319" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:154px;">46,247</div><div id="a28327" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:184px;">Deferred tax liability:</div><div id="a28334" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Deferred loan cost</div><div id="a28337" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:200px;display:flex;">(553)</div><div id="a28341" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:200px;display:flex;">(28)</div><div id="a28343" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:214px;">Lease right of use asset</div><div id="a28346" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:215px;display:flex;">(2,895)</div><div id="a28350" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:215px;display:flex;">(3,648)</div><div id="a28352" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:230px;">Deferred expenses</div><div id="a28355" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:230px;display:flex;">(180)</div><div id="a28359" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:230px;display:flex;">(175)</div><div id="a28361" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:245px;">Cash flow hedge</div><div id="a28364" style="position:absolute;font-family:'Arial';font-size:12px;left:577px;top:246px;display:flex;">(85)</div><div id="a28369" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:260px;">Other, net</div><div id="a28372" style="position:absolute;font-family:'Arial';font-size:12px;left:577px;top:261px;display:flex;">(79)</div><div id="a28376" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:261px;display:flex;">(36)</div><div id="a28378" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:276px;">Deferred tax liability</div><div id="a28380" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:277px;">$</div><div id="a28382" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:277px;display:flex;">(3,792)</div><div id="a28385" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:277px;">$</div><div id="a28387" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:277px;display:flex;">(3,887)</div><div id="a28395" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:308px;">Net deferred tax asset</div><div id="a28398" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:310px;">$</div><div id="a28400" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:310px;">37,282</div><div id="a28403" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:310px;">$</div><div id="a28405" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:310px;">42,360</div></div></div></div></div><div id="TextBlockContainer1075" style="position:relative;line-height:normal;width:739px;height:247px;"><div id="TextContainer1075" style="position:relative;width:739px;z-index:1;"><div id="a28408" style="position:absolute;font-family:'Arial';left:29px;top:0px;">At December 31,<div style="display:inline-block;width:2px"> </div>2023 the Company<div style="display:inline-block;width:2px"> </div>had approximately $</div><div id="a28408_52_4" style="position:absolute;font-family:'Arial';left:364px;top:0px;">61.5</div><div id="a28408_56_25" style="position:absolute;font-family:'Arial';left:389px;top:0px;"><div style="display:inline-block;width:4px"> </div>million of Federal<div style="display:inline-block;width:2px"> </div>and $</div><div id="a28408_81_4" style="position:absolute;font-family:'Arial';left:529px;top:0px;">84.1</div><div id="a28408_85_32" style="position:absolute;font-family:'Arial';left:555px;top:0px;"><div style="display:inline-block;width:4px"> </div>million of State<div style="display:inline-block;width:2px"> </div>net operating </div><div id="a28419" style="position:absolute;font-family:'Arial';left:5px;top:15px;">loss carryforwards<div style="display:inline-block;width:5px"> </div>expiring in<div style="display:inline-block;width:5px"> </div>various amounts<div style="display:inline-block;width:5px"> </div>from 2032<div style="display:inline-block;width:5px"> </div>to 2036<div style="display:inline-block;width:5px"> </div>if unused<div style="display:inline-block;width:5px"> </div>after 2036,<div style="display:inline-block;width:5px"> </div>their utilization<div style="display:inline-block;width:5px"> </div>is limited to<div style="display:inline-block;width:6px"> </div>future </div><div id="a28426" style="position:absolute;font-family:'Arial';left:5px;top:31px;">taxable earnings of the Company. </div><div id="a28429" style="position:absolute;font-family:'Arial';left:29px;top:61px;">In assessing the<div style="display:inline-block;width:2px"> </div>realizability of deferred<div style="display:inline-block;width:2px"> </div>tax assets, management considered<div style="display:inline-block;width:2px"> </div>whether it is<div style="display:inline-block;width:2px"> </div>more likely than<div style="display:inline-block;width:2px"> </div>not that some </div><div id="a28430" style="position:absolute;font-family:'Arial';left:5px;top:77px;">portion or<div style="display:inline-block;width:6px"> </div>all of<div style="display:inline-block;width:6px"> </div>the deferred<div style="display:inline-block;width:6px"> </div>tax assets<div style="display:inline-block;width:6px"> </div>will not<div style="display:inline-block;width:6px"> </div>be realized.<div style="display:inline-block;width:6px"> </div>The ultimate<div style="display:inline-block;width:6px"> </div>realization<div style="display:inline-block;width:5px"> </div>of deferred<div style="display:inline-block;width:6px"> </div>tax assets<div style="display:inline-block;width:6px"> </div>is dependent </div><div id="a28431" style="position:absolute;font-family:'Arial';left:5px;top:92px;">upon the generation of<div style="display:inline-block;width:5px"> </div>future taxable income<div style="display:inline-block;width:5px"> </div>during the periods<div style="display:inline-block;width:5px"> </div>in which those temporary<div style="display:inline-block;width:5px"> </div>differences become deductible. </div><div id="a28433" style="position:absolute;font-family:'Arial';left:5px;top:107px;">Management considers the scheduled reversal<div style="display:inline-block;width:5px"> </div>of deferred tax liabilities, projected future taxable<div style="display:inline-block;width:5px"> </div>income, and tax planning </div><div id="a28434" style="position:absolute;font-family:'Arial';left:5px;top:123px;">strategies in making this assessment. </div><div id="a28438" style="position:absolute;font-family:'Arial';left:29px;top:153px;">The U.S.<div style="display:inline-block;width:5px"> </div>Federal jurisdiction<div style="display:inline-block;width:6px"> </div>and Florida<div style="display:inline-block;width:5px"> </div>are the<div style="display:inline-block;width:5px"> </div>major tax<div style="display:inline-block;width:6px"> </div>jurisdictions where<div style="display:inline-block;width:5px"> </div>the Company<div style="display:inline-block;width:6px"> </div>files income<div style="display:inline-block;width:5px"> </div>tax returns. </div><div id="a28442" style="position:absolute;font-family:'Arial';left:5px;top:169px;">The Company is generally no longer subject to U.S. Federal or<div style="display:inline-block;width:2px"> </div>State examinations by tax authorities for years before 2020. </div><div id="a28450" style="position:absolute;font-family:'Arial';left:29px;top:199px;">For<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>years<div style="display:inline-block;width:5px"> </div>ended<div style="display:inline-block;width:5px"> </div>December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:7px"> </div>2022,<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>did </div><div id="a28450_64_2" style="position:absolute;font-family:'Arial';left:455px;top:199px;">no</div><div id="a28450_66_42" style="position:absolute;font-family:'Arial';left:470px;top:199px;">t have<div style="display:inline-block;width:7px"> </div>any unrecognized<div style="display:inline-block;width:7px"> </div>tax benefits<div style="display:inline-block;width:7px"> </div>as a </div><div id="a28455" style="position:absolute;font-family:'Arial';left:5px;top:215px;">result of<div style="display:inline-block;width:6px"> </div>tax positions<div style="display:inline-block;width:6px"> </div>taken during<div style="display:inline-block;width:6px"> </div>a prior<div style="display:inline-block;width:6px"> </div>period or<div style="display:inline-block;width:6px"> </div>during the<div style="display:inline-block;width:6px"> </div>current period.<div style="display:inline-block;width:6px"> </div>Additionally, </div><div id="a28455_96_2" style="position:absolute;font-family:'Arial';left:553px;top:215px;">no</div><div id="a28455_98_28" style="position:absolute;font-family:'Arial';left:568px;top:215px;"><div style="display:inline-block;width:5px"> </div>interest or<div style="display:inline-block;width:6px"> </div>penalties<div style="display:inline-block;width:5px"> </div>were </div><div id="a28457" style="position:absolute;font-family:'Arial';left:5px;top:230px;">recorded as a result of tax uncertainties.</div></div></div><div id="TextBlockContainer1054" style="position:relative;line-height:normal;width:730px;height:156px;"><div id="div_1051_XBRL_TS_150531db2db94ea492b10ed3a8140026" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1052" style="position:relative;line-height:normal;width:730px;height:156px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:598.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:45.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.9px; left:489.1px; top:46.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.9px; left:615.2px; top:46.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:60px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:60px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:477.1px; top:76.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:76px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:603.2px; top:76.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:107.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.9px; left:489.1px; top:108.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:107.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.9px; left:615.2px; top:108.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:122.5px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:122.5px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:140.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:139.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16.8px; left:4px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:138.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16.8px; left:598.2px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:138.5px; background-color:#000000; "> </div> <div id="TextContainer1052" style="position:relative;width:730px;z-index:1;"><div id="a28030" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28033" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28035" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Current:</div><div id="a28042" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Federal</div><div id="a28044" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:31px;">$</div><div id="a28046" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:31px;-sec-ix-hidden:ID_454;">-</div><div id="a28049" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:31px;">$</div><div id="a28051" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:31px;-sec-ix-hidden:ID_455;">-</div><div id="a28053" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">State</div><div id="a28056" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:46px;-sec-ix-hidden:ID_456;">-</div><div id="a28061" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:46px;-sec-ix-hidden:ID_457;">-</div><div id="a28063" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:62px;">Total<div style="display:inline-block;width:5px"> </div>current</div><div id="a28066" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:62px;-sec-ix-hidden:ID_458;">-</div><div id="a28071" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:62px;-sec-ix-hidden:ID_459;">-</div><div id="a28073" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:77px;">Deferred:</div><div id="a28080" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Federal</div><div id="a28083" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:94px;">4,121</div><div id="a28088" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:94px;">5,462</div><div id="a28090" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:108px;">State</div><div id="a28093" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:109px;">1,130</div><div id="a28098" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:109px;">1,482</div><div id="a28100" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:124px;">Total<div style="display:inline-block;width:5px"> </div>deferred</div><div id="a28103" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:125px;">5,251</div><div id="a28108" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:125px;">6,944</div><div id="a28110" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Total<div style="display:inline-block;width:5px"> </div>tax expense</div><div id="a28113" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:142px;">$</div><div id="a28115" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:142px;">5,251</div><div id="a28118" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:142px;">$</div><div id="a28120" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:142px;">6,944</div></div></div></div></div> <div id="TextBlockContainer1052" style="position:relative;line-height:normal;width:730px;height:156px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:598.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:45.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.9px; left:489.1px; top:46.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.9px; left:615.2px; top:46.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:60px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:60px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:477.1px; top:76.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:76px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:603.2px; top:76.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:107.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.9px; left:489.1px; top:108.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:107.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.9px; left:615.2px; top:108.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:122.5px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:122.5px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:140.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:139.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16.8px; left:4px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:138.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16.8px; left:598.2px; top:138.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:138.5px; background-color:#000000; "> </div> <div id="TextContainer1052" style="position:relative;width:730px;z-index:1;"><div id="a28030" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28033" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28035" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Current:</div><div id="a28042" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Federal</div><div id="a28044" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:31px;">$</div><div id="a28046" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:31px;-sec-ix-hidden:ID_454;">-</div><div id="a28049" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:31px;">$</div><div id="a28051" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:31px;-sec-ix-hidden:ID_455;">-</div><div id="a28053" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">State</div><div id="a28056" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:46px;-sec-ix-hidden:ID_456;">-</div><div id="a28061" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:46px;-sec-ix-hidden:ID_457;">-</div><div id="a28063" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:62px;">Total<div style="display:inline-block;width:5px"> </div>current</div><div id="a28066" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:62px;-sec-ix-hidden:ID_458;">-</div><div id="a28071" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:62px;-sec-ix-hidden:ID_459;">-</div><div id="a28073" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:77px;">Deferred:</div><div id="a28080" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Federal</div><div id="a28083" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:94px;">4,121</div><div id="a28088" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:94px;">5,462</div><div id="a28090" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:108px;">State</div><div id="a28093" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:109px;">1,130</div><div id="a28098" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:109px;">1,482</div><div id="a28100" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:124px;">Total<div style="display:inline-block;width:5px"> </div>deferred</div><div id="a28103" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:125px;">5,251</div><div id="a28108" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:125px;">6,944</div><div id="a28110" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Total<div style="display:inline-block;width:5px"> </div>tax expense</div><div id="a28113" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:142px;">$</div><div id="a28115" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:142px;">5,251</div><div id="a28118" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:142px;">$</div><div id="a28120" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:142px;">6,944</div></div></div> 4121000 5462000 1130000 1482000 5251000 6944000 5251000 6944000 0.21 0.21 <div id="TextBlockContainer1063" style="position:relative;line-height:normal;width:734px;height:93px;"><div id="div_1060_XBRL_TS_197295d2cb5f48e5909ee45a0c4b0e0a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1061" style="position:relative;line-height:normal;width:734px;height:93px;"><div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:15.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:15.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:15.2px; left:4px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:598.2px; top:13.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:76.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:477.1px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:75.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:603.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16.8px; left:4px; top:74.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:74.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16.8px; left:598.2px; top:74.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:74.7px; background-color:#000000; "> </div> <div id="TextContainer1061" style="position:relative;width:734px;z-index:1;"><div id="a28137" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28140" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28142" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Federal taxes at statutory rate</div><div id="a28144" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:15px;">$</div><div id="a28146" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:15px;">4,577</div><div id="a28149" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:15px;">$</div><div id="a28151" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:15px;">5,688</div><div id="a28153" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:30px;">State income taxes, net of federal tax benefit</div><div id="a28156" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:30px;">947</div><div id="a28161" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:30px;">1,177</div><div id="a28163" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:45px;">Bank owned life insurance</div><div id="a28166" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:46px;display:flex;">(273)</div><div id="a28171" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:46px;display:flex;">(269)</div><div id="a28173" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:60px;">Other, net</div><div id="a28176" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:61px;-sec-ix-hidden:ID_453;">-</div><div id="a28181" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:61px;">348</div><div id="a28183" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Total<div style="display:inline-block;width:5px"> </div>tax expense</div><div id="a28185" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:78px;">$</div><div id="a28187" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:78px;">5,251</div><div id="a28190" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:78px;">$</div><div id="a28192" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:78px;">6,944</div></div></div></div></div> 4577000 5688000 947000 1177000 273000 269000 348000 5251000 6944000 <div id="TextBlockContainer1070" style="position:relative;line-height:normal;width:734px;height:325px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:598.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:45.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:44.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:75.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:76.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:75.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:76.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:107px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:105.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:107px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:136.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105.2px; height:13.8px; left:489.1px; top:137.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:136px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:105px; height:13.8px; left:615.2px; top:137.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:151.2px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:151.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:167.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:199.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:198.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:229.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:228.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:259.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:274.4px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:274.4px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:477.1px; top:291.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:290.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:603.2px; top:291.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:306.4px; background-color:#000000; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:306.4px; background-color:#000000; "> </div> <div id="TextContainer1070" style="position:relative;width:734px;z-index:1;"><div id="a28224" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a28227" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a28229" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">Deferred tax assets:</div><div id="a28236" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:30px;">Net operating loss</div><div id="a28238" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:31px;">$</div><div id="a28240" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:31px;">16,430</div><div id="a28243" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:31px;">$</div><div id="a28245" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:31px;">21,720</div><div id="a28247" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">Allowance for credit losses</div><div id="a28250" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:46px;">5,410</div><div id="a28254" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:46px;">4,432</div><div id="a28256" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Lease liability</div><div id="a28259" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:62px;">2,895</div><div id="a28263" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:62px;">3,648</div><div id="a28265" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Unrealized loss on available for sale securities</div><div id="a28268" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:77px;">15,114</div><div id="a28272" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:77px;">15,193</div><div id="a28274" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:91px;">Depreciable property</div><div id="a28277" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:92px;">203</div><div id="a28281" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:92px;">158</div><div id="a28283" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:106px;">Equity compensation</div><div id="a28286" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:107px;">630</div><div id="a28290" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:107px;">373</div><div id="a28292" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:122px;">Accruals</div><div id="a28295" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:122px;">382</div><div id="a28299" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:122px;">723</div><div id="a28301" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:137px;">Other, net</div><div id="a28304" style="position:absolute;font-family:'Arial';font-size:12px;left:581px;top:138px;">10</div><div id="a28308" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:138px;-sec-ix-hidden:ID_1474;">-</div><div id="a28310" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:153px;">Deferred tax asset</div><div id="a28312" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:154px;">$</div><div id="a28314" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:154px;">41,074</div><div id="a28317" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:154px;">$</div><div id="a28319" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:154px;">46,247</div><div id="a28327" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:184px;">Deferred tax liability:</div><div id="a28334" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:199px;">Deferred loan cost</div><div id="a28337" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:200px;display:flex;">(553)</div><div id="a28341" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:200px;display:flex;">(28)</div><div id="a28343" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:214px;">Lease right of use asset</div><div id="a28346" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:215px;display:flex;">(2,895)</div><div id="a28350" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:215px;display:flex;">(3,648)</div><div id="a28352" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:230px;">Deferred expenses</div><div id="a28355" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:230px;display:flex;">(180)</div><div id="a28359" style="position:absolute;font-family:'Arial';font-size:12px;left:697px;top:230px;display:flex;">(175)</div><div id="a28361" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:245px;">Cash flow hedge</div><div id="a28364" style="position:absolute;font-family:'Arial';font-size:12px;left:577px;top:246px;display:flex;">(85)</div><div id="a28369" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:260px;">Other, net</div><div id="a28372" style="position:absolute;font-family:'Arial';font-size:12px;left:577px;top:261px;display:flex;">(79)</div><div id="a28376" style="position:absolute;font-family:'Arial';font-size:12px;left:703px;top:261px;display:flex;">(36)</div><div id="a28378" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:276px;">Deferred tax liability</div><div id="a28380" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:277px;">$</div><div id="a28382" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:277px;display:flex;">(3,792)</div><div id="a28385" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:277px;">$</div><div id="a28387" style="position:absolute;font-family:'Arial';font-size:12px;left:686px;top:277px;display:flex;">(3,887)</div><div id="a28395" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:308px;">Net deferred tax asset</div><div id="a28398" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:310px;">$</div><div id="a28400" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:310px;">37,282</div><div id="a28403" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:310px;">$</div><div id="a28405" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:310px;">42,360</div></div></div> 16430000 21720000 5410000 4432000 2895000 3648000 15114000 15193000 203000 158000 630000 373000 382000 723000 10000 41074000 46247000 553000 28000 2895000 3648000 180000 175000 85000 79000 36000 3792000 3887000 37282000 42360000 61500000 84100000 0 0 0 0 <div id="TextBlockContainer1078" style="position:relative;line-height:normal;width:592px;height:50px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.8px; background-color:#000000; "> </div> <div id="TextContainer1078" style="position:relative;width:592px;z-index:1;"><div id="a28460" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">7.<div style="display:inline-block;width:37px"> </div>DEPOSITS </div><div id="a28466" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The following table presents deposits by type at December 31,<div style="display:inline-block;width:5px"> </div>2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1084" style="position:relative;line-height:normal;width:730px;height:100px;"><div id="div_1081_XBRL_TS_137bd91a9c514ae68ebc122098f5be8b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1082" style="position:relative;line-height:normal;width:730px;height:100px;"><div style="position:absolute; width:12px; height:13.9px; left:540.1px; top:16.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:14.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:16.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:536.1px; height:1px; left:4px; top:13.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:540.1px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:9.9px; height:1px; left:627.2px; top:13.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:16px; left:552.1px; top:30.6px; background-color:#FFFFFF; "> </div> <div style="position:absolute; width:71.1px; height:13.9px; left:552.1px; top:32.7px; background-color:#FFFFFF; "> </div> <div style="position:absolute; width:71.1px; height:13.9px; left:552.1px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:15.4px; left:627.2px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.9px; left:649.1px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:527.1px; height:13.8px; left:13px; top:81.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:540.1px; top:84.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:18.7px; left:4px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:84.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:536.1px; height:19.7px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:540.1px; top:78.6px; background-color:#000000; "> </div> <div style="position:absolute; width:9.9px; height:19.7px; left:627.2px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:78.6px; background-color:#000000; "> </div> <div id="TextContainer1082" style="position:relative;width:730px;z-index:1;"><div id="a28475" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:571px;top:0px;">2023</div><div id="a28478" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a28480" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">Non-interest bearing deposits</div><div id="a28484" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:17px;">$</div><div id="a28486" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:17px;">552,762</div><div id="a28489" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:17px;">$</div><div id="a28491" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:17px;">629,776</div><div id="a28493" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">Interest-bearing transaction accounts</div><div id="a28498" style="position:absolute;font-family:'Arial';font-size:12px;left:587px;top:33px;">47,702</div><div id="a28502" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:33px;">66,675</div><div id="a28504" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">Saving and money market deposits</div><div id="a28507" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:49px;">1,048,272</div><div id="a28511" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:49px;">915,853</div><div id="a28513" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">Time deposits</div><div id="a28517" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:65px;">288,403</div><div id="a28521" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:65px;">216,977</div><div id="a28523" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:82px;">Total<div style="display:inline-block;width:5px"> </div>deposits</div><div id="a28525" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:84px;">$</div><div id="a28527" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:84px;">1,937,139</div><div id="a28530" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:84px;">$</div><div id="a28532" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:84px;">1,829,281</div></div></div></div></div><div id="TextBlockContainer1087" style="position:relative;line-height:normal;width:739px;height:47px;"><div id="TextContainer1087" style="position:relative;width:739px;z-index:1;"><div id="a28535" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Time<div style="display:inline-block;width:5px"> </div>deposits exceeding<div style="display:inline-block;width:6px"> </div>the FDIC<div style="display:inline-block;width:6px"> </div>deposit insurance<div style="display:inline-block;width:6px"> </div>limit of<div style="display:inline-block;width:5px"> </div>$250 thousand<div style="display:inline-block;width:6px"> </div>per account<div style="display:inline-block;width:6px"> </div>at December 31,<div style="display:inline-block;width:6px"> </div>2023 and </div><div id="a28551" style="position:absolute;font-family:'Arial';left:5px;top:15px;">2022 were $</div><div id="a28551_11_5" style="position:absolute;font-family:'Arial';left:78px;top:15px;">117.2</div><div id="a28551_16_14" style="position:absolute;font-family:'Arial';left:112px;top:15px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a28551_30_4" style="position:absolute;font-family:'Arial';left:190px;top:15px;">82.0</div><div id="a28551_34_25" style="position:absolute;font-family:'Arial';left:216px;top:15px;"><div style="display:inline-block;width:4px"> </div>million, respectively.<div style="display:inline-block;width:5px"> </div></div></div></div><div id="TextBlockContainer1090" style="position:relative;line-height:normal;width:739px;height:78px;"><div id="TextContainer1090" style="position:relative;width:739px;z-index:1;"><div id="a28582" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The Company brought in $</div><div id="a28582_24_2" style="position:absolute;font-family:'Arial';left:187px;top:0px;">50</div><div id="a28582_26_55" style="position:absolute;font-family:'Arial';left:202px;top:0px;"><div style="display:inline-block;width:4px"> </div>million of brokered CDs at a weighted average rate<div style="display:inline-block;width:5px"> </div>of </div><div id="a28582_81_4" style="position:absolute;font-family:'Arial';left:524px;top:0px;">4.98</div><div id="a28582_85_32" style="position:absolute;font-family:'Arial';left:550px;top:0px;">% to boost liquidity during the </div><div id="a28585" style="position:absolute;font-family:'Arial';left:5px;top:15px;">second quarter of 2023.<div style="display:inline-block;width:2px"> </div>The CDs renewed in<div style="display:inline-block;width:2px"> </div>Q1 2024 at weighted<div style="display:inline-block;width:2px"> </div>average rate<div style="display:inline-block;width:6px"> </div>of </div><div id="a28585_80_4" style="position:absolute;font-family:'Arial';left:490px;top:15px;">5.13</div><div id="a28585_84_13" style="position:absolute;font-family:'Arial';left:516px;top:15px;">%.There were </div><div id="a28585_97_2" style="position:absolute;font-family:'Arial';left:601px;top:15px;">no</div><div id="a28585_99_19" style="position:absolute;font-family:'Arial';left:616px;top:15px;"><div style="display:inline-block;width:3px"> </div>brokered deposits </div><div id="a28587" style="position:absolute;font-family:'Arial';left:5px;top:31px;">as of December 31, 2022. </div><div id="a28590" style="position:absolute;font-family:'Arial';left:29px;top:61px;">At December 31, 2023, the scheduled maturities of time deposits<div style="display:inline-block;width:5px"> </div>were (in thousands):</div></div></div><div id="TextBlockContainer1096" style="position:relative;line-height:normal;width:730px;height:97px;"><div id="div_1093_XBRL_TS_5e8ba5f121d74563940529c8f75fa0c3" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1094" style="position:relative;line-height:normal;width:730px;height:97px;"><div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:0.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:30.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:32.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:62.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:78.5px; background-color:#000000; "> </div> <div id="TextContainer1094" style="position:relative;width:730px;z-index:1;"><div id="a28600" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:0px;">2024</div><div id="a28602" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:1px;">$</div><div id="a28604" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:1px;">280,529</div><div id="a28606" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">2025</div><div id="a28609" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:17px;">6,074</div><div id="a28611" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">2026</div><div id="a28614" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:33px;">831</div><div id="a28616" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">2027</div><div id="a28619" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:49px;">874</div><div id="a28621" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">2028</div><div id="a28624" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:65px;">95</div><div id="a28627" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:82px;">$</div><div id="a28629" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:82px;">288,403</div></div></div></div></div><div id="TextBlockContainer1099" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1099" style="position:relative;width:739px;z-index:1;"><div id="a28632" style="position:absolute;font-family:'Arial';left:29px;top:0px;">At December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>2022, the<div style="display:inline-block;width:6px"> </div>aggregate amount<div style="display:inline-block;width:6px"> </div>of demand<div style="display:inline-block;width:6px"> </div>deposits reclassified<div style="display:inline-block;width:6px"> </div>to loans<div style="display:inline-block;width:6px"> </div>as overdrafts<div style="display:inline-block;width:6px"> </div>was </div><div id="a28641" style="position:absolute;font-family:'Arial';left:5px;top:15px;">$</div><div id="a28641_1_3" style="position:absolute;font-family:'Arial';left:12px;top:15px;">213</div><div id="a28641_4_15" style="position:absolute;font-family:'Arial';left:35px;top:15px;"><div style="display:inline-block;width:4px"> </div>thousand and $</div><div id="a28641_19_3" style="position:absolute;font-family:'Arial';left:130px;top:15px;">230</div><div id="a28641_22_24" style="position:absolute;font-family:'Arial';left:152px;top:15px;"><div style="display:inline-block;width:4px"> </div>thousand, respectively.</div></div></div> <div id="TextBlockContainer1082" style="position:relative;line-height:normal;width:730px;height:100px;"><div style="position:absolute; width:12px; height:13.9px; left:540.1px; top:16.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:14.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:16.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:536.1px; height:1px; left:4px; top:13.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:540.1px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:9.9px; height:1px; left:627.2px; top:13.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.8px; background-color:#000000; "> </div> <div style="position:absolute; width:75.1px; height:16px; left:552.1px; top:30.6px; background-color:#FFFFFF; "> </div> <div style="position:absolute; width:71.1px; height:13.9px; left:552.1px; top:32.7px; background-color:#FFFFFF; "> </div> <div style="position:absolute; width:71.1px; height:13.9px; left:552.1px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:9.9px; height:15.4px; left:627.2px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:71px; height:13.9px; left:649.1px; top:48.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:527.1px; height:13.8px; left:13px; top:81.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:540.1px; top:84.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:18.7px; left:4px; top:79.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:84.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:536.1px; height:19.7px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:540.1px; top:78.6px; background-color:#000000; "> </div> <div style="position:absolute; width:9.9px; height:19.7px; left:627.2px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:78.6px; background-color:#000000; "> </div> <div id="TextContainer1082" style="position:relative;width:730px;z-index:1;"><div id="a28475" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:571px;top:0px;">2023</div><div id="a28478" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:668px;top:0px;">2022</div><div id="a28480" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">Non-interest bearing deposits</div><div id="a28484" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:17px;">$</div><div id="a28486" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:17px;">552,762</div><div id="a28489" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:17px;">$</div><div id="a28491" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:17px;">629,776</div><div id="a28493" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">Interest-bearing transaction accounts</div><div id="a28498" style="position:absolute;font-family:'Arial';font-size:12px;left:587px;top:33px;">47,702</div><div id="a28502" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:33px;">66,675</div><div id="a28504" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">Saving and money market deposits</div><div id="a28507" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:49px;">1,048,272</div><div id="a28511" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:49px;">915,853</div><div id="a28513" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">Time deposits</div><div id="a28517" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:65px;">288,403</div><div id="a28521" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:65px;">216,977</div><div id="a28523" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:82px;">Total<div style="display:inline-block;width:5px"> </div>deposits</div><div id="a28525" style="position:absolute;font-family:'Arial';font-size:12px;left:541px;top:84px;">$</div><div id="a28527" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:84px;">1,937,139</div><div id="a28530" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:84px;">$</div><div id="a28532" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:84px;">1,829,281</div></div></div> 552762000 629776000 47702000 66675000 1048272000 915853000 288403000 216977000 1937139000 1829281000 117200000 82000000.0 50000000 0.0498 0.0513 0 <div id="TextBlockContainer1094" style="position:relative;line-height:normal;width:730px;height:97px;"><div style="position:absolute; width:12px; height:13.8px; left:562.2px; top:0.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:30.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:32.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:62.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:145.9px; height:13.8px; left:574.2px; top:64.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:161.9px; height:1px; left:562.2px; top:78.5px; background-color:#000000; "> </div> <div id="TextContainer1094" style="position:relative;width:730px;z-index:1;"><div id="a28600" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:0px;">2024</div><div id="a28602" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:1px;">$</div><div id="a28604" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:1px;">280,529</div><div id="a28606" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:16px;">2025</div><div id="a28609" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:17px;">6,074</div><div id="a28611" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">2026</div><div id="a28614" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:33px;">831</div><div id="a28616" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:48px;">2027</div><div id="a28619" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:49px;">874</div><div id="a28621" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:64px;">2028</div><div id="a28624" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:65px;">95</div><div id="a28627" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:82px;">$</div><div id="a28629" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:82px;">288,403</div></div></div> 280529000 6074000 831000 874000 95000 288403000 213000 230000 <div id="TextBlockContainer1102" style="position:relative;line-height:normal;width:742px;height:96px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.5px; background-color:#000000; "> </div> <div id="TextContainer1102" style="position:relative;width:742px;z-index:1;"><div id="a28647" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">8.<div style="display:inline-block;width:37px"> </div>BORROWINGS<div style="display:inline-block;width:4px"> </div></div><div id="a28654" style="position:absolute;font-family:'Arial';left:29px;top:34px;">Borrowed funds<div style="display:inline-block;width:6px"> </div>consist of<div style="display:inline-block;width:6px"> </div>fixed-rate advances<div style="display:inline-block;width:6px"> </div>from the<div style="display:inline-block;width:5px"> </div>FHLB. At<div style="display:inline-block;width:5px"> </div>December 31, 2023,<div style="display:inline-block;width:6px"> </div>FHLB advances<div style="display:inline-block;width:6px"> </div>were $183.0<div style="display:inline-block;width:9px"> </div></div><div id="a28663" style="position:absolute;font-family:'Arial';left:5px;top:49px;">million and at December 31, 2022 were $46.0 million. </div><div id="a28666" style="position:absolute;font-family:'Arial';left:29px;top:80px;">The following table presents outstanding FHLB advances<div style="display:inline-block;width:5px"> </div>at December 31, 2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1111" style="position:relative;line-height:normal;width:739px;height:48px;"><div id="TextContainer1111" style="position:relative;width:739px;z-index:1;"><div id="a28863" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The<div style="display:inline-block;width:6px"> </div>FHLB<div style="display:inline-block;width:6px"> </div>holds<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>blanket<div style="display:inline-block;width:6px"> </div>lien<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company's<div style="display:inline-block;width:6px"> </div>loan<div style="display:inline-block;width:6px"> </div>portfolio<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>pledged<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>collateral<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>outstanding </div><div id="a28866" style="position:absolute;font-family:'Arial';left:5px;top:15px;">advances, subject<div style="display:inline-block;width:6px"> </div>to eligibility<div style="display:inline-block;width:6px"> </div>under the<div style="display:inline-block;width:6px"> </div>borrowing agreement.<div style="display:inline-block;width:6px"> </div>The Company<div style="display:inline-block;width:6px"> </div>may also<div style="display:inline-block;width:6px"> </div>choose to<div style="display:inline-block;width:6px"> </div>assign cash<div style="display:inline-block;width:6px"> </div>balances </div><div id="a28869" style="position:absolute;font-family:'Arial';left:5px;top:31px;">held at the FHLB as additional collateral. See Note 3 “Loans”<div style="display:inline-block;width:5px"> </div>for further discussion on pledged loans.</div></div></div><div id="TextBlockContainer1106" style="position:relative;line-height:normal;width:674px;height:290px;"><div style="position:absolute; width:720.1px; height:1px; left:-46px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:493.5px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-46px; top:30.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:-46px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:127px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:132.1px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:305.1px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:310.1px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:483.1px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:93.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:125.6px; background-color:#000000; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:142.5px; background-color:#000000; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:144.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:1px; left:-46px; top:175.7px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.9px; left:493.5px; top:193.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-46px; top:192.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:193.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:-46px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:127px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:132.1px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:305.1px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:310.1px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:483.1px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:223.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:225.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:255.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:257.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:271.7px; background-color:#000000; "> </div> <div id="TextContainer1106" style="position:relative;width:674px;z-index:1;"><div id="a28674" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:252px;top:0px;">At December 31, 2023</div><div id="a28676" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:16px;">Interest Rate</div><div id="a28679" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:183px;top:16px;">Type of Rate</div><div id="a28682" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:359px;top:16px;">Maturity Date</div><div id="a28685" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:16px;">Amount</div><div id="a28687" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:31px;">2.05</div><div id="a28687_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:31px;">%</div><div id="a28690" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:31px;">Fixed</div><div id="a28693" style="position:absolute;font-family:'Arial';font-size:12px;left:395px;top:31px;">March 27, 2025</div><div id="a28696" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:32px;">$</div><div id="a28698" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:32px;">10,000</div><div id="a28700" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:47px;">1.07</div><div id="a28700_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:47px;">%</div><div id="a28703" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:47px;">Fixed</div><div id="a28706" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:47px;">July 18, 2025</div><div id="a28710" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:48px;">6,000</div><div id="a28712" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:63px;">1.04</div><div id="a28712_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:63px;">%</div><div id="a28715" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:63px;">Fixed</div><div id="a28718" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:63px;">July 30, 2024</div><div id="a28722" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:64px;">5,000</div><div id="a28724" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:79px;">3.76</div><div id="a28724_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:79px;">%</div><div id="a28727" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:79px;">Fixed</div><div id="a28730" style="position:absolute;font-family:'Arial';font-size:12px;left:385px;top:79px;">January 24, 2028</div><div id="a28734" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:80px;">11,000</div><div id="a28736" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:95px;">3.77</div><div id="a28736_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:95px;">%</div><div id="a28739" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:95px;">Fixed</div><div id="a28742" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:95px;">April 25, 2028</div><div id="a28746" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:96px;">50,000</div><div id="a28748" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:111px;">5.57</div><div id="a28748_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:111px;">%</div><div id="a28751" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:111px;">Fixed</div><div id="a28754" style="position:absolute;font-family:'Arial';font-size:12px;left:373px;top:111px;">December 26, 2024</div><div id="a28758" style="position:absolute;font-family:'Arial';font-size:12px;left:622px;top:112px;">101,000</div><div id="a28766" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:129px;">$</div><div id="a28768" style="position:absolute;font-family:'Arial';font-size:12px;left:622px;top:129px;">183,000</div><div id="a28778" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:252px;top:162px;">At December 31, 2022</div><div id="a28780" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:178px;">Interest Rate</div><div id="a28783" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:183px;top:178px;">Type of Rate</div><div id="a28786" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:359px;top:178px;">Maturity Date</div><div id="a28789" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:178px;">Amount</div><div id="a28791" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:193px;">2.05</div><div id="a28791_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:193px;">%</div><div id="a28794" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:193px;">Fixed</div><div id="a28797" style="position:absolute;font-family:'Arial';font-size:12px;left:395px;top:193px;">March 27, 2025</div><div id="a28800" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:194px;">$</div><div id="a28802" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:194px;">10,000</div><div id="a28804" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:209px;">1.07</div><div id="a28804_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:209px;">%</div><div id="a28807" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:209px;">Fixed</div><div id="a28810" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:209px;">July 18, 2025</div><div id="a28814" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:210px;">6,000</div><div id="a28816" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:225px;">1.04</div><div id="a28816_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:225px;">%</div><div id="a28819" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:225px;">Fixed</div><div id="a28822" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:225px;">July 30, 2024</div><div id="a28826" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:226px;">5,000</div><div id="a28828" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:241px;">0.81</div><div id="a28828_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:241px;">%</div><div id="a28831" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:241px;">Fixed</div><div id="a28834" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:241px;">August 17, 2023</div><div id="a28838" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:242px;">5,000</div><div id="a28840" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:257px;">4.14</div><div id="a28840_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:257px;">%</div><div id="a28843" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:257px;">Fixed</div><div id="a28846" style="position:absolute;font-family:'Arial';font-size:12px;left:385px;top:257px;">January 13, 2023</div><div id="a28850" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:258px;">20,000</div><div id="a28858" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:275px;">$</div><div id="a28860" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:275px;">46,000</div></div></div> <div id="TextBlockContainer1108" style="position:relative;line-height:normal;width:674px;height:290px;"><div id="div_1105_XBRL_TS_21381166fd60438f95847647bc7a0620" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1106" style="position:relative;line-height:normal;width:674px;height:290px;"><div style="position:absolute; width:720.1px; height:1px; left:-46px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:31px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.8px; left:493.5px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-46px; top:30.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:-46px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:127px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:132.1px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:305.1px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:310.1px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:483.1px; top:29.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:29.5px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:61.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:93.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.8px; left:505.5px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:125.6px; background-color:#000000; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:142.5px; background-color:#000000; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:144.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:1px; left:-46px; top:175.7px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:193.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.3px; height:13.9px; left:493.5px; top:193.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-46px; top:192.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:193.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:-46px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:127px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:132.1px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:305.1px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:173px; height:1px; left:310.1px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:483.1px; top:191.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:191.7px; background-color:#000000; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:224.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:223.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:225.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:-40.7px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.3px; height:13.8px; left:137.4px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:162.4px; height:13.8px; left:315.3px; top:256.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-46px; top:255.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:159.4px; height:13.9px; left:505.5px; top:257.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:186px; height:1px; left:488.2px; top:271.7px; background-color:#000000; "> </div> <div id="TextContainer1106" style="position:relative;width:674px;z-index:1;"><div id="a28674" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:252px;top:0px;">At December 31, 2023</div><div id="a28676" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:16px;">Interest Rate</div><div id="a28679" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:183px;top:16px;">Type of Rate</div><div id="a28682" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:359px;top:16px;">Maturity Date</div><div id="a28685" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:16px;">Amount</div><div id="a28687" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:31px;">2.05</div><div id="a28687_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:31px;">%</div><div id="a28690" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:31px;">Fixed</div><div id="a28693" style="position:absolute;font-family:'Arial';font-size:12px;left:395px;top:31px;">March 27, 2025</div><div id="a28696" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:32px;">$</div><div id="a28698" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:32px;">10,000</div><div id="a28700" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:47px;">1.07</div><div id="a28700_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:47px;">%</div><div id="a28703" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:47px;">Fixed</div><div id="a28706" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:47px;">July 18, 2025</div><div id="a28710" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:48px;">6,000</div><div id="a28712" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:63px;">1.04</div><div id="a28712_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:63px;">%</div><div id="a28715" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:63px;">Fixed</div><div id="a28718" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:63px;">July 30, 2024</div><div id="a28722" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:64px;">5,000</div><div id="a28724" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:79px;">3.76</div><div id="a28724_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:79px;">%</div><div id="a28727" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:79px;">Fixed</div><div id="a28730" style="position:absolute;font-family:'Arial';font-size:12px;left:385px;top:79px;">January 24, 2028</div><div id="a28734" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:80px;">11,000</div><div id="a28736" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:95px;">3.77</div><div id="a28736_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:95px;">%</div><div id="a28739" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:95px;">Fixed</div><div id="a28742" style="position:absolute;font-family:'Arial';font-size:12px;left:404px;top:95px;">April 25, 2028</div><div id="a28746" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:96px;">50,000</div><div id="a28748" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:111px;">5.57</div><div id="a28748_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:111px;">%</div><div id="a28751" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:111px;">Fixed</div><div id="a28754" style="position:absolute;font-family:'Arial';font-size:12px;left:373px;top:111px;">December 26, 2024</div><div id="a28758" style="position:absolute;font-family:'Arial';font-size:12px;left:622px;top:112px;">101,000</div><div id="a28766" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:129px;">$</div><div id="a28768" style="position:absolute;font-family:'Arial';font-size:12px;left:622px;top:129px;">183,000</div><div id="a28778" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:252px;top:162px;">At December 31, 2022</div><div id="a28780" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:178px;">Interest Rate</div><div id="a28783" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:183px;top:178px;">Type of Rate</div><div id="a28786" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:359px;top:178px;">Maturity Date</div><div id="a28789" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:559px;top:178px;">Amount</div><div id="a28791" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:193px;">2.05</div><div id="a28791_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:193px;">%</div><div id="a28794" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:193px;">Fixed</div><div id="a28797" style="position:absolute;font-family:'Arial';font-size:12px;left:395px;top:193px;">March 27, 2025</div><div id="a28800" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:194px;">$</div><div id="a28802" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:194px;">10,000</div><div id="a28804" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:209px;">1.07</div><div id="a28804_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:209px;">%</div><div id="a28807" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:209px;">Fixed</div><div id="a28810" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:209px;">July 18, 2025</div><div id="a28814" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:210px;">6,000</div><div id="a28816" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:225px;">1.04</div><div id="a28816_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:225px;">%</div><div id="a28819" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:225px;">Fixed</div><div id="a28822" style="position:absolute;font-family:'Arial';font-size:12px;left:407px;top:225px;">July 30, 2024</div><div id="a28826" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:226px;">5,000</div><div id="a28828" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:241px;">0.81</div><div id="a28828_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:241px;">%</div><div id="a28831" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:241px;">Fixed</div><div id="a28834" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:241px;">August 17, 2023</div><div id="a28838" style="position:absolute;font-family:'Arial';font-size:12px;left:635px;top:242px;">5,000</div><div id="a28840" style="position:absolute;font-family:'Arial';font-size:12px;left:24px;top:257px;">4.14</div><div id="a28840_4_1" style="position:absolute;font-family:'Arial';font-size:12px;left:47px;top:257px;">%</div><div id="a28843" style="position:absolute;font-family:'Arial';font-size:12px;left:204px;top:257px;">Fixed</div><div id="a28846" style="position:absolute;font-family:'Arial';font-size:12px;left:385px;top:257px;">January 13, 2023</div><div id="a28850" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:258px;">20,000</div><div id="a28858" style="position:absolute;font-family:'Arial';font-size:12px;left:494px;top:275px;">$</div><div id="a28860" style="position:absolute;font-family:'Arial';font-size:12px;left:629px;top:275px;">46,000</div></div></div></div></div> 0.0205 2025-03-27 10000000 0.0107 2025-07-18 6000000 0.0104 2024-07-30 5000000 0.0376 2028-01-24 11000000 0.0377 2028-04-25 50000000 0.0557 2024-12-26 101000000 183000000 0.0205 2025-03-27 10000000 0.0107 2025-07-18 6000000 0.0104 2024-07-30 5000000 0.0081 2023-08-17 5000000 0.0414 2023-01-13 20000000 46000000 <div id="TextBlockContainer1114" style="position:relative;line-height:normal;width:739px;height:158px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:15.8px; background-color:#000000; "> </div> <div id="TextContainer1114" style="position:relative;width:739px;z-index:1;"><div id="a28881" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">9.<div style="display:inline-block;width:37px"> </div>EQUITY BASED AND OTHER COMPENSATION<div style="display:inline-block;width:6px"> </div>PLANS<div style="display:inline-block;width:8px"> </div></div><div id="a28886" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:34px;">Employee 401(k) Plan </div><div id="a28889" style="position:absolute;font-family:'Arial';left:29px;top:65px;">The Company has an<div style="display:inline-block;width:2px"> </div>employee 401(k) plan (the<div style="display:inline-block;width:2px"> </div>“Plan”) covering substantially all<div style="display:inline-block;width:2px"> </div>eligible employees. The Plan includes </div><div id="a28896" style="position:absolute;font-family:'Arial';left:5px;top:80px;">a provision that the employer may contribute to the accounts of eligible employees for whom a salary deferral is made. The </div><div id="a28898" style="position:absolute;font-family:'Arial';left:5px;top:95px;">Company contributed $</div><div id="a28898_21_3" style="position:absolute;font-family:'Arial';left:142px;top:95px;">306</div><div id="a28898_24_15" style="position:absolute;font-family:'Arial';left:164px;top:95px;"><div style="display:inline-block;width:3px"> </div>thousand and $</div><div id="a28898_39_3" style="position:absolute;font-family:'Arial';left:258px;top:95px;">313</div><div id="a28898_42_73" style="position:absolute;font-family:'Arial';left:280px;top:95px;"><div style="display:inline-block;width:3px"> </div>thousand to the Plan during<div style="display:inline-block;width:2px"> </div>the years ended December 31, 2023 and<div style="display:inline-block;width:2px"> </div>2022, </div><div id="a28909" style="position:absolute;font-family:'Arial';left:5px;top:111px;">respectively;<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>contributions<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>included<div style="display:inline-block;width:7px"> </div>under<div style="display:inline-block;width:7px"> </div>salaries<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>employee<div style="display:inline-block;width:7px"> </div>benefits<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:7px"> </div>Consolidated<div style="display:inline-block;width:7px"> </div>Statements<div style="display:inline-block;width:7px"> </div>of </div><div id="a28920" style="position:absolute;font-family:'Arial';left:5px;top:126px;">Operations. </div></div></div><div id="TextBlockContainer1117" style="position:relative;line-height:normal;width:739px;height:584px;"><div id="TextContainer1117" style="position:relative;width:739px;z-index:1;"><div id="a28945" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Stock-Based Compensation </div><div id="a28950" style="position:absolute;font-family:'Arial';left:29px;top:31px;">In<div style="display:inline-block;width:7px"> </div>2015,<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>Company's<div style="display:inline-block;width:7px"> </div>stockholders<div style="display:inline-block;width:7px"> </div>approved<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>2015<div style="display:inline-block;width:7px"> </div>Equity<div style="display:inline-block;width:7px"> </div>Incentive<div style="display:inline-block;width:7px"> </div>Plan<div style="display:inline-block;width:7px"> </div>(the<div style="display:inline-block;width:7px"> </div>“2015<div style="display:inline-block;width:7px"> </div>Option<div style="display:inline-block;width:7px"> </div>Plan”),<div style="display:inline-block;width:7px"> </div>which </div><div id="a28956" style="position:absolute;font-family:'Arial';left:5px;top:46px;">authorized grants<div style="display:inline-block;width:6px"> </div>of options<div style="display:inline-block;width:6px"> </div>to purchase<div style="display:inline-block;width:6px"> </div>up to </div><div id="a28956_47_9" style="position:absolute;font-family:'Arial';left:288px;top:46px;">2,000,000</div><div id="a28956_56_28" style="position:absolute;font-family:'Arial';left:348px;top:46px;"><div style="display:inline-block;width:5px"> </div>shares of<div style="display:inline-block;width:6px"> </div>common stock.<div style="display:inline-block;width:6px"> </div>The</div><div id="a28961" style="position:absolute;font-family:'Arial';left:537px;top:46px;">2015</div><div id="a28963" style="position:absolute;font-family:'Arial';left:571px;top:46px;">Option<div style="display:inline-block;width:5px"> </div>Plan<div style="display:inline-block;width:5px"> </div>provided that </div><div id="a28964" style="position:absolute;font-family:'Arial';left:5px;top:61px;">vesting<div style="display:inline-block;width:6px"> </div>schedules<div style="display:inline-block;width:6px"> </div>will<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>determined<div style="display:inline-block;width:6px"> </div>upon<div style="display:inline-block;width:6px"> </div>issuance<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>options<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Board<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>Directors<div style="display:inline-block;width:6px"> </div>or<div style="display:inline-block;width:5px"> </div>compensation<div style="display:inline-block;width:6px"> </div>committee. </div><div id="a28965" style="position:absolute;font-family:'Arial';left:5px;top:77px;">Options granted<div style="display:inline-block;width:5px"> </div>under the<div style="display:inline-block;width:5px"> </div>2015 Option<div style="display:inline-block;width:5px"> </div>Plan have<div style="display:inline-block;width:5px"> </div>a </div><div id="a28965_50_2" style="position:absolute;font-family:'Arial';left:320px;top:77px;">10</div><div id="a28965_52_69" style="position:absolute;font-family:'Arial';left:335px;top:77px;">-year life<div style="display:inline-block;width:5px"> </div>and, in<div style="display:inline-block;width:5px"> </div>no event<div style="display:inline-block;width:5px"> </div>shall an<div style="display:inline-block;width:5px"> </div>option be<div style="display:inline-block;width:5px"> </div>exercisable after<div style="display:inline-block;width:5px"> </div>the </div><div id="a28972" style="position:absolute;font-family:'Arial';left:5px;top:92px;">expiration of </div><div id="a28972_14_2" style="position:absolute;font-family:'Arial';left:82px;top:92px;">10</div><div id="a28972_16_55" style="position:absolute;font-family:'Arial';left:97px;top:92px;"><div style="display:inline-block;width:4px"> </div>years from<div style="display:inline-block;width:5px"> </div>the grant date.<div style="display:inline-block;width:6px"> </div>The 2015<div style="display:inline-block;width:5px"> </div>Option Plan has<div style="display:inline-block;width:6px"> </div>a </div><div id="a28972_71_2" style="position:absolute;font-family:'Arial';left:434px;top:92px;">10</div><div id="a28972_73_50" style="position:absolute;font-family:'Arial';left:448px;top:92px;">-year life and<div style="display:inline-block;width:6px"> </div>initially would<div style="display:inline-block;width:5px"> </div>have terminated<div style="display:inline-block;width:5px"> </div>in </div><div id="a28981" style="position:absolute;font-family:'Arial';left:5px;top:107px;">2025. In<div style="display:inline-block;width:5px"> </div>July 2020,<div style="display:inline-block;width:6px"> </div>the stockholders<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>Company approved<div style="display:inline-block;width:6px"> </div>the amendment<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>2015 Option<div style="display:inline-block;width:6px"> </div>plan to<div style="display:inline-block;width:6px"> </div>authorize the </div><div id="a29000" style="position:absolute;font-family:'Arial';left:5px;top:123px;">issuance of<div style="display:inline-block;width:2px"> </div>an additional </div><div id="a29000_26_9" style="position:absolute;font-family:'Arial';left:152px;top:123px;">3,000,000</div><div id="a29000_35_59" style="position:absolute;font-family:'Arial';left:211px;top:123px;"><div style="display:inline-block;width:3px"> </div>shares of common<div style="display:inline-block;width:2px"> </div>stock and<div style="display:inline-block;width:2px"> </div>extending the<div style="display:inline-block;width:2px"> </div>life of<div style="display:inline-block;width:2px"> </div>the plan </div><div id="a29000_94_1" style="position:absolute;font-family:'Arial';left:550px;top:123px;">5</div><div id="a29000_95_31" style="position:absolute;font-family:'Arial';left:557px;top:123px;"><div style="display:inline-block;width:3px"> </div>additional years, terminating </div><div id="a29005" style="position:absolute;font-family:'Arial';left:5px;top:138px;">in 2030. The<div style="display:inline-block;width:5px"> </div>authorized shares,<div style="display:inline-block;width:5px"> </div>after being adjusted<div style="display:inline-block;width:6px"> </div>to reflect the<div style="display:inline-block;width:5px"> </div>1 for 5<div style="display:inline-block;width:5px"> </div>reverse stock<div style="display:inline-block;width:5px"> </div>split, totaled </div><div id="a29005_105_9" style="position:absolute;font-family:'Arial';left:602px;top:138px;">1,000,000</div><div id="a29005_114_12" style="position:absolute;font-family:'Arial';left:662px;top:138px;"><div style="display:inline-block;width:4px"> </div>shares. In </div><div id="a29020" style="position:absolute;font-family:'Arial';left:5px;top:153px;">December<div style="display:inline-block;width:5px"> </div>2021,<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>shareholders<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:6px"> </div>approved<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>amendment<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>2015<div style="display:inline-block;width:5px"> </div>Option<div style="display:inline-block;width:6px"> </div>Plan<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>authorize<div style="display:inline-block;width:5px"> </div>the </div><div id="a29039" style="position:absolute;font-family:'Arial';left:5px;top:169px;">issuance of<div style="display:inline-block;width:6px"> </div>an additional </div><div id="a29039_26_9" style="position:absolute;font-family:'Arial';left:159px;top:169px;">1,400,000</div><div id="a29039_35_87" style="position:absolute;font-family:'Arial';left:218px;top:169px;"><div style="display:inline-block;width:5px"> </div>shares of<div style="display:inline-block;width:6px"> </div>common stock<div style="display:inline-block;width:6px"> </div>as well<div style="display:inline-block;width:5px"> </div>as the<div style="display:inline-block;width:6px"> </div>ability to<div style="display:inline-block;width:6px"> </div>issue restricted<div style="display:inline-block;width:6px"> </div>stock grants<div style="display:inline-block;width:6px"> </div>(up to </div><div id="a29046" style="position:absolute;font-family:'Arial';left:5px;top:184px;">600,000</div><div id="a29046_7_24" style="position:absolute;font-family:'Arial';left:53px;top:184px;"><div style="display:inline-block;width:4px"> </div>shares) for a total of </div><div id="a29046_31_9" style="position:absolute;font-family:'Arial';left:179px;top:184px;">2,400,000</div><div id="a29046_40_9" style="position:absolute;font-family:'Arial';left:238px;top:184px;"><div style="display:inline-block;width:4px"> </div>shares. </div><div id="a29051" style="position:absolute;font-family:'Arial';left:29px;top:215px;">At December 31, 2023, there were </div><div id="a29051_33_9" style="position:absolute;font-family:'Arial';left:237px;top:215px;">1,160,564</div><div id="a29051_42_72" style="position:absolute;font-family:'Arial';left:296px;top:215px;"><div style="display:inline-block;width:4px"> </div>shares available for grant under the<div style="display:inline-block;width:5px"> </div>2015 Option Plan. At December 31, </div><div id="a29062" style="position:absolute;font-family:'Arial';left:5px;top:230px;">2022, there were </div><div id="a29062_17_9" style="position:absolute;font-family:'Arial';left:109px;top:230px;">1,386,667</div><div id="a29067" style="position:absolute;font-family:'Arial';left:172px;top:230px;">shares available for grant under the 2015 Option Plan.<div style="display:inline-block;width:5px"> </div></div><div id="a29072" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:261px;">Stock Options </div><div id="a29075" style="position:absolute;font-family:'Arial';left:29px;top:291px;">The Company recognizes compensation expense based<div style="display:inline-block;width:2px"> </div>on the estimated grant date<div style="display:inline-block;width:2px"> </div>fair value method using the<div style="display:inline-block;width:2px"> </div>Black-</div><div id="a29080" style="position:absolute;font-family:'Arial';left:5px;top:307px;">Scholes<div style="display:inline-block;width:5px"> </div>option<div style="display:inline-block;width:5px"> </div>pricing<div style="display:inline-block;width:5px"> </div>model and<div style="display:inline-block;width:6px"> </div>accounts<div style="display:inline-block;width:5px"> </div>for this<div style="display:inline-block;width:6px"> </div>expense<div style="display:inline-block;width:5px"> </div>using<div style="display:inline-block;width:5px"> </div>a prorated<div style="display:inline-block;width:6px"> </div>straight-line<div style="display:inline-block;width:5px"> </div>amortization<div style="display:inline-block;width:5px"> </div>method over<div style="display:inline-block;width:6px"> </div>the </div><div id="a29083" style="position:absolute;font-family:'Arial';left:5px;top:322px;">vesting<div style="display:inline-block;width:6px"> </div>period<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>option.<div style="display:inline-block;width:6px"> </div>Stock-based<div style="display:inline-block;width:6px"> </div>compensation<div style="display:inline-block;width:7px"> </div>expense<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>based<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>awards<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:6px"> </div>expects<div style="display:inline-block;width:6px"> </div>will </div><div id="a29089" style="position:absolute;font-family:'Arial';left:5px;top:337px;">ultimately vest,<div style="display:inline-block;width:4px"> </div>reduced by estimated forfeitures.<div style="display:inline-block;width:5px"> </div>Estimated forfeitures consider the voluntary<div style="display:inline-block;width:5px"> </div>termination trends as well as </div><div id="a29093" style="position:absolute;font-family:'Arial';left:5px;top:353px;">actual option forfeitures. </div><div id="a29096" style="position:absolute;font-family:'Arial';left:29px;top:383px;">The<div style="display:inline-block;width:6px"> </div>compensation<div style="display:inline-block;width:7px"> </div>expense<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>reported<div style="display:inline-block;width:6px"> </div>under<div style="display:inline-block;width:6px"> </div>salaries<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>employee<div style="display:inline-block;width:6px"> </div>benefits<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accompanying<div style="display:inline-block;width:7px"> </div>Consolidated </div><div id="a29102" style="position:absolute;font-family:'Arial';left:5px;top:399px;">Statements<div style="display:inline-block;width:10px"> </div>of<div style="display:inline-block;width:10px"> </div>Operations.<div style="display:inline-block;width:10px"> </div>Compensation<div style="display:inline-block;width:10px"> </div>expense<div style="display:inline-block;width:10px"> </div>totaling<div style="display:inline-block;width:10px"> </div>$</div><div id="a29102_57_3" style="position:absolute;font-family:'Arial';left:399px;top:399px;">459</div><div id="a29102_60_44" style="position:absolute;font-family:'Arial';left:421px;top:399px;"><div style="display:inline-block;width:4px"> </div>thousand<div style="display:inline-block;width:10px"> </div>was<div style="display:inline-block;width:10px"> </div>recognized<div style="display:inline-block;width:10px"> </div>for<div style="display:inline-block;width:10px"> </div>the<div style="display:inline-block;width:10px"> </div>year<div style="display:inline-block;width:10px"> </div>ended </div><div id="a29111" style="position:absolute;font-family:'Arial';left:5px;top:414px;">December 31, 2023<div style="display:inline-block;width:5px"> </div>and $</div><div id="a29111_23_3" style="position:absolute;font-family:'Arial';left:161px;top:414px;">523</div><div id="a29111_26_58" style="position:absolute;font-family:'Arial';left:183px;top:414px;"><div style="display:inline-block;width:4px"> </div>thousand for<div style="display:inline-block;width:5px"> </div>the year<div style="display:inline-block;width:5px"> </div>ended December<div style="display:inline-block;width:6px"> </div>31, 2022.<div style="display:inline-block;width:6px"> </div>There was </div><div id="a29111_84_2" style="position:absolute;font-family:'Arial';left:555px;top:414px;">no</div><div id="a29111_86_29" style="position:absolute;font-family:'Arial';left:570px;top:414px;"><div style="display:inline-block;width:4px"> </div>related tax<div style="display:inline-block;width:6px"> </div>benefit for<div style="display:inline-block;width:5px"> </div>the </div><div id="a29123" style="position:absolute;font-family:'Arial';left:5px;top:429px;">years ended December 31, 2023 and 2022. </div><div id="a29134" style="position:absolute;font-family:'Arial';left:29px;top:460px;">Unrecognized compensation cost remaining<div style="display:inline-block;width:5px"> </div>on stock-based compensation<div style="display:inline-block;width:5px"> </div>totaled $</div><div id="a29134_78_3" style="position:absolute;font-family:'Arial';left:525px;top:460px;">342</div><div id="a29134_81_15" style="position:absolute;font-family:'Arial';left:548px;top:460px;"><div style="display:inline-block;width:4px"> </div>thousand and $</div><div id="a29134_96_3" style="position:absolute;font-family:'Arial';left:644px;top:460px;">787</div><div id="a29134_99_10" style="position:absolute;font-family:'Arial';left:666px;top:460px;"><div style="display:inline-block;width:4px"> </div>thousand </div><div id="a29141" style="position:absolute;font-family:'Arial';left:5px;top:475px;">for the years ended December 31, 2023 and 2022, respectively. </div><div id="a29148" style="position:absolute;font-family:'Arial';left:29px;top:506px;">Cash<div style="display:inline-block;width:6px"> </div>flows<div style="display:inline-block;width:6px"> </div>resulting<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>excess<div style="display:inline-block;width:6px"> </div>tax<div style="display:inline-block;width:6px"> </div>benefits<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>required<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>be<div style="display:inline-block;width:6px"> </div>classified<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>part<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:6px"> </div>flows<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>operating </div><div id="a29155" style="position:absolute;font-family:'Arial';left:5px;top:521px;">activities. Excess tax benefits<div style="display:inline-block;width:6px"> </div>are realized tax benefits<div style="display:inline-block;width:5px"> </div>from tax deductions for<div style="display:inline-block;width:5px"> </div>exercised options in<div style="display:inline-block;width:5px"> </div>excess of the deferred </div><div id="a29157" style="position:absolute;font-family:'Arial';left:5px;top:537px;">tax asset attributable to the compensation cost for such<div style="display:inline-block;width:5px"> </div>options. </div><div id="a29160" style="position:absolute;font-family:'Arial';left:29px;top:567px;">For the fair value of options granted in 2023 and 2022,<div style="display:inline-block;width:5px"> </div>the following were the assumptions:</div></div></div><div id="TextBlockContainer1126" style="position:relative;line-height:normal;width:649px;height:17px;"><div id="TextContainer1126" style="position:relative;width:649px;z-index:1;"><div id="a29232" style="position:absolute;font-family:'Arial';left:5px;top:0px;">The following table presents a summary of stock options<div style="display:inline-block;width:5px"> </div>for the years ended December 31, 2023 and 2022:</div></div></div><div id="TextBlockContainer1135" style="position:relative;line-height:normal;width:739px;height:62px;"><div id="TextContainer1135" style="position:relative;width:739px;z-index:1;"><div id="a29463" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The aggregate intrinsic value in the table above represents the total pre-tax intrinsic value of exercisable options at the </div><div id="a29467" style="position:absolute;font-family:'Arial';left:5px;top:15px;">dates presented<div style="display:inline-block;width:7px"> </div>(the<div style="display:inline-block;width:5px"> </div>difference<div style="display:inline-block;width:5px"> </div>between<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>valuation<div style="display:inline-block;width:5px"> </div>of the<div style="display:inline-block;width:6px"> </div>Company’s<div style="display:inline-block;width:6px"> </div>stock<div style="display:inline-block;width:5px"> </div>and the<div style="display:inline-block;width:6px"> </div>exercise<div style="display:inline-block;width:5px"> </div>price,<div style="display:inline-block;width:5px"> </div>multiplied<div style="display:inline-block;width:5px"> </div>by the </div><div id="a29471" style="position:absolute;font-family:'Arial';left:5px;top:31px;">number of<div style="display:inline-block;width:6px"> </div>options considered<div style="display:inline-block;width:6px"> </div>in-the-money) that<div style="display:inline-block;width:6px"> </div>would have<div style="display:inline-block;width:6px"> </div>been received<div style="display:inline-block;width:6px"> </div>by the<div style="display:inline-block;width:6px"> </div>option holders<div style="display:inline-block;width:6px"> </div>had all<div style="display:inline-block;width:6px"> </div>option holders </div><div id="a29476" style="position:absolute;font-family:'Arial';left:5px;top:46px;">exercised their options.</div></div></div><div id="TextBlockContainer1138" style="position:relative;line-height:normal;width:739px;height:293px;"><div id="TextContainer1138" style="position:relative;width:739px;z-index:1;"><div id="a29479" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The weighted<div style="display:inline-block;width:5px"> </div>average per<div style="display:inline-block;width:5px"> </div>share fair value<div style="display:inline-block;width:6px"> </div>of options<div style="display:inline-block;width:5px"> </div>granted for the<div style="display:inline-block;width:5px"> </div>years ended<div style="display:inline-block;width:5px"> </div>December 31, 2023<div style="display:inline-block;width:5px"> </div>and 2022 was </div><div id="a29493" style="position:absolute;font-family:'Arial';left:5px;top:15px;">$</div><div id="a29493_1_4" style="position:absolute;font-family:'Arial';left:12px;top:15px;">3.91</div><div id="a29493_5_6" style="position:absolute;font-family:'Arial';left:38px;top:15px;"><div style="display:inline-block;width:4px"> </div>and $</div><div id="a29493_11_4" style="position:absolute;font-family:'Arial';left:75px;top:15px;">3.45</div><div id="a29493_15_16" style="position:absolute;font-family:'Arial';left:101px;top:15px;">, respectively. </div><div id="a29500" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:46px;">Restricted Stock </div><div id="a29503" style="position:absolute;font-family:'Arial';left:29px;top:77px;">In 2023 , the Company issued </div><div id="a29503_29_7" style="position:absolute;font-family:'Arial';left:208px;top:77px;">242,713</div><div id="a29503_36_79" style="position:absolute;font-family:'Arial';left:256px;top:77px;"><div style="display:inline-block;width:3px"> </div>shares of Class A common stock to employees and<div style="display:inline-block;width:2px"> </div>directors as restricted stock </div><div id="a29506" style="position:absolute;font-family:'Arial';left:5px;top:92px;">awards pursuant<div style="display:inline-block;width:6px"> </div>to the<div style="display:inline-block;width:5px"> </div>Company's 2015<div style="display:inline-block;width:6px"> </div>Option Plan.<div style="display:inline-block;width:6px"> </div>Awards under<div style="display:inline-block;width:6px"> </div>the 2015<div style="display:inline-block;width:5px"> </div>Option Plan<div style="display:inline-block;width:6px"> </div>may not<div style="display:inline-block;width:5px"> </div>be sold<div style="display:inline-block;width:6px"> </div>or otherwise </div><div id="a29514" style="position:absolute;font-family:'Arial';left:5px;top:107px;">transferred until certain restrictions have lapsed. </div><div id="a29517" style="position:absolute;font-family:'Arial';left:29px;top:138px;">There were </div><div id="a29517_11_2" style="position:absolute;font-family:'Arial';left:100px;top:138px;">no</div><div id="a29517_13_62" style="position:absolute;font-family:'Arial';left:115px;top:138px;"><div style="display:inline-block;width:4px"> </div>restricted stock awards outstanding as of December<div style="display:inline-block;width:5px"> </div>31, 2022. </div><div id="a29520" style="position:absolute;font-family:'Arial';left:29px;top:169px;">The<div style="display:inline-block;width:6px"> </div>total<div style="display:inline-block;width:7px"> </div>share-based<div style="display:inline-block;width:7px"> </div>compensation<div style="display:inline-block;width:7px"> </div>expense<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>awards<div style="display:inline-block;width:7px"> </div>is<div style="display:inline-block;width:7px"> </div>determined<div style="display:inline-block;width:7px"> </div>based<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>market<div style="display:inline-block;width:7px"> </div>price<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:7px"> </div>the </div><div id="a29523" style="position:absolute;font-family:'Arial';left:5px;top:184px;">Company's common<div style="display:inline-block;width:5px"> </div>stock as<div style="display:inline-block;width:5px"> </div>of the date<div style="display:inline-block;width:6px"> </div>of grant<div style="display:inline-block;width:5px"> </div>applied to<div style="display:inline-block;width:5px"> </div>the total<div style="display:inline-block;width:5px"> </div>number of<div style="display:inline-block;width:5px"> </div>shares granted<div style="display:inline-block;width:5px"> </div>and is<div style="display:inline-block;width:5px"> </div>amortized straight </div><div id="a29526" style="position:absolute;font-family:'Arial';left:5px;top:199px;">line over the<div style="display:inline-block;width:6px"> </div>vesting period<div style="display:inline-block;width:5px"> </div>which is<div style="display:inline-block;width:5px"> </div>one to<div style="display:inline-block;width:5px"> </div>three years.<div style="display:inline-block;width:5px"> </div>As of December<div style="display:inline-block;width:6px"> </div>31, 2023,<div style="display:inline-block;width:5px"> </div>unearned share-based<div style="display:inline-block;width:5px"> </div>compensation </div><div id="a29531" style="position:absolute;font-family:'Arial';left:5px;top:215px;">expense associated with these awards totaled $</div><div id="a29531_46_3" style="position:absolute;font-family:'Arial';left:288px;top:215px;">2.3</div><div id="a29531_49_10" style="position:absolute;font-family:'Arial';left:307px;top:215px;"><div style="display:inline-block;width:4px"> </div>million. </div><div id="a29534" style="position:absolute;font-family:'Arial';left:29px;top:245px;">Compensation expense<div style="display:inline-block;width:5px"> </div>totaling $</div><div id="a29534_31_3" style="position:absolute;font-family:'Arial';left:229px;top:245px;">553</div><div id="a29534_34_75" style="position:absolute;font-family:'Arial';left:251px;top:245px;"><div style="display:inline-block;width:4px"> </div>thousand was<div style="display:inline-block;width:5px"> </div>recognized for<div style="display:inline-block;width:5px"> </div>the year<div style="display:inline-block;width:5px"> </div>ended December<div style="display:inline-block;width:5px"> </div>31, 2023<div style="display:inline-block;width:5px"> </div>and reported </div><div id="a29535" style="position:absolute;font-family:'Arial';left:5px;top:261px;">under salaries and benefits in the accompanying Consolidated<div style="display:inline-block;width:5px"> </div>Statement of Operations. </div></div></div><div id="TextBlockContainer1141" style="position:relative;line-height:normal;width:642px;height:17px;"><div id="TextContainer1141" style="position:relative;width:642px;z-index:1;"><div id="a29560" style="position:absolute;font-family:'Arial';left:5px;top:0px;">The following table presents a summary of restricted stock<div style="display:inline-block;width:5px"> </div>awards for the year ended December 31, 2023:</div></div></div><div id="TextBlockContainer1123" style="position:relative;line-height:normal;width:608px;height:78px;"><div id="div_1120_XBRL_TS_10e5388489914c7b8bc5209e67dc2ab5" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1121" style="position:relative;line-height:normal;width:608px;height:78px;"><div style="position:absolute; width:201.6px; height:13.9px; left:-18.3px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:193.8px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-21px; top:14.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:451.7px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:207.1px; height:1px; left:-21px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:186.1px; top:13.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:250.1px; height:1px; left:191.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:1px; left:441.2px; top:13.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:250px; height:1px; left:449.2px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:201.6px; height:13.9px; left:-18.3px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:193.8px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-21px; top:45.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:451.7px; top:46.6px; background-color:#CCEEFF; "> </div> <div id="TextContainer1121" style="position:relative;width:608px;z-index:1;"><div id="a29169" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:48px;top:0px;">Assumption </div><div id="a29172" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:303px;top:0px;">2023 </div><div id="a29175" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:561px;top:0px;">2022 </div><div id="a29177" style="position:absolute;font-family:'Arial';font-size:12px;left:25px;top:15px;">Risk-free interest rate </div><div id="a29182" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:15px;">3.53</div><div id="a29182_4_2" style="position:absolute;font-family:'Arial';font-size:12px;left:323px;top:15px;">% </div><div id="a29185" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:15px;">2.34</div><div id="a29185_4_2" style="position:absolute;font-family:'Arial';font-size:12px;left:581px;top:15px;">% </div><div id="a29187" style="position:absolute;font-family:'Arial';font-size:12px;left:44px;top:31px;">Expected term </div><div id="a29190" style="position:absolute;font-family:'Arial';font-size:12px;left:295px;top:31px;">10</div><div id="a29190_2_6" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:31px;">years </div><div id="a29193" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:31px;">10</div><div id="a29193_2_6" style="position:absolute;font-family:'Arial';font-size:12px;left:566px;top:31px;">years </div><div id="a29195" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Expected stock price volatility </div><div id="a29198" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:47px;">10</div><div id="a29198_2_2" style="position:absolute;font-family:'Arial';font-size:12px;left:318px;top:47px;">% </div><div id="a29201" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:47px;">10</div><div id="a29201_2_2" style="position:absolute;font-family:'Arial';font-size:12px;left:576px;top:47px;">% </div><div id="a29203" style="position:absolute;font-family:'Arial';font-size:12px;left:45px;top:63px;">Dividend yield </div><div id="a29206" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:63px;">0</div><div id="a29206_1_2" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:63px;">% </div><div id="a29209" style="position:absolute;font-family:'Arial';font-size:12px;left:566px;top:63px;">0</div><div id="a29209_1_1" style="position:absolute;font-family:'Arial';font-size:12px;left:572px;top:63px;">%</div></div></div></div></div><div id="TextBlockContainer1132" style="position:relative;line-height:normal;width:706px;height:271px;"><div id="div_1129_XBRL_TS_6ee54092c89045a39eba5a024f4ccd4e" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1130" style="position:relative;line-height:normal;width:706px;height:271px;"><div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:15px; left:4px; top:42.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:16px; left:4px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:345px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:350.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:462.2px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:110px; height:1px; left:467.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:577.1px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:582.2px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:222.1px; height:13.8px; left:13px; top:75.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:73.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:75.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:17px; left:4px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:105.2px; background-color:#000000; "> </div> <div style="position:absolute; width:349.2px; height:17px; left:345px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:1px; left:345px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:122.2px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:124.1px; background-color:#000000; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:139.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:171.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:222.1px; height:13.8px; left:13px; top:205.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:203.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:205.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:219.2px; background-color:#000000; "> </div> <div style="position:absolute; width:690.2px; height:13.9px; left:4px; top:240px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:13.9px; left:4px; top:240px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:17px; left:4px; top:236.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:236.9px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:238.9px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:14px; left:235.1px; top:239.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:17px; left:345px; top:236.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:3px; left:345px; top:236.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1130" style="position:relative;width:706px;z-index:1;"><div id="a29249" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:250px;top:28px;">Stock Options </div><div id="a29252" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:354px;top:14px;">Weighted Average </div><div id="a29253" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:365px;top:28px;">Exercise Price </div><div id="a29257" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:470px;top:0px;">Weighted Average </div><div id="a29258" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:14px;">Remaining </div><div id="a29259" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:471px;top:28px;">Contractual Years </div><div id="a29262" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:584px;top:0px;">Aggregate Intrinsic </div><div id="a29263" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:614px;top:14px;">Value (in </div><div id="a29264" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:606px;top:28px;">thousands) </div><div id="a29266" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:44px;">Balance at January 1, 2023 </div><div id="a29268" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:44px;">965,667</div><div id="a29271" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:44px;">$ </div><div id="a29273" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:44px;">10.91</div><div id="a29276" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:44px;">7.4</div><div id="a29281" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:60px;">Granted </div><div id="a29283" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:60px;">7,500</div><div id="a29286" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:60px;">$ </div><div id="a29288" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:60px;">12.41</div><div id="a29295" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Exercised </div><div id="a29297" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:76px;display:flex;">(10,000)</div><div id="a29300" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:76px;">$ </div><div id="a29302" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:76px;">7.50</div><div id="a29309" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:92px;">Forfeitures </div><div id="a29311" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:92px;display:flex;">(16,000)</div><div id="a29314" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:92px;">$ </div><div id="a29316" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:92px;">10.34</div><div id="a29323" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:109px;">Balance at December 31, 2023 </div><div id="a29325" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:109px;">947,167</div><div id="a29328" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:109px;">$ </div><div id="a29330" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:109px;">10.97</div><div id="a29333" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:109px;">6.5</div><div id="a29348" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:142px;">Exercisable at December 31, 2023 </div><div id="a29350" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:142px;">758,000</div><div id="a29353" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:142px;">$ </div><div id="a29355" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:142px;">10.71</div><div id="a29358" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:142px;">6.1</div><div id="a29361" style="position:absolute;font-family:'Arial';font-size:12px;left:583px;top:142px;">$ </div><div id="a29363" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:142px;">1,195</div><div id="a29369" style="position:absolute;font-family:'Arial';font-size:12px;left:363px;top:158px;"><div style="display:inline-block;width:3px"> </div></div><div id="a29376" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:174px;">Balance at January 1, 2022 </div><div id="a29378" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:174px;">959,667</div><div id="a29381" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:174px;">$ </div><div id="a29383" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:174px;">10.87</div><div id="a29386" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:174px;">8.4</div><div id="a29391" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:190px;">Granted </div><div id="a29393" style="position:absolute;font-family:'Arial';font-size:12px;left:305px;top:190px;">15,000</div><div id="a29396" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:190px;">$ </div><div id="a29398" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:190px;">14.03</div><div id="a29405" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:206px;">Exercised </div><div id="a29407" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:206px;display:flex;">(9,000)</div><div id="a29410" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:206px;">$ </div><div id="a29412" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:206px;">11.35</div><div id="a29419" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:223px;">Balance at December 31, 2022 </div><div id="a29421" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:223px;">965,667</div><div id="a29424" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:223px;">$ </div><div id="a29426" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:223px;">10.91</div><div id="a29429" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:223px;">7.4</div><div id="a29444" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:255px;">Exercisable at December 31, 2022 </div><div id="a29446" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:256px;">560,000</div><div id="a29449" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:256px;">$ </div><div id="a29451" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:256px;">10.18</div><div id="a29454" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:256px;">6.4</div><div id="a29457" style="position:absolute;font-family:'Arial';font-size:12px;left:583px;top:256px;">$ </div><div id="a29459" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:256px;">1,131</div></div></div></div></div><div id="TextBlockContainer1145" style="position:relative;line-height:normal;width:700px;height:110px;"><div style="position:absolute; width:171.1px; height:13.9px; left:327.1px; top:29.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:15px; left:4px; top:28.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:502.2px; top:29.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:323.1px; height:16px; left:4px; top:27.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:1px; left:327.1px; top:27.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:502.2px; top:27.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:187.1px; height:1px; left:507.1px; top:27.3px; background-color:#000000; "> </div> <div style="position:absolute; width:314.1px; height:13.8px; left:13px; top:60.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:59.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:13.9px; left:327.1px; top:61.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:171.1px; height:13.8px; left:327.1px; top:94.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:92.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:502.2px; top:94.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:323.1px; height:17px; left:4px; top:91.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:1px; left:327.1px; top:91.3px; background-color:#000000; "> </div> <div style="position:absolute; width:192px; height:17px; left:502.2px; top:91.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:192px; height:1px; left:502.2px; top:91.3px; background-color:#CCEEFF; "> </div> <div id="TextContainer1145" style="position:relative;width:700px;z-index:1;"><div id="a29564" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:368px;top:14px;">Restricted Stock </div><div id="a29567" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:516px;top:0px;">Weighted Average Grant Date </div><div id="a29568" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:14px;">Fair Value </div><div id="a29570" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:29px;">Balance at January 1, 2023 </div><div id="a29572" style="position:absolute;font-family:'Arial';font-size:12px;left:495px;top:30px;">-</div><div id="a29575" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:30px;">$ </div><div id="a29577" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:30px;">-</div><div id="a29579" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:45px;">Granted </div><div id="a29581" style="position:absolute;font-family:'Arial';font-size:12px;left:455px;top:46px;">242,713</div><div id="a29584" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:46px;">$ </div><div id="a29586" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:46px;">12.24</div><div id="a29588" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Forfeited </div><div id="a29590" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:62px;display:flex;">(8,111)</div><div id="a29593" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:62px;">$ </div><div id="a29595" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:62px;">12.67</div><div id="a29597" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Vested </div><div id="a29599" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:78px;display:flex;">(16,180)</div><div id="a29602" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:78px;">$ </div><div id="a29604" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:78px;">12.67</div><div id="a29606" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:94px;">Balance at December 31, 2023 </div><div id="a29608" style="position:absolute;font-family:'Arial';font-size:12px;left:455px;top:95px;">218,422</div><div id="a29611" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:95px;">$ </div><div id="a29613" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:95px;">12.19</div></div></div> 306000 313000 2000000 P10Y P10Y P10Y 3000000 P5Y 1000000 1400000 600000 2400000 1160564 1386667 459000 523000 0 0 342000 787000 <div id="TextBlockContainer1121" style="position:relative;line-height:normal;width:608px;height:78px;"><div style="position:absolute; width:201.6px; height:13.9px; left:-18.3px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:193.8px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:-21px; top:14.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:451.7px; top:14.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:207.1px; height:1px; left:-21px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:186.1px; top:13.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:250.1px; height:1px; left:191.1px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:1px; left:441.2px; top:13.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:250px; height:1px; left:449.2px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:201.6px; height:13.9px; left:-18.3px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:193.8px; top:46.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:-21px; top:45.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:244.7px; height:13.9px; left:451.7px; top:46.6px; background-color:#CCEEFF; "> </div> <div id="TextContainer1121" style="position:relative;width:608px;z-index:1;"><div id="a29169" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:48px;top:0px;">Assumption </div><div id="a29172" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:303px;top:0px;">2023 </div><div id="a29175" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:561px;top:0px;">2022 </div><div id="a29177" style="position:absolute;font-family:'Arial';font-size:12px;left:25px;top:15px;">Risk-free interest rate </div><div id="a29182" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:15px;">3.53</div><div id="a29182_4_2" style="position:absolute;font-family:'Arial';font-size:12px;left:323px;top:15px;">% </div><div id="a29185" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:15px;">2.34</div><div id="a29185_4_2" style="position:absolute;font-family:'Arial';font-size:12px;left:581px;top:15px;">% </div><div id="a29187" style="position:absolute;font-family:'Arial';font-size:12px;left:44px;top:31px;">Expected term </div><div id="a29190" style="position:absolute;font-family:'Arial';font-size:12px;left:295px;top:31px;">10</div><div id="a29190_2_6" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:31px;">years </div><div id="a29193" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:31px;">10</div><div id="a29193_2_6" style="position:absolute;font-family:'Arial';font-size:12px;left:566px;top:31px;">years </div><div id="a29195" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Expected stock price volatility </div><div id="a29198" style="position:absolute;font-family:'Arial';font-size:12px;left:304px;top:47px;">10</div><div id="a29198_2_2" style="position:absolute;font-family:'Arial';font-size:12px;left:318px;top:47px;">% </div><div id="a29201" style="position:absolute;font-family:'Arial';font-size:12px;left:562px;top:47px;">10</div><div id="a29201_2_2" style="position:absolute;font-family:'Arial';font-size:12px;left:576px;top:47px;">% </div><div id="a29203" style="position:absolute;font-family:'Arial';font-size:12px;left:45px;top:63px;">Dividend yield </div><div id="a29206" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:63px;">0</div><div id="a29206_1_2" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:63px;">% </div><div id="a29209" style="position:absolute;font-family:'Arial';font-size:12px;left:566px;top:63px;">0</div><div id="a29209_1_1" style="position:absolute;font-family:'Arial';font-size:12px;left:572px;top:63px;">%</div></div></div> 0.0353 0.0234 P10Y P10Y 0.10 0.10 0 0 <div id="TextBlockContainer1130" style="position:relative;line-height:normal;width:706px;height:271px;"><div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:15px; left:4px; top:42.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:43.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:16px; left:4px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:345px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:350.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:462.2px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:110px; height:1px; left:467.1px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:577.1px; top:41.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:112px; height:1px; left:582.2px; top:41.2px; background-color:#000000; "> </div> <div style="position:absolute; width:222.1px; height:13.8px; left:13px; top:75.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:73.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:75.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:108.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:17px; left:4px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:105.2px; background-color:#000000; "> </div> <div style="position:absolute; width:349.2px; height:17px; left:345px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:1px; left:345px; top:105.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:122.2px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:124.1px; background-color:#000000; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:139.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:141.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:13.8px; left:4px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:345px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:171.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:577.1px; top:173.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:222.1px; height:13.8px; left:13px; top:205.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:203.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:462.2px; top:205.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:219.2px; background-color:#000000; "> </div> <div style="position:absolute; width:690.2px; height:13.9px; left:4px; top:240px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:13.9px; left:4px; top:240px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:231.1px; height:17px; left:4px; top:236.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:236.9px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:1px; left:235.1px; top:238.9px; background-color:#000000; "> </div> <div style="position:absolute; width:109.9px; height:14px; left:235.1px; top:239.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:17px; left:345px; top:236.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:349.2px; height:3px; left:345px; top:236.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1130" style="position:relative;width:706px;z-index:1;"><div id="a29249" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:250px;top:28px;">Stock Options </div><div id="a29252" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:354px;top:14px;">Weighted Average </div><div id="a29253" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:365px;top:28px;">Exercise Price </div><div id="a29257" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:470px;top:0px;">Weighted Average </div><div id="a29258" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:492px;top:14px;">Remaining </div><div id="a29259" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:471px;top:28px;">Contractual Years </div><div id="a29262" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:584px;top:0px;">Aggregate Intrinsic </div><div id="a29263" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:614px;top:14px;">Value (in </div><div id="a29264" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:606px;top:28px;">thousands) </div><div id="a29266" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:44px;">Balance at January 1, 2023 </div><div id="a29268" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:44px;">965,667</div><div id="a29271" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:44px;">$ </div><div id="a29273" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:44px;">10.91</div><div id="a29276" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:44px;">7.4</div><div id="a29281" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:60px;">Granted </div><div id="a29283" style="position:absolute;font-family:'Arial';font-size:12px;left:312px;top:60px;">7,500</div><div id="a29286" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:60px;">$ </div><div id="a29288" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:60px;">12.41</div><div id="a29295" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:76px;">Exercised </div><div id="a29297" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:76px;display:flex;">(10,000)</div><div id="a29300" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:76px;">$ </div><div id="a29302" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:76px;">7.50</div><div id="a29309" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:92px;">Forfeitures </div><div id="a29311" style="position:absolute;font-family:'Arial';font-size:12px;left:301px;top:92px;display:flex;">(16,000)</div><div id="a29314" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:92px;">$ </div><div id="a29316" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:92px;">10.34</div><div id="a29323" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:109px;">Balance at December 31, 2023 </div><div id="a29325" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:109px;">947,167</div><div id="a29328" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:109px;">$ </div><div id="a29330" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:109px;">10.97</div><div id="a29333" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:109px;">6.5</div><div id="a29348" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:142px;">Exercisable at December 31, 2023 </div><div id="a29350" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:142px;">758,000</div><div id="a29353" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:142px;">$ </div><div id="a29355" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:142px;">10.71</div><div id="a29358" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:142px;">6.1</div><div id="a29361" style="position:absolute;font-family:'Arial';font-size:12px;left:583px;top:142px;">$ </div><div id="a29363" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:142px;">1,195</div><div id="a29369" style="position:absolute;font-family:'Arial';font-size:12px;left:363px;top:158px;"><div style="display:inline-block;width:3px"> </div></div><div id="a29376" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:174px;">Balance at January 1, 2022 </div><div id="a29378" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:174px;">959,667</div><div id="a29381" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:174px;">$ </div><div id="a29383" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:174px;">10.87</div><div id="a29386" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:174px;">8.4</div><div id="a29391" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:190px;">Granted </div><div id="a29393" style="position:absolute;font-family:'Arial';font-size:12px;left:305px;top:190px;">15,000</div><div id="a29396" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:190px;">$ </div><div id="a29398" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:190px;">14.03</div><div id="a29405" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:206px;">Exercised </div><div id="a29407" style="position:absolute;font-family:'Arial';font-size:12px;left:308px;top:206px;display:flex;">(9,000)</div><div id="a29410" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:206px;">$ </div><div id="a29412" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:206px;">11.35</div><div id="a29419" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:223px;">Balance at December 31, 2022 </div><div id="a29421" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:223px;">965,667</div><div id="a29424" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:223px;">$ </div><div id="a29426" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:223px;">10.91</div><div id="a29429" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:223px;">7.4</div><div id="a29444" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:255px;">Exercisable at December 31, 2022 </div><div id="a29446" style="position:absolute;font-family:'Arial';font-size:12px;left:298px;top:256px;">560,000</div><div id="a29449" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:256px;">$ </div><div id="a29451" style="position:absolute;font-family:'Arial';font-size:12px;left:429px;top:256px;">10.18</div><div id="a29454" style="position:absolute;font-family:'Arial';font-size:12px;left:557px;top:256px;">6.4</div><div id="a29457" style="position:absolute;font-family:'Arial';font-size:12px;left:583px;top:256px;">$ </div><div id="a29459" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:256px;">1,131</div></div></div> 965667 10.91 P7Y4M24D 7500 12.41 10000 7.50 16000 10.34 947167 10.97 P6Y6M 758000 10.71 P6Y1M6D 1195000 959667 10.87 P8Y4M24D 15000 14.03 14.03 9000 11.35 965667 10.91 P7Y4M24D 560000 10.18 P6Y4M24D 1131000 3.91 3.45 242713 0 2300000 553000 <div id="TextBlockContainer1147" style="position:relative;line-height:normal;width:700px;height:110px;"><div id="div_1144_XBRL_TS_9c94bd25b194494ba81f59c47ef093f7" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1145" style="position:relative;line-height:normal;width:700px;height:110px;"><div style="position:absolute; width:171.1px; height:13.9px; left:327.1px; top:29.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:15px; left:4px; top:28.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:502.2px; top:29.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:323.1px; height:16px; left:4px; top:27.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:1px; left:327.1px; top:27.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:502.2px; top:27.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:187.1px; height:1px; left:507.1px; top:27.3px; background-color:#000000; "> </div> <div style="position:absolute; width:314.1px; height:13.8px; left:13px; top:60.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:59.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:13.9px; left:327.1px; top:61.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:171.1px; height:13.8px; left:327.1px; top:94.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:690.2px; height:16px; left:4px; top:92.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.8px; left:502.2px; top:94.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:323.1px; height:17px; left:4px; top:91.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:175.1px; height:1px; left:327.1px; top:91.3px; background-color:#000000; "> </div> <div style="position:absolute; width:192px; height:17px; left:502.2px; top:91.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:192px; height:1px; left:502.2px; top:91.3px; background-color:#CCEEFF; "> </div> <div id="TextContainer1145" style="position:relative;width:700px;z-index:1;"><div id="a29564" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:368px;top:14px;">Restricted Stock </div><div id="a29567" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:516px;top:0px;">Weighted Average Grant Date </div><div id="a29568" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:14px;">Fair Value </div><div id="a29570" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:29px;">Balance at January 1, 2023 </div><div id="a29572" style="position:absolute;font-family:'Arial';font-size:12px;left:495px;top:30px;">-</div><div id="a29575" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:30px;">$ </div><div id="a29577" style="position:absolute;font-family:'Arial';font-size:12px;left:687px;top:30px;">-</div><div id="a29579" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:45px;">Granted </div><div id="a29581" style="position:absolute;font-family:'Arial';font-size:12px;left:455px;top:46px;">242,713</div><div id="a29584" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:46px;">$ </div><div id="a29586" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:46px;">12.24</div><div id="a29588" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:61px;">Forfeited </div><div id="a29590" style="position:absolute;font-family:'Arial';font-size:12px;left:465px;top:62px;display:flex;">(8,111)</div><div id="a29593" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:62px;">$ </div><div id="a29595" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:62px;">12.67</div><div id="a29597" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Vested </div><div id="a29599" style="position:absolute;font-family:'Arial';font-size:12px;left:458px;top:78px;display:flex;">(16,180)</div><div id="a29602" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:78px;">$ </div><div id="a29604" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:78px;">12.67</div><div id="a29606" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:94px;">Balance at December 31, 2023 </div><div id="a29608" style="position:absolute;font-family:'Arial';font-size:12px;left:455px;top:95px;">218,422</div><div id="a29611" style="position:absolute;font-family:'Arial';font-size:12px;left:508px;top:95px;">$ </div><div id="a29613" style="position:absolute;font-family:'Arial';font-size:12px;left:661px;top:95px;">12.19</div></div></div></div></div> 0 0 242713 12.24 8111 12.67 16180 12.67 218422 12.19 <div id="TextBlockContainer1150" style="position:relative;line-height:normal;width:739px;height:419px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.1px; background-color:#000000; "> </div> <div id="TextContainer1150" style="position:relative;width:739px;z-index:1;"><div id="a29618" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">10.<div style="display:inline-block;width:18px"> </div>OFF-BALANCE SHEET ARRANGEMENTS </div><div id="a29626" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business in order to </div><div id="a29634" style="position:absolute;font-family:'Arial';left:5px;top:49px;">meet the financial<div style="display:inline-block;width:6px"> </div>needs of<div style="display:inline-block;width:5px"> </div>its customers<div style="display:inline-block;width:5px"> </div>and to reduce<div style="display:inline-block;width:6px"> </div>its own<div style="display:inline-block;width:5px"> </div>exposure to<div style="display:inline-block;width:5px"> </div>fluctuations in<div style="display:inline-block;width:5px"> </div>interest rates.<div style="display:inline-block;width:5px"> </div>These financial </div><div id="a29637" style="position:absolute;font-family:'Arial';left:5px;top:65px;">instruments include<div style="display:inline-block;width:5px"> </div>unfunded commitments<div style="display:inline-block;width:5px"> </div>under lines<div style="display:inline-block;width:5px"> </div>of credit,<div style="display:inline-block;width:5px"> </div>commitments to<div style="display:inline-block;width:5px"> </div>extend credit,<div style="display:inline-block;width:5px"> </div>standby and<div style="display:inline-block;width:5px"> </div>commercial </div><div id="a29638" style="position:absolute;font-family:'Arial';left:5px;top:80px;">letters of<div style="display:inline-block;width:6px"> </div>credit. Those<div style="display:inline-block;width:6px"> </div>instruments involve,<div style="display:inline-block;width:6px"> </div>to varying<div style="display:inline-block;width:6px"> </div>degrees, elements<div style="display:inline-block;width:6px"> </div>of credit<div style="display:inline-block;width:6px"> </div>and interest<div style="display:inline-block;width:6px"> </div>rate risk<div style="display:inline-block;width:6px"> </div>in excess<div style="display:inline-block;width:6px"> </div>of the </div><div id="a29640" style="position:absolute;font-family:'Arial';left:5px;top:95px;">amount recognized in the Company’s Consolidated Balance Sheets. The Company uses the<div style="display:inline-block;width:2px"> </div>same credit policies in making </div><div id="a29651" style="position:absolute;font-family:'Arial';left:5px;top:111px;">commitments and conditional obligations as it does for<div style="display:inline-block;width:5px"> </div>on-balance-sheet instruments. </div><div id="a29659" style="position:absolute;font-family:'Arial';left:29px;top:141px;">The Company's<div style="display:inline-block;width:5px"> </div>exposure to credit<div style="display:inline-block;width:5px"> </div>loss in the<div style="display:inline-block;width:5px"> </div>event of nonperformance<div style="display:inline-block;width:6px"> </div>by the other<div style="display:inline-block;width:5px"> </div>party to the<div style="display:inline-block;width:5px"> </div>financial instruments </div><div id="a29661" style="position:absolute;font-family:'Arial';left:5px;top:157px;">for unused lines of credit, and standby letters of credit<div style="display:inline-block;width:5px"> </div>is represented by the contractual amount of these commitments. </div><div id="a29664" style="position:absolute;font-family:'Arial';left:29px;top:187px;">On<div style="display:inline-block;width:8px"> </div>January<div style="display:inline-block;width:8px"> </div>1,<div style="display:inline-block;width:7px"> </div>2023,<div style="display:inline-block;width:8px"> </div>the<div style="display:inline-block;width:8px"> </div>Company<div style="display:inline-block;width:8px"> </div>adopted<div style="display:inline-block;width:8px"> </div>ASU<div style="display:inline-block;width:8px"> </div>2016-13<div style="display:inline-block;width:8px"> </div>Financial<div style="display:inline-block;width:8px"> </div>Instruments<div style="display:inline-block;width:8px"> </div>-<div style="display:inline-block;width:8px"> </div>Credit<div style="display:inline-block;width:8px"> </div>Losses<div style="display:inline-block;width:8px"> </div>(Topic<div style="display:inline-block;width:9px"> </div>326): </div><div id="a29670" style="position:absolute;font-family:'Arial';left:5px;top:203px;">Measurement of Credit Losses<div style="display:inline-block;width:6px"> </div>on Financial Instruments,<div style="display:inline-block;width:5px"> </div>as amended, which replaces<div style="display:inline-block;width:5px"> </div>the incurred loss methodology<div style="display:inline-block;width:6px"> </div>with </div><div id="a29672" style="position:absolute;font-family:'Arial';left:5px;top:218px;">an expected<div style="display:inline-block;width:5px"> </div>loss methodology<div style="display:inline-block;width:5px"> </div>that is<div style="display:inline-block;width:5px"> </div>referred to as<div style="display:inline-block;width:6px"> </div>the CECL<div style="display:inline-block;width:5px"> </div>methodology.<div style="display:inline-block;width:6px"> </div>The measurement<div style="display:inline-block;width:5px"> </div>of expected<div style="display:inline-block;width:5px"> </div>credit losses </div><div id="a29673" style="position:absolute;font-family:'Arial';left:5px;top:233px;">under the CECL methodology<div style="display:inline-block;width:5px"> </div>is applicable to financial<div style="display:inline-block;width:5px"> </div>assets measured at amortized<div style="display:inline-block;width:5px"> </div>cost, including loan receivables<div style="display:inline-block;width:5px"> </div>and </div><div id="a29674" style="position:absolute;font-family:'Arial';left:5px;top:249px;">held-to-maturity debt<div style="display:inline-block;width:5px"> </div>securities. Prior<div style="display:inline-block;width:5px"> </div>to the adoption<div style="display:inline-block;width:6px"> </div>of ASC 326<div style="display:inline-block;width:6px"> </div>on January<div style="display:inline-block;width:5px"> </div>2023, the allowance<div style="display:inline-block;width:6px"> </div>for credit<div style="display:inline-block;width:5px"> </div>losses was<div style="display:inline-block;width:5px"> </div>a </div><div id="a29682" style="position:absolute;font-family:'Arial';left:5px;top:264px;">valuation allowance for probable incurred credit losses. </div><div id="a29685" style="position:absolute;font-family:'Arial';left:29px;top:295px;">The Company<div style="display:inline-block;width:7px"> </div>records<div style="display:inline-block;width:5px"> </div>a<div style="display:inline-block;width:5px"> </div>liability<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>expected<div style="display:inline-block;width:5px"> </div>credit<div style="display:inline-block;width:5px"> </div>losses<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:5px"> </div>off-balance-sheet<div style="display:inline-block;width:6px"> </div>credit<div style="display:inline-block;width:5px"> </div>exposure<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>accordance<div style="display:inline-block;width:5px"> </div>with </div><div id="a29692" style="position:absolute;font-family:'Arial';left:5px;top:310px;">ASC<div style="display:inline-block;width:7px"> </div>326.<div style="display:inline-block;width:7px"> </div>The<div style="display:inline-block;width:7px"> </div>Company<div style="display:inline-block;width:7px"> </div>uses<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>loss<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>exposure<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>default<div style="display:inline-block;width:7px"> </div>framework<div style="display:inline-block;width:7px"> </div>to<div style="display:inline-block;width:7px"> </div>estimate<div style="display:inline-block;width:7px"> </div>a<div style="display:inline-block;width:7px"> </div>reserve<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:7px"> </div>unfunded </div><div id="a29693" style="position:absolute;font-family:'Arial';left:5px;top:325px;">commitments. Loss rates<div style="display:inline-block;width:5px"> </div>for the expected funded<div style="display:inline-block;width:5px"> </div>balances are determined<div style="display:inline-block;width:5px"> </div>based on the<div style="display:inline-block;width:5px"> </div>associated pooled loan<div style="display:inline-block;width:5px"> </div>analysis </div><div id="a29696" style="position:absolute;font-family:'Arial';left:5px;top:341px;">loss rate and the exposure at default is<div style="display:inline-block;width:5px"> </div>based on an estimated utilization given<div style="display:inline-block;width:5px"> </div>default. The off-balance sheet commitment </div><div id="a29699" style="position:absolute;font-family:'Arial';left:5px;top:356px;">allowance were $</div><div id="a29699_16_3" style="position:absolute;font-family:'Arial';left:108px;top:356px;">372</div><div id="a29699_19_15" style="position:absolute;font-family:'Arial';left:130px;top:356px;"><div style="display:inline-block;width:4px"> </div>thousand and $</div><div id="a29699_34_3" style="position:absolute;font-family:'Arial';left:226px;top:356px;">166</div><div id="a29699_37_72" style="position:absolute;font-family:'Arial';left:248px;top:356px;"><div style="display:inline-block;width:4px"> </div>thousand as of December 31, 2023 and December 31,<div style="display:inline-block;width:5px"> </div>2022, respectively.<div style="display:inline-block;width:5px"> </div></div><div id="a29711" style="position:absolute;font-family:'Arial';left:29px;top:387px;">A<div style="display:inline-block;width:5px"> </div>summary<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>amounts<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>Company's<div style="display:inline-block;width:6px"> </div>financial<div style="display:inline-block;width:6px"> </div>instruments<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:5px"> </div>off-balance<div style="display:inline-block;width:6px"> </div>sheet<div style="display:inline-block;width:5px"> </div>risk<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>shown<div style="display:inline-block;width:6px"> </div>below<div style="display:inline-block;width:6px"> </div>at </div><div id="a29717" style="position:absolute;font-family:'Arial';left:5px;top:402px;">December 31, 2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1156" style="position:relative;line-height:normal;width:730px;height:65px;"><div id="div_1153_XBRL_TS_62ccf034b72344ff8c5aecc27e073276" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1154" style="position:relative;line-height:normal;width:730px;height:65px;"><div style="position:absolute; width:12px; height:13.8px; left:477.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:603.2px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:1px; left:4px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:598.2px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:477.1px; top:48.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.2px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:603.2px; top:48.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:1px; left:4px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:45.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:598.2px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:45.2px; background-color:#000000; "> </div> <div id="TextContainer1154" style="position:relative;width:730px;z-index:1;"><div id="a29725" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a29728" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a29730" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Commitments to grant loans and unfunded lines of credit</div><div id="a29732" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:16px;">$</div><div id="a29734" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:16px;">85,117</div><div id="a29737" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:16px;">$</div><div id="a29739" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">95,461</div><div id="a29741" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Standby and commercial letters of credit</div><div id="a29745" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:32px;">3,987</div><div id="a29749" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">4,320</div><div id="a29751" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:48px;">Total</div><div id="a29753" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:49px;">$</div><div id="a29755" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:49px;">89,104</div><div id="a29758" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:49px;">$</div><div id="a29760" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:49px;">99,781</div></div></div></div></div><div id="TextBlockContainer1159" style="position:relative;line-height:normal;width:739px;height:170px;"><div id="TextContainer1159" style="position:relative;width:739px;z-index:1;"><div id="a29763" style="position:absolute;font-family:'Arial';left:29px;top:0px;">Commitments to<div style="display:inline-block;width:5px"> </div>extend credit<div style="display:inline-block;width:5px"> </div>are agreements<div style="display:inline-block;width:5px"> </div>to lend<div style="display:inline-block;width:5px"> </div>to a<div style="display:inline-block;width:5px"> </div>customer as<div style="display:inline-block;width:5px"> </div>long as<div style="display:inline-block;width:5px"> </div>there is<div style="display:inline-block;width:5px"> </div>no violation<div style="display:inline-block;width:5px"> </div>of any<div style="display:inline-block;width:5px"> </div>condition </div><div id="a29764" style="position:absolute;font-family:'Arial';left:5px;top:15px;">established in the contract. Commitments generally have<div style="display:inline-block;width:5px"> </div>fixed expiration dates or other termination clauses. </div><div id="a29767" style="position:absolute;font-family:'Arial';left:29px;top:46px;">Unfunded lines of<div style="display:inline-block;width:5px"> </div>credit and revolving<div style="display:inline-block;width:5px"> </div>credit lines are<div style="display:inline-block;width:5px"> </div>commitments for possible<div style="display:inline-block;width:5px"> </div>future extensions<div style="display:inline-block;width:5px"> </div>of credit to<div style="display:inline-block;width:5px"> </div>existing </div><div id="a29768" style="position:absolute;font-family:'Arial';left:5px;top:61px;">customers. These lines of<div style="display:inline-block;width:2px"> </div>credit are uncollateralized and<div style="display:inline-block;width:2px"> </div>usually do not contain<div style="display:inline-block;width:2px"> </div>a specified maturity date<div style="display:inline-block;width:2px"> </div>and ultimately may </div><div id="a29770" style="position:absolute;font-family:'Arial';left:5px;top:77px;">not be drawn upon to the total extent to which the Company<div style="display:inline-block;width:5px"> </div>is committed. </div><div id="a29777" style="position:absolute;font-family:'Arial';left:29px;top:107px;">Standby<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>commercial<div style="display:inline-block;width:7px"> </div>letters<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:6px"> </div>credit<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:6px"> </div>conditional<div style="display:inline-block;width:7px"> </div>commitments<div style="display:inline-block;width:7px"> </div>issued<div style="display:inline-block;width:7px"> </div>by<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:7px"> </div>to<div style="display:inline-block;width:7px"> </div>guarantee<div style="display:inline-block;width:7px"> </div>the </div><div id="a29781" style="position:absolute;font-family:'Arial';left:5px;top:123px;">performance of a<div style="display:inline-block;width:2px"> </div>customer to<div style="display:inline-block;width:2px"> </div>a third<div style="display:inline-block;width:2px"> </div>party. Those letters of<div style="display:inline-block;width:2px"> </div>credit are<div style="display:inline-block;width:2px"> </div>primarily issued to<div style="display:inline-block;width:2px"> </div>support public and<div style="display:inline-block;width:2px"> </div>private borrowing </div><div id="a29783" style="position:absolute;font-family:'Arial';left:5px;top:138px;">arrangements. Essentially all letters of credit have fixed maturity dates and many of them expire without being drawn upon, </div><div id="a29785" style="position:absolute;font-family:'Arial';left:5px;top:153px;">they do not generally present a significant liquidity risk<div style="display:inline-block;width:5px"> </div>to the Company.</div></div></div> 372000 166000 <div id="TextBlockContainer1154" style="position:relative;line-height:normal;width:730px;height:65px;"><div style="position:absolute; width:12px; height:13.8px; left:477.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:603.2px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:1px; left:4px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:598.2px; top:13.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:464.1px; height:13.8px; left:13px; top:47.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:477.1px; top:48.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.2px; left:4px; top:46.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:603.2px; top:48.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:473.1px; height:1px; left:4px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121.2px; height:1px; left:477.1px; top:45.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:598.2px; top:45.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:121px; height:1px; left:603.2px; top:45.2px; background-color:#000000; "> </div> <div id="TextContainer1154" style="position:relative;width:730px;z-index:1;"><div id="a29725" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:525px;top:0px;">2023</div><div id="a29728" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:651px;top:0px;">2022</div><div id="a29730" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Commitments to grant loans and unfunded lines of credit</div><div id="a29732" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:16px;">$</div><div id="a29734" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:16px;">85,117</div><div id="a29737" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:16px;">$</div><div id="a29739" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">95,461</div><div id="a29741" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Standby and commercial letters of credit</div><div id="a29745" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:32px;">3,987</div><div id="a29749" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">4,320</div><div id="a29751" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:48px;">Total</div><div id="a29753" style="position:absolute;font-family:'Arial';font-size:12px;left:477px;top:49px;">$</div><div id="a29755" style="position:absolute;font-family:'Arial';font-size:12px;left:558px;top:49px;">89,104</div><div id="a29758" style="position:absolute;font-family:'Arial';font-size:12px;left:604px;top:49px;">$</div><div id="a29760" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:49px;">99,781</div></div></div> 85117000 95461000 3987000 4320000 89104000 99781000 <div id="TextBlockContainer1162" style="position:relative;line-height:normal;width:739px;height:603px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.1px; background-color:#000000; "> </div> <div id="TextContainer1162" style="position:relative;width:739px;z-index:1;"><div id="a29814" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">11.<div style="display:inline-block;width:18px"> </div>DERIVATIVES<div style="display:inline-block;width:10px"> </div></div><div id="a29820" style="position:absolute;font-family:'Arial';left:29px;top:34px;">The Company utilizes interest rate swap agreements<div style="display:inline-block;width:5px"> </div>as part of its asset-liability management strategy to help<div style="display:inline-block;width:5px"> </div>manage </div><div id="a29826" style="position:absolute;font-family:'Arial';left:5px;top:49px;">its interest<div style="display:inline-block;width:5px"> </div>rate risk<div style="display:inline-block;width:5px"> </div>position. The<div style="display:inline-block;width:5px"> </div>notional amount<div style="display:inline-block;width:5px"> </div>of the<div style="display:inline-block;width:5px"> </div>interest rate<div style="display:inline-block;width:5px"> </div>swaps do<div style="display:inline-block;width:5px"> </div>not represent<div style="display:inline-block;width:5px"> </div>amounts exchanged<div style="display:inline-block;width:6px"> </div>by the </div><div id="a29827" style="position:absolute;font-family:'Arial';left:5px;top:65px;">parties. The amounts exchanged are<div style="display:inline-block;width:5px"> </div>determined by reference to<div style="display:inline-block;width:5px"> </div>the notional amount and the<div style="display:inline-block;width:5px"> </div>other terms of the individual </div><div id="a29831" style="position:absolute;font-family:'Arial';left:5px;top:80px;">interest rate swap agreements.<div style="display:inline-block;width:4px"> </div></div><div id="a29834" style="position:absolute;font-family:'Arial';left:29px;top:111px;">Rate Swaps Designated as Cash Flow Hedges </div><div id="a29837" style="position:absolute;font-family:'Arial';left:29px;top:141px;">As of December<div style="display:inline-block;width:5px"> </div>31, 2023,<div style="display:inline-block;width:5px"> </div>the Company had </div><div id="a29837_41_3" style="position:absolute;font-family:'Arial';left:300px;top:141px;">two</div><div id="a29837_44_67" style="position:absolute;font-family:'Arial';left:321px;top:141px;"><div style="display:inline-block;width:4px"> </div>interest rate swap<div style="display:inline-block;width:5px"> </div>agreements with<div style="display:inline-block;width:5px"> </div>a notional aggregate<div style="display:inline-block;width:6px"> </div>amount of </div><div id="a29839" style="position:absolute;font-family:'Arial';left:5px;top:157px;">$</div><div id="a29839_1_2" style="position:absolute;font-family:'Arial';left:12px;top:157px;">50</div><div id="a29839_3_120" style="position:absolute;font-family:'Arial';left:27px;top:157px;"><div style="display:inline-block;width:4px"> </div>million that were designated as cash flow hedges of certificates of deposit. The interest rate swap agreements have an </div><div id="a29840" style="position:absolute;font-family:'Arial';left:5px;top:172px;">average<div style="display:inline-block;width:7px"> </div>maturity<div style="display:inline-block;width:7px"> </div>of </div><div id="a29840_20_4" style="position:absolute;font-family:'Arial';left:131px;top:172px;">2.38</div><div id="a29840_24_48" style="position:absolute;font-family:'Arial';left:157px;top:172px;"><div style="display:inline-block;width:7px"> </div>years,<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>weighted<div style="display:inline-block;width:7px"> </div>average<div style="display:inline-block;width:7px"> </div>fixed-rate<div style="display:inline-block;width:7px"> </div>paid<div style="display:inline-block;width:7px"> </div>is </div><div id="a29840_72_4" style="position:absolute;font-family:'Arial';left:457px;top:172px;">3.59</div><div id="a29840_76_37" style="position:absolute;font-family:'Arial';left:483px;top:172px;">%,<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>weighted<div style="display:inline-block;width:7px"> </div>average<div style="display:inline-block;width:7px"> </div>3-month </div><div id="a29846" style="position:absolute;font-family:'Arial';left:5px;top:187px;">compound SOFR (Secured Overnight Financing Rate) being received.<div style="display:inline-block;width:2px"> </div>The Company had </div><div id="a29846_81_2" style="position:absolute;font-family:'Arial';left:532px;top:187px;">no</div><div id="a29846_83_30" style="position:absolute;font-family:'Arial';left:547px;top:187px;"><div style="display:inline-block;width:3px"> </div>cash flow hedges outstanding </div><div id="a29855" style="position:absolute;font-family:'Arial';left:5px;top:203px;">on December 31, 2022. </div><div id="a29858" style="position:absolute;font-family:'Arial';left:29px;top:233px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a29859" style="position:absolute;font-family:'Arial';left:5px;top:249px;">corresponding recognition<div style="display:inline-block;width:5px"> </div>in other comprehensive<div style="display:inline-block;width:6px"> </div>income (loss)<div style="display:inline-block;width:5px"> </div>and subsequently reclassified<div style="display:inline-block;width:6px"> </div>to earnings when<div style="display:inline-block;width:6px"> </div>gains or </div><div id="a29860" style="position:absolute;font-family:'Arial';left:5px;top:264px;">losses are realized. </div><div id="a29863" style="position:absolute;font-family:'Arial';left:29px;top:295px;">Interest Rate Swaps Designated as Fair Value<div style="display:inline-block;width:6px"> </div>Hedges </div><div id="a29866" style="position:absolute;font-family:'Arial';left:29px;top:325px;">As of December<div style="display:inline-block;width:5px"> </div>31, 2023, the<div style="display:inline-block;width:5px"> </div>Company had </div><div id="a29866_41_4" style="position:absolute;font-family:'Arial';left:299px;top:325px;">four</div><div id="a29866_45_67" style="position:absolute;font-family:'Arial';left:322px;top:325px;"><div style="display:inline-block;width:4px"> </div>interest rate swap<div style="display:inline-block;width:5px"> </div>agreements with a<div style="display:inline-block;width:5px"> </div>notional aggregate amount<div style="display:inline-block;width:5px"> </div>of </div><div id="a29867" style="position:absolute;font-family:'Arial';left:5px;top:341px;">$</div><div id="a29867_1_3" style="position:absolute;font-family:'Arial';left:12px;top:341px;">200</div><div id="a29867_4_111" style="position:absolute;font-family:'Arial';left:34px;top:341px;"><div style="display:inline-block;width:5px"> </div>million<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>were<div style="display:inline-block;width:5px"> </div>designated<div style="display:inline-block;width:6px"> </div>as<div style="display:inline-block;width:5px"> </div>fair<div style="display:inline-block;width:5px"> </div>value<div style="display:inline-block;width:5px"> </div>hedges<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:5px"> </div>loans.<div style="display:inline-block;width:5px"> </div>The<div style="display:inline-block;width:5px"> </div>interest<div style="display:inline-block;width:5px"> </div>rate<div style="display:inline-block;width:5px"> </div>swap<div style="display:inline-block;width:5px"> </div>agreements<div style="display:inline-block;width:6px"> </div>have<div style="display:inline-block;width:5px"> </div>an<div style="display:inline-block;width:5px"> </div>average </div><div id="a29868" style="position:absolute;font-family:'Arial';left:5px;top:356px;">maturity of </div><div id="a29868_12_4" style="position:absolute;font-family:'Arial';left:70px;top:356px;">2.23</div><div id="a29868_16_48" style="position:absolute;font-family:'Arial';left:96px;top:356px;"><div style="display:inline-block;width:3px"> </div>years, the weighted average fixed-rate paid<div style="display:inline-block;width:2px"> </div>is </div><div id="a29868_64_4" style="position:absolute;font-family:'Arial';left:369px;top:356px;">4.74</div><div id="a29868_68_51" style="position:absolute;font-family:'Arial';left:395px;top:356px;">%, with the weighted average<div style="display:inline-block;width:2px"> </div>3-month compound SOFR </div><div id="a29874" style="position:absolute;font-family:'Arial';left:5px;top:371px;">being received. </div><div id="a29877" style="position:absolute;font-family:'Arial';left:29px;top:402px;">The<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:7px"> </div>on<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>interest<div style="display:inline-block;width:7px"> </div>rate<div style="display:inline-block;width:7px"> </div>swaps<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>recorded<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>assets<div style="display:inline-block;width:7px"> </div>or<div style="display:inline-block;width:7px"> </div>other<div style="display:inline-block;width:7px"> </div>liabilities<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:7px"> </div>a </div><div id="a29878" style="position:absolute;font-family:'Arial';left:5px;top:417px;">corresponding recognition in the assets being hedged.<div style="display:inline-block;width:5px"> </div></div><div id="a29882" style="position:absolute;font-family:'Arial';left:29px;top:448px;">Interest Rate Swaps </div><div id="a29885" style="position:absolute;font-family:'Arial';left:29px;top:479px;">The Company also<div style="display:inline-block;width:6px"> </div>enters into<div style="display:inline-block;width:5px"> </div>interest rate swaps<div style="display:inline-block;width:6px"> </div>with its<div style="display:inline-block;width:5px"> </div>loan customers. The<div style="display:inline-block;width:6px"> </div>Company had </div><div id="a29885_90_2" style="position:absolute;font-family:'Arial';left:590px;top:479px;">20</div><div id="a29885_92_5" style="position:absolute;font-family:'Arial';left:604px;top:479px;"><div style="display:inline-block;width:4px"> </div>and </div><div id="a29885_97_2" style="position:absolute;font-family:'Arial';left:635px;top:479px;">15</div><div id="a29885_99_15" style="position:absolute;font-family:'Arial';left:650px;top:479px;"><div style="display:inline-block;width:4px"> </div>interest rate </div><div id="a29894" style="position:absolute;font-family:'Arial';left:5px;top:494px;">swaps with loan customers with a notional aggregate<div style="display:inline-block;width:5px"> </div>amount of $</div><div id="a29894_63_4" style="position:absolute;font-family:'Arial';left:391px;top:494px;">46.5</div><div id="a29894_67_14" style="position:absolute;font-family:'Arial';left:417px;top:494px;"><div style="display:inline-block;width:4px"> </div>million and $</div><div id="a29894_81_4" style="position:absolute;font-family:'Arial';left:496px;top:494px;">33.9</div><div id="a29894_85_34" style="position:absolute;font-family:'Arial';left:522px;top:494px;"><div style="display:inline-block;width:4px"> </div>million at December 31, 2023 and </div><div id="a29909" style="position:absolute;font-family:'Arial';left:5px;top:509px;">2022, respectively.<div style="display:inline-block;width:6px"> </div>These interest rate<div style="display:inline-block;width:5px"> </div>swaps have maturity<div style="display:inline-block;width:5px"> </div>dates of between<div style="display:inline-block;width:5px"> </div>2025 and 2051.<div style="display:inline-block;width:5px"> </div>The Company entered<div style="display:inline-block;width:5px"> </div>into </div><div id="a29918" style="position:absolute;font-family:'Arial';left:5px;top:525px;">corresponding<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>offsetting<div style="display:inline-block;width:7px"> </div>derivatives<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:6px"> </div>third<div style="display:inline-block;width:6px"> </div>parties.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>fair<div style="display:inline-block;width:6px"> </div>value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>liability<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:6px"> </div>these<div style="display:inline-block;width:6px"> </div>derivatives<div style="display:inline-block;width:7px"> </div>requires<div style="display:inline-block;width:6px"> </div>the </div><div id="a29921" style="position:absolute;font-family:'Arial';left:5px;top:540px;">Company to provide the counterparty<div style="display:inline-block;width:5px"> </div>with funds to be held as collateral<div style="display:inline-block;width:5px"> </div>which the Company reports as other<div style="display:inline-block;width:5px"> </div>assets under </div><div id="a29926" style="position:absolute;font-family:'Arial';left:5px;top:555px;">the Consolidated<div style="display:inline-block;width:5px"> </div>Balance Sheets.<div style="display:inline-block;width:5px"> </div>While these<div style="display:inline-block;width:5px"> </div>derivatives represent<div style="display:inline-block;width:6px"> </div>economic hedges,<div style="display:inline-block;width:5px"> </div>they do<div style="display:inline-block;width:5px"> </div>not qualify<div style="display:inline-block;width:5px"> </div>as hedges<div style="display:inline-block;width:5px"> </div>for </div><div id="a29931" style="position:absolute;font-family:'Arial';left:5px;top:571px;">accounting purposes.<div style="display:inline-block;width:4px"> </div></div></div></div><div id="TextBlockContainer1165" style="position:relative;line-height:normal;width:706px;height:17px;"><div id="TextContainer1165" style="position:relative;width:706px;z-index:1;"><div id="a29954" style="position:absolute;font-family:'Arial';left:5px;top:0px;">The following table reflects the Company’s customer<div style="display:inline-block;width:5px"> </div>related interest rate swaps at the dates indicated (in<div style="display:inline-block;width:5px"> </div>thousands):</div></div></div><div id="TextBlockContainer1169" style="position:relative;line-height:normal;width:730px;height:251px;"><div style="position:absolute; width:129px; height:1px; left:595.2px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:42.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:285px; height:16px; left:4px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:289px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:361px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.9px; height:1px; left:366.1px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:433.1px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:438.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:590.2px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:595.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:657.1px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:662.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:74.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:73.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276.1px; height:13.9px; left:13px; top:106.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:105.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:15.4px; left:22.1px; top:137.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:138.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:137.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:138.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:169.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:202.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:201.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:202.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:234.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:233.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:235.7px; background-color:#CCEEFF; "> </div> <div id="TextContainer1169" style="position:relative;width:730px;z-index:1;"><div id="a29980" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:631px;top:0px;">Fair Value</div><div id="a29983" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:301px;top:14px;">Notional </div><div id="a29984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:303px;top:28px;">Amount</div><div id="a29987" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:373px;top:14px;">Collateral </div><div id="a29988" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:377px;top:28px;">Amount</div><div id="a29991" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:447px;top:28px;">Balance Sheet Location</div><div id="a29994" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:610px;top:28px;">Asset</div><div id="a29997" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:671px;top:28px;">Liability</div><div id="a29999" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:44px;">December 31, 2023:</div><div id="a30014" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:59px;">Derivatives Designated as Cash Flow Hedges</div><div id="a30029" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:75px;">Interest rate swaps</div><div id="a30031" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:76px;">$</div><div id="a30033" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:76px;">50,000</div><div id="a30036" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:76px;">$</div><div id="a30038" style="position:absolute;font-family:'Arial';font-size:12px;left:426px;top:76px;">-</div><div id="a30041" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:75px;">Other assets</div><div id="a30044" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:76px;">$</div><div id="a30046" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:76px;">334</div><div id="a30049" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:76px;">$</div><div id="a30051" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:76px;">-</div><div id="a30068" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:107px;">Derivatives Designated as Fair Value Hedges</div><div id="a30083" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:123px;">Interest rate swaps</div><div id="a30085" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:124px;">$</div><div id="a30087" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:124px;">200,000</div><div id="a30090" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:124px;">$</div><div id="a30092" style="position:absolute;font-family:'Arial';font-size:12px;left:426px;top:124px;">-</div><div id="a30095" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:123px;">Other liabilities</div><div id="a30098" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:124px;">$</div><div id="a30100" style="position:absolute;font-family:'Arial';font-size:12px;left:650px;top:124px;">-</div><div id="a30103" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:124px;">$</div><div id="a30105" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:124px;">3,430</div><div id="a30121" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:155px;">Derivatives not designated as hedging instruments:</div><div id="a30136" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:171px;">Interest rate swaps related to customer loans</div><div id="a30138" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:172px;">$</div><div id="a30140" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:172px;">46,463</div><div id="a30143" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:172px;">$</div><div id="a30145" style="position:absolute;font-family:'Arial';font-size:12px;left:400px;top:172px;">1,326</div><div id="a30148" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:171px;">Other assets/Other liabilities</div><div id="a30151" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:172px;">$</div><div id="a30153" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:172px;">4,558</div><div id="a30156" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:172px;">$</div><div id="a30158" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:172px;">4,558</div><div id="a30174" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:203px;">December 31, 2022:</div><div id="a30189" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:219px;">Derivatives not designated as hedging instruments:</div><div id="a30204" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:235px;">Interest rate swaps related to customer loans</div><div id="a30206" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:236px;">$</div><div id="a30208" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:236px;">33,893</div><div id="a30211" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:236px;">$</div><div id="a30213" style="position:absolute;font-family:'Arial';font-size:12px;left:400px;top:236px;">1,278</div><div id="a30216" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:235px;">Other assets/Other liabilities</div><div id="a30219" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:236px;">$</div><div id="a30221" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:236px;-sec-ix-hidden:ID_1045;">5,011</div><div id="a30224" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:236px;">$</div><div id="a30226" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:236px;-sec-ix-hidden:ID_1044;">5,011</div></div></div> 2 50000000 P2Y4M17D 0.0359 0 4 200000000 P2Y2M23D 0.0474 20 15 46500000 46500000 33900000 <div id="TextBlockContainer1171" style="position:relative;line-height:normal;width:730px;height:251px;"><div id="div_1168_XBRL_TS_18928bf455ae46a4857f3dd9c960ef0b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1169" style="position:relative;line-height:normal;width:730px;height:251px;"><div style="position:absolute; width:129px; height:1px; left:595.2px; top:13.2px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:42.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:285px; height:16px; left:4px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:72px; height:1px; left:289px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:361px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:66.9px; height:1px; left:366.1px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:433.1px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:152px; height:1px; left:438.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:590.2px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:595.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:657.1px; top:41.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.9px; height:1px; left:662.2px; top:41.5px; background-color:#000000; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:74.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:73.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:75.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:276.1px; height:13.9px; left:13px; top:106.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:105.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:106.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:15.4px; left:22.1px; top:137.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:138.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:137.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:138.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:170.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:169.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:171.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:289px; top:202.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:201.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:590.2px; top:202.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:266.9px; height:13.9px; left:22.1px; top:234.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:289px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:366.1px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:595.2px; top:235.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:233.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:662.2px; top:235.7px; background-color:#CCEEFF; "> </div> <div id="TextContainer1169" style="position:relative;width:730px;z-index:1;"><div id="a29980" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:631px;top:0px;">Fair Value</div><div id="a29983" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:301px;top:14px;">Notional </div><div id="a29984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:303px;top:28px;">Amount</div><div id="a29987" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:373px;top:14px;">Collateral </div><div id="a29988" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:377px;top:28px;">Amount</div><div id="a29991" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:447px;top:28px;">Balance Sheet Location</div><div id="a29994" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:610px;top:28px;">Asset</div><div id="a29997" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:671px;top:28px;">Liability</div><div id="a29999" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:44px;">December 31, 2023:</div><div id="a30014" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:59px;">Derivatives Designated as Cash Flow Hedges</div><div id="a30029" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:75px;">Interest rate swaps</div><div id="a30031" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:76px;">$</div><div id="a30033" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:76px;">50,000</div><div id="a30036" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:76px;">$</div><div id="a30038" style="position:absolute;font-family:'Arial';font-size:12px;left:426px;top:76px;">-</div><div id="a30041" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:75px;">Other assets</div><div id="a30044" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:76px;">$</div><div id="a30046" style="position:absolute;font-family:'Arial';font-size:12px;left:634px;top:76px;">334</div><div id="a30049" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:76px;">$</div><div id="a30051" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:76px;">-</div><div id="a30068" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:107px;">Derivatives Designated as Fair Value Hedges</div><div id="a30083" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:123px;">Interest rate swaps</div><div id="a30085" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:124px;">$</div><div id="a30087" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:124px;">200,000</div><div id="a30090" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:124px;">$</div><div id="a30092" style="position:absolute;font-family:'Arial';font-size:12px;left:426px;top:124px;">-</div><div id="a30095" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:123px;">Other liabilities</div><div id="a30098" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:124px;">$</div><div id="a30100" style="position:absolute;font-family:'Arial';font-size:12px;left:650px;top:124px;">-</div><div id="a30103" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:124px;">$</div><div id="a30105" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:124px;">3,430</div><div id="a30121" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:155px;">Derivatives not designated as hedging instruments:</div><div id="a30136" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:171px;">Interest rate swaps related to customer loans</div><div id="a30138" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:172px;">$</div><div id="a30140" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:172px;">46,463</div><div id="a30143" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:172px;">$</div><div id="a30145" style="position:absolute;font-family:'Arial';font-size:12px;left:400px;top:172px;">1,326</div><div id="a30148" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:171px;">Other assets/Other liabilities</div><div id="a30151" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:172px;">$</div><div id="a30153" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:172px;">4,558</div><div id="a30156" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:172px;">$</div><div id="a30158" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:172px;">4,558</div><div id="a30174" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:203px;">December 31, 2022:</div><div id="a30189" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:219px;">Derivatives not designated as hedging instruments:</div><div id="a30204" style="position:absolute;font-family:'Arial';font-size:12px;left:23px;top:235px;">Interest rate swaps related to customer loans</div><div id="a30206" style="position:absolute;font-family:'Arial';font-size:12px;left:289px;top:236px;">$</div><div id="a30208" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:236px;">33,893</div><div id="a30211" style="position:absolute;font-family:'Arial';font-size:12px;left:367px;top:236px;">$</div><div id="a30213" style="position:absolute;font-family:'Arial';font-size:12px;left:400px;top:236px;">1,278</div><div id="a30216" style="position:absolute;font-family:'Arial';font-size:12px;left:439px;top:235px;">Other assets/Other liabilities</div><div id="a30219" style="position:absolute;font-family:'Arial';font-size:12px;left:596px;top:236px;">$</div><div id="a30221" style="position:absolute;font-family:'Arial';font-size:12px;left:624px;top:236px;-sec-ix-hidden:ID_1045;">5,011</div><div id="a30224" style="position:absolute;font-family:'Arial';font-size:12px;left:663px;top:236px;">$</div><div id="a30226" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:236px;-sec-ix-hidden:ID_1044;">5,011</div></div></div></div></div> 50000000 334000 200000000 3430000 46463000 1326000 4558000 4558000 33893000 1278000 5011000 5011000 <div id="TextBlockContainer1174" style="position:relative;line-height:normal;width:739px;height:603px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.4px; background-color:#000000; "> </div> <div id="TextContainer1174" style="position:relative;width:739px;z-index:1;"><div id="a30229" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">12.<div style="display:inline-block;width:18px"> </div>FAIR VALUE<div style="display:inline-block;width:6px"> </div>MEASUREMENTS<div style="display:inline-block;width:4px"> </div></div><div id="a30235" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:34px;">Determination of Fair Value </div><div id="a30238" style="position:absolute;font-family:'Arial';left:29px;top:65px;">The Company<div style="display:inline-block;width:6px"> </div>uses<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:6px"> </div>measurements<div style="display:inline-block;width:5px"> </div>to record<div style="display:inline-block;width:6px"> </div>fair-value<div style="display:inline-block;width:5px"> </div>adjustments<div style="display:inline-block;width:5px"> </div>to certain<div style="display:inline-block;width:6px"> </div>assets<div style="display:inline-block;width:5px"> </div>and liabilities<div style="display:inline-block;width:6px"> </div>and to </div><div id="a30244" style="position:absolute;font-family:'Arial';left:5px;top:80px;">determine fair value<div style="display:inline-block;width:5px"> </div>disclosures. In accordance<div style="display:inline-block;width:5px"> </div>with the fair<div style="display:inline-block;width:5px"> </div>value measurements<div style="display:inline-block;width:5px"> </div>accounting guidance, the<div style="display:inline-block;width:5px"> </div>fair value of<div style="display:inline-block;width:5px"> </div>a </div><div id="a30245" style="position:absolute;font-family:'Arial';left:5px;top:95px;">financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction </div><div id="a30247" style="position:absolute;font-family:'Arial';left:5px;top:111px;">between market<div style="display:inline-block;width:6px"> </div>participants<div style="display:inline-block;width:5px"> </div>at the<div style="display:inline-block;width:6px"> </div>measurement<div style="display:inline-block;width:5px"> </div>date.<div style="display:inline-block;width:5px"> </div>Fair value<div style="display:inline-block;width:6px"> </div>is best<div style="display:inline-block;width:6px"> </div>determined based<div style="display:inline-block;width:6px"> </div>upon quoted<div style="display:inline-block;width:6px"> </div>market prices. </div><div id="a30248" style="position:absolute;font-family:'Arial';left:5px;top:126px;">However, in<div style="display:inline-block;width:5px"> </div>many instances, there<div style="display:inline-block;width:5px"> </div>are no quoted<div style="display:inline-block;width:5px"> </div>market prices for the<div style="display:inline-block;width:5px"> </div>Company's various financial<div style="display:inline-block;width:5px"> </div>instruments. In cases </div><div id="a30252" style="position:absolute;font-family:'Arial';left:5px;top:141px;">where quoted<div style="display:inline-block;width:6px"> </div>market prices<div style="display:inline-block;width:6px"> </div>are not<div style="display:inline-block;width:6px"> </div>available, fair<div style="display:inline-block;width:6px"> </div>values are<div style="display:inline-block;width:6px"> </div>based on<div style="display:inline-block;width:6px"> </div>estimates using<div style="display:inline-block;width:6px"> </div>present value<div style="display:inline-block;width:6px"> </div>or other<div style="display:inline-block;width:6px"> </div>valuation </div><div id="a30253" style="position:absolute;font-family:'Arial';left:5px;top:157px;">techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates </div><div id="a30255" style="position:absolute;font-family:'Arial';left:5px;top:172px;">of future cash flows. Accordingly, the fair value estimates may not be realized in<div style="display:inline-block;width:2px"> </div>an immediate settlement of the instrument. </div><div id="a30258" style="position:absolute;font-family:'Arial';left:29px;top:203px;">The fair<div style="display:inline-block;width:2px"> </div>value guidance provides<div style="display:inline-block;width:2px"> </div>a consistent definition<div style="display:inline-block;width:2px"> </div>of fair<div style="display:inline-block;width:2px"> </div>value, which focuses<div style="display:inline-block;width:2px"> </div>on exit<div style="display:inline-block;width:2px"> </div>price in<div style="display:inline-block;width:2px"> </div>an orderly transaction </div><div id="a30261" style="position:absolute;font-family:'Arial';left:5px;top:218px;">(that is,<div style="display:inline-block;width:6px"> </div>not a<div style="display:inline-block;width:6px"> </div>forced<div style="display:inline-block;width:5px"> </div>liquidation<div style="display:inline-block;width:5px"> </div>or distressed<div style="display:inline-block;width:6px"> </div>sale) between<div style="display:inline-block;width:6px"> </div>market participants<div style="display:inline-block;width:7px"> </div>at the<div style="display:inline-block;width:6px"> </div>measurement<div style="display:inline-block;width:5px"> </div>date<div style="display:inline-block;width:5px"> </div>under current </div><div id="a30262" style="position:absolute;font-family:'Arial';left:5px;top:233px;">market conditions.<div style="display:inline-block;width:6px"> </div>If there<div style="display:inline-block;width:7px"> </div>has been<div style="display:inline-block;width:6px"> </div>a significant<div style="display:inline-block;width:6px"> </div>decrease<div style="display:inline-block;width:5px"> </div>in the<div style="display:inline-block;width:6px"> </div>volume<div style="display:inline-block;width:5px"> </div>and level<div style="display:inline-block;width:6px"> </div>of activity<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>asset<div style="display:inline-block;width:5px"> </div>or liability,<div style="display:inline-block;width:7px"> </div>a </div><div id="a30264" style="position:absolute;font-family:'Arial';left:5px;top:249px;">change in<div style="display:inline-block;width:2px"> </div>valuation technique or<div style="display:inline-block;width:2px"> </div>the use<div style="display:inline-block;width:2px"> </div>of multiple<div style="display:inline-block;width:2px"> </div>valuation techniques may<div style="display:inline-block;width:2px"> </div>be appropriate.<div style="display:inline-block;width:2px"> </div>In such<div style="display:inline-block;width:2px"> </div>instances, determining </div><div id="a30265" style="position:absolute;font-family:'Arial';left:5px;top:264px;">the<div style="display:inline-block;width:5px"> </div>price<div style="display:inline-block;width:5px"> </div>at<div style="display:inline-block;width:5px"> </div>which<div style="display:inline-block;width:6px"> </div>willing<div style="display:inline-block;width:6px"> </div>market<div style="display:inline-block;width:5px"> </div>participants<div style="display:inline-block;width:6px"> </div>would<div style="display:inline-block;width:5px"> </div>transact<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>measurement<div style="display:inline-block;width:6px"> </div>date<div style="display:inline-block;width:6px"> </div>under<div style="display:inline-block;width:6px"> </div>current<div style="display:inline-block;width:6px"> </div>market<div style="display:inline-block;width:6px"> </div>conditions </div><div id="a30267" style="position:absolute;font-family:'Arial';left:5px;top:279px;">depends on the facts<div style="display:inline-block;width:5px"> </div>and circumstances and<div style="display:inline-block;width:5px"> </div>requires the use of<div style="display:inline-block;width:5px"> </div>significant judgment. The fair<div style="display:inline-block;width:5px"> </div>value is a reasonable<div style="display:inline-block;width:5px"> </div>point </div><div id="a30268" style="position:absolute;font-family:'Arial';left:5px;top:295px;">within the range that is most representative of fair value under<div style="display:inline-block;width:5px"> </div>current market conditions. </div><div id="a30272" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:325px;">Fair Value Hierarchy </div><div id="a30275" style="position:absolute;font-family:'Arial';left:29px;top:356px;">In accordance with<div style="display:inline-block;width:5px"> </div>this guidance, the<div style="display:inline-block;width:5px"> </div>Company groups its<div style="display:inline-block;width:5px"> </div>financial assets<div style="display:inline-block;width:5px"> </div>and financial liabilities<div style="display:inline-block;width:5px"> </div>generally measured </div><div id="a30279" style="position:absolute;font-family:'Arial';left:5px;top:371px;">at fair<div style="display:inline-block;width:6px"> </div>value in<div style="display:inline-block;width:6px"> </div>three<div style="display:inline-block;width:5px"> </div>levels, based<div style="display:inline-block;width:6px"> </div>on the<div style="display:inline-block;width:6px"> </div>markets<div style="display:inline-block;width:5px"> </div>in which<div style="display:inline-block;width:6px"> </div>the assets<div style="display:inline-block;width:6px"> </div>and liabilities<div style="display:inline-block;width:6px"> </div>are traded,<div style="display:inline-block;width:6px"> </div>and the<div style="display:inline-block;width:6px"> </div>reliability<div style="display:inline-block;width:5px"> </div>of the </div><div id="a30281" style="position:absolute;font-family:'Arial';left:5px;top:387px;">assumptions used to determine fair value. </div><div id="a30285" style="position:absolute;font-family:'Arial';font-weight:bold;left:53px;top:417px;">Level 1</div><div id="a30286" style="position:absolute;font-family:'Arial';left:99px;top:417px;"><div style="display:inline-block;width:4px"> </div>- Valuation<div style="display:inline-block;width:6px"> </div>is based<div style="display:inline-block;width:5px"> </div>on quoted<div style="display:inline-block;width:5px"> </div>prices in<div style="display:inline-block;width:5px"> </div>active markets<div style="display:inline-block;width:5px"> </div>for identical<div style="display:inline-block;width:5px"> </div>assets or<div style="display:inline-block;width:5px"> </div>liabilities that<div style="display:inline-block;width:5px"> </div>the reporting </div><div id="a30290" style="position:absolute;font-family:'Arial';left:53px;top:433px;">entity has<div style="display:inline-block;width:5px"> </div>the ability<div style="display:inline-block;width:5px"> </div>to access<div style="display:inline-block;width:5px"> </div>at the measurement<div style="display:inline-block;width:6px"> </div>date. Level<div style="display:inline-block;width:5px"> </div>1 assets<div style="display:inline-block;width:5px"> </div>and liabilities<div style="display:inline-block;width:5px"> </div>generally include<div style="display:inline-block;width:5px"> </div>debt and </div><div id="a30291" style="position:absolute;font-family:'Arial';left:53px;top:448px;">equity securities that<div style="display:inline-block;width:2px"> </div>are traded in<div style="display:inline-block;width:2px"> </div>an active exchange<div style="display:inline-block;width:2px"> </div>market. Valuations are obtained from<div style="display:inline-block;width:2px"> </div>readily available pricing </div><div id="a30293" style="position:absolute;font-family:'Arial';left:53px;top:463px;">sources for market transactions involving identical assets<div style="display:inline-block;width:5px"> </div>or liabilities. </div><div id="a30296" style="position:absolute;font-family:'Arial';font-weight:bold;left:53px;top:494px;">Level 2</div><div id="a30297" style="position:absolute;font-family:'Arial';left:98px;top:494px;"><div style="display:inline-block;width:4px"> </div>- Valuation<div style="display:inline-block;width:5px"> </div>is based on inputs other<div style="display:inline-block;width:5px"> </div>than quoted prices included<div style="display:inline-block;width:5px"> </div>within Level 1 that are<div style="display:inline-block;width:5px"> </div>observable for the </div><div id="a30301" style="position:absolute;font-family:'Arial';left:53px;top:509px;">asset<div style="display:inline-block;width:5px"> </div>or<div style="display:inline-block;width:5px"> </div>liability,<div style="display:inline-block;width:6px"> </div>either<div style="display:inline-block;width:5px"> </div>directly<div style="display:inline-block;width:5px"> </div>or<div style="display:inline-block;width:5px"> </div>indirectly.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:5px"> </div>valuation<div style="display:inline-block;width:5px"> </div>may<div style="display:inline-block;width:5px"> </div>be<div style="display:inline-block;width:5px"> </div>based<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:5px"> </div>quoted<div style="display:inline-block;width:5px"> </div>prices<div style="display:inline-block;width:5px"> </div>for<div style="display:inline-block;width:5px"> </div>similar<div style="display:inline-block;width:5px"> </div>assets<div style="display:inline-block;width:5px"> </div>or </div><div id="a30302" style="position:absolute;font-family:'Arial';left:53px;top:525px;">liabilities; quoted<div style="display:inline-block;width:5px"> </div>prices in<div style="display:inline-block;width:5px"> </div>markets that are<div style="display:inline-block;width:6px"> </div>not active;<div style="display:inline-block;width:5px"> </div>or other inputs<div style="display:inline-block;width:6px"> </div>that are observable<div style="display:inline-block;width:6px"> </div>or can be<div style="display:inline-block;width:6px"> </div>corroborated </div><div id="a30304" style="position:absolute;font-family:'Arial';left:53px;top:540px;">by observable market data for substantially the full term of the<div style="display:inline-block;width:5px"> </div>asset or liability. </div><div id="a30307" style="position:absolute;font-family:'Arial';font-weight:bold;left:53px;top:571px;">Level 3</div><div id="a30308" style="position:absolute;font-family:'Arial';left:99px;top:571px;"><div style="display:inline-block;width:4px"> </div>- Valuation<div style="display:inline-block;width:6px"> </div>is based on<div style="display:inline-block;width:5px"> </div>unobservable inputs that<div style="display:inline-block;width:6px"> </div>are supported<div style="display:inline-block;width:5px"> </div>by little or<div style="display:inline-block;width:5px"> </div>no market activity<div style="display:inline-block;width:5px"> </div>and that are </div><div id="a30312" style="position:absolute;font-family:'Arial';left:53px;top:586px;">significant<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>fair<div style="display:inline-block;width:5px"> </div>value<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>assets<div style="display:inline-block;width:5px"> </div>or<div style="display:inline-block;width:5px"> </div>liabilities.<div style="display:inline-block;width:5px"> </div>Level<div style="display:inline-block;width:5px"> </div>3<div style="display:inline-block;width:5px"> </div>assets<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>liabilities<div style="display:inline-block;width:5px"> </div>include<div style="display:inline-block;width:5px"> </div>financial<div style="display:inline-block;width:5px"> </div>instruments </div></div></div><div id="TextBlockContainer1177" style="position:relative;line-height:normal;width:739px;height:308px;"><div id="TextContainer1177" style="position:relative;width:739px;z-index:1;"><div id="a30333" style="position:absolute;font-family:'Arial';left:53px;top:0px;">whose value<div style="display:inline-block;width:6px"> </div>is determined<div style="display:inline-block;width:6px"> </div>using pricing<div style="display:inline-block;width:6px"> </div>models, discounted<div style="display:inline-block;width:6px"> </div>cash<div style="display:inline-block;width:5px"> </div>flow<div style="display:inline-block;width:5px"> </div>methodologies,<div style="display:inline-block;width:5px"> </div>or similar<div style="display:inline-block;width:6px"> </div>techniques,<div style="display:inline-block;width:5px"> </div>as </div><div id="a30334" style="position:absolute;font-family:'Arial';left:53px;top:15px;">well as instruments for which determination of fair value<div style="display:inline-block;width:5px"> </div>requires significant management judgment or estimation. </div><div id="a30337" style="position:absolute;font-family:'Arial';left:29px;top:46px;">A<div style="display:inline-block;width:5px"> </div>financial<div style="display:inline-block;width:6px"> </div>instrument's<div style="display:inline-block;width:6px"> </div>categorization<div style="display:inline-block;width:6px"> </div>within<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>valuation<div style="display:inline-block;width:6px"> </div>hierarchy<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:5px"> </div>based<div style="display:inline-block;width:5px"> </div>upon<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:6px"> </div>lowest<div style="display:inline-block;width:6px"> </div>level<div style="display:inline-block;width:5px"> </div>of<div style="display:inline-block;width:5px"> </div>input<div style="display:inline-block;width:6px"> </div>that<div style="display:inline-block;width:5px"> </div>is </div><div id="a30338" style="position:absolute;font-family:'Arial';left:5px;top:61px;">significant to the fair value measurement.</div><div id="a30341" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:92px;">Items Measured at Fair Value<div style="display:inline-block;width:5px"> </div>on a Recurring Basis </div><div id="a30344" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:123px;">Investment securities:</div><div id="a30346" style="position:absolute;font-family:'Arial';left:170px;top:123px;"><div style="display:inline-block;width:4px"> </div>When instruments are traded<div style="display:inline-block;width:5px"> </div>in secondary markets and<div style="display:inline-block;width:5px"> </div>quoted market prices do<div style="display:inline-block;width:5px"> </div>not exist for </div><div id="a30348" style="position:absolute;font-family:'Arial';left:5px;top:138px;">such securities,<div style="display:inline-block;width:5px"> </div>management generally<div style="display:inline-block;width:6px"> </div>relies on<div style="display:inline-block;width:5px"> </div>prices obtained<div style="display:inline-block;width:6px"> </div>from independent<div style="display:inline-block;width:5px"> </div>vendors or<div style="display:inline-block;width:5px"> </div>third-party broker<div style="display:inline-block;width:1px"> </div>-dealers. </div><div id="a30353" style="position:absolute;font-family:'Arial';left:5px;top:153px;">Management reviews pricing methodologies provided by the vendors and third-party broker-dealers in order to determine if </div><div id="a30359" style="position:absolute;font-family:'Arial';left:5px;top:169px;">observable market information is being utilized. Securities measured with pricing provided by independent vendors or<div style="display:inline-block;width:2px"> </div>third-</div><div id="a30361" style="position:absolute;font-family:'Arial';left:5px;top:184px;">party broker-dealers<div style="display:inline-block;width:5px"> </div>are classified within<div style="display:inline-block;width:6px"> </div>Level 2 of<div style="display:inline-block;width:5px"> </div>the hierarchy and<div style="display:inline-block;width:6px"> </div>often involve using<div style="display:inline-block;width:6px"> </div>quoted market<div style="display:inline-block;width:5px"> </div>prices for similar </div><div id="a30365" style="position:absolute;font-family:'Arial';left:5px;top:199px;">securities, pricing models or discounted cash flow analyses<div style="display:inline-block;width:5px"> </div>utilizing inputs observable in the market where available. </div><div id="a30368" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:230px;">Derivatives:</div><div id="a30370" style="position:absolute;font-family:'Arial';left:104px;top:230px;"><div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>fair<div style="display:inline-block;width:7px"> </div>value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>derivatives<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>measured<div style="display:inline-block;width:7px"> </div>with<div style="display:inline-block;width:6px"> </div>pricing<div style="display:inline-block;width:6px"> </div>provided<div style="display:inline-block;width:7px"> </div>by<div style="display:inline-block;width:6px"> </div>third-party<div style="display:inline-block;width:7px"> </div>participants<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>are </div><div id="a30374" style="position:absolute;font-family:'Arial';left:5px;top:245px;">classified within Level 2 of the hierarchy. </div><div id="a30377" style="position:absolute;font-family:'Arial';left:29px;top:276px;">The following table represents<div style="display:inline-block;width:2px"> </div>the Company's assets measured at<div style="display:inline-block;width:2px"> </div>fair value on a<div style="display:inline-block;width:2px"> </div>recurring basis at December 31, 2023 </div><div id="a30383" style="position:absolute;font-family:'Arial';left:5px;top:291px;">and 2022 for each of the fair value hierarchy levels (in thousands):</div></div></div><div id="TextBlockContainer1186" style="position:relative;line-height:normal;width:739px;height:277px;"><div id="TextContainer1186" style="position:relative;width:739px;z-index:1;"><div id="a30887" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">Items Measured at Fair Value<div style="display:inline-block;width:5px"> </div>on a Non-recurring Basis<div style="display:inline-block;width:4px"> </div></div><div id="a30892" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:31px;">Individually Evaluated<div style="display:inline-block;width:5px"> </div>Loans and<div style="display:inline-block;width:5px"> </div>Impaired Loans: </div><div id="a30895" style="position:absolute;font-family:'Arial';left:353px;top:31px;">ASC 326<div style="display:inline-block;width:5px"> </div>eliminates the<div style="display:inline-block;width:5px"> </div>current accounting<div style="display:inline-block;width:5px"> </div>model for<div style="display:inline-block;width:5px"> </div>impaired </div><div id="a30896" style="position:absolute;font-family:'Arial';left:5px;top:46px;">loans effective as<div style="display:inline-block;width:2px"> </div>of January 1,<div style="display:inline-block;width:2px"> </div>2023. At<div style="display:inline-block;width:2px"> </div>December 31, 2022,<div style="display:inline-block;width:2px"> </div>in accordance<div style="display:inline-block;width:2px"> </div>with provisions<div style="display:inline-block;width:2px"> </div>of the<div style="display:inline-block;width:2px"> </div>loan impairment<div style="display:inline-block;width:2px"> </div>guidance, </div><div id="a30897" style="position:absolute;font-family:'Arial';left:5px;top:61px;">individual loans<div style="display:inline-block;width:6px"> </div>with a<div style="display:inline-block;width:5px"> </div>carrying amount<div style="display:inline-block;width:6px"> </div>of $</div><div id="a30897_44_3" style="position:absolute;font-family:'Arial';left:265px;top:61px;">3.9</div><div id="a30897_47_51" style="position:absolute;font-family:'Arial';left:283px;top:61px;"><div style="display:inline-block;width:4px"> </div>million were<div style="display:inline-block;width:5px"> </div>written down<div style="display:inline-block;width:5px"> </div>to their<div style="display:inline-block;width:5px"> </div>fair value<div style="display:inline-block;width:5px"> </div>of $</div><div id="a30897_98_3" style="position:absolute;font-family:'Arial';left:572px;top:61px;">3.6</div><div id="a30897_101_26" style="position:absolute;font-family:'Arial';left:590px;top:61px;"><div style="display:inline-block;width:4px"> </div>million, resulting<div style="display:inline-block;width:6px"> </div>in an </div><div id="a30899" style="position:absolute;font-family:'Arial';left:5px;top:77px;">impairment charge of $</div><div id="a30899_22_3" style="position:absolute;font-family:'Arial';left:142px;top:77px;">294</div><div id="a30899_25_93" style="position:absolute;font-family:'Arial';left:164px;top:77px;"><div style="display:inline-block;width:4px"> </div>thousand, which was included<div style="display:inline-block;width:5px"> </div>in the allowance for<div style="display:inline-block;width:5px"> </div>credit losses at December<div style="display:inline-block;width:5px"> </div>31, 2022. Loans </div><div id="a30900" style="position:absolute;font-family:'Arial';left:5px;top:92px;">subject to write<div style="display:inline-block;width:1px"> </div>-downs, or<div style="display:inline-block;width:5px"> </div>impaired loans,<div style="display:inline-block;width:5px"> </div>are estimated<div style="display:inline-block;width:5px"> </div>using the present<div style="display:inline-block;width:6px"> </div>value of<div style="display:inline-block;width:5px"> </div>expected cash<div style="display:inline-block;width:5px"> </div>flows or the<div style="display:inline-block;width:6px"> </div>appraised </div><div id="a30904" style="position:absolute;font-family:'Arial';left:5px;top:107px;">value<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:7px"> </div>underlying<div style="display:inline-block;width:7px"> </div>collateral<div style="display:inline-block;width:7px"> </div>discounted<div style="display:inline-block;width:7px"> </div>as<div style="display:inline-block;width:7px"> </div>necessary<div style="display:inline-block;width:7px"> </div>due<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:7px"> </div>management's<div style="display:inline-block;width:7px"> </div>estimates<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:7px"> </div>changes<div style="display:inline-block;width:7px"> </div>in<div style="display:inline-block;width:6px"> </div>economic </div><div id="a30905" style="position:absolute;font-family:'Arial';left:5px;top:123px;">conditions and are considered a Level 3 valuation. </div><div id="a30908" style="position:absolute;font-family:'Arial';font-weight:bold;left:29px;top:153px;">Other Real Estate:</div><div id="a30910" style="position:absolute;font-family:'Arial';left:145px;top:153px;"><div style="display:inline-block;width:4px"> </div>Other real<div style="display:inline-block;width:5px"> </div>estate owned are<div style="display:inline-block;width:6px"> </div>valued at the<div style="display:inline-block;width:6px"> </div>lesser of the<div style="display:inline-block;width:6px"> </div>third-party appraisals<div style="display:inline-block;width:5px"> </div>less management's </div><div id="a30914" style="position:absolute;font-family:'Arial';left:5px;top:169px;">estimate of<div style="display:inline-block;width:2px"> </div>the costs to<div style="display:inline-block;width:2px"> </div>sell or the<div style="display:inline-block;width:2px"> </div>carrying cost of<div style="display:inline-block;width:2px"> </div>the other<div style="display:inline-block;width:2px"> </div>real estate<div style="display:inline-block;width:2px"> </div>owned. Appraisals generally<div style="display:inline-block;width:2px"> </div>use the market<div style="display:inline-block;width:2px"> </div>approach </div><div id="a30916" style="position:absolute;font-family:'Arial';left:5px;top:184px;">valuation technique<div style="display:inline-block;width:6px"> </div>and use<div style="display:inline-block;width:5px"> </div>market observable<div style="display:inline-block;width:6px"> </div>data to<div style="display:inline-block;width:5px"> </div>formulate an<div style="display:inline-block;width:6px"> </div>opinion of<div style="display:inline-block;width:5px"> </div>the fair<div style="display:inline-block;width:5px"> </div>value of<div style="display:inline-block;width:5px"> </div>the properties.<div style="display:inline-block;width:6px"> </div>However, </div><div id="a30918" style="position:absolute;font-family:'Arial';left:5px;top:199px;">the appraiser<div style="display:inline-block;width:5px"> </div>uses professional<div style="display:inline-block;width:6px"> </div>judgment in<div style="display:inline-block;width:5px"> </div>determining the<div style="display:inline-block;width:6px"> </div>fair value<div style="display:inline-block;width:5px"> </div>of the<div style="display:inline-block;width:5px"> </div>property and<div style="display:inline-block;width:5px"> </div>the Company<div style="display:inline-block;width:6px"> </div>may also<div style="display:inline-block;width:5px"> </div>adjust </div><div id="a30922" style="position:absolute;font-family:'Arial';left:5px;top:215px;">the value for changes in<div style="display:inline-block;width:5px"> </div>market conditions subsequent<div style="display:inline-block;width:5px"> </div>to the valuation date<div style="display:inline-block;width:5px"> </div>when current appraisals<div style="display:inline-block;width:5px"> </div>are not available. As </div><div id="a30924" style="position:absolute;font-family:'Arial';left:5px;top:230px;">a consequence of the carrying cost or the<div style="display:inline-block;width:2px"> </div>third-party appraisal and adjustments therein, the fair values of the properties are </div><div id="a30927" style="position:absolute;font-family:'Arial';left:5px;top:245px;">considered a Level 3 valuation.</div><div id="a30930" style="position:absolute;font-family:'Arial';font-weight:bold;left:189px;top:245px;"><div style="display:inline-block;width:4px"> </div></div></div></div><div id="TextBlockContainer1189" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1189" style="position:relative;width:739px;z-index:1;"><div id="a30953" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The following table represents the Company’s assets measured at fair value on a non-recurring basis at December 31, </div><div id="a30964" style="position:absolute;font-family:'Arial';left:5px;top:15px;">2023 and 2022 for each of the fair value hierarchy levels<div style="display:inline-block;width:5px"> </div>(in thousands):</div></div></div><div id="TextBlockContainer1198" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1198" style="position:relative;width:739px;z-index:1;"><div id="a31034" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The following table presents<div style="display:inline-block;width:5px"> </div>quantified information about<div style="display:inline-block;width:5px"> </div>Level 3 fair value<div style="display:inline-block;width:5px"> </div>measurements for assets measured<div style="display:inline-block;width:5px"> </div>at fair </div><div id="a31037" style="position:absolute;font-family:'Arial';left:5px;top:15px;">value on a non-recurring basis at December 31, 2022 (in<div style="display:inline-block;width:5px"> </div>thousands):</div></div></div><div id="TextBlockContainer1207" style="position:relative;line-height:normal;width:739px;height:93px;"><div id="TextContainer1207" style="position:relative;width:739px;z-index:1;"><div id="a31111" style="position:absolute;font-family:'Arial';left:29px;top:0px;">There were </div><div id="a31111_11_2" style="position:absolute;font-family:'Arial';left:100px;top:0px;">no</div><div id="a31111_13_102" style="position:absolute;font-family:'Arial';left:115px;top:0px;"><div style="display:inline-block;width:4px"> </div>financial liabilities measured at fair value on a non-recurring<div style="display:inline-block;width:5px"> </div>basis at December 31, 2023 and 2022. </div><div id="a31127" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:31px;">Items Not Measured at Fair Value </div><div id="a31130" style="position:absolute;font-family:'Arial';left:29px;top:61px;">The carrying amounts and estimated fair values of financial instruments not carried at fair value, at December 31, 2023 </div><div id="a31135" style="position:absolute;font-family:'Arial';left:5px;top:77px;">and 2022 are as follows (in thousands):</div></div></div><div id="TextBlockContainer1183" style="position:relative;line-height:normal;width:730px;height:237px;"><div id="div_1180_XBRL_TS_142f9c4080e04f0ab19125e4248e83fc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1181" style="position:relative;line-height:normal;width:730px;height:237px;"><div style="position:absolute; width:240px; height:1px; left:242.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:240px; height:1px; left:484.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:31.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:15.2px; left:4px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:291.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:361px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:412.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:482.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:533.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:603.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:654.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:61.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:60.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:93px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:15.4px; left:291.1px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:15.4px; left:361px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:15.4px; left:412.1px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:15.4px; left:482.2px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:91.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:124.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:123.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:156.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16px; left:4px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:291.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:361px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:412.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:482.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:533.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:603.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:654.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:242.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:293px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:363.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:414.2px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:484.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:535.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:605.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:187.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:656.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16.8px; left:4px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:291.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:361px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:412.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:482.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:533.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:603.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:654.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:242.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:293px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:363.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:414.2px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:484.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:535.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:605.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:220.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:656.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16.8px; left:4px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:291.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:361px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:412.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:482.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:533.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:603.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:654.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:219.1px; background-color:#000000; "> </div> <div id="TextContainer1181" style="position:relative;width:730px;z-index:1;"><div id="a30394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:349px;top:0px;">2023</div><div id="a30397" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:591px;top:0px;">2022</div><div id="a30400" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:247px;top:17px;">Level 1</div><div id="a30403" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:307px;top:17px;">Level 2</div><div id="a30406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:368px;top:17px;">Level 3</div><div id="a30409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:17px;">Total</div><div id="a30412" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:489px;top:17px;">Level 1</div><div id="a30415" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:549px;top:17px;">Level 2</div><div id="a30418" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:610px;top:17px;">Level 3</div><div id="a30421" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:676px;top:17px;">Total</div><div id="a30423" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">Investment securities available for sale:</div><div id="a30448" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">U.S. Government Agency</div><div id="a30450" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:47px;">$</div><div id="a30452" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:47px;">-</div><div id="a30455" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:47px;">$</div><div id="a30457" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:47px;">8,173</div><div id="a30460" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:47px;">$</div><div id="a30462" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:47px;">-</div><div id="a30465" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:47px;">$</div><div id="a30467" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:47px;">8,173</div><div id="a30470" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:47px;">$</div><div id="a30472" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:47px;">-</div><div id="a30475" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:47px;">$</div><div id="a30477" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:47px;">8,655</div><div id="a30480" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:47px;">$</div><div id="a30482" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:47px;">-</div><div id="a30485" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:47px;">$</div><div id="a30487" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:47px;">8,655</div><div id="a30489" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:62px;">Collateralized mortgage obligations</div><div id="a30492" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:62px;">-</div><div id="a30496" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:62px;">80,606</div><div id="a30500" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:62px;">-</div><div id="a30504" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:62px;">80,606</div><div id="a30508" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:62px;">-</div><div id="a30512" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:62px;">95,541</div><div id="a30516" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:62px;">-</div><div id="a30520" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:62px;">95,541</div><div id="a30522" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Mortgage-backed securities - residential</div><div id="a30530" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:78px;">-</div><div id="a30534" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:78px;">52,187</div><div id="a30538" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:78px;">-</div><div id="a30542" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:78px;">52,187</div><div id="a30546" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:78px;">-</div><div id="a30550" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:78px;">60,879</div><div id="a30554" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:78px;">-</div><div id="a30558" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:78px;">60,879</div><div id="a30560" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Mortgage-backed securities - commercial</div><div id="a30568" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:94px;">-</div><div id="a30572" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:94px;">42,764</div><div id="a30576" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:94px;">-</div><div id="a30580" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:94px;">42,764</div><div id="a30584" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:94px;">-</div><div id="a30588" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:94px;">27,954</div><div id="a30592" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:94px;">-</div><div id="a30596" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:94px;">27,954</div><div id="a30598" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:109px;">Municipal securities</div><div id="a30601" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:110px;">-</div><div id="a30605" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:110px;">19,338</div><div id="a30609" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:110px;">-</div><div id="a30613" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:110px;">19,338</div><div id="a30617" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:110px;">-</div><div id="a30621" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:110px;">18,483</div><div id="a30625" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:110px;">-</div><div id="a30629" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:110px;">18,483</div><div id="a30631" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:125px;">Bank subordinated debt securities</div><div id="a30634" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:126px;">-</div><div id="a30638" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:126px;">26,261</div><div id="a30642" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:126px;">-</div><div id="a30646" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:126px;">26,261</div><div id="a30650" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:126px;">-</div><div id="a30654" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:126px;">14,919</div><div id="a30658" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:126px;">-</div><div id="a30662" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:126px;">14,919</div><div id="a30664" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Corporate bonds</div><div id="a30667" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:142px;">-</div><div id="a30671" style="position:absolute;font-family:'Arial';font-size:12px;left:353px;top:142px;-sec-ix-hidden:ID_275;">-</div><div id="a30675" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:142px;">-</div><div id="a30679" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:142px;-sec-ix-hidden:ID_282;">-</div><div id="a30683" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:142px;">-</div><div id="a30687" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:142px;">3,709</div><div id="a30691" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:142px;">-</div><div id="a30695" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:142px;">3,709</div><div id="a30697" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:157px;">Total</div><div id="a30700" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:158px;">-</div><div id="a30704" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:158px;">229,329</div><div id="a30708" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:158px;">-</div><div id="a30712" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:158px;">229,329</div><div id="a30716" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:158px;">-</div><div id="a30720" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:158px;">230,140</div><div id="a30724" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:158px;">-</div><div id="a30728" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:158px;">230,140</div><div id="a30730" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:172px;">Derivative assets</div><div id="a30733" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:173px;">-</div><div id="a30737" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:173px;">4,892</div><div id="a30741" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:173px;">-</div><div id="a30745" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:173px;">4,892</div><div id="a30749" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:173px;">-</div><div id="a30753" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:173px;">5,011</div><div id="a30757" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:173px;">-</div><div id="a30761" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:173px;">5,011</div><div id="a30763" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:188px;">Total assets at fair value</div><div id="a30765" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:190px;">$</div><div id="a30767" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:190px;">-</div><div id="a30770" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:190px;">$</div><div id="a30772" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:190px;">234,221</div><div id="a30775" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:190px;">$</div><div id="a30777" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:190px;">-</div><div id="a30780" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:190px;">$</div><div id="a30782" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:190px;">234,221</div><div id="a30785" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:190px;">$</div><div id="a30787" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:190px;">-</div><div id="a30790" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:190px;">$</div><div id="a30792" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:190px;">235,151</div><div id="a30795" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:190px;">$</div><div id="a30797" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:190px;">-</div><div id="a30800" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:190px;">$</div><div id="a30802" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:190px;">235,151</div><div id="a30804" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:206px;">Derivative liabilities</div><div id="a30806" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:206px;">$</div><div id="a30808" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:206px;">-</div><div id="a30811" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:206px;">$</div><div id="a30813" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:206px;">7,988</div><div id="a30816" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:206px;">$</div><div id="a30818" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:206px;">-</div><div id="a30821" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:206px;">$</div><div id="a30823" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:206px;">7,988</div><div id="a30826" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:206px;">$</div><div id="a30828" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:206px;">-</div><div id="a30831" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:206px;">$</div><div id="a30833" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:206px;">5,011</div><div id="a30836" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:206px;">$</div><div id="a30838" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:206px;">-</div><div id="a30841" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:206px;">$</div><div id="a30843" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:206px;">5,011</div><div id="a30845" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:221px;">Total liabilities at fair value</div><div id="a30847" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:222px;">$</div><div id="a30849" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:222px;">-</div><div id="a30852" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:222px;">$</div><div id="a30854" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:222px;">7,988</div><div id="a30857" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:222px;">$</div><div id="a30859" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:222px;">-</div><div id="a30862" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:222px;">$</div><div id="a30864" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:222px;">7,988</div><div id="a30867" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:222px;">$</div><div id="a30869" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:222px;">-</div><div id="a30872" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:222px;">$</div><div id="a30874" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:222px;">5,011</div><div id="a30877" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:222px;">$</div><div id="a30879" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:222px;">-</div><div id="a30882" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:222px;">$</div><div id="a30884" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:222px;">5,011</div></div></div></div></div><div id="TextBlockContainer1195" style="position:relative;line-height:normal;width:730px;height:62px;"><div id="div_1192_XBRL_TS_26470c4bffd441bca28410fe96aa3adc" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1193" style="position:relative;line-height:normal;width:730px;height:62px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:361px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:453.1px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:47px; background-color:#CCEEFF; "> </div> <div id="TextContainer1193" style="position:relative;width:730px;z-index:1;"><div id="a30975" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:385px;top:0px;">Level 1</div><div id="a30978" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:0px;">Level 2</div><div id="a30981" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:569px;top:0px;">Level 3</div><div id="a30984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:0px;">Total</div><div id="a30999" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">December 31, 2022:</div><div id="a31012" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:46px;">Impaired loans</div><div id="a31014" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:47px;">$</div><div id="a31016" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:47px;">-</div><div id="a31019" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:47px;">$</div><div id="a31021" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:47px;">-</div><div id="a31024" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:47px;">$</div><div id="a31026" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:47px;">3,639</div><div id="a31029" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:47px;">$</div><div id="a31031" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:47px;">3,639</div></div></div></div></div><div id="TextBlockContainer1202" style="position:relative;line-height:normal;width:723px;height:93px;"><div style="position:absolute; width:165px; height:1px; left:244.1px; top:14.1px; background-color:#000000; "> </div> <div style="position:absolute; width:310px; height:1px; left:414.2px; top:14.1px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:162.1px; top:31.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.4px; left:4px; top:30.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:174.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:60.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:162.1px; top:75.9px; background-color:#000000; "> </div> <div id="TextContainer1202" style="position:relative;width:723px;z-index:1;"><div id="a31049" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:172px;top:0px;">Fair Value</div><div id="a31052" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:261px;top:0px;">Valuation Technique(s)</div><div id="a31055" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:506px;top:0px;">Unobservable Input(s)</div><div id="a31057" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">December 31, 2022:</div><div id="a31065" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Residential real estate</div><div id="a31067" style="position:absolute;font-family:'Arial';font-size:12px;left:163px;top:31px;">$</div><div id="a31069" style="position:absolute;font-family:'Arial';font-size:12px;left:205px;top:31px;">3,500</div><div id="a31072" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:31px;">Sales comparison approach</div><div id="a31075" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:31px;">Adj. for differences between comparable sales</div><div id="a31077" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:46px;">Commercial and industrial</div><div id="a31080" style="position:absolute;font-family:'Arial';font-size:12px;left:222px;top:47px;">41</div><div id="a31083" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:47px;">Discounted cash flow</div><div id="a31086" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:47px;">Adj. for differences in net operating income expectations</div><div id="a31089" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:61px;">Other</div><div id="a31092" style="position:absolute;font-family:'Arial';font-size:12px;left:222px;top:62px;">98</div><div id="a31095" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:62px;">Discounted cash flow</div><div id="a31098" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:62px;">Adj. for differences in net operating income expectations</div><div id="a31100" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Total<div style="display:inline-block;width:5px"> </div>impaired loans</div><div id="a31102" style="position:absolute;font-family:'Arial';font-size:12px;left:163px;top:78px;">$</div><div id="a31104" style="position:absolute;font-family:'Arial';font-size:12px;left:205px;top:78px;">3,639</div></div></div><div id="TextBlockContainer1211" style="position:relative;line-height:normal;width:730px;height:493px;"><div style="position:absolute; width:271.1px; height:1px; left:361px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:265px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:269px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:356.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:79.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:110.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:109.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:140.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:171.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:171.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:202.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:201.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:232.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:232.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:262.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:293.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:324.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:324.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:355.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:354.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:269px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:361px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:453.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:545.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:384.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:637.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:416.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:416.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:447.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:446.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:477.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:476.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div id="TextContainer1211" style="position:relative;width:730px;z-index:1;"><div id="a31148" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:439px;top:0px;">Fair Value Hierarchy</div><div id="a31154" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:288px;top:20px;">Carrying </div><div id="a31155" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:290px;top:34px;">Amount</div><div id="a31158" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:385px;top:34px;">Level 1</div><div id="a31161" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:34px;">Level 2</div><div id="a31164" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:569px;top:34px;">Level 3</div><div id="a31167" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:652px;top:20px;">Fair Value </div><div id="a31168" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:34px;">Amount</div><div id="a31170" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:49px;">December 31, 2023:</div><div id="a31186" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Financial Assets:</div><div id="a31202" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Cash and due from banks</div><div id="a31204" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:81px;">$</div><div id="a31206" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:81px;">8,019</div><div id="a31209" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:81px;">$</div><div id="a31211" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:81px;">8,019</div><div id="a31214" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:81px;">$</div><div id="a31216" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:81px;">-</div><div id="a31219" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:81px;">$</div><div id="a31221" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:81px;">-</div><div id="a31224" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:81px;">$</div><div id="a31226" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:81px;">8,019</div><div id="a31228" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Interest-bearing deposits in banks</div><div id="a31232" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:96px;">$</div><div id="a31234" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:96px;">33,043</div><div id="a31237" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:96px;">$</div><div id="a31239" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:96px;">33,043</div><div id="a31242" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:96px;">$</div><div id="a31244" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:96px;">-</div><div id="a31247" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:96px;">$</div><div id="a31249" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:96px;">-</div><div id="a31252" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:96px;">$</div><div id="a31254" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">33,043</div><div id="a31256" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Investment securities held to maturity, net</div><div id="a31258" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:111px;">$</div><div id="a31260" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:111px;">174,974</div><div id="a31263" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:111px;">$</div><div id="a31265" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:111px;">-</div><div id="a31268" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:111px;">$</div><div id="a31270" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:111px;">155,510</div><div id="a31273" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:111px;">$</div><div id="a31275" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:111px;">-</div><div id="a31278" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:111px;">$</div><div id="a31280" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:111px;">155,510</div><div id="a31282" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:126px;">Loans held for investment, net</div><div id="a31284" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:126px;">$</div><div id="a31286" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:126px;">1,759,743</div><div id="a31289" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:126px;">$</div><div id="a31291" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:126px;">-</div><div id="a31294" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:126px;">$</div><div id="a31296" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:126px;">-</div><div id="a31299" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:126px;">$</div><div id="a31301" style="position:absolute;font-family:'Arial';font-size:12px;left:575px;top:126px;">1,723,210</div><div id="a31304" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:126px;">$</div><div id="a31306" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:126px;">1,723,210</div><div id="a31308" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Accrued interest receivable</div><div id="a31310" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:142px;">$</div><div id="a31312" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:142px;">10,688</div><div id="a31315" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:142px;">$</div><div id="a31317" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:142px;">-</div><div id="a31320" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:142px;">$</div><div id="a31322" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:142px;">1,448</div><div id="a31325" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:142px;">$</div><div id="a31327" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:142px;">9,240</div><div id="a31330" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:142px;">$</div><div id="a31332" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:142px;">10,688</div><div id="a31334" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:157px;">Financial Liabilities:</div><div id="a31337" style="position:absolute;font-family:'Arial';font-size:12px;left:281px;top:157px;"><div style="display:inline-block;width:10px"> </div></div><div id="a31351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:172px;">Demand Deposits</div><div id="a31353" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:173px;">$</div><div id="a31355" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:173px;">552,762</div><div id="a31358" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:173px;">$</div><div id="a31360" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:173px;">552,762</div><div id="a31363" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:173px;">$</div><div id="a31365" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:173px;">-</div><div id="a31368" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:173px;">$</div><div id="a31370" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:173px;">-</div><div id="a31373" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:173px;">$</div><div id="a31375" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:173px;">552,762</div><div id="a31377" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:187px;">Money market and savings accounts</div><div id="a31379" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:188px;">$</div><div id="a31381" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:188px;">1,048,272</div><div id="a31384" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:188px;">$</div><div id="a31386" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:188px;">1,048,272</div><div id="a31389" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:188px;">$</div><div id="a31391" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:188px;">-</div><div id="a31394" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:188px;">$</div><div id="a31396" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:188px;">-</div><div id="a31399" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:188px;">$</div><div id="a31401" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:188px;">1,048,272</div><div id="a31403" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:203px;">Interest-bearing checking accounts</div><div id="a31407" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:203px;">$</div><div id="a31409" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:203px;">47,702</div><div id="a31412" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:203px;">$</div><div id="a31414" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:203px;">47,702</div><div id="a31417" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:203px;">$</div><div id="a31419" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:203px;">-</div><div id="a31422" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:203px;">$</div><div id="a31424" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:203px;">-</div><div id="a31427" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:203px;">$</div><div id="a31429" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:203px;">47,702</div><div id="a31431" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:218px;">Time deposits</div><div id="a31433" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:218px;">$</div><div id="a31435" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:218px;">288,403</div><div id="a31438" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:218px;">$</div><div id="a31440" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:218px;">-</div><div id="a31443" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:218px;">$</div><div id="a31445" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:218px;">-</div><div id="a31448" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:218px;">$</div><div id="a31450" style="position:absolute;font-family:'Arial';font-size:12px;left:585px;top:218px;">287,104</div><div id="a31453" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:218px;">$</div><div id="a31455" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:218px;">287,104</div><div id="a31457" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:233px;">FHLB advances</div><div id="a31459" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:234px;">$</div><div id="a31461" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:234px;">183,000</div><div id="a31464" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:234px;">$</div><div id="a31466" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:234px;">-</div><div id="a31469" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:234px;">$</div><div id="a31471" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:234px;">182,282</div><div id="a31474" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:234px;">$</div><div id="a31476" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:234px;">-</div><div id="a31479" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:234px;">$</div><div id="a31481" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:234px;">182,282</div><div id="a31483" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:248px;">Accrued interest payable</div><div id="a31485" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:249px;">$</div><div id="a31487" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:249px;">1,372</div><div id="a31490" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:249px;">$</div><div id="a31492" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:249px;">-</div><div id="a31495" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:249px;">$</div><div id="a31497" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:249px;">551</div><div id="a31500" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:249px;">$</div><div id="a31502" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:249px;">821</div><div id="a31505" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:249px;">$</div><div id="a31507" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:249px;">1,372</div><div id="a31524" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:279px;">December 31, 2022:</div><div id="a31540" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:295px;">Financial Assets:</div><div id="a31556" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:310px;">Cash and due from banks</div><div id="a31558" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:310px;">$</div><div id="a31560" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:310px;">6,605</div><div id="a31563" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:310px;">$</div><div id="a31565" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:310px;">6,605</div><div id="a31568" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:310px;">$</div><div id="a31570" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:310px;">-</div><div id="a31573" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:310px;">$</div><div id="a31575" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:310px;">-</div><div id="a31578" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:310px;">$</div><div id="a31580" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:310px;">6,605</div><div id="a31582" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:325px;">Interest-bearing deposits in banks</div><div id="a31586" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:326px;">$</div><div id="a31588" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:326px;">47,563</div><div id="a31591" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:326px;">$</div><div id="a31593" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:326px;">47,563</div><div id="a31596" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:326px;">$</div><div id="a31598" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:326px;">-</div><div id="a31601" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:326px;">$</div><div id="a31603" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:326px;">-</div><div id="a31606" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:326px;">$</div><div id="a31608" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:326px;">47,563</div><div id="a31610" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:340px;">Investment securities held to maturity</div><div id="a31612" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:341px;">$</div><div id="a31614" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:341px;">188,699</div><div id="a31617" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:341px;">$</div><div id="a31619" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:341px;">-</div><div id="a31622" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:341px;">$</div><div id="a31624" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:341px;">169,088</div><div id="a31627" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:341px;">$</div><div id="a31629" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:341px;">-</div><div id="a31632" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:341px;">$</div><div id="a31634" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:341px;">169,088</div><div id="a31636" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:355px;">Loans held for investment, net</div><div id="a31638" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:356px;">$</div><div id="a31640" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:356px;">1,489,851</div><div id="a31643" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:356px;">$</div><div id="a31645" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:356px;">-</div><div id="a31648" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:356px;">$</div><div id="a31650" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:356px;">-</div><div id="a31653" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:356px;">$</div><div id="a31655" style="position:absolute;font-family:'Arial';font-size:12px;left:575px;top:356px;">1,436,877</div><div id="a31658" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:356px;">$</div><div id="a31660" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:356px;">1,436,877</div><div id="a31662" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:371px;">Accrued interest receivable</div><div id="a31664" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:371px;">$</div><div id="a31666" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:371px;">7,546</div><div id="a31669" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:371px;">$</div><div id="a31671" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:371px;">-</div><div id="a31674" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:371px;">$</div><div id="a31676" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:371px;">1,183</div><div id="a31679" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:371px;">$</div><div id="a31681" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:371px;">6,363</div><div id="a31684" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:371px;">$</div><div id="a31686" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:371px;">7,546</div><div id="a31688" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:386px;">Financial Liabilities:</div><div id="a31704" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:402px;">Demand deposits</div><div id="a31706" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:402px;">$</div><div id="a31708" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:402px;">629,776</div><div id="a31711" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:402px;">$</div><div id="a31713" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:402px;">629,776</div><div id="a31716" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:402px;">$</div><div id="a31718" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:402px;">-</div><div id="a31721" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:402px;">$</div><div id="a31723" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:402px;">-</div><div id="a31726" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:402px;">$</div><div id="a31728" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:402px;">629,776</div><div id="a31730" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:417px;">Money market and savings accounts</div><div id="a31732" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:418px;">$</div><div id="a31734" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:418px;">915,853</div><div id="a31737" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:418px;">$</div><div id="a31739" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:418px;">915,853</div><div id="a31742" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:418px;">$</div><div id="a31744" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:418px;">-</div><div id="a31747" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:418px;">$</div><div id="a31749" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:418px;">-</div><div id="a31752" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:418px;">$</div><div id="a31754" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:418px;">915,853</div><div id="a31756" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:432px;">Interest-bearing checking accounts</div><div id="a31760" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:433px;">$</div><div id="a31762" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:433px;">66,675</div><div id="a31765" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:433px;">$</div><div id="a31767" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:433px;">66,675</div><div id="a31770" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:433px;">$</div><div id="a31772" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:433px;">-</div><div id="a31775" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:433px;">$</div><div id="a31777" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:433px;">-</div><div id="a31780" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:433px;">$</div><div id="a31782" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:433px;">66,675</div><div id="a31784" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:447px;">Time deposits</div><div id="a31786" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:448px;">$</div><div id="a31788" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:448px;">216,977</div><div id="a31791" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:448px;">$</div><div id="a31793" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:448px;">-</div><div id="a31796" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:448px;">$</div><div id="a31798" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:448px;">-</div><div id="a31801" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:448px;">$</div><div id="a31803" style="position:absolute;font-family:'Arial';font-size:12px;left:585px;top:448px;">211,406</div><div id="a31806" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:448px;">$</div><div id="a31808" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:448px;">211,406</div><div id="a31810" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:463px;">FHLB advances</div><div id="a31812" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:463px;">$</div><div id="a31814" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:463px;">46,000</div><div id="a31817" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:463px;">$</div><div id="a31819" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:463px;">-</div><div id="a31822" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:463px;">$</div><div id="a31824" style="position:absolute;font-family:'Arial';font-size:12px;left:500px;top:463px;">44,547</div><div id="a31827" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:463px;">$</div><div id="a31829" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:463px;">-</div><div id="a31832" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:463px;">$</div><div id="a31834" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:463px;">44,547</div><div id="a31836" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:478px;">Accrued interest payable</div><div id="a31838" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:478px;">$</div><div id="a31840" style="position:absolute;font-family:'Arial';font-size:12px;left:333px;top:478px;">229</div><div id="a31843" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:478px;">$</div><div id="a31845" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:478px;">-</div><div id="a31848" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:478px;">$</div><div id="a31850" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:478px;">92</div><div id="a31853" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:478px;">$</div><div id="a31855" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:478px;">137</div><div id="a31858" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:478px;">$</div><div id="a31860" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:478px;">229</div></div></div> <div id="TextBlockContainer1181" style="position:relative;line-height:normal;width:730px;height:237px;"><div style="position:absolute; width:240px; height:1px; left:242.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:240px; height:1px; left:484.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:31.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:15.2px; left:4px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:291.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:361px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:412.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:482.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:15.2px; left:533.1px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:603.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:15.2px; left:654.2px; top:30.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:30.3px; background-color:#000000; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:61.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:60.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:93px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:15.4px; left:291.1px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:15.4px; left:361px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:2.1px; height:15.4px; left:412.1px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:1.9px; height:15.4px; left:482.2px; top:92.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:91.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:94.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:229.2px; height:13.8px; left:13px; top:124.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:123.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:125.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:250.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:301px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:371.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:422.2px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37px; height:13.8px; left:492.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:543.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:37.1px; height:13.8px; left:613.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:156.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:56px; height:13.8px; left:664.1px; top:157.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16px; left:4px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:291.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:361px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:412.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:482.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16px; left:533.1px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:603.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16px; left:654.2px; top:155.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:155.1px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:242.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:293px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:363.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:414.2px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:484.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:535.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:605.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:187.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:656.1px; top:189.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16.8px; left:4px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:291.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:361px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:412.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:482.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:533.1px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:603.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:654.2px; top:186.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:186.3px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:203.1px; background-color:#000000; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:205px; background-color:#000000; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:242.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:293px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:363.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:414.2px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:484.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:535.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:605.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.8px; left:4px; top:220.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:8px; height:13.8px; left:656.1px; top:222.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:238.1px; height:16.8px; left:4px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:242.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:291.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:293px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:361px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:363.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:412.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:414.2px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:482.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49px; height:1px; left:484.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:2.1px; height:16.8px; left:533.1px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:535.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:603.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:49.1px; height:1px; left:605.1px; top:219.1px; background-color:#000000; "> </div> <div style="position:absolute; width:1.9px; height:16.8px; left:654.2px; top:219.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:68px; height:1px; left:656.1px; top:219.1px; background-color:#000000; "> </div> <div id="TextContainer1181" style="position:relative;width:730px;z-index:1;"><div id="a30394" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:349px;top:0px;">2023</div><div id="a30397" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:591px;top:0px;">2022</div><div id="a30400" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:247px;top:17px;">Level 1</div><div id="a30403" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:307px;top:17px;">Level 2</div><div id="a30406" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:368px;top:17px;">Level 3</div><div id="a30409" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:434px;top:17px;">Total</div><div id="a30412" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:489px;top:17px;">Level 1</div><div id="a30415" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:549px;top:17px;">Level 2</div><div id="a30418" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:610px;top:17px;">Level 3</div><div id="a30421" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:676px;top:17px;">Total</div><div id="a30423" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:32px;">Investment securities available for sale:</div><div id="a30448" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:46px;">U.S. Government Agency</div><div id="a30450" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:47px;">$</div><div id="a30452" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:47px;">-</div><div id="a30455" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:47px;">$</div><div id="a30457" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:47px;">8,173</div><div id="a30460" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:47px;">$</div><div id="a30462" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:47px;">-</div><div id="a30465" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:47px;">$</div><div id="a30467" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:47px;">8,173</div><div id="a30470" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:47px;">$</div><div id="a30472" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:47px;">-</div><div id="a30475" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:47px;">$</div><div id="a30477" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:47px;">8,655</div><div id="a30480" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:47px;">$</div><div id="a30482" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:47px;">-</div><div id="a30485" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:47px;">$</div><div id="a30487" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:47px;">8,655</div><div id="a30489" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:62px;">Collateralized mortgage obligations</div><div id="a30492" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:62px;">-</div><div id="a30496" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:62px;">80,606</div><div id="a30500" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:62px;">-</div><div id="a30504" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:62px;">80,606</div><div id="a30508" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:62px;">-</div><div id="a30512" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:62px;">95,541</div><div id="a30516" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:62px;">-</div><div id="a30520" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:62px;">95,541</div><div id="a30522" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Mortgage-backed securities - residential</div><div id="a30530" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:78px;">-</div><div id="a30534" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:78px;">52,187</div><div id="a30538" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:78px;">-</div><div id="a30542" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:78px;">52,187</div><div id="a30546" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:78px;">-</div><div id="a30550" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:78px;">60,879</div><div id="a30554" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:78px;">-</div><div id="a30558" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:78px;">60,879</div><div id="a30560" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:93px;">Mortgage-backed securities - commercial</div><div id="a30568" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:94px;">-</div><div id="a30572" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:94px;">42,764</div><div id="a30576" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:94px;">-</div><div id="a30580" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:94px;">42,764</div><div id="a30584" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:94px;">-</div><div id="a30588" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:94px;">27,954</div><div id="a30592" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:94px;">-</div><div id="a30596" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:94px;">27,954</div><div id="a30598" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:109px;">Municipal securities</div><div id="a30601" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:110px;">-</div><div id="a30605" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:110px;">19,338</div><div id="a30609" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:110px;">-</div><div id="a30613" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:110px;">19,338</div><div id="a30617" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:110px;">-</div><div id="a30621" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:110px;">18,483</div><div id="a30625" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:110px;">-</div><div id="a30629" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:110px;">18,483</div><div id="a30631" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:125px;">Bank subordinated debt securities</div><div id="a30634" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:126px;">-</div><div id="a30638" style="position:absolute;font-family:'Arial';font-size:12px;left:321px;top:126px;">26,261</div><div id="a30642" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:126px;">-</div><div id="a30646" style="position:absolute;font-family:'Arial';font-size:12px;left:442px;top:126px;">26,261</div><div id="a30650" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:126px;">-</div><div id="a30654" style="position:absolute;font-family:'Arial';font-size:12px;left:563px;top:126px;">14,919</div><div id="a30658" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:126px;">-</div><div id="a30662" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:126px;">14,919</div><div id="a30664" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Corporate bonds</div><div id="a30667" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:142px;">-</div><div id="a30671" style="position:absolute;font-family:'Arial';font-size:12px;left:353px;top:142px;-sec-ix-hidden:ID_275;">-</div><div id="a30675" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:142px;">-</div><div id="a30679" style="position:absolute;font-family:'Arial';font-size:12px;left:475px;top:142px;-sec-ix-hidden:ID_282;">-</div><div id="a30683" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:142px;">-</div><div id="a30687" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:142px;">3,709</div><div id="a30691" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:142px;">-</div><div id="a30695" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:142px;">3,709</div><div id="a30697" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:157px;">Total</div><div id="a30700" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:158px;">-</div><div id="a30704" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:158px;">229,329</div><div id="a30708" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:158px;">-</div><div id="a30712" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:158px;">229,329</div><div id="a30716" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:158px;">-</div><div id="a30720" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:158px;">230,140</div><div id="a30724" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:158px;">-</div><div id="a30728" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:158px;">230,140</div><div id="a30730" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:172px;">Derivative assets</div><div id="a30733" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:173px;">-</div><div id="a30737" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:173px;">4,892</div><div id="a30741" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:173px;">-</div><div id="a30745" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:173px;">4,892</div><div id="a30749" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:173px;">-</div><div id="a30753" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:173px;">5,011</div><div id="a30757" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:173px;">-</div><div id="a30761" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:173px;">5,011</div><div id="a30763" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:188px;">Total assets at fair value</div><div id="a30765" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:190px;">$</div><div id="a30767" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:190px;">-</div><div id="a30770" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:190px;">$</div><div id="a30772" style="position:absolute;font-family:'Arial';font-size:12px;left:314px;top:190px;">234,221</div><div id="a30775" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:190px;">$</div><div id="a30777" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:190px;">-</div><div id="a30780" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:190px;">$</div><div id="a30782" style="position:absolute;font-family:'Arial';font-size:12px;left:435px;top:190px;">234,221</div><div id="a30785" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:190px;">$</div><div id="a30787" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:190px;">-</div><div id="a30790" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:190px;">$</div><div id="a30792" style="position:absolute;font-family:'Arial';font-size:12px;left:556px;top:190px;">235,151</div><div id="a30795" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:190px;">$</div><div id="a30797" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:190px;">-</div><div id="a30800" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:190px;">$</div><div id="a30802" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:190px;">235,151</div><div id="a30804" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:206px;">Derivative liabilities</div><div id="a30806" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:206px;">$</div><div id="a30808" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:206px;">-</div><div id="a30811" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:206px;">$</div><div id="a30813" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:206px;">7,988</div><div id="a30816" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:206px;">$</div><div id="a30818" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:206px;">-</div><div id="a30821" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:206px;">$</div><div id="a30823" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:206px;">7,988</div><div id="a30826" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:206px;">$</div><div id="a30828" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:206px;">-</div><div id="a30831" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:206px;">$</div><div id="a30833" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:206px;">5,011</div><div id="a30836" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:206px;">$</div><div id="a30838" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:206px;">-</div><div id="a30841" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:206px;">$</div><div id="a30843" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:206px;">5,011</div><div id="a30845" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:221px;">Total liabilities at fair value</div><div id="a30847" style="position:absolute;font-family:'Arial';font-size:12px;left:243px;top:222px;">$</div><div id="a30849" style="position:absolute;font-family:'Arial';font-size:12px;left:284px;top:222px;">-</div><div id="a30852" style="position:absolute;font-family:'Arial';font-size:12px;left:293px;top:222px;">$</div><div id="a30854" style="position:absolute;font-family:'Arial';font-size:12px;left:327px;top:222px;">7,988</div><div id="a30857" style="position:absolute;font-family:'Arial';font-size:12px;left:364px;top:222px;">$</div><div id="a30859" style="position:absolute;font-family:'Arial';font-size:12px;left:405px;top:222px;">-</div><div id="a30862" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:222px;">$</div><div id="a30864" style="position:absolute;font-family:'Arial';font-size:12px;left:449px;top:222px;">7,988</div><div id="a30867" style="position:absolute;font-family:'Arial';font-size:12px;left:485px;top:222px;">$</div><div id="a30869" style="position:absolute;font-family:'Arial';font-size:12px;left:525px;top:222px;">-</div><div id="a30872" style="position:absolute;font-family:'Arial';font-size:12px;left:536px;top:222px;">$</div><div id="a30874" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:222px;">5,011</div><div id="a30877" style="position:absolute;font-family:'Arial';font-size:12px;left:606px;top:222px;">$</div><div id="a30879" style="position:absolute;font-family:'Arial';font-size:12px;left:646px;top:222px;">-</div><div id="a30882" style="position:absolute;font-family:'Arial';font-size:12px;left:657px;top:222px;">$</div><div id="a30884" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:222px;">5,011</div></div></div> 8173000 8173000 8655000 8655000 80606000 80606000 95541000 95541000 52187000 52187000 60879000 60879000 42764000 42764000 27954000 27954000 19338000 19338000 18483000 18483000 26261000 26261000 14919000 14919000 3709000 3709000 229329000 229329000 230140000 230140000 4892000 4892000 5011000 5011000 234221000 234221000 235151000 235151000 7988000 7988000 5011000 5011000 7988000 7988000 5011000 5011000 3900000 3600000 294000 <div id="TextBlockContainer1193" style="position:relative;line-height:normal;width:730px;height:62px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:357px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:361px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:453.1px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:545.1px; top:47px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:637.1px; top:47px; background-color:#CCEEFF; "> </div> <div id="TextContainer1193" style="position:relative;width:730px;z-index:1;"><div id="a30975" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:385px;top:0px;">Level 1</div><div id="a30978" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:0px;">Level 2</div><div id="a30981" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:569px;top:0px;">Level 3</div><div id="a30984" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:667px;top:0px;">Total</div><div id="a30999" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">December 31, 2022:</div><div id="a31012" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:46px;">Impaired loans</div><div id="a31014" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:47px;">$</div><div id="a31016" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:47px;">-</div><div id="a31019" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:47px;">$</div><div id="a31021" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:47px;">-</div><div id="a31024" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:47px;">$</div><div id="a31026" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:47px;">3,639</div><div id="a31029" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:47px;">$</div><div id="a31031" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:47px;">3,639</div></div></div> 3639000 3639000 <div id="TextBlockContainer1204" style="position:relative;line-height:normal;width:723px;height:93px;"><div id="div_1201_XBRL_TS_ba46dd80fcec4614b90d85ce1b263635" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1202" style="position:relative;line-height:normal;width:723px;height:93px;"><div style="position:absolute; width:165px; height:1px; left:244.1px; top:14.1px; background-color:#000000; "> </div> <div style="position:absolute; width:310px; height:1px; left:414.2px; top:14.1px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:162.1px; top:31.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.4px; left:4px; top:30.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:174.1px; top:62.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:60.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:162.1px; top:75.9px; background-color:#000000; "> </div> <div id="TextContainer1202" style="position:relative;width:723px;z-index:1;"><div id="a31049" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:172px;top:0px;">Fair Value</div><div id="a31052" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:261px;top:0px;">Valuation Technique(s)</div><div id="a31055" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:506px;top:0px;">Unobservable Input(s)</div><div id="a31057" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">December 31, 2022:</div><div id="a31065" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:31px;">Residential real estate</div><div id="a31067" style="position:absolute;font-family:'Arial';font-size:12px;left:163px;top:31px;">$</div><div id="a31069" style="position:absolute;font-family:'Arial';font-size:12px;left:205px;top:31px;">3,500</div><div id="a31072" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:31px;">Sales comparison approach</div><div id="a31075" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:31px;">Adj. for differences between comparable sales</div><div id="a31077" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:46px;">Commercial and industrial</div><div id="a31080" style="position:absolute;font-family:'Arial';font-size:12px;left:222px;top:47px;">41</div><div id="a31083" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:47px;">Discounted cash flow</div><div id="a31086" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:47px;">Adj. for differences in net operating income expectations</div><div id="a31089" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:61px;">Other</div><div id="a31092" style="position:absolute;font-family:'Arial';font-size:12px;left:222px;top:62px;">98</div><div id="a31095" style="position:absolute;font-family:'Arial';font-size:12px;left:245px;top:62px;">Discounted cash flow</div><div id="a31098" style="position:absolute;font-family:'Arial';font-size:12px;left:415px;top:62px;">Adj. for differences in net operating income expectations</div><div id="a31100" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:77px;">Total<div style="display:inline-block;width:5px"> </div>impaired loans</div><div id="a31102" style="position:absolute;font-family:'Arial';font-size:12px;left:163px;top:78px;">$</div><div id="a31104" style="position:absolute;font-family:'Arial';font-size:12px;left:205px;top:78px;">3,639</div></div></div></div></div> 3500000 41000 98000 3639000 0 0 <div id="TextBlockContainer1213" style="position:relative;line-height:normal;width:730px;height:493px;"><div id="div_1210_XBRL_TS_1381dbf9f02148d784d2b1ab68af98aa" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1211" style="position:relative;line-height:normal;width:730px;height:493px;"><div style="position:absolute; width:271.1px; height:1px; left:361px; top:13.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:48.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:265px; height:16px; left:4px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:269px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:356.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:361px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:448.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:453.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:540.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87.1px; height:1px; left:545.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:632.1px; top:47.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:87px; height:1px; left:637.1px; top:47.2px; background-color:#000000; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:79.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:79.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:80.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:110.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:109.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:110.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:140.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:140.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:141.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:171.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:171.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:172.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:202.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:201.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:202.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:232.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:232.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:233.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:262.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:293.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:324.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:324.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:325.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:355.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:354.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:355.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:269px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:361px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:453.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:545.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:384.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:637.1px; top:385.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:416.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:416.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:417.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:447.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:446.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:447.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:256.1px; height:13.8px; left:13px; top:477.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:269px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:361px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:453.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:545.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15.2px; left:4px; top:476.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:637.1px; top:478.2px; background-color:#CCEEFF; "> </div> <div id="TextContainer1211" style="position:relative;width:730px;z-index:1;"><div id="a31148" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:439px;top:0px;">Fair Value Hierarchy</div><div id="a31154" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:288px;top:20px;">Carrying </div><div id="a31155" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:290px;top:34px;">Amount</div><div id="a31158" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:385px;top:34px;">Level 1</div><div id="a31161" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:477px;top:34px;">Level 2</div><div id="a31164" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:569px;top:34px;">Level 3</div><div id="a31167" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:652px;top:20px;">Fair Value </div><div id="a31168" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:34px;">Amount</div><div id="a31170" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:49px;">December 31, 2023:</div><div id="a31186" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:65px;">Financial Assets:</div><div id="a31202" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:80px;">Cash and due from banks</div><div id="a31204" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:81px;">$</div><div id="a31206" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:81px;">8,019</div><div id="a31209" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:81px;">$</div><div id="a31211" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:81px;">8,019</div><div id="a31214" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:81px;">$</div><div id="a31216" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:81px;">-</div><div id="a31219" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:81px;">$</div><div id="a31221" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:81px;">-</div><div id="a31224" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:81px;">$</div><div id="a31226" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:81px;">8,019</div><div id="a31228" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Interest-bearing deposits in banks</div><div id="a31232" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:96px;">$</div><div id="a31234" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:96px;">33,043</div><div id="a31237" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:96px;">$</div><div id="a31239" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:96px;">33,043</div><div id="a31242" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:96px;">$</div><div id="a31244" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:96px;">-</div><div id="a31247" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:96px;">$</div><div id="a31249" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:96px;">-</div><div id="a31252" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:96px;">$</div><div id="a31254" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:96px;">33,043</div><div id="a31256" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Investment securities held to maturity, net</div><div id="a31258" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:111px;">$</div><div id="a31260" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:111px;">174,974</div><div id="a31263" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:111px;">$</div><div id="a31265" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:111px;">-</div><div id="a31268" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:111px;">$</div><div id="a31270" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:111px;">155,510</div><div id="a31273" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:111px;">$</div><div id="a31275" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:111px;">-</div><div id="a31278" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:111px;">$</div><div id="a31280" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:111px;">155,510</div><div id="a31282" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:126px;">Loans held for investment, net</div><div id="a31284" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:126px;">$</div><div id="a31286" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:126px;">1,759,743</div><div id="a31289" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:126px;">$</div><div id="a31291" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:126px;">-</div><div id="a31294" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:126px;">$</div><div id="a31296" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:126px;">-</div><div id="a31299" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:126px;">$</div><div id="a31301" style="position:absolute;font-family:'Arial';font-size:12px;left:575px;top:126px;">1,723,210</div><div id="a31304" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:126px;">$</div><div id="a31306" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:126px;">1,723,210</div><div id="a31308" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:141px;">Accrued interest receivable</div><div id="a31310" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:142px;">$</div><div id="a31312" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:142px;">10,688</div><div id="a31315" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:142px;">$</div><div id="a31317" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:142px;">-</div><div id="a31320" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:142px;">$</div><div id="a31322" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:142px;">1,448</div><div id="a31325" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:142px;">$</div><div id="a31327" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:142px;">9,240</div><div id="a31330" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:142px;">$</div><div id="a31332" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:142px;">10,688</div><div id="a31334" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:157px;">Financial Liabilities:</div><div id="a31337" style="position:absolute;font-family:'Arial';font-size:12px;left:281px;top:157px;"><div style="display:inline-block;width:10px"> </div></div><div id="a31351" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:172px;">Demand Deposits</div><div id="a31353" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:173px;">$</div><div id="a31355" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:173px;">552,762</div><div id="a31358" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:173px;">$</div><div id="a31360" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:173px;">552,762</div><div id="a31363" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:173px;">$</div><div id="a31365" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:173px;">-</div><div id="a31368" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:173px;">$</div><div id="a31370" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:173px;">-</div><div id="a31373" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:173px;">$</div><div id="a31375" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:173px;">552,762</div><div id="a31377" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:187px;">Money market and savings accounts</div><div id="a31379" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:188px;">$</div><div id="a31381" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:188px;">1,048,272</div><div id="a31384" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:188px;">$</div><div id="a31386" style="position:absolute;font-family:'Arial';font-size:12px;left:391px;top:188px;">1,048,272</div><div id="a31389" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:188px;">$</div><div id="a31391" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:188px;">-</div><div id="a31394" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:188px;">$</div><div id="a31396" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:188px;">-</div><div id="a31399" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:188px;">$</div><div id="a31401" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:188px;">1,048,272</div><div id="a31403" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:203px;">Interest-bearing checking accounts</div><div id="a31407" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:203px;">$</div><div id="a31409" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:203px;">47,702</div><div id="a31412" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:203px;">$</div><div id="a31414" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:203px;">47,702</div><div id="a31417" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:203px;">$</div><div id="a31419" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:203px;">-</div><div id="a31422" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:203px;">$</div><div id="a31424" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:203px;">-</div><div id="a31427" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:203px;">$</div><div id="a31429" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:203px;">47,702</div><div id="a31431" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:218px;">Time deposits</div><div id="a31433" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:218px;">$</div><div id="a31435" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:218px;">288,403</div><div id="a31438" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:218px;">$</div><div id="a31440" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:218px;">-</div><div id="a31443" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:218px;">$</div><div id="a31445" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:218px;">-</div><div id="a31448" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:218px;">$</div><div id="a31450" style="position:absolute;font-family:'Arial';font-size:12px;left:585px;top:218px;">287,104</div><div id="a31453" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:218px;">$</div><div id="a31455" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:218px;">287,104</div><div id="a31457" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:233px;">FHLB advances</div><div id="a31459" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:234px;">$</div><div id="a31461" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:234px;">183,000</div><div id="a31464" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:234px;">$</div><div id="a31466" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:234px;">-</div><div id="a31469" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:234px;">$</div><div id="a31471" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:234px;">182,282</div><div id="a31474" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:234px;">$</div><div id="a31476" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:234px;">-</div><div id="a31479" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:234px;">$</div><div id="a31481" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:234px;">182,282</div><div id="a31483" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:248px;">Accrued interest payable</div><div id="a31485" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:249px;">$</div><div id="a31487" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:249px;">1,372</div><div id="a31490" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:249px;">$</div><div id="a31492" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:249px;">-</div><div id="a31495" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:249px;">$</div><div id="a31497" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:249px;">551</div><div id="a31500" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:249px;">$</div><div id="a31502" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:249px;">821</div><div id="a31505" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:249px;">$</div><div id="a31507" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:249px;">1,372</div><div id="a31524" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:279px;">December 31, 2022:</div><div id="a31540" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:295px;">Financial Assets:</div><div id="a31556" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:310px;">Cash and due from banks</div><div id="a31558" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:310px;">$</div><div id="a31560" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:310px;">6,605</div><div id="a31563" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:310px;">$</div><div id="a31565" style="position:absolute;font-family:'Arial';font-size:12px;left:414px;top:310px;">6,605</div><div id="a31568" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:310px;">$</div><div id="a31570" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:310px;">-</div><div id="a31573" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:310px;">$</div><div id="a31575" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:310px;">-</div><div id="a31578" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:310px;">$</div><div id="a31580" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:310px;">6,605</div><div id="a31582" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:325px;">Interest-bearing deposits in banks</div><div id="a31586" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:326px;">$</div><div id="a31588" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:326px;">47,563</div><div id="a31591" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:326px;">$</div><div id="a31593" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:326px;">47,563</div><div id="a31596" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:326px;">$</div><div id="a31598" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:326px;">-</div><div id="a31601" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:326px;">$</div><div id="a31603" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:326px;">-</div><div id="a31606" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:326px;">$</div><div id="a31608" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:326px;">47,563</div><div id="a31610" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:340px;">Investment securities held to maturity</div><div id="a31612" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:341px;">$</div><div id="a31614" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:341px;">188,699</div><div id="a31617" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:341px;">$</div><div id="a31619" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:341px;">-</div><div id="a31622" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:341px;">$</div><div id="a31624" style="position:absolute;font-family:'Arial';font-size:12px;left:493px;top:341px;">169,088</div><div id="a31627" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:341px;">$</div><div id="a31629" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:341px;">-</div><div id="a31632" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:341px;">$</div><div id="a31634" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:341px;">169,088</div><div id="a31636" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:355px;">Loans held for investment, net</div><div id="a31638" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:356px;">$</div><div id="a31640" style="position:absolute;font-family:'Arial';font-size:12px;left:299px;top:356px;">1,489,851</div><div id="a31643" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:356px;">$</div><div id="a31645" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:356px;">-</div><div id="a31648" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:356px;">$</div><div id="a31650" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:356px;">-</div><div id="a31653" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:356px;">$</div><div id="a31655" style="position:absolute;font-family:'Arial';font-size:12px;left:575px;top:356px;">1,436,877</div><div id="a31658" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:356px;">$</div><div id="a31660" style="position:absolute;font-family:'Arial';font-size:12px;left:667px;top:356px;">1,436,877</div><div id="a31662" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:371px;">Accrued interest receivable</div><div id="a31664" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:371px;">$</div><div id="a31666" style="position:absolute;font-family:'Arial';font-size:12px;left:322px;top:371px;">7,546</div><div id="a31669" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:371px;">$</div><div id="a31671" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:371px;">-</div><div id="a31674" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:371px;">$</div><div id="a31676" style="position:absolute;font-family:'Arial';font-size:12px;left:506px;top:371px;">1,183</div><div id="a31679" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:371px;">$</div><div id="a31681" style="position:absolute;font-family:'Arial';font-size:12px;left:598px;top:371px;">6,363</div><div id="a31684" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:371px;">$</div><div id="a31686" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:371px;">7,546</div><div id="a31688" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:386px;">Financial Liabilities:</div><div id="a31704" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:402px;">Demand deposits</div><div id="a31706" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:402px;">$</div><div id="a31708" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:402px;">629,776</div><div id="a31711" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:402px;">$</div><div id="a31713" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:402px;">629,776</div><div id="a31716" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:402px;">$</div><div id="a31718" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:402px;">-</div><div id="a31721" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:402px;">$</div><div id="a31723" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:402px;">-</div><div id="a31726" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:402px;">$</div><div id="a31728" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:402px;">629,776</div><div id="a31730" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:417px;">Money market and savings accounts</div><div id="a31732" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:418px;">$</div><div id="a31734" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:418px;">915,853</div><div id="a31737" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:418px;">$</div><div id="a31739" style="position:absolute;font-family:'Arial';font-size:12px;left:401px;top:418px;">915,853</div><div id="a31742" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:418px;">$</div><div id="a31744" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:418px;">-</div><div id="a31747" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:418px;">$</div><div id="a31749" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:418px;">-</div><div id="a31752" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:418px;">$</div><div id="a31754" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:418px;">915,853</div><div id="a31756" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:432px;">Interest-bearing checking accounts</div><div id="a31760" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:433px;">$</div><div id="a31762" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:433px;">66,675</div><div id="a31765" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:433px;">$</div><div id="a31767" style="position:absolute;font-family:'Arial';font-size:12px;left:408px;top:433px;">66,675</div><div id="a31770" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:433px;">$</div><div id="a31772" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:433px;">-</div><div id="a31775" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:433px;">$</div><div id="a31777" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:433px;">-</div><div id="a31780" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:433px;">$</div><div id="a31782" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:433px;">66,675</div><div id="a31784" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:447px;">Time deposits</div><div id="a31786" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:448px;">$</div><div id="a31788" style="position:absolute;font-family:'Arial';font-size:12px;left:309px;top:448px;">216,977</div><div id="a31791" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:448px;">$</div><div id="a31793" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:448px;">-</div><div id="a31796" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:448px;">$</div><div id="a31798" style="position:absolute;font-family:'Arial';font-size:12px;left:533px;top:448px;">-</div><div id="a31801" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:448px;">$</div><div id="a31803" style="position:absolute;font-family:'Arial';font-size:12px;left:585px;top:448px;">211,406</div><div id="a31806" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:448px;">$</div><div id="a31808" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:448px;">211,406</div><div id="a31810" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:463px;">FHLB advances</div><div id="a31812" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:463px;">$</div><div id="a31814" style="position:absolute;font-family:'Arial';font-size:12px;left:316px;top:463px;">46,000</div><div id="a31817" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:463px;">$</div><div id="a31819" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:463px;">-</div><div id="a31822" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:463px;">$</div><div id="a31824" style="position:absolute;font-family:'Arial';font-size:12px;left:500px;top:463px;">44,547</div><div id="a31827" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:463px;">$</div><div id="a31829" style="position:absolute;font-family:'Arial';font-size:12px;left:625px;top:463px;">-</div><div id="a31832" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:463px;">$</div><div id="a31834" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:463px;">44,547</div><div id="a31836" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:478px;">Accrued interest payable</div><div id="a31838" style="position:absolute;font-family:'Arial';font-size:12px;left:269px;top:478px;">$</div><div id="a31840" style="position:absolute;font-family:'Arial';font-size:12px;left:333px;top:478px;">229</div><div id="a31843" style="position:absolute;font-family:'Arial';font-size:12px;left:361px;top:478px;">$</div><div id="a31845" style="position:absolute;font-family:'Arial';font-size:12px;left:441px;top:478px;">-</div><div id="a31848" style="position:absolute;font-family:'Arial';font-size:12px;left:453px;top:478px;">$</div><div id="a31850" style="position:absolute;font-family:'Arial';font-size:12px;left:523px;top:478px;">92</div><div id="a31853" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:478px;">$</div><div id="a31855" style="position:absolute;font-family:'Arial';font-size:12px;left:609px;top:478px;">137</div><div id="a31858" style="position:absolute;font-family:'Arial';font-size:12px;left:638px;top:478px;">$</div><div id="a31860" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:478px;">229</div></div></div></div></div> 8019000 8019000 8019000 33043000 33043000 33043000 174974000 155510000 155510000 1759743000 1723210000 1723210000 10688000 1448000 9240000 10688000 552762000 552762000 552762000 1048272000 1048272000 1048272000 47702000 47702000 47702000 288403000 287104000 287104000 183000000 182282000 182282000 1372000 551000 821000 1372000 6605000 6605000 6605000 47563000 47563000 47563000 188699000 169088000 169088000 1489851000 1436877000 1436877000 7546000 1183000 6363000 7546000 629776000 629776000 629776000 915853000 915853000 915853000 66675000 66675000 66675000 216977000 211406000 211406000 46000000 44547000 44547000 229000 92000 137000 229000 <div id="TextBlockContainer1216" style="position:relative;line-height:normal;width:223px;height:51px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.5px; background-color:#000000; "> </div> <div id="TextContainer1216" style="position:relative;width:223px;z-index:1;"><div id="a31885" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">13.<div style="display:inline-block;width:18px"> </div>STOCKHOLDERS’ EQUITY </div><div id="a31890" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:34px;">Common Stock</div></div></div><div id="TextBlockContainer1219" style="position:relative;line-height:normal;width:739px;height:354px;"><div id="TextContainer1219" style="position:relative;width:739px;z-index:1;"><div id="a31893" style="position:absolute;font-family:'Arial';left:29px;top:0px;">In 2023 , the Company issued </div><div id="a31893_29_7" style="position:absolute;font-family:'Arial';left:208px;top:0px;">242,713</div><div id="a31893_36_79" style="position:absolute;font-family:'Arial';left:256px;top:0px;"><div style="display:inline-block;width:3px"> </div>shares of Class A common stock to employees and<div style="display:inline-block;width:2px"> </div>directors as restricted stock </div><div id="a31898" style="position:absolute;font-family:'Arial';left:5px;top:15px;">awards<div style="display:inline-block;width:5px"> </div>pursuant<div style="display:inline-block;width:5px"> </div>to<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company's<div style="display:inline-block;width:6px"> </div>2015<div style="display:inline-block;width:5px"> </div>Option<div style="display:inline-block;width:5px"> </div>Plan.<div style="display:inline-block;width:5px"> </div>There<div style="display:inline-block;width:5px"> </div>were </div><div id="a31898_62_2" style="position:absolute;font-family:'Arial';left:410px;top:15px;">no</div><div id="a31898_64_50" style="position:absolute;font-family:'Arial';left:425px;top:15px;"><div style="display:inline-block;width:5px"> </div>restricted<div style="display:inline-block;width:5px"> </div>stock<div style="display:inline-block;width:5px"> </div>awards<div style="display:inline-block;width:5px"> </div>issued<div style="display:inline-block;width:5px"> </div>in<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>year<div style="display:inline-block;width:5px"> </div>ended </div><div id="a31904" style="position:absolute;font-family:'Arial';left:5px;top:31px;">December 31, 2022. </div><div id="a31909" style="position:absolute;font-family:'Arial';left:29px;top:61px;">During the year ended December<div style="display:inline-block;width:5px"> </div>31, 2023, the Company repurchased </div><div id="a31909_65_7" style="position:absolute;font-family:'Arial';left:452px;top:61px;">669,920</div><div id="a31909_72_37" style="position:absolute;font-family:'Arial';left:500px;top:61px;"><div style="display:inline-block;width:4px"> </div>shares of Class A common<div style="display:inline-block;width:5px"> </div>stock at a </div><div id="a31915" style="position:absolute;font-family:'Arial';left:5px;top:77px;">weighted average price per share<div style="display:inline-block;width:5px"> </div>of $</div><div id="a31915_37_5" style="position:absolute;font-family:'Arial';left:230px;top:77px;">11.28</div><div id="a31915_42_73" style="position:absolute;font-family:'Arial';left:263px;top:77px;">. The aggregate purchase<div style="display:inline-block;width:5px"> </div>price for these transactions was<div style="display:inline-block;width:5px"> </div>approximately $</div><div id="a31915_115_3" style="position:absolute;font-family:'Arial';left:706px;top:77px;">7.6</div><div id="a31919" style="position:absolute;font-family:'Arial';left:5px;top:92px;">million, including<div style="display:inline-block;width:6px"> </div>transaction<div style="display:inline-block;width:5px"> </div>costs.<div style="display:inline-block;width:5px"> </div>As of<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:6px"> </div>2023, </div><div id="a31919_63_6" style="position:absolute;font-family:'Arial';left:382px;top:92px;">80,080</div><div id="a31919_69_49" style="position:absolute;font-family:'Arial';left:422px;top:92px;"><div style="display:inline-block;width:5px"> </div>shares remained<div style="display:inline-block;width:6px"> </div>authorized<div style="display:inline-block;width:5px"> </div>for repurchase<div style="display:inline-block;width:6px"> </div>under </div><div id="a31928" style="position:absolute;font-family:'Arial';left:5px;top:107px;">this program. </div><div id="a31931" style="position:absolute;font-family:'Arial';left:29px;top:138px;">Shares of the Company’s Class A common stock issued and<div style="display:inline-block;width:5px"> </div>outstanding as of December 31, 2023 and December 31, </div><div id="a31936" style="position:absolute;font-family:'Arial';left:5px;top:153px;">2022 were </div><div id="a31936_10_10" style="position:absolute;font-family:'Arial';left:71px;top:153px;">19,575,435</div><div id="a31936_20_5" style="position:absolute;font-family:'Arial';left:138px;top:153px;"><div style="display:inline-block;width:4px"> </div>and </div><div id="a31936_25_10" style="position:absolute;font-family:'Arial';left:167px;top:153px;">20,000,753</div><div id="a31936_35_16" style="position:absolute;font-family:'Arial';left:234px;top:153px;">, respectively. </div><div id="a31941" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:184px;">Dividends</div><div id="a31944" style="position:absolute;font-family:'Arial';left:29px;top:215px;">Declaration of dividends by the Board is required before dividend payments are made. </div><div id="a31944_85_2" style="position:absolute;font-family:'Arial';left:539px;top:215px;">No</div><div id="a31944_87_28" style="position:absolute;font-family:'Arial';left:556px;top:215px;"><div style="display:inline-block;width:4px"> </div>dividends were approved by </div><div id="a31945" style="position:absolute;font-family:'Arial';left:5px;top:230px;">the Board<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:5px"> </div>stock classes<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>years ended<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:6px"> </div>2023 and<div style="display:inline-block;width:6px"> </div>December 31,<div style="display:inline-block;width:6px"> </div>2022. Additionally, </div><div id="a31948" style="position:absolute;font-family:'Arial';left:5px;top:245px;">there were </div><div id="a31948_11_2" style="position:absolute;font-family:'Arial';left:71px;top:245px;">no</div><div id="a31948_13_65" style="position:absolute;font-family:'Arial';left:86px;top:245px;"><div style="display:inline-block;width:4px"> </div>dividends declared and unpaid as of December 31, 2023<div style="display:inline-block;width:5px"> </div>and 2022. </div><div id="a31953" style="position:absolute;font-family:'Arial';left:29px;top:276px;">See Note 19, Subsequent Events, for information regarding<div style="display:inline-block;width:5px"> </div>dividends declared in January 2024. </div><div id="a31956" style="position:absolute;font-family:'Arial';left:29px;top:307px;">The<div style="display:inline-block;width:6px"> </div>Company<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:7px"> </div>Bank<div style="display:inline-block;width:7px"> </div>exceeded<div style="display:inline-block;width:7px"> </div>all<div style="display:inline-block;width:7px"> </div>regulatory<div style="display:inline-block;width:7px"> </div>capital<div style="display:inline-block;width:7px"> </div>requirements<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>remained<div style="display:inline-block;width:7px"> </div>above<div style="display:inline-block;width:7px"> </div>“well-capitalized” </div><div id="a31959" style="position:absolute;font-family:'Arial';left:5px;top:322px;">guidelines as of December 31, 2023 and December<div style="display:inline-block;width:5px"> </div>31, 2022. At December 31,<div style="display:inline-block;width:5px"> </div>2023, the total risk-based capital ratios<div style="display:inline-block;width:5px"> </div>for </div><div id="a31966" style="position:absolute;font-family:'Arial';left:5px;top:337px;">the Company and the Bank were </div><div id="a31966_30_5" style="position:absolute;font-family:'Arial';left:203px;top:337px;">12.78</div><div id="a31966_35_6" style="position:absolute;font-family:'Arial';left:236px;top:337px;">% and </div><div id="a31966_41_5" style="position:absolute;font-family:'Arial';left:278px;top:337px;">12.65</div><div id="a31966_46_16" style="position:absolute;font-family:'Arial';left:311px;top:337px;">%, respectively.</div></div></div> 242713 0 669920 11.28 7600000 80080 19575435 20000753 0 0 0 0.1278 0.1265 <div id="TextBlockContainer1222" style="position:relative;line-height:normal;width:739px;height:189px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.2px; background-color:#000000; "> </div> <div id="TextContainer1222" style="position:relative;width:739px;z-index:1;"><div id="a31973" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">14.<div style="display:inline-block;width:18px"> </div>EARNINGS PER SHARE </div><div id="a31978" style="position:absolute;font-family:'Arial';left:29px;top:34px;">Earnings<div style="display:inline-block;width:6px"> </div>per<div style="display:inline-block;width:6px"> </div>share<div style="display:inline-block;width:6px"> </div>(“EPS”)<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>common<div style="display:inline-block;width:6px"> </div>stock<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>calculated<div style="display:inline-block;width:6px"> </div>using<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>two-class<div style="display:inline-block;width:7px"> </div>method<div style="display:inline-block;width:6px"> </div>required<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>participating </div><div id="a31987" style="position:absolute;font-family:'Arial';left:5px;top:49px;">securities. Basic EPS<div style="display:inline-block;width:2px"> </div>is calculated by<div style="display:inline-block;width:2px"> </div>dividing net income<div style="display:inline-block;width:2px"> </div>(loss) available to<div style="display:inline-block;width:2px"> </div>common stockholders by the<div style="display:inline-block;width:2px"> </div>weighted-average </div><div id="a31994" style="position:absolute;font-family:'Arial';left:5px;top:65px;">number of common shares outstanding for<div style="display:inline-block;width:5px"> </div>the period, without consideration for common<div style="display:inline-block;width:5px"> </div>stock equivalents. Diluted EPS is </div><div id="a31995" style="position:absolute;font-family:'Arial';left:5px;top:80px;">computed by<div style="display:inline-block;width:6px"> </div>dividing net<div style="display:inline-block;width:6px"> </div>income (loss)<div style="display:inline-block;width:6px"> </div>available to<div style="display:inline-block;width:6px"> </div>common stockholders<div style="display:inline-block;width:6px"> </div>by the<div style="display:inline-block;width:6px"> </div>weighted-average<div style="display:inline-block;width:5px"> </div>number<div style="display:inline-block;width:5px"> </div>of common </div><div id="a32000" style="position:absolute;font-family:'Arial';left:5px;top:95px;">shares outstanding for<div style="display:inline-block;width:5px"> </div>the period and<div style="display:inline-block;width:5px"> </div>the weighted-average number<div style="display:inline-block;width:6px"> </div>of dilutive common<div style="display:inline-block;width:5px"> </div>stock equivalents outstanding<div style="display:inline-block;width:6px"> </div>for </div><div id="a32003" style="position:absolute;font-family:'Arial';left:5px;top:111px;">the period determined using the treasury-stock method. For<div style="display:inline-block;width:2px"> </div>purposes of this calculation, common stock equivalents include </div><div id="a32007" style="position:absolute;font-family:'Arial';left:5px;top:126px;">common stock options and are only included in the calculation<div style="display:inline-block;width:5px"> </div>of diluted EPS when their effect is dilutive.<div style="display:inline-block;width:9px"> </div></div><div id="a32010" style="position:absolute;font-family:'Arial';left:29px;top:157px;">The<div style="display:inline-block;width:6px"> </div>following<div style="display:inline-block;width:7px"> </div>table<div style="display:inline-block;width:6px"> </div>reflects<div style="display:inline-block;width:7px"> </div>the<div style="display:inline-block;width:6px"> </div>calculation<div style="display:inline-block;width:7px"> </div>of<div style="display:inline-block;width:6px"> </div>net<div style="display:inline-block;width:6px"> </div>income<div style="display:inline-block;width:6px"> </div>available<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:7px"> </div>common<div style="display:inline-block;width:7px"> </div>stockholders<div style="display:inline-block;width:7px"> </div>for<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>years<div style="display:inline-block;width:7px"> </div>ended </div><div id="a32013" style="position:absolute;font-family:'Arial';left:5px;top:172px;">December 31, 2023 and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1226" style="position:relative;line-height:normal;width:729px;height:49px;"><div style="position:absolute; width:12px; height:13.9px; left:455.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:587.2px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:16px; left:4px; top:13.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:13.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:587.2px; top:13.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:13.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.3px; background-color:#000000; "> </div> <div id="TextContainer1226" style="position:relative;width:729px;z-index:1;"><div id="a32021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:508px;top:0px;">2023 </div><div id="a32024" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:645px;top:0px;">2022 </div><div id="a32026" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Net Income </div><div id="a32028" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:16px;">$ </div><div id="a32030" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:16px;">16,545</div><div id="a32033" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:16px;">$ </div><div id="a32035" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">20,141</div><div id="a32037" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:32px;">Net income available to common stockholders </div><div id="a32039" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:33px;">$ </div><div id="a32041" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:33px;">16,545</div><div id="a32044" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:33px;">$ </div><div id="a32046" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:33px;">20,141</div></div></div><div id="TextBlockContainer1231" style="position:relative;line-height:normal;width:739px;height:32px;"><div id="TextContainer1231" style="position:relative;width:739px;z-index:1;"><div id="a32069" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The following table<div style="display:inline-block;width:5px"> </div>reflects the calculation<div style="display:inline-block;width:6px"> </div>of basic and<div style="display:inline-block;width:6px"> </div>diluted earnings per<div style="display:inline-block;width:5px"> </div>common share<div style="display:inline-block;width:5px"> </div>class for the<div style="display:inline-block;width:5px"> </div>years ended </div><div id="a32075" style="position:absolute;font-family:'Arial';left:5px;top:15px;">December 31, 2023 and 2022 (in thousands, except<div style="display:inline-block;width:5px"> </div>per share amounts):</div></div></div><div id="TextBlockContainer1237" style="position:relative;line-height:normal;width:737px;height:361px;"><div id="div_1234_XBRL_TS_2fce6e86c15d4fdb9054477ae522389b" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1235" style="position:relative;line-height:normal;width:737px;height:361px;"><div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:727.2px; height:15px; left:4px; top:30.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:16px; left:4px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:61.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:93.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:109.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:109.6px; background-color:#000000; "> </div> <div style="position:absolute; width:727.2px; height:13px; left:4px; top:130.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:550.2px; top:130.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:17px; left:4px; top:126.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:550.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:126.5px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:128.5px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:126.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:642.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:126.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:128.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:159.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:161.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:191.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:193.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:224.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:225.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:223.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:225.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:239.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:239.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:257.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:17px; left:4px; top:256.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:256.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:256.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:256.7px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:273.6px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:275.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:273.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:275.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:292.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:290.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:292.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:1px; left:4px; top:322.6px; background-color:#000000; "> </div> <div id="TextContainer1235" style="position:relative;width:737px;z-index:1;"><div id="a32088" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:0px;">2023 </div><div id="a32091" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:674px;top:0px;">2022 </div><div id="a32094" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:16px;">Class A </div><div id="a32097" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:665px;top:16px;">Class A</div><div id="a32100" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">Basic EPS </div><div id="a32107" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Numerator: </div><div id="a32114" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Net income available to common shares </div><div id="a32117" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:64px;">$ </div><div id="a32119" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:64px;">16,545</div><div id="a32122" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:64px;">$ </div><div id="a32124" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:64px;">20,141</div><div id="a32126" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">Denominator: </div><div id="a32133" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Weighted average shares outstanding </div><div id="a32136" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:96px;">19,621,698</div><div id="a32140" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:96px;">19,999,323</div><div id="a32142" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:112px;">Earnings per share, basic </div><div id="a32144" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:113px;">$ </div><div id="a32146" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:113px;">0.84</div><div id="a32149" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:113px;">$ </div><div id="a32151" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:113px;">1.01</div><div id="a32159" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:145px;">Diluted EPS </div><div id="a32166" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:161px;">Numerator: </div><div id="a32173" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:177px;">Net income available to common shares </div><div id="a32176" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:178px;">$ </div><div id="a32178" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:178px;">16,545</div><div id="a32181" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:178px;">$ </div><div id="a32183" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:178px;">20,141</div><div id="a32185" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:193px;">Denominator: </div><div id="a32192" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:209px;">Weighted average shares outstanding for basic EPS </div><div id="a32195" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:210px;">19,621,698</div><div id="a32199" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:210px;">19,999,323</div><div id="a32201" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:225px;">Add: Dilutive effects of assumed exercises of stock options </div><div id="a32204" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:226px;">65,936</div><div id="a32208" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:226px;">177,515</div><div id="a32210" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:242px;">Weighted avg. shares including dilutive potential common shares </div><div id="a32214" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:243px;">19,687,634</div><div id="a32218" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:243px;">20,176,838</div><div id="a32220" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:259px;">Earnings per share, diluted </div><div id="a32222" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:260px;">$ </div><div id="a32224" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:260px;">0.84</div><div id="a32227" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:260px;">$ </div><div id="a32229" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:260px;">1.00</div><div id="a32237" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:292px;">Anti-dilutive stock options excluded from diluted EPS </div><div id="a32242" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:293px;">720,500</div><div id="a32246" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:293px;">15,000</div><div id="a32254" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:323px;">Net income has not been allocated to unvested<div style="display:inline-block;width:2px"> </div>restricted stock awards that are participating securities<div style="display:inline-block;width:1px"> </div>because the amounts that would be allocated are </div><div id="a32256" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:336px;">not material to net income per share of common<div style="display:inline-block;width:2px"> </div>stock. Unvested restricted stock awards that are participating<div style="display:inline-block;width:1px"> </div>securities represent less than one percent </div><div id="a32258" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:348px;">of all of the outstanding shares of common stock<div style="display:inline-block;width:2px"> </div>for each of the periods presented.</div></div></div></div></div> <div id="TextBlockContainer1228" style="position:relative;line-height:normal;width:729px;height:49px;"><div id="div_1225_XBRL_TS_31ca43c75e6c4650a1b61b0587bf750a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1226" style="position:relative;line-height:normal;width:729px;height:49px;"><div style="position:absolute; width:12px; height:13.9px; left:455.1px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:13.9px; left:587.2px; top:15.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:16px; left:4px; top:13.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:13.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:587.2px; top:13.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:13.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.3px; background-color:#000000; "> </div> <div id="TextContainer1226" style="position:relative;width:729px;z-index:1;"><div id="a32021" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:508px;top:0px;">2023 </div><div id="a32024" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:645px;top:0px;">2022 </div><div id="a32026" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:15px;">Net Income </div><div id="a32028" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:16px;">$ </div><div id="a32030" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:16px;">16,545</div><div id="a32033" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:16px;">$ </div><div id="a32035" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:16px;">20,141</div><div id="a32037" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:32px;">Net income available to common stockholders </div><div id="a32039" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:33px;">$ </div><div id="a32041" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:33px;">16,545</div><div id="a32044" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:33px;">$ </div><div id="a32046" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:33px;">20,141</div></div></div></div></div> 16545000 20141000 16545000 20141000 <div id="TextBlockContainer1235" style="position:relative;line-height:normal;width:737px;height:361px;"><div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:727.2px; height:15px; left:4px; top:30.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:31.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:16px; left:4px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:16px; left:637.1px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:61.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:63.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:93.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:95.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:109.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:109.6px; background-color:#000000; "> </div> <div style="position:absolute; width:727.2px; height:13px; left:4px; top:130.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:12.3px; left:550.2px; top:130.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:17px; left:4px; top:126.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:550.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:126.5px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:128.5px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:126.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:14px; left:642.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:126.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:128.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:129.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:159.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:161.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:191.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:193.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:537.2px; height:13.8px; left:13px; top:224.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:225.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:223.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:225.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:239.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:239.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:257.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:259.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:17px; left:4px; top:256.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:256.7px; background-color:#000000; "> </div> <div style="position:absolute; width:5.1px; height:17px; left:637.1px; top:256.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:256.7px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:273.6px; background-color:#000000; "> </div> <div style="position:absolute; width:86.9px; height:1px; left:550.2px; top:275.5px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:273.6px; background-color:#000000; "> </div> <div style="position:absolute; width:89px; height:1px; left:642.2px; top:275.5px; background-color:#000000; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:550.2px; top:292.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:727.2px; height:16px; left:4px; top:290.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5.1px; height:13.8px; left:637.1px; top:292.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:546.2px; height:1px; left:4px; top:322.6px; background-color:#000000; "> </div> <div id="TextContainer1235" style="position:relative;width:737px;z-index:1;"><div id="a32088" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:0px;">2023 </div><div id="a32091" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:674px;top:0px;">2022 </div><div id="a32094" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:572px;top:16px;">Class A </div><div id="a32097" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:665px;top:16px;">Class A</div><div id="a32100" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">Basic EPS </div><div id="a32107" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:47px;">Numerator: </div><div id="a32114" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Net income available to common shares </div><div id="a32117" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:64px;">$ </div><div id="a32119" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:64px;">16,545</div><div id="a32122" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:64px;">$ </div><div id="a32124" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:64px;">20,141</div><div id="a32126" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:79px;">Denominator: </div><div id="a32133" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:95px;">Weighted average shares outstanding </div><div id="a32136" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:96px;">19,621,698</div><div id="a32140" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:96px;">19,999,323</div><div id="a32142" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:112px;">Earnings per share, basic </div><div id="a32144" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:113px;">$ </div><div id="a32146" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:113px;">0.84</div><div id="a32149" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:113px;">$ </div><div id="a32151" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:113px;">1.01</div><div id="a32159" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:145px;">Diluted EPS </div><div id="a32166" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:161px;">Numerator: </div><div id="a32173" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:177px;">Net income available to common shares </div><div id="a32176" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:178px;">$ </div><div id="a32178" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:178px;">16,545</div><div id="a32181" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:178px;">$ </div><div id="a32183" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:178px;">20,141</div><div id="a32185" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:193px;">Denominator: </div><div id="a32192" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:209px;">Weighted average shares outstanding for basic EPS </div><div id="a32195" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:210px;">19,621,698</div><div id="a32199" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:210px;">19,999,323</div><div id="a32201" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:225px;">Add: Dilutive effects of assumed exercises of stock options </div><div id="a32204" style="position:absolute;font-family:'Arial';font-size:12px;left:597px;top:226px;">65,936</div><div id="a32208" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:226px;">177,515</div><div id="a32210" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:242px;">Weighted avg. shares including dilutive potential common shares </div><div id="a32214" style="position:absolute;font-family:'Arial';font-size:12px;left:574px;top:243px;">19,687,634</div><div id="a32218" style="position:absolute;font-family:'Arial';font-size:12px;left:668px;top:243px;">20,176,838</div><div id="a32220" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:259px;">Earnings per share, diluted </div><div id="a32222" style="position:absolute;font-family:'Arial';font-size:12px;left:551px;top:260px;">$ </div><div id="a32224" style="position:absolute;font-family:'Arial';font-size:12px;left:610px;top:260px;">0.84</div><div id="a32227" style="position:absolute;font-family:'Arial';font-size:12px;left:643px;top:260px;">$ </div><div id="a32229" style="position:absolute;font-family:'Arial';font-size:12px;left:704px;top:260px;">1.00</div><div id="a32237" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:292px;">Anti-dilutive stock options excluded from diluted EPS </div><div id="a32242" style="position:absolute;font-family:'Arial';font-size:12px;left:590px;top:293px;">720,500</div><div id="a32246" style="position:absolute;font-family:'Arial';font-size:12px;left:691px;top:293px;">15,000</div><div id="a32254" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:323px;">Net income has not been allocated to unvested<div style="display:inline-block;width:2px"> </div>restricted stock awards that are participating securities<div style="display:inline-block;width:1px"> </div>because the amounts that would be allocated are </div><div id="a32256" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:336px;">not material to net income per share of common<div style="display:inline-block;width:2px"> </div>stock. Unvested restricted stock awards that are participating<div style="display:inline-block;width:1px"> </div>securities represent less than one percent </div><div id="a32258" style="position:absolute;font-family:'Arial';font-size:10.72px;left:4px;top:348px;">of all of the outstanding shares of common stock<div style="display:inline-block;width:2px"> </div>for each of the periods presented.</div></div></div> 16545000 20141000 19621698 19999323 0.84 1.01 16545000 20141000 19621698 19999323 65936 177515 19687634 20176838 0.84 1.00 720500 15000 <div id="TextBlockContainer1240" style="position:relative;line-height:normal;width:739px;height:450px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.2px; background-color:#000000; "> </div> <div id="TextContainer1240" style="position:relative;width:739px;z-index:1;"><div id="a32263" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">15.<div style="display:inline-block;width:18px"> </div>REGULATORY<div style="display:inline-block;width:6px"> </div>MATTERS </div><div id="a32268" style="position:absolute;font-family:'Arial';left:29px;top:34px;">Banks and<div style="display:inline-block;width:6px"> </div>bank holding<div style="display:inline-block;width:6px"> </div>companies<div style="display:inline-block;width:5px"> </div>are subject<div style="display:inline-block;width:6px"> </div>to regulatory<div style="display:inline-block;width:6px"> </div>capital requirements<div style="display:inline-block;width:6px"> </div>administered by<div style="display:inline-block;width:6px"> </div>federal and<div style="display:inline-block;width:6px"> </div>state </div><div id="a32272" style="position:absolute;font-family:'Arial';left:5px;top:49px;">banking<div style="display:inline-block;width:5px"> </div>agencies.<div style="display:inline-block;width:6px"> </div>Failure<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:5px"> </div>meet<div style="display:inline-block;width:5px"> </div>minimum<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:5px"> </div>requirements<div style="display:inline-block;width:6px"> </div>can<div style="display:inline-block;width:5px"> </div>initiate<div style="display:inline-block;width:5px"> </div>certain<div style="display:inline-block;width:5px"> </div>mandatory<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>possibly<div style="display:inline-block;width:5px"> </div>additional </div><div id="a32275" style="position:absolute;font-family:'Arial';left:5px;top:65px;">discretionary actions<div style="display:inline-block;width:6px"> </div>by regulators<div style="display:inline-block;width:5px"> </div>that, if<div style="display:inline-block;width:5px"> </div>undertaken, could<div style="display:inline-block;width:6px"> </div>have a<div style="display:inline-block;width:5px"> </div>direct material<div style="display:inline-block;width:5px"> </div>effect on<div style="display:inline-block;width:5px"> </div>the Company's<div style="display:inline-block;width:6px"> </div>consolidated </div><div id="a32278" style="position:absolute;font-family:'Arial';left:5px;top:80px;">financial<div style="display:inline-block;width:5px"> </div>statements.<div style="display:inline-block;width:6px"> </div>Under<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:5px"> </div>adequacy<div style="display:inline-block;width:6px"> </div>guidelines<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>regulatory<div style="display:inline-block;width:6px"> </div>framework<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:5px"> </div>prompt<div style="display:inline-block;width:6px"> </div>corrective<div style="display:inline-block;width:6px"> </div>action,<div style="display:inline-block;width:6px"> </div>the </div><div id="a32279" style="position:absolute;font-family:'Arial';left:5px;top:95px;">Company and the<div style="display:inline-block;width:5px"> </div>Bank must meet<div style="display:inline-block;width:5px"> </div>specific capital guidelines<div style="display:inline-block;width:6px"> </div>that involve quantitative<div style="display:inline-block;width:6px"> </div>measures of their<div style="display:inline-block;width:6px"> </div>assets, liabilities, </div><div id="a32288" style="position:absolute;font-family:'Arial';left:5px;top:111px;">and certain<div style="display:inline-block;width:5px"> </div>off-balance-sheet<div style="display:inline-block;width:5px"> </div>items as<div style="display:inline-block;width:6px"> </div>calculated under<div style="display:inline-block;width:6px"> </div>regulatory accounting<div style="display:inline-block;width:6px"> </div>practices. The<div style="display:inline-block;width:6px"> </div>Company’s and<div style="display:inline-block;width:6px"> </div>the Bank’s </div><div id="a32296" style="position:absolute;font-family:'Arial';left:5px;top:126px;">capital<div style="display:inline-block;width:6px"> </div>amounts<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>classification<div style="display:inline-block;width:6px"> </div>are<div style="display:inline-block;width:6px"> </div>also<div style="display:inline-block;width:6px"> </div>subject<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>qualitative<div style="display:inline-block;width:6px"> </div>judgments<div style="display:inline-block;width:6px"> </div>by<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>regulators<div style="display:inline-block;width:6px"> </div>about<div style="display:inline-block;width:6px"> </div>components,<div style="display:inline-block;width:7px"> </div>risk </div><div id="a32297" style="position:absolute;font-family:'Arial';left:5px;top:141px;">weightings, and other factors. </div><div id="a32300" style="position:absolute;font-family:'Arial';left:29px;top:172px;">Based on changes to the Federal Reserve’s definition of a “Small Bank<div style="display:inline-block;width:2px"> </div>Holding Company” that increased the threshold </div><div id="a32301" style="position:absolute;font-family:'Arial';left:5px;top:187px;">to $3.0 billion in assets<div style="display:inline-block;width:5px"> </div>in August 2018, the Company<div style="display:inline-block;width:5px"> </div>is not currently subject to<div style="display:inline-block;width:5px"> </div>separate minimum capital measurements. </div><div id="a32305" style="position:absolute;font-family:'Arial';left:5px;top:203px;">At such time when the Company reaches the<div style="display:inline-block;width:2px"> </div>$3.0 billion asset level, it will<div style="display:inline-block;width:2px"> </div>be subject to capital measurements independent </div><div id="a32306" style="position:absolute;font-family:'Arial';left:5px;top:218px;">of the Bank. </div><div id="a32309" style="position:absolute;font-family:'Arial';left:29px;top:249px;">The Bank<div style="display:inline-block;width:6px"> </div>elected to<div style="display:inline-block;width:6px"> </div>permanently opt-out<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:6px"> </div>inclusion of<div style="display:inline-block;width:6px"> </div>accumulated other<div style="display:inline-block;width:6px"> </div>comprehensive income<div style="display:inline-block;width:6px"> </div>in the<div style="display:inline-block;width:6px"> </div>capital </div><div id="a32315" style="position:absolute;font-family:'Arial';left:5px;top:264px;">calculations, as<div style="display:inline-block;width:5px"> </div>permitted by the<div style="display:inline-block;width:5px"> </div>regulations. This<div style="display:inline-block;width:5px"> </div>opt-out reduces<div style="display:inline-block;width:5px"> </div>the impact of<div style="display:inline-block;width:6px"> </div>market volatility on<div style="display:inline-block;width:6px"> </div>the Bank’s<div style="display:inline-block;width:5px"> </div>regulatory </div><div id="a32323" style="position:absolute;font-family:'Arial';left:5px;top:279px;">capital levels. </div><div id="a32326" style="position:absolute;font-family:'Arial';left:29px;top:310px;">The Bank is<div style="display:inline-block;width:2px"> </div>subject to the<div style="display:inline-block;width:2px"> </div>rules of the<div style="display:inline-block;width:2px"> </div>Basel III regulatory capital<div style="display:inline-block;width:2px"> </div>framework and related Dodd-Frank<div style="display:inline-block;width:2px"> </div>Wall Street Reform </div><div id="a32332" style="position:absolute;font-family:'Arial';left:5px;top:325px;">and Consumer Protection<div style="display:inline-block;width:5px"> </div>Act. The rules include<div style="display:inline-block;width:5px"> </div>the implementation of<div style="display:inline-block;width:5px"> </div>a </div><div id="a32332_71_3" style="position:absolute;font-family:'Arial';left:438px;top:325px;">2.5</div><div id="a32332_74_47" style="position:absolute;font-family:'Arial';left:456px;top:325px;">% capital conservation<div style="display:inline-block;width:5px"> </div>buffer that is<div style="display:inline-block;width:5px"> </div>added to </div><div id="a32333" style="position:absolute;font-family:'Arial';left:5px;top:341px;">the minimum requirements<div style="display:inline-block;width:6px"> </div>for capital adequacy<div style="display:inline-block;width:5px"> </div>purposes. Failure<div style="display:inline-block;width:5px"> </div>to maintain the<div style="display:inline-block;width:6px"> </div>required capital conservation<div style="display:inline-block;width:6px"> </div>buffer will </div><div id="a32336" style="position:absolute;font-family:'Arial';left:5px;top:356px;">limit the ability of<div style="display:inline-block;width:5px"> </div>the Bank to pay<div style="display:inline-block;width:6px"> </div>dividends, repurchase shares<div style="display:inline-block;width:5px"> </div>or pay discretionary<div style="display:inline-block;width:5px"> </div>bonuses. At December<div style="display:inline-block;width:5px"> </div>31, 2023 and </div><div id="a32348" style="position:absolute;font-family:'Arial';left:5px;top:371px;">2022, the capital ratios for the Bank were sufficient<div style="display:inline-block;width:5px"> </div>to meet the conservation buffer. </div><div id="a32354" style="position:absolute;font-family:'Arial';left:29px;top:402px;">Prompt<div style="display:inline-block;width:12px"> </div>corrective<div style="display:inline-block;width:13px"> </div>action<div style="display:inline-block;width:12px"> </div>regulations<div style="display:inline-block;width:12px"> </div>provide<div style="display:inline-block;width:12px"> </div>five<div style="display:inline-block;width:12px"> </div>classifications:<div style="display:inline-block;width:13px"> </div>well<div style="display:inline-block;width:12px"> </div>capitalized,<div style="display:inline-block;width:12px"> </div>adequately<div style="display:inline-block;width:12px"> </div>capitalized, </div><div id="a32355" style="position:absolute;font-family:'Arial';left:5px;top:417px;">undercapitalized,<div style="display:inline-block;width:7px"> </div>significantly<div style="display:inline-block;width:7px"> </div>undercapitalized,<div style="display:inline-block;width:7px"> </div>and<div style="display:inline-block;width:7px"> </div>critically<div style="display:inline-block;width:7px"> </div>undercapitalized,<div style="display:inline-block;width:7px"> </div>although<div style="display:inline-block;width:7px"> </div>these<div style="display:inline-block;width:7px"> </div>terms<div style="display:inline-block;width:7px"> </div>are<div style="display:inline-block;width:7px"> </div>not<div style="display:inline-block;width:7px"> </div>used<div style="display:inline-block;width:7px"> </div>to </div><div id="a32356" style="position:absolute;font-family:'Arial';left:5px;top:433px;">represent overall financial condition. If<div style="display:inline-block;width:5px"> </div>adequately capitalized, regulatory approval<div style="display:inline-block;width:5px"> </div>is required to accept brokered<div style="display:inline-block;width:5px"> </div>deposits. </div></div></div><div id="TextBlockContainer1243" style="position:relative;line-height:normal;width:739px;height:231px;"><div id="TextContainer1243" style="position:relative;width:739px;z-index:1;"><div id="a32379" style="position:absolute;font-family:'Arial';left:5px;top:0px;">If<div style="display:inline-block;width:5px"> </div>undercapitalized,<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:5px"> </div>distributions<div style="display:inline-block;width:5px"> </div>are<div style="display:inline-block;width:5px"> </div>limited,<div style="display:inline-block;width:5px"> </div>as<div style="display:inline-block;width:5px"> </div>is<div style="display:inline-block;width:5px"> </div>asset<div style="display:inline-block;width:5px"> </div>growth<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>expansion,<div style="display:inline-block;width:5px"> </div>and<div style="display:inline-block;width:5px"> </div>capital<div style="display:inline-block;width:5px"> </div>restoration<div style="display:inline-block;width:6px"> </div>plans<div style="display:inline-block;width:5px"> </div>are </div><div id="a32380" style="position:absolute;font-family:'Arial';left:5px;top:15px;">required.<div style="display:inline-block;width:4px"> </div></div><div id="a32383" style="position:absolute;font-family:'Arial';left:29px;top:46px;">At December 31,<div style="display:inline-block;width:5px"> </div>2023 and<div style="display:inline-block;width:5px"> </div>2022, the<div style="display:inline-block;width:5px"> </div>most recent<div style="display:inline-block;width:5px"> </div>notification from<div style="display:inline-block;width:5px"> </div>the regulatory<div style="display:inline-block;width:5px"> </div>authorities categorized<div style="display:inline-block;width:5px"> </div>the Bank<div style="display:inline-block;width:5px"> </div>as </div><div id="a32394" style="position:absolute;font-family:'Arial';left:5px;top:61px;">well capitalized<div style="display:inline-block;width:6px"> </div>under the<div style="display:inline-block;width:6px"> </div>regulatory framework<div style="display:inline-block;width:6px"> </div>for prompt<div style="display:inline-block;width:6px"> </div>corrective action.<div style="display:inline-block;width:6px"> </div>Failure to<div style="display:inline-block;width:6px"> </div>meet statutorily<div style="display:inline-block;width:6px"> </div>mandated capital </div><div id="a32395" style="position:absolute;font-family:'Arial';left:5px;top:77px;">guidelines<div style="display:inline-block;width:6px"> </div>could<div style="display:inline-block;width:6px"> </div>subject<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>Bank<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>variety<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>enforcement<div style="display:inline-block;width:6px"> </div>remedies,<div style="display:inline-block;width:6px"> </div>including<div style="display:inline-block;width:6px"> </div>issuance<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>a<div style="display:inline-block;width:6px"> </div>capital<div style="display:inline-block;width:6px"> </div>directive,<div style="display:inline-block;width:6px"> </div>the </div><div id="a32401" style="position:absolute;font-family:'Arial';left:5px;top:92px;">termination of deposit<div style="display:inline-block;width:5px"> </div>insurance by the<div style="display:inline-block;width:5px"> </div>FDIC, a prohibition<div style="display:inline-block;width:5px"> </div>on accepting or<div style="display:inline-block;width:5px"> </div>renewing brokered deposits,<div style="display:inline-block;width:6px"> </div>limitations on the </div><div id="a32402" style="position:absolute;font-family:'Arial';left:5px;top:107px;">rates of<div style="display:inline-block;width:6px"> </div>interest that<div style="display:inline-block;width:6px"> </div>the Bank<div style="display:inline-block;width:6px"> </div>may pay<div style="display:inline-block;width:6px"> </div>on<div style="display:inline-block;width:5px"> </div>its deposits<div style="display:inline-block;width:6px"> </div>and other<div style="display:inline-block;width:6px"> </div>restrictions<div style="display:inline-block;width:5px"> </div>on<div style="display:inline-block;width:5px"> </div>its business.<div style="display:inline-block;width:6px"> </div>To<div style="display:inline-block;width:6px"> </div>be categorized<div style="display:inline-block;width:6px"> </div>as well </div><div id="a32406" style="position:absolute;font-family:'Arial';left:5px;top:123px;">capitalized, an institution<div style="display:inline-block;width:5px"> </div>must maintain minimum<div style="display:inline-block;width:5px"> </div>total risk-based, Tier<div style="display:inline-block;width:6px"> </div>1 risk-based and Tier<div style="display:inline-block;width:6px"> </div>1 leverage ratios as<div style="display:inline-block;width:5px"> </div>set forth </div><div id="a32411" style="position:absolute;font-family:'Arial';left:5px;top:138px;">in the<div style="display:inline-block;width:5px"> </div>table below.<div style="display:inline-block;width:6px"> </div>There are<div style="display:inline-block;width:6px"> </div>no conditions<div style="display:inline-block;width:6px"> </div>or events<div style="display:inline-block;width:6px"> </div>since the<div style="display:inline-block;width:6px"> </div>notification that<div style="display:inline-block;width:6px"> </div>management believes<div style="display:inline-block;width:6px"> </div>have changed<div style="display:inline-block;width:6px"> </div>the </div><div id="a32414" style="position:absolute;font-family:'Arial';left:5px;top:153px;">Bank’s category.<div style="display:inline-block;width:5px"> </div></div><div id="a32419" style="position:absolute;font-family:'Arial';left:29px;top:184px;">Actual and required<div style="display:inline-block;width:5px"> </div>capital amounts and<div style="display:inline-block;width:5px"> </div>ratios are presented<div style="display:inline-block;width:5px"> </div>below for the<div style="display:inline-block;width:5px"> </div>Bank at December<div style="display:inline-block;width:5px"> </div>31, 2023 and<div style="display:inline-block;width:5px"> </div>2022 (in </div><div id="a32430" style="position:absolute;font-family:'Arial';left:5px;top:199px;">thousands, except ratios). The required amounts for capital adequacy<div style="display:inline-block;width:5px"> </div>shown do not include the capital conservation buffer </div><div id="a32436" style="position:absolute;font-family:'Arial';left:5px;top:215px;">previously discussed.</div></div></div><div id="TextBlockContainer1252" style="position:relative;line-height:normal;width:739px;height:109px;"><div id="TextContainer1252" style="position:relative;width:739px;z-index:1;"><div id="a32785" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The Company<div style="display:inline-block;width:5px"> </div>is limited in<div style="display:inline-block;width:6px"> </div>the amount<div style="display:inline-block;width:5px"> </div>of cash<div style="display:inline-block;width:5px"> </div>dividends that<div style="display:inline-block;width:5px"> </div>it may<div style="display:inline-block;width:5px"> </div>pay.<div style="display:inline-block;width:5px"> </div>Payment of dividends<div style="display:inline-block;width:6px"> </div>is generally<div style="display:inline-block;width:5px"> </div>limited to </div><div id="a32788" style="position:absolute;font-family:'Arial';left:5px;top:15px;">the Company’s<div style="display:inline-block;width:6px"> </div>net income<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>current year<div style="display:inline-block;width:6px"> </div>combined with<div style="display:inline-block;width:6px"> </div>the Bank’s<div style="display:inline-block;width:6px"> </div>retained income<div style="display:inline-block;width:6px"> </div>of the<div style="display:inline-block;width:5px"> </div>preceding two<div style="display:inline-block;width:6px"> </div>years, as </div><div id="a32789" style="position:absolute;font-family:'Arial';left:5px;top:31px;">defined by state banking regulations. However, for any dividend declaration, the Company must consider<div style="display:inline-block;width:5px"> </div>additional factors </div><div id="a32790" style="position:absolute;font-family:'Arial';left:5px;top:46px;">such as the amount<div style="display:inline-block;width:5px"> </div>of current period net<div style="display:inline-block;width:5px"> </div>income, liquidity,<div style="display:inline-block;width:6px"> </div>asset quality,<div style="display:inline-block;width:6px"> </div>capital adequacy and<div style="display:inline-block;width:5px"> </div>economic conditions at<div style="display:inline-block;width:5px"> </div>the </div><div id="a32792" style="position:absolute;font-family:'Arial';left:5px;top:61px;">Bank. It is likely that<div style="display:inline-block;width:2px"> </div>these factors would further limit the<div style="display:inline-block;width:2px"> </div>amount of dividends which the Company could<div style="display:inline-block;width:2px"> </div>declare. In addition, </div><div id="a32794" style="position:absolute;font-family:'Arial';left:5px;top:77px;">bank<div style="display:inline-block;width:6px"> </div>regulators<div style="display:inline-block;width:6px"> </div>have<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>authority<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>prohibit<div style="display:inline-block;width:6px"> </div>banks<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>paying<div style="display:inline-block;width:6px"> </div>dividends<div style="display:inline-block;width:6px"> </div>including<div style="display:inline-block;width:6px"> </div>dividends<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>their<div style="display:inline-block;width:6px"> </div>parent<div style="display:inline-block;width:6px"> </div>holding </div><div id="a32797" style="position:absolute;font-family:'Arial';left:5px;top:92px;">company, if they deem<div style="display:inline-block;width:5px"> </div>such payment to be an unsafe or unsound practice.</div></div></div><div id="TextBlockContainer1247" style="position:relative;line-height:normal;width:730px;height:235px;"><div style="position:absolute; width:161px; height:1px; left:231.1px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:161.2px; height:1px; left:397.1px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:161px; height:1px; left:563.2px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:58.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:1px; left:4px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:231.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:308.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:313px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:392.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77.1px; height:1px; left:397.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:474.2px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:479.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:558.2px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:563.2px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:640.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79px; height:1px; left:645.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:89.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:121.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:153.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:231.1px; top:154.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:217.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1247" style="position:relative;width:730px;z-index:1;"><div id="a32441" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:294px;top:28px;">Actual</div><div id="a32444" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:430px;top:14px;">Minimum Capital </div><div id="a32445" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:438px;top:28px;">Requirements </div><div id="a32448" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:0px;">To be Well Capitalized </div><div id="a32449" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:14px;">Under Prompt Corrective </div><div id="a32450" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:28px;">Action Provisions</div><div id="a32453" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:247px;top:44px;">Amount</div><div id="a32456" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:338px;top:44px;">Ratio</div><div id="a32459" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:44px;">Amount</div><div id="a32462" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:504px;top:44px;">Ratio</div><div id="a32465" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:579px;top:44px;">Amount</div><div id="a32468" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:44px;">Ratio</div><div id="a32470" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:60px;">December 31, 2023:</div><div id="a32489" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:76px;">Total<div style="display:inline-block;width:5px"> </div>risk-based capital:</div><div id="a32493" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:76px;">$</div><div id="a32495" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:76px;">233,109</div><div id="a32498" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:76px;">12.65</div><div id="a32500" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:76px;">%</div><div id="a32503" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:76px;">$</div><div id="a32505" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:76px;">147,432</div><div id="a32508" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:76px;">8.00</div><div id="a32510" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:76px;">%</div><div id="a32513" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:76px;">$</div><div id="a32515" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:76px;">184,290</div><div id="a32518" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:76px;">10.00</div><div id="a32520" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:76px;">%</div><div id="a32522" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:92px;">Tier 1 risk-based capital:</div><div id="a32526" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:92px;">$</div><div id="a32528" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:92px;">211,645</div><div id="a32531" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:92px;">11.48</div><div id="a32533" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:92px;">%</div><div id="a32536" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:92px;">$</div><div id="a32538" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:92px;">110,574</div><div id="a32541" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:92px;">6.00</div><div id="a32543" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:92px;">%</div><div id="a32546" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:92px;">$</div><div id="a32548" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:92px;">147,432</div><div id="a32551" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:92px;">8.00</div><div id="a32553" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:92px;">%</div><div id="a32555" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:108px;">Common equity tier 1 capital:</div><div id="a32557" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:108px;">$</div><div id="a32559" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:108px;">211,645</div><div id="a32562" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:108px;">11.48</div><div id="a32564" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:108px;">%</div><div id="a32567" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:108px;">$</div><div id="a32569" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:108px;">82,931</div><div id="a32572" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:108px;">4.50</div><div id="a32574" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:108px;">%</div><div id="a32577" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:108px;">$</div><div id="a32579" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:108px;">119,789</div><div id="a32582" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:108px;">6.50</div><div id="a32584" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:108px;">%</div><div id="a32586" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:124px;">Leverage ratio:</div><div id="a32588" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:124px;">$</div><div id="a32590" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:124px;">211,645</div><div id="a32593" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:124px;">9.17</div><div id="a32595" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:124px;">%</div><div id="a32598" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:124px;">$</div><div id="a32600" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:124px;">92,328</div><div id="a32603" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:124px;">4.00</div><div id="a32605" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:124px;">%</div><div id="a32608" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:124px;">$</div><div id="a32610" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:124px;">115,410</div><div id="a32613" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:124px;">5.00</div><div id="a32615" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:124px;">%</div><div id="a32635" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:155px;">December 31, 2022:</div><div id="a32654" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:172px;">Total<div style="display:inline-block;width:5px"> </div>risk-based capital:</div><div id="a32658" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:172px;">$</div><div id="a32660" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:172px;">216,693</div><div id="a32663" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:172px;">13.58</div><div id="a32665" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:172px;">%</div><div id="a32668" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:172px;">$</div><div id="a32670" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:172px;">127,616</div><div id="a32673" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:172px;">8.00</div><div id="a32675" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:172px;">%</div><div id="a32678" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:172px;">$</div><div id="a32680" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:172px;">159,520</div><div id="a32683" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:172px;">10.00</div><div id="a32685" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:172px;">%</div><div id="a32687" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:188px;">Tier 1 risk-based capital:</div><div id="a32691" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:188px;">$</div><div id="a32693" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:188px;">198,909</div><div id="a32696" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:188px;">12.47</div><div id="a32698" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:188px;">%</div><div id="a32701" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:188px;">$</div><div id="a32703" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:188px;">95,712</div><div id="a32706" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:188px;">6.00</div><div id="a32708" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:188px;">%</div><div id="a32711" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:188px;">$</div><div id="a32713" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:188px;">127,616</div><div id="a32716" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:188px;">8.00</div><div id="a32718" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:188px;">%</div><div id="a32720" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:204px;">Common equity tier 1 capital:</div><div id="a32722" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:204px;">$</div><div id="a32724" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:204px;">198,909</div><div id="a32727" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:204px;">12.47</div><div id="a32729" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:204px;">%</div><div id="a32732" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:204px;">$</div><div id="a32734" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:204px;">71,784</div><div id="a32737" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:204px;">4.50</div><div id="a32739" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:204px;">%</div><div id="a32742" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:204px;">$</div><div id="a32744" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:204px;">103,688</div><div id="a32747" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:204px;">6.50</div><div id="a32749" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:204px;">%</div><div id="a32751" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:220px;">Leverage ratio:</div><div id="a32753" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:220px;">$</div><div id="a32755" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:220px;">198,909</div><div id="a32758" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:220px;">9.56</div><div id="a32760" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:220px;">%</div><div id="a32763" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:220px;">$</div><div id="a32765" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:220px;">83,210</div><div id="a32768" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:220px;">4.00</div><div id="a32770" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:220px;">%</div><div id="a32773" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:220px;">$</div><div id="a32775" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:220px;">104,012</div><div id="a32778" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:220px;">5.00</div><div id="a32780" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:220px;">%</div></div></div> 0.025 <div id="TextBlockContainer1249" style="position:relative;line-height:normal;width:730px;height:235px;"><div id="div_1246_XBRL_TS_3a6ba7c086e849c892789d7222f9738a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1247" style="position:relative;line-height:normal;width:730px;height:235px;"><div style="position:absolute; width:161px; height:1px; left:231.1px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:161.2px; height:1px; left:397.1px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:161px; height:1px; left:563.2px; top:41.3px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:58.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:1px; left:4px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:231.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:308.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:313px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:392.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77.1px; height:1px; left:397.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:474.2px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79.1px; height:1px; left:479.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:558.2px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:77px; height:1px; left:563.2px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:640.1px; top:57.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:79px; height:1px; left:645.1px; top:57.9px; background-color:#000000; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:92.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:89.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:124.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:121.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:153.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:231.1px; top:154.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:188.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:227.1px; height:13.8px; left:4px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:313px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:397.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61px; height:13.8px; left:479.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:563.2px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:61.1px; height:13.8px; left:645.1px; top:220.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:217.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1247" style="position:relative;width:730px;z-index:1;"><div id="a32441" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:294px;top:28px;">Actual</div><div id="a32444" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:430px;top:14px;">Minimum Capital </div><div id="a32445" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:438px;top:28px;">Requirements </div><div id="a32448" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:581px;top:0px;">To be Well Capitalized </div><div id="a32449" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:573px;top:14px;">Under Prompt Corrective </div><div id="a32450" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:593px;top:28px;">Action Provisions</div><div id="a32453" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:247px;top:44px;">Amount</div><div id="a32456" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:338px;top:44px;">Ratio</div><div id="a32459" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:413px;top:44px;">Amount</div><div id="a32462" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:504px;top:44px;">Ratio</div><div id="a32465" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:579px;top:44px;">Amount</div><div id="a32468" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:670px;top:44px;">Ratio</div><div id="a32470" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:60px;">December 31, 2023:</div><div id="a32489" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:76px;">Total<div style="display:inline-block;width:5px"> </div>risk-based capital:</div><div id="a32493" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:76px;">$</div><div id="a32495" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:76px;">233,109</div><div id="a32498" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:76px;">12.65</div><div id="a32500" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:76px;">%</div><div id="a32503" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:76px;">$</div><div id="a32505" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:76px;">147,432</div><div id="a32508" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:76px;">8.00</div><div id="a32510" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:76px;">%</div><div id="a32513" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:76px;">$</div><div id="a32515" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:76px;">184,290</div><div id="a32518" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:76px;">10.00</div><div id="a32520" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:76px;">%</div><div id="a32522" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:92px;">Tier 1 risk-based capital:</div><div id="a32526" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:92px;">$</div><div id="a32528" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:92px;">211,645</div><div id="a32531" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:92px;">11.48</div><div id="a32533" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:92px;">%</div><div id="a32536" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:92px;">$</div><div id="a32538" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:92px;">110,574</div><div id="a32541" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:92px;">6.00</div><div id="a32543" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:92px;">%</div><div id="a32546" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:92px;">$</div><div id="a32548" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:92px;">147,432</div><div id="a32551" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:92px;">8.00</div><div id="a32553" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:92px;">%</div><div id="a32555" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:108px;">Common equity tier 1 capital:</div><div id="a32557" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:108px;">$</div><div id="a32559" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:108px;">211,645</div><div id="a32562" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:108px;">11.48</div><div id="a32564" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:108px;">%</div><div id="a32567" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:108px;">$</div><div id="a32569" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:108px;">82,931</div><div id="a32572" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:108px;">4.50</div><div id="a32574" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:108px;">%</div><div id="a32577" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:108px;">$</div><div id="a32579" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:108px;">119,789</div><div id="a32582" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:108px;">6.50</div><div id="a32584" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:108px;">%</div><div id="a32586" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:124px;">Leverage ratio:</div><div id="a32588" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:124px;">$</div><div id="a32590" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:124px;">211,645</div><div id="a32593" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:124px;">9.17</div><div id="a32595" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:124px;">%</div><div id="a32598" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:124px;">$</div><div id="a32600" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:124px;">92,328</div><div id="a32603" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:124px;">4.00</div><div id="a32605" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:124px;">%</div><div id="a32608" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:124px;">$</div><div id="a32610" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:124px;">115,410</div><div id="a32613" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:124px;">5.00</div><div id="a32615" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:124px;">%</div><div id="a32635" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:155px;">December 31, 2022:</div><div id="a32654" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:172px;">Total<div style="display:inline-block;width:5px"> </div>risk-based capital:</div><div id="a32658" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:172px;">$</div><div id="a32660" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:172px;">216,693</div><div id="a32663" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:172px;">13.58</div><div id="a32665" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:172px;">%</div><div id="a32668" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:172px;">$</div><div id="a32670" style="position:absolute;font-family:'Arial';font-size:12px;left:427px;top:172px;">127,616</div><div id="a32673" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:172px;">8.00</div><div id="a32675" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:172px;">%</div><div id="a32678" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:172px;">$</div><div id="a32680" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:172px;">159,520</div><div id="a32683" style="position:absolute;font-family:'Arial';font-size:12px;left:676px;top:172px;">10.00</div><div id="a32685" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:172px;">%</div><div id="a32687" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:188px;">Tier 1 risk-based capital:</div><div id="a32691" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:188px;">$</div><div id="a32693" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:188px;">198,909</div><div id="a32696" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:188px;">12.47</div><div id="a32698" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:188px;">%</div><div id="a32701" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:188px;">$</div><div id="a32703" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:188px;">95,712</div><div id="a32706" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:188px;">6.00</div><div id="a32708" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:188px;">%</div><div id="a32711" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:188px;">$</div><div id="a32713" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:188px;">127,616</div><div id="a32716" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:188px;">8.00</div><div id="a32718" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:188px;">%</div><div id="a32720" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:204px;">Common equity tier 1 capital:</div><div id="a32722" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:204px;">$</div><div id="a32724" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:204px;">198,909</div><div id="a32727" style="position:absolute;font-family:'Arial';font-size:12px;left:344px;top:204px;">12.47</div><div id="a32729" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:204px;">%</div><div id="a32732" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:204px;">$</div><div id="a32734" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:204px;">71,784</div><div id="a32737" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:204px;">4.50</div><div id="a32739" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:204px;">%</div><div id="a32742" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:204px;">$</div><div id="a32744" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:204px;">103,688</div><div id="a32747" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:204px;">6.50</div><div id="a32749" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:204px;">%</div><div id="a32751" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:220px;">Leverage ratio:</div><div id="a32753" style="position:absolute;font-family:'Arial';font-size:12px;left:232px;top:220px;">$</div><div id="a32755" style="position:absolute;font-family:'Arial';font-size:12px;left:261px;top:220px;">198,909</div><div id="a32758" style="position:absolute;font-family:'Arial';font-size:12px;left:351px;top:220px;">9.56</div><div id="a32760" style="position:absolute;font-family:'Arial';font-size:12px;left:379px;top:220px;">%</div><div id="a32763" style="position:absolute;font-family:'Arial';font-size:12px;left:397px;top:220px;">$</div><div id="a32765" style="position:absolute;font-family:'Arial';font-size:12px;left:434px;top:220px;">83,210</div><div id="a32768" style="position:absolute;font-family:'Arial';font-size:12px;left:517px;top:220px;">4.00</div><div id="a32770" style="position:absolute;font-family:'Arial';font-size:12px;left:545px;top:220px;">%</div><div id="a32773" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:220px;">$</div><div id="a32775" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:220px;">104,012</div><div id="a32778" style="position:absolute;font-family:'Arial';font-size:12px;left:683px;top:220px;">5.00</div><div id="a32780" style="position:absolute;font-family:'Arial';font-size:12px;left:711px;top:220px;">%</div></div></div></div></div> 233109000 0.1265 147432000 0.0800 184290000 0.1000 211645000 0.1148 110574000 0.0600 147432000 0.0800 211645000 0.1148 82931000 0.0450 119789000 0.0650 211645000 0.0917 92328000 0.0400 115410000 0.0500 216693000 0.1358 127616000 0.0800 159520000 0.1000 198909000 0.1247 95712000 0.0600 127616000 0.0800 198909000 0.1247 71784000 0.0450 103688000 0.0650 198909000 0.0956 83210000 0.0400 104012000 0.0500 <div id="TextBlockContainer1255" style="position:relative;line-height:normal;width:739px;height:81px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:15.9px; background-color:#000000; "> </div> <div id="TextContainer1255" style="position:relative;width:739px;z-index:1;"><div id="a32803" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">16.<div style="display:inline-block;width:30px"> </div>RELATED PARTY<div style="display:inline-block;width:6px"> </div>TRANSACTIONS<div style="display:inline-block;width:4px"> </div></div><div id="a32809" style="position:absolute;font-family:'Arial';left:29px;top:34px;">In<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>ordinary<div style="display:inline-block;width:6px"> </div>course<div style="display:inline-block;width:6px"> </div>of<div style="display:inline-block;width:6px"> </div>business,<div style="display:inline-block;width:6px"> </div>principal<div style="display:inline-block;width:6px"> </div>officers,<div style="display:inline-block;width:6px"> </div>directors,<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>affiliates<div style="display:inline-block;width:6px"> </div>may<div style="display:inline-block;width:6px"> </div>engage<div style="display:inline-block;width:6px"> </div>in<div style="display:inline-block;width:6px"> </div>transactions<div style="display:inline-block;width:6px"> </div>with<div style="display:inline-block;width:6px"> </div>the </div><div id="a32819" style="position:absolute;font-family:'Arial';left:5px;top:49px;">Company.<div style="display:inline-block;width:7px"> </div>The<div style="display:inline-block;width:6px"> </div>following<div style="display:inline-block;width:6px"> </div>table<div style="display:inline-block;width:6px"> </div>presents<div style="display:inline-block;width:7px"> </div>loans<div style="display:inline-block;width:6px"> </div>to<div style="display:inline-block;width:6px"> </div>and<div style="display:inline-block;width:6px"> </div>deposits<div style="display:inline-block;width:6px"> </div>from<div style="display:inline-block;width:6px"> </div>related<div style="display:inline-block;width:6px"> </div>parties<div style="display:inline-block;width:6px"> </div>included<div style="display:inline-block;width:7px"> </div>within<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>accompanying </div><div id="a32825" style="position:absolute;font-family:'Arial';left:5px;top:65px;">Consolidated Financial Statements at December 31, 2023<div style="display:inline-block;width:5px"> </div>and 2022 (in thousands):</div></div></div><div id="TextBlockContainer1264" style="position:relative;line-height:normal;width:739px;height:109px;"><div id="TextContainer1264" style="position:relative;width:739px;z-index:1;"><div id="a32937" style="position:absolute;font-family:'Arial';font-style:italic;left:29px;top:0px;">Loan Purchases</div><div id="a32940" style="position:absolute;font-family:'Arial';left:29px;top:31px;">During 2023, the Bank purchased $</div><div id="a32940_33_4" style="position:absolute;font-family:'Arial';left:239px;top:31px;">85.1</div><div id="a32940_37_81" style="position:absolute;font-family:'Arial';left:265px;top:31px;"><div style="display:inline-block;width:4px"> </div>million of loans from entities that are<div style="display:inline-block;width:5px"> </div>deemed to be related parties.<div style="display:inline-block;width:9px"> </div>The Bank </div><div id="a32946" style="position:absolute;font-family:'Arial';left:5px;top:46px;">paid those entities fees of $</div><div id="a32946_29_3" style="position:absolute;font-family:'Arial';left:167px;top:46px;">1.9</div><div id="a32946_32_12" style="position:absolute;font-family:'Arial';left:186px;top:46px;"><div style="display:inline-block;width:4px"> </div>million.<div style="display:inline-block;width:8px"> </div></div><div id="a32951" style="position:absolute;font-family:'Arial';left:29px;top:77px;">During 2022, the Bank purchased $</div><div id="a32951_33_4" style="position:absolute;font-family:'Arial';left:239px;top:77px;">42.8</div><div id="a32951_37_80" style="position:absolute;font-family:'Arial';left:265px;top:77px;"><div style="display:inline-block;width:4px"> </div>million of loans from entities that are deemed to be related<div style="display:inline-block;width:5px"> </div>parties. The Bank </div><div id="a32953" style="position:absolute;font-family:'Arial';left:5px;top:92px;">paid those entities fees of $</div><div id="a32953_29_3" style="position:absolute;font-family:'Arial';left:167px;top:92px;">881</div><div id="a32953_32_10" style="position:absolute;font-family:'Arial';left:189px;top:92px;"><div style="display:inline-block;width:4px"> </div>thousand.</div></div></div><div id="TextBlockContainer1259" style="position:relative;line-height:normal;width:730px;height:143px;"><div style="position:absolute; width:219.1px; height:1px; left:505.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:30.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:501.1px; height:1px; left:4px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:107.1px; height:1px; left:505.1px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:612.1px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:107px; height:1px; left:617.1px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:492.1px; height:13.9px; left:13px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:505.1px; top:63.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:61.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:617.1px; top:63.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:93.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:505.1px; top:94.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:492.1px; height:13.9px; left:13px; top:126.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:505.1px; top:127.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:125.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:617.1px; top:127.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1259" style="position:relative;width:730px;z-index:1;"><div id="a32844" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:538px;top:0px;">Years Ended December 31,</div><div id="a32847" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:546px;top:16px;">2023</div><div id="a32850" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:16px;">2022</div><div id="a32852" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">Consolidated Balance Sheets:</div><div id="a32859" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Loans held for investment, net </div><div id="a32861" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:48px;">$</div><div id="a32863" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:48px;-sec-ix-hidden:ID_76;">-</div><div id="a32866" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:48px;">$</div><div id="a32868" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:48px;-sec-ix-hidden:ID_77;">-</div><div id="a32870" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Deposits</div><div id="a32872" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:64px;">$</div><div id="a32874" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:64px;">2,792</div><div id="a32877" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:64px;">$</div><div id="a32879" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">6,825</div><div id="a32887" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:95px;">Consolidated Statements of Operations:</div><div id="a32894" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Interest income</div><div id="a32896" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:112px;">$</div><div id="a32898" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:112px;">-</div><div id="a32901" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:112px;">$</div><div id="a32903" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:112px;">-</div><div id="a32905" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:127px;">Interest expense</div><div id="a32907" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:128px;">$</div><div id="a32909" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:128px;">154</div><div id="a32912" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:128px;">$</div><div id="a32914" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:128px;">54</div></div></div> <div id="TextBlockContainer1261" style="position:relative;line-height:normal;width:730px;height:143px;"><div id="div_1258_XBRL_TS_88d850351a7147d3bb4245117d29e34a" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1259" style="position:relative;line-height:normal;width:730px;height:143px;"><div style="position:absolute; width:219.1px; height:1px; left:505.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:30.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:501.1px; height:1px; left:4px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:107.1px; height:1px; left:505.1px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:612.1px; top:29.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:107px; height:1px; left:617.1px; top:29.6px; background-color:#000000; "> </div> <div style="position:absolute; width:492.1px; height:13.9px; left:13px; top:62.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:505.1px; top:63.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:61.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:617.1px; top:63.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:93.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:505.1px; top:94.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:492.1px; height:13.9px; left:13px; top:126.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:505.1px; top:127.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:125.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:617.1px; top:127.9px; background-color:#CCEEFF; "> </div> <div id="TextContainer1259" style="position:relative;width:730px;z-index:1;"><div id="a32844" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:538px;top:0px;">Years Ended December 31,</div><div id="a32847" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:546px;top:16px;">2023</div><div id="a32850" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:658px;top:16px;">2022</div><div id="a32852" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">Consolidated Balance Sheets:</div><div id="a32859" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Loans held for investment, net </div><div id="a32861" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:48px;">$</div><div id="a32863" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:48px;-sec-ix-hidden:ID_76;">-</div><div id="a32866" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:48px;">$</div><div id="a32868" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:48px;-sec-ix-hidden:ID_77;">-</div><div id="a32870" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Deposits</div><div id="a32872" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:64px;">$</div><div id="a32874" style="position:absolute;font-family:'Arial';font-size:12px;left:578px;top:64px;">2,792</div><div id="a32877" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:64px;">$</div><div id="a32879" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">6,825</div><div id="a32887" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:95px;">Consolidated Statements of Operations:</div><div id="a32894" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Interest income</div><div id="a32896" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:112px;">$</div><div id="a32898" style="position:absolute;font-family:'Arial';font-size:12px;left:605px;top:112px;">-</div><div id="a32901" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:112px;">$</div><div id="a32903" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:112px;">-</div><div id="a32905" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:127px;">Interest expense</div><div id="a32907" style="position:absolute;font-family:'Arial';font-size:12px;left:505px;top:128px;">$</div><div id="a32909" style="position:absolute;font-family:'Arial';font-size:12px;left:589px;top:128px;">154</div><div id="a32912" style="position:absolute;font-family:'Arial';font-size:12px;left:618px;top:128px;">$</div><div id="a32914" style="position:absolute;font-family:'Arial';font-size:12px;left:707px;top:128px;">54</div></div></div></div></div> 2792000 6825000 0 0 154000 54000 85100000 1900000 42800000 881000 <div id="TextBlockContainer1267" style="position:relative;line-height:normal;width:738px;height:81px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.9px; background-color:#000000; "> </div> <div id="TextContainer1267" style="position:relative;width:738px;z-index:1;"><div id="a32956" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">17.<div style="display:inline-block;width:30px"> </div>PARENT COMPANY<div style="display:inline-block;width:6px"> </div>CONDENSED FINANCIAL INFORMATION<div style="display:inline-block;width:6px"> </div></div><div id="a32963" style="position:absolute;font-family:'Arial';left:29px;top:34px;">In December<div style="display:inline-block;width:6px"> </div>2021, USCB<div style="display:inline-block;width:6px"> </div>Financial Holdings,<div style="display:inline-block;width:6px"> </div>Inc. was<div style="display:inline-block;width:6px"> </div>formed as<div style="display:inline-block;width:5px"> </div>the parent<div style="display:inline-block;width:6px"> </div>bank holding<div style="display:inline-block;width:6px"> </div>company of<div style="display:inline-block;width:6px"> </div>U.S. Century </div><div id="a32964" style="position:absolute;font-family:'Arial';left:5px;top:49px;">Bank.<div style="display:inline-block;width:6px"> </div>The<div style="display:inline-block;width:6px"> </div>condensed<div style="display:inline-block;width:6px"> </div>balance<div style="display:inline-block;width:6px"> </div>sheet<div style="display:inline-block;width:6px"> </div>is<div style="display:inline-block;width:6px"> </div>presented<div style="display:inline-block;width:6px"> </div>below<div style="display:inline-block;width:6px"> </div>for<div style="display:inline-block;width:6px"> </div>USCB<div style="display:inline-block;width:6px"> </div>Financial<div style="display:inline-block;width:6px"> </div>Holdings,<div style="display:inline-block;width:6px"> </div>Inc.<div style="display:inline-block;width:6px"> </div>at<div style="display:inline-block;width:6px"> </div>the<div style="display:inline-block;width:6px"> </div>dates<div style="display:inline-block;width:6px"> </div>indicated<div style="display:inline-block;width:6px"> </div>(in </div><div id="a32965" style="position:absolute;font-family:'Arial';left:5px;top:65px;">thousands):</div></div></div><div id="TextBlockContainer1271" style="position:relative;line-height:normal;width:730px;height:178px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:587.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:13.8px; left:13px; top:46.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:467.1px; top:47.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:46.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:604.1px; top:47.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:455.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:592.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17px; left:4px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:587.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:94.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:96.5px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:94.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:96.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:455.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:13.8px; left:13px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:145.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:143.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:145.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:159.5px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:159.5px; background-color:#000000; "> </div> <div id="TextContainer1271" style="position:relative;width:730px;z-index:1;"><div id="a32969" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:0px;">December 31, 2023</div><div id="a32972" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:0px;">December 31, 2022</div><div id="a32974" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">ASSETS:</div><div id="a32981" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Cash and Cash Equivalents</div><div id="a32983" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:32px;">$</div><div id="a32985" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:32px;">2,426</div><div id="a32988" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:32px;">$</div><div id="a32990" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">1,102</div><div id="a32992" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Investment in bank subsidiary</div><div id="a32996" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:48px;">188,827</div><div id="a33001" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:48px;">181,326</div><div id="a33003" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Other assets</div><div id="a33006" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:64px;">715</div><div id="a33010" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:64px;-sec-ix-hidden:ID_1609;">-</div><div id="a33012" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Total<div style="display:inline-block;width:5px"> </div>assets</div><div id="a33015" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:81px;">$</div><div id="a33017" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:81px;">191,968</div><div id="a33020" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:81px;">$</div><div id="a33022" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:81px;">182,428</div><div id="a33030" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:113px;">LIABILITIES AND STOCKHOLDERS' EQUITY:</div><div id="a33037" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Other liabilities</div><div id="a33039" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:130px;">$</div><div id="a33041" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:130px;-sec-ix-hidden:ID_1573;">-</div><div id="a33044" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:130px;">$</div><div id="a33046" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:130px;-sec-ix-hidden:ID_1611;">-</div><div id="a33048" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:145px;">Stockholders' equity</div><div id="a33051" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:146px;">191,968</div><div id="a33055" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:146px;">182,428</div><div id="a33057" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:162px;">Total<div style="display:inline-block;width:5px"> </div>liabilities and stockholders' equity</div><div id="a33059" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:163px;">$</div><div id="a33061" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:163px;">191,968</div><div id="a33064" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:163px;">$</div><div id="a33066" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:163px;">182,428</div></div></div><div id="TextBlockContainer1276" style="position:relative;line-height:normal;width:739px;height:33px;"><div id="TextContainer1276" style="position:relative;width:739px;z-index:1;"><div id="a33069" style="position:absolute;font-family:'Arial';left:29px;top:0px;">The condensed<div style="display:inline-block;width:6px"> </div>income statement<div style="display:inline-block;width:6px"> </div>is presented<div style="display:inline-block;width:6px"> </div>below for<div style="display:inline-block;width:6px"> </div>USCB Financial<div style="display:inline-block;width:6px"> </div>Holdings, Inc.<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:6px"> </div>periods indicated<div style="display:inline-block;width:6px"> </div>(in </div><div id="a33071" style="position:absolute;font-family:'Arial';left:5px;top:15px;">thousands):</div></div></div><div id="TextBlockContainer1285" style="position:relative;line-height:normal;width:711px;height:17px;"><div id="TextContainer1285" style="position:relative;width:711px;z-index:1;"><div id="a33220" style="position:absolute;font-family:'Arial';left:5px;top:0px;">The condensed cash<div style="display:inline-block;width:2px"> </div>flow is presented below<div style="display:inline-block;width:2px"> </div>for USCB Financial Holdings,<div style="display:inline-block;width:2px"> </div>Inc. for the periods<div style="display:inline-block;width:2px"> </div>indicated (in thousands):</div></div></div><div id="TextBlockContainer1280" style="position:relative;line-height:normal;width:730px;height:240px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:30.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:29.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:29.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.9px; background-color:#000000; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:64.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:62.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:64.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:61.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:61.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:61.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:61.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:93.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:455.1px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:13.9px; left:13px; top:127px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:128.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:125.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:126.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:141.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:141.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:158.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:157.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:157.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:157.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:157.9px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:13.9px; left:13px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:190.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:189.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:192.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:455.1px; top:225.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.2px; left:4px; top:222.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:592.1px; top:225.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:221.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:221.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:221.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:221.9px; background-color:#000000; "> </div> <div id="TextContainer1280" style="position:relative;width:730px;z-index:1;"><div id="a33076" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:560px;top:0px;">Years Ended</div><div id="a33079" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:16px;">December 31, 2023</div><div id="a33082" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:16px;">December 31, 2022</div><div id="a33084" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">INCOME:</div><div id="a33091" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Dividends from subsidiaries</div><div id="a33093" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:48px;">$</div><div id="a33095" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:48px;">11,100</div><div id="a33098" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:48px;">$</div><div id="a33100" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">1,000</div><div id="a33102" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Total</div><div id="a33106" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:64px;">11,100</div><div id="a33111" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">1,000</div><div id="a33119" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:95px;">EXPENSE:</div><div id="a33126" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Employee compensation and benefits</div><div id="a33130" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:112px;">553</div><div id="a33135" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:112px;-sec-ix-hidden:ID_1579;">-</div><div id="a33137" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:127px;">Other operating</div><div id="a33140" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:128px;">2,268</div><div id="a33145" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:143px;">Total</div><div id="a33148" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:144px;">2,821</div><div id="a33152" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:144px;-sec-ix-hidden:ID_1581;">-</div><div id="a33160" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:175px;">Income before income taxes and undistributed subsidiary income</div><div id="a33163" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:176px;">8,279</div><div id="a33167" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:176px;">1,000</div><div id="a33169" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:191px;">Provision (benefit) for income taxes</div><div id="a33172" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:192px;display:flex;">(715)</div><div id="a33176" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:192px;-sec-ix-hidden:ID_1585;">-</div><div id="a33178" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:207px;">Equity in undisbursed subsidiary income</div><div id="a33182" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:208px;">7,551</div><div id="a33186" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:208px;">19,141</div><div id="a33188" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:224px;">Net Income </div><div id="a33190" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:225px;">$</div><div id="a33192" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:225px;">16,545</div><div id="a33195" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:225px;">$</div><div id="a33197" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:225px;">20,141</div></div></div><div id="TextBlockContainer1291" style="position:relative;line-height:normal;width:734px;height:395px;"><div id="div_1288_XBRL_TS_006ec47913c54d0c95313df02780db67" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1289" style="position:relative;line-height:normal;width:734px;height:395px;"><div style="position:absolute; width:720.1px; height:16px; left:4px; top:30.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:15.4px; left:4px; top:30.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17px; left:4px; top:29.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:587.2px; top:29.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.2px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:30.7px; left:13px; top:66.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:34.1px; left:4px; top:63.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.4px; left:13px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:115.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:117.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:114.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:115.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:433.1px; height:15.4px; left:22.1px; top:150.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:152.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:150.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.9px; left:4px; top:149.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:152.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17.9px; left:4px; top:148.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:148.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17.9px; left:587.2px; top:148.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:148.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:166.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:168.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:166.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:168.1px; background-color:#000000; "> </div> <div style="position:absolute; width:451.1px; height:15.4px; left:4px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:187.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:184.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:187.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:433.1px; height:15.4px; left:22.1px; top:220.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:467.1px; top:222.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:220.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17.1px; left:4px; top:219.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:604.1px; top:222.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:18.1px; left:4px; top:218.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:218.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:18.1px; left:587.2px; top:218.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:218.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:236.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:238.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:236.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:238.2px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:256px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:257.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:256px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:254.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:257.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.4px; left:13px; top:289.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:289.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:288.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:291.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:305.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:305.3px; background-color:#000000; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:327.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:327.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:327.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:18.1px; left:4px; top:323.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:455.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:323.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:325.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:18.1px; left:587.2px; top:323.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:592.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:323.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:325.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:361.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:358.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:361.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:375.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:375.2px; background-color:#000000; "> </div> <div id="TextContainer1289" style="position:relative;width:734px;z-index:1;"><div id="a33225" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:560px;top:0px;">Years Ended</div><div id="a33228" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:16px;">December 31, 2023</div><div id="a33231" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:16px;">December 31, 2022</div><div id="a33233" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:31px;">Cash flows from operating activities: </div><div id="a33240" style="position:absolute;font-family:'Arial';left:4px;top:48px;">Net income </div><div id="a33242" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:50px;">$</div><div id="a33244" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:50px;">16,545</div><div id="a33247" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:50px;">$</div><div id="a33249" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:50px;">20,141</div><div id="a33251" style="position:absolute;font-family:'Arial';left:13px;top:67px;">Adjustments to reconcile net income to net cash provided<div style="display:inline-block;width:5px"> </div>by operating<div style="display:inline-block;width:4px"> </div></div><div id="a33253" style="position:absolute;font-family:'Arial';left:13px;top:82px;">activities: </div><div id="a33260" style="position:absolute;font-family:'Arial';left:13px;top:99px;">Equity in undistributed earnings of subsidiaries </div><div id="a33263" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:101px;display:flex;">(7,551)</div><div id="a33267" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:101px;display:flex;">(19,141)</div><div id="a33269" style="position:absolute;font-family:'Arial';left:13px;top:116px;">Stock-based compensation </div><div id="a33275" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:118px;">553</div><div id="a33280" style="position:absolute;font-family:'Arial';left:13px;top:134px;">Increase in deferred tax asset </div><div id="a33283" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:135px;display:flex;">(715)</div><div id="a33288" style="position:absolute;font-family:'Arial';left:23px;top:151px;">Net cash provided by operating activities </div><div id="a33292" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:153px;">8,832</div><div id="a33297" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:153px;">1,000</div><div id="a33299" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:170px;">Cash flows from investing activities: </div><div id="a33306" style="position:absolute;font-family:'Arial';left:4px;top:186px;">Capital contributions to subsidiary </div><div id="a33309" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:188px;-sec-ix-hidden:ID_1616;">-</div><div id="a33313" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:188px;-sec-ix-hidden:ID_1617;">-</div><div id="a33315" style="position:absolute;font-family:'Arial';left:4px;top:203px;">Other </div><div id="a33318" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:205px;-sec-ix-hidden:ID_1592;">-</div><div id="a33322" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:205px;-sec-ix-hidden:ID_1593;">-</div><div id="a33324" style="position:absolute;font-family:'Arial';left:23px;top:222px;">Net cash used in investing activities<div style="display:inline-block;width:5px"> </div></div><div id="a33327" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:223px;-sec-ix-hidden:ID_1594;">-</div><div id="a33331" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:223px;-sec-ix-hidden:ID_1595;">-</div><div id="a33333" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:240px;">Cash flows from financing activities: </div><div id="a33340" style="position:absolute;font-family:'Arial';left:13px;top:256px;">Dividends paid </div><div id="a33343" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:258px;-sec-ix-hidden:ID_1596;">-</div><div id="a33347" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:258px;-sec-ix-hidden:ID_1597;">-</div><div id="a33349" style="position:absolute;font-family:'Arial';left:13px;top:274px;">Proceeds from exercise of stock options </div><div id="a33352" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:275px;">75</div><div id="a33356" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:275px;">102</div><div id="a33358" style="position:absolute;font-family:'Arial';left:13px;top:291px;">Repurchase of common stock </div><div id="a33361" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:292px;display:flex;">(7,583)</div><div id="a33365" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:292px;-sec-ix-hidden:ID_1601;">-</div><div id="a33367" style="position:absolute;font-family:'Arial';left:13px;top:308px;">Net cash (used in) provided by financing activities </div><div id="a33370" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:310px;display:flex;">(7,508)</div><div id="a33374" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:310px;">102</div><div id="a33376" style="position:absolute;font-family:'Arial';left:13px;top:327px;">Net increase in cash and cash equivalents<div style="display:inline-block;width:5px"> </div></div><div id="a33379" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:328px;">1,324</div><div id="a33383" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:328px;">1,102</div><div id="a33391" style="position:absolute;font-family:'Arial';left:13px;top:360px;">Cash and cash equivalents, beginning of period<div style="display:inline-block;width:5px"> </div></div><div id="a33394" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:362px;">1,102</div><div id="a33398" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:362px;-sec-ix-hidden:ID_1668;">-</div><div id="a33400" style="position:absolute;font-family:'Arial';left:13px;top:379px;">Cash and cash equivalents, end of period<div style="display:inline-block;width:5px"> </div></div><div id="a33402" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:380px;">$</div><div id="a33404" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:380px;">2,426</div><div id="a33407" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:380px;">$</div><div id="a33409" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:380px;">1,102</div></div></div></div></div> <div id="TextBlockContainer1273" style="position:relative;line-height:normal;width:730px;height:178px;"><div id="div_1270_XBRL_TS_35012dd1b2bd4770bbeb72811738aa44" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1271" style="position:relative;line-height:normal;width:730px;height:178px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:14.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:16px; left:4px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:16px; left:587.2px; top:13.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:13.6px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:13.8px; left:13px; top:46.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:467.1px; top:47.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:46.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:45.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:604.1px; top:47.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:455.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:78.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.8px; left:592.1px; top:80.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17px; left:4px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:587.2px; top:77.6px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:77.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:94.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:96.5px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:94.6px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:96.5px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:111.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.4px; left:455.1px; top:112.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:13.8px; left:13px; top:144.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:145.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:144.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:143.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:145.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:159.5px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:159.5px; background-color:#000000; "> </div> <div id="TextContainer1271" style="position:relative;width:730px;z-index:1;"><div id="a32969" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:0px;">December 31, 2023</div><div id="a32972" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:0px;">December 31, 2022</div><div id="a32974" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:15px;">ASSETS:</div><div id="a32981" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:31px;">Cash and Cash Equivalents</div><div id="a32983" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:32px;">$</div><div id="a32985" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:32px;">2,426</div><div id="a32988" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:32px;">$</div><div id="a32990" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:32px;">1,102</div><div id="a32992" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Investment in bank subsidiary</div><div id="a32996" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:48px;">188,827</div><div id="a33001" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:48px;">181,326</div><div id="a33003" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:63px;">Other assets</div><div id="a33006" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:64px;">715</div><div id="a33010" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:64px;-sec-ix-hidden:ID_1609;">-</div><div id="a33012" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:80px;">Total<div style="display:inline-block;width:5px"> </div>assets</div><div id="a33015" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:81px;">$</div><div id="a33017" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:81px;">191,968</div><div id="a33020" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:81px;">$</div><div id="a33022" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:81px;">182,428</div><div id="a33030" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:113px;">LIABILITIES AND STOCKHOLDERS' EQUITY:</div><div id="a33037" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:129px;">Other liabilities</div><div id="a33039" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:130px;">$</div><div id="a33041" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:130px;-sec-ix-hidden:ID_1573;">-</div><div id="a33044" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:130px;">$</div><div id="a33046" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:130px;-sec-ix-hidden:ID_1611;">-</div><div id="a33048" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:145px;">Stockholders' equity</div><div id="a33051" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:146px;">191,968</div><div id="a33055" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:146px;">182,428</div><div id="a33057" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:162px;">Total<div style="display:inline-block;width:5px"> </div>liabilities and stockholders' equity</div><div id="a33059" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:163px;">$</div><div id="a33061" style="position:absolute;font-family:'Arial';font-size:12px;left:540px;top:163px;">191,968</div><div id="a33064" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:163px;">$</div><div id="a33066" style="position:absolute;font-family:'Arial';font-size:12px;left:677px;top:163px;">182,428</div></div></div></div></div> 2426000 1102000 188827000 181326000 715000 191968000 182428000 191968000 182428000 191968000 182428000 <div id="TextBlockContainer1282" style="position:relative;line-height:normal;width:730px;height:240px;"><div id="div_1279_XBRL_TS_73c6688f34164d3aa61b1ebfbf1c4b31" style="position:absolute;left:0px;top:0px;float:left;"><div id="TextBlockContainer1280" style="position:relative;line-height:normal;width:730px;height:240px;"><div style="position:absolute; width:720.1px; height:15px; left:4px; top:30.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:29.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:29.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.9px; background-color:#000000; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:64.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:62.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:64.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:61.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:61.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:61.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:61.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:77.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:93.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:455.1px; top:94.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:13.9px; left:13px; top:127px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:128.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:125.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:126.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:141.9px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:141.9px; background-color:#000000; "> </div> <div style="position:absolute; width:720.1px; height:15px; left:4px; top:158.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:157.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:157.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:157.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:157.9px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:13.9px; left:13px; top:191px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:190.7px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16px; left:4px; top:189.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:192.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:455.1px; top:225.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.2px; left:4px; top:222.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:13.9px; left:592.1px; top:225.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:1px; left:4px; top:221.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:221.9px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:1px; left:587.2px; top:221.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:221.9px; background-color:#000000; "> </div> <div id="TextContainer1280" style="position:relative;width:730px;z-index:1;"><div id="a33076" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:560px;top:0px;">Years Ended</div><div id="a33079" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:16px;">December 31, 2023</div><div id="a33082" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:16px;">December 31, 2022</div><div id="a33084" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:31px;">INCOME:</div><div id="a33091" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:47px;">Dividends from subsidiaries</div><div id="a33093" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:48px;">$</div><div id="a33095" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:48px;">11,100</div><div id="a33098" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:48px;">$</div><div id="a33100" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:48px;">1,000</div><div id="a33102" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:63px;">Total</div><div id="a33106" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:64px;">11,100</div><div id="a33111" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:64px;">1,000</div><div id="a33119" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:4px;top:95px;">EXPENSE:</div><div id="a33126" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:111px;">Employee compensation and benefits</div><div id="a33130" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:112px;">553</div><div id="a33135" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:112px;-sec-ix-hidden:ID_1579;">-</div><div id="a33137" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:127px;">Other operating</div><div id="a33140" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:128px;">2,268</div><div id="a33145" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:143px;">Total</div><div id="a33148" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:144px;">2,821</div><div id="a33152" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:144px;-sec-ix-hidden:ID_1581;">-</div><div id="a33160" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:175px;">Income before income taxes and undistributed subsidiary income</div><div id="a33163" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:176px;">8,279</div><div id="a33167" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:176px;">1,000</div><div id="a33169" style="position:absolute;font-family:'Arial';font-size:12px;left:13px;top:191px;">Provision (benefit) for income taxes</div><div id="a33172" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:192px;display:flex;">(715)</div><div id="a33176" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:192px;-sec-ix-hidden:ID_1585;">-</div><div id="a33178" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:207px;">Equity in undisbursed subsidiary income</div><div id="a33182" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:208px;">7,551</div><div id="a33186" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:208px;">19,141</div><div id="a33188" style="position:absolute;font-family:'Arial';font-size:12px;left:4px;top:224px;">Net Income </div><div id="a33190" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:225px;">$</div><div id="a33192" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:225px;">16,545</div><div id="a33195" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:225px;">$</div><div id="a33197" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:225px;">20,141</div></div></div></div></div> 11100000 1000000 11100000 1000000 553000 2268000 2821000 8279000 1000000 -715000 7551000 19141000 16545000 20141000 <div id="TextBlockContainer1289" style="position:relative;line-height:normal;width:734px;height:395px;"><div style="position:absolute; width:720.1px; height:16px; left:4px; top:30.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:15.4px; left:4px; top:30.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17px; left:4px; top:29.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:29.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17px; left:587.2px; top:29.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:29.2px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:30.7px; left:13px; top:66.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:34.1px; left:4px; top:63.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.4px; left:13px; top:81.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:115.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:117.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:114.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:115.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:433.1px; height:15.4px; left:22.1px; top:150.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:152.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:150.8px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:16.9px; left:4px; top:149.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:152.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:17.9px; left:4px; top:148.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:148.3px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:17.9px; left:587.2px; top:148.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:148.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:166.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:168.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:166.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:168.1px; background-color:#000000; "> </div> <div style="position:absolute; width:451.1px; height:15.4px; left:4px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:187.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:185.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:184.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:187.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:433.1px; height:15.4px; left:22.1px; top:220.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:467.1px; top:222.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:220.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17.1px; left:4px; top:219.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.9px; left:604.1px; top:222.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:18.1px; left:4px; top:218.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:218.2px; background-color:#000000; "> </div> <div style="position:absolute; width:5px; height:18.1px; left:587.2px; top:218.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:218.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:236.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:238.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:236.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:238.2px; background-color:#000000; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:256px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:257.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:256px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:254.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:257.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.4px; left:13px; top:289.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.4px; left:587.2px; top:289.9px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:288.3px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:291.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:305.3px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:305.3px; background-color:#000000; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:327.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:14.2px; left:4px; top:327.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:327.5px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:451.1px; height:18.1px; left:4px; top:323.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:455.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:323.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:325.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:18.1px; left:587.2px; top:323.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:12px; height:15.2px; left:592.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:323.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:325.1px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:326.1px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:442.2px; height:15.2px; left:13px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:467.1px; top:361.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:5px; height:15.2px; left:587.2px; top:360px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:720.1px; height:17px; left:4px; top:358.2px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:116px; height:13.8px; left:604.1px; top:361.4px; background-color:#CCEEFF; "> </div> <div style="position:absolute; width:132px; height:1px; left:455.1px; top:375.2px; background-color:#000000; "> </div> <div style="position:absolute; width:132px; height:1px; left:592.1px; top:375.2px; background-color:#000000; "> </div> <div id="TextContainer1289" style="position:relative;width:734px;z-index:1;"><div id="a33225" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:560px;top:0px;">Years Ended</div><div id="a33228" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:467px;top:16px;">December 31, 2023</div><div id="a33231" style="position:absolute;font-family:'Arial';font-size:12px;font-weight:bold;left:604px;top:16px;">December 31, 2022</div><div id="a33233" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:31px;">Cash flows from operating activities: </div><div id="a33240" style="position:absolute;font-family:'Arial';left:4px;top:48px;">Net income </div><div id="a33242" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:50px;">$</div><div id="a33244" style="position:absolute;font-family:'Arial';font-size:12px;left:547px;top:50px;">16,545</div><div id="a33247" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:50px;">$</div><div id="a33249" style="position:absolute;font-family:'Arial';font-size:12px;left:684px;top:50px;">20,141</div><div id="a33251" style="position:absolute;font-family:'Arial';left:13px;top:67px;">Adjustments to reconcile net income to net cash provided<div style="display:inline-block;width:5px"> </div>by operating<div style="display:inline-block;width:4px"> </div></div><div id="a33253" style="position:absolute;font-family:'Arial';left:13px;top:82px;">activities: </div><div id="a33260" style="position:absolute;font-family:'Arial';left:13px;top:99px;">Equity in undistributed earnings of subsidiaries </div><div id="a33263" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:101px;display:flex;">(7,551)</div><div id="a33267" style="position:absolute;font-family:'Arial';font-size:12px;left:680px;top:101px;display:flex;">(19,141)</div><div id="a33269" style="position:absolute;font-family:'Arial';left:13px;top:116px;">Stock-based compensation </div><div id="a33275" style="position:absolute;font-family:'Arial';font-size:12px;left:564px;top:118px;">553</div><div id="a33280" style="position:absolute;font-family:'Arial';left:13px;top:134px;">Increase in deferred tax asset </div><div id="a33283" style="position:absolute;font-family:'Arial';font-size:12px;left:560px;top:135px;display:flex;">(715)</div><div id="a33288" style="position:absolute;font-family:'Arial';left:23px;top:151px;">Net cash provided by operating activities </div><div id="a33292" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:153px;">8,832</div><div id="a33297" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:153px;">1,000</div><div id="a33299" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:170px;">Cash flows from investing activities: </div><div id="a33306" style="position:absolute;font-family:'Arial';left:4px;top:186px;">Capital contributions to subsidiary </div><div id="a33309" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:188px;-sec-ix-hidden:ID_1616;">-</div><div id="a33313" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:188px;-sec-ix-hidden:ID_1617;">-</div><div id="a33315" style="position:absolute;font-family:'Arial';left:4px;top:203px;">Other </div><div id="a33318" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:205px;-sec-ix-hidden:ID_1592;">-</div><div id="a33322" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:205px;-sec-ix-hidden:ID_1593;">-</div><div id="a33324" style="position:absolute;font-family:'Arial';left:23px;top:222px;">Net cash used in investing activities<div style="display:inline-block;width:5px"> </div></div><div id="a33327" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:223px;-sec-ix-hidden:ID_1594;">-</div><div id="a33331" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:223px;-sec-ix-hidden:ID_1595;">-</div><div id="a33333" style="position:absolute;font-family:'Arial';font-weight:bold;left:4px;top:240px;">Cash flows from financing activities: </div><div id="a33340" style="position:absolute;font-family:'Arial';left:13px;top:256px;">Dividends paid </div><div id="a33343" style="position:absolute;font-family:'Arial';font-size:12px;left:580px;top:258px;-sec-ix-hidden:ID_1596;">-</div><div id="a33347" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:258px;-sec-ix-hidden:ID_1597;">-</div><div id="a33349" style="position:absolute;font-family:'Arial';left:13px;top:274px;">Proceeds from exercise of stock options </div><div id="a33352" style="position:absolute;font-family:'Arial';font-size:12px;left:570px;top:275px;">75</div><div id="a33356" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:275px;">102</div><div id="a33358" style="position:absolute;font-family:'Arial';left:13px;top:291px;">Repurchase of common stock </div><div id="a33361" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:292px;display:flex;">(7,583)</div><div id="a33365" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:292px;-sec-ix-hidden:ID_1601;">-</div><div id="a33367" style="position:absolute;font-family:'Arial';left:13px;top:308px;">Net cash (used in) provided by financing activities </div><div id="a33370" style="position:absolute;font-family:'Arial';font-size:12px;left:549px;top:310px;display:flex;">(7,508)</div><div id="a33374" style="position:absolute;font-family:'Arial';font-size:12px;left:701px;top:310px;">102</div><div id="a33376" style="position:absolute;font-family:'Arial';left:13px;top:327px;">Net increase in cash and cash equivalents<div style="display:inline-block;width:5px"> </div></div><div id="a33379" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:328px;">1,324</div><div id="a33383" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:328px;">1,102</div><div id="a33391" style="position:absolute;font-family:'Arial';left:13px;top:360px;">Cash and cash equivalents, beginning of period<div style="display:inline-block;width:5px"> </div></div><div id="a33394" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:362px;">1,102</div><div id="a33398" style="position:absolute;font-family:'Arial';font-size:12px;left:717px;top:362px;-sec-ix-hidden:ID_1668;">-</div><div id="a33400" style="position:absolute;font-family:'Arial';left:13px;top:379px;">Cash and cash equivalents, end of period<div style="display:inline-block;width:5px"> </div></div><div id="a33402" style="position:absolute;font-family:'Arial';font-size:12px;left:456px;top:380px;">$</div><div id="a33404" style="position:absolute;font-family:'Arial';font-size:12px;left:553px;top:380px;">2,426</div><div id="a33407" style="position:absolute;font-family:'Arial';font-size:12px;left:593px;top:380px;">$</div><div id="a33409" style="position:absolute;font-family:'Arial';font-size:12px;left:690px;top:380px;">1,102</div></div></div> 16545000 20141000 7551000 19141000 553000 715000 8832000 1000000 75000 102000 7583000 -7508000 102000 1324000 1102000 1102000 2426000 1102000 <div id="TextBlockContainer1294" style="position:relative;line-height:normal;width:739px;height:81px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.1px; background-color:#000000; "> </div> <div id="TextContainer1294" style="position:relative;width:739px;z-index:1;"><div id="a33413" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">18.<div style="display:inline-block;width:18px"> </div>LOSS CONTINGENCIES<div style="display:inline-block;width:4px"> </div></div><div id="a33421" style="position:absolute;font-family:'Arial';left:29px;top:34px;">Loss contingencies,<div style="display:inline-block;width:5px"> </div>including claims<div style="display:inline-block;width:5px"> </div>and legal actions<div style="display:inline-block;width:6px"> </div>may arise in<div style="display:inline-block;width:6px"> </div>the ordinary<div style="display:inline-block;width:5px"> </div>course of<div style="display:inline-block;width:5px"> </div>business. In<div style="display:inline-block;width:5px"> </div>the opinion<div style="display:inline-block;width:5px"> </div>of </div><div id="a33423" style="position:absolute;font-family:'Arial';left:5px;top:49px;">management, none<div style="display:inline-block;width:5px"> </div>of these<div style="display:inline-block;width:5px"> </div>actions, either<div style="display:inline-block;width:5px"> </div>individually or<div style="display:inline-block;width:5px"> </div>in the aggregate,<div style="display:inline-block;width:6px"> </div>is expected<div style="display:inline-block;width:5px"> </div>to have<div style="display:inline-block;width:5px"> </div>a material<div style="display:inline-block;width:5px"> </div>adverse effect </div><div id="a33432" style="position:absolute;font-family:'Arial';left:5px;top:65px;">on the Company’s Consolidated Financial Statements.</div></div></div> <div id="TextBlockContainer1297" style="position:relative;line-height:normal;width:739px;height:128px;"><div style="position:absolute; width:724px; height:1.9px; left:3.1px; top:16.5px; background-color:#000000; "> </div> <div id="TextContainer1297" style="position:relative;width:739px;z-index:1;"><div id="a33442" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:0px;">19.<div style="display:inline-block;width:30px"> </div>SUBSEQUENT EVENTS<div style="display:inline-block;width:4px"> </div></div><div id="a33448" style="position:absolute;font-family:'Arial';font-weight:bold;left:5px;top:34px;">Dividends </div><div id="a33451" style="position:absolute;font-family:'Arial';left:29px;top:65px;">On January<div style="display:inline-block;width:6px"> </div>29,<div style="display:inline-block;width:5px"> </div>2024,<div style="display:inline-block;width:5px"> </div>the<div style="display:inline-block;width:5px"> </div>Company<div style="display:inline-block;width:5px"> </div>announced<div style="display:inline-block;width:5px"> </div>that<div style="display:inline-block;width:5px"> </div>its<div style="display:inline-block;width:5px"> </div>Board<div style="display:inline-block;width:5px"> </div>of Directors<div style="display:inline-block;width:7px"> </div>approved<div style="display:inline-block;width:5px"> </div>a cash<div style="display:inline-block;width:6px"> </div>dividend<div style="display:inline-block;width:5px"> </div>program.<div style="display:inline-block;width:5px"> </div>The </div><div id="a33454" style="position:absolute;font-family:'Arial';left:5px;top:80px;">quarterly dividend<div style="display:inline-block;width:6px"> </div>for the<div style="display:inline-block;width:5px"> </div>first quarter<div style="display:inline-block;width:5px"> </div>of 2024<div style="display:inline-block;width:5px"> </div>was $</div><div id="a33454_54_4" style="position:absolute;font-family:'Arial';left:316px;top:80px;">0.05</div><div id="a33454_58_62" style="position:absolute;font-family:'Arial';left:342px;top:80px;"><div style="display:inline-block;width:4px"> </div>per share<div style="display:inline-block;width:5px"> </div>of Class<div style="display:inline-block;width:5px"> </div>A common<div style="display:inline-block;width:5px"> </div>stock, paid<div style="display:inline-block;width:5px"> </div>on March<div style="display:inline-block;width:5px"> </div>5, 2024,<div style="display:inline-block;width:5px"> </div>to </div><div id="a33455" style="position:absolute;font-family:'Arial';left:5px;top:95px;">stockholders of record as of the close of business<div style="display:inline-block;width:2px"> </div>on February 15, 2024. Total amount paid to shareholders in dividends on </div><div id="a33456" style="position:absolute;font-family:'Arial';left:5px;top:111px;">February 15, 2024 was $</div><div id="a33456_23_3" style="position:absolute;font-family:'Arial';left:152px;top:111px;">1.0</div><div id="a33456_26_9" style="position:absolute;font-family:'Arial';left:171px;top:111px;"><div style="display:inline-block;width:4px"> </div>million.</div></div></div> 0.05 1000000.0 false false false false